EX-4.1 5 d441750-ex4_1.htm POOLING AND SERVICING AGREEMENT

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

Depositor

WELLS FARGO BANK, N.A

SERVICER

WELLS FARGO BANK, N.A.

Master Servicer, Trust Administrator and Custodian

AND

U.S. BANK NATIONAL ASSOCIATION

Trustee

POOLING AND SERVICING AGREEMENT

DATED AS OF FEBRUARY 1, 2006

MASTR Asset Backed Securities Trust 2006-FRE1

Mortgage Pass-Through Certificates

Series 2006-FRE1

 



 

TABLE OF CONTENTS

ARTICLE I

DEFINITIONS

SECTION 1.01.

Defined Terms.

SECTION 1.02.

Allocation of Certain Interest Shortfalls.

SECTION 1.03.

Rights of the NIMS Insurer.

 

 

ARTICLE II

CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES

SECTION 2.01.

Conveyance of the Mortgage Loans.

SECTION 2.02.

Acceptance of REMIC I by Trustee.

SECTION 2.03.

Repurchase or Substitution of Mortgage Loans by the Originator or the Seller.

SECTION 2.04.

Reserved.

SECTION 2.05.

Representations, Warranties and Covenants of the Servicer and the Master Servicer.

SECTION 2.06.

Conveyance of REMIC Regular Interests and Acceptance of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI by the Trustee; Issuance of Certificates.

SECTION 2.07.

Issuance of Class R Certificates and Class R-X Certificates.

 

 

ARTICLE III

ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

SECTION 3.01.

Servicer to Act as Servicer.

SECTION 3.02.

Sub-Servicing Agreements Between Servicer and Sub-Servicers.

SECTION 3.03.

Successor Sub-Servicers.

SECTION 3.04.

Liability of the Servicer.

SECTION 3.05.

No Contractual Relationship Between Sub-Servicers and the Trustee, the Trust Administrator, the NIMS Insurer or Certificateholders.

SECTION 3.06.

Assumption or Termination of Sub-Servicing Agreements by Master Servicer.

SECTION 3.07.

Collection of Certain Mortgage Loan Payments.

SECTION 3.08.

Sub-Servicing Accounts.

SECTION 3.09.

Collection of Taxes, Assessments and Similar Items; Servicing Accounts.

SECTION 3.10.

Collection Account.

SECTION 3.11.

Withdrawals from the Collection Account.

SECTION 3.12.

Investment of Funds in the Collection Account.

SECTION 3.13.

The Pool Policy.

SECTION 3.14.

Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage.

SECTION 3.15.

Enforcement of Due-On-Sale Clauses; Assumption Agreements.

 

 



 

 

SECTION 3.16.

Realization Upon Defaulted Mortgage Loans.

SECTION 3.17.

Trustee to Cooperate; Release of Mortgage Files.

SECTION 3.18.

Servicing Compensation.

SECTION 3.19.

Reports; Collection Account Statements.

SECTION 3.20.

Statement as to Compliance.

SECTION 3.21.

Assessments of Compliance and Attestation Reports.

SECTION 3.22.

Access to Certain Documentation.

SECTION 3.23.

Title, Management and Disposition of REO Property.

SECTION 3.24.

Obligations of the Servicer in Respect of Prepayment Interest Shortfalls.

SECTION 3.25.

Obligations of the Servicer in Respect of Monthly Payments.

SECTION 3.26.

Advance Facility

SECTION 3.27.

Late Remittance.

 

 

ARTICLE IIIA

ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

SECTION 3A.01.

Master Servicer to Act as Master Servicer

SECTION 3A.02.

[Reserved].

SECTION 3A.03.

Monitoring of Servicer.

SECTION 3A.04.

Fidelity Bond

SECTION 3A.05.

Power to Act; Procedures.

SECTION 3A.06.

Due on Sale Clauses; Assumption Agreements.

SECTION 3A.07.

[Reserved].

SECTION 3A.08.

Documents, Records and Funds in Possession of Master Servicer to be Held for Trustee.

SECTION 3A.09.

Compensation for the Master Servicer.

SECTION 3A.10.

Obligations of the Master Servicer in Respect of Prepayment Interest Shortfalls.

SECTION 3A.11.

Distribution Account.

SECTION 3A.12.

Permitted Withdrawals and Transfers from the Distribution Account.

 

 

ARTICLE IV

PAYMENTS TO CERTIFICATEHOLDERS

SECTION 4.01.

Distributions.

SECTION 4.02.

Statements to Certificateholders.

SECTION 4.03.

Remittance Reports; Advances.

SECTION 4.04.

Allocation of Realized Losses.

SECTION 4.05.

Compliance with Withholding Requirements.

SECTION 4.06.

Exchange Commission Filings; Additional Information.

SECTION 4.07.

Net WAC Rate Carryover Reserve Account.

SECTION 4.08.

Swap Account.

SECTION 4.09.

Tax Treatment of Swap Payments and Swap Termination Payments.

 

 



 

ARTICLE V

THE CERTIFICATES

SECTION 5.01.

The Certificates.

SECTION 5.02.

Registration of Transfer and Exchange of Certificates.

SECTION 5.03.

Mutilated, Destroyed, Lost or Stolen Certificates.

SECTION 5.04.

Persons Deemed Owners.

SECTION 5.05.

Certain Available Information.

 

 

ARTICLE VI

THE DEPOSITOR AND THE MASTER SERVICER

SECTION 6.01.

Liability of the Depositor, the Servicer and the Master Servicer.

SECTION 6.02.

Merger or Consolidation of the Depositor or the Master Servicer.

SECTION 6.03.

Limitation on Liability of the Depositor, the Servicer, the Master Servicer and Others.

SECTION 6.04.

Limitation on Resignation of the Servicer; Assignment of Master Servicing.

SECTION 6.05.

Successor Master Servicer.

SECTION 6.06.

Rights of the Depositor in Respect of the Servicer.

SECTION 6.07.

Duties of the Credit Risk Manager.

SECTION 6.08.

Limitation Upon Liability of the Credit Risk Manager.

SECTION 6.09.

Removal of the Credit Risk Manager.

 

 

ARTICLE VII

DEFAULT

SECTION 7.01.

Servicer Events of Default and Master Servicer Events of Termination.

SECTION 7.02.

Master Servicer or Trustee to Act; Appointment of Successor Servicer.

SECTION 7.03.

Trustee to Act; Appointment of Successor Master Servicer.

SECTION 7.04.

Notification to Certificateholders.

SECTION 7.05.

Waiver of Servicer Events of Default and Master Servicer Events of Termination.

SECTION 7.06.

Survivability of Servicer and Master Servicer Liabilities.

 

 

ARTICLE VIII

CONCERNING THE TRUSTEE AND THE TRUST ADMINISTRATOR

SECTION 8.01.

Duties of Trustee and Trust Administrator.

SECTION 8.02.

Certain Matters Affecting the Trustee and the Trust Administrator

SECTION 8.03.

Neither Trustee nor Trust Administrator Liable for Certificates or Mortgage Loans.

SECTION 8.04.

Trustee and Trust Administrator May Own Certificates.

SECTION 8.05.

Trust Administrator’s and Trustee’s Fees and Expenses.

SECTION 8.06.

Eligibility Requirements for Trustee and Trust Administrator.

SECTION 8.07.

Resignation and Removal of the Trustee or Trust Administrator.

SECTION 8.08.

Successor Trustee or Trust Administrator.

 

 



 

 

SECTION 8.09.

Merger or Consolidation of Trustee or Trust Administrator.

SECTION 8.10.

Appointment of Co-Trustee or Separate Trustee.

SECTION 8.11.

Appointment of Office or Agency; Appointment of Custodian.

SECTION 8.12.

Representations and Warranties.

 

 

ARTICLE IX

TERMINATION

SECTION 9.01.

Termination Upon Repurchase or Liquidation of All Mortgage Loans.

SECTION 9.02.

Additional Termination Requirements.

 

 

ARTICLE X

REMIC PROVISIONS

SECTION 10.01.

REMIC Administration.

SECTION 10.02.

Prohibited Transactions and Activities.

SECTION 10.03.

Servicer, Master Servicer and Trustee Indemnification.

 

 

ARTICLE XI

MISCELLANEOUS PROVISIONS

SECTION 11.01.

Amendment.

SECTION 11.02.

Recordation of Agreement; Counterparts.

SECTION 11.03.

Limitation on Rights of Certificateholders.

SECTION 11.04.

Governing Law.

SECTION 11.05.

Notices.

SECTION 11.06.

Severability of Provisions.

SECTION 11.07.

Notice to Rating Agencies and the NIMS Insurer.

SECTION 11.08.

Article and Section References.

SECTION 11.09.

Grant of Security Interest.

SECTION 11.10.

Third Party Rights.

SECTION 11.11.

Intention of the Parties and Interpretation.

 

 

 

 



 

Exhibits

Exhibit A-1

Form of Class A-1 Certificate

Exhibit A-2

Form of Class A-2 Certificate

Exhibit A-3

Form of Class A-3 Certificate

Exhibit A-4

Form of Class A-4 Certificate

Exhibit A-5

Form of Class M-1 Certificate

Exhibit A-6

Form of Class M-2 Certificate

Exhibit A-7

Form of Class M-3 Certificate

Exhibit A-8

Form of Class M-4 Certificate

Exhibit A-9

Form of Class M-5 Certificate

Exhibit A-10

Form of Class M-6 Certificate

Exhibit A-11

Form of Class M-7 Certificate

Exhibit A-12

Form of Class M-8 Certificate

Exhibit A-13

Form of Class M-9 Certificate

Exhibit A-14

[Reserved]

Exhibit A-15

[Reserved]

Exhibit A-16

Form of Class CE Certificate

Exhibit A-17

Form of Class P Certificate

Exhibit A-18

Form of Class R Certificate

Exhibit A-19

Form of Class R-X Certificate

Exhibit B

[Reserved]

Exhibit C-1

Form of Trustee’s Initial Certification

Exhibit C-2

Form of Trustee’s Final Certification

Exhibit C-3

Form of Trustee’s Receipt of Mortgage Notes

Exhibit D

Form of Assignment Agreement

Exhibit E

Request for Release

Exhibit F-1

Form of Transferor Representation Letter and Form of Transferee Representation Letter in Connection with Transfer of the Private Certificates Pursuant to Rule 144A Under the 1933 Act

Exhibit F-2

Form of Transfer Affidavit and Agreement and Form of Transferor Affidavit in Connection with Transfer of Residual Certificates

Exhibit G

Form of Certification with respect to ERISA and the Code

Exhibit H

Form of Report Pursuant to Section 4.06

Exhibit I

Form of Lost Note Affidavit

Exhibit J-1

Form of Certification to Be Provided by the Master Servicer with Form 10-K

Exhibit J-2

Form of Certification to Be Provided by the Servicer to the Master Servicer

Exhibit K

[Reserved].

Exhibit L

Annual Statement of Compliance pursuant to Section 3.20

Exhibit M

Form of Interest Rate Swap Agreement

Exhibit N

Form of Swap Administration Agreement

Exhibit O

Servicing Criteria to Be Addressed in Assessment of Compliance

Exhibit P

Form 10-D, Form 8-K and Form 10-K Reporting Responsibility

Exhibit Q

Additional Disclosure Notification

Exhibit R-1

Form of Delinquency Report

Exhibit R-2

Form of Monthly Remittance Advice

Exhibit R-3

Form of Realized Loss Report

 

Schedule 1

Mortgage Loan Schedule

Schedule 2

Prepayment Charge Schedule

 

 



 

This Pooling and Servicing Agreement, is dated and effective as of February 1, 2006 among MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC. as Depositor, WELLS FARGO BANK, N.A. as Servicer, WELLS FARGO BANK, N.A. as Master Servicer, Trust Administrator and Custodian and U.S. BANK NATIONAL ASSOCIATION as Trustee.

PRELIMINARY STATEMENT:

The Depositor intends to sell pass-through certificates to be issued hereunder in multiple classes, which in the aggregate will evidence the entire beneficial ownership interest in each REMIC (as defined herein) created hereunder. The Trust Fund will consist of a segregated pool of assets comprised of the Mortgage Loans and certain other related assets subject to this Agreement.

REMIC I

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets (other than the Net WAC Rate Carryover Reserve Account, the Swap Account, the Supplemental Interest Trust, the Interest Rate Swap Agreement, any Originator Prepayment Charge Payment Amounts and any Servicer Prepayment Charge Payment Amounts) subject to this Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC I.” The Class R-I Interest will be the sole class of “residual interests” in REMIC I for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the REMIC I Remittance Rate, the initial Uncertificated Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC I Regular Interests (as defined herein). None of the REMIC I Regular Interests will be certificated.

Designation

 

REMIC I
Remittance Rate

 

Initial
Uncertificated Balance

 

Latest Possible
Maturity Date(1)

 

I

 

Variable(2)

 

$

897.51

 

January 25, 2036

 

I-1-A

 

Variable(2)

 

$

3,319,500.00

 

January 25, 2036

 

I-1-B

 

Variable(2)

 

$

3,319,500.00

 

January 25, 2036

 

I-2-A

 

Variable(2)

 

$

4,131,000.00

 

January 25, 2036

 

I-2-B

 

Variable(2)

 

$

4,131,000.00

 

January 25, 2036

 

I-3-A

 

Variable(2)

 

$

4,936,000.00

 

January 25, 2036

 

I-3-B

 

Variable(2)

 

$

4,936,000.00

 

January 25, 2036

 

I-4-A

 

Variable(2)

 

$

5,729,000.00

 

January 25, 2036

 

I-4-B

 

Variable(2)

 

$

5,729,000.00

 

January 25, 2036

 

I-5-A

 

Variable(2)

 

$

6,499,500.00

 

January 25, 2036

 

I-5-B

 

Variable(2)

 

$

6,499,500.00

 

January 25, 2036

 

I-6-A

 

Variable(2)

 

$

7,240,000.00

 

January 25, 2036

 

I-6-B

 

Variable(2)

 

$

7,240,000.00

 

January 25, 2036

 

I-7-A

 

Variable(2)

 

$

7,939,500.00

 

January 25, 2036

 

I-7-B

 

Variable(2)

 

$

7,939,500.00

 

January 25, 2036

 

I-8-A

 

Variable(2)

 

$

8,580,000.00

 

January 25, 2036

 

I-8-B

 

Variable(2)

 

$

8,580,000.00

 

January 25, 2036

 

I-9-A

 

Variable(2)

 

$

9,091,000.00

 

January 25, 2036

 

I-9-B

 

Variable(2)

 

$

9,091,000.00

 

January 25, 2036

 

 

 



 

 

I-10-A

 

Variable(2)

 

$

8,652,500.00

 

January 25, 2036

 

I-10-B

 

Variable(2)

 

$

8,652,500.00

 

January 25, 2036

 

I-11-A

 

Variable(2)

 

$

8,235,500.00

 

January 25, 2036

 

I-11-B

 

Variable(2)

 

$

8,235,500.00

 

January 25, 2036

 

I-12-A

 

Variable(2)

 

$

7,839,000.00

 

January 25, 2036

 

I-12-B

 

Variable(2)

 

$

7,839,000.00

 

January 25, 2036

 

I-13-A

 

Variable(2)

 

$

7,461,000.00

 

January 25, 2036

 

I-13-B

 

Variable(2)

 

$

7,461,000.00

 

January 25, 2036

 

I-14-A

 

Variable(2)

 

$

7,102,000.00

 

January 25, 2036

 

I-14-B

 

Variable(2)

 

$

7,102,000.00

 

January 25, 2036

 

I-15-A

 

Variable(2)

 

$

6,763,500.00

 

January 25, 2036

 

I-15-B

 

Variable(2)

 

$

6,763,500.00

 

January 25, 2036

 

I-16-A

 

Variable(2)

 

$

6,437,500.00

 

January 25, 2036

 

I-16-B

 

Variable(2)

 

$

6,437,500.00

 

January 25, 2036

 

I-17-A

 

Variable(2)

 

$

6,152,000.00

 

January 25, 2036

 

I-17-B

 

Variable(2)

 

$

6,152,000.00

 

January 25, 2036

 

I-18-A

 

Variable(2)

 

$

5,926,000.00

 

January 25, 2036

 

I-18-B

 

Variable(2)

 

$

5,926,000.00

 

January 25, 2036

 

I-19-A

 

Variable(2)

 

$

6,101,500.00

 

January 25, 2036

 

I-19-B

 

Variable(2)

 

$

6,101,500.00

 

January 25, 2036

 

I-20-A

 

Variable(2)

 

$

11,193,000.00

 

January 25, 2036

 

I-20-B

 

Variable(2)

 

$

11,193,000.00

 

January 25, 2036

 

I-21-A

 

Variable(2)

 

$

9,994,500.00

 

January 25, 2036

 

I-21-B

 

Variable(2)

 

$

9,994,500.00

 

January 25, 2036

 

I-22-A

 

Variable(2)

 

$

8,902,500.00

 

January 25, 2036

 

I-22-B

 

Variable(2)

 

$

8,902,500.00

 

January 25, 2036

 

I-23-A

 

Variable(2)

 

$

7,923,500.00

 

January 25, 2036

 

I-23-B

 

Variable(2)

 

$

7,923,500.00

 

January 25, 2036

 

I-24-A

 

Variable(2)

 

$

6,872,000.00

 

January 25, 2036

 

I-24-B

 

Variable(2)

 

$

6,872,000.00

 

January 25, 2036

 

I-25-A

 

Variable(2)

 

$

3,693,000.00

 

January 25, 2036

 

I-25-B

 

Variable(2)

 

$

3,693,000.00

 

January 25, 2036

 

I-26-A

 

Variable(2)

 

$

3,478,000.00

 

January 25, 2036

 

I-26-B

 

Variable(2)

 

$

3,478,000.00

 

January 25, 2036

 

I-27-A

 

Variable(2)

 

$

3,275,500.00

 

January 25, 2036

 

I-27-B

 

Variable(2)

 

$

3,275,500.00

 

January 25, 2036

 

I-28-A

 

Variable(2)

 

$

3,082,000.00

 

January 25, 2036

 

I-28-B

 

Variable(2)

 

$

3,082,000.00

 

January 25, 2036

 

I-29-A

 

Variable(2)

 

$

2,903,500.00

 

January 25, 2036

 

I-29-B

 

Variable(2)

 

$

2,903,500.00

 

January 25, 2036

 

I-30-A

 

Variable(2)

 

$

2,735,000.00

 

January 25, 2036

 

I-30-B

 

Variable(2)

 

$

2,735,000.00

 

January 25, 2036

 

I-31-A

 

Variable(2)

 

$

2,576,500.00

 

January 25, 2036

 

I-31-B

 

Variable(2)

 

$

2,576,500.00

 

January 25, 2036

 

I-32-A

 

Variable(2)

 

$

2,428,000.00

 

January 25, 2036

 

I-32-B

 

Variable(2)

 

$

2,428,000.00

 

January 25, 2036

 

I-33-A

 

Variable(2)

 

$

2,287,000.00

 

January 25, 2036

 

 

 



 

 

I-33-B

 

Variable(2)

 

$

2,287,000.00

 

January 25, 2036

 

I-34-A

 

Variable(2)

 

$

2,155,000.00

 

January 25, 2036

 

I-34-B

 

Variable(2)

 

$

2,155,000.00

 

January 25, 2036

 

I-35-A

 

Variable(2)

 

$

2,031,000.00

 

January 25, 2036

 

I-35-B

 

Variable(2)

 

$

2,031,000.00

 

January 25, 2036

 

I-36-A

 

Variable(2)

 

$

13,413,500.00

 

January 25, 2036

 

I-36-B

 

Variable(2)

 

$

13,413,500.00

 

January 25, 2036

 

I-37-A

 

Variable(2)

 

$

14,716,000.00

 

January 25, 2036

 

I-37-B

 

Variable(2)

 

$

14,716,000.00

 

January 25, 2036

 

I-38-A

 

Variable(2)

 

$

221,000.00

 

January 25, 2036

 

I-38-B

 

Variable(2)

 

$

221,000.00

 

January 25, 2036

 

I-39-A

 

Variable(2)

 

$

213,000.00

 

January 25, 2036

 

I-39-B

 

Variable(2)

 

$

213,000.00

 

January 25, 2036

 

I-40-A

 

Variable(2)

 

$

205,000.00

 

January 25, 2036

 

I-40-B

 

Variable(2)

 

$

205,000.00

 

January 25, 2036

 

I-41-A

 

Variable(2)

 

$

197,500.00

 

January 25, 2036

 

I-41-B

 

Variable(2)

 

$

197,500.00

 

January 25, 2036

 

I-42-A

 

Variable(2)

 

$

190,000.00

 

January 25, 2036

 

I-42-B

 

Variable(2)

 

$

190,000.00

 

January 25, 2036

 

I-43-A

 

Variable(2)

 

$

5,060,000.00

 

January 25, 2036

 

I-43-B

 

Variable(2)

 

$

5,060,000.00

 

January 25, 2036

 

I-LTP

 

Variable(2)

 

$

100.00

 

January 25, 2036

 

________________

(1)

For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC I Regular Interest.

(2)

Calculated in accordance with the definition of “REMIC I Remittance Rate” herein.

 

 



 

REMIC II

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC I Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC II.” The Class R-II Interest will evidence the sole class of “residual interests” in REMIC II for purposes of the REMIC Provisions under federal income tax law. The following table irrevocably sets forth the designation, the REMIC II Remittance Rate, the initial Uncertificated Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC II Regular Interests (as defined herein). None of the REMIC II Regular Interests will be certificated.

Designation

 

REMIC II

Remittance Rate

 

Initial

Uncertificated Balance

 

Latest Possible

Maturity Date(1)

II-LTAA

 

Variable(2)

 

$

466,249,501.56

 

January 25, 2036

II-LTA1

 

Variable(2)

 

$

2,062,800.00

 

January 25, 2036

II-LTA2

 

Variable(2)

 

$

673,530.00

 

January 25, 2036

II-LTA3

 

Variable(2)

 

$

737,630.00

 

January 25, 2036

II-LTA4

 

Variable(2)

 

$

344,050.00

 

January 25, 2036

II-LTM1

 

Variable(2)

 

$

218,860.00

 

January 25, 2036

II-LTM2

 

Variable(2)

 

$

176,030.00

 

January 25, 2036

II-LTM3

 

Variable(2)

 

$

92,770.00

 

January 25, 2036

II-LTM4

 

Variable(2)

 

$

85,640.00

 

January 25, 2036

II-LTM5

 

Variable(2)

 

$

71,360.00

 

January 25, 2036

II-LTM6

 

Variable(2)

 

$

68,990.00

 

January 25, 2036

II-LTM7

 

Variable(2)

 

$

64,230.00

 

January 25, 2036

II-LTM8

 

Variable(2)

 

$

85,640.00

 

January 25, 2036

II-LTM9

 

Variable(2)

 

$

47,570.00

 

January 25, 2036

II-LTZZ

 

Variable(2)

 

$

4,786,195.95

 

January 25, 2036

II-LTP

 

Variable(2)

 

$

100.00

 

January 25, 2036

II-LTIO

 

Variable(2)

 

 

N/A(3)

 

January 25, 2036

________________

(1)

For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury Regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC II Regular Interest.

(2)

Calculated in accordance with the definition of “REMIC II Remittance Rate” herein.

(3)

REMIC II Regular Interest II-LTIO will not have an Uncertificated Balance, but will accrue interest on its Uncertificated Notional Amount.

 

 



 

REMIC III

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC II Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC III.” The Class R-III Interest will evidence the sole class of “residual interests” in REMIC III for purposes of the REMIC Provisions under federal income tax law. The following table irrevocably sets forth the designation, the Pass-Through Rate, the initial aggregate Certificate Principal Balance and, for purposes of satisfying Treasury regulation section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Classes of Certificates.

Each Certificate, other than the Class P Certificate, the Class CE Certificate, the Class R Certificates and the Class R-X Certificates, represents ownership of a Regular Interest in REMIC III and also represents (i) the right to receive payments with respect to the Net WAC Rate Carryover Amount (as defined herein) and (ii) the obligation to pay Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate.

Designation

 

Pass-Through Rate

 

Initial Aggregate

Certificate Principal Balance

 

Latest Possible

Maturity Date(1)

Class A-1

 

Variable(2)

 

$

206,280,000.00

 

January 25, 2036

Class A-2

 

Variable(2)

 

$

67,353,000.00

 

January 25, 2036

Class A-3

 

Variable(2)

 

$

73,763,000.00

 

January 25, 2036

Class A-4

 

Variable(2)

 

$

34,405,000.00

 

January 25, 2036

Class M-1

 

Variable(2)

 

$

21,886,000.00

 

January 25, 2036

Class M-2

 

Variable(2)

 

$

17,603,000.00

 

January 25, 2036

Class M-3

 

Variable(2)

 

$

9,277,000.00

 

January 25, 2036

Class M-4

 

Variable(2)

 

$

8,564,000.00

 

January 25, 2036

Class M-5

 

Variable(2)

 

$

7,136,000.00

 

January 25, 2036

Class M-6

 

Variable(2)

 

$

6,899,000.00

 

January 25, 2036

Class M-7

 

Variable(2)

 

$

6,423,000.00

 

January 25, 2036

Class M-8

 

Variable(2)

 

$

8,564,000.00

 

January 25, 2036

Class M-9

 

Variable(2)

 

$

4,757,000.00

 

January 25, 2036

Class CE Interest

 

Variable(3)

 

$

2,854,797.51

 

January 25, 2036

Class P Interest

 

N/A(4)

 

$

100.00

 

January 25, 2036

Class Swap-IO Interest

 

N/A(5)

 

 

N/A

 

January 25, 2036

_______________

(1)

For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury Regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC III Regular Interest.

(2)

Calculated in accordance with the definition of “Pass-Through Rate” herein.

(3)

The Class CE Interest will accrue interest at its variable Pass-Through Rate on the Notional Amount of the Class CE Interest outstanding from time to time, which shall equal the Uncertificated Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest II-LTP). The Class CE Interest will not accrue interest on its Uncertificated Balance.

(4)

The Class P Interest will not accrue interest.

(5)

The Class Swap-IO Interest will not have a Pass-Through Rate or a Certificate Principal Balance, but will be entitled to 100% of the amounts distributed on REMIC II Regular Interest II-LTIO.

 

 



 

REMIC IV

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class CE Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IV.” The Class R-IV Interest represents the sole class of “residual interests” in REMIC IV for purposes of the REMIC Provisions.

The following table irrevocably sets forth the Class designation, Pass-Through Rate and Original Class Certificate Principal Balance for the indicated Class of Certificates that represents a “regular interest” in REMIC IV created hereunder:

Class Designation

Pass-Through Rate

Initial Aggregate

Certificate Principal Balance

Latest Possible

Maturity Date(1)

Class CE Certificates

Variable(2)

$2,854,797.51

January 25, 2036

_______________

(1)

For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury Regulations, the Distribution Date immediately following the maturity date for the Mortgage Loans with the latest maturity date has been designated as the “latest possible maturity date” for the Class CE Certificates.

(2)

The Class CE Certificates will receive 100% of amounts received in respect of the Class CE Interest.

 

 



 

REMIC V

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC V.” The Class R-V Interest represents the sole class of “residual interests” in REMIC V for purposes of the REMIC Provisions.

The following table irrevocably sets forth the Class designation, Pass-Through Rate and Original Class Certificate Principal Balance for the indicated Class of Certificates that represents a “regular interest” in REMIC V created hereunder:

Class Designation

Pass-Through Rate

Initial Aggregate

Certificate Principal Balance

Latest Possible

Maturity Date(1)

Class P Certificates

Variable(2)

$100.00

January 25, 2036

_______________

(1)

For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury Regulations, the Distribution Date immediately following the maturity date for the Mortgage Loans with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.

(2)

The Class P Certificates will receive 100% of amounts received in respect of the Class P Interest.

 

 



 

REMIC VI

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class SWAP-IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC VI.” The Class R-VI Interest represents the sole class of “residual interests” in REMIC VI for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Pass-Through Rate, the initial aggregate Certificate Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated REMIC VI Regular Interest SWAP-IO, which will be uncertificated.

Designation

 

Pass-Through Rate

 

Initial Aggregate
Certificate Principal Balance

 

Latest Possible
Maturity Date(1)

 

SWAP-IO

 

Variable(2)

 

N/A

 

January 25, 2036

 

________________

(1)

For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC VI Regular Interest SWAP-IO.

(2)

REMIC VI Regular Interest SWAP-IO shall receive 100% of amounts received in respect of the Class SWAP-IO Interest.

 

As of the Cut-off Date, the Mortgage Loans had an aggregate Stated Principal Balance equal to $475,764,897.51.

In consideration of the mutual agreements herein contained, the Depositor, the Servicer, the Master Servicer, the Trust Administrator and the Trustee agree as follows:

 



 

ARTICLE I

 

DEFINITIONS

 

SECTION 1.01.

Defined Terms.

Whenever used in this Agreement, including, without limitation, in the Preliminary Statement hereto, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this Article. Unless otherwise specified, all calculations described herein shall be made on the basis of a 360-day year consisting of twelve 30-day months.

“Accepted Master Servicing Practices”: With respect to any Mortgage Loan, as applicable, either (x) those customary mortgage loan master servicing practices of prudent mortgage servicing institutions that master service mortgage loans of the same type and quality as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, to the extent applicable to the Master Servicer (except in its capacity as successor to the Servicer), or (y) as provided in Section 3A.01 hereof, but in no event below the standard set forth in clause (x).

“Accrual Period”: With respect to the Class A Certificates and the Mezzanine Certificates and each Distribution Date, the period commencing on the preceding Distribution Date (or in the case of the first such Accrual Period, commencing on the Closing Date) and ending on the day preceding the current Distribution Date. With respect to the Class CE Certificates and the REMIC Regular Interests and each Distribution Date, the calendar month prior to the month of such Distribution Date.

“Additional Form 10-D Disclosure”: The meaning set forth in Section 4.06(a)(i).

“Additional Form 10-K Disclosure”: The meaning set forth in Section 4.06(a)(iv).

“Adjustable-Rate Mortgage Loan”: Each of the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage Rate that is subject to adjustment.

“Adjusted Net Maximum Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the applicable Maximum Mortgage Rate for such Mortgage Loan (or the Mortgage Rate in the case of any Fixed-Rate Mortgage Loan) as of the first day of the month preceding the month in which the related Distribution Date occurs minus the sum of (i) the Servicing Fee Rate and (ii) the Credit Risk Manager Fee Rate.

“Adjusted Net Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the applicable Mortgage Rate for such Mortgage Loan as of the first day of the month preceding the month in which the related Distribution Date occurs minus the sum of (i) the Servicing Fee Rate and (ii) the Credit Risk Manager Fee Rate.

 



 

“Adjustment Date”: With respect to each Adjustable-Rate Mortgage Loan, the first day of the month in which the Mortgage Rate of such Mortgage Loan changes pursuant to the related Mortgage Note. The first Adjustment Date following the Cut-off Date as to each Adjustable-Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.

“Advance”: With respect to any Distribution Date, as to any Mortgage Loan or REO Property, any advance made by the Servicer in respect of Monthly Payments due during the related Due Period pursuant to Section 4.03 or by the Master Servicer (in its capacity as successor Servicer) or any other successor Servicer pursuant to Section 4.03.

“Advance Facility”: As defined in Section 3.29 hereof.

“Advancing Person”: As defined in Section 3.29 hereof.

“Affiliate”: With respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, “control” when used with respect to any specified Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise, and the terms “controlling” and “controlled” have meanings correlative to the foregoing.

“Aggregate Loss Severity Percentage”: With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the aggregate amount of Realized Losses incurred on any Mortgage Loans from the Cut-off Date to the last day of the preceding calendar month and the denominator of which is the aggregate Stated Principal Balance of such Mortgage Loans immediately prior to the liquidation of such Mortgage Loans.

“Agreement”: This Pooling and Servicing Agreement and all amendments hereof and supplements hereto.

“Allocated Realized Loss Amount”: With respect to any Distribution Date and any Class of Mezzanine Certificates, (i) the sum of (a) any Realized Losses allocated to such Class of Certificates on such Distribution Date and (b) the amount of any Allocated Realized Loss Amount for such Class of Certificates remaining undistributed from the previous Distribution Date reduced by (ii) the amount of any Subsequent Recoveries added to the Certificate Principal Balance of such Class of Certificates.

“Assessment of Compliance”: As defined in Section 3.21.

“Assignment”: An assignment of Mortgage, notice of transfer or equivalent instrument, in recordable form (excepting therefrom, if applicable, the mortgage recordation information which has not been required pursuant to Section 2.01 hereof or returned by the applicable recorder’s office), which is sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect of record the sale of the Mortgage, which assignment, notice of transfer or equivalent instrument may be in the form of one or more blanket assignments covering Mortgages secured by Mortgaged Properties located in the same county, if permitted by law.

 



 

“Assignment Agreement”: The Assignment and Recognition Agreement, dated February 14, 2006, among UBS Real Estate Securities Inc., Mortgage Asset Securitization Transactions, Inc. and Fremont Investment & Loan.

“Attestation Report”: As defined in Section 3.21.

“Available Funds”: With respect to any Distribution Date, an amount equal to the excess of (I) the sum of (a) the aggregate of the related Monthly Payments received on the Mortgage Loans by the Servicer on or prior to the related Determination Date, (b) Net Liquidation Proceeds, Insurance Proceeds, Principal Prepayments, Subsequent Recoveries, proceeds from repurchases of and substitutions for such Mortgage Loans and other unscheduled recoveries of principal and interest in respect of the Mortgage Loans received by the Servicer during the related Prepayment Period, (c) the aggregate of any amounts received by the Servicer in respect of a related REO Property and withdrawn from any REO Account and remitted to the Master Servicer for such Distribution Date, (d) the aggregate of any amounts on deposit in the Distribution Account representing Compensating Interest paid by the Servicer or the Master Servicer in respect of related Prepayment Interest Shortfalls for such Distribution Date, (e) the aggregate of any Advances made by the Servicer for such Distribution Date in respect of the Mortgage Loans and (f) the aggregate of any related Advances made by the Master Servicer (or other successor Servicer) in respect of the Mortgage Loans for such Distribution Date pursuant to Section 4.03 over (II) the sum of (a) amounts reimbursable or payable to the Servicer pursuant to Section 3.11(a) or to the Master Servicer pursuant to Section 3A.21, (b) Extraordinary Trust Fund Expenses reimbursable to the Trustee, the Servicer, the Master Servicer or the Trust Administrator pursuant to Section 3A.12, (c) amounts in respect of the items set forth in clauses (I)(a) through (I)(f) above deposited in the Collection Account or the Distribution Account, as the case may be, in error, (d) the amount of any Prepayment Charges collected by the Servicer in connection with the full or partial prepayment of any of the Mortgage Loans, any Originator Prepayment Charge Payment Amount and any Servicer Prepayment Charge Payment Amount, (e) any indemnification and reimbursement amounts owed to the Trust Administrator, the Trustee or the Custodian payable from the Distribution Account pursuant to Section 8.05, (f) the Credit Risk Manager Fee, (g) without duplication, any amounts in respect of the items set forth in clauses (I)(a) and (I)(b) permitted hereunder to be retained by the Master Servicer or to be withdrawn by the Master Servicer from the Distribution Account pursuant to Section 3A.12, (h) Servicing Fees retained by the Servicer pursuant to Section 3.11 and (i) any Net Swap Payment or Swap Termination Payment owed to the Swap Provider (other than any Swap Termination Payment owed to the Swap Provider resulting from a Swap Provider Trigger Event). Notwithstanding any of the foregoing, with respect to any items that are part of the Available Funds as defined above and that are required to be remitted by the Servicer to the Master Servicer, the Available Funds shall not be deemed to include any portion of such items that are not actually remitted by the Servicer to the Master Servicer.

“Back-Up Certification”: The meaning set forth in Section 4.06(a)(iv).

“Balloon Mortgage Loan”: A Mortgage Loan that provides for the payment of the unamortized principal balance of such Mortgage Loan in a single payment at the maturity of such Mortgage Loan that is substantially greater than the preceding monthly payment.

 



 

“Balloon Payment”: A payment of the unamortized principal balance of a Mortgage Loan in a single payment at the maturity of such Mortgage Loan that is substantially greater than the preceding Monthly Payment.

“Bankruptcy Code”: The Bankruptcy Reform Act of 1978 (Title 11 of the United States Code), as amended.

“Basic Principal Distribution Amount”: With respect to any Distribution Date, the excess of (i) the Principal Remittance Amount for such Distribution Date over (ii) the Overcollateralization Release Amount, if any, for such Distribution Date.

“Book-Entry Certificate”: The Class A Certificates and the Mezzanine Certificates for so long as the Certificates of such Class shall be registered in the name of the Depository or its nominee.

“Book-Entry Custodian”: The custodian appointed pursuant to Section 5.01.

“Business Day”: Any day other than a Saturday, a Sunday or a day on which banking or savings and loan institutions in the State of New Jersey, the State of California, the State of New York, the State of Florida, or in the cities in which the Corporate Trust Office of the Trustee or the Corporate Trust Office of the Trust Administrator is located, are authorized or obligated by law or executive order to be closed.

“Certificate”: Any one of the Mortgage Pass-Through Certificates, Series 2006-FRE1, Class A-1, Class A-2, Class A-3, Class A-4, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class CE, Class P, Class R or Class R-X, issued under this Agreement.

“Certificate Factor”: With respect to any Class of Regular Certificates as of any Distribution Date, a fraction, expressed as a decimal carried to at least six places, the numerator of which is the aggregate Certificate Principal Balance (or the Notional Amount, in the case of the Class CE Certificates) of such Class of Certificates on such Distribution Date (after giving effect to any distributions of principal and allocations of Realized Losses in reduction of the Certificate Principal Balance (or the Notional Amount, in the case of the Class CE Certificates) of such Class of Certificates to be made on such Distribution Date), and the denominator of which is the initial aggregate Certificate Principal Balance (or the Notional Amount, in the case of the Class CE Certificates) of such Class of Certificates as of the Closing Date.

 



 

“Certificate Margin”: With respect to each Class A Certificate and Mezzanine Certificate and, for purposes of the Marker Rate, the specified REMIC II Regular Interest, as follows:

Class

REMIC II Regular Interest

Certificate Margin

(1) (%)

(2) (%)

A-1

II-LTA1

0.070%

0.140%

A-2

II-LTA2

0.120%

0.240%

A-3

II-LTA3

0.180%

0.360%

A-4

II-LTA4

0.290%

0.580%

M-1

II-LTM1

0.360%

0.540%

M-2

II-LTM2

0.380%

0.570%

M-3

II-LTM3

0.400%

0.600%

M-4

II-LTM4

0.510%

0.765%

M-5

II-LTM5

0.540%

0.810%

M-6

II-LTM6

0.630%

0.945%

M-7

II-LTM7

1.200%

1.800%

M-8

II-LTM8

1.450%

2.175%

M-9

II-LTM9

2.500%

3.750%

__________

(1)

For the Interest Accrual Period for each Distribution Date on or prior to the Optional Termination Date.

(2)

For the Interest Accrual Period for each Distribution Date after the Optional Termination Date.

 

“Certificateholder” or “Holder”: The Person in whose name a Certificate is registered in the Certificate Register, except that a Disqualified Organization or a Non-United States Person shall not be a Holder of a Residual Certificate for any purposes hereof and, solely for the purposes of giving any consent pursuant to this Agreement, any Certificate registered in the name of the Depositor, the Servicer or the Master Servicer or any Affiliate thereof shall be deemed not to be outstanding and the Voting Rights to which it is entitled shall not be taken into account in determining whether the requisite percentage of Voting Rights necessary to effect any such consent has been obtained, except as otherwise provided in Section 11.01. The Trust Administrator, the Trustee and the NIMS Insurer may conclusively rely upon a certificate of the Depositor, the Servicer or the Master Servicer in determining whether a Certificate is held by an Affiliate thereof. All references herein to “Holders” or “Certificateholders” shall reflect the rights of Certificate Owners as they may indirectly exercise such rights through the Depository and participating members thereof, except as otherwise specified herein; provided, however, that the Trust Administrator, the Trustee and the NIMS Insurer shall be required to recognize as a “Holder” or “Certificateholder” only the Person in whose name a Certificate is registered in the Certificate Register.

“Certificate Owner”: With respect to a Book-Entry Certificate, the Person who is the beneficial owner of such Certificate as reflected on the books of the Depository or on the books of a Depository Participant or on the books of an indirect participating brokerage firm for which a Depository Participant acts as agent.

“Certificate Principal Balance”: With respect to each Class A Certificate, Mezzanine Certificate or Class P Certificate as of any date of determination, the Certificate Principal Balance of such Certificate on the Distribution Date immediately prior to such date of

 



determination plus any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 4.01, minus all distributions allocable to principal made thereon and Realized Losses allocated thereto on such immediately prior Distribution Date (or, in the case of any date of determination up to and including the first Distribution Date, the initial Certificate Principal Balance of such Certificate, as stated on the face thereof). With respect to each Class CE Certificate as of any date of determination, an amount equal to the Percentage Interest evidenced by such Certificate times the excess, if any, of (A) the then aggregate Uncertificated Balance of the REMIC II Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A Certificates, the Mezzanine Certificates and the Class P Certificates then outstanding.

“Certificate Register”: The register maintained pursuant to Section 5.02.

“Certifying Person”: The meaning set forth in Section 4.06(a)(iv).

“Class”: Collectively, all of the Certificates bearing the same class designation.

“Class A Certificates”: Any of the Class A-1 Certificates, Class A-2 Certificates, Class A-3 Certificates or Class A-4 Certificates.

“Class A-1 Certificate”: Any one of the Class A-1 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-1 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class A-2 Certificate”: Any one of the Class A-2 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-2 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class A-3 Certificate”: Any one of the Class A-3 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-3 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class A-4 Certificate”: Any one of the Class A-4 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-4 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class CE Certificate”: Any one of the Class CE Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-16 and evidencing (i) a Regular Interest in REMIC IV, (ii) the obligation to pay Net WAC Rate Carryover Amounts and Swap Termination Payments and (iii) the right to receive the Class IO Distribution Amount.

 



 

“Class CE Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class CE Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.

“Class IO Distribution Amount”: As defined in Section 4.08 hereof. For purposes of clarity, the Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Trust Administrator on such Distribution Date in excess of the amount payable on the Class SWAP-IO Interest on such Distribution Date, all as further provided in Section 4.08 hereof.

“Class M-1 Certificate”: Any one of the Class M-1 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-5 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-1 Principal Distribution Amount”: With respect to any Distribution Date, the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date) and (ii) the Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 69.70% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

“Class M-2 Certificate”: Any one of the Class M-2 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-6 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-2 Principal Distribution Amount”: With respect to any Distribution Date, the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (iii) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 77.10% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after

 



giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

“Class M-3 Certificate”: Any one of the Class M-3 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-7 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-3 Principal Distribution Amount”: With respect to any Distribution Date, the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (iv) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 81.00% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

“Class M-4 Certificate”: Any one of the Class M-4 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-8 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-4 Principal Distribution Amount”: With respect to any Distribution Date, the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (v) the Certificate Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 84.60% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of

 



principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

“Class M-5 Certificate”: Any one of the Class M-5 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-9 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-5 Principal Distribution Amount”: With respect to any Distribution Date, the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (vi) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 87.60% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

“Class M-6 Certificate”: Any one of the Class M-6 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-10 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-6 Principal Distribution Amount”: With respect to any Distribution Date, the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3

 



Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (vii) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 90.50% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

“Class M-7 Certificate”: Any one of the Class M-7 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-11 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-7 Principal Distribution Amount”: With respect to any Distribution Date, the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (viii) the Certificate Principal Balance of the Class M-7 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 93.20% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

 



 

“Class M-8 Certificate”: Any one of the Class M-8 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-12 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-8 Principal Distribution Amount”: With respect to any Distribution Date, the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date) and (ix) the Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 96.80% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

“Class M-9 Certificate”: Any one of the Class M-9 Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-13 and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-9 Principal Distribution Amount”: With respect to any Distribution Date, the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3

 



Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date) and (x) the Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 98.80% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

“Class P Certificate”: Any one of the Class P Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-17 and evidencing a Regular Interest in REMIC V for purposes of the REMIC Provisions.

“Class P Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.

“Class R Certificate”: Any one of the Class R Certificates executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-18 and evidencing the ownership of the Class R-I Interest, the Class R-II Interest and the Class R-III Interest.

“Class R-X Certificate”: The Class R-X Certificate executed, authenticated and delivered by the Trust Administrator, substantially in the form annexed hereto as Exhibit A-19 and evidencing the ownership of the Class R-IV Interest, the Class R-V Interest and the Class R-VI Interest.

“Class R-I Interest”: The uncertificated Residual Interest in REMIC I.

“Class R-II Interest”: The uncertificated Residual Interest in REMIC II.

“Class R-III Interest”: The uncertificated Residual Interest in REMIC III.

“Class R-IV Interest”: The uncertificated Residual Interest in REMIC IV.

“Class R-V Interest”: The uncertificated Residual Interest in REMIC V.

 



 

“Class R-VI Interest”: The uncertificated Residual Interest in REMIC VI.

“Class SWAP-IO Interest”: An uncertificated interest in the Trust Fund evidencing a Regular Interest in REMIC III.

“Closing Date”: February 24, 2006.

“Code”: The Internal Revenue Code of 1986, as amended.

“Collection Account”: The account or accounts created and maintained, or caused to be created and maintained, by the Servicer pursuant to Section 3.10(a), which shall be entitled “Wells Fargo Bank, N.A., as Servicer for U.S. Bank National Association, as Trustee, in trust for the registered holders of MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates.” The Collection Account must be an Eligible Account

“Commission”: The U.S. Securities and Exchange Commission.

“Compensating Interest”: With respect to the Servicer and any Principal Prepayment, the amount in respect of Prepayment Interest Shortfalls required to be paid by the Servicer pursuant to Section 3.24 from its own funds without right of reimbursement. With respect to the Master Servicer, the amount in respect of Prepayment Interest Shortfalls required to be paid by the Master Servicer pursuant to Section 3A.10 from its own funds without right of reimbursement except as provided in Section 3A.10.

“Corporate Trust Office”: The principal corporate trust office of the Trustee or the Trust Administrator, as the case may be, at which at any particular time its corporate trust business in connection with this Agreement shall be administered, which office at the date of the execution of this instrument is located at (i) with respect to the Trustee, U.S. Bank National Association, 60 Livingston Avenue, EP-MN-WS3D, St. Paul, Minnesota 55107, Attention: Structured Finance/MASTR 2006-FRE1, or at such other address as the Trustee may designate from time to time by notice to the Certificateholders, the Depositor, the Servicer, the Master Servicer, the Orginator, and the Trust Administrator, or (ii) with respect to the Trust Administrator, (A) for Certificate transfer and surrender purposes, Wells Fargo Bank, N.A., Sixth Street and Marquette Avenue, Minneapolis, Minnesota 55479, Attention: Corporate Trust Services—MASTR 2006-FRE1 and (B) for all other purposes, Wells Fargo Bank, N.A., 9062 Old Annapolis Road, Columbia, Maryland 21045, Attention: Corporate Trust Services—MASTR 2006-FRE1, or in each case, at such other address as the Trust Administrator may designate from time to time by notice to the Certificateholders, the Depositor, the Servicer, the Master Servicer, the Orginator and the Trustee.

 



 

“Corresponding Certificate”: With respect to each REMIC II Regular Interest set forth below, the corresponding Regular Certificate set forth in the table below:

REMIC II Regular Interest

Regular Certificate

II-LTA1

Class A-1

II-LTA2

Class A-2

II-LTA3

Class A-3

II-LTA4

Class A-4

II-LTM1

Class M-1

II-LTM2

Class M-2

II-LTM3

Class M-3

II-LTM4

Class M-4

II-LTM5

Class M-5

II-LTM6

Class M-6

II-LTM7

Class M-7

II-LTM8

Class M-8

II-LTM9

Class M-9

II-LTP

Class P

 

“Credit Enhancement Percentage”: For any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the aggregate Certificate Principal Balance of the Mezzanine Certificates and the Class CE Certificates, and the denominator of which is the aggregate Stated Principal Balance of the Mortgage Loans, calculated prior to taking into account distributions of principal on the Mortgage Loans and distribution of the Principal Distribution Amount to the Certificates then entitled to distributions of principal on such Distribution Date.

“Credit Risk Management Agreement”: The respective agreements between the Credit Risk Manager and the Servicer and/or Master Servicer regarding the loss mitigation and advisory services to be provided by the Credit Risk Manager.

“Credit Risk Manager”: Clayton Fixed Income Services Inc., a Colorado corporation, formerly known as The Murrayhill Company, and its successors and assigns.

“Credit Risk Manager Fee”: The amount payable to the Credit Risk Manager on each Distribution Date as compensation for all services rendered by it in the exercise and performance of any of the powers and duties of the Credit Risk Manager under the Credit Risk Management Agreement and any other agreement pursuant to which the Credit Risk Manager is to perform any duties with respect to the Mortgage Loans, which amount shall equal one twelfth of the product of (i) the Credit Risk Manager Fee Rate (without regard to the words “per annum”) and (ii) the aggregate Stated Principal Balance of the Mortgage Loans and any related REO Properties as of the first day of the related Due Period.

“Credit Risk Manager Fee Rate”: 0.0125% per annum.

“Cumulative Loss Percentage”: With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the aggregate amount of Realized

 



Losses incurred from the Cut-off Date to the last day of the preceding calendar month and the denominator of which is the sum of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

“Custodian”: The entity acting as custodian of the Mortgage Files on behalf of and for the benefit of the Trustee, which as of the Closing Date shall be Wells Fargo Bank, N.A.

“Cut-off Date”: With respect to each Original Mortgage Loan, February 1, 2006. With respect to all Qualified Substitute Mortgage Loans, their respective dates of substitution. References herein to the “Cut-off Date,” when used with respect to more than one Mortgage Loan, shall be to the respective Cut-off Dates for such Mortgage Loans.

“Cut-off Date Principal Balance”: With respect to any Mortgage Loan, the Stated Principal Balance thereof as of the Cut-off Date of such Mortgage Loan (or as of the applicable date of substitution with respect to a Qualified Substitute Mortgage Loan), after giving effect to scheduled payments due on or before the Cut-off Date, whether or not received.

“Debt Service Reduction”: With respect to any Mortgage Loan, a reduction in the scheduled Monthly Payment for such Mortgage Loan by a court of competent jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction resulting from a Deficient Valuation.

“Deficient Valuation”: With respect to any Mortgage Loan, a valuation of the related Mortgaged Property by a court of competent jurisdiction in an amount less than the then outstanding principal balance of the Mortgage Loan, which valuation results from a proceeding initiated under the Bankruptcy Code.

“Definitive Certificates”: As defined in Section 5.01(b).

“Deleted Mortgage Loan”: A Mortgage Loan replaced or to be replaced by a Qualified Substitute Mortgage Loan.

“Delinquency Percentage”: As of the last day of the related Due Period, the percentage equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of all Mortgage Loans that, as of the last day of the previous calendar month, are 60 or more days delinquent, are in foreclosure, have been converted to REO Properties or have been discharged by reason of bankruptcy and are 60 or more days delinquent, and the denominator of which is the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties as of the last day of the previous calendar month.

“Depositor”: Mortgage Asset Securitization Transactions, Inc., a Delaware corporation, or its successor in interest.

“Depository”: The Depository Trust Company, or any successor Depository hereafter named. The nominee of the initial Depository, for purposes of registering those Certificates that are to be Book-Entry Certificates, is Cede & Co. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(3) of the Uniform Commercial Code of the State of New York and a “clearing agency” registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934, as amended.

 



 

“Depository Participant”: A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.

“Determination Date”: With respect to any Distribution Date, the 15th day of the calendar month in which such Distribution Date occurs or, if such 15th day is not a Business Day, the Business Day immediately preceding such 15th day.

“Directly Operate”: With respect to any REO Property, the furnishing or rendering of services to the tenants thereof, the management or operation of such REO Property, the holding of such REO Property primarily for sale to customers, the performance of any construction work thereon or any use of such REO Property in a trade or business conducted by REMIC I other than through an Independent Contractor; provided, however, that the Trustee (or the Servicer or the Master Servicer on behalf of the Trustee) shall not be considered to Directly Operate an REO Property solely because the Trustee (or the Servicer or the Master Servicer on behalf of the Trustee) establishes rental terms, chooses tenants, enters into or renews leases, deals with taxes and insurance, or makes decisions as to repairs or capital expenditures with respect to such REO Property.

“Disqualified Organization”: Any of the following: (i) the United States, any State or political subdivision thereof, any possession of the United States, or any agency or instrumentality of any of the foregoing (other than an instrumentality which is a corporation if all of its activities are subject to tax and, except for Freddie Mac, a majority of its board of directors is not selected by such governmental unit), (ii) any foreign government, any international organization, or any agency or instrumentality of any of the foregoing, (iii) any organization (other than certain farmers’ cooperatives described in Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of the Code on unrelated business taxable income), (iv) rural electric and telephone cooperatives described in Section 1381(a)(2)(C) of the Code, (v) an “electing large partnership” and (vi) any other Person so designated by the Trustee or the Trust Administrator based upon an Opinion of Counsel that the holding of an Ownership Interest in a Residual Certificate by such Person may cause any Trust REMIC or any Person having an Ownership Interest in any Class of Certificates (other than such Person) to incur a liability for any federal tax imposed under the Code that would not otherwise be imposed but for the Transfer of an Ownership Interest in a Residual Certificate to such Person. The terms “United States,” “State” and “international organization” shall have the meanings set forth in Section 7701 of the Code or successor provisions.

“Distribution Account”: The trust account or accounts created and maintained by the Trust Administrator pursuant to Section 3A.11 which shall be entitled “Wells Fargo Bank, N.A. as Trust Administrator, in trust for the registered holders of MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Series 2006-FRE1—Distribution Account.” The Distribution Account must be an Eligible Account.

“Distribution Date”: The 25th day of any month, or if such 25th day is not a Business Day, the Business Day immediately following such 25th day, commencing in March 2006.

 



 

“Due Date”: With respect to each Distribution Date, the first day of the calendar month in which such Distribution Date occurs, which is generally the day of the month on which the Monthly Payment is due on a Mortgage Loan, exclusive of any days of grace.

“Due Period”: With respect to any Distribution Date, the period commencing on the second day of the month immediately preceding the month in which such Distribution Date occurs and ending on the related Due Date.

“Eligible Account”: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company the short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the short-term unsecured debt obligations of such holding company) are rated P-1 by Moody’s, F-1 by Fitch or A-1+ by S&P (or comparable ratings if Moody’s, Fitch and S&P are not the Rating Agencies) at the time any amounts are held on deposit therein, (ii) with respect to any escrow account, an account or accounts the deposits in which are fully insured by the FDIC (to the limits established by such corporation), the uninsured deposits in which account are otherwise secured such that, as evidenced by an Opinion of Counsel delivered to the NIMS Insurer, the Trust Administrator, the Trustee and to each Rating Agency, the Certificateholders will have a claim with respect to the funds in such account or a perfected first priority security interest against such collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution with which such account is maintained, (iii) a trust account or accounts maintained with the trust department of a federal or state chartered depository institution, national banking association or trust company acting in its fiduciary capacity or (iv) an account otherwise acceptable to the NIMS Insurer and to each Rating Agency without reduction or withdrawal of their then current ratings of the Certificates as evidenced by a letter from each Rating Agency to the Trust Administrator, the Trustee and the NIMS Insurer. Eligible Accounts may bear interest.

“ERISA”: The Employee Retirement Income Security Act of 1974, as amended.

“Estate in Real Property”: A fee simple estate in a parcel of land.

“Excess Overcollateralized Amount”: With respect to the Class A Certificates and the Mezzanine Certificates and any Distribution Date, the excess, if any, of (i) the Overcollateralized Amount for such Distribution Date, assuming that 100% of the Principal Remittance Amount is applied as a principal distribution on such Distribution Date over (ii) the Overcollateralization Target Amount for such Distribution Date.

“Exchange Act”: The Securities Exchange Act of 1934, as amended, and the rules and regulations thereunder.

“Extra Principal Distribution Amount”: With respect to any Distribution Date, the lesser of (x) the sum of (i) Monthly Interest Distributable Amount payable on the Class CE Certificates on such Distribution Date as reduced by Realized Losses allocated thereto with respect to such Distribution Date pursuant to Section 4.04 and (ii) any amounts received under the Interest Rate Swap Agreement for this purpose and (y) the Overcollateralization Deficiency Amount for such Distribution Date.

 



 

“Extraordinary Trust Fund Expense”: Any amounts reimbursable to the Master Servicer pursuant to Section 3A.03 or Section 6.03, to the Servicer, the Trustee or the Trust Administrator, or any director, officer, employee or agent of the Trustee or the Trust Administrator from the Trust Fund pursuant to Section 6.03, Section 8.05 or Section 10.01(c) and any amounts payable from the Distribution Account in respect of taxes pursuant to Section 10.01(g)(iii).

“Fannie Mae”: Fannie Mae, formally known as the Federal National Mortgage Association, or any successor thereto.

“FDIC”: Federal Deposit Insurance Corporation or any successor thereto.

“Final Recovery Determination”: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased or repurchased by the Seller, the Originator, the Depositor, the Servicer or the NIMS Insurer pursuant to or as contemplated by Section 2.03, Section 3.16(c) or Section 9.01), a determination made by the Servicer that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Servicer shall maintain records, prepared by a Servicing Officer, of each Final Recovery Determination made thereby.

“Fitch”: Fitch Ratings, or its successor in interest.

“Fixed-Rate Mortgage Loans”: Each of the Mortgage Loans identified in the Mortgage Loan Schedule whose Mortgage Rates remain fixed for the life of the Mortgage Loan.

“Fixed Swap Payment”: With respect to any Distribution Date, a fixed amount equal to the related amount set forth in the Interest Rate Swap Agreement.

“Floating Swap Payment”: With respect to any Distribution Date, a floating amount equal to the product of (i) one-month LIBOR (as determined pursuant to the Interest Rate Swap Agreement for such Distribution Date), (ii) the related Base Calculation Amount (as defined in the Interest Rate Swap Agreement), (iii) 250 and (iv) a fraction, the numerator of which is the actual number of days elapsed from and including the previous Distribution Date to but excluding the current Distribution Date (or, for the first Distribution Date, the actual number of days elapsed from the Closing Date to but excluding the first Distribution Date), and the denominator of which is 360.

“Form 8-K Disclosure Information”: The meaning set forth in Section 4.06(a)(iii).

“Formula Rate”: For any Distribution Date and the Class A Certificates and the Mezzanine Certificates, the lesser of (i) One-Month LIBOR plus the related Certificate Margin and (ii) the Maximum Cap Rate.

“Freddie Mac”: Freddie Mac, formally known as the Federal Home Loan Mortgage Corporation, or any successor thereto.

 



 

“Gross Margin”: With respect to each Adjustable-Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Adjustable-Rate Mortgage Loan.

“Highest Priority”: As of any date of determination, the Class of Mezzanine Certificates then outstanding with a Certificate Principal Balance greater than zero, with the highest priority for payments pursuant to Section 4.01, in the following order: Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.

“Indenture”: An indenture relating to the issuance of notes secured by the Class CE Certificates, the Class P Certificates and/or the Class R Certificates (or any portion thereof) which may or may not be guaranteed by the NIMS Insurer.

“Independent”: When used with respect to any accountants, a Person who is “independent” within the meaning of Rule 2-01(B) of the Securities and Exchange Commission’s Regulation S-X. Independent means, when used with respect to any other Person, a Person who (A) is in fact independent of another specified Person and any affiliate of such other Person, (B) does not have any material direct or indirect financial interest in such other Person or any affiliate of such other Person, (C) is not connected with such other Person or any affiliate of such other Person as an officer, employee, promoter, underwriter, trustee, partner, director or Person performing similar functions and (D) is not a member of the immediate family of a Person defined in clause (B) or (C) above.

“Independent Contractor”: Either (i) any Person (other than the Servicer or the Master Servicer) that would be an “independent contractor” with respect to REMIC I within the meaning of Section 856(d)(3) of the Code if REMIC I were a real estate investment trust (except that the ownership tests set forth in that section shall be considered to be met by any Person that owns, directly or indirectly, 35% or more of any Class of Certificates), so long as REMIC I does not receive or derive any income from such Person and provided that the relationship between such Person and REMIC I is at arm’s length, all within the meaning of Treasury Regulation Section 1.856-4(b)(5), or (ii) any other Person (including the Servicer and the Master Servicer) if the Trust Administrator has received an Opinion of Counsel for the benefit of the Trustee and the Trust Administrator to the effect that the taking of any action in respect of any REO Property by such Person, subject to any conditions therein specified, that is otherwise herein contemplated to be taken by an Independent Contractor will not cause such REO Property to cease to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code (determined without regard to the exception applicable for purposes of Section 860D(a) of the Code), or cause any income realized in respect of such REO Property to fail to qualify as Rents from Real Property.

“Index”: With respect to each Adjustable Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.

“Insurance Proceeds”: Proceeds of any title policy, hazard policy or other insurance policy (including the Pool Policy), covering a Mortgage Loan to the extent such proceeds are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing

 



mortgage loans held for its own account, subject to the terms and conditions of the related Mortgage Note and Mortgage.

“Interest Determination Date”: With respect to the Class A Certificates, the Mezzanine Certificates, REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8 and REMIC II Regular Interest II-LTM9 and any Accrual Period therefor, the second London Business Day preceding the commencement of such Accrual Period.

“Interest Rate Swap Agreement”: The 1992 ISDA Master Agreement (Multicurrency-Cross Border) dated as of February 24, 2006 (together with the schedule thereto, the Master Agreement) between Swiss Re Financial Products Corporation and the Trust Administrator (in its capacity as Supplemental Interest Trust Trustee) and a confirmation of the same date, which supplements and forms part of the Master Agreement.

“Interest Remittance Amount”: With respect to any Distribution Date, that portion of the Available Funds for such Distribution Date attributable to interest received or advanced with respect to the Mortgage Loans.

“Late Collections”: With respect to any Mortgage Loan and any Due Period, all amounts received by the Servicer subsequent to the Determination Date immediately following such Due Period, whether as late payments of Monthly Payments or as Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late payments or collections of principal and/or interest due (without regard to any acceleration of payments under the related Mortgage and Mortgage Note) but delinquent for such Due Period and not previously recovered.

“Liquidated Mortgage Loan”: As to any Distribution Date, any Mortgage Loan in respect of which the Servicer has determined, in its reasonable judgment, as of the end of the related Prepayment Period, that all Liquidation Proceeds which it expects to recover with respect to the liquidation of the Mortgage Loan or disposition of the related REO Property have been recovered.

“Liquidation Event”: With respect to any Mortgage Loan, any of the following events: (i) such Mortgage Loan is paid in full; (ii) a Final Recovery Determination is made as to such Mortgage Loan; or (iii) such Mortgage Loan is removed from REMIC I by reason of its being purchased, repurchased or replaced pursuant to or as contemplated by Section 2.03, Section 3.16(c) or Section 9.01. With respect to any REO Property, either of the following events: (i) a Final Recovery Determination is made as to such REO Property; or (ii) such REO Property is removed from REMIC I by reason of its being purchased pursuant to Section 9.01.

“Liquidation Proceeds”: The amount (other than amounts received in respect of the rental of any REO Property prior to REO Disposition) received by the Servicer in connection with (i) the taking of all or a part of a Mortgaged Property by exercise of the power of eminent domain or condemnation, (ii) the liquidation of a defaulted Mortgage Loan through a trustee’s sale, foreclosure sale or otherwise, or (iii) the purchase, repurchase or substitution of a Mortgage

 



Loan or an REO Property pursuant to or as contemplated by Section 2.03, Section 3.16(c) or Section 9.01.

“Loan-to-Value Ratio”: As of any date of determination, the fraction, expressed as a percentage, the numerator of which is the principal balance of the related Mortgage Loan at such date and the denominator of which is the Value of the related Mortgaged Property.

“London Business Day”: Any day on which banks in the City of London and New York are open and conducting transactions in United States dollars.

“Loss Severity Percentage”: With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the amount of Realized Losses incurred on a Mortgage Loan and the denominator of which is the principal balance of such Mortgage Loan immediately prior to the liquidation of such Mortgage Loan.

“Marker Rate”: With respect to the Class CE Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the REMIC II Remittance Rate for each of REMIC II Regular Interests II-LTA1, II-LTA2, II-LTA3, II-LTA4, II-LTM1, II-LTM2, II-LTM3, II-LTM4, II-LTM5, II-LTM6, II-LTM7, II-LTM8, II-LTM9 and II-LTZZ, with the rate on each such REMIC II Regular Interest (other than REMIC II Regular Interest II-LTZZ) subject to a cap equal to the lesser of (a) One-Month LIBOR plus the related Certificate Margin and (b) the Net WAC Rate for the purpose of this calculation and with the rate on REMIC II Regular Interest II-LTZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, calculations of the REMIC II Remittance Rate and the related caps with respect to such REMIC II Regular Interests (other than REMIC II Regular Interest II-LTZZ) shall be multiplied by a fraction, the numerator of which is the actual number of days elapsed in the related Accrual Period and the denominator of which is 30.

“Master Servicer”: As of the Closing Date, Wells Fargo Bank, N.A. and thereafter, its respective successors in interest who meet the qualifications of the Master Servicer under this Agreement or any successor appointed hereunder. The Master Servicer and the Trust Administrator shall at all times be the same Person.

“Master Servicer Event of Termination”: One or more of the events described in Section 7.01(b).

“Master Servicing Compensation”: The meaning specified in Section 3A.14.

“Master Servicing Transfer Costs”: Shall mean all reasonable out-of-pocket costs and expenses incurred by the Trustee in connection with the transfer of master servicing from a predecessor master servicer, including, without limitation, any reasonable costs or expenses associated with the complete transfer of all servicing data and master servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee to master service the Mortgage Loans properly and effectively.

“Maximum Cap Rate”: For any Distribution Date with respect to the Class A Certificates and the Mezzanine Certificates, a per annum rate equal to the sum of (i) the product of (x) the weighted average of the Adjusted Net Maximum Mortgage Rates of the Mortgage

 



Loans, weighted based on their outstanding Stated Principal Balances as of the first day of the calendar month preceding the month in which the Distribution Date occurs and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period and (ii) an amount, expressed as a percentage, equal to a fraction, the numerator of which is equal to the Net Swap Payment made by the Swap Provider and the denominator of which is equal to the aggregate Stated Principal Balance of the Mortgage Loans, multiplied by 12 minus (a) an amount, expressed as a percentage, equal to the product of (i) the Net Swap Payment, if any, paid by the Trust for such Distribution Date divided by the aggregate Stated Principal Balance of the Mortgage Loans and (ii) 12 and (b) an amount, expressed as a percentage, equal to the product of (i) the Swap Termination Payment, if any, due from the Trust (other than any Swap Termination Payment resulting from a Swap Provider Trigger Event) for such Distribution Date, divided by the aggregate Stated Principal Balance of the Mortgage Loans and (ii) 12.

“Maximum II-LTZZ Uncertificated Interest Deferral Amount”: With respect to any Distribution Date, the excess of (i) accrued interest at the REMIC II Remittance Rate applicable to REMIC II Regular Interest II-LTZZ for such Distribution Date on a balance equal to the Uncertificated Balance of REMIC II Regular Interest II-LTZZ minus the REMIC II Overcollateralization Amount, in each case for such Distribution Date, over (ii) Uncertificated Interest on REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8 and REMIC II Regular Interest II-LTM9 for such Distribution Date, with the rate on each such REMIC II Regular Interest subject to a cap equal to the lesser of (a) One-Month LIBOR plus the related Certificate Margin and (b) the Net WAC Rate; provided, however, each cap shall be multiplied by a fraction, the numerator of which is the actual number of days elapsed in the related Accrual Period and the denominator of which is 30.

“Maximum Mortgage Rate”: With respect to each Adjustable-Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.

“MERS”: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

“MERS® System”: The system of recording transfers of Mortgages electronically maintained by MERS.

“Mezzanine Certificate”: Any Class M-1 Certificate, Class M-2 Certificate, Class M-3 Certificate, Class M-4 Certificate, Class M-5 Certificate, Class M-6 Certificate, Class M-7 Certificate, Class M-8 Certificate or Class M-9 Certificate.

“MIN”: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

 



 

“Minimum Mortgage Rate”: With respect to each Adjustable-Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.

“MOM Loan”: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

“Monthly Interest Distributable Amount”: With respect to the Class A Certificates, the Mezzanine Certificates and the Class CE Certificates and any Distribution Date, the amount of interest accrued during the related Accrual Period at the related Pass-Through Rate on the Certificate Principal Balance (or Notional Amount in the case of the Class CE Certificates) of such Class immediately prior to such Distribution Date, reduced (to not less than zero) by any Prepayment Interest Shortfalls (to the extent not covered by payments made by the Servicer or the Master Servicer) and Relief Act Interest Shortfalls (allocated to each such Certificate based on its respective entitlements to interest irrespective of any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls for such Distribution Date).

“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of principal and interest on such Mortgage Loan which is payable by the related Mortgagor from time to time under the related Mortgage Note, determined: (a) after giving effect to (i) any Deficient Valuation and/or Debt Service Reduction with respect to such Mortgage Loan and (ii) any reduction in the amount of interest collectible from the related Mortgagor pursuant to the Relief Act; (b) without giving effect to any extension granted or agreed to by the Servicer pursuant to Section 3.07 and (c) on the assumption that all other amounts, if any, due under such Mortgage Loan are paid when due.

“Monthly Statement”: The statement prepared by the Trust Administrator pursuant to Section 4.02.

“Moody’s”: Moody’s Investors Service, Inc. or its successor in interest.

“Mortgage”: The mortgage, deed of trust or other instrument creating a first or second lien on, or first or second priority security interest in, a Mortgaged Property securing a Mortgage Note.

“Mortgage File”: The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to the Mortgage File pursuant to this Agreement.

“Mortgage Loan”: Any Adjustable-Rate Mortgage Loan or Fixed-Rate Mortgage Loan transferred and assigned to the Trustee and delivered to the Trustee pursuant to Section 2.01 or Section 2.03(b) of this Agreement as held from time to time as a part of the Trust, the Mortgage Loans so held being identified in the Mortgage Loan Schedule.

“Mortgage Loan Schedule”: As of any date, the list of Mortgage Loans included in REMIC I on such date, attached hereto as Schedule 1. The Mortgage Loan Schedule shall set forth the following information with respect to each Mortgage Loan:

 



 

 

(i)

the Mortgage Loan identifying number;

 

 

(ii)

[reserved];

 

 

(iii)

the state and zip code of the Mortgaged Property;

(iv)      a code indicating whether the Mortgaged Property was represented by the borrower, at the time of origination, as being owner-occupied;

 

(v)

the type of Residential Dwelling constituting the Mortgaged Property;

 

(vi)

the original months to maturity;

 

(vii)     the stated remaining months to maturity from the Cut-off Date based on the original amortization schedule;

 

(viii)

the Loan-to-Value Ratio at origination;

 

 

(ix)

the Mortgage Rate in effect immediately following the Cut-off Date;

(x)        the date on which the first Monthly Payment was due on the Mortgage Loan;

 

(xi)

the stated maturity date;

 

 

(xii)

the amount of the Monthly Payment at origination;

(xiii)    the amount of the Monthly Payment due on the first Due Date after the Cut-off Date;

(xiv)    the last Due Date on which a Monthly Payment was actually applied to the unpaid Stated Principal Balance;

 

(xv)

the original principal amount of the Mortgage Loan;

(xvi)    the Stated Principal Balance of the Mortgage Loan as of the close of business on the Cut-off Date;

(xvii)   a code indicating the purpose of the Mortgage Loan (i.e., purchase financing, rate/term refinancing, cash-out refinancing);

 

(xviii)

the Mortgage Rate at origination;

(xix)    a code indicating the documentation program (i.e., full documentation, limited documentation, stated income documentation);

 

(xx)

the risk grade assigned by the Originator;

 

 

(xxi)

the Value of the Mortgaged Property;

 

 

(xxii)

the sale price of the Mortgaged Property, if applicable;

 

 



 

(xxiii) the actual unpaid principal balance of the Mortgage Loan as of the Cut-off Date;

 

(xxiv)

the type and term of the related Prepayment Charge;

 

 

(xxv)

the rounding code;

 

 

(xxvi)

the program code;

 

 

(xxvii)

a code indicating the lien priority for Mortgage Loans;

(xxviii)             with respect to each Adjustable Rate Mortgage Loan, the Minimum Mortgage Rate, the Maximum Mortgage Rate, the Gross Margin, the next Adjustment Date and the Periodic Rate Cap;

 

(xxix)

the credit score (“FICO”) of such Mortgage Loan; and

 

 

(xxx)

the total amount of points and fees charged such Mortgage Loan.

The Mortgage Loan Schedule shall set forth the following information with respect to the Mortgage Loans in the aggregate as of the Cut-off Date: (1) the number of Mortgage Loans (separately identifying the number of Fixed-Rate Mortgage Loans and the number of Adjustable-Rate Mortgage Loans); (2) the current Stated Principal Balance of the Mortgage Loans; (3) the weighted average Mortgage Rate of the Mortgage Loans and (4) the weighted average maturity of the Mortgage Loans. The Mortgage Loan Schedule shall be amended from time to time by the Depositor in accordance with the provisions of this Agreement. With respect to any Qualified Substitute Mortgage Loan, the Cut-off Date shall refer to the related Cut-off Date for such Mortgage Loan, determined in accordance with the definition of Cut-off Date herein.

“Mortgage Note”: The original executed note or other evidence of the indebtedness of a Mortgagor under a Mortgage Loan.

“Mortgage Pool”: The pool of Mortgage Loans, identified on the Mortgage Loan Schedule and existing from time to time thereafter, and any REO Properties acquired in respect thereof.

“Mortgage Rate”: With respect to each Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate with respect to the Adjustable-Rate Mortgage Loans, (A) as of any date of determination until the first Adjustment Date following the Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the Cut-off Date and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date equal to the sum, rounded to the nearest or next highest 0.125% as provided in the Mortgage Note, of the Index, as most recently available as of a date prior to the Adjustment Date as set forth in the related Mortgage Note, plus the related Gross Margin; provided that the Mortgage Rate on such Adjustable-Rate Mortgage Loan on any Adjustment Date shall never be more than the lesser of (i) the sum of the Mortgage Rate in effect immediately prior to the Adjustment Date plus the related Periodic Rate Cap, if any, and (ii) the

 



related Maximum Mortgage Rate, and shall never be less than the greater of (i) the Mortgage Rate in effect immediately prior to the Adjustment Date less the Periodic Rate Cap, if any, and (ii) the related Minimum Mortgage Rate. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.

“Mortgaged Property”: The underlying property securing a Mortgage Loan, including any REO Property, consisting of an Estate in Real Property improved by a Residential Dwelling.

“Mortgagor”: The obligor on a Mortgage Note.

“Net Liquidation Proceeds”: With respect to any Liquidated Mortgage Loan or any other disposition of the related Mortgaged Property (including REO Property) the related Liquidation Proceeds and Insurance Proceeds net of Advances, Servicing Advances, Servicing Fees and any other accrued and unpaid servicing fees received and retained in connection with the liquidation of such Mortgage Loan or related Mortgaged Property.

“Net Monthly Excess Cashflow”: With respect to each Distribution Date, the sum of (a) any Overcollateralization Release Amount for such Distribution Date and (b) the excess of (x) Available Funds for such Distribution Date over (y) the sum for such Distribution Date of (A) the Monthly Interest Distributable Amounts for the Class A Certificates and the Mezzanine Certificates, (B) the Unpaid Interest Shortfall Amounts for the Class A Certificates and (C) the Principal Remittance Amount.

“Net Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property) as of any date of determination, a per annum rate of interest equal to the then applicable Mortgage Rate for such Mortgage Loan minus the Servicing Fee Rate.

“Net Swap Payment”: In the case of payments made by the Trust, the excess, if any, of (x) the Fixed Swap Payment over (y) the Floating Swap Payment and in the case of payments made by the Swap Provider, the excess, if any, of (x) the Floating Swap Payment over (y) the Fixed Swap Payment. In each case, the Net Swap Payment shall not be less than zero.

“Net WAC Rate”: For any Distribution Date with respect to the Class A Certificates and the Mezzanine Certificates, a per annum rate equal to the product of (A) the weighted average of the Adjusted Net Mortgage Rates of the Mortgage Loans, weighted based on their outstanding Stated Principal Balances as of the first day of the calendar month preceding the month in which the Distribution Date occurs and (B) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period minus (i) an amount, expressed as a percentage, equal to the product of (x) the Net Swap Payment, if any, paid by the Trust for such Distribution Date divided by the aggregate Stated Principal Balance of the Mortgage Loans and (y) 12 and (ii) an amount, expressed as a percentage, equal to the product of (x) the Swap Termination Payment, if any, due from the Trust (other than any Swap Termination Payment resulting from a Swap Provider Trigger Event) for such Distribution Date and (y) 12. For federal income tax purposes, the equivalent of the foregoing shall be expressed as the weighted average of the REMIC II Remittance Rate on the

 



REMIC II Regular Interests (other than REMIC II Regular Interest II-LTIO), weighted on the basis of the Uncertificated Balance of each such REMIC II Regular Interest.

“Net WAC Rate Carryover Amount”: With respect to the Class A Certificates and the Mezzanine Certificates and any Distribution Date, the sum of (A) the positive excess of (i) the amount of interest accrued on such Class of Certificates on such Distribution Date calculated at the related Formula Rate, over (ii) the amount of interest accrued on such Class of Certificates at the Net WAC Rate for such Distribution Date and (B) the Net WAC Rate Carryover Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the Formula Rate for such Class of Certificates for such Distribution Date and for such Accrual Period.

“Net WAC Rate Carryover Reserve Account”: The account established and maintained pursuant to Section 4.07.

“New Lease”: Any lease of REO Property entered into on behalf of REMIC I, including any lease renewed or extended on behalf of REMIC I, if REMIC I has the right to renegotiate the terms of such lease.

“NIMS Insurer”: Any insurer that is guaranteeing certain payments under notes secured by collateral which includes all or a portion of the Class CE Certificates, the Class P Certificates and/or the Class R Certificates.

“Nonrecoverable Advance”: Any Advance previously made or proposed to be made in respect of a Mortgage Loan or REO Property that, in the good faith business judgment of the Servicer or the Master Servicer, as applicable, will not or, in the case of a proposed Advance, would not be ultimately recoverable from related Late Collections, Insurance Proceeds or Liquidation Proceeds on such Mortgage Loan or REO Property as provided herein.

“Nonrecoverable Servicing Advance”: Any Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan or REO Property that, in the good faith business judgment of the Servicer, will not or, in the case of a proposed Servicing Advance, would not be ultimately recoverable from related Late Collections, Insurance Proceeds or Liquidation Proceeds on such Mortgage Loan or REO Property as provided herein.

“Non-United States Person”: Any Person other than a United States Person.

“Notional Amount”: With respect to the Class CE Interest and any Distribution Date, the aggregate Uncertificated Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest II-LTP) for such Distribution Date.

“Officer’s Certificate”: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President or a vice president (however denominated), and by the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Master Servicer, the Originator, the Seller or the Depositor, as applicable.

“One-Month LIBOR”: With respect to the Class A Certificates, the Mezzanine Certificates, REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-

 



LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8, REMIC II Regular Interest II-LTM9 and any Accrual Period therefor, the rate determined by the Trust Administrator on the related Interest Determination Date on the basis of the offered rate for one-month U.S. dollar deposits, as such rate appears on Telerate Page 3750 as of 11:00 a.m. (London time) on such Interest Determination Date; provided that if such rate does not appear on Telerate Page 3750, the rate for such date will be determined on the basis of the offered rates of the Reference Banks for one-month U.S. dollar deposits, as of 11:00 a.m. (London time) on such Interest Determination Date. In such event, the Trust Administrator will request the principal London office of each of the Reference Banks to provide a quotation of its rate. If on such Interest Determination Date, two or more Reference Banks provide such offered quotations, One-Month LIBOR for the related Accrual Period shall be the arithmetic mean of such offered quotations (rounded upwards if necessary to the nearest whole multiple of 1/16%). If on such Interest Determination Date, fewer than two Reference Banks provide such offered quotations, One-Month LIBOR for the related Accrual Period shall be the higher of (i) One-Month LIBOR as determined on the previous Interest Determination Date and (ii) the Reserve Interest Rate. Notwithstanding the foregoing, if, under the priorities described above, One-Month LIBOR for an Interest Determination Date would be based on One-Month LIBOR for the previous Interest Determination Date for the third consecutive Interest Determination Date, the Trust Administrator shall select, after consultation with the NIMS Insurer, an alternative comparable index (over which the Trust Administrator has no control), used for determining one-month Eurodollar lending rates that is calculated and published (or otherwise made available) by an independent party.

“Opinion of Counsel”: A written opinion of counsel, who may, without limitation, be salaried counsel for the Depositor, the Seller, the Servicer or the Master Servicer, acceptable to the Trustee, if such opinion is delivered to the Trustee, or acceptable to the Trust Administrator, if such opinion is delivered to the Trust Administrator, except that any opinion of counsel relating to (a) the qualification of any Trust REMIC as a REMIC or (b) compliance with the REMIC Provisions must be an opinion of Independent counsel.

“Original Mortgage Loan”: Any of the Mortgage Loans included in REMIC I as of the Closing Date.

“Originator”: Fremont Investment & Loan, a California state chartered industrial bank.

“Originator Master Agreement”: The Master Seller’s Purchase, Warranties and Interim Servicing Agreement, dated as of March 1, 2004, between the Seller and the Originator, as amended (which agreement has been assigned to the Depositor pursuant to the Assignment Agreement).

“Originator Prepayment Charge Payment Amount”: The amounts payable by the Originator in respect of any waived Prepayment Charges pursuant to Section 3.01(a).

“Overcollateralization Deficiency Amount”: With respect to any Distribution Date, the amount, if any, by which the Overcollateralization Target Amount exceeds the

 



Overcollateralized Amount on such Distribution Date (after giving effect to distributions in respect of the Principal Remittance Amount on such Distribution Date).

“Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the Principal Remittance Amount for such Distribution Date and (y) the Excess Overcollateralized Amount.

“Overcollateralization Target Amount”: With respect to any Distribution Date, (i) 0.60% of the Cut-off Date Principal Balance of the Mortgage Loans, (ii) on or after the Stepdown Date provided that a Trigger Event is not in effect, the greater of (x) 1.20% of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (y) an amount equal to approximately 0.50% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, or (iii) on or after the Stepdown Date if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date. On and after any Distribution Date following the reduction of the aggregate Certificate Principal Balance of the Class A Certificates and the Mezzanine Certificates to zero, the Overcollateralization Target Amount shall be zero.

“Overcollateralized Amount”: For any Distribution Date, the amount equal to (i) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) as of the related Determination Date minus (ii) the aggregate Certificate Principal Balance of the Class A Certificates, the Mezzanine Certificates and the Class P Certificates as of such Distribution Date after giving effect to distributions to be made on such Distribution Date.

“Ownership Interest”: As to any Certificate, any ownership or security interest in such Certificate, including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial, as owner or as pledgee.

“Pass-Through Rate”: With respect to the Class A Certificates and the Mezzanine Certificates and any Distribution Date, a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the Net WAC Rate for such Distribution Date.

With respect to the Class CE Interest and any Distribution Date, a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is (x) the sum of (i) 100% of the interest on REMIC II Regular Interest II-LTP and (ii) interest on the Uncertificated Balance of each REMIC II Regular Interest listed in clause (y) at a rate equal to the related REMIC II Remittance Rate minus the Marker Rate and the denominator of which is (y) the aggregate Uncertificated Balance of REMIC II Regular Interests II-LTAA, II-LTA1, II-LTA2, II-LTA3, II-LTA4, II-LTM1, II-LTM2, II-LTM3, II-LTM4, II-LTM5, II-LTM6, II-LTM7, II-LTM8, II-LTM9 and II-LTZZ.

With respect to the Class CE Certificates, 100% of the interest distributable to the Class CE Interest, expressed as a per annum rate.

 



 

With respect to the Class SWAP-IO Interest, the Class SWAP-IO Interest shall not have a Pass-Through Rate, but interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to REMIC II Regular Interest II-LTIO for such Distribution Date.

“Percentage Interest”: With respect to any Class of Certificates (other than the Residual Certificates), the undivided percentage ownership in such Class evidenced by such Certificate, expressed as a percentage, the numerator of which is the initial Certificate Principal Balance or Notional Amount represented by such Certificate and the denominator of which is the aggregate initial Certificate Principal Balance or Notional Amount of all of the Certificates of such Class. The Class A Certificates and the Mezzanine Certificates are issuable only in minimum Percentage Interests corresponding to minimum initial Certificate Principal Balances of $25,000 and integral multiples of $1.00 in excess thereof. The Class P Certificates are issuable only in Percentage Interests corresponding to initial Certificate Principal Balances of $20 and integral multiples thereof. The Class CE Certificates are issuable only in minimum Percentage Interests corresponding to minimum initial Certificate Principal Balances of $10,000 and integral multiples of $1.00 in excess thereof; provided, however, that a single Certificate of each such Class of Certificates may be issued having a Percentage Interest corresponding to the remainder of the aggregate initial Certificate Principal Balance or Notional Amount of such Class or to an otherwise authorized denomination for such Class plus such remainder. With respect to any Residual Certificate, the undivided percentage ownership in such Class evidenced by such Certificate, as set forth on the face of such Certificate. The Residual Certificates are issuable in Percentage Interests of 20% and multiples thereof.

“Periodic Rate Cap”: With respect to each Adjustable-Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date (other than the first Adjustment Date) from the Mortgage Rate in effect immediately prior to such Adjustment Date.

“Permitted Investments”: Any one or more of the following obligations or securities acquired at a purchase price of not greater than par, regardless of whether issued or managed by the Depositor, the Servicer, the Master Servicer, the NIMS Insurer, the Trustee, the Trust Administrator or any of their respective Affiliates or for which an Affiliate of the NIMS Insurer, the Trustee or the Trust Administrator serves as an advisor:

(xxxi) direct obligations of, or obligations fully guaranteed as to timely payment of principal and interest by, the United States or any agency or instrumentality thereof, provided such obligations are backed by the full faith and credit of the United States;

(xxxii)               (A) demand and time deposits in, certificates of deposit of, bankers’ acceptances issued by or federal funds sold by any depository institution or trust company (including the Trustee or its agent acting in their respective commercial capacities) incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state authorities, so long as, at the time of such investment or contractual commitment providing for such investment, such depository institution or trust company (or, if the only Rating Agency

 



is S&P, in the case of the principal depository institution in a depository institution holding company, debt obligations of the depository institution holding company) or its ultimate parent has a short-term uninsured debt rating in the highest available rating category of Moody’s, Fitch and S&P and provided that each such investment has an original maturity of no more than 365 days; and provided further that, if the only Rating Agency is S&P and if the depository or trust company is a principal subsidiary of a bank holding company and the debt obligations of such subsidiary are not separately rated, the applicable rating shall be that of the bank holding company; and, provided further that, if the original maturity of such short-term obligations of a domestic branch of a foreign depository institution or trust company shall exceed 30 days, the short-term rating of such institution shall be A-1+ in the case of S&P if S&P is the Rating Agency; and (B) any other demand or time deposit or deposit which is fully insured by the FDIC;

(xxxiii)             repurchase obligations with a term not to exceed 30 days with respect to any security described in clause (i) above and entered into with a depository institution or trust company (acting as principal) rated A-1+ or higher by S&P, F-1+ or higher by Fitch and A2 or higher by Moody’s, provided, however, that collateral transferred pursuant to such repurchase obligation must be of the type described in clause (i) above and must (A) be valued daily at current market prices plus accrued interest, (B) pursuant to such valuation, be equal, at all times, to 105% of the cash transferred by the Trustee in exchange for such collateral and (C) be delivered to the Trustee or, if the Trustee is supplying the collateral, an agent for the Trustee, in such a manner as to accomplish perfection of a security interest in the collateral by possession of certificated securities;

(xxxiv)              securities bearing interest or sold at a discount that are issued by any corporation incorporated under the laws of the United States of America or any State thereof and that are rated by a Rating Agency in its highest long-term unsecured rating category at the time of such investment or contractual commitment providing for such investment;

(xxxv)               commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date not more than 30 days after the date of acquisition thereof) that is rated by a Rating Agency in its highest short-term unsecured debt rating available at the time of such investment;

(xxxvi)             units of money market funds, including those managed or advised by the Trust Administrator or its Affiliates, that have been rated “AAA” by S&P, “AAA” by Fitch (if so rated by Fitch) and “Aaa” by Moody’s; and

(xxxvii)            if previously confirmed in writing to the Trustee and the Trust Administrator and consented to by the NIMS Insurer, any other demand, money market or time deposit, or any other obligation, security or investment, as may be acceptable to the Rating Agencies in writing as a permitted investment of funds backing securities having ratings equivalent to its highest initial rating of the Class A Certificates;

provided, that no instrument described hereunder shall evidence either the right to receive (a) only interest with respect to the obligations underlying such instrument or (b) both principal and

 



interest payments derived from obligations underlying such instrument and the interest and principal payments with respect to such instrument provide a yield to maturity at par greater than 120% of the yield to maturity at par of the underlying obligations.

“Permitted Transferee”: Any Transferee of a Residual Certificate other than a Disqualified Organization or Non-United States Person.

“Person”: Any individual, corporation, partnership, limited liability company, joint venture, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

“Plan”: Any employee benefit plan or certain other retirement plans and arrangements, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that are subject to ERISA or Section 4975 of the Code.

“Pool Policy”: The mortgage pool insurance policy (policy # 06-093162) dated the Closing Date and issued by the Pool Insurer.

“Pool Insurer”: Radian Guaranty Inc., a Pennsylvania corporation, or any successor in interest.

“Prepayment Assumption”: As defined in the Prospectus Supplement.

“Prepayment Charge”: With respect to any Prepayment Period, any prepayment premium, fee, penalty or charge payable by a Mortgagor in connection with any full or partial Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note (other than any Originator Prepayment Charge Payment Amount and any Servicer Prepayment Charge Payment Amount).

“Prepayment Charge Schedule”: As of any date, the list of Prepayment Charges on the Mortgage Loans included in REMIC I on such date, attached hereto as Schedule 2 (including the Prepayment Charge Summary attached thereto). The Prepayment Charge Schedule shall set forth the following information with respect to each related Mortgage Loan:

 

(i)

the Mortgage Loan identifying number;

 

 

(ii)

a code indicating the type of Prepayment Charge;

 

 

(iii)

the state of origination of the related Mortgage Loan;

(iv)      the date on which the first monthly payment was due on the related Mortgage Loan;

 

(v)

the term of the related Mortgage Loan; and

(vi)      the Stated Principal Balance of the related Mortgage Loan as of the Cut-off Date.

 



 

The Prepayment Charge Schedule shall be amended from time to time by the Depositor in accordance with the provisions of this Agreement and a copy of such amended Prepayment Charge Schedule shall be furnished by the Depositor to the NIMS Insurer and the Servicer.

“Prepayment Interest Excess”: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a Principal Prepayment in full during the portion of the related Prepayment Period commencing on the first day of the calendar month in which the Distribuion Date occurs and ending on the last day of the related Prepayment Period, an amount equal to interest (to the extent received) at the applicable Net Mortgage Rate on the amount of such Principal Prepayment for the number of days commencing on the first day of the calendar month in which such Distribution Date occurs and ending on the date on which such prepayment is so applied.

“Prepayment Interest Shortfall”: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a Principal Prepayment in full during the portion of the related Prepayment Period commencing on the first day of the related Prepayment Period and ending on the last day of the calendar month preceding the month in which such Distribution Date occurs, an amount equal to interest on the Mortgage Loan at the applicable Net Mortgage Rate on the amount of such Principal Prepayment for the number of days commencing on the date such Principal Prepayment was applied and ending on the last day of the calendar month preceding the month in which such Distribution Date occurs.

“Prepayment Period”: With respect to each Distribution Date and any Principal Prepayment in full, the period commencing on the 16th day of the calendar month preceding the related Distribution Date (and 15th day of the calendar month in which such Distribution Date occurs and for any Distribution Date and any Principal Prepayment in part, the calendar month preceding the calendar month in which such Distribution Date occurs.

“Principal Balance”: As to any Mortgage Loan other than a Liquidated Mortgage Loan, and any day, the related Cut-off Date Principal Balance, minus all collections credited against the Cut-off Date Principal Balance of any such Mortgage Loan. For purposes of this definition, a Liquidated Mortgage Loan shall be deemed to have a Principal Balance equal to the Principal Balance of the related Mortgage Loan as of the final recovery of related Liquidation Proceeds and a Principal Balance of zero thereafter. As to any REO Property and any day, the Principal Balance of the related Mortgage Loan immediately prior to such Mortgage Loan becoming REO Property minus any REO Principal Amortization received with respect thereto on or prior to such day.

“Principal Distribution Amount”: For any Distribution Date will be the sum of (i) the principal portion of all scheduled monthly payments on the Mortgage Loans due during the related Due Period, whether or not received on or prior to the related Determination Date; (ii) the principal portion of all proceeds received in respect of the repurchase of a Mortgage Loan (or, in the case of a substitution, certain amounts representing a principal adjustment) during the related Prepayment Period; (iii) the principal portion of all related Net Liquidation Proceeds, Insurance Proceeds, Subsequent Recoveries and all full and partial principal prepayments, received during the related Prepayment Period, to the extent applied as recoveries of principal on the Mortgage Loans and (iv) any Extra Principal Distribution Amount for such Distribution Date minus (v) any Overcollateralization Release Amount for such Distribution Date. In no event will the Principal Distribution Amount with respect to any Distribution Date be (x) less than zero or (y) greater than the then outstanding aggregate Certificate Principal Balance of the Class A and Mezzanine Certificates.

“Principal Prepayment”: Any payment of principal made by the Mortgagor on a Mortgage Loan which is received in advance of its scheduled Due Date and which is not accompanied by an amount of interest representing the full amount of scheduled interest due on any Due Date in any month or months subsequent to the month of prepayment.

“Principal Remittance Amount”: With respect to any Distribution Date, the sum of the amounts set forth in clauses (i) through (iii) of the definition of Principal Distribution Amount.

 



 

“Prospectus Supplement”: That certain Prospectus Supplement dated February 15, 2006 relating to the public offering of the Class A Certificates and the Mezzanine Certificates.

“Purchase Price”: With respect to any Mortgage Loan or REO Property to be purchased pursuant to or as contemplated by Section 2.03, Section 3.16(c) or Section 9.01, and as confirmed by an Officer’s Certificate from the Servicer and to the Trustee an amount equal to the sum of (i) 100% of the Stated Principal Balance thereof as of the date of purchase (or such other price as provided in Section 9.01), (ii) in the case of (x) a Mortgage Loan, accrued interest on such Stated Principal Balance at the applicable Net Mortgage Rate in effect from time to time from the Due Date as to which interest was last covered by a payment by the Mortgagor or an Advance, which payment or Advance had as of the date of purchase been distributed pursuant to Section 4.01, through the end of the calendar month in which the purchase is to be effected and (y) an REO Property, the sum of (1) accrued interest on such Stated Principal Balance at the applicable Net Mortgage Rate in effect from time to time from the Due Date as to which interest was last covered by a payment by the Mortgagor or an Advance by the Servicer through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, plus (2) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such purchase is to be effected, net of the total of all net rental income, Insurance Proceeds, Liquidation Proceeds and Advances that as of the date of purchase had been distributed as or to cover REO Imputed Interest pursuant to Section 4.01, (iii) any unreimbursed Advances and Servicing Advances (including Nonrecoverable Advances and Nonrecoverable Servicing Advances) and any unpaid Servicing Fees allocable to such Mortgage Loan or REO Property, (iv) any amounts previously withdrawn from the Collection Account pursuant to Section 3.11(a)(ix) and Section 3.16(b) or the Distribution Account in respect of such Mortgage Loan or REO Property, and (v) in the case of a Mortgage Loan required to be purchased pursuant to Section 2.03, expenses reasonably incurred or to be incurred by the Servicer, the Master Servicer, the NIMS Insurer, the Trust Administrator or the Trustee in respect of the breach or defect giving rise to the purchase obligation including any costs and damages incurred by the Trust in connection with any violation with respect to such loan of any predatory or abusive lending law.

“Qualified Substitute Mortgage Loan”: A mortgage loan substituted for a Deleted Mortgage Loan pursuant to the terms of this Agreement which must, on the date of such substitution, (i) have an outstanding Stated Principal Balance, after application of all scheduled payments of principal and interest due during or prior to the month of substitution, not in excess of, and not more than 5% less than, the Stated Principal Balance of the Deleted Mortgage Loan as of the Due Date in the calendar month during which the substitution occurs, (ii) have a Mortgage Rate not less than (and not more than one percentage point in excess of) the Mortgage Rate of the Deleted Mortgage Loan, (iii) with respect to any Adjustable-Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate of the Deleted Mortgage Loan, (iv) with respect to any Adjustable-Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (v) with respect to any Adjustable-Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (vi) with respect to any Adjustable-Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (vii) have a remaining term to maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan, (viii)

 



have the same Due Date as the Due Date on the Deleted Mortgage Loan, (ix) have a Loan-to-Value Ratio as of the date of substitution equal to or lower than the Loan-to-Value Ratio of the Deleted Mortgage Loan as of such date, (x) have a risk grading determined by the Originator at least equal to the risk grading assigned on the Deleted Mortgage Loan, (xi) have a Prepayment Charge provision at least equal to the Prepayment Charge provision in the Deleted Mortgage Loan, (xii) [reserved] and (xiii) conform to each representation and warranty set forth in the Assignment Agreement applicable to the Deleted Mortgage Loan. In the event that one or more mortgage loans are substituted for one or more Deleted Mortgage Loans, the amounts described in clause (i) hereof shall be determined on the basis of aggregate principal balances, the Mortgage Rates described in clause (ii) hereof shall be determined on the basis of weighted average Mortgage Rates, the terms described in clause (vii) hereof shall be determined on the basis of weighted average remaining term to maturity, the Loan-to-Value Ratios described in clause (ix) hereof shall be satisfied as to each such mortgage loan, the risk gradings described in clause (x) hereof shall be satisfied as to each such mortgage loan and, except to the extent otherwise provided in this sentence, the representations and warranties described in clause (xiii) hereof must be satisfied as to each Qualified Substitute Mortgage Loan or in the aggregate, as the case may be.

“Rating Agency” or “Rating Agencies”: Moody’s, Fitch and S&P or their successors. If such agencies or their successors are no longer in existence, “Rating Agencies” shall be such nationally recognized statistical rating agencies, or other comparable Persons, designated by the Depositor, notice of which designation shall be given to the Trustee and the Master Servicer.

“Realized Loss”: With respect to any Liquidated Mortgage Loan or any Mortgage Loan charged off by the Servicer pursuant to this Agreement, the amount of loss realized equal to the portion of the Stated Principal Balance remaining unpaid after application of all Net Liquidation Proceeds in respect of such Mortgage Loan. If the Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are applied to principal distributions on any Distribution Date.

“Record Date”: With respect to each Distribution Date and any Book-Entry Certificate, the Business Day immediately preceding such Distribution Date. With respect to each Distribution Date and any other Certificates, including any Definitive Certificates, the last Business Day of the month immediately preceding the month in which such Distribution Date occurs.

“Reference Banks”: Deutsche Bank AG, Barclay’s Bank PLC, The Tokyo Mitsubishi Bank and National Westminster Bank PLC and their successors in interest; provided, however, that if any of the foregoing banks are not suitable to serve as a Reference Bank, then any leading banks selected by the Trust Administrator (after consultation with the NIMS Insurer) which are engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, (ii) not controlling, under the control of or under common control with the Depositor or any Affiliate thereof and (iii) which have been designated as such by the Trust Administrator.

 



 

“Refinanced Mortgage Loan”: A Mortgage Loan the proceeds of which were not used to purchase the related Mortgaged Property.

“Regular Certificate”: Any Class A Certificate, Mezzanine Certificate, Class CE Certificate or Class P Certificate.

“Regular Interest”: A “regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the Code.

“Regulation AB”: Subpart 229.1100 – Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100 - 229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

“Relevant Servicing Criteria”: The Servicing Criteria applicable to the various parties, as set forth on Exhibit O attached hereto. For clarification purposes, multiple parties can have responsibility for the same Relevant Servicing Criteria.

“Relief Act”: The Servicemembers Civil Relief Act and any similar state laws.

“Relief Act Interest Shortfall”: With respect to any Distribution Date and any Mortgage Loan, any reduction in the amount of interest collectible on such Mortgage Loan for the most recently ended calendar month as a result of the application of the Relief Act or any similar state or local law.

“REMIC”: A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.

“REMIC I”: The segregated pool of assets subject hereto, constituting the primary trust created hereby and to be administered hereunder, with respect to which a REMIC election is to be made, consisting of: (i) such Mortgage Loans and Prepayment Charges as from time to time are subject to this Agreement, together with the Mortgage Files relating thereto, and together with all collections thereon and proceeds thereof; (ii) any REO Property, together with all collections thereon and proceeds thereof; (iii) the Trustee’s rights with respect to the Mortgage Loans under all insurance policies, required to be maintained pursuant to this Agreement and any proceeds thereof; (iv) the Depositor’s rights under the Originator Master Agreements (assigned to the Depositor pursuant to the Assignment Agreement) and (v) the Collection Account, the Distribution Account (other than any amounts representing any Originator Prepayment Charge Payment Amount and any Servicer Prepayment Charge Payment Amount) and any REO Account, and such assets that are deposited therein from time to time and any investments thereof, together with any and all income, proceeds and payments with respect thereto. Notwithstanding the foregoing, however, REMIC I specifically excludes the Net WAC Rate Carryover Reserve Account, the Interest Rate Swap Agreement, the Swap Account, the Supplemental Interest Trust, any Originator Prepayment Charge Payment Amounts, any Servicer Prepayment Charge Payment Amounts, all payments and other collections of principal and interest due on the Mortgage Loans on or before the Cut-off Date and all Prepayment Charges payable in connection with Principal Prepayments made before the Cut-off Date.

 



 

“REMIC I Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC I issued hereunder and designated as a “regular interest” in REMIC I. Each REMIC I Regular Interest shall accrue interest at the related REMIC I Remittance Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto.

“REMIC I Remittance Rate”: With respect to REMIC I Regular Interest I, a per annum rate equal to the weighted average Adjusted Net Mortgage Rate of the Mortgage Loans. With respect to each REMIC I Regular Interest ending with the designation “A”, a per annum rate equal to the weighted average Adjusted Net Mortgage Rate of the Mortgage Loans multiplied by 2, subject to a maximum rate of 9.310%. With respect to each REMIC I Regular Interest ending with the designation “B”, the greater of (x) a per annum rate equal to the excess, if any, of (i) 2 multiplied by the weighted average Net Mortgage Rate of the Mortgage Loans over (ii) 9.310% and (y) 0.00%.

“REMIC II”: The segregated pool of assets consisting of all of the REMIC I Regular Interests conveyed in trust to the Trustee, for the benefit of the REMIC II Certificateholders pursuant to Section 2.07, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC II Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Periods for the indicated Regular Interests for such Distribution Date) equal to (a) the product of the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) the REMIC II Remittance Rate for REMIC II Regular Interest II-LTAA minus the Marker Rate, divided by (b) 12.

“REMIC II Overcollateralized Amount”: With respect to any date of determination, (i) 1% of the aggregate Uncertificated Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest II-LTP and REMIC II Regular Interest II-LTIO) minus (ii) the aggregate Uncertificated Balance of REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8 and REMIC II Regular Interest II-LTM9, in each case as of such date of determination.

“REMIC II Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two times the aggregate Uncertificated Balance of REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II

 



Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8, REMIC II Regular Interest II-LTM9 and the denominator of which is the aggregate Uncertificated Balance of REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8, REMIC II Regular Interest II-LTM9 and REMIC II Regular Interest II-LTZZ.

“REMIC II Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC II issued hereunder and designated as a “regular interest” in REMIC II. Each REMIC II Regular Interest shall accrue interest at the related REMIC II Remittance Rate in effect from time to time, and shall be entitled to distributions of principal (other than REMIC II Regular Interest II-LTIO), subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Balance as set forth in the Preliminary Statement hereto. The REMIC II Regular Interests are as follows: REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8, REMIC II Regular Interest II-LTM9, REMIC II Regular Interest II-LTP, REMIC II Regular Interest I-TLZZ and REMIC II Regular Interest II-LTIO. REMIC II Regular Interest II-LTP shall also be entitled to any Prepayment Charges received by the Trust Fund.

“REMIC II Remittance Rate”: With respect to REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8, REMIC II Regular Interest II-LTM9, REMIC II Regular Interest II-LTZZ, REMIC II Regular Interest II-LTP, a per annum rate (but not less than zero) equal to the weighted average of (w) with respect to REMIC I Regular Interests ending with the designation “B”, the weighted average of the REMIC I Remittance Rates for such REMIC I Regular Interests, weighted on the basis of the Uncertificated Principal Balance of such REMIC I Regular Interests for each such Distribution Date and (x) with respect to REMIC I Regular Interests ending with the designation “A”, for each Distribution Date listed below, the weighted average of the rates listed below for each such REMIC I Regular Interest listed below, weighted on the basis of the Uncertificated Principal Balance of each such REMIC I Regular Interest for each such Distribution Date:

 



 

Distribution Date

REMIC I Regular Interest

Rate

1

I-1-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

2

I-2-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A

REMIC I Remittance Rate

3

I-3-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A and I-2-A

REMIC I Remittance Rate

4

I-4-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-3-A

REMIC I Remittance Rate

5

I-5-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-4-A

REMIC I Remittance Rate

6

I-6-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-5-A

REMIC I Remittance Rate

7

I-7-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-6-A

REMIC I Remittance Rate

8

I-8-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-7-A

REMIC I Remittance Rate

9

I-9-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-8-A

REMIC I Remittance Rate

10

I-10-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-9-A

REMIC I Remittance Rate

11

I-11-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-10-A

REMIC I Remittance Rate

12

I-12-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-11-A

REMIC I Remittance Rate

13

I-13-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-12-A

REMIC I Remittance Rate

14

I-14-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-13-A

REMIC I Remittance Rate

15

I-15-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-14-A

REMIC I Remittance Rate

16

I-16-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-15-A

REMIC I Remittance Rate

17

I-17-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-16-A

REMIC I Remittance Rate

18

I-18-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-17-A

REMIC I Remittance Rate

19

I-19-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-18-A

REMIC I Remittance Rate

 

 



 

 

20

I-20-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-19-A

REMIC I Remittance Rate

21

I-21-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-20-A

REMIC I Remittance Rate

22

I-22-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-21-A

REMIC I Remittance Rate

23

I-23-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-22-A

REMIC I Remittance Rate

24

I-24-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-23-A

REMIC I Remittance Rate

25

I-25-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-24-A

REMIC I Remittance Rate

26

I-26-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-25-A

REMIC I Remittance Rate

27

I-27-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-26-A

REMIC I Remittance Rate

28

I-28-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-27-A

REMIC I Remittance Rate

29

I-29-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-28-A

REMIC I Remittance Rate

30

I-30-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-29-A

REMIC I Remittance Rate

31

I-31-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-30-A

REMIC I Remittance Rate

32

I-32-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-31-A

REMIC I Remittance Rate

33

I-33-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-32-A

REMIC I Remittance Rate

34

I-34-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-33-A

REMIC I Remittance Rate

35

I-35-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-34-A

REMIC I Remittance Rate

36

I-36-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-35-A

REMIC I Remittance Rate

 

 



 

 

37

I-37-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-36-A

REMIC I Remittance Rate

38

I-38-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-37-A

REMIC I Remittance Rate

39

I-39-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-38-A

REMIC I Remittance Rate

40

I-40-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-39-A

REMIC I Remittance Rate

41

I-41-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-40-A

REMIC I Remittance Rate

42

I-42-A and I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-41-A

REMIC I Remittance Rate

43

I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

I-1-A through I-42-A

REMIC I Remittance Rate

thereafter

I-41-A through I-43-A

2 multiplied by Swap LIBOR, subject to a maximum rate of REMIC I Remittance Rate

 

With respect to REMIC II Regular Interest II-IO, and (i) the first Distribution Date through the 43th Distribution Date, the excess of (x) the weighted average of the REMIC I Remittance Rates for REMIC I Regular Interests including the designation “A”, over (y) 2 multiplied by Swap LIBOR and (ii) thereafter, 0.00%. With respect to REMIC II Regular Interest II-LTP, a per annum rate equal to the weighted average of the Expense Adjusted Net Mortgage Rates of the Mortgage Loans.

“REMIC II Required Overcollateralized Amount”: 1.00% of the Overcollateralization Target Amount.

“REMIC III”: The segregated pool of assets consisting of all of the REMIC II Regular Interests conveyed in trust to the Trustee, for the benefit of the REMIC III Certificateholders pursuant to Section 2.07, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC III Certificate”: Any Regular Certificate (other than a Class CE Certificate or Class P Certificate) or Class R Certificate.

“REMIC III Certificateholder”: The Holder of any REMIC III Certificate.

“REMIC III Regular Interest”: Any Class A Certificate, Mezzanine Certificate, the Class CE Interest, the Class P Interest or Class Swap-IO Interest.

“REMIC IV”: The segregated pool of assets consisting of all of the Class CE Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class CE Certificates and the Class R-X Certificate (in respect of the Class R-IV Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

 



 

“REMIC V”: The segregated pool of assets consisting of all of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class R-X Certificate (in respect of the Class R-V Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC VI”: The segregated pool of assets consisting of all of the Class Swap-IO Interest conveyed in trust to the Trustee, for the benefit of the Holders of the REMIC VI Regular Interest SWAP-IO and the Class R-X Certificate (in respect of the Class R-VI Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC Provisions”: Provisions of the federal income tax law relating to REMICs, which appear at Section 860A through 860G of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time.

“REMIC Regular Interest”: Any REMIC I Regular Interest, REMIC II Regular Interest, REMIC III Regular Interest or REMIC VI Regular Interest SWAP-IO.

“REMIC Remittance Rate”: The REMIC I Remittance Rate or the REMIC II Remittance Rate.

“Remittance Report”: A report prepared by the Servicer and delivered to the Trust Administrator and the NIMS Insurer pursuant to Section 4.03.

“Rents from Real Property”: With respect to any REO Property, gross income of the character described in Section 856(d) of the Code as being included in the term “rents from real property.”

“REO Account”: The account or accounts maintained, or caused to be maintained, by the Servicer in respect of an REO Property pursuant to Section 3.23.

“REO Disposition”: The sale or other disposition of an REO Property on behalf of REMIC I.

“REO Imputed Interest”: As to any REO Property, for any calendar month during which such REO Property was at any time part of REMIC I, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan, if appropriate) as of the close of business on the Distribution Date in such calendar month.

“REO Principal Amortization”: With respect to any REO Property, for any calendar month, the excess, if any, of (a) the aggregate of all amounts received in respect of such REO Property during such calendar month, whether in the form of rental income, sale proceeds (including, without limitation, that portion of the Termination Price paid in connection with a purchase of all of the Mortgage Loans and REO Properties pursuant to Section 9.01 that is allocable to such REO Property) or otherwise, net of any portion of such amounts (i) payable pursuant to Section 3.23(c) in respect of the proper operation, management and maintenance of such REO Property or (ii) payable or reimbursable to the Servicer pursuant to Section 3.23(d) for

 



unpaid Servicing Fees in respect of the related Mortgage Loan and unreimbursed Advances and Servicing Advances in respect of such REO Property or the related Mortgage Loan, over (b) the REO Imputed Interest in respect of such REO Property for such calendar month.

“REO Property”: A Mortgaged Property acquired by the Servicer on behalf of REMIC I through foreclosure or deed-in-lieu of foreclosure, as described in Section 3.23.

“Reportable Event”: The meaning set forth in Section 4.06(a)(iii).

“Request for Release”: A request for release in such electronic or other format as shall be mutually agreed to by the Custodian and the Servicer, in substantially the form of Exhibit E attached hereto.

“Reserve Interest Rate”: With respect to any Interest Determination Date, the rate per annum that the Trust Administrator determines to be either (i) the arithmetic mean (rounded upwards if necessary to the nearest whole multiple of 1/16%) of the one-month U.S. dollar lending rates which New York City banks selected by the Trust Administrator are quoting on the relevant Interest Determination Date to the principal London offices of leading banks in the London interbank market or (ii) in the event that the Trust Administrator can determine no such arithmetic mean, the lowest one-month U.S. dollar lending rate which New York City banks selected by the Trust Administrator are quoting on such Interest Determination Date to leading European banks.

“Residential Dwelling”: Any one of the following: (i) a detached one-family dwelling, (ii) a detached two- to four-family dwelling, (iii) a one-family dwelling unit in a Fannie Mae eligible condominium project, (iv) a manufactured home, or (v) a detached one-family dwelling in a planned unit development, none of which is a co-operative or mobile home.

“Residual Certificate”: Any one of the Class R Certificates and the Class R-X Certificates.

“Residual Interest”: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

“Responsible Officer”: When used with respect to the Trustee or the Trust Administrator, the Chairman or Vice Chairman of the Board of Directors or Trustees, the Chairman or Vice Chairman of the Executive or Standing Committee of the Board of Directors or Trustees, the President, the Chairman of the Committee on Trust Matters, any vice president, any assistant vice president, the Secretary, any assistant secretary, the Treasurer, any assistant treasurer, the Cashier, any assistant cashier, any trust officer or assistant trust officer, the Controller and any assistant controller or any other officer of the Trustee or the Trust Administrator, as applicable, customarily performing functions similar to those performed by any of the above designated officers, in each case, having direct responsibility for the administration of this Agreement, and, with respect to a particular matter relating to this Agreement, to whom such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

“S&P”: Standard & Poor’s Ratings Services, a division of The McGraw-Hill Companies, Inc., or its successor in interest.

 



 

“Sarbanes-Oxley Act”: The Sarbanes-Oxley Act of 2002 and the rules and regulations of the Commission promulgated thereunder (including any interpretations thereof by the Commission’s staff).

“Sarbanes-Oxley Certification”: The meaning set forth in Section 4.06(a)(iv).

“Securities Act”: The Securities Act of 1933, as amended, and the rules and regulations thereunder.

“Seller”: UBS Real Estate Securities Inc. or its successor in interest.

“Senior Principal Distribution Amount”: The excess of (x) the aggregate Certificate Principal Balance of the Class A Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 60.50% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the excess of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over $2,378,824.49.

“Servicer”: Wells Fargo Bank, N.A. or any successor Servicer appointed as herein provided, each in its capacity as a Servicer hereunder.

“Servicer Event of Default”: One or more of the events described in Section 7.01(a).

“Servicer Prepayment Charge Payment Amount”: The amounts payable by the Servicer in respect of any waived Prepayment Charges pursuant to Section 2.05(a).

“Servicer Remittance Date”: With respect to any Distribution Date, the 18th day of the calendar month in which such Distribution Date occurs or, if such 18th day is not a Business Day, the Business Day immediately following.

“Servicing Account”: The account or accounts created and maintained pursuant to Section 3.09.

“Servicing Advances”: The reasonable “out-of-pocket” costs and expenses incurred by the Servicer in connection with a default, delinquency or other unanticipated event by the Servicer in the performance of its servicing obligations, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, in respect of a particular Mortgage Loan, including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered on the MERS System, (iii) the management (including reasonable fees in connection therewith) and liquidation of any REO Property, (iv) the performance of its obligations under Section 3.01, Section 3.09, Section 3.13, Section 3.14, Section 3.16 and Section 3.23. Servicing Advances shall also include any reasonable “out-of-pocket” costs and expenses (including legal fees) incurred by the Servicer in connection with

 



executing and recording instruments of satisfaction, deeds of reconveyance or Assignments of Mortgage in connection with any foreclosure in respect of any Mortgage Loan to the extent not recovered from the related Mortgagor or otherwise payable under this Agreement. The Servicer shall not be required to make any Servicing Advance in respect of a Mortgage Loan or REO Property that, in the good faith business judgment of the Servicer, would not be ultimately recoverable from related Insurance Proceeds or Liquidation Proceeds on such Mortgage Loan or REO Property as provided herein. The Servicer shall not be required to make any Servicing Advance that would be a Nonrecoverable Advance.

“Servicing Fee”: With respect to each Mortgage Loan, the amount of the annual fee paid to the Servicer, which shall, for a period of one full month, be equal to one-twelfth of the product of (a) the Servicing Fee Rate (without regard to the words “per annum”) and (b) the outstanding principal balance of such Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is received. The obligation for payment of the Servicing Fee is limited to, and the Servicing Fee is payable solely from, the interest portion (including recoveries with respect to interest from Liquidation Proceeds) of such Monthly Payment collected by the Servicer, or as otherwise provided under Section 3.11.

“Servicing Fee Rate”: With respect to each Mortgage Loan, the rate of 0.50% per annum.

“Servicing Officer”: Any employee of the Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans, whose name appear on a list of Servicing Officers furnished by the Servicer to the Master Servicer, the Trust Administrator, the Trustee and the Depositor, upon request, as such list may from time to time be amended. With respect to the Master Servicer, any officer of the Master Servicer involved in or responsible for, the administration and master servicing of the Mortgage Loans whose name appears on a list of master Servicing Officers furnished by the Master Servicer to the Trustee, the Trust Administrator and the Depositor upon request, as such list may from time to time be amended.

“Servicing Transfer Costs”: Shall mean all reasonable out-of-pocket costs and expenses incurred by the Trustee or the Master Servicer in connection with the transfer of servicing from a predecessor servicer, including, without limitation, any reasonable costs or expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Master Servicer to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee or the Master Servicer to service the Mortgage Loans properly and effectively.

“Significance Percentage”: The percentage equivalent of a fraction, the numerator of which is the net present value of the estimated future amounts payable under the Interest Rate Swap Agreement and the denominator of which is the aggregate Certificate Principal Balance of the Class A Certificates, the Mezzanine Certificates and the Class CE Certificates on such Distribution Date (after giving effect to all distributions on such Distribution Date), in each case as determined pursuant to Section 4.02(b).

“Single Certificate”: With respect to any Class of Certificates (other than the Class P Certificates and the Residual Certificates), a hypothetical Certificate of such Class evidencing a Percentage Interest for such Class corresponding to an initial Certificate Principal

 



Balance of $1,000. With respect to the Class P Certificates and the Residual Certificates, a hypothetical Certificate of such Class evidencing a 100% Percentage Interest in such Class.

“Startup Day”: With respect to each Trust REMIC, the day designated as such pursuant to Section 10.01(b) hereof.

“Stated Principal Balance”: With respect to any Mortgage Loan: (a) as of any date of determination up to but not including the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, the Cut-off Date Principal Balance of such Mortgage Loan, as shown in the Mortgage Loan Schedule, minus the sum of (i) the principal portion of each Monthly Payment due on a Due Date subsequent to the Cut-off Date, to the extent received from the Mortgagor or advanced by the Servicer and distributed pursuant to Section 4.01 on or before such date of determination, (ii) all Principal Prepayments received after the Cut-off Date, to the extent distributed pursuant to Section 4.01 on or before such date of determination, (iii) all Liquidation Proceeds and Insurance Proceeds applied by the Servicer as recoveries of principal in accordance with the provisions of Section 3.16, to the extent distributed pursuant to Section 4.01 on or before such date of determination, and (iv) any Realized Loss incurred with respect thereto as a result of a Deficient Valuation made during or prior to the Prepayment Period for the most recent Distribution Date coinciding with or preceding such date of determination; and (b) as of any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, zero. With respect to any REO Property: (a) as of any date of determination up to but not including the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be distributed, an amount (not less than zero) equal to the Stated Principal Balance of the related Mortgage Loan as of the date on which such REO Property was acquired on behalf of REMIC I, minus the sum of (i) if such REO Property was acquired before the Distribution Date in any calendar month, the principal portion of the Monthly Payment due on the Due Date in the calendar month of acquisition, to the extent advanced by the Servicer and distributed pursuant to Section 4.01 on or before such date of determination, and (ii) the aggregate amount of REO Principal Amortization in respect of such REO Property for all previously ended calendar months, to the extent distributed pursuant to Section 4.01 on or before such date of determination; and (b) as of any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be distributed, zero.

“Stepdown Date”: The earlier to occur of (i) the Distribution Date on which the aggregate Certificate Principal Balance of the Class A Certificates has been reduced to zero and (ii) the later to occur of (x) the Distribution Date occurring in March 2009 and (y) the first Distribution Date on which the Credit Enhancement Percentage (calculated for this purpose only after taking into account payments of principal on the Mortgage Loans) for the Class A Certificates is equal to or greater than 39.50%.

“Subordinate Certificates”: The Mezzanine Certificates and the Class CE Certificates.

“Sub-Servicer”: Any Person with which the Servicer has entered into a Sub-Servicing Agreement.

 



 

“Sub-Servicing Account”: An account established by a Sub-Servicer which meets the requirements set forth in Section 3.08 and is otherwise acceptable to the Servicer.

“Sub-Servicing Agreement”: The written contract between the Servicer and a Sub-Servicer, relating to servicing and administration of certain Mortgage Loans, which meets the requirements set forth in Section 3.02.

“Subsequent Recoveries”: As of any Distribution Date, unexpected amounts received by the Servicer (net of any related expenses permitted to be reimbursed to the Servicer or the Master Servicer) specifically related to a Mortgage Loan that was the subject of a liquidation or an REO Disposition prior to the related Prepayment Period that resulted in a Realized Loss.

“Substitution Adjustment Amount”: As defined in Section 2.03(b).

“Supplemental Interest Trust”: As defined in Section 4.08(a).

“Supplemental Interest Trust Trustee”: Wells Fargo Bank, N.A., a national banking association, not in its individual capacity but solely in its capacity as supplemental interest trust trustee, and any successor thereto.

“Swap Administration Agreement”: As defined in Section 4.08(b).

“Swap Administrator”: Wells Fargo Bank, N.A., a national banking association, or any successor in interest not in its individual capacity but solely as swap administrator under the Swap Administration Agreement, or any successor swap administrator appointed pursuant to the Swap Administration Agreement.

“Swap Account”: The account or accounts created and maintained pursuant to Section 4.08. The Swap Account must be an Eligible Account.

“Swap Interest Shortfall Amount”: Any shortfall of interest with respect to any Class of Certificates resulting from the application of the Net WAC Rate due to a discrepancy between the Uncertificated Notional Amount of the Class SWAP-IO Interest and the scheduled notional amount pursuant to the Swap Administration Agreement.

“Swap LIBOR”: A per annum rate equal to the floating rate payable by the Swap Provider under the Swap Agreement.

“Swap Provider”: Swiss Re Financial Products Corporation.

“Swap Provider Trigger Event”: A Swap Termination Payment that is triggered upon: (i) an Event of Default under the Interest Rate Swap Agreement with respect to which the Swap Provider is a Defaulting Party (as defined in the Interest Rate Swap Agreement), (ii) a Termination Event under the Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party (as defined in the Interest Rate Swap Agreement) or (iii) an Additional Termination Event under the Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party.

 



 

“Swap Termination Payment”: The payment due under the Interest Rate Swap Agreement upon the early termination of the Interest Rate Swap Agreement.

“Tax Returns”: The federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return, including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed on behalf of the Trust Fund due to the classification of portions thereof as REMICs under the REMIC Provisions, together with any and all other information reports or returns that may be required to be furnished to the Certificateholders or filed with the Internal Revenue Service or any other governmental taxing authority under any applicable provisions of federal, state or local tax laws.

“Telerate Page 3750”: The display designated as page “3750” on the Dow Jones Telerate Capital Markets Report (or such other page as may replace page 3750 on that report for the purpose of displaying London interbank offered rates of major banks).

“Termination Price”: As defined in Section 9.01.

“Terminator”: As defined in Section 9.01.

“Transfer”: Any direct or indirect transfer, sale, pledge, hypothecation, or other form of assignment of any Ownership Interest in a Certificate.

“Transferee”: Any Person who is acquiring by Transfer any Ownership Interest in a Certificate.

“Transferor”: Any Person who is disposing by Transfer of any Ownership Interest in a Certificate.

“Trigger Event”: A Trigger Event is in effect with respect to any Distribution Date on or after the Stepdown Date if:

(b)          the Delinquency Percentage exceeds 40.51% of the Credit Enhancement Percentage; or

 



 

(c)          the aggregate amount of Realized Losses incurred since the Cut-off Date through the last day of the related Due Period (reduced by the aggregate amount of Subsequent Recoveries received since the Cut-off Date through the last day of the related Due Period) divided by the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date exceeds the applicable percentages set forth below with respect to such Distribution Date:

Distribution Date Occurring In

Percentage

March 2008 through February 2009

1.65% for the first month, plus an additional 1/12th of 2.05% for each month thereafter

March 2009 through February 2010

3.70% for the first month, plus an additional 1/12th of 2.05% for each month thereafter

March 2010 through February 2011

5.75% for the first month, plus an additional 1/12th of 1.65% for each month thereafter

March 2011 through February 2012

7.40% for the first month, plus an additional 1/12th of 0.90% for each month thereafter

March 2012 and thereafter

8.30%

 

“Trust Administrator”: Wells Fargo Bank, N.A., or any successor in interest, or any successor trust administrator appointed as herein provided.

“Trust Fund”: Collectively, all of the assets of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, the Net WAC Rate Carryover Reserve Account, distributions made by the Swap Administrator under the Swap Administration Agreement to the Swap Account and the other assets conveyed by the Depositor to the Trustee pursuant to Section 2.01.

“Trust REMIC”: Any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI.

“Trustee”: U.S. Bank National Association, a national banking association, or its successor in interest, or any successor trustee appointed as herein provided.

“Uncertificated Balance”: The amount of any REMIC Regular Interest (other than REMIC II Regular Interest II-LTIO) outstanding as of any date of determination. As of the Closing Date, the Uncertificated Balance of each REMIC Regular Interest (other than REMIC II Regular Interest II-LTIO) shall equal the amount set forth in the Preliminary Statement hereto as its initial uncertificated balance. On each Distribution Date, the Uncertificated Balance of each REMIC Regular Interest (other than REMIC II Regular Interest II-LTIO) shall be reduced by all distributions of principal made on such REMIC Regular Interest on such Distribution Date pursuant to Section 4.01 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 4.04. The Uncertificated Balance of REMIC II Regular Interest II-LTZZ shall be increased by interest deferrals as provided in Section 4.01(a)(1). The Uncertificated Balance of each REMIC Regular Interest (other than REMIC II Regular Interest II-LTIO) shall never be less than zero. With respect to the Class CE Interest as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC II Regular Interests over (B) the then aggregate Certificate Principal Balances of the Class A Certificates, Mezzanine Certificates and the Class P Interest then outstanding.

 



 

“Uncertificated Interest”: With respect to any REMIC Regular Interest for any Distribution Date, one month’s interest at the REMIC Remittance Rate applicable to such REMIC Regular Interest for such Distribution Date, accrued on the Uncertificated Balance or Uncertificated Notional Amount thereof immediately prior to such Distribution Date. Uncertificated Interest in respect of any REMIC I Regular Interest shall accrue on the basis of a 360-day year consisting of twelve 30-day months. Uncertificated Interest with respect to each Distribution Date, as to any REMIC Regular Interest, shall be reduced by an amount equal to the sum of (a) the aggregate Prepayment Interest Shortfall, if any, for such Distribution Date to the extent not covered by Compensating Interest and (b) the aggregate amount of any Relief Act Interest Shortfall, if any allocated, in each case, to such REMIC Regular Interest pursuant to Section 1.02. In addition, Uncertificated Interest with respect to each Distribution Date, as to any REMIC Regular Interest shall be reduced by Realized Losses, if any, allocated to such REMIC Regular Interest pursuant to Section 1.02 and Section 4.04.

 



 

“Uncertificated Notional Amount”: With respect to REMIC II Regular Interest II-LTIO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests ending with the designation “A” listed below:

DISTRIBUTION DATE

REMIC I REGULAR INTERESTS

1

I-1-A THROUGH I-43-A

2

I-2-A THROUGH I-43-A

3

I-3-A THROUGH I-43-A

4

I-4-A THROUGH I-43-A

5

I-5-A THROUGH I-43-A

6

I-6-A THROUGH I-43-A

7

I-7-A THROUGH I-43-A

8

I-8-A THROUGH I-43-A

9

I-9-A THROUGH I-43-A

10

I-10-A THROUGH I-43-A

11

I-11-A THROUGH I-43-A

12

I-12-A THROUGH I-43-A

13

I-13-A THROUGH I-43-A

14

I-14-A THROUGH I-43-A

15

I-15-A THROUGH I-43-A

16

I-16-A THROUGH I-43-A

17

I-17-A THROUGH I-43-A

18

I-18-A THROUGH I-43-A

19

I-19-A THROUGH I-43-A

20

I-20-A THROUGH I-43-A

21

I-21-A THROUGH I-43-A

22

I-22-A THROUGH I-43-A

23

I-23-A THROUGH I-43-A

24

I-24-A THROUGH I-43-A

25

I-25-A THROUGH I-43-A

26

I-26-A THROUGH I-43-A

27

I-27-A THROUGH I-43-A

28

I-28-A THROUGH I-43-A

29

I-29-A THROUGH I-43-A

30

I-30-A THROUGH I-43-A

31

I-31-A THROUGH I-43-A

32

I-32-A THROUGH I-43-A

33

I-33-A THROUGH I-43-A

34

I-34-A THROUGH I-43-A

35

I-35-A THROUGH I-43-A

36

I-36-A THROUGH I-43-A

37

I-37-A THROUGH I-43-A

38

I-38-A THROUGH I-43-A

39

I-39-A THROUGH I-43-A

40

I-40-A THROUGH I-43-A

41

I-41-A THROUGH I-43-A

42

I-42-A AND I-43-A

43

I-43-A

THEREAFTER

$0.00

 

With respect to the Class Swap-IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC II Regular Interest II-LTIO.

“Uninsured Cause”: Any cause of damage to a Mortgaged Property such that the complete restoration of such property is not fully reimbursable by the hazard insurance policies required to be maintained pursuant to Section 3.14.

“United States Person”: A citizen or resident of the United States, a corporation, partnership or other entity created or organized in, or under the laws of, the United States, any

 



state thereof or, the District of Columbia (except, in the case of a partnership, to the extent provided in regulations) provided that, for purposes solely of the restrictions on the transfer of Class R Certificates, no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are required by the applicable operative agreement to be United States Persons or an estate whose income is subject to United States federal income tax regardless of its source, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have the authority to control all substantial decisions of the trust. To the extent prescribed in regulations by the Secretary of the Treasury, a trust which was in existence on August 20, 1996 (other than a trust treated as owned by the grantor under subpart E of part I of subchapter J of chapter 1 of the Code), and which was treated as a United States person on August 20, 1996 may elect to continue to be treated as a United States person notwithstanding the previous sentence. The term “United States” shall have the meaning set forth in Section 7701 of the Code.

“Unpaid Interest Shortfall Amount”: With respect to the Class A Certificates and the Mezzanine Certificates and (i) the first Distribution Date, zero, and (ii) any Distribution Date after the first Distribution Date, the amount, if any, by which (a) the sum of (1) the Monthly Interest Distributable Amount for such Class for the immediately preceding Distribution Date and (2) the outstanding Unpaid Interest Shortfall Amount, if any, for such Class for such preceding Distribution Date exceeds (b) the aggregate amount distributed on such Class in respect of interest pursuant to clause (a) of this definition on such preceding Distribution Date, plus interest on the amount of interest due but not paid on the Certificates of such Class on such preceding Distribution Date, to the extent permitted by law, at the Pass-Through Rate for such Class for the related Accrual Period.

“Value”: With respect to any Mortgage Loan, and the related Mortgaged Property, the lesser of:

(i) the lesser of (a) the value thereof as determined by an appraisal made for the Originator at the time of origination of the Mortgage Loan by an appraiser who met the minimum requirements of Fannie Mae and Freddie Mac, and (b) the value thereof as determined by a review appraisal conducted by the Originator in the event any such review appraisal determines an appraised value more than 10% lower than the value thereof, in the case of a Mortgage Loan with a Loan-to-Value Ratio less than or equal to 80%, or more than 5% lower than the value thereof, in the case of a Mortgage Loan with a Loan-to-Value Ratio greater than 80%, as determined by the appraisal referred to in clause (i)(a) above; and

(ii) the purchase price paid for the related Mortgaged Property by the Mortgagor with the proceeds of the Mortgage Loan; provided, however, that in the case of a Refinanced Mortgage Loan or a Mortgage Loan originated in connection with a “lease option purchase” if the “lease option purchase price” was set 12 months or more prior to origination, such value of the Mortgaged Property is based solely upon clause (i) above.

“Voting Rights”: The portion of the voting rights of all of the Certificates which is allocated to any Certificate. With respect to any date of determination, 98% of all Voting Rights will be allocated among the holders of the Class A Certificates, the Mezzanine Certificates and

 



the Class CE Certificates in proportion to the then outstanding Certificate Principal Balances of their respective Certificates, 1% of all Voting Rights will be allocated to the holders of the Class P Certificates and 1% of all Voting Rights will be allocated among the holders of the Residual Certificates. The Voting Rights allocated to each Class of Certificate shall be allocated among Holders of each such Class in accordance with their respective Percentage Interests as of the most recent Record Date.

 

SECTION 1.02.

Allocation of Certain Interest Shortfalls.

For purposes of calculating the amount of the Monthly Interest Distributable Amount for the Class A Certificates, the Mezzanine Certificates and the Class CE Certificates for any Distribution Date, (1) the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by Compensating Interest payments by the Servicer or the Master Servicer) and any Relief Act Interest Shortfall incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to the Class CE Certificates based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the respective Notional Amount of each such Certificate and, thereafter, among the Class A Certificates and the Mezzanine Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the respective Certificate Principal Balance of each such Certificate and (2) the aggregate amount of any Realized Losses and Net WAC Rate Carryover Amounts incurred for any Distribution Date shall be allocated to the Class CE Certificates based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the respective Notional Amount of each such Certificate.

For purposes of calculating the amount of Uncertificated Interest for the REMIC I Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Servicer pursuant to Section 3.24) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans shall be allocated first, to REMIC I Regular Interest I and to the REMIC I Regular Interests ending with the designation “B”, pro rata based on, and to the extent of, one month’s interest at the then applicable respective REMIC I Remittance Rates on the respective Uncertificated Balances of each such REMIC I Regular Interest, and then, to REMIC I Regular Interests ending with the designation “A”, pro rata based on, and to the extent of, one month’s interest at the then applicable respective REMIC I Remittance Rates on the respective Uncertificated Balances of each such REMIC I Regular Interest.

For purposes of calculating the amount of Uncertificated Interest for the REMIC II Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated among REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8, REMIC II Regular Interest II-LTM9 and REMIC II Regular Interest II-LTZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective REMIC II Remittance Rates on the respective Uncertificated Balances of each such REMIC II Regular Interest.

 



 

 

 

 

 

SECTION 1.03.

Rights of the NIMS Insurer.

Each of the rights of the NIMS Insurer set forth in this Agreement shall exist so long as (i) the NIMS Insurer has undertaken to guarantee certain payments of notes issued pursuant to the Indenture and (ii) any series of notes issued pursuant to the Indenture remain outstanding or the NIMS Insurer is owed amounts in respect of its guarantee of payment on such notes; provided, however, the NIMS Insurer shall not have any rights hereunder (except pursuant to Section 11.01 and any rights to indemnification hereunder in the case of clause (ii) below) so long as (i) the NIMS Insurer has not undertaken to guarantee certain payments of notes issued pursuant to the Indenture or (ii) any default has occurred and is continuing under the insurance policy issued by the NIMS Insurer with respect to such notes.

 



 

ARTICLE II

 

CONVEYANCE OF MORTGAGE LOANS;

ORIGINAL ISSUANCE OF CERTIFICATES

 

SECTION 2.01.

Conveyance of the Mortgage Loans.

The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey to the Trustee without recourse, for the benefit of the Certificateholders, all the right, title and interest of the Depositor, including any security interest therein for the benefit of the Depositor, in and to the Mortgage Loans identified on the Mortgage Loan Schedule, the rights of the Depositor under the Assignment Agreement, payments made to the Trust Administrator by the Swap Administrator under the Swap Administration Agreement and the Swap Account and all other assets included or to be included in REMIC I. Such assignment includes all interest and principal received by the Depositor or the Servicer on or with respect to the Mortgage Loans (other than payments of principal and interest due on such Mortgage Loans on or before the Cut-off Date). The Depositor herewith delivers to the Trustee an executed original Assignment Agreement.

In connection with such transfer and assignment, the Depositor does hereby deliver to, and deposit with, the Custodian (on behalf of the Trustee), with respect the related Mortgage Loans, the following documents or instruments with respect to each Mortgage Loan so transferred and assigned (a “Mortgage File”):

(i)           the original Mortgage Note, endorsed in blank or in the following form: “Pay to the order of U.S. Bank National Association, as Trustee under the applicable agreement, without recourse,” with all prior and intervening endorsements showing a complete chain of endorsement from the Originator to the Person so endorsing to the Trustee;

(ii)          the original Mortgage, noting the presence of the MIN of the Mortgage Loan and language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan, with evidence of recording thereon, and the original recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon;

(iii)        unless the Mortgage Loan is registered on the MERS® System, an original Assignment in blank;

(iv)         the original recorded Assignment or Assignments showing a complete chain of assignment from the Originator to the Person assigning the Mortgage to the Trustee (or to MERS, if the Mortgage Loan is registered on the MERS® System and noting the presence of the MIN) as contemplated by the immediately preceding clause (iii);

(v)          the original or copies of each assumption, modification, written assurance or substitution agreement, if any; and

 



 

(vi)         the original lender’s title insurance policy, together with all endorsements or riders that were issued with or subsequent to the issuance of such policy, insuring the priority of the Mortgage as a first or second lien on the Mortgaged Property represented therein as a fee interest vested in the Mortgagor, or in the event such original title policy is unavailable, a written commitment or uniform binder or preliminary report of title issued by the title insurance or escrow company.

With respect to a maximum of 1.0% of the Mortgage Loans, by outstanding Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, if any original Mortgage Note referred to in Section 2.01(i) above cannot be located, the obligations of the Depositor to deliver such documents shall be deemed to be satisfied upon delivery to the Trustee (or the Custodian on behalf of the Trustee) of a photocopy of such Mortgage Note, if available, with a lost note affidavit substantially in the form of Exhibit I attached hereto. If any of the original Mortgage Notes for which a lost note affidavit was delivered to the Trustee (or the Custodian on behalf of the Trustee) with respect to the related Mortgage Files, is subsequently located, such original Mortgage Note shall be delivered to the Trustee (or the Custodian on behalf of the Trustee) within three Business Days.

Except with respect to any Mortgage Loan for which MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record, the Trustee (upon receipt of notice from the Custodian) shall promptly (within sixty Business Days following the later of the Closing Date and the date of receipt by the Trustee or the Custodian of the recording information for a Mortgage, but in no event later than ninety days following the Closing Date) enforce the obligations of the Originator pursuant to the terms of the Originator Master Agreement to submit or cause to be submitted for recording, at no expense to the Trust Fund, the Trustee, the Custodian, the Servicer or the Depositor, in the appropriate public office for real property records, each Assignment referred to in Sections 2.01(iii) and (iv) above and in connection therewith, the Trustee (upon receipt of notice from the Custodian) shall enforce the obligation of the Originator pursuant to the terms of the Originator Master Agreement to execute each original Assignment in the following form: “U.S. Bank National Association, as Trustee under the applicable agreement.” In the event that any such Assignment is lost or returned unrecorded because of a defect therein, the Trustee (upon receipt of notice from the Custodian) shall enforce the obligation of the Originator pursuant to the Originator Master Agreement to promptly prepare or cause to be prepared a substitute Assignment or cure or cause to be cured such defect, as the case may be, and thereafter cause each such Assignment to be duly recorded.

In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Depositor further agrees that it will cause, within 30 Business Days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Depositor further agrees that it will not, and will not permit the Servicer to, and the Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement.

 



 

If any of the documents referred to in Sections 2.01(ii), (iii) or (iv) has, as of the Closing Date, been submitted for recording but either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Depositor to deliver such documents shall be deemed to be satisfied upon (1) delivery to the Trustee (or the Custodian on behalf of the Trustee) of a copy of each such document certified by the Originator in the case of (x) above or the applicable public recording office in the case of (y) above to be a true and complete copy of the original that was submitted for recording and (2) if such copy is certified by the Originator, delivery to the Trustee (or the Custodian on behalf of the Trustee) promptly upon receipt thereof of either the original or a copy of such document certified by the applicable public recording office to be a true and complete copy of the original. Pursuant to the Assignment Agreement, notice shall be provided to the Trustee and the Rating Agencies by the Originator if delivery pursuant to clause (2) above will be made more than 180 days after the Closing Date.

If the original lender’s title insurance policy was not delivered pursuant to Section 2.01(vi) above, the Depositor shall deliver or cause to be delivered to the Trustee (or the Custodian on behalf of the Trustee), promptly after receipt thereof, the original lender’s title insurance policy with a copy thereof to the Servicer. The Depositor shall deliver or cause to be delivered to the Trustee (or the Custodian on behalf of the Trustee) promptly upon receipt thereof any other original documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan with a copy thereof to the Servicer.

The Depositor shall deliver or cause the Originator, the Trustee or the Custodian to deliver to the Servicer copies of all trailing documents required to be included in the servicing file at the same time the originals or certified copies thereof are delivered to the Trustee or Custodian, such documents including but not limited to the mortgagee policy of title insurance and any mortgage loan documents upon return from the recording office. The Servicer shall not be responsible for any custodian fees or other costs incurring in obtaining such documents and the Depositor shall cause the Servicer to be reimbursed for any such costs it may incur in connection with performing its obligations under this Agreement. Subject to Section 6.03(a), the Servicer shall have no liability as a result of an inability to service any Mortgage Loan due to its failure to receive any documents missing from the Mortgage File or servicing file.

All original documents relating to the Mortgage Loans that are not delivered to the Trustee (or the Custodian on behalf of the Trustee) are and shall be held by or on behalf of the Originator, the Seller, the Depositor or the Servicer, as the case may be, in trust for the benefit of the Trustee on behalf of the Certificateholders. In the event that any such original document is required pursuant to the terms of this Section 2.01 to be a part of a Mortgage File, such document shall be delivered promptly to the Trustee (or the Custodian on behalf of the Trustee). Any such original document delivered to or held by the Depositor that is not required pursuant to the terms of this Section to be a part of a Mortgage File, shall be delivered promptly to the Servicer.

The Depositor and the Trustee hereto understand and agree that it is not intended that any Mortgage Loan be included in the Trust that is a “High-Cost Home Loan” as defined by

 



the Homeownership and Equity Protection Act of 1994 or any other applicable predatory or abusive lending laws.

The Depositor hereby directs the Trust Administrator to execute, deliver and perform its obligations under the Interest Rate Swap Agreement (in its capacity as Supplemental Interest Trust Trustee) and to assign any rights to receive payments from the Swap Provider to the Swap Administrator pursuant to the Swap Administration Agreement and the Depositor further directs the Trust Administrator to execute, deliver and perform its obligations under the Swap Administration Agreement. The Seller, the Depositor, the Servicer and the Holders of the Class A Certificates and the Mezzanine Certificates by their acceptance of such Certificates acknowledge and agree that the Trust Administrator shall execute, deliver and perform its obligations under the Interest Rate Swap Agreement and the Swap Administration Agreement and shall do so solely in its capacity as Trust Administrator or as Swap Administrator, as the case may be, and not in its individual capacity. Every provision of this Agreement relating to the conduct or affecting the liability of or affording protection to the Trust Administrator shall apply to the Trust Administrator’s execution of the execution of the Interest Rate Swap Agreement and the Swap Administration Agreement, and the performance of its duties and satisfaction of its obligations thereunder.

 

SECTION 2.02.

Acceptance of REMIC I by Trustee.

The Trustee acknowledges receipt (or receipt by the Custodian on behalf of the Trustee), subject to the provisions of Section 2.01 and subject to any exceptions noted on the exception report described in the next paragraph below, of the documents referred to in Section 2.01 (other than such documents described in Section 2.01(v)) above and all other assets included in the definition of “REMIC I” under clauses (i), (iii), (iv) and (v) (to the extent of amounts deposited into the Distribution Account) and declares that it holds and will hold such documents and the other documents delivered to it constituting a Mortgage File, and that it holds or will hold all such assets and such other assets included in the definition of “REMIC I” in trust for the exclusive use and benefit of all present and future Certificateholders.

The Trustee (or the Custodian on behalf of the Trustee) agrees to execute and deliver to the Depositor and the NIMS Insurer on or prior to the Closing Date an acknowledgment of receipt of the original Mortgage Note (with any exceptions noted), substantially in the form attached as Exhibit C-3 hereto.

The Trustee (or the Custodian on behalf of the Trustee) agrees, for the benefit of the Certificateholders and the NIMS Insurer, to review each Mortgage File and, within 45 days of the Closing Date, to deliver to the Depositor, the NIMS Insurer, the Trustee, the Servicer and the Master Servicer a certification in substantially the form attached hereto as Exhibit C-1 that, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in the exception report annexed thereto as not being covered by such certification), (i) all documents constituting part of such Mortgage File (other than such documents described in Section 2.01(v)) required to be delivered to it pursuant to this Agreement are in its possession, (ii) such documents have been reviewed by it and appear regular on their face and relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information set forth in the Mortgage Loan Schedule that corresponds to items (1), (3), (12), (15) and (18) of the definition of “Mortgage

 



Loan Schedule” accurately reflects information set forth in the Mortgage File. It is herein acknowledged that, in conducting such review, the Trustee (or the Custodian on behalf of the Trustee) is under no duty or obligation (i) to inspect, review or examine any such documents, instruments, certificates or other papers to determine whether they are genuine, enforceable, or appropriate for the represented purpose or whether they have actually been recorded or that they are other than what they purport to be on their face or (ii) to determine whether any Mortgage File should include any of the documents specified in clause (v) of Section 2.01.

Prior to the first anniversary date of this Agreement, the Trustee (or the Custodian on behalf of the Trustee) shall deliver to the Depositor, the NIMS Insurer, the Trustee, the Servicer and the Master Servicer a final certification in the form annexed hereto as Exhibit C-2 evidencing the completeness of the Mortgage Files, with any applicable exceptions noted thereon, and the Servicer shall forward a copy thereof to any Sub-Servicer.

If in the process of reviewing the Mortgage Files and making or preparing, as the case may be, the certifications referred to above, the Trustee (or the Custodian on behalf of the Trustee) finds any document or documents constituting a part of a Mortgage File to be missing or defective in any material respect, at the conclusion of its review the Trustee (or the Custodian on behalf of the Trustee) shall so notify the Depositor, the NIMS Insurer, the Trustee, the Servicer and the Master Servicer. In addition, upon the discovery by the Depositor, the NIMS Insurer, the Servicer or the Master Servicer of a breach of any of the representations and warranties made by the Originator or the Seller in the Assignment Agreement or the Originator Master Agreement in respect of any Mortgage Loan which materially adversely affects such Mortgage Loan or the interests of the related Certificateholders in such Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties.

The Trustee (or the Custodian on behalf of the Trustee) shall, at the written request and expense of any Certificateholder, provide a written report to the Trust Administrator for forwarding to such Certificateholder of all related Mortgage Files released to the Servicer for servicing purposes.

The Depositor and the Trustee intend that the assignment and transfer herein contemplated constitute a sale of the Mortgage Loans, the related Mortgage Notes and the related documents, conveying good title thereto free and clear of any liens and encumbrances, from the Depositor to the Trustee in trust for the benefit of the Certificateholders and that such property not be part of the Depositor’s estate or property of the Depositor in the event of any insolvency by the Depositor. In the event that such conveyance is deemed to be, or to be made as security for, a loan, the parties intend that the Depositor shall be deemed to have granted and does hereby grant to the Trustee a first priority perfected security interest in all of the Depositor’s right, title and interest in and to the Mortgage Loans, the related Mortgage Notes and the related documents, and that this Agreement shall constitute a security agreement under applicable law.

Notwithstanding anything to the contrary contained herein, the parties hereto acknowledge that the functions of the Trustee with respect to the custody, acceptance, inspection, receipt and release of the Mortgage Files and other documentation pursuant to Section 2.01, 2.02 and 2.03 and preparation and delivery of the acknowledgements of receipt and the certifications required under such sections shall be performed by the Custodian pursuant to the terms and conditions of this Agreement.

 



 

 

SECTION 2.03.

Repurchase or Substitution of Mortgage Loans by the Originator or the Seller.

(a)          Upon receipt of written notice from the Custodian of any materially defective document in, or that a document is missing from, a Mortgage File or from Depositor, the Servicer, the Master Servicer, the Trust Administrator or the Custodian of the breach by the Originator or the Seller of any representation, warranty or covenant under the Assignment Agreement or the Originator Master Agreement (including any representation, warranty or covenant regarding the Prepayment Charge Schedule) in respect of any Mortgage Loan that materially adversely affects the value of such Mortgage Loan or the interest therein of the Certificateholders, the Trustee shall promptly notify the Trust Administrator, the Seller, the NIMS Insurer, the Originator, the Servicer and the Master Servicer of such defect, missing document or breach and request that the Originator or the Seller, as applicable, deliver such missing document or cure such defect or breach within 90 days from the date the Originator or the Seller, as applicable, was notified of such missing document, defect or breach, and if the Trustee receives written notice from the Depositor, the Servicer, the Master Servicer, the Trust Administrator or the Custodian that the Originator or the Seller, as applicable, has not delivered such missing document or cured such defect or breach in all material respects during such period, the Trustee shall enforce the obligations of the Originator or the Seller, as applicable, under the Assignment Agreement and/or Originator Master Agreement to repurchase such Mortgage Loan from REMIC I at the Purchase Price. The Purchase Price for the repurchased Mortgage Loan shall be remitted to the Servicer for deposit in the Collection Account and the Trustee (or the Custodian on behalf of the Trustee), upon receipt of written certification from the Servicer of such deposit, shall release to the Originator or Seller, as applicable, the related Mortgage File and the Trustee shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the Originator or Seller, as applicable, shall furnish to it and as shall be necessary to vest in the Originator or Seller, as applicable, any Mortgage Loan released pursuant hereto. In furtherance of the foregoing, if the Originator or Seller, as applicable, is not a member of MERS and repurchases a Mortgage Loan which is registered on the MERS® System, the Originator or Seller, as applicable, at its own expense and without any right of reimbursement, shall cause MERS to execute and deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to the Originator or Seller, as applicable, and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS’ rules and regulations. Neither the Trustee nor the Custodian shall have any further responsibility with regard to such Mortgage File. In lieu of repurchasing any such Mortgage Loan as provided above and in the case of the Originator, if so provided in the Originator Master Agreement, the Originator or Seller, as applicable, may cause such Mortgage Loan to be removed from REMIC I (in which case it shall become a Deleted Mortgage Loan) and substitute one or more Qualified Substitute Mortgage Loans in the manner and subject to the limitations set forth in Section 2.03(b); provided, however, the Originator or Seller, as applicable, may not substitute a Qualified Substitute Mortgage Loan for any Deleted Mortgage Loan that violates any predatory or abusive lending law. It is understood and agreed that the obligation of the Originator or Seller, as applicable, to cure or to repurchase (or to substitute for) any Mortgage Loan as to which a document is missing, a material defect in a constituent document exists or as to which such a breach has occurred and is continuing shall constitute the sole remedy respecting such omission, defect or breach available to the Trustee and the Certificateholders.

 



 

(b)          Any substitution of Qualified Substitute Mortgage Loans for Deleted Mortgage Loans made pursuant to Section 2.03(a) must be effected prior to the date which is two years after the Startup Day for REMIC I.

As to any Deleted Mortgage Loan for which the Originator or Seller, as applicable, substitutes a Qualified Substitute Mortgage Loan or Loans, such substitution shall be effected by the Originator or Seller, as applicable, delivering to the Trustee (or the Custodian on behalf of the Trustee), for such Qualified Substitute Mortgage Loan or Loans, the Mortgage Note, the Mortgage, the Assignment in blank or to the Trustee (or the Custodian on behalf of the Trustee), and such other documents and agreements, with all necessary endorsements thereon, as are required by Section 2.01, together with an Officers’ Certificate providing that each such Qualified Substitute Mortgage Loan satisfies the definition thereof and specifying the Substitution Adjustment Amount (as described below), if any, in connection with such substitution. The Trustee (or the Custodian on behalf of the Trustee) shall acknowledge receipt for such Qualified Substitute Mortgage Loan or Loans and, within ten Business Days thereafter, review such documents as specified in Section 2.02 and deliver to the Depositor, the NIMS Insurer and the Servicer, with respect to such Qualified Substitute Mortgage Loan or Loans, a certification substantially in the form attached hereto as Exhibit C-1, with any applicable exceptions noted thereon. Within one year of the date of substitution, the Trustee (or the Custodian on behalf of the Trustee) shall deliver to the Depositor, the NIMS Insurer and the Servicer a certification substantially in the form of Exhibit C-2 hereto with respect to such Qualified Substitute Mortgage Loan or Loans, with any applicable exceptions noted thereon. Monthly Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution are not part of REMIC I and will be retained by the Originator or Seller, as applicable. For the month of substitution, distributions to Certificateholders will reflect the Monthly Payment due on such Deleted Mortgage Loan on or before the Due Date in the month of substitution, and the Originator or Seller, as applicable,shall thereafter be entitled to retain all amounts subsequently received in respect of such Deleted Mortgage Loan. The Depositor shall give or cause to be given written notice to the Certificateholders and the NIMS Insurer that such substitution has taken place, shall amend the Mortgage Loan Schedule to reflect the removal of such Deleted Mortgage Loan from the terms of this Agreement and the substitution of the Qualified Substitute Mortgage Loan or Loans and shall deliver a copy of such amended Mortgage Loan Schedule to the Master Servicer, the Trust Administrator, the Trustee, the Custodian, the Servicer and the NIMS Insurer. Upon such substitution, such Qualified Substitute Mortgage Loan or Loans shall constitute part of the Mortgage Pool and shall be subject in all respects to the terms of this Agreement and the Assignment Agreement, including, all applicable representations and warranties thereof included in the Originator Master Agreement.

For any month in which the Originator or Seller, as applicable, substitutes one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Servicer will determine the amount (the “Substitution Adjustment Amount”), if any, by which the aggregate Purchase Price of all such Deleted Mortgage Loans exceeds the aggregate of, as to each such Qualified Substitute Mortgage Loan, the Stated Principal Balance thereof as of the date of substitution, together with one month’s interest on such Stated Principal Balance at the applicable Net Mortgage Rate, plus all outstanding Advances and Servicing Advances (including Nonrecoverable Advances and Nonrecoverable Servicing Advances) related thereto. On the date of such substitution, the Originator or Seller, as applicable, will deliver or cause to be delivered to the Servicer for deposit in the Collection Account an amount equal to the Substitution

 



Adjustment Amount, if any, and the Trustee (or the Custodian on behalf of the Trustee), upon receipt of the related Qualified Substitute Mortgage Loan or Loans and written notice by the Servicer of such deposit, shall release to the Originator or Seller, as applicable, the related Mortgage File or Files and the Trustee shall execute and deliver such instruments of transfer or assignment, in each case without recourse, the Originator or Seller, as applicable, shall deliver to it and as shall be necessary to vest therein any Deleted Mortgage Loan released pursuant hereto.

In addition, the Originator or Seller, as applicable, shall obtain at its own expense and deliver to the Trustee, the Trust Administrator and the NIMS Insurer an Opinion of Counsel to the effect that such substitution will not cause (a) any federal tax to be imposed on any Trust REMIC, including without limitation, any federal tax imposed on “prohibited transactions” under Section 860F(a)(1) of the Code or on “contributions after the startup date” under Section 860G(d)(1) of the Code, or (b) any Trust REMIC to fail to qualify as a REMIC at any time that any Certificate is outstanding.

(c)          Upon discovery by the Depositor, the NIMS Insurer, the Seller, the Servicer, the Master Servicer or the Trust Administrator that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of Section 860G(a)(3) of the Code, the party discovering such fact shall within two Business Days give written notice thereof to the other parties hereto and the Trustee shall give written notice to the Originator or Seller, as applicable. In connection therewith, the Originator, the Seller or the Depositor shall repurchase or, subject to the limitations set forth in Section 2.03(b), substitute one or more Qualified Substitute Mortgage Loans for the affected Mortgage Loan within 90 days of the earlier of discovery or receipt of such notice with respect to such affected Mortgage Loan. Such repurchase or substitution shall be made by (i) the Originator or Seller, as applicable, if the affected Mortgage Loan’s status as a non-qualified mortgage is or results from a breach of any representation, warranty or covenant made by the Originator or Seller, as applicable, under the Assignment Agreement or the Originator Master Agreement, or (ii) the Depositor, if the affected Mortgage Loan’s status as a non-qualified mortgage is a breach of no representation or warranty. Any such repurchase or substitution shall be made in the same manner as set forth in Section 2.03(a). The Trustee shall reconvey to the Depositor, the Originator or the Seller the Mortgage Loan to be released pursuant hereto in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty.

 

SECTION 2.04.

Reserved.

 

SECTION 2.05.

Representations, Warranties and Covenants of the Servicer and the Master Servicer.

(a)          The Servicer hereby represents, warrants and covenants to the Trust Administrator and the Trustee, for the benefit of each of the NIMS Insurer, the Trustee, the Trust Administrator, the Certificateholders and to the Depositor that as of the Closing Date or as of such date specifically provided herein:

(i)           The Servicer is a national banking association duly formed, validly existing and in good standing under the laws of the United States of America and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by the Servicer;

 



 

(ii)          The Servicer has the full power and authority to conduct its business as presently conducted by it and to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement. The Servicer has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement, and this Agreement, assuming the due authorization, execution and delivery thereof by the Trustee, the Depositor and the Trust Administrator, constitutes a legal, valid and binding obligation of the Servicer, enforceable against the Servicer in accordance with its terms except as the enforceability thereof may be limited by bankruptcy, insolvency, reorganization or similar laws affecting the enforcement of creditors’ rights generally, laws affecting the contract obligations of insured banks and by general principles of equity;

(iii)        The execution and delivery of this Agreement by the Servicer, the servicing of the Mortgage Loans by the Servicer hereunder, the consummation by the Servicer of any other of the transactions herein contemplated, and the fulfillment of or compliance with the terms hereof are in the ordinary course of business of the Servicer and will not (A) result in a breach of any term or provision of the charter of by-laws of the Servicer or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Servicer is a party or by which it may be bound, or any statute, order or regulation applicable to the Servicer of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Servicer; and the Servicer is not a party to, bound by, or in breach or violation of any indenture or other agreement or instrument, or subject to or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it, which materially and adversely affects or, to the Servicer’s knowledge, would in the future materially and adversely affect, (x) the ability of the Servicer to perform its obligations under this Agreement, (y) the business, operations, financial condition, properties or assets of the Servicer taken as a whole or (z) the legality, validity or enforceability of this Agreement;

(iv)         The Servicer is a HUD approved mortgagee pursuant to Section 203 and Section 211 of the National Housing Act and is an approved seller/servicer for Fannie Mae or Freddie Mac in good standing. No event has occurred, including but not limited to a change in insurance coverage, that would make the Servicer unable to comply with HUD eligibility requirements or that would require notification to HUD;

(v)          The Servicer does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant made by it and contained in this Agreement;

(vi)         No litigation is pending against the Servicer that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Servicer to service the Mortgage Loans or to perform any of its other obligations hereunder in accordance with the terms hereof

(vii)       There are no actions or proceedings against, or investigations known to it of, the Servicer before any court, administrative or other tribunal (A) that might prohibit

 



its entering into this Agreement, (B) seeking to prevent the consummation of the transactions contemplated by this Agreement or (C) that might prohibit or materially and adversely affect the performance by the Servicer of its obligations under, or the validity or enforceability of, this Agreement;

(viii)      No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Servicer of, or compliance by the Servicer with, this Agreement or the consummation by it of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained prior to the Closing Date;

(ix)         The Servicer has fully furnished and will continue to fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company or their successors (the “Credit Repositories”) in a timely manner; and

(x)          The Servicer is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.05 shall survive delivery of the Mortgage Files to the Trustee or to the Custodian on its behalf and shall inure to the benefit of the Trustee, the Trust Administrator, the Depositor and the Certificateholders. Upon discovery by any of the Depositor, the Servicer, the NIMS Insurer, the Trust Administrator or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan or the interests therein of the Certificateholders, the party discovering such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to the Servicer, the NIMS Insurer, the Trustee and the Trust Administrator. Subject to Section 7.01(a), the obligation of the Servicer set forth in Section 2.03(c) to cure breaches shall constitute the sole remedies against the Servicer available to the Certificateholders, the Depositor, the Trust Administrator or the Trustee on behalf of the Certificateholders respecting a breach of the representations, warranties and covenants contained in this Section 2.05.

(b)          The Master Servicer hereby represents, warrants and covenants to the Trustee, for the benefit of each of the Trustee and the Certificateholders, and to the Servicer, the NIMS Insurer and the Depositor that as of the Closing Date or as of such date specifically provided herein:

(i)         The Master Servicer is a national banking association duly formed, validly existing and in good standing under the laws of the United States of America and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by the Master Servicer;

(ii)       The Master Servicer has the full power and authority to conduct its business as presently conducted by it and to execute, deliver and perform, and to enter

 



into and consummate, all transactions contemplated by this Agreement. The Master Servicer has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement, and this Agreement, assuming due authorization, execution and delivery by the Depositor and the Trustee, constitutes a legal, valid and binding obligation of the Master Servicer, enforceable against it in accordance with its terms except as the enforceability thereof may be limited by bankruptcy, insolvency, reorganization or similar laws affecting the enforcement of creditors’ rights generally and by general principles of equity;

(iii)      The execution and delivery of this Agreement by the Master Servicer, the consummation by the Master Servicer of any other of the transactions herein contemplated, and the fulfillment of or compliance with the terms hereof are in the ordinary course of business of the Master Servicer and will not (A) result in a breach of any term or provision of charter and by-laws of the Master Servicer or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Master Servicer is a party or by which it may be bound, or any statute, order or regulation applicable to the Master Servicer of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Master Servicer; and the Master Servicer is not a party to, bound by, or in breach or violation of any indenture or other agreement or instrument, or subject to or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it, which materially and adversely affects or, to the Master Servicer’s knowledge, would in the future materially and adversely affect, the ability of the Master Servicer to perform its obligations under this Agreement;

(iv)      The Master Servicer or an Affiliate thereof is an approved seller/servicer for Fannie Mae or Freddie Mac in good standing and is a HUD approved mortgagee pursuant to Section 203 of the National Housing Act;

(v)        The Master Servicer does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant made by it and contained in this Agreement;

(vi)      No litigation is pending against the Master Servicer that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Master Servicer to perform any of its other obligations hereunder in accordance with the terms hereof,

(vii)     There are no actions or proceedings against, or investigations known to it of, the Master Servicer before any court, administrative or other tribunal (A) that might prohibit its entering into this Agreement, (B) seeking to prevent the consummation of the transactions contemplated by this Agreement or (C) that might prohibit or materially and adversely affect the performance by the Master Servicer of its obligations under, or validity or enforceability of, this Agreement; and

(viii)    No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Master Servicer of, or compliance by the Master Servicer with, this Agreement or the

 



consummation of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained prior to the Closing Date.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.05 shall survive delivery of the Mortgage Files to the Trust Administrator, the Trustee or the Custodian, as applicable and shall inure to the benefit of the Trustee, the Depositor and the Certificateholders. Upon discovery by any of the Depositor, the Servicer, the Master Servicer, the NIMS Insurer or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan or the interests therein of the Certificateholders, the party discovering such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to other parties to this Agreement.

 

SECTION 2.06.

Conveyance of REMIC Regular Interests and Acceptance of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI by the Trustee; Issuance of Certificates.

(a)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the assets described in the definition of REMIC I for the benefit of the Holders of the REMIC I Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-I Interest). The Trustee acknowledges receipt of the assets described in the definition of REMIC I and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC I Regular Interests and the Class R Certificates (in respect of the Class R-I Interest). The interests evidenced by the Class R-I Interest, together with the REMIC I Regular Interests, constitute the entire beneficial ownership interest in REMIC I.

(b)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC I Regular Interests (which are uncertificated) for the benefit of the Holders of the REMIC II Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-II Interest). The Trustee acknowledges receipt of the REMIC I Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC II Regular Interests and the Class R Certificates (in respect of the Class R-II Interest). The interests evidenced by the Class R-II Interest, together with the REMIC II Regular Interests, constitute the entire beneficial ownership interest in REMIC II.

(c)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC II Regular Interests (which are uncertificated) for the benefit of the Holders of the REMIC III Regular Interests and the Class R Certificates (in respect of the Class R-III Interest). The Trustee acknowledges receipt of the REMIC II Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC III Regular Interests and the Class R Certificates (in respect of the Class R-III Interest). The interests evidenced by the Class R-III

 



Interest, together with the Regular Certificates (other than the Class CE Certificates and the Class P Certificates), the Class CE Interest and the Class P Interest and the Class Swap-IO Interest, constitute the entire beneficial ownership interest in REMIC III.

(d)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class CE Interest (which is uncertificated) for the benefit of the Holders of the Class CE Certificates and the Class R-X Certificates (in respect of the Class R-IV Interest). The Trustee acknowledges receipt of the Class CE Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class CE Certificates and the Class R-X Certificates (in respect of the Class R-IV Interest). The interests evidenced by the Class R-IV Interest, together with the Class CE Certificates, constitute the entire beneficial ownership interest in REMIC IV.

(e)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest (which is uncertificated) for the benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-V Interest). The Trustee acknowledges receipt of the Class P Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-V Interest). The interests evidenced by the Class R-V Interest, together with the Class P Certificates, constitute the entire beneficial ownership interest in REMIC V.

(f)           The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class Swap-IO Interest (which is uncertificated) for the benefit of the Holders of REMIC VI Regular Interest SWAP -IO and the Class R-X Certificates (in respect of the Class R-VI Interest). The Trustee acknowledges receipt of the Class Swap-IO Interest and declares that it holds and shall hold the same in trust for the exclusive use and benefit of the Holders of REMIC VI Regular Interest SWAP -IO and the Class R-X Certificates (in respect of the Class R-VI Interest). The interests evidenced by the Class R-VI Interest, together with REMIC VI Regular Interest SWAP-IO, constitute the entire beneficial ownership interest in REMIC VI.

 

SECTION 2.07.

Issuance of Class R Certificates and Class R-X Certificates.

(a)          The Trustee acknowledges the assignment to it of the REMIC I Regular Interests and REMIC II Regular Interests and, concurrently therewith and in exchange therefor, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, the Class R Certificates in authorized denominations. The interests evidenced by the Class R Certificates (in respect of the Class R-III Interest), together with the REMIC III Certificates, the Class CE Interest, the Class P Interest and the Class Swap-IO Interest, constitute the entire beneficial ownership interest in REMIC III.

(b)          The Trustee acknowledges the assignment to it of the Class CE Interest, the Class P Interest and the Class Swap-IO Interest, concurrently therewith and in exchange therefor, pursuant to the written request of the Depositor executed by an officer of the Depositor,

 



the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, the Class R-X Certificates in authorized denominations. The interests evidenced by the Class R-X Certificates, together with the Class CE Certificates, the Class P Certificates and the REMIC VI Regular Interest SWAP-IO constitute the entire beneficial ownership interest in REMIC IV, REMIC V and REMIC VI.

 



 

ARTICLE III

 

ADMINISTRATION AND SERVICING

OF THE MORTGAGE LOANS

 

SECTION 3.01.

Servicer to Act as Servicer.

The Servicer shall service and administer the Mortgage Loans on behalf of the Trust Fund and in the best interests of and for the benefit of the Certificateholders (as determined by the Servicer in its reasonable judgment) in accordance with the terms of this Agreement and the respective Mortgage Loans and, to the extent consistent with such terms, in the same manner in which it services and administers similar mortgage loans for its own portfolio, giving due consideration to customary and usual standards of practice of prudent mortgage lenders and loan servicers administering similar mortgage loans but without regard to:

(i)           any relationship that the Servicer, any Sub-Servicer or any Affiliate of the Servicer or any Sub-Servicer may have with the related Mortgagor;

(ii)          the ownership or non-ownership of any Certificate by the Servicer or any Affiliate of the Servicer;

 

(iii)

the Servicer’s obligation to make Advances or Servicing Advances; or

(iv)         the Servicer’s or any Sub-Servicer’s right to receive compensation for its services hereunder or with respect to any particular transaction.

To the extent consistent with the foregoing, the Servicer (a) shall seek to maximize the timely and complete recovery of principal and interest on the Mortgage Notes and (b) shall waive (or permit a Sub-Servicer to waive) a Prepayment Charge only under the following circumstances: (i) such waiver is standard and customary in servicing similar mortgage loans and such waiver relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan, (ii) the collection of such Prepayment Charge would be in violation of applicable laws, (iii) the amount of the Prepayment Charge set forth on the Prepayment Charge Schedule is not consistent with the related Mortgage Note or is otherwise unenforceable or (iv) the collection of such Prepayment Charge would be considered “predatory” pursuant to written guidance published or issued by any applicable federal, state or local regulatory authority acting in its official capacity and having jurisdiction over such matters. If a Prepayment Charge is waived as permitted by meeting the standard described in clauses (ii), (iii) or (iv) above, then the Trustee (upon receipt of written notice from the Servicer that such waiver has occurred) shall enforce the obligation of the Originator to pay the amount of such waived Prepayment Charge to the Trust Administrator for deposit in the Distribution Account for the benefit of the Holders of the Class P Certificates (the “Originator Prepayment Charge Payment Amount”) pursuant to Section 3 of the Assignment Agreement. If a Prepayment Charge is waived other than in accordance with (i) above, the Servicer shall pay the amount of such waived Prepayment Charge to the Trust Administrator for deposit in the Distribution Account for the benefit of the Holders of the Class P Certificates (the “Servicer Prepayment Charge Payment Amount”).

 



 

To the extent consistent with the foregoing, the Servicer shall also seek to maximize the timely and complete recovery of principal and interest on the Mortgage Notes. Subject only to the above-described servicing standards and the terms of this Agreement and of the respective Mortgage Loans, the Servicer shall have full power and authority, acting alone or through Sub-Servicers as provided in Section 3.02, to do or cause to be done any and all things in connection with such servicing and administration which it may deem necessary or desirable. Without limiting the generality of the foregoing, the Servicer in its own name or in the name of a Sub-Servicer is hereby authorized and empowered by the Trustee when the Servicer believes it appropriate in its best judgment in accordance with the servicing standards set forth above, to execute and deliver, on behalf of the Certificateholders and the Trustee, and upon notice to the Trustee, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge, and all other comparable instruments, with respect to the Mortgage Loans and the Mortgaged Properties and to institute foreclosure proceedings or obtain a deed-in-lieu of foreclosure so as to convert the ownership of such properties, and to hold or cause to be held title to such properties, on behalf of the Trustee and Certificateholders. The Servicer shall service and administer the Mortgage Loans in accordance with applicable state and federal law and shall provide to the Mortgagors any reports required to be provided to them thereby. The Servicer shall also comply in the performance of this Agreement with all reasonable rules and requirements of any standard hazard insurance policy. Subject to Section 3.17, the Trustee shall execute, at the written request of the Servicer, and furnish to the Servicer and any Sub-Servicer such documents as are necessary or appropriate to enable the Servicer or any Sub-Servicer to carry out their servicing and administrative duties hereunder, and the Trustee hereby grants to the Servicer a power of attorney to carry out such duties. The Trustee shall not be liable for the actions of the Servicer or any Sub-Servicers under such powers of attorney.

In accordance with the standards of the preceding paragraph, the Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the timely payment of taxes and assessments on the Mortgaged Properties, which advances shall be Servicing Advances reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 3.09, and further as provided in Section 3.11. Any cost incurred by the Servicer or by Sub-Servicers in effecting the timely payment of taxes and assessments on a Mortgaged Property shall not, for the purpose of calculating distributions to Certificateholders, be added to the unpaid principal balance of the related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit provided, however, that (subject to Section 3.07) the Servicer may capitalize the amount of any Servicing Advances incurred pursuant to this Section 3.01 in connection with the modification of a Mortgage Loan.

The Servicer further is authorized and empowered by the Trustee, on behalf of the Certificateholders and the Trustee, in its own name or in the name of the Sub-Servicer, when the Servicer or the Sub-Servicer, as the case may be, believes it is appropriate in its best judgment to register any Mortgage Loan on the MERS System, or cause the removal from the registration of any Mortgage Loan on the MERS System, to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns. Any reasonable expenses (i) incurred as a result of MERS discontinuing or becoming unable to continue operations in connection with the MERS System or (ii) if the affected Mortgage Loan is in default or, in the judgment of the Servicer, such default is reasonably foreseeable, incurred in

 



connection with the actions described in the preceding sentence, shall be subject to withdrawal by the Servicer from the Collection Account.

Notwithstanding anything in this Agreement to the contrary, the Servicer may not make any future advances with respect to a Mortgage Loan (except as provided in Section 4.03) and the Servicer shall not (i) permit any modification with respect to any Mortgage Loan (except, as provided in Section 3.07, with respect to a Mortgage Loan that is in default or, in the judgment of the Servicer, such default is reasonably foreseeable) that would change the Mortgage Rate, reduce or increase the principal balance (except for reductions resulting from actual payments of principal) or change the final maturity date on such Mortgage Loan or (ii) permit any modification, waiver or amendment of any term of any Mortgage Loan that would both (A) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or final, temporary or proposed Treasury regulations promulgated thereunder) and (B) cause any REMIC to fail to qualify as a REMIC under the Code or the imposition of any tax on “prohibited transactions” or “contributions after the startup date” under the REMIC Provisions.

Notwithstanding anything in this Agreement to the contrary and notwithstanding its ability to do so pursuant to the terms of the related mortgage note, the Servicer shall not be required to enforce any provision in any mortgage note the enforcement of which would violate federal, state or local laws or ordinances designed to discourage predatory lending practices.

The Servicer may delegate its responsibilities under this Agreement; provided, however, that no such delegation shall release the Servicer from the responsibilities or liabilities arising under this Agreement.

 

SECTION 3.02.

Sub-Servicing Agreements Between Servicer and Sub-Servicers.

(a)          The Servicer may enter into Sub-Servicing Agreements (provided that such agreements would not result in a withdrawal or a downgrading by the Rating Agencies of the rating on any Class of Certificates) with Sub-Servicers, for the servicing and administration of the Mortgage Loans; provided, however, that (i) such sub-servicing arrangement and the terms of the related Sub-Servicing Agreement must provide for the servicing of Mortgage Loans in a manner consistent with the servicing arrangement contemplated hereunder and (ii) the NIMS Insurer shall have consented to such Sub-Servicing Agreement.

(b)          Each Sub-Servicer shall be (i) authorized to transact business in the state or states in which the related Mortgaged Properties it is to service are situated, if and to the extent required by applicable law to enable the Sub-Servicer to perform its obligations hereunder and under the Sub-Servicing Agreement and (ii) a Freddie Mac or Fannie Mae approved mortgage servicer. Each Sub-Servicing Agreement must impose on the Sub-Servicer requirements conforming to the provisions set forth in Section 3.08, 3.20, 3.21 and 4.06 and provide for servicing of the Mortgage Loans consistent with the terms of this Agreement. The Servicer will examine each Sub-Servicing Agreement and will be familiar with the terms thereof. The terms of any Sub-Servicing Agreement will not be inconsistent with any of the provisions of this Agreement. The Servicer and the Sub-Servicers may enter into and make amendments to the Sub-Servicing Agreements or enter into different forms of Sub-Servicing Agreements; provided, however, that any such amendments or different forms shall be consistent with and not violate the provisions of this Agreement, and that no such amendment or different form shall be made or

 



entered into which could be reasonably expected to be materially adverse to the interests of the Certificateholders, without the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights. Any variation without the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights from the provisions set forth in Section 3.08 (relating to insurance or priority requirements of Sub-Servicing Accounts, or credits and charges to the Sub- Servicing Accounts or the timing and amount of remittances by the Sub-Servicers to the Servicer), Section 3.20 or Section 3.21 are conclusively deemed to be inconsistent with this Agreement and therefore prohibited. The Servicer shall deliver to the Trustee and the Trust Administrator, the Master Servicer and the NIMS Insurer copies of all Sub-Servicing Agreements, and any amendments or modifications thereof, promptly upon the Servicer’s execution and delivery of such instruments.

(c)          As part of its servicing activities hereunder, the Servicer (except as otherwise provided in the last sentence of this paragraph), for the benefit of the Trustee and the Certificateholders, shall enforce the obligations of each Sub-Servicer under the related Sub-Servicing Agreement, including, without limitation, any obligation of a Sub-Servicer to make advances in respect of delinquent payments as required by a Sub-Servicing Agreement. Such enforcement, including, without limitation, the legal prosecution of claims, termination of Sub-Servicing Agreements, and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Servicer, in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Servicer shall pay the costs of such enforcement at its own expense, and shall be reimbursed therefor only (i) from a general recovery resulting from such enforcement, to the extent, if any, that such recovery exceeds all amounts due in respect of the related Mortgage Loans, or (ii) from a specific recovery of costs, expenses or attorneys’ fees against the party against whom such enforcement is directed.

 

SECTION 3.03.

Successor Sub-Servicers.

The Servicer, with the consent of the NIMS Insurer, shall be entitled to terminate any Sub-Servicing Agreement and the rights and obligations of any Sub-Servicer pursuant to any Sub-Servicing Agreement in accordance with the terms and conditions of such Sub-Servicing Agreement. In the event of termination of any Sub-Servicer, all servicing obligations of such Sub-Servicer shall be assumed simultaneously by the Servicer without any act or deed on the part of such Sub-Servicer or the Servicer, and the Servicer either shall service directly the related Mortgage Loans or shall enter into a Sub-Servicing Agreement with a successor Sub-Servicer which qualifies under Section 3.02.

Any Sub-Servicing Agreement shall include the provision that such agreement may be immediately terminated by the Master Servicer (if the Master Servicer is acting as Servicer) without fee, in accordance with the terms of this Agreement, in the event that the Servicer (or the Master Servicer, if it is then acting as Servicer) shall, for any reason, no longer be the Servicer (including termination due to a Servicer Event of Default).

 

SECTION 3.04.

Liability of the Servicer.

Notwithstanding any Sub-Servicing Agreement, any of the provisions of this Agreement relating to agreements or arrangements between the Servicer and a Sub-Servicer or reference to actions taken through a Sub-Servicer or otherwise, the Servicer shall remain obligated and primarily liable to the Trustee and the Certificateholders for the servicing and

 



administering of the Mortgage Loans in accordance with the provisions of Section 3.01 without diminution of such obligation or liability by virtue of such Sub-Servicing Agreements or arrangements or by virtue of indemnification from the Sub-Servicer and to the same extent and under the same terms and conditions as if the Servicer alone were servicing and administering the Mortgage Loans. The Servicer shall be entitled to enter into any agreement with a Sub- Servicer for indemnification of the Servicer by such Sub-Servicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.

 

SECTION 3.05.

No Contractual Relationship Between Sub-Servicers and the Trustee, the Trust Administrator, the NIMS Insurer or Certificateholders.

Any Sub-Servicing Agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Sub-Servicer in its capacity as such shall be deemed to be between the Sub-Servicer and the Servicer alone, and the Trustee, the Master Servicer, the Trust Administrator, the NIMS Insurer and the Certificateholders shall not be deemed parties thereto and shall have no claims, rights, obligations, duties or liabilities with respect to the Sub-Servicer except as set forth in Section 3.06. The Servicer shall be solely liable for all fees owed by it to any Sub-Servicer, irrespective of whether the Servicer’s compensation pursuant to this Agreement is sufficient to pay such fees.

 

SECTION 3.06.

Assumption or Termination of Sub-Servicing Agreements by Master Servicer.

In the event the Servicer shall for any reason no longer be the Servicer (including by reason of the occurrence of a Servicer Event of Default), the Master Servicer or, if the Master Servicer is the Servicer, the Trustee (or the successor servicer appointed pursuant to Section 7.02) shall thereupon assume all of the rights and obligations of the Servicer under each Sub-Servicing Agreement that the Servicer may have entered into, unless the Master Servicer or the Trustee, as applicable, elects to terminate any Sub-Servicing Agreement in accordance with its terms as provided in Section 3.03. Upon such assumption, the Master Servicer or the Trustee, as applicable (or the successor servicer appointed pursuant to Section 7.02 shall be deemed, subject to Section 3.03, to have assumed all of the Servicer’s interest therein and to have replaced the Servicer as a party to each Sub-Servicing Agreement to the same extent as if each Sub-Servicing Agreement had been assigned to the assuming party, except that (i) the Servicer shall not thereby be relieved of any liability or obligations under any Sub-Servicing Agreement and (ii) none of the Trust Administrator, its designee or any successor Servicer shall be deemed to have assumed any liability or obligation of the Servicer that arose before it ceased to be the Servicer.

The Servicer at its expense shall, upon request of the Master Servicer or the Trustee, as applicable, deliver to the assuming party all documents and records relating to each Sub-Servicing Agreement and the Mortgage Loans then being serviced and an accounting of amounts collected and held by or on behalf of it, and otherwise use its best efforts to effect the orderly and efficient transfer of the Sub-Servicing Agreements to the assuming party.

 

SECTION 3.07.

Collection of Certain Mortgage Loan Payments.

The Servicer shall make reasonable efforts to collect all payments called for under the terms and provisions of the Mortgage Loans, and shall, to the extent such procedures shall be

 



consistent with this Agreement and the terms and provisions of any applicable insurance policies, follow such collection procedures as it would follow with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. Consistent with the foregoing and the servicing standards set forth in Section 3.01, the Servicer may in its discretion (i) waive any late payment charge or, if applicable, penalty interest or (ii) extend the due dates for Monthly Payments due on a Mortgage Note for a period of not greater than 180 days; provided that any extension pursuant to clause (ii) above shall not affect the amortization schedule of any Mortgage Loan for purposes of any computation hereunder, except as provided below; provided further that the NIMS Insurer’s prior written consent shall be required for any modification, waiver or amendment if the aggregate number of outstanding Mortgage Loans which have been modified, waived or amended exceeds 5% of the number of Mortgage Loans as of the Cut-off Date. In the event of any such arrangement pursuant to clause (ii) above, the Servicer shall make timely advances on such Mortgage Loan during such extension pursuant to Section 4.03 and in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangements. Notwithstanding the foregoing, in the event that any Mortgage Loan is in default or, in the judgment of the Servicer, such default is reasonably foreseeable, the Servicer, consistent with the standards set forth in Section 3.01, may waive, modify or vary any term of such Mortgage Loan (including modifications that change the Mortgage Rate, forgive the payment of principal or interest or extend the final maturity date of such Mortgage Loan), accept payment from the related Mortgagor of an amount less than the Stated Principal Balance in final satisfaction of such Mortgage Loan (such payment, a “Short Pay-off”) or consent to the postponement of strict compliance with any such term or otherwise grant indulgence to any Mortgagor without the prior written consent of the NIMS Insurer, if in the Servicer’s determination such waiver, modification, postponement or indulgence is not materially adverse to the interests of the Certificateholders (taking into account any estimated Realized Loss that might result absent such action); provided, however, the Servicer shall not modify any Mortgage Loan in a manner that would capitalize the amount of any unpaid Monthly Payments or tax or insurance payments advanced by the Servicer on the Mortgagor’s behalf unless the related Mortgagor shall have remitted an amount equal to a full Monthly Payment (or, in the case of any Mortgage Loan subject to a forbearance plan or bankruptcy plan, a full modified monthly payment under such plan) in each of the three calendar months immediately preceding the month of such modification.

 

SECTION 3.08.

Sub-Servicing Accounts.

In those cases where a Sub-Servicer is servicing a Mortgage Loan pursuant to a Sub-Servicing Agreement, the Sub-Servicer will be required to establish and maintain one or more accounts (collectively, the “Sub-Servicing Account”). The Sub-Servicing Account shall be an Eligible Account and shall comply with all requirements of this Agreement relating to the Collection Account. The Sub-Servicer shall deposit in the Sub-Servicing Account, in no event more than two Business Days after the Sub-Servicer’s receipt thereof, all proceeds of Mortgage Loans received by the Sub-Servicer less its servicing compensation to the extent permitted by the Sub-Servicing Agreement. The Sub-Servicer shall thereafter remit such proceeds to the Servicer for deposit in the Collection Account not later than two Business Days after the deposit of such amounts in the Sub-Servicing Account. For purposes of this Agreement, the Servicer shall be deemed to have received payments on the Mortgage Loans when the Sub-Servicer receives such payments.

 



 

 

SECTION 3.09.

Collection of Taxes, Assessments and Similar Items; Servicing Accounts.

To the extent the terms of a Mortgage provide for Escrow Payments, the Servicer shall establish and maintain one or more accounts (the “Servicing Accounts”), into which all collections from the Mortgagors (or related advances from Sub-Servicers) for the payment of taxes, assessments, fire, flood, and hazard insurance premiums, hazard insurance proceeds (to the extent such amounts are to be applied to the restoration or repair of the property) and comparable items for the account of the Mortgagors (“Escrow Payments”) shall be deposited and retained. Servicing Accounts shall be Eligible Accounts. The Servicer shall deposit in the Servicing Accounts on a daily basis and in no event later than the second Business Day after receipt, and retain therein, all Escrow Payments collected on account of the Mortgage Loans, for the purpose of effecting the timely payment of any such items as required under the terms of this Agreement. Withdrawals of amounts from a Servicing Account may be made only to (i) effect timely payment of taxes, assessments, fire, flood, and hazard insurance premiums, and comparable items; (ii) reimburse the Servicer out of related collections for any advances made pursuant to Section 3.01 (with respect to taxes and assessments) and Section 3.14 (with respect to fire, flood and hazard insurance); (iii) refund to Mortgagors any sums as may be determined to be overages; (iv) pay interest, if required and as described below, to Mortgagors on balances in the Servicing Account; or (v) clear and terminate the Servicing Account at the termination of the Servicer’s obligations and responsibilities in respect of the Mortgage Loans under this Agreement in accordance with Article IX. As part of its servicing duties, the Servicer shall pay to the Mortgagors interest on funds in Servicing Accounts, to the extent required by law and, to the extent that interest earned on funds in the Servicing Accounts is insufficient, to pay such interest from its or their own funds, without any reimbursement therefor. Notwithstanding the foregoing, the Servicer shall not be obligated to collect Escrow Payments if the related Mortgage Loan does not require such payments but the Servicer shall nevertheless be obligated to make Servicing Advances as provided in Section 3.01. In the event the Servicer shall deposit in the Servicing Accounts any amount not required to be deposited therein, it may at any time withdraw such amount from the Servicing Accounts, any provision to the contrary notwithstanding.

To the extent that a Mortgage does not provide for Escrow Payments, the Servicer (i) shall determine whether any such payments are made by the Mortgagor in a manner and at a time that is necessary to avoid the loss of the Mortgaged Property due to a tax sale or the foreclosure as a result of a tax lien and (ii) shall ensure that all insurance required to be maintained on the Mortgaged Property pursuant to this Agreement is maintained. If any such payment has not been made and the Servicer receives notice of a tax lien with respect to the Mortgage Loan being imposed, the Servicer will, to the extent required to avoid loss of the Mortgaged Property, advance or cause to be advanced funds necessary to discharge such lien on the Mortgaged Property. The Servicer assumes full responsibility for the payment of all such bills and shall effect payments of all such bills irrespective of the Mortgagor’s faithful performance in the payment of same or the making of the Escrow Payments and shall make Servicing Advances from its own funds to effect such payments.

 

SECTION 3.10.

Collection Account.

(a)          On behalf of the Trust Fund, the Servicer shall establish and maintain one or more separate, segregated trust accounts (such account or accounts, the “Collection

 



Account”), held in trust for the benefit of the Trust Administrator, the Trustee and the Certificateholders. On behalf of the Trust Fund, the Servicer shall deposit or cause to be deposited in the clearing account (which account must be an Eligible Account) in which it customarily deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities on a daily basis, and in no event more than two Business Days after the Servicer’s receipt thereof, and shall thereafter deposit in the Collection Account, in no event more than one Business Day after the deposit of such funds into the clearing account, as and when received or as otherwise required hereunder, the following payments and collections received or made by it from and after the Cut-off Date (other than in respect of principal or interest on the related Mortgage Loans due on or before the Cut-off Date), or payments (other than Principal Prepayments) received by it on or prior to the Cut-off Date but allocable to a Due Period subsequent thereto:

(i)           all payments on account of principal, including Principal Prepayments (but not Prepayment Charges), on the Mortgage Loans;

(ii)          all payments on account of interest (net of the related Servicing Fee and any Prepayment Interest Excess) on each Mortgage Loan;

(iii)         all Insurance Proceeds and Liquidation Proceeds (other than proceeds collected in respect of any particular REO Property and amounts paid by the Servicer in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 9.01);

(iv)         any amounts required to be deposited pursuant to Section 3.12 in connection with any losses realized on Permitted Investments with respect to funds held in the Collection Account;

(v)          any amounts required to be deposited by the Servicer pursuant to the second paragraph of Section 3.14(a) in respect of any blanket policy deductibles;

(vi)         all proceeds of any Mortgage Loan repurchased or purchased in accordance with Section 2.03 or Section 9.01;

(vii)       all amounts required to be deposited in connection with shortfalls in principal amount of Qualified Substitute Mortgage Loans pursuant to Section 2.03; and

(viii)      all Prepayment Charges collected by the Servicer, any Originator Prepayment Charge Payment Amounts and any Servicer Prepayment Charge Payment Amounts in connection with the Principal Prepayment of any of the Mortgage Loans.

For purposes of the immediately preceding sentence, the Cut-off Date with respect to any Qualified Substitute Mortgage Loan shall be deemed to be the date of substitution.

The foregoing requirements for deposit in the Collection Accounts shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges, Prepayment Interest Excess or assumption fees (other than Prepayment Charges) need not be deposited by the Servicer in the Collection Account. In the event the Servicer shall deposit in the Collection Account any amount not required to be deposited therein,

 



it may at any time withdraw such amount from the Collection Account, any provision herein to the contrary notwithstanding.

(b)          On behalf of the Trust Fund, the Servicer shall deliver to the Trust Administrator in immediately available funds for deposit in the Distribution Account (i) on the Servicer Remittance Date, that portion of the Available Funds for the related Distribution Date then on deposit in the Collection Account, the amount of all Prepayment Charges collected during the applicable Prepayment Period by the Servicer (including any Originator Prepayment Charge Payment Amounts) and Servicer Prepayment Charge Payment Amounts in connection with the Principal Prepayment of any of the Mortgage Loans then on deposit in the Collection Account and (ii) on each Business Day as of the commencement of which the balance on deposit in the Collection Account exceeds $75,000 following any withdrawals pursuant to the next succeeding sentence, the amount of such excess, but only if the Collection Account constitutes an Eligible Account solely pursuant to clause (ii) of the definition of “Eligible Account.” If the balance on deposit in the Collection Account exceeds $75,000 as of the commencement of business on any Business Day and the Collection Account constitutes an Eligible Account solely pursuant to clause (ii) of the definition of “Eligible Account,” the Servicer shall, on such Business Day, withdraw from the Collection Account any and all amounts payable or reimbursable to the Depositor, the Servicer, the Trustee, the Trust Administrator, the Seller or any Sub-Servicer pursuant to Section 3.11 and shall pay such amounts to the Persons entitled thereto.

(c)          Funds in the Collection Account may be invested in Permitted Investments in accordance with the provisions set forth in Section 3.12. The Servicer shall give notice to the Trustee, the Trust Administrator, the Depositor, the Master Servicer and the NIMS Insurer of the location of the Collection Account maintained by it when established and prior to any change thereof.

(d)          Funds held in the Collection Account at any time may be delivered by the Servicer to the Trust Administrator for deposit in an account (which may be the Distribution Account and must satisfy the standards for the Distribution Account as set forth in the definition thereof) and for all purposes of this Agreement shall be deemed to be a part of the Collection Account; provided, however, that the Trust Administrator shall have the sole authority to withdraw any funds held pursuant to this subsection (d). In the event the Servicer shall deliver to the Trust Administrator for deposit in the Distribution Account any amount not required to be deposited therein, it may at any time request that the Trust Administrator withdraw such amount from the Distribution Account and remit to it any such amount, any provision herein to the contrary notwithstanding. In addition, the Servicer shall deliver to the Trust Administrator from time to time for deposit, and upon written notification from the Servicer, the Trust Administrator shall so deposit, in the Distribution Account:

 

(i)

any Advances, as required pursuant to Section 4.03;

(ii)          any amounts required to be deposited pursuant to Section 3.23(d) or (f) in connection with any REO Property;

(iii)         any amounts to be paid by the Servicer in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 9.01; and

 



 

(iv)         any amounts required to be deposited pursuant to Section 3.24 in connection with any Prepayment Interest Shortfalls.

(e)          The Servicer shall deposit in the Collection Account any amounts required to be deposited pursuant to Section 3.12(b) in connection with losses realized on Permitted Investments with respect to funds held in the Collection Account.

 

SECTION 3.11.

Withdrawals from the Collection Account.

The Servicer shall, from time to time, make withdrawals from the Collection Account for any of the following purposes without priority or as described in Section 4.03:

(i)           to remit to the Trust Administrator for deposit in the Distribution Account the amounts required to be so remitted pursuant to Section 3.10(b) or permitted to be so remitted pursuant to the first sentence of Section 3.10(d);

(ii)          subject to Section 3.16(d), to reimburse the Servicer for Advances, but only to the extent of amounts received which represent Late Collections (net of the related Servicing Fees) of Monthly Payments on Mortgage Loans with respect to which such Advances were made in accordance with the provisions of Section 4.03;

(iii)        subject to Section 3.16(d), to pay the Servicer or any Sub-Servicer (A) any unpaid Servicing Fees, (B) any unreimbursed Servicing Advances with respect to each Mortgage Loan, but only to the extent of any Liquidation Proceeds, Insurance Proceeds or other amounts as may be collected by the Servicer from a Mortgagor, or otherwise received with respect to such Mortgage Loan and (C) without limiting any right of withdrawal set forth in clause (vi) below, any Servicing Advances made with respect to a Mortgage Loan that, following the final liquidation of a Mortgage Loan are Nonrecoverable Advances, but only to the extent that Late Collections, Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan are insufficient to reimburse the Servicer or any Sub-Servicer for such Servicing Advances;

(iv)         to pay to the Servicer as servicing compensation (in addition to the Servicing Fee) on the Servicer Remittance Date any interest or investment income earned on funds deposited in the Collection Account;

(v)          to pay to the Servicer, the Originator or the Seller, as the case may be, with respect to each Mortgage Loan that has previously been purchased or replaced pursuant to Section 2.03 or Section 3.16(c) all amounts received thereon subsequent to the date of purchase or substitution, as the case may be;

(vi)         to reimburse the Servicer for any Advance or Servicing Advance previously made which the Servicer has determined to be a Nonrecoverable Advance or Nonrecoverable Servicing Advance in accordance with the provisions of Section 4.03;

(vii)       to reimburse the Servicer, the Master Servicer or the Depositor for expenses incurred by or reimbursable to the Servicer, the Master Servicer or the Depositor, as the case may be, pursuant to Section 6.03;

 



 

(viii)      to reimburse the Servicer, the NIMS Insurer, the Trust Administrator, the Master Servicer or the Trustee, as the case may be, for expenses reasonably incurred in respect of the breach or defect giving rise to the purchase obligation under Section 2.03 of this Agreement that were included in the Purchase Price of the Mortgage Loan, including any expenses arising out of the enforcement of the purchase obligation;

 

(ix)

to pay itself any Prepayment Interest Excess (to the extent not otherwise retained;

(x)          to pay, or to reimburse the Servicer for advances in respect of expenses incurred in connection with any Mortgage Loan pursuant to Section 3.16(b); and

 

(xi)

to clear and terminate the Collection Account pursuant to Section 9.01.

The Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Collection Account, to the extent held by or on behalf of it, pursuant to subclauses (ii), (iii), (iv), (v), (vi), (viii) and (ix) above. The Servicer shall provide written notification to the Trust Administrator and the NIMS Insurer, on or prior to the next succeeding Servicer Remittance Date, upon making any withdrawals from the Collection Account pursuant to subclause (vii) above.

 

SECTION 3.12.

Investment of Funds in the Collection Account.

(a)          The Servicer may direct any depository institution maintaining the Collection Account (for purposes of this Section 3.12, an “Investment Account”) to invest the funds in such Investment Account in one or more Permitted Investments specified in such instruction bearing interest or sold at a discount, and maturing, unless payable on demand, (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trust Administrator is the obligor thereon, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trust Administrator is the obligor thereon. All such Permitted Investments shall be held to maturity, unless payable on demand. Any investment of funds in an Investment Account shall be made in the name of the Trust Administrator (in its capacity as such) or in the name of a nominee of the Trust Administrator. The Trust Administrator shall be entitled to sole possession (except with respect to investment direction of funds held in the Collection Account and the Distribution Account and any income and gain realized thereon) over each such investment, and any certificate or other instrument evidencing any such investment shall be delivered directly to the Trust Administrator or its agent, together with any document of transfer necessary to transfer title to such investment to the Trust Administrator or its nominee. In the event amounts on deposit in an Investment Account are at any time invested in a Permitted Investment payable on demand, the Trust Administrator shall:

(x)          consistent with any notice required to be given thereunder, demand that payment thereon be made on the last day such Permitted Investment may otherwise mature hereunder in an amount equal to the lesser of (1) all amounts then payable thereunder and (2) the amount required to be withdrawn on such date; and

(y)          demand payment of all amounts due thereunder promptly upon determination by a Responsible Officer of the Trust Administrator that such Permitted

 



Investment would not constitute a Permitted Investment in respect of funds thereafter on deposit in the Investment Account.

(b)          All income and gain realized from the investment of funds deposited in the Collection Account held by or on behalf of the Servicer, shall be for the benefit of the Servicer and shall be subject to its withdrawal in accordance with Section 3.11. The Servicer shall deposit in the Collection Account the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such accounts immediately upon realization of such loss.

(c)          Except as otherwise expressly provided in this Agreement, if any default occurs in the making of a payment due under any Permitted Investment, or if a default occurs in any other performance required under any Permitted Investment, the Trust Administrator may and, subject to Section 8.01 and Section 8.02(a)(v), upon the request of the NIMS Insurer or the Holders of Certificates representing more than 50% of the Voting Rights allocated to any Class of Certificates, shall take such action as may be appropriate to enforce such payment or performance, including the institution and prosecution of appropriate proceedings.

 

SECTION 3.13.

The Pool Policy.

The Master Servicer shall enforce the obligations of the Servicer to prepare and file on a timely basis with the Pool Insurer, all claims which may be made under the Pool Policy with respect to the Covered Mortgage Loans. The Master Servicer shall enforce the obligations of the Servicer to take all actions required under the Pool Policy as a condition to the payment of any such claim. The Master Servicer also agrees to hold the Pool Policy.

 

SECTION 3.14.

Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage.

The terms of each Mortgage Note require the related Mortgagor to maintain fire, flood and hazard insurance policies. To the extent such policies are not maintained, the Servicer shall cause to be maintained for each Mortgaged Property fire and hazard insurance with extended coverage as is customary in the area where the Mortgaged Property is located in an amount which is at least equal to the lesser of the current principal balance of such Mortgage Loan and the amount necessary to fully compensate for any damage or loss to the improvements which are a part of such property on a replacement cost basis, in each case in an amount not less than such amount as is necessary to avoid the application of any coinsurance clause contained in the related hazard insurance policy. The Servicer shall also cause to be maintained fire and hazard insurance on each REO Property with extended coverage as is customary in the area where the Mortgaged Property is located in an amount which is at least equal to the lesser of (i) the maximum insurable value of the improvements which are a part of such property and (ii) the outstanding principal balance of the related Mortgage Loan at the time it became an REO Property. The Servicer will comply in the performance of this Agreement with all reasonable rules and requirements of each insurer under any such hazard policies. Any amounts to be collected by the Servicer under any such policies (other than amounts to be applied to the restoration or repair of the property subject to the related Mortgage or amounts to be released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing loans held for its own account, subject to the terms and conditions of the related Mortgage and Mortgage Note) shall be deposited in the Collection Account, subject to withdrawal pursuant to

 



Section 3.11, if received in respect of a Mortgage Loan, or in the REO Account, subject to withdrawal pursuant to Section 3.23, if received in respect of an REO Property. Any cost incurred by the Servicer in maintaining any such insurance shall not, for the purpose of calculating distributions to Certificateholders, be added to the unpaid principal balance of the related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit; provided, however, that the Servicer may capitalize the amount of any Servicing Advances incurred pursuant to this Section 3.14 in connection with the modification of a Mortgage Loan pursuant to Section 3.07. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property or REO Property is at any time in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards, the Servicer will cause to be maintained a flood insurance policy in respect thereof. Such flood insurance shall be in an amount equal to the lesser of (i) the unpaid principal balance of the related Mortgage Loan and (ii) the maximum amount of such insurance available for the related Mortgaged Property under the national flood insurance program (assuming that the area in which such Mortgaged Property is located is participating in such program).

In the event that the Servicer shall obtain and maintain a blanket policy with an insurer having a General Policy Rating of B:VI or better in Best’s Key Rating Guide insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first two sentences of this Section 3.14, it being understood and agreed that such policy may contain a deductible clause, in which case the Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with the first two sentences of this Section 3.14, and there shall have been one or more losses which would have been covered by such policy, deposit to the Collection Account from its own funds the amount not otherwise payable under the blanket policy because of such deductible clause. In connection with its activities as administrator and servicer of the Mortgage Loans, the Servicer agrees to prepare and present, on behalf of itself, the Trustee, the Trust Fund and the Certificateholders, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy.

(a)          The Servicer shall keep in force during the term of this Agreement a policy or policies of insurance covering errors and omissions for failure in the performance of its respective obligations under this Agreement, which policy or policies shall be in such form and amount that would meet the requirements of Fannie Mae or Freddie Mac if it were the purchaser of the Mortgage Loans, unless the Servicer, has obtained a waiver of such requirements from Fannie Mae or Freddie Mac. The Servicer shall also maintain a fidelity bond in the form and amount that would meet the requirements of Fannie Mae or Freddie Mac, unless the Servicer, has obtained a waiver of such requirements from Fannie Mae or Freddie Mac. Upon reasonable request, the Servicer shall provide the Trust Administrator or the NIMS Insurer with copies of any such insurance policies and fidelity bond. The Servicer shall be deemed to have complied with this provision if an Affiliate of the Servicer has such errors and omissions and fidelity bond coverage and, by the terms of such insurance policy or fidelity bond, the coverage afforded thereunder extends to the Servicer. Any such errors and omissions policy and fidelity bond shall by its terms not be cancelable without thirty days’ prior written notice to the Trustee, the Trust Administrator and the NIMS Insurer.

 



 

The Servicer shall provide to the Master Servicer evidence of the authorization of the person signing any certification, statement, copy or other evidence of any fidelity bond, errors and omissions policy, financial information and reports or such other information related to the Servicer or any Sub-Servicer or to the Servicer’s or such Sub-Servicer’s performance hereunder.

 

SECTION 3.15.

Enforcement of Due-On-Sale Clauses; Assumption Agreements.

The Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance of any Mortgaged Property by any Mortgagor (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under the “due-on-sale” clause, if any, applicable thereto; provided, however, that the Servicer shall not exercise any such rights if prohibited by law from doing so. If the Servicer reasonably believes it is unable under applicable law to enforce such “due-on-sale” clause, or if any of the other conditions set forth in the proviso to the preceding sentence apply, the Servicer will enter into an assumption and modification agreement from or with the person to whom such property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon. The Servicer is also authorized to enter into a substitution of liability agreement with such person, pursuant to which the original Mortgagor is released from liability and such person is substituted as the Mortgagor and becomes liable under the Mortgage Note, provided that no such substitution shall be effective unless such person satisfies the then current underwriting criteria of the Servicer for mortgage loans similar to the Mortgage Loans. In connection with any assumption or substitution, the Servicer shall apply such underwriting standards and follow such practices and procedures as shall be normal and usual in its general mortgage servicing activities and as it applies to other mortgage loans owned solely by it. The Servicer shall not take or enter into any assumption and modification agreement, however, unless (to the extent practicable in the circumstances) it shall have received confirmation, in writing, of the continued effectiveness of any applicable hazard insurance policy. Any fee collected by the Servicer in respect of an assumption or substitution of liability agreement will be retained by the Servicer as additional servicing compensation. In connection with any such assumption, no material term of the Mortgage Note (including but not limited to the related Mortgage Rate and the amount of the Monthly Payment) may be amended or modified, except as otherwise required pursuant to the terms thereof. The Servicer shall notify the Trustee, the Master Servicer, the Trust Administrator and the Custodian that any such substitution or assumption agreement has been completed by forwarding to the Custodian the executed original of such substitution or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof.

Notwithstanding the foregoing paragraph or any other provision of this Agreement, the Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or by the terms of the Mortgage Note or any assumption which the Servicer may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 3.15, the term

 



“assumption” is deemed to also include a sale (of the Mortgaged Property) subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement.

 

SECTION 3.16.

Realization Upon Defaulted Mortgage Loans.

(a)          The Servicer shall, consistent with the servicing standard set forth in Section 3.01, foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.07. The Servicer shall be responsible for all costs and expenses incurred by it in any such proceedings; provided, however, that such costs and expenses will be recoverable as Servicing Advances by the Servicer as contemplated in Section 3.11 and Section 3.23. The foregoing is subject to the provision that, in any case in which Mortgaged Property shall have suffered damage from an Uninsured Cause, the Servicer shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its discretion that such restoration will increase the proceeds of liquidation of the related Mortgage Loan after reimbursement to itself for such expenses.

(b)          Notwithstanding the foregoing provisions of this Section 3.16 or any other provision of this Agreement, with respect to any Mortgage Loan as to which the Servicer has received actual notice of, or has actual knowledge of, the presence of any toxic or hazardous substance on the related Mortgaged Property, the Servicer shall not, on behalf of the Trustee, either (i) obtain title to such Mortgaged Property as a result of or in lieu of foreclosure or otherwise, or (ii) otherwise acquire possession of, or take any other action with respect to, such Mortgaged Property, if, as a result of any such action, the Trustee, the Trust Fund, the Trust Administrator, the Servicer or the Certificateholders would be considered to hold title to, to be a “mortgagee-in-possession” of, or to be an “owner” or “operator” of such Mortgaged Property within the meaning of the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended from time to time, or any comparable law, unless the Servicer has also previously determined, based on its reasonable judgment and a report prepared by a Person who regularly conducts environmental audits using customary industry standards, that:

(1)          such Mortgaged Property is in compliance with applicable environmental laws or, if not, that it would be in the best economic interest of the Trust Fund to take such actions as are necessary to bring the Mortgaged Property into compliance therewith; and

(2)          there are no circumstances present at such Mortgaged Property relating to the use, management or disposal of any hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials for which investigation, testing, monitoring, containment, clean-up or remediation could be required under any federal, state or local law or regulation, or that if any such materials are present for which such action could be required, that it would be in the best economic interest of the Trust Fund to take such actions with respect to the affected Mortgaged Property.

Notwithstanding the foregoing, if such environmental audit reveals, or if the Servicer has actual knowledge or notice, that such Mortgaged Property contains such toxic or hazardous wastes or substances, the Servicer shall not foreclose or accept a deed in lieu of foreclosure without the prior written consent of the NIMS Insurer.

 



 

The cost of the environmental audit report contemplated by this Section 3.16 shall be advanced by the Servicer, subject to the Servicer’s right to be reimbursed therefor from the Collection Account as provided in Section 3.11(a)(ix), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage Loan or other Mortgage Loans.

If the Servicer determines, as described above, that it is in the best economic interest of the Trust Fund to take such actions as are necessary to bring any such Mortgaged Property into compliance with applicable environmental laws, or to take such action with respect to the containment, clean-up or remediation of hazardous substances, hazardous materials, hazardous wastes or petroleum-based materials affecting any such Mortgaged Property, then the Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund. The cost of any such compliance, containment, cleanup or remediation shall be advanced by the Servicer, subject to the Servicer’s right to be reimbursed therefor from the Collection Account as provided in Section 3.11(a)(ix), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage Loan or other Mortgage Loans.

(c)          The Servicer or the NIMS Insurer shall have the right to purchase from REMIC I any defaulted Mortgage Loan that is 90 days or more delinquent, which the Servicer or the NIMS Insurer determines in good faith will otherwise become subject to foreclosure proceedings (evidence of such determination to be delivered in writing to the Trustee and the Trust Administrator, in form and substance satisfactory to the Trustee and the Trust Administrator prior to purchase), at a price equal to the Purchase Price; provided, however, that the Servicer or the NIMS Insurer, as applicable, shall purchase any such Mortgage Loans or related REO Properties on the basis of delinquency, purchasing the most delinquent Mortgage Loans or related REO Properties first. The Purchase Price for any Mortgage Loan purchased hereunder shall be deposited in the Collection Account, and the Trustee, upon receipt of written certification from the Servicer or the NIMS Insurer, as applicable, of such deposit, shall release or cause to be released to the Servicer or the NIMS Insurer, as applicable, the related Mortgage File and the Custodian, upon receipt of written certification from the Servicer or the NIMS Insurer, as applicable, of such deposit, shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the Servicer or the NIMS Insurer, as applicable, shall furnish and as shall be necessary to vest in the Servicer or the NIMS Insurer, as applicable, title to any Mortgage Loan released pursuant hereto.

(d)          Proceeds received in connection with any Final Recovery Determination, as well as any recovery resulting from a partial collection of Insurance Proceeds or Liquidation Proceeds, in respect of any Mortgage Loan, will be applied in the following order of priority: first, to reimburse the Servicer or any Sub-Servicer for any related unreimbursed Servicing Advances and Advances, pursuant to Section 3.11(a)(ii) or (a)(iii)(B); second, to accrued and unpaid interest on the Mortgage Loan, to the date of the Final Recovery Determination, or to the Due Date prior to the Distribution Date on which such amounts are to be distributed if not in connection with a Final Recovery Determination; and third, as a recovery of principal of the Mortgage Loan. If the amount of the recovery so allocated to interest is less than the full amount of accrued and unpaid interest due on such Mortgage Loan, the amount of such recovery will be allocated by the Servicer as follows: first, to unpaid Servicing Fees; and second, to the balance of

 



the interest then due and owing. The portion of the recovery so allocated to unpaid Servicing Fees shall be reimbursed to the Servicer or any Sub-Servicer pursuant to Section 3.11(a)(iii)(A).

 

SECTION 3.17.

Trustee to Cooperate; Release of Mortgage Files.

(a)          Upon the payment in full of any Mortgage Loan, or the receipt by the Servicer of a notification that payment in full shall be escrowed in a manner customary for such purposes, the Servicer will immediately notify the Custodian, on behalf of the Trustee, by a Request for Release in the form of Exhibit E (which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Collection Account pursuant to Section 3.10 have been or will be so deposited) of a Servicing Officer and shall request that the Custodian, on behalf of the Trustee, deliver to it the Mortgage File. Upon receipt of such certification and request, the Custodian shall (pursuant to the terms of this Agreement) promptly release the related Mortgage File to the Servicer, and the Servicer is authorized to cause the removal from the registration on the MERS® System of any such Mortgage, if applicable, and to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of satisfaction or cancellation or of partial or full release. No expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Collection Account or the Distribution Account.

(b)          From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any insurance policy relating to the Mortgage Loans, the Custodian shall (pursuant to the terms of this Agreement), upon request of the Servicer and delivery to the Custodian of a Request for Release in the form of Exhibit E, release the related Mortgage File to the Servicer, and the Custodian, on behalf of the Trustee, shall, at the direction of the Servicer, execute such documents as shall be necessary to the prosecution of any such proceedings. Such Request for Release shall obligate the Servicer to return each and every document previously requested from the Mortgage File to the Custodian when the need therefor by the Servicer no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Collection Account or the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Servicer has delivered to the Custodian, on behalf of the Trustee, a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a certificate of a Servicing Officer stating that such Mortgage Loan was liquidated and that all amounts received or to be received in connection with such liquidation that are required to be deposited into the Collection Account have been so deposited, or that such Mortgage Loan has become an REO Property, a copy of the Request for Release shall be released by the Custodian, on behalf of the Trustee, to the Servicer.

(c)          Upon written certification of a Servicing Officer, the Trustee shall execute and deliver to the Servicer any court pleadings, requests for trustee’s sale or other documents reasonably necessary to the foreclosure or trustee’s sale in respect of a Mortgaged Property or to any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or rights provided

 



by the Mortgage Note or Mortgage or otherwise available at law or in equity. Each such certification shall include a request that such pleadings or documents be executed by the Trustee and a statement as to the reason such documents or pleadings are required and that the execution and delivery thereof by the Trustee will not invalidate or otherwise affect the lien of the Mortgage, except for the termination of such a lien upon completion of the foreclosure or trustee’s sale.

 

SECTION 3.18.

Servicing Compensation.

As compensation for the activities of the Servicer hereunder, the Servicer shall be entitled to the Servicing Fee with respect to each Mortgage Loan payable solely from payments of interest in respect of such Mortgage Loan, subject to Section 3.24. In addition, the Servicer shall be entitled to recover unpaid Servicing Fees out of Insurance Proceeds or Liquidation Proceeds to the extent permitted by Section 3.11(a)(iii)(A) and out of amounts derived from the operation and sale of an REO Property to the extent permitted by Section 3.23. The right to receive the Servicing Fee may not be transferred in whole or in part except in connection with the transfer of all of the Servicer’s responsibilities and obligations under this Agreement. As part of its servicing compensation, the Servicer shall also be entitled to Prepayment Interest Excess.

Additional servicing compensation in the form of assumption fees, late payment charges and other similar fees and charges (other than Prepayment Charges) shall be retained by the Servicer (subject to Section 3.24) only to the extent such fees or charges are received by the Servicer. The Servicer shall also be entitled pursuant to Section 3.11(a)(iv) to withdraw from the Collection Account, and pursuant to Section 3.23(b) to withdraw from any REO Account, as additional servicing compensation, interest or other income earned on deposits therein, subject to Section 3.12 and Section 3.24. The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including premiums for the insurance required by Section 3.14, to the extent such premiums are not paid by the related Mortgagors or by a Sub-Servicer, servicing compensation of each Sub-Servicer) and shall not be entitled to reimbursement therefor except as specifically provided herein.

 

SECTION 3.19.

Reports; Collection Account Statements.

Not later than fifteen days after each Distribution Date, the Servicer shall forward to the Trust Administrator or the NIMS Insurer, upon the request of the Trust Administrator or the NIMS Insurer, a statement prepared by the Servicer setting forth the status of the Collection Account as of the close of business on the last day of the calendar month relating to such Distribution Date and showing, for the period covered by such statement, the aggregate amount of deposits into and withdrawals from the Collection Account of each category of deposit specified in Section 3.10(a) and each category of withdrawal specified in Section 3.11. Such statement may be in the form of the then current Fannie Mae Monthly Accounting Report for its Guaranteed Mortgage Pass-Through Program with appropriate additions and changes, and shall also include information as to the aggregate of the outstanding principal balances of all of the Mortgage Loans as of the last day of the calendar month immediately preceding such Distribution Date. Copies of such statement shall be provided by the Trust Administrator to any Certificateholder, the NIMS Insurer and to any Person identified to the Trust Administrator as a prospective transferee of a Certificate, upon the request and at the expense of the requesting party, provided such statement is delivered by the Servicer to the Trust Administrator.

 

SECTION 3.20.

Statement as to Compliance.

 



 

The Servicer shall deliver to the Trust Administrator and to the NIMS Insurer, on or before March 15th of each calendar year beginning in 2007, an Officers’ Certificate (an “Annual Statement of Compliance”) in a format attached as Exhibit L, stating, as to each signatory thereof, that (i) a review of the activities of the Servicer during the preceding calendar year and of performance under this Agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, the Servicer has fulfilled all of its obligations under this Agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof.

The Servicer shall deliver, or cause to be delivered, a similar Annual Statement of Compliance by any Sub-Servicer, subcontractor or other Person engaged by it and satisfying any of the criteria set forth in Item 1108(a)(i)-(iii), to which the Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans, to the Trust Administrator and the NIMS Insurer as described above as and when required with respect to the Servicer.

Failure of the Servicer to timely comply with this Section 3.20 shall be deemed a Servicer Event of Default, and upon the receipt of written notice from the Trust Administrator of such Servicer Event of Default, the Trustee or the Master Servicer, as applicable, may at the direction of the Depositor, in addition to whatever rights the Trustee or the Master Servicer, as applicable, may have under this Agreement and at law or in equity, including injunctive relief and specific performance, upon notice immediately terminate (as provided in Section 7.01(a)) all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer for the same; provided that to the extent that any provision of this Agreement expressly provides for the survival of certain rights or obligations following termination of the Servicer, such provision shall be given effect. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.

Each of the Master Servicer and the Trust Administrator shall also provide an Annual Statement of Compliance, as and when provided above.

Each of the Servicer, the Master Servicer and the Trust Administrator (each, an “Indemnifying Party”) shall indemnify and hold harmless the Depositor, the Master Servicer, the Trust Administrator, the NIMS Insurer and their respective officers, directors and Affiliates, as applicable, from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain based upon a breach of the obligations of such Indemnifying Party under this Section 3.20.

 

SECTION 3.21.

Assessments of Compliance and Attestation Reports.

The Servicer shall service and administer the Mortgage Loans in accordance with all applicable requirements of the Relevant Servicing Criteria (as set forth in Exhibit O hereto). The Servicer shall deliver to the Trust Administrator on or before March 1st of each calendar year beginning in 2007, the following:

(i)           a report (an “Assessment of Compliance”) regarding the Servicer’s assessment of compliance with the Relevant Servicing Criteria during the immediately preceding

 



calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be signed by an authorized officer of the Servicer, and shall address each of the Servicing Criteria set forth in Exhibit O hereto;

(ii)          a report (an “Attestation Report”) of a registered public accounting firm reasonably acceptable to the Depositor that attests to, and reports on, the assessment of compliance made by the Servicer and delivered pursuant to the preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act;

(iii)         cause each Sub-Servicer, and each subcontractor determined by the Servicer to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, (subject to any threshold percentage level amount of mortgage loans in which such subcontractor servicers) to deliver an Assessment of Compliance and Attestation Report as and when provided in paragraphs (i) and (ii) of this Section 3.21(a); and

(iv)         a statement as to which of the Relevant Servicing Criteria, if any, are not applicable to the Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans.

Such Assessment of Compliance, as to each Sub-Servicer, subcontractor or any other Person determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, shall address any applicable Servicing Criteria of the party engaging such Sub-Servicer, subcontractor or other Person, as specified on Exhibit O. Notwithstanding the foregoing, as to any subcontractor, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.

Failure of the Servicer to timely comply with this Section 3.21 shall be deemed a Servicer Event of Default, and upon the receipt of written notice from the Trust Administrator of such Servicer Event of Default, the Trustee or the Master Servicer, as applicable, at the direction of the Depositor may, in addition to whatever rights the Trustee or the Master Servicer, as applicable, may have under this Agreement and at law or in equity, including injunctive relief and specific performance, upon notice immediately terminate (as provided in Section 7.01(a)) all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer for the same; provided, however, the Depositor shall not be entitled to instruct the Trustee or the Master Servicer to terminate the rights and obligations of the Servicer pursuant to clause (iii) above if a failure of the Servicer to identify a subcontractor “participating in the servicing function” within the meaning of Item 1122 of Regulation AB was attributable solely to the role or functions of such subcontractor with respect to mortgage loans other than the Mortgage Loans. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.

Each of the Master Servicer and the Trust Administrator shall also provide an Assessment of Compliance and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit O hereto which are indicated as applicable to each such party.

 



 

Each of the Servicer, the Master Servicer and the Trust Administrator shall indemnify and hold harmless the Depositor, the Master Servicer, the NIMS Insurer and the Trust Administrator and their officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain based upon a breach of the obligations, of such Indemnifying Party under this Section 3.21.

 

SECTION 3.22.

Access to Certain Documentation.

The Servicer shall provide to the Office of the Controller of the Currency, the Office of Thrift Supervision, the FDIC, and any other federal or state banking or insurance regulatory authority that may exercise authority over any Certificateholder, access to the documentation regarding the Mortgage Loans required by applicable laws and regulations. Such access shall be afforded without charge, but only upon reasonable request and during normal business hours at the offices of the Servicer designated by it. In addition, access to the documentation regarding the Mortgage Loans required by applicable laws and regulations will be provided to such Certificateholder, the Trustee, the Trust Administrator, the NIMS Insurer, the Master Servicer and to any Person identified to the Servicer as a prospective transferee of a Certificate subject to the execution of a confidentiality agreement in form and substance satisfactory to the servicer, upon reasonable request during normal business hours at the offices of the Servicer designated by it at the expense of the Person requesting such access. Nothing in this Section 3.22 shall derogate from the obligation of any such party to observe any applicable law prohibiting disclosure of information regarding the Mortgagors and the failure of any such party to provide access as provided in this Section as a result of such obligation shall not constitute a breach of this Section 3.22.

 

SECTION 3.23.

Title, Management and Disposition of REO Property.

(a)          In the event that title to an REO Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken (pursuant to a limited power of attorney to be provided by the Trustee to the Servicer) in the name of the Trustee or a nominee thereof, on behalf of the Certificateholders, or in the event the Trustee or a nominee thereof is not authorized or permitted to hold title to real property in the state where the REO Property is located, or would be adversely affected under the “doing business” or tax laws of such state by so holding title, the deed or certificate of sale shall be taken in the name of such Person or Persons as shall be consistent with an Opinion of Counsel obtained by the Servicer from an attorney duly licensed to practice law in the state where the REO Property is located. Any Person or Persons holding such title other than the Trustee shall acknowledge in writing that such title is being held as nominee for the benefit of the Trustee. The Trustee’s name shall be placed on the title to such REO Property solely as the Trustee hereunder and not in its individual capacity. The Servicer shall ensure that the title to such REO Property references this Agreement and the Trustee’s capacity hereunder. The Servicer, on behalf of the Trust Fund, shall either sell any REO Property before the close of the third taxable year following the year the Trust Fund acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or request from the Internal Revenue Service, no later than 60 days before the day on which the above three-year grace period would otherwise expire, an extension of the above three-year grace period, unless the Servicer shall have delivered to the NIMS Insurer, the Trustee, the Trust Administrator and the Depositor an Opinion of Counsel, addressed to the NIMS Insurer, Trustee,

 



the Trust Administrator and the Depositor, to the effect that the holding by the Trust Fund of such REO Property subsequent to the close of the third taxable year after its acquisition will not result in the imposition on the Trust Fund of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any Trust REMIC to fail to qualify as a REMIC under Federal law at any time that any Certificates are outstanding. The Servicer shall manage, conserve, protect and operate each REO Property for the Certificateholders solely for the purpose of its prompt disposition and sale in a manner which does not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or result in the receipt by any Trust REMIC of any “income from non-permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code, or any “net income from foreclosure property” which is subject to taxation under the REMIC Provisions.

(b)          The Servicer shall segregate and hold all funds collected and received in connection with the operation of any REO Property separate and apart from its own funds and general assets and shall establish and maintain with respect to REO Properties an account held in trust for the Trustee for the benefit of the Certificateholders (the “REO Account”), which shall be an Eligible Account. The Servicer shall be permitted to allow the Collection Account to serve as the REO Account, subject to separate ledgers for each REO Property. The Servicer shall be entitled to retain or withdraw any interest income paid on funds deposited in the REO Account.

(c)          The Servicer shall have full power and authority, subject only to the specific requirements and prohibitions of this Agreement, to do any and all things in connection with any REO Property as are consistent with the manner in which the Servicer manages and operates similar property owned by the Servicer or any of its Affiliates, all on such terms and for such period as the Servicer deems to be in the best interests of Certificateholders. In connection therewith, the Servicer shall deposit, or cause to be deposited in the clearing account (which account must be an Eligible Account) in which it customarily deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities on a daily basis, and in no event more than two Business Days after the Servicer’s receipt thereof, and shall thereafter deposit in the REO Account, in no event more than one Business Day after the deposit of such funds into the clearing account, all revenues received by it with respect to an REO Property and shall withdraw therefrom funds necessary for the proper operation, management and maintenance of such REO Property including, without limitation:

(i)           all insurance premiums due and payable in respect of such REO Property;

(ii)          all real estate taxes and assessments in respect of such REO Property that may result in the imposition of a lien thereon; and

 

(iii)

all costs and expenses necessary to maintain such REO Property.

To the extent that amounts on deposit in the REO Account with respect to an REO Property are insufficient for the purposes set forth in clauses (i) through (iii) above with respect to such REO Property, the Servicer shall advance from its own funds such amount as is necessary for such purposes if, but only if, the Servicer would make such advances if the Servicer owned the REO Property and if in the Servicer’s judgment, the payment of such amounts will be recoverable from the rental or sale of the REO Property.

 



 

Notwithstanding the foregoing, none of the Servicer, the Trust Administrator or the Trustee shall:

(a)   authorize the Trust Fund to enter into, renew or extend any New Lease with respect to any REO Property, if the New Lease by its terms will give rise to any income that does not constitute Rents from Real Property;

(b)   authorize any amount to be received or accrued under any New Lease other than amounts that will constitute Rents from Real Property;

(c)   authorize any construction on any REO Property, other than the completion of a building or other improvement thereon, and then only if more than ten percent of the construction of such building or other improvement was completed before default on the related Mortgage Loan became imminent, all within the meaning of Section 856(e)(4)(B) of the Code; or

(d)   authorize any Person to Directly Operate any REO Property on any date more than 90 days after its date of acquisition by the Trust Fund;

unless, in any such case, the Servicer has obtained an Opinion of Counsel, provided to the Trust Administrator, the Master Servicer and the NIMS Insurer, to the effect that such action will not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the at any time that it is held by the Trust Fund, in which case the Servicer may take such actions as are specified in such Opinion of Counsel.

The Servicer may contract with any Independent Contractor for the operation and management of any REO Property; provided that:

(i)      the terms and conditions of any such contract shall not be inconsistent herewith;

(ii)     any such contract shall require, or shall be administered to require, that the Independent Contractor pay all costs and expenses incurred in connection with the operation and management of such REO Property, including those listed above and remit all related revenues (net of such costs and expenses) to the Servicer as soon as practicable, but in no event later than thirty days following the receipt thereof by such Independent Contractor;

(iii) none of the provisions of this Section 3.23(c) relating to any such contract or to actions taken through any such Independent Contractor shall be deemed to relieve the Servicer of any of its duties and obligations to the Trustee on behalf of the Certificateholders with respect to the operation and management of any such REO Property; and

(iv) the Servicer shall be obligated with respect thereto to the same extent as if it alone were performing all duties and obligations in connection with the operation and management of such REO Property.

The Servicer shall be entitled to enter into any agreement with any Independent Contractor performing services for it related to its duties and obligations hereunder for indemnification of the Servicer by such Independent Contractor, and nothing in this Agreement

 



shall be deemed to limit or modify such indemnification. The Servicer shall be solely liable for all fees owed by it to any such Independent Contractor, irrespective of whether the Servicer’s compensation pursuant to Section 3.18 is sufficient to pay such fees.

(d)          In addition to the withdrawals permitted under Section 3.23(c), the Servicer may from time to time make withdrawals from the REO Account for any REO Property: (i) to pay itself or any Sub-Servicer unpaid Servicing Fees in respect of the related Mortgage Loan; and (ii) to reimburse itself or any Sub-Servicer for unreimbursed Servicing Advances and Advances made in respect of such REO Property or the related Mortgage Loan. Any income from the related REO Property received during any calendar months prior to a Final Recovery Determination, net of any withdrawals made pursuant to Section 3.23(c) or this Section 3.23(d), shall be withdrawn by the Servicer from each REO Account maintained by it and remitted to the Trust Administrator for deposit into the Distribution Account in accordance with Section 3.10(d)(ii) on the Servicer Remittance Date relating to a Final Recovery Determination with respect to such Mortgage Loan, for distribution on the related Distribution Date in accordance with Section 4.01.

(e)          Subject to the time constraints set forth in Section 3.23(a), each REO Disposition shall be carried out by the Servicer at such price and upon such terms and conditions as the Servicer shall deem necessary or advisable, as shall be normal and usual in its general servicing activities for similar properties.

(f)           The proceeds from the REO Disposition, net of any amount required by law to be remitted to the Mortgagor under the related Mortgage Loan and net of any payment or reimbursement to the Servicer or any Sub-Servicer as provided above, shall be remitted to the Trust Administrator for deposit in the Distribution Account in accordance with Section 3.10(d)(ii) on the Servicer Remittance Date in the month following the receipt thereof for distribution on the related Distribution Date in accordance with Section 4.01. Any REO Disposition shall be for cash only (unless changes in the REMIC Provisions made subsequent to the Startup Day allow a sale for other consideration).

(g)          The Servicer shall file information returns with respect to the receipt of mortgage interest received in a trade or business, reports of foreclosures and abandonments of any Mortgaged Property and cancellation of indebtedness income with respect to any Mortgaged Property as required by Sections 6050H, 6050J and 6050P of the Code, respectively. Such reports shall be in form and substance sufficient to meet the reporting requirements imposed by such Sections 6050H, 6050J and 6050P of the Code.

 

SECTION 3.24.

Obligations of the Servicer in Respect of Prepayment Interest Shortfalls.

The Servicer shall deliver to the Trust Administrator for deposit into the Distribution Account on the Servicer Remittance Date from its own funds (or from a Sub-Servicer’s own funds received by the Servicer in respect of Compensating Interest) an amount equal to the lesser of (i) the aggregate of the Prepayment Interest Shortfalls for the related Distribution Date resulting from full or partial Principal Prepayments during the related Prepayment Period and (ii) the applicable Compensating Interest Payment.

 

SECTION 3.25.

Obligations of the Servicer in Respect of Monthly Payments.

 



 

In the event that a shortfall in any collection on or liability with respect to any Mortgage Loan results from or is attributable to adjustments to Mortgage Rates, Monthly Payments or Stated Principal Balances that were made by the Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Servicer, upon discovery or receipt of notice thereof, immediately shall deliver to the Trust Administrator for deposit in the Distribution Account from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust Fund, the Trustee, the Trust Administrator, the Depositor and any successor servicer in respect of any such liability. Such indemnities shall survive the termination or discharge of this Agreement. If amounts paid by the Servicer with respect to any Mortgage Loan pursuant to this Section 3.25 are subsequently recovered from the related Mortgagor, the Servicer shall be permitted to reimburse itself for such amounts paid by it pursuant to this Section 3.25 from such recoveries.

 

SECTION 3.26.

Advance Facility

(a)         Either (i) the Servicer or (ii) the Trust Administrator, on behalf of the Trust Fund, in each case, with the consent of the NIMS Insurer and in the case of the Trust Administrator, with the consent of the Servicer and at the direction of the Servicer, is hereby authorized to enter into a facility with any Person which provides that such Person (an “Advancing Person”) may fund Advances and/or Servicing Advances to the Trust Fund under this Agreement, although no such facility shall reduce or otherwise affect the Servicer’s obligation to fund such Advances and/or Servicing Advances. If the Servicer enters into such an Advance Facility pursuant to this Section 3.26, upon reasonable request of the Advancing Person, the Trust Administrator shall execute a letter of acknowledgment, confirming its receipt of notice of the existence of such Advance Facility. If the Trust Administrator enters into such an Advance Facility pursuant to this Section 3.26, the Servicer shall also be a party to such Advance Facility. To the extent that an Advancing Person funds any Advance or any Servicing Advance and provides the Trust Administrator with notice acknowledged by the Servicer that such Advancing Person is entitled to reimbursement, such Advancing Person shall be entitled to receive reimbursement pursuant to this Agreement for such amount to the extent provided in Section 3.26(b). Such notice from the Advancing Person must specify the amount of the reimbursement, the Section of this Agreement that permits the applicable Advance or Servicing Advance to be reimbursed and the section(s) of the Advance Facility that entitle the Advancing Person to request reimbursement from the Trust Administrator, rather than the Servicer, and include the Servicer’s acknowledgment thereto or proof of an Event of Default under the Advance Facility. The Trust Administrator shall have no duty or liability with respect to any calculation of any reimbursement to be paid to an Advancing Person and shall be entitled to rely without independent investigation on the Advancing Person’s notice provided pursuant to this Section 3.26. An Advancing Person whose obligations hereunder are limited to the funding of Advances and/or Servicing Advances shall not be required to meet the qualifications of a Servicer or a Sub-Servicer pursuant to Section 3.02 hereof and will not be deemed to be a Sub-Servicer under this Agreement.

(b)          If an advancing facility is entered into, then the Servicer shall not be permitted to reimburse itself therefor under Section 3.11(a)(ii), Section 3.11(a)(iii) and Section 3.11(a)(vi) prior to the remittance to the Trust Fund, but instead the Servicer shall include such amounts in the applicable remittance to the Trust Administrator made pursuant to Section 3.11(a). The Trust Administrator is hereby authorized to pay to the Advancing Person,

 



reimbursements for Advances and Servicing Advances from the Distribution Account to the same extent the Servicer would have been permitted to reimburse itself for such Advances and/or Servicing Advances in accordance with Section 3.11(a)(ii), Section 3.11(a)(iii) and Section 3.11(a)(vi), as the case may be, had the Servicer itself funded such Advance or Servicing Advance. The Trust Administrator is hereby authorized to pay directly to the Advancing Person such portion of the Servicing Fee as the parties to any advancing facility agree in writing.

(c)          All Advances and Servicing Advances made pursuant to the terms of this Agreement shall be deemed made and shall be reimbursed on a “first in-first out” (FIFO) basis.

(d)          Any amendment to this Section 3.26 or to any other provision of this Agreement that may be necessary or appropriate to effect the terms of an Advance Facility as described generally in this Section 3.26, including amendments to add provisions relating to a successor servicer, may be entered into by the Trustee, the Trust Administrator and the Servicer without the consent of any Certificateholder but with the consent of the NIMS Insurer, notwithstanding anything to the contrary in this Agreement.

 

SECTION 3.27.

Late Remittance.

With respect to any remittance received by the Master Servicer after the day on which such payment was due, the Servicer shall pay to the Master Servicer interest on any such late payment at an annual rate equal to the Prime Rate, adjusted as of the date of each change, plus three percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest shall be deposited in the Distribution Account by the Servicer on the date such late payment is made and shall cover the period commencing with the day such payment was due and ending with the Business Day on which such payment is made, both inclusive. Such interest shall be remitted along with the distribution payable on the next succeeding Servicer Remittance Date. The payment by the Servicer of any such interest shall not be deemed an extension of time for payment or a waiver of any Servicer Event of Default.

ARTICLE IIIA

 



 

 

ADMINISTRATION AND SERVICING

OF THE MORTGAGE LOANS

 

SECTION 3A.01.

Master Servicer to Act as Master Servicer

The Master Servicer shall supervise, monitor and oversee the obligation of the Servicer to service and administer the Mortgage Loans in accordance with the terms of this Agreement and shall have full power and authority to do any and all things which it may deem necessary or desirable in connection with such master servicing and administration. In performing its obligations hereunder, the Master Servicer shall act in a manner consistent with Accepted Master Servicing Practices. Furthermore, the Master Servicer shall oversee and consult with the Servicer as necessary from time-to-time to carry out the Master Servicer’s obligations hereunder, shall receive, review and evaluate all reports, information and other data provided to the Master Servicer by the Servicer and shall cause the Servicer to perform and observe the covenants, obligations and conditions to be performed or observed by the Servicer under this Agreement. The Master Servicer shall independently monitor the Servicer’s servicing activities with respect to each Mortgage Loan, reconcile the results of such monitoring with such information provided in the previous sentence on a monthly basis and coordinate corrective adjustments to the Servicer’s and Master Servicer’s records, and based on such reconciled and corrected information, the Master Servicer shall provide such information to the Trust Administrator as shall be necessary in order for it to prepare the statements specified in Section 4.02, and prepare any other information and statements required to be forwarded by the Master Servicer hereunder. The Master Servicer shall reconcile the results of its Mortgage Loan monitoring with the actual remittances of the Servicer to the Collection Account pursuant to Section 3.10.

The Trustee shall furnish the Servicer and the Master Servicer with any powers of attorney and other documents in form as provided to it necessary or appropriate to enable the Servicer and the Master Servicer to service and administer the Mortgage Loans and REO Properties.

The Trustee and the Trust Administrator shall provide access to the records and documentation in possession of the Trustee or the Trust Administrator, as applicable, regarding the Mortgage Loans and REO Properties and the servicing thereof to the Certificateholders, the FDIC, and the supervisory agents and examiners of the FDIC, such access being afforded only upon reasonable prior written request and during normal business hours at the office of the Trustee or the Trust Administrator, as applicable; provided, however, that, unless otherwise required by law, neither the Trustee nor the Trust Administrator shall be required to provide access to such records and documentation if the provision thereof would violate the legal right to privacy of any Mortgagor. The Trustee and the Trust Administrator shall allow representatives of the above entities to photocopy any of the records and documentation and shall provide equipment for that purpose at a charge that covers the Trustee’s or Trust Administrator’s, as applicable, actual costs.

The Trustee shall execute and deliver to the Servicer and the Master Servicer any court pleadings, requests for trustee’s sale or other documents necessary or desirable to (i) the

 



foreclosure or trustee’s sale with respect to a Mortgaged Property; (ii) any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Security Instrument; (iii) obtain a deficiency judgment against the Mortgagor; or (iv) enforce any other rights or remedies provided by the Mortgage Note or Mortgage or otherwise available at law or equity.

 

SECTION 3A.02.

[Reserved].

 

SECTION 3A.03.

Monitoring of Servicer.

The Master Servicer shall be responsible for reporting to the Trustee, the Trust Administrator and the Depositor the compliance by the Servicer with its duties under this Agreement. In the review of the Servicer’s activities, the Master Servicer may rely upon an Officers’ Certificate of the Servicer (or similar document signed by a Servicing Officer of the Servicer) with regard to the Servicer’s compliance with the terms of this Agreement. In the event that the Master Servicer, in its judgment, determines that the Servicer should be terminated in accordance with the terms hereof, or that a notice should be sent pursuant to the terms hereof with respect to the occurrence of an event that, unless cured, would constitute grounds for such termination, the Master Servicer shall notify the Depositor, the Trust Administrator and the Trustee thereof and the Master Servicer shall issue such notice or take such other action as it deems appropriate.

The Master Servicer (or if the Master Servicer is the Servicer, the Trustee), for the benefit of the Certificateholders, shall enforce the obligations of the Servicer under this Agreement, and shall, in the event that it receives notice that the Servicer has failed to perform its obligations in accordance with this Agreement, subject to the preceding paragraph, terminate the rights and obligations of the Servicer hereunder in accordance with the provisions of Article VII and act as Servicer of the Mortgage Loans or appoint a successor servicer; provided, however, it is understood and acknowledged by the parties hereto that there will be a period of transition (not to exceed 90 days) before the actual servicing functions can be fully transferred to such successor servicer. Such enforcement, including, without limitation, the legal prosecution of claims and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Master Servicer or Trustee, as applicable, in its good faith business judgment, would require were it the owner of the Mortgage Loans. The Master Servicer or the Trustee, as applicable, shall pay the costs of such enforcement at its own expense, provided that the Master Servicer or the Trustee, as applicable, shall not be required to prosecute or defend any legal action except to the extent that the Master Servicer or the Trustee, as applicable, shall have received reasonable indemnity for its costs and expenses in pursuing such action.

To the extent that the costs and expenses of the Master Servicer or Trustee, as applicable, related to any termination of the Servicer, appointment of a successor servicer or the transfer and assumption of servicing by the Master Servicer or the Trustee, as applicable, with respect to this Agreement (including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses associated with an evaluation of the potential termination of the Servicer as a result of a Servicer Event of Default and (ii) all costs and expenses associated with the complete transfer of servicing, including all servicing files and all servicing data and the completion, correction or manipulation of such servicing data as may be required by the successor servicer to correct any errors or insufficiencies in the servicing data or otherwise to

 



enable the successor servicer to service the Mortgage Loans in accordance with this Agreement) are not fully and timely reimbursed by the terminated Servicer, the Master Servicer or the Trustee, as applicable, shall be entitled to reimbursement of such costs and expenses from the Distribution Account.

The Master Servicer (or if the Master Servicer is the Servicer, the Trustee) shall, upon receipt from the Servicer, the Master Servicer or the Trust Administrator, of notice of any failure of the Servicer to comply with the remittance requirements and other obligations set forth in this Agreement, enforce such obligations.

If the Master Servicer or the Trustee, as applicable, acts as Servicer, it will not assume liability for the representations and warranties of the Servicer that it replaces.

 

SECTION 3A.04.

Fidelity Bond

The Master Servicer, at its expense, shall maintain in effect a blanket fidelity bond and an errors and omissions insurance policy, affording coverage with respect to all directors, officers, employees and other Persons acting on such Master Servicer’s behalf, and covering errors and omissions in the performance of the Master Servicer’s obligations hereunder. The errors and omissions insurance policy and the fidelity bond shall be in such form and amount generally acceptable for entities serving as master servicer. The Master Servicer shall provide the NIMS Insurer upon reasonable request a copy of any such errors and omissions insurance policy and fidelity bond.

 

SECTION 3A.05.

Power to Act; Procedures.

The Master Servicer shall master service the Mortgage Loans and shall have full power and authority, subject to the REMIC Provisions and the provisions of Article X hereof, to do any and all things that it may deem necessary or desirable in connection with the master servicing and administration of the Mortgage Loans, including but not limited to the power and authority (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages, (iii) to collect any Insurance Proceeds and Liquidation Proceeds, and (iv) to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan, in each case, in accordance with the provisions of this Agreement; provided, however, that the Master Servicer shall not (and, consistent with its responsibilities under Article X, shall not permit any Servicer to) knowingly or intentionally take any action, or fail to take (or fail to cause to be taken) any action reasonably within its control and the scope of duties more specifically set forth herein, that, under the REMIC Provisions, if taken or not taken, as the case may be, would cause the Trust REMIC to fail to qualify as a REMIC or result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) unless the Master Servicer has received an Opinion of Counsel (but not at the expense of the Master Servicer) to the effect that the contemplated action would not cause any REMIC to fail to qualify as a REMIC or result in the imposition of a tax upon any REMIC. The Trustee shall furnish the Master Servicer or the Servicer, upon written request from a Servicing Officer, with any powers of attorney empowering the Master Servicer or the Servicer to execute and deliver instruments of satisfaction or cancellation, or of partial or full

 



release or discharge, and to foreclose upon or otherwise liquidate Mortgaged Property, and to appeal, prosecute or defend in any court action relating to the Mortgage Loans or the Mortgaged Property, in accordance with this Agreement, and the Trustee shall execute and deliver such other documents, as the Master Servicer may request, to enable the Master Servicer to master service and administer the Mortgage Loans and carry out its duties hereunder, in each case in accordance with Accepted Master Servicing Practices (and the Trustee shall have no liability for misuse of any such powers of attorney by the Master Servicer or the Servicer). If the Master Servicer or the Trustee has been advised that it is likely that the laws of the state in which action is to be taken prohibit such action if taken in the name of the Trustee or that the Trustee would be adversely affected under the “doing business” or tax laws of such state if such action is taken in its name, the Master Servicer shall join with the Trustee in the appointment of a co-trustee pursuant to Section 8.10 hereof. In the performance of its duties hereunder, the Master Servicer shall be an independent contractor and shall not, except in those instances where it is taking action in the name of the Trustee, be deemed to be the agent of the Trustee.

 

SECTION 3A.06.

Due on Sale Clauses; Assumption Agreements.

To the extent Mortgage Loans contain enforceable due-on-sale clauses, the Master Servicer shall cause the Servicer to enforce such clauses in accordance with this Agreement. If applicable law prohibits the enforcement of a due-on-sale clause or such clause is otherwise not enforced in accordance with this Agreement, and, as a consequence, a Mortgage Loan is assumed, the original Mortgagor may be released from liability in accordance with this Agreement.

 

SECTION 3A.07.

[Reserved].

 

SECTION 3A.08.

Documents, Records and Funds in Possession of Master Servicer to be Held for Trustee.

The Master Servicer and the Servicer shall transmit to the Trustee (or the Custodian on behalf of the Trustee) such documents and instruments coming into the possession of the Master Servicer or the Servicer from time to time as are required by the terms hereof to be delivered to the Trustee, the Trust Administrator or the Custodian. Any funds received by the Master Servicer or by the Servicer in respect of any Mortgage Loan or which otherwise are collected by the Master Servicer or by the Servicer as Liquidation Proceeds or Insurance Proceeds in respect of any Mortgage Loan shall be held for the benefit of the Trustee and the Certificateholders subject to the Master Servicer’s right to retain or withdraw from the Distribution Account the Master Servicing Compensation and other amounts provided in this Agreement, and to the right of the Servicer to retain its Servicing Fee and other amounts as provided in this Agreement. The Master Servicer shall, and subject to Section 3.22 shall cause the Servicer to, provide access to information and documentation regarding the Mortgage Loans to the Trust Administrator, its agents and accountants at any time upon reasonable request and during normal business hours, and to Certificateholders that are savings and loan associations, banks or insurance companies, the Office of Thrift Supervision, the FDIC and the supervisory agents and examiners of such Office and Corporation or examiners of any other federal or state banking or insurance regulatory authority if so required by applicable regulations of the Office of Thrift Supervision or other regulatory authority, such access to be afforded without charge but only upon reasonable request in writing and during normal business hours at the offices of the

 



Master Servicer designated by it. In fulfilling such a request the Master Servicer shall not be responsible for determining the sufficiency of such information.

All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer or the Servicer, in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Insurance Proceeds, shall be held by the Servicer or the Master Servicer, as applicable, for and on behalf of the Trustee and the Certificateholders and shall be and remain the sole and exclusive property of the Trustee; provided, however, that the Master Servicer and the Servicer shall be entitled to setoff against, and deduct from, any such funds any amounts that are properly due and payable to the Master Servicer or the Servicer under this Agreement.

 

SECTION 3A.09.

Compensation for the Master Servicer.

The Master Servicer will be entitled to all income and gain realized from any investment of funds in the Distribution Account, pursuant to Section 3A.11 and Section 3A.12, for the performance of its activities hereunder (the “Master Servicing Compensation”). Servicing compensation in the form of assumption fees, if any, late payment charges, as collected, if any, or otherwise shall be retained by the Servicer in accordance with Section 3.18. The Master Servicer shall be required to pay all expenses incurred by it in connection with the performance of its duties hereunder and shall not be entitled to reimbursement therefor except as provided in this Agreement.

 

SECTION 3A.10.

Obligations of the Master Servicer in Respect of Prepayment Interest Shortfalls.

In the event of a Prepayment Interest Shortfall, the Master Servicer shall remit to the Trust Administrator, from its own funds and without right of reimbursement (except as described below), not later than the related Distribution Date, Compensating Interest in an amount equal to the lesser of (i) the aggregate amounts in respect of Compensating Interest required to be paid by the Servicer pursuant to Section 3.24 with respect to Prepayment Interest Shortfalls attributable to Principal Prepayments in full on the Mortgage Loans for the related Distribution Date and not so paid by the Servicer and (ii) the aggregate compensation payable to the Master Servicer for the related collection period under this Agreement. In the event the Master Servicer pays any amount in respect of such Compensating Interest prior to the time it shall have succeeded as successor servicer, the Master Servicer shall be subrogated to the Trust Fund’s right to receive such amount from the Servicer. In the event the Trust Fund receives from the Servicer all or any portion of amounts in respect of Compensating Interest required to be paid by the Servicer pursuant to Section 3.24, not so paid by the Servicer when required, and paid by the Master Servicer pursuant to this Section 3A.10, then the Master Servicer may reimburse itself for the amount of Compensating Interest paid by the Master Servicer from such receipts by the Trust Fund.

 

SECTION 3A.11.

Distribution Account.

On behalf of the Trust Fund, the Trust Administrator shall establish and maintain one or more accounts (such account or accounts, the “Distribution Account”), held in trust for the benefit of the Trustee and the Certificateholders. The Distribution Account shall be an

 



Eligible Account. The Master Servicer will deposit in the Distribution Account as identified by the Master Servicer and as received by the Master Servicer, the following amounts:

(1)          Any amounts remitted to the Master Servicer by the Servicer from the Collection Account;

(2)          Any Advances received from the Servicer or made by the Master Servicer or (if the Master Servicer is the Servicer) the Trustee (in each case in its capacity as successor servicer), and any payments of Compensating Interest received from the Servicer or made by the Master Servicer (unless, in the case of the Master Servicer, such amounts are deposited by the Master Servicer directly into the Distribution Account);

(3)          Any Insurance Proceeds or Net Liquidation Proceeds received by or on behalf of the Master Servicer or which were not deposited in the Collection Account;

(4)         Any amounts required to be deposited with respect to losses on investments of deposits in the Distribution Account; and

(5)          Any other amounts received by or on behalf of the Master Servicer and required to be deposited in the Distribution Account pursuant to this Agreement.

All amounts deposited to the Distribution Account shall be held by the Master Servicer in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement. The requirements for crediting the Distribution Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of (A) late payment charges or assumption, tax service, statement account or payoff, substitution, satisfaction, release and other like fees and charges and (B) the items enumerated in Section 3A.12(a) (with respect the clearing and termination of the Distribution Account and with respect to amounts deposited in error), in Section 3A.12(b) or in clauses (i), (ii), (iii) and (iv), (v) of Section 3A.12(c), need not be credited by the Master Servicer to the Distribution Account. In the event that the Master Servicer shall deposit or cause to be deposited to the Distribution Account any amount not required to be credited thereto, the Trustee or the Trust Administrator, upon receipt of a written request therefor signed by a Servicing Officer of the Master Servicer, shall promptly transfer such amount to the Master Servicer, any provision herein to the contrary notwithstanding.

The Trust Administrator may direct any depository institution maintaining the Distribution Account to invest the funds on deposit in such account or to hold such funds uninvested. All investments pursuant to this Section 3A.11 shall be in one or more Permitted Investments bearing interest or sold at a discount, and maturing, unless payable on demand, (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trust Administrator is the obligor thereon or if such investment is managed or advised by a Person other than the Trust Administrator or an Affiliate of the Trust Administrator, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trust Administrator is the obligor thereon or if such investment is managed or advised by the Trust Administrator or any Affiliate. All such Permitted Investments shall be held to maturity, unless payable on demand. Any investment of funds in the Distribution Account shall be made in the name of the Trustee, or in the name of a nominee of the Trust

 



Administrator. The Trust Administrator shall be entitled to sole possession over each such investment, and any certificate or other instrument evidencing any such investment shall be delivered directly to the Trust Administrator or its agent, together with any document of transfer necessary to transfer title to such investment to the Trust Administrator or its nominee. In the event amounts on deposit in the Distribution Account are at any time invested in a Permitted Investment payable on demand, the Trust Administrator shall:

(a)          (x)         consistent with any notice required to be given thereunder, demand that payment thereon be made on the last day such Permitted Investment may otherwise mature hereunder in an amount equal to the lesser of (1) all amounts then payable thereunder and (2) the amount required to be withdrawn on such date; and

(b)          (y)         demand payment of all amounts due thereunder promptly upon determination by a Responsible Officer of the Trust Administrator that such Permitted Investment would not constitute a Permitted Investment in respect of funds thereafter on deposit in the Distribution Account.

All income and gain realized from the investment of funds deposited in the Distribution Account shall be for the benefit of the Master Servicer. The Trust Administrator shall deposit in the Distribution Account the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such Account immediately upon realization of such loss.

 

SECTION 3A.12.

Permitted Withdrawals and Transfers from the Distribution Account.

The Trust Administrator will, from time to time on demand of the Master Servicer, the Servicer or the Trustee, make or cause to be made such withdrawals or transfers from the Distribution Account pursuant to this Agreement. The Trust Administrator may clear and terminate the Distribution Account pursuant to Section 9.01 and remove amounts from time to time deposited in error.

On an ongoing basis, the Trust Administrator shall withdraw funds from the Distribution Account to pay (i) any Extraordinary Trust Fund Expenses including but not limited to amounts payable to the Servicer or the Depositor pursuant to Section 6.03(b) or Master Servicer pursuant to Section 6.03(c), and (ii) any amounts expressly payable to the Master Servicer as set forth in Section 3A.09.

The Trust Administrator may withdraw from the Distribution Account any of the following amounts (in the case of any such amount payable or reimbursable to the Servicer, only to the extent the Servicer shall not have paid or reimbursed itself such amount prior to making any remittance to the Master Servicer pursuant to the terms of this Agreement):

(i)           to reimburse the Master Servicer or (if the Master Servicer is the Servicer) the Trustee (to the extent either of them is obligated to do so as successor Servicer) for any Advance of its own funds, the right of the Master Servicer or the Trustee, as applicable to reimbursement pursuant to this subclause (i) being limited to amounts received on a particular Mortgage Loan (including, for this purpose, the Purchase Price therefor, Insurance Proceeds, Liquidation Proceeds and Subsequent Recoveries) which

 



represent late payments or recoveries of the principal of or interest on such Mortgage Loan respecting which such Advance was made;

(ii)          to reimburse the Master Servicer from Insurance Proceeds, Liquidation Proceeds or Subsequent Recoveries relating to a particular Mortgage Loan for amounts expended by the Master Servicer in good faith in connection with the restoration of the related Mortgaged Property which was damaged by an Uninsured Cause or in connection with the liquidation of such Mortgage Loan;

(iii)        to reimburse the Master Servicer from Insurance Proceeds relating to a particular Mortgage Loan for insured expenses incurred with respect to such Mortgage Loan and to reimburse the Master Servicer from Liquidation Proceeds and Subsequent Recoveries from a particular Mortgage Loan for Liquidation Expenses incurred with respect to such Mortgage Loan;

(iv)         to reimburse the Master Servicer for advances of funds (other than Advances) made with respect to the Mortgage Loans, and the right to reimbursement pursuant to this subclause being limited to amounts received on the related Mortgage Loan (including, for this purpose, the Purchase Price therefor, Insurance Proceeds, Liquidation Proceeds and Subsequent Recoveries) which represent late recoveries of the payments for which such advances were made;

(v)          to reimburse the Master Servicer (or if the Master Servicer is the Servicer) the Trustee (to the extent either of them is obligated to do so as successor Servicer)for any Advance or Servicing Advance, after a Realized Loss has been allocated with respect to the related Mortgage Loan if the Advance or Servicing Advance has not been reimbursed pursuant to clauses (i) through (iv);

 

(vi)

to make distributions in accordance with Section 4.01;

 

 

(vii)

to pay compensation to the Trust Administrator on each Distribution Date;

 

(viii)

to pay any amounts in respect of taxes pursuant to Section 10.01(g);

 

(ix)         without duplication of the amount set forth in clause (iii) above, to pay any Extraordinary Trust Fund Expenses to the extent not paid by the Master Servicer from the Distribution Account;

(x)          without duplication of any of the foregoing, to reimburse or pay the Servicer any such amounts as are due thereto under this Agreement and have not been retained by or paid to the Servicer, to the extent provided in this Agreement and to refund to the Servicer any amount remitted by the Servicer to the Master Servicer in error;

(xi)         to pay to the Master Servicer, any interest or investment income earned on funds deposited in the Distribution Account;

 

(xii)

to pay the Credit Risk Manager the Credit Risk Manager Fee;

 

 



 

(xiii)      to withdraw any amount deposited in the Distribution Account in error; and

 

(xiv)

to clear and terminate the Distribution Account pursuant to Section 9.01.

The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for any reimbursement from the Distribution Account pursuant to clauses (i) through (v) above or with respect to any such amounts which would have been covered by such clauses had the amounts not been retained by the Master Servicer without being deposited in the Distribution Account.

On or before the Business Day prior to each Distribution Date, the Master Servicer or (if the Master Servicer is the Servicer) the Trustee (to the extent either of them is obligated to do so as successor Servicer) shall remit to the Trust Administrator for deposit in the Distribution Account any Advances required to be made and the Master Servicer shall deposit in the Distribution Account any Compensating Interest required to be paid, in either such case by the Master Servicer or the Trustee, as applicable, with respect to the Mortgage Loans.

 



 

ARTICLE IV

 

PAYMENTS TO CERTIFICATEHOLDERS

 

SECTION 4.01.

Distributions.

(a)          On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of the REMIC I Regular Interests and distributed to the holders of the Class R Certificates (in respect of the Class R-I Interest), as the case may be:

(i)         to Holders of REMIC I Regular Interest I-1-A through I-43-B, pro rata, in an amount equal to (A) Uncertificated Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates.

(ii)       to the extent of amounts remaining after the distributions made pursuant to clause (1) above, payments of principal shall be allocated as follows: first, to REMIC I Regular Interest I and then to REMIC I Regular Interests I-1-A through I-43-B starting with the lowest numerical denomination until the Uncertificated Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC I Regular Interests, and second, to the extent of any Overcollateralization Reduction Amounts, to REMIC I Regular Interests I-1-A through I-43-B starting with the lowest numerical denomination until the Uncertificated Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Regular Interests with the same numerical denomination, such Overcollateralization Reduction Amounts shall be allocated pro rata between such REMIC I Regular Interests.

(iii)      to the Holders of REMIC I Regular Interest I-LTP, (A) all amounts representing Prepayment Charges (other than any Originator Prepayment Charge Payment Amount) in respect of the Mortgage Loans received during the related Prepayment Period and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter until $100 has been distributed pursuant to this clause.

(b)          On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC II to REMIC III on account of the REMIC II Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-II Interest), as the case may be:

(i)         to the Holders of REMIC II Regular Interest II-LTIO, in an amount equal to (a) Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates.

 



 

(ii)       to Holders of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8, REMIC II Regular Interest II-LTM9, REMIC II Regular Interest II-LTZZ and REMIC II Regular Interest II-LTP, pro rata, in an amount equal to (A) the Uncertificated Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Interest in respect of REMIC II Regular Interest II-LTZZ shall be reduced and deferred when the REMIC II Overcollateralized Amount is less than the REMIC II Required Overcollateralization Amount, by the lesser of (x) the amount of such difference and (y) the Maximum II-LTZZ Uncertificated Interest Deferral Amount and such amount will be payable to the Holders of REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8 and REMIC II Regular Interest II-LTM9 in the same proportion as the Overcollateralization Deficiency Amount is allocated to the Corresponding Certificates and the Uncertificated Balance of REMIC II Regular Interest II-LTZZ shall be increased by such amount; and

(iii)      to the Holders of REMIC II Regular Interest II-LTP, (A) on each Distribution Date, 100% of the amount paid in respect of Prepayment Charges (other than any Originator Prepayment Charge Payment Amount) and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter until $100 has been distributed pursuant to this clause;

(iv)      to the Holders of the REMIC II Regular Interests, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clauses (i), (ii) and (iii) above, allocated as follows:

(a)          98.00% of such remainder to the Holders of REMIC II Regular Interest II-LTAA, until the Uncertificated Balance of such REMIC II Regular Interest is reduced to zero;

(b)          2.00% of such remainder, first to the Holders of REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8 and REMIC II Regular Interest II-LTM9, equal to 1.00% of and in the same proportion as principal payments are allocated to the Corresponding Certificates, until the Uncertificated Balances of

 



such REMIC II Regular Interests are reduced to zero and second, to the Holders of REMIC II Regular Interest II-LTZZ, 1.00%, until the Uncertificated Balance of such REMIC II Regular Interest is reduced to zero; and

(c)          any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-II Interest);

provided, however, that (i) 98.00% and (ii) 2.00% of any principal payments that are attributable to an Overcollateralization Release Amount shall be allocated to Holders of (i) REMIC II Regular Interest II-LTAA and REMIC II Regular Interest II-LTZZ, respectively; once the Uncertificated Principal Balances of REMIC II Regular Interest II-LTA1, REMIC II Regular Interest II-LTA2, REMIC II Regular Interest II-LTA3, REMIC II Regular Interest II-LTA4, REMIC II Regular Interest II-LTM1, REMIC II Regular Interest II-LTM2, REMIC II Regular Interest II-LTM3, REMIC II Regular Interest II-LTM4, REMIC II Regular Interest II-LTM5, REMIC II Regular Interest II-LTM6, REMIC II Regular Interest II-LTM7, REMIC II Regular Interest II-LTM8 and REMIC II Regular Interest II-LTM9 have been reduced to zero.

On each Distribution Date, all amounts representing Prepayment Charges (other than any Originator Prepayment Charge Payment Amount) in respect of the Mortgage Loans during the related Prepayment Period will be distributed by REMIC II to the Holders of REMIC II Regular Interest II-LTP. The payment of the foregoing amounts to the Holders of REMIC II Regular Interest II-LTP shall not reduce the Uncertificated Balance thereof.

(c)          On each Distribution Date, the Trust Administrator shall withdraw from the Distribution Account that portion of Available Funds for such Distribution Date consisting of the Interest Remittance Amount for such Distribution Date, and make the following distributions in the order of priority described below, in each case to the extent of the Interest Remittance Amount remaining for such Distribution Date:

(i)           concurrently, to the Holders of the Class A Certificates, on a pro rata basis based on the entitlement of each such Class, the Monthly Interest Distributable Amount and the Unpaid Interest Shortfall Amount, if any, for such Certificates for such Distribution Date;

(ii)          to the Holders of the Class M-1 Certificates, the Monthly Interest Distributable Amount allocable to such Certificates;

(iii)        to the Holders of the Class M-2 Certificates, the Monthly Interest Distributable Amount allocable to such Certificates;

(iv)         to the Holders of the Class M-3 Certificates, the Monthly Interest Distributable Amount allocable to such Certificates;

(v)          to the Holders of the Class M-4 Certificates, the Monthly Interest Distributable Amount allocable to such Certificates;

(vi)         to the Holders of the Class M-5 Certificates, the Monthly Interest Distributable Amount allocable to such Certificates;

 



 

(vii)       to the Holders of the Class M-6 Certificates, the Monthly Interest Distributable Amount allocable to such Certificates;

(viii)      to the Holders of the Class M-7 Certificates, the Monthly Interest Distributable Amount allocable to such Certificates;

(ix)         to the Holders of the Class M-8 Certificates, the Monthly Interest Distributable Amount allocable to such Certificates; and

(x)          to the Holders of the Class M-9 Certificates, the Monthly Interest Distributable Amount allocable to such Certificates;

(d)          (I)          On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the Principal Distribution Amount shall be made in the following amounts and order of priority:

(i)         first, to the Holders of the Class A Certificates (allocated among the Class A Certificates in the priority described below), until the Certificate Principal Balances thereof have been reduced to zero;

(ii)       second, to the Holders of the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(iii)      third, to the Holders of the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(iv)      fourth, to the Holders of the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(v)       fifth, to the Holders of the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(vi)      sixth, to the Holders of the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(vii)     seventh, to the Holders of the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(viii)    eighth, to the Holders of the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(ix)      ninth, to the Holders of the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and

(x)        tenth, to the Holders of the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero.

(II)         On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the Principal Distribution Amount shall be made in the following amounts and order of priority:

 



 

(i)           (i)       first, to the Holders of the Class A Certificates (allocated among the Class A Certificates in the priority described below), the Senior Principal Distribution Amount until the Certificate Principal Balances thereof have been reduced to zero;

(ii)       (ii)         second, to the Holders of the Class M-1 Certificates, the Class M-1 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(iii)      (iii)       third, to the Holders of the Class M-2 Certificates, the Class M-2 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(iv)      fourth, to the Holders of the Class M-3 Certificates, the Class M-3 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(v)       fifth, to the Holders of the Class M-4 Certificates, the Class M-4 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(vi)      sixth, to the Holders of the Class M-5 Certificates, the Class M-5 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(vii)     seventh, to the Holders of the Class M-6 Certificates, the Class M-6 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(viii)    eighth, to the Holders of the Class M-7 Certificates, the Class M-7 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(ix)      ninth, to the Holders of the Class M-8 Certificates, the Class M-8 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero; and

(x)        tenth, to the Holders of the Class M-9 Certificates, the Class M-9 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero.

With respect to the Class A Certificates, all principal distributions will be distributed sequentially to the Class A-1 Certificates, the Class A-2 Certificates, the Class A-3 Certificates and the Class A-4 Certificates, in that order, until their respective Certificate Principal Balances have been reduced to zero. Notwithstanding any provisions contained in this Agreement to the contrary, on any Distribution Date on which the aggregate Certificate Principal Balance of the Subordinate Certificates has been reduced to zero, all distributions of principal to the Class A Certificates shall be distributed concurrently to the Class A-1 Certificates, the Class

 



A-2 Certificates, the Class A-3 Certificates and the Class A-4 Certificates, on a pro rata basis based on the Certificate Principal Balance of each such Class.

(e)          On each Distribution Date, the Net Monthly Excess Cashflow shall be distributed as follows:

(i)         to the Holders of the Class or Classes of Certificates then entitled to receive distributions in respect of principal, in an amount equal to any Extra Principal Distribution Amount, without taking into account amounts, if any, received under the Interest Rate Swap Agreement, distributable to such Holders as part of the Principal Distribution Amount, as applicable, as described under Section 4.01(b) above;

(ii)       sequentially, to the Holders of the Class M-1 Certificates, Class M-2 Certificates, Class M-3 Certificates, Class M-4 Certificates, Class M-5 Certificates, Class M-6 Certificates, Class M-7 Certificates, Class M-8 Certificates and Class M-9 Certificates, in that order, in each case first, in an amount equal to the Unpaid Interest Shortfall Amount allocable to such Certificates and second, in an amount equal to the Allocated Realized Loss Amount allocable to such Certificates;

(iii)      to the Net WAC Rate Carryover Reserve Account, the amount of any Net WAC Rate Carryover Amounts, without taking into account amounts, if any, received under the Interest Rate Swap Agreement;

(iv)      to the Swap Provider, any Swap Termination Payments resulting from a Swap Provider Trigger Event;

(v)        to the Holders of the Class CE Certificates, (a) the Monthly Interest Distributable Amount and any Overcollateralization Release Amount for such Distribution Date and (b) on any Distribution Date on which the aggregate Certificate Principal Balance of the Class A Certificates and the Mezzanine Certificates has been reduced to zero, any remaining amounts in reduction of the Certificate Principal Balance of the Class CE Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(vi)      if such Distribution Date follows the Prepayment Period during which occurs the latest date on which a Prepayment Charge may be required to be paid in respect of any Mortgage Loans, to the Holders of the Class P Certificates, in reduction of the Certificate Principal Balance thereof, until the Certificate Principal Balance thereof is reduced to zero; and

(vii)     any remaining amounts to the Holders of the Residual Certificates (in respect of the appropriate Class R Interest).

Without limiting the provisions of Section 9.01(b), by acceptance of the Residual Certificates the Holders of the Residual Certificates agree, and it is the understanding of the parties hereto, that for so long as any of the notes issued pursuant to the Indenture are outstanding or any amounts are reimbursable or payable to the NIMS Insurer in accordance with the terms of the Indenture, to pledge their rights to receive any amounts otherwise distributable

 



to the Holders of the Class R Certificates (and such rights are hereby assigned and transferred) to the Holders of the Class CE Certificates.

(f)           On each Distribution Date, after making the distributions of the Available Funds as set forth above, the Trust Administrator will withdraw from the Net WAC Rate Carryover Reserve Account, to the extent of amounts remaining on deposit therein, the amount of any Net WAC Rate Carryover Amount for such Distribution Date and distribute such amount in the following order of priority:

(i)         concurrently, to the Class A Certificates, on a pro rata basis based on the remaining Net WAC Rate Carryover Amount for each such Class; and

(ii)       (ii) sequentially, to the Class M-1 Certificates, Class M-2 Certificates, Class M-3 Certificates, Class M-4 Certificates, Class M-5 Certificates, Class M-6 Certificates, Class M-7 Certificates, Class M-8 Certificates and Class M-9 Certificates, in that order, the Net WAC Rate Carryover Amount for each such Class.

On each Distribution Date, the Trust Administrator shall withdraw any amounts then on deposit in the Distribution Account that represent (i) Prepayment Charges collected by the Servicer and remitted to the Master Servicer in connection with the Principal Prepayment of any of the Mortgage Loans, (ii) any Originator Prepayment Charge Payment Amounts or (iii) any Servicer Prepayment Charge Payment Amounts, and shall distribute such amounts to the Holders of the Class P Certificates. Such distributions shall not be applied to reduce the Certificate Principal Balance of the Class P Certificates.

Following the foregoing distributions, an amount equal to the amount of Subsequent Recoveries remitted to the Master Servicer shall be applied to increase the Certificate Principal Balance of the Class of Certificates with the Highest Priority up to the extent of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.04. An amount equal to the amount of any remaining Subsequent Recoveries shall be applied to increase the Certificate Principal Balance of the Class of Certificates with the next Highest Priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.04. Holders of such Certificates will not be entitled to any distribution in respect of interest on the amount of such increases for any Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.

(g)          On each Distribution Date, after making the distributions of the Available Funds, Net Monthly Excess Cashflow and amounts on deposit in the Net WAC Rate Carryover Reserve Account as set forth above, the Trust Administrator shall distribute the amount on deposit in the Swap Account as follows:

(i)         first, to the Swap Provider, any Net Swap Payment owed to the Swap Provider pursuant to the Interest Rate Swap Agreement for such Distribution Date;

(ii)       second, to the Swap Provider, any Swap Termination Payment owed to the Swap Provider not due to a Swap Provider Trigger Event pursuant to the Interest Rate Swap Agreement;

 



 

(iii)      third, concurrently, to each Class of Class A Certificates, the related Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount remaining undistributed after the distributions of the Interest Remittance Amount, on a pro rata basis based on such respective remaining Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount;

(iv)      fourth, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, the related Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount, to the extent remaining undistributed after the distributions of the Interest Remittance Amount and the Net Monthly Excess Cashflow;

(v)       fifth, to the Holders of the Class or Classes of Certificates then entitled to receive distributions in respect of principal, in an amount equal to any Extra Principal Distribution Amount, without taking into account amounts, if any, received under the Interest Rate Swap Agreement, distributable to such Holders as part of the Principal Distribution Amount, remaining undistributed after distribution of the Net Monthly Excess Cashflow;

(vi)      sixth, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, in each case up to the related Allocated Realized Loss Amount related to such Certificates for such Distribution Date remaining undistributed after distribution of the Net Monthly Excess Cashflow;

(vii)     seventh, concurrently, to each Class of Class A Certificates, the related Net WAC Rate Carryover Amount, to the extent remaining undistributed after distributions are made from the Net WAC Rate Carryover Reserve Account, on a pro rata basis based on such respective Net WAC Rate Carryover Amounts remaining; and

(viii)    eighth, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, the related Net WAC Rate Carryover Amount, to the extent remaining undistributed after distributions are made from the Net WAC Rate Carryover Reserve Account.

(h)          Distributions made with respect to each Class of Certificates on each Distribution Date shall be allocated pro rata among the outstanding Certificates in such Class based on their respective Percentage Interests. Distributions in respect of each Class of Certificates on each Distribution Date will be made to the Holders of the respective Class of record on the related Record Date (except as otherwise provided in Section 4.01(d) or Section 9.01 respecting the final distribution on such Class), based on the aggregate Percentage Interest represented by their respective Certificates, and shall be made by wire transfer of immediately available funds to the account of any such Holder at a bank or other entity having appropriate facilities therefor, if such Holder shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Certificates having an initial aggregate Certificate Principal Balance or Notional Amount that is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the initial Certificate Principal Balance or Notional Amount of such Class of Certificates, or otherwise by check mailed by first class mail to the address of such Holder

 



appearing in the Certificate Register. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the Corporate Trust Office of the Trust Administrator or such other location specified in the notice to Certificateholders of such final distribution.

Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, as Holder thereof, and the Depository shall be responsible for crediting the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each indirect participating brokerage firm (a “brokerage firm” or “indirect participating firm”) for which it acts as agent. Each brokerage firm shall be responsible for disbursing funds to the Certificate Owners that it represents. None of the Trustee, the Trust Administrator, the Depositor or the Master Servicer shall have any responsibility therefor except as otherwise provided by this Agreement or applicable law.

(i)           The rights of the Certificateholders to receive distributions in respect of the Certificates, and all interests of the Certificateholders in such distributions, shall be as set forth in this Agreement. None of the Holders of any Class of Certificates, the Trustee, the Trust Administrator or the Master Servicer shall in any way be responsible or liable to the Holders of any other Class of Certificates in respect of amounts properly previously distributed on the Certificates.

(j)           Except as otherwise provided in Section 9.01, whenever the Trust Administrator expects that the final distribution with respect to any Class of Certificates will be made on the next Distribution Date, the Trust Administrator shall, no later than three (3) days before the related Distribution Date, mail to each Holder on such date of such Class of Certificates a notice to the effect that:

(i)         the Trust Administrator expects that the final distribution with respect to such Class of Certificates will be made on such Distribution Date but only upon presentation and surrender of such Certificates at the office of the Trust Administrator therein specified, and

(ii)       no interest shall accrue on such Certificates from and after the end of the related Accrual Period.

Any funds not distributed to any Holder or Holders of Certificates of such Class on such Distribution Date because of the failure of such Holder or Holders to tender their Certificates shall, on such date, be set aside and held in trust by the Trust Administrator and credited to the account of the appropriate non-tendering Holder or Holders. If any Certificates as to which notice has been given pursuant to this Section 4.01(e) shall not have been surrendered for cancellation within six months after the time specified in such notice, the Trust Administrator shall mail a second notice to the remaining non-tendering Certificateholders to surrender their Certificates for cancellation in order to receive the final distribution with respect thereto. If within one year after the second notice all such Certificates shall not have been surrendered for cancellation, the Trust Administrator shall, directly or through an agent, mail a final notice to the remaining non-tendering Certificateholders concerning surrender of their Certificates but shall continue to hold any remaining funds for the benefit of non-tendering Certificateholders. The costs and expenses of maintaining the funds in trust and of contacting such Certificateholders

 



shall be paid out of the assets remaining in the Trust Fund. If within one year after the final notice any such Certificates shall not have been surrendered for cancellation, the Trust Administrator shall pay to UBS Securities LLC all such amounts, and all rights of non-tendering Certificateholders in or to such amounts shall thereupon cease. No interest shall accrue or be payable to any Certificateholder on any amount held in trust by the Trust Administrator as a result of such Certificateholder’s failure to surrender its Certificate(s) for final payment thereof in accordance with this Section 4.01(d). Any such amounts held in trust by the Trust Administrator shall be held in an Eligible Account and the Trust Administrator may direct any depository institution maintaining such account to invest the funds in one or more Permitted Investments. All income and gain realized from the investment of funds deposited in such accounts held in trust by the Trust Administrator shall be for the benefit of the Trust Administrator; provided, however, that the Trust Administrator shall deposit in such account the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such accounts immediately upon the realization of such loss.

(k)          Notwithstanding anything to the contrary herein, (i) in no event shall the Certificate Principal Balance of a Class A Certificate or a Mezzanine Certificate be reduced more than once in respect of any particular amount both (a) allocated to such Certificate in respect of Realized Losses pursuant to Section 4.04 and (b) distributed to the Holder of such Certificate in reduction of the Certificate Principal Balance thereof pursuant to this Section 4.01 from Net Monthly Excess Cashflow and (ii) in no event shall the Uncertificated Balance of a REMIC I Regular Interest be reduced more than once in respect of any particular amount both (a) allocated to such REMIC I Regular Interest in respect of Realized Losses pursuant to Section 4.04 and (b) distributed on such REMIC I Regular Interest in reduction of the Uncertificated Balance thereof pursuant to this Section 4.01.

 

SECTION 4.02.

Statements to Certificateholders.

On each Distribution Date, based, as applicable, on information provided to the Trust Administrator by the Master Servicer (which in turn shall be based, as applicable, on information provided to the Master Servicer by the Servicer), the Trust Administrator shall prepare and make available to each Holder of the Regular Certificates, the Credit Risk Manager, the other parties hereto, the NIMS Insurer and the Rating Agencies, a statement as to the distributions to be made on such Distribution Date containing the following information:

(i)         the amount of the distribution made on such Distribution Date to the Holders of the Certificates of each Class allocable to principal, and the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges, Originator Prepayment Charge Payment Amounts and Servicer Prepayment Charge Payment Amounts;

(ii)       the amount of the distribution made on such Distribution Date to the Holders of the Certificates of each Class allocable to interest;

(iii)      the fees and expenses of the Trust accrued and paid on such Distribution Date and to whom such fees and expenses were paid;

(iv)      the aggregate amount of Advances for such Distribution Date (including the general purpose of such Advances);

 



 

(v)        the aggregate Stated Principal Balance of the Mortgage Loans and any REO Properties as of the last day of the related Due Period;

(vi)      the number, aggregate Stated Principal Balance, weighted average remaining term to maturity and weighted average Mortgage Rate of the Mortgage Loans as of the related Due Date;

(vii)     the number and aggregate unpaid Principal Balance of Mortgage Loans (a) delinquent 30 to 59 days, (b) delinquent 60 to 89 days, (c) delinquent 90 or more days, in each case, as of the last day of the preceding calendar month, (d) as to which foreclosure proceedings have been commenced and (e) with respect to which the related Mortgagor has filed for protection under applicable bankruptcy laws, with respect to whom bankruptcy proceedings are pending or with respect to whom bankruptcy protection is in force;

(viii)    the total number and cumulative principal balance of all REO Properties as of the close of business on the last day of the preceding Prepayment Period;

(ix)      the aggregate amount of Principal Prepayments made during the related Prepayment Period;

 

(x)

the Delinquency Percentage;

(xi)      the aggregate amount of Realized Losses incurred during the related Prepayment Period, which will include the aggregate amount of Subsequent Recoveries received during the related Prepayment Period and the aggregate amount of Realized Losses incurred since the Closing Date, which will include the cumulative amount of Subsequent Recoveries received since the Closing Date;

(xii)     the aggregate amount of Extraordinary Trust Fund Expenses withdrawn from the Collection Account or the Distribution Account for such Distribution Date;

(xiii)    the aggregate Certificate Principal Balance and Notional Amount, as applicable, of each Class of Certificates, before and after giving effect to the distributions, and allocations of Realized Losses, made on such Distribution Date, separately identifying any reduction thereof due to allocations of Realized Losses;

(xiv)    the Certificate Factor for each such Class of Certificates applicable to such Distribution Date;

(xv)     the Monthly Interest Distributable Amount in respect of the Class A Certificates, the Mezzanine Certificates and the Class CE Certificates for such Distribution Date and the Unpaid Interest Shortfall Amount, if any, with respect to the Class A Certificates and the Mezzanine Certificates on such Distribution Date, separately identifying any reduction thereof due to allocations of Realized Losses, Prepayment Interest Shortfalls and Relief Act Interest Shortfalls;

 



 

(xvi)    the aggregate amount of any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by payments by the Servicer or the Master Servicer;

(xvii)   the aggregate amount of Relief Act Interest Shortfalls for such Distribution Date;

(xviii) the Net Monthly Excess Cashflow, the Overcollateralization Target Amount, the Overcollateralized Amount, the Overcollateralization Deficiency Amount and the Credit Enhancement Percentage for such Distribution Date;

(xix)    the respective Pass-Through Rates applicable to the Class A Certificates, the Mezzanine Certificates and the Class CE Certificates for such Distribution Date (and whether such Pass-Through Rate was limited by the Net WAC Rate);

 

(xx)

the Aggregate Loss Severity Percentage;

 

 

(xxi)

whether the Stepdown Date or a Trigger Event is in effect;

 

 

(xxii)

the total cashflows received and the general sources thereof;

 

(xxiii)

the Available Funds;

 

(xxiv) the Net WAC Rate Carryover Amount for the Class A Certificates and the Mezzanine Certificates, if any, for such Distribution Date, the amount remaining unpaid after reimbursements therefor on such Distribution Date;

(xxv)   the amount of any Net Swap Payments or Swap Termination Payments; and

(xxvi) if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time; and

(xxvii)               the applicable Record Dates, Accrual Periods and determination dates for calculating distributions for such Distribution Date.

The Trust Administrator will make such statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders, the Master Servicer, the Servicer, the Depositor, the NIMS Insurer and the Rating Agencies via the Trust Administrator’s internet website. The Trust Administrator’s internet website shall initially be located at “www.ctslink.com”. Assistance in using the website can be obtained by calling the Trust Administrator’s customer service desk at (301) 815-6600. Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the customer service desk and indicating such. The Trust Administrator shall have the right to change the way such statements are distributed in order to make such distribution more convenient and/or more accessible to the above parties and the Trust Administrator shall provide timely and adequate notification to all above parties regarding any such changes. As a condition to access the Trust Administrator’s internet website,

 



the Trust Administrator may require registration and the acceptance of a disclaimer. The Trust Administrator will not be liable for the dissemination of information in accordance with this Agreement. The Trust Administrator shall also be entitled to rely on but shall not be responsible for the content or accuracy of any information provided by third parties for purposes of preparing the distribution date statement and may affix thereto any disclaimer it deems appropriate in its reasonable discretion (without suggesting liability on the part of any other party thereto).

In the case of information furnished pursuant to subclauses (i) through (iii) above, the amounts shall be expressed as a dollar amount per Single Certificate of the relevant Class.

Within a reasonable period of time after the end of each calendar year, the Trust Administrator shall, upon written request, forward to each Person who at any time during the calendar year was a Holder of a Regular Certificate and the NIMS Insurer a statement containing the information set forth in subclauses (i) through (iii) above, aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trust Administrator shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trust Administrator pursuant to any requirements of the Code as from time to time are in force.

Within a reasonable period of time after the end of each calendar year, the Trust Administrator shall furnish to each Person who at any time during the calendar year was a Holder of a Residual Certificate and the NIMS Insurer a statement setting forth the amount, if any, actually distributed with respect to the Residual Certificates, as appropriate, aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder.

The Trust Administrator shall, upon request, furnish to each Certificateholder and the NIMS Insurer, during the term of this Agreement, such periodic, special, or other reports or information, whether or not provided for herein, as shall be reasonable with respect to the Certificateholder, or otherwise with respect to the purposes of this Agreement, all such reports or information to be provided at the expense of the Certificateholder in accordance with such reasonable and explicit instructions and directions as the Certificateholder may provide. For purposes of this Section 4.02, the Trust Administrator’s duties are limited to the extent that the Master Servicer receives timely reports as required from the Servicer.

On each Distribution Date the Trust Administrator shall provide Intex Solutions, Inc. and Bloomberg Financial Markets, L.P. (“Bloomberg”) CUSIP level factors for each class of Certificates as of such Distribution Date, using a format and media mutually acceptable to the Trust Administrator and Bloomberg.

(b)          For each Distribution Date, through and including the Distribution Date in December 2006, the Trust Administrator shall calculate the Significance Percentage of the Interest Rate Swap Agreement. If on any such Distribution Date, the Significance Percentage is equal to or greater than 9%, the Trust Administrator shall promptly notify the Depositor and the Depositor shall obtain the financial information required to be delivered by the Swap Provider pursuant to the terms of the Interest Rate Swap Agreement. If, on any succeeding Distribution Date through and including the Distribution Date in December 2006, the Significance Percentage is equal to or greater than 10%, the Trust Administrator shall promptly notify the Depositor and the Depositor shall, within 5 Business Days of such Distribution Date, deliver to the Trust

 



Administrator the financial information provided to it by the Swap Provider for inclusion in the Form 10-D relating to such Distribution Date. If on any Distribution Date after December 2006, the Significance Percentage is greater than 10%, the Trust Administrator shall include the Significance Percentage on the statement to Certificateholders for the related Distribution Date.

With respect to any Distribution Date, for purposes of determining the numerator of the fraction that constitutes the Significance Percentage, the interest rate used to project future amounts payable under the Interest Rate Swap Agreement shall be equal to the highest rate reflected on the Implied Forwards Curve available at Bloomberg Financial Markets, L.P. for the remaining term of the Interest Rate Swap Agreement plus the percentage equivalent of a fraction, the numerator of which is 3.00% and the denominator of which is the number of remaining Distribution Dates on which the Swap Administrator is entitled to receive payments under the Interest Rate Swap Agreement. The discount rate used to determine the net present value of the estimated future amounts payable shall be equal to the lowest rate reflected on the Implied Forwards Curve. The Trust Administrator shall obtain the Implied Forwards Curve from Bloomberg within 15 Business Days of the respective Distribution Date. To determine the Implied Forwards Curve for such Distribution Date, the Trust Administrator shall take the following steps on the Bloomberg terminal: (1) the following keystrokes shall be entered: fwcv <enter>, 27 <enter>, 3 <enter> (2) the Forwards shall be set to “1-Mo” (3) the Intervals shall be set to “1-Mo” and (4) the Points shall be set to equal the remaining term of the Interest Rate Swap Agreement in months and the Trust Administrator shall click <enter>. For purposes of estimating future amounts payable under the Interest Rate Swap Agreement, the accrual period for both the Fixed Amounts and the Floating Amounts (as defined in the Confirmation) shall be assumed to be a 30-day period in a 360-day year.

 

SECTION 4.03.

Remittance Reports; Advances.

(a)          On the 10th day of each calendar month (or, if such 10th day is not a Business Day, then on the next succeeding Business Day), the Servicer shall furnish to the Trust Administrator a monthly remittance advice (which together with any supplemental reports is known as the “Remittance Report”) in a format attached as Exhibit R-2 or in any other format as mutually agreed to between the Servicer and the Trust Administrator, containing such information regarding the Mortgage Loans as is needed by the Trust Administrator to perform its duties as set forth in Section 4.01 and 4.02 hereof. Such Remittance Report will also include a delinquency report substantially in the form set forth in Exhibit R-1 and a realized loss report substantially in the form set forth in Exhibit R-3 (or in either case, such other format as mutually agreed to between the Servicer and the Trust Administrator). No later than 3 Business Days after the 15th day of each calendar month, the Servicer shall furnish to the Trust Administrator a monthly report containing such information regarding prepayments in full on Mortgage Loans during the applicable Prepayment Period in a format as mutually agreed to between the Servicer and the Trust Administrator. The Trust Administrator shall, on behalf of each Servicer, on such date furnish a copy of the Remittance Report to the NIMS Insurer, the Credit Risk Manager by such means as the Trust Administrator shall agree from time to time. The Trust Administrator shall not be responsible to recompute, recalculate or verify any information provided to it by the Servicer.

(b)          With respect to any Mortgage Loan on which a Monthly Payment was due during the related Due Period and delinquent on the related Determination Date, the amount of

 



the Servicer’s Advance will be equal to the Monthly Payment (net of the related Servicing Fee) that would have been due on the related Due Date in respect of the related Mortgage Loan. With respect to each REO Property, which REO Property was acquired during or prior to the related Prepayment Period and as to which such REO Property an REO Disposition did not occur during the related Prepayment Period, an amount equal to the excess, if any, of the Monthly Payment (net of the related Servicing Fee) that would have been due on the related Due Date in respect of the related Mortgage Loan, over the net income from such REO Property deposited in the Collection Account pursuant to Section 3.23 for distribution on such Distribution Date.

On the Servicer Remittance Date, the Servicer shall remit in immediately available funds to the Trust Administrator for deposit in the Distribution Account an amount equal to the aggregate amount of Advances, if any, to be made in respect of the Mortgage Loans for the related Distribution Date either (i) from its own funds or (ii) from the Collection Account, to the extent of funds held therein for future distribution (in which case it will cause to be made an appropriate entry in the records of the Collection Account that amounts held for future distribution have been, as permitted by this Section 4.03, used by the Servicer in discharge of any such Advance) or (iii) in the form of any combination of (i) and (ii) aggregating the total amount of Advances to be made by the Servicer with respect to the Mortgage Loans. Any amounts held for future distribution used by the Servicer to make a Advance as permitted in the preceding sentence shall be appropriately reflected in the Servicer’s records and replaced by the Servicer by deposit in the Collection Account on or before any future Servicer Remittance Date to the extent that the Available Funds for the related Distribution Date (determined without regard to Advances to be made on the Servicer Remittance Date) shall be less than the total amount that would be distributed to the Certificateholders pursuant to Section 4.01 on such Distribution Date if such amounts held for future distributions had not been so used to make Advances. The Trust Administrator will provide notice to the Servicer and the NIMS Insurer by telecopy by the close of business on the Servicer Remittance Date in the event that the amount remitted by the Servicer to the Trust Administrator on such date is less than the Advances required to be made by the Servicer for the related Distribution Date.

(c)          The obligation of the Servicer to make such Advances is mandatory, notwithstanding any other provision of this Agreement but subject to (d) below, and, with respect to any Mortgage Loan or REO Property, shall continue until a Final Recovery Determination in connection therewith or the removal thereof from the Trust Fund pursuant to any applicable provision of this Agreement, except as otherwise provided in this Section.

(d)          Notwithstanding anything herein to the contrary, no Advance or Servicing Advance shall be required to be made hereunder by the Servicer if such Advance or Servicing Advance would, if made, constitute a Nonrecoverable Advance or Nonrecoverable Servicing Advance, respectively. The determination by the Servicer that it has made a Nonrecoverable Advance or a Nonrecoverable Servicing Advance or that any proposed Advance or Servicing Advance, if made, would constitute a Nonrecoverable Advance or Nonrecoverable Servicing Advance, respectively, shall be evidenced by a certification of a Servicing Officer delivered to the Trust Administrator (whereupon, upon receipt of such certification, the Trust Administrator shall forward a copy of such certification to the Depositor, the Trustee, the NIMS Insurer and the Credit Risk Manager). Notwithstanding the foregoing, if following the application of Liquidation Proceeds on any Mortgage Loan that was the subject of a Final Recovery Determination, any Servicing Advance with respect to such Mortgage Loan shall remain

 



unreimbursed to the Servicer, then without limiting the provisions of Section 3.11(a), a certification of a Servicing Officer regarding such Nonrecoverable Servicing Advance shall not be required to be delivered by the Servicer to the Trust Administrator.

(e)          In the event the Servicer fails to make any Advance required to be made by it pursuant to this Section 4.03 and such failure is not remedied within the applicable cure period pursuant to Section 7.01(a), then, pursuant to Section 7.01(a), the Servicer will be terminated, and, in accordance with Sections 7.01(a) and 7.02, the Master Servicer or (if the Master Servicer is the Servicer) the Trustee (in its respective capacity as successor servicer) or another successor servicer shall be required to make such Advance on the Distribution Date with respect to which the Servicer was required to make such Advance, subject to the Master Servicer’s or the Trustee’s (or other successor servicer’s) determination of recoverability. The Master Servicer or the Trustee, as applicable (or other successor servicer) shall not be required to make any Advance to cover any Relief Act Interest Shortfall on any Mortgage Loan. If the Master Servicer or the Trustee, as applicable (or other successor servicer) is required to make any Advances, such advances may be made by it in the manner set forth under (b) above.

 

SECTION 4.04.

Allocation of Realized Losses.

(a)          Prior to each Distribution Date, the Servicer shall determine as to each Mortgage Loan and REO Property: (i) the total amount of Realized Losses, if any, incurred in connection with any Final Recovery Determinations made during the related Prepayment Period; (ii) whether and the extent to which such Realized Losses constituted Bankruptcy Losses; and (iii) the respective portions of such Realized Losses allocable to interest and allocable to principal. Prior to each Distribution Date, the Servicer shall also determine as to each Mortgage Loan: (A) the total amount of Realized Losses, if any, incurred in connection with any Deficient Valuations made during the related Prepayment Period; and (B) the total amount of Realized Losses, if any, incurred in connection with Debt Service Reductions in respect of Monthly Payments due during the related Due Period. The information described in the two preceding sentences that is to be supplied by the Servicer shall be either included in the related Remittance Report or evidenced by an Officers’ Certificate delivered to the Trust Administrator by the Servicer prior to the Determination Date immediately following the end of (x) in the case of Bankruptcy Losses allocable to interest, the Due Period during which any such Realized Loss was incurred, and (y) in the case of all other Realized Losses, the Prepayment Period during which any such Realized Loss was incurred.

(b)          All Realized Losses on the Mortgage Loans shall be allocated by the Trust Administrator on each Distribution Date as follows: first, to Net Monthly Excess Cashflow; second, to the Class CE Certificates, until the Certificate Principal Balance thereof has been reduced to zero; third, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-2 Certificates, until the Certificate

 



Principal Balance thereof has been reduced to zero; and eleventh, to the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero. All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.

Any allocation of Realized Losses to a Mezzanine Certificate on any Distribution Date shall be made by reducing the Certificate Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to a Class CE Certificate shall be made by reducing the amount otherwise payable in respect thereof pursuant to Section 4.01(a)(5)(iv). No allocations of any Realized Losses shall be made to the Certificate Principal Balances of the Class A Certificates or the Class P Certificates.

As used herein, an allocation of a Realized Loss on a “pro rata basis” among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date. All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby.

(c)          With respect to the REMIC I Regular Interests, all Realized Losses on the Mortgage Loans shall be allocated shall be allocated by the Trust Administrator on each Distribution Date to REMIC I Regular Interest I-1-A through REMIC I Regular Interest I-43-B, starting with the lowest numerical denomination until such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC I Regular Interests.

(d)          With respect to the REMIC II Regular Interests, all Realized Losses on the Mortgage Loans shall be allocated by the Trust Administrator on each Distribution Date to the following REMIC II Regular Interests in the specified percentages, as follows: first, to Uncertificated Interest payable to the REMIC II Regular Interest II-LTAA and REMIC II Regular Interest II-LTZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount, 98% and 2%, respectively; second, to the Uncertificated Balances of the REMIC II Regular Interest II-LTAA and REMIC II Regular Interest II-LTZZ up to an aggregate amount equal to the REMIC II Principal Loss Allocation Amount, 98% and 2%, respectively; third, to the Uncertificated Balances of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTM9 and REMIC II Regular Interest II-LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Balance of REMIC II Regular Interest II-LTM9 has been reduced to zero; fourth, to the Uncertificated Balances of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTM8 and REMIC II Regular Interest II-LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Balance of REMIC II Regular Interest II-LTM8 has been reduced to zero; fifth, to the Uncertificated Balances of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTM7 and REMIC II Regular Interest II-LTZZ, 98%, 1% and 1%,

 



 

 

 

 

respectively, until the Uncertificated Balance of REMIC II Regular Interest II-LTM7 has been reduced to zero; sixth, to the Uncertificated Balances of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTM6 and REMIC II Regular Interest II-LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Balance of REMIC II Regular Interest II-LTM6 has been reduced to zero; seventh, to the Uncertificated Balances of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTM5 and REMIC II Regular Interest II-LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Balance of REMIC II Regular Interest II-LTM5 has been reduced to zero; eighth, to the Uncertificated Balances of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTM4 and REMIC II Regular Interest II-LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Balance of REMIC II Regular Interest II-LTM4 has been reduced to zero; ninth, to the Uncertificated Balances of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTM3 and REMIC II Regular Interest II-LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Balance of REMIC II Regular Interest II-LTM3 has been reduced to zero; tenth, to the Uncertificated Balances of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTM2 and REMIC II Regular Interest II-LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Balance of REMIC II Regular Interest II-LTM2 has been reduced to zero; and eleventh, to the Uncertificated Balances of REMIC II Regular Interest II-LTAA, REMIC II Regular Interest II-LTM1 and REMIC II Regular Interest II-LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Balance of REMIC II Regular Interest II-LTM1 has been reduced to zero.

 

SECTION 4.05.

Compliance with Withholding Requirements.

Notwithstanding any other provision of this Agreement, the Trust Administrator shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original issue discount that the Trust Administrator reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Trust Administrator does withhold any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Trust Administrator shall indicate the amount withheld to such Certificateholders.

 

SECTION 4.06.

Exchange Commission Filings; Additional Information.

(a)          (i) Within 15 days after each Distribution Date (subject to permitted extensions under the Exchange Act), the Trust Administrator shall, in accordance with industry standards, prepare and file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a distribution report on Form 10-D, signed by the Master Servicer, with a copy of the monthly statement to be furnished by the Trust Administrator to the Certificateholders for such Distribution Date attached hereto. Any disclosure in addition to the monthly statement that is required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall pursuant to the paragraph immediately below, be reported by the parties set forth on Exhibit P and directed and approved by the Depositor, and the Trust Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure, absent such reporting, direction and approval.

(ii)          For so long as the Trust is subject to the reporting requirements of the Exchange Act, within 5 calendar days after the related Distribution Date, (i) the parties set forth

 



in Exhibit P shall be required to provide, pursuant to Section 4.06(a)(v) below, to the Trust Administrator (by email at cts.sec.notifications@wellsfargo.com and by facsimile at 410-715-2380) and the Depositor, to the extent known, in EDGAR-compatible format, or in such other format as otherwise agreed upon by the Trust Administrator, the Depositor and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable, (ii) include with such Additional Form 10-D Disclosure, an Additional Disclosure Notification in the form attached hereto as Exhibit Q and (iii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Depositor will be responsible for any reasonable fees and expenses assessed or incurred by the Trust Administrator in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this Section.

After preparing the Form 10-D, the Trust Administrator shall forward electronically a draft copy of the Form 10-D to the Master Servicer and to the Depositor for review, only to the extent that the Form 10-D contains Additional Form 10-D Disclosure. No later than 2 Business Days prior to the 15th calendar day after the related Distribution Date, a duly authorized officer of the Master Servicer shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Trust Administrator. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Trust Administrator will follow the procedures set forth in Section 4.06(a)(vi). Promptly (but no later than 1 Business Day) after filing with the Commission, the Trust Administrator will make available on its internet website a final executed copy of each Form 10-D. The parties to this Agreement acknowledge that the performance by the Trust Administrator of its duties under Sections 4.06(a)(i), (ii) and (v) related to the timely preparation and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections. The Trust Administrator shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-D, where such failure results from the Trust Administrator’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 10-D, not resulting from its own negligence, bad faith or willful misconduct.

(iii)         Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), and if requested by the Depositor, and to the extent it receives the Form 8-K Disclosure Information described below, the Trust Administrator shall prepare and file on behalf of the Trust a Form 8-K, as required by the Exchange Act, provided that the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall, pursuant to the paragraph immediately below, be reported by the parties set forth on Exhibit P and directed and approved by the Depositor, and the Trust Administrator will have no duty or liability for any failure hereunder to determine or prepare any Form 8-K Disclosure Information absent such reporting, direction and approval.

For so long as the Trust is subject to the Exchange Act reporting requirements, no later than 12:00 noon Eastern Standard Time on the 2nd Business Day after the occurrence of a Reportable Event (i) the parties set forth in Exhibit P shall be required pursuant to Section 4.06(a)(v) below to provide to the Trust Administrator and the Depositor, to the extent known, in

 



EDGAR-compatible format, or in such other format as otherwise agreed upon by the Trust Administrator and the Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, (ii) include with such Form 8-K Disclosure, an Additional Disclosure Notification in the form attached hereto as Exhibit Q and (iii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information on Form 8-K. The Depositor will be responsible for any reasonable fees and expenses assessed or incurred by the Trust Administrator in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this Section.

After preparing the Form 8-K, the Trust Administrator shall forward electronically a draft copy of the Form 8-K to the Depositor and the Master Servicer for review. No later than 12:00 noon Eastern Standard time on the 4th Business Day after the Reportable Event, a duly authorized officer of the Master Servicer shall sign the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Trust Administrator. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Trust Administrator will follow the procedures set forth in Section 4.06(a)(vi). Promptly (but no later than 1 Business Day) after filing with the Commission, the Trust Administrator will make available on its internet website a final executed copy of each Form 8-K. The parties to this Agreement acknowledge that the performance by the Trust Administrator of its duties under this Section 4.06(a)(iii) related to the timely preparation and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under this Section 4.06(a)(iii). The Trust Administrator shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 8-K, where such failure results from the Trust Administrator’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 8-K, not resulting from its own negligence, bad faith or willful misconduct.

(iv)         (A) On or prior to 90 days after the end of each fiscal year of the Trust or such earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it being understood that the fiscal year for the Trust ends on December 31st of each year), commencing in March 2007, the Trust Administrator shall prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Trust Administrator within the applicable time frames set forth in this Agreement, (i) an annual compliance statement for the Servicer, the Master Servicer, the Trust Administrator and any Sub-Servicer, subcontractor or other Person engaged by it and satisfying any of the criteria set forth in Item 1108(a)(i)-(iii) of Regulation AB, as described under Section 3.20, (ii)(A) the annual reports on assessment of compliance with Servicing Criteria for the Servicer, the Master Servicer, the Trust Administrator and each Sub-Servicer, subcontractor or other Person determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, as described under Section 3.21, and (B) if the Servicer, the Master Servicer, the Trust Administrator, any Sub-Servicer, any such subcontractor or any such other Person, in its report on assessment of compliance with the Relevant Servicing Criteria described under Section 3.21, identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such party’s report on assessment of compliance with Servicing Criteria described under Section 3.21 is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (iii)(A) the

 



registered public accounting firm attestation report for the Servicer, the Master Servicer, the Trust Administrator, any Sub-Servicer, subcontractor or other Person determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, as described under Section 3.21, and (B) if any registered public accounting firm attestation report described under Section 3.21 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such registered public accounting firm attestation report is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (iv) a Sarbanes-Oxley Certification (“Sarbanes-Oxley Certification”) as described below. Any disclosure or information in addition to (i) through (iv) above that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall, pursuant to the paragraph immediately below, be reported by the parties set forth on Exhibit P and directed and approved by the Depositor, and the Trust Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure absent such reporting, direction and approval.

No later than March 1st (with a 10 calendar day cure period) of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2007, (i) the parties set forth in Exhibit P shall be required to provide pursuant to Section 4.06(a)(v) below to the Trust Administrator (by email at cts.sec.notifications@wellsfargo.com and by facsimile at 410-715-2380) and the Depositor, to the extent known, in EDGAR-compatible format, or in such other format as otherwise agreed upon by the Trust Administrator and the Depositor and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, (ii) include with such Additional Form 10-K Disclosure, an Additional Disclosure Notification in the form attached hereto as Exhibit Q and (iii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Depositor will be responsible for any reasonable fees and expenses assessed or incurred by the Trust Administrator in connection with including any Additional Form 10-K Disclosure on Form 10-K pursuant to this Section.

After preparing the Form 10-K, the Trust Administrator shall forward electronically a draft copy of the Form 10-K to the Master Servicer and to the Depositor for review, only to the extent that the Form 10-K contains Additional Form 10-K Disclosure. No later than the end of business New York City time on the 4th Business Day prior to the 10-K Filing Deadline, a duly authorized officer of the Master Servicer shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Trust Administrator. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended, the Trust Administrator will follow the procedures set forth in Section 4.06(a)(vi). Promptly (but no later than 1 Business Day) after filing with the Commission, the Trust Administrator will make available on its internet website a final executed copy of each Form 10-K. The parties to this Agreement acknowledge that the performance by the Trust Administrator of its duties under Section 4.06(a)(iv) and Section 4.06(a)(v) related to the timely preparation and filing of Form 10-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections, Section 3.20 and Section 3.21. The Trust Administrator shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-K, where such failure results from the Trust Administrator’s inability or failure to receive, on a timely basis, any information from any other party hereto

 



needed to prepare, arrange for execution or file such Form 10-K, not resulting from its own negligence, bad faith or willful misconduct.

Each Form 10-K shall include a certification (the “Sarbanes-Oxley Certification”), exactly as set forth in Exhibit J-1 attached hereto, required to be included therewith pursuant to the Sarbanes-Oxley Act. The Servicer shall provide to the Person who signs the Sarbanes-Oxley Certification (the “Certifying Person”), by March 10 of each year in which the Trust is subject to the reporting requirements of the Exchange Act, a certification (a “Back-Up Certification”), in the form attached hereto as Exhibit J-2, upon which the Certifying Person, the entity for which the Certifying Person acts as an officer, and such entity’s officers, directors and Affiliates (collectively with the Certifying Person, “Certification Parties”) can reasonably rely. A senior officer of the Master Servicer shall serve as the Certifying Person on behalf of the Trust. In the event the Servicer, the Master Servicer, the Trust Administrator or any Sub-Servicer, subcontractor or other Person determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, as described under Section 3.21 is terminated or resigns pursuant to the terms of this Agreement, or any other applicable agreement, as the case may be, such party shall provide a Back-Up Certification to the Certifying Person pursuant to this Section 4.06(a)(iv) with respect to the period of time it was subject to this Agreement or any other applicable agreement, as the case may be.

(v)          With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or any Form 8-K Disclosure Information (collectively, the “Additional Disclosure”) relating to the Trust Fund, the Trust Administrator’s obligation to include such Additional Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in Exhibit P as the responsible party for providing that information, if other than the Trust Administrator, as and when required as described in Section 4.06(a)(ii) through (iv) above. Each of the Master Servicer, the Servicer and Depositor hereby agree to notify and to provide, to the extent known, to the Trust Administrator and the Depositor, all Additional Disclosure relating to the Trust Fund, with respect to which such party is the responsible party for providing that information, as indicated in Exhibit P hereof. The Swap Provider will be obligated pursuant to the Swap Agreement to provide to the Trust Administrator any information that may be required to be included in any Form 10-D, Form 8-K or Form 10-K. The Servicer shall be responsible for determining the pool concentration applicable to any Sub-Servicer or originator at any time, for purposes of disclosure as required by Items 1108 and 1110 of Regulation AB.

(vi)         On or prior to January 30 of the first year in which the Trust Administrator is able to do so under applicable law, the Trust Administrator shall prepare and file a Form 15 Suspension Notification relating to the automatic suspension of reporting in respect of the Trust under the Exchange Act.

In the event that the Trust Administrator is unable to timely file with the Commission all or any required portion of any Form 8-K, Form 10-D or Form 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or was delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Trust Administrator will promptly notify the Depositor and the Master Servicer. In the case of Form 10-D and Form 10-K, the Depositor and the Master Servicer will cooperate to prepare and file a Form 12b-25 and a Form 10-D/A and Form 10-K/A as applicable, pursuant to

 



Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Trust Administrator will, upon receipt of all required Form 8-K Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on the next succeeding Form 10-D. In the event that any previously filed Form 8-K, Form 10-D or Form 10-K needs to be amended, the Trust Administrator will notify the Depositor and the Master Servicer and such parties will cooperate to prepare any necessary Form 8-K/A, Form 10-D/A or Form 10-K/A; Form 10-K/A; provided, the Trust Administrator will only be required to notify the Depositor of any amendment to any Form 10-D and 10K where such amendment contains Additional Disclosure. Any Form 15, Form 12b-25 or any amendment to Form 8-K or Form 10-D shall be signed by a duly authorized officer of the Master Servicer. The Depositor and the Master Servicer acknowledge that the performance by the Trust Administrator of its duties under this Section 4.06(a)(vi) related to the timely preparation and filing of Form 15, a Form 12b-25 or any amendment to Form 8-K, Form 10-D or Form 10-K is contingent upon the Master Servicer and the Depositor performing their duties under this Section. The Trust Administrator shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file any such Form 15, Form 12b-25 or any amendments to Form 8-K, Form 10-D or Form 10-K, where such failure results from the Trust Administrator’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Form 8-K, Form 10-D or Form 10-K, not resulting from its own negligence, bad faith or willful misconduct.

The Depositor agrees to promptly furnish to the Trust Administrator, from time to time upon request, such further information, reports and financial statements within its control related to this Agreement, and the Mortgage Loans as the Trust Administrator reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Trust Administrator shall have no responsibility to file any items other than those specified in this Section 4.06; provided, however, the Trust Administrator will cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Exchange Act. Fees and expenses incurred by the Trust Administrator in connection with this Section 4.06 shall not be reimbursable from the Trust Fund.

(b)          The Trust Administrator shall indemnify and hold harmless the Depositor and its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) a breach of the Trust Administrator’s obligations under this Section 4.06 or the Trust Administrator’s negligence, bad faith or willful misconduct in connection therewith or (ii) any material misstatement or omission in the Annual Statement of Compliance and the Assessment of Compliance delivered by the Trust Administrator pursuant to Section 3.20 and Section 3.21.

The Depositor shall indemnify and hold harmless the Trust Administrator and the Master Servicer and their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under this Section 4.06 or the Depositor’s negligence, bad faith or willful misconduct in connection therewith.

 



 

The Master Servicer shall indemnify and hold harmless the Trust Administrator and the Depositor and their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) a breach of the obligations of the Master Servicer under this Section 4.06 or the Master Servicer’s negligence, bad faith or willful misconduct in connection therewith or (ii) any material misstatement or omission in the Statement as to Compliance delivered by the Master Servicer pursuant to Section 3.20 or the Assessment of Compliance delivered by the Master Servicer pursuant to Section 3.21.

The Servicer shall indemnify and hold harmless the Master Servicer, Trust Administrator and the Depositor and their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) a breach of the obligations of the Servicer under this Section 4.06 and (ii) any material misstatement or omission in the Annual Statement of Compliance delivered by the Servicer pursuant to Section 3.20 or the Assessment of Compliance delivered by the Servicer pursuant to Section 3.21.

If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor, the Master Servicer or the Trust Administrator, as applicable, then the defaulting party, in connection with a breach of its respective obligations under this Section 4.06 or its respective negligence, bad faith or willful misconduct in connection therewith, agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the respective parties.

(c)          Nothing shall be construed from the foregoing subsections (a) and (b) to require the Trust Administrator or any officer, director or Affiliate thereof to sign any Form 10-K or any certification contained therein. Furthermore, the inability of the Trust Administrator to file a Form 10-K as a result of the lack of required information as set forth in Section 4.06(a) or required signatures on such Form 10-K or any certification contained therein shall not be regarded as a breach by the Trust Administrator of any obligation under this Agreement.

(d)          Notwithstanding the provisions of Section 11.01, this Section 4.06 may be amended without the consent of the Certificateholders.

 

SECTION 4.07.

Net WAC Rate Carryover Reserve Account.

No later than the Closing Date, the Trust Administrator shall establish and maintain with itself a separate, segregated trust account titled, “Wells Fargo Bank, N.A. as Trust Administrator, in trust for the registered holders of MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Series 2006-FRE1—Net WAC Rate Carryover Reserve Account.” All amounts deposited in the Net WAC Rate Carryover Reserve Account shall be distributed to the Holders of the Class A Certificates and/or the Mezzanine Certificates in the manner set forth in Section 4.01.

On each Distribution Date as to which there is a Net WAC Rate Carryover Amount payable to the Class A Certificates and/or the Mezzanine Certificates, the Trust Administrator has been directed by the Class CE Certificateholders to, and therefore will, deposit into the Net WAC Rate Carryover Reserve Account the amounts described in Section 4.01(e)(v),

 



rather than distributing such amounts to the Class CE Certificateholders. On each such Distribution Date, the Trust Administrator shall hold all such amounts for the benefit of the Holders of the Class A Certificates and the Mezzanine Certificates, and will distribute such amounts to the Holders of the Class A Certificates and/or the Mezzanine Certificates in the amounts and priorities set forth in Section 4.01(a).

It is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Net WAC Rate Carryover Reserve Account be disregarded as an entity separate from the Holder of the Class CE Certificates unless and until the date when either (a) there is more than one Class CE Certificateholder or (b) any Class of Certificates in addition to the Class CE Certificates is recharacterized as an equity interest in the Net WAC Rate Carryover Reserve Account for federal income tax purposes, in which case it is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Supplemental Interest Trust be treated as a grantor trust. All amounts deposited into the Net WAC Rate Carryover Reserve Account shall be treated as amounts distributed by REMIC III to the Holder of the Class CE Interest and by REMIC IV to the Holder of the Class CE Certificates. The Net WAC Rate Carryover Reserve Account will be an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h). Upon the termination of the Trust, or the payment in full of the Class A and the Mezzanine Certificates, all amounts remaining on deposit in the Net WAC Rate Carryover Reserve Account will be released by the Trust and distributed to the Seller or its designee. The Net WAC Rate Carryover Reserve Account will be part of the Trust but not part of any REMIC and any payments to the Holders of the Class A and the Mezzanine Certificates of Net WAC Rate Carryover Amounts will not be payments with respect to a “regular interest” in a REMIC within the meaning of Code Section 860(G)(a)(1).

By accepting a Class CE Certificate, each Class CE Certificateholder hereby agrees to direct the Trust Administrator, and the Trust Administrator hereby is directed, to deposit into the Net WAC Rate Carryover Reserve Account the amounts described above on each Distribution Date as to which there is any Net WAC Rate Carryover Amount rather than distributing such amounts to the Class CE Certificateholders. By accepting a Class CE Certificate, each Class CE Certificateholder further agrees that such direction is given for good and valuable consideration, the receipt and sufficiency of which is acknowledged by such acceptance.

Amounts on deposit in the Net WAC Rate Carryover Reserve Account shall remain uninvested.

 

SECTION 4.08.

Swap Account.

(a)          On the Closing Date, there is hereby established a separate trust (the “Supplemental Interest Trust”), into which the Depositor shall deposit: (i) the Interest Rate Swap Agreement and (ii) the Swap Administration Agreement. The Supplemental Interest Trust shall be maintained by the Supplemental Interest Trust Trustee. No later than the Closing Date, the Supplemental Interest Trust Trustee shall establish and maintain with itself a separate, segregated trust account titled, “Wells Fargo Bank, N.A. as Supplemental Interest Trust Trustee, in trust for the registered holders of MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Series 2006-FRE1—Swap Account.” Such account shall be an Eligible Account and funds on deposit therein shall be held separate and apart from, and shall not be

 



commingled with, any other moneys, including, without limitation, other moneys of the Supplemental Interest Trust Trustee held pursuant to this Agreement. Amounts therein shall be held uninvested.

(b)          On each Distribution Date, prior to any distribution to any Certificate, the Supplemental Interest Trust Trustee shall deposit into the Swap Account: (i) the amount of any Net Swap Payment or Swap Termination Payment (other than any Swap Termination Payment resulting from a Swap Provider Trigger Event) owed to the Swap Provider (after taking into account any upfront payment received from the counterparty to a replacement interest rate swap agreement) from funds collected and received with respect to the Mortgage Loans prior to the determination of Available Funds and (ii) amounts received by the Supplemental Interest Trust Trustee from the Swap Provider, for distribution pursuant to the Swap Administration Agreement, dated as of the Closing Date (the “Swap Administration Agreement”), among Wells Fargo Bank, N.A. in its capacity as Supplemental Interest Trust Trustee, Wells Fargo Bank, N.A. in its capacity as Swap Administrator, Wells Fargo Bank, N.A. in its capacity as Trust Administrator and the Seller.

(c)          It is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Supplemental Interest Trust be disregarded as an entity separate from the Holder of the Class CE Certificates unless and until the date when either (a) there is more than one Class CE Certificateholder or (b) any Class of Certificates in addition to the Class CE Certificates is recharacterized as an equity interest in the Supplemental Interest Trust for federal income tax purposes, in which case it is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Supplemental Interest Trust be treated as a grantor trust.

(d)          To the extent that the Supplemental Interest Trust is determined to be a separate legal entity from the Supplemental Interest Trust Trustee, any obligation of the Supplemental Interest Trust Trustee under the Interest Rate Swap Agreement shall be deemed to be an obligation of the Supplemental Interest Trust.

(e)          The Trust Administrator shall treat the Holders of Certificates (other than the Class P, Class CE and Class R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class CE Certificates. Pursuant to each such notional principal contract, all Holders of Certificates (other than the Class P, Class CE and Class R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class CE Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC III Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Class IO Distribution Amount”). A Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of (a) the amount of interest otherwise payable to such Certificates over (ii) the amount of interest payable to such Certificates at a per annum rate equal to the Net WAC Pass-Through Rate, and a Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class CE Certificates shall be treated as having agreed to pay Net WAC Rate Carryover Amounts to the Holders of the Certificates (other than the Class CE, Class P and Class R

 



Certificates) in accordance with the terms of this Agreement. Any payments to the Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Certificates (other than the Class CE, Class P and Class R Certificates) of a Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC III and as having been paid by such Holders to the Trust Administrator pursuant to the notional principal contract. Thus, each Certificate (other than the Class P and Class R Certificates) shall be treated as representing not only ownership of Regular Interests in REMIC III or REMIC IV, but also ownership of an interest in, and obligations with respect to, a notional principal contract.

 

SECTION 4.09.

Tax Treatment of Swap Payments and Swap Termination Payments.

For federal income tax purposes, each holder of a Class A or Mezzanine Certificate is deemed to own an undivided beneficial ownership interest in a REMIC regular interest and the right to receive payments from either the Net WAC Rate Carryover Reserve Account or the Swap Account in respect of the Net WAC Rate Carryover Amount or the obligation to make payments to the Swap Account. For federal income tax purposes, the Trust Administrator will account for payments to each Class A and Mezzanine Certificates as follows: each Class A and Class M Certificate will be treated as receiving their entire payment from REMIC III (regardless of any Swap Termination Payment or obligation under the Interest Rate Swap Agreement) and subsequently paying their portion of any Swap Termination Payment in respect of each such Class’ obligation under the Interest Rate Swap Agreement. In the event that any such Class is resecuritized in a REMIC, the obligation under the Interest Rate Swap Agreement to pay any such Swap Termination Payment (or any shortfall in Swap Provider Fee), will be made by one or more of the REMIC Regular Interests issued by the resecuritization REMIC subsequent to such REMIC Regular Interest receiving its full payment from any such Class A or Mezzanine Certificate. Resecuritization of any Class A or Mezzanine Certificate in a REMIC will be permissible only if the Trust Administrator hereunder is the trustee in such resecuritization.

The REMIC regular interest corresponding to a Class A or Mezzanine Certificate will be entitled to receive interest and principal payments at the times and in the amounts equal to those made on the certificate to which it corresponds, except that (i) the maximum interest rate of that REMIC regular interest will equal the Net WAC Pass-Through Rate computed for this purpose by limiting the Base Calculation Amount of the Interest Rate Swap Agreement to the aggregate Stated Principal Balance of the Mortgage Loans and (ii) any Swap Termination Payment will be treated as being payable solely from Net Monthly Excess Cashflow. As a result of the foregoing, the amount of distributions and taxable income on the REMIC regular interest corresponding to a Class A or Mezzanine Certificate may exceed the actual amount of distributions on the Class A or Mezzanine Certificate.

 



 

ARTICLE V

 

THE CERTIFICATES

 

SECTION 5.01.

The Certificates.

(a)          The Certificates in the aggregate will represent the entire beneficial ownership interest in the Mortgage Loans and all other assets included in REMIC I.

The Certificates will be substantially in the forms annexed hereto as Exhibits A-1 through A-20. The Certificates of each Class will be issuable in registered form only, in denominations of authorized Percentage Interests as described in the definition thereof. Each Certificate will share ratably in all rights of the related Class.

Upon original issue, the Certificates shall be executed by the Trust Administrator and authenticated and delivered by the Trust Administrator to or upon the order of the Depositor. The Certificates shall be executed by manual or facsimile signature on behalf of the Trust Administrator by an authorized signatory. Certificates bearing the manual or facsimile signatures of individuals who were at any time the proper officers of the Trust Administrator shall bind the Trust Administrator notwithstanding that such individuals or any of them have ceased to hold such offices prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificates. No Certificate shall be entitled to any benefit under this Agreement or be valid for any purpose, unless there appears on such Certificate a certificate of authentication substantially in the form provided herein executed by the Trust Administrator by manual signature, and such certificate of authentication shall be conclusive evidence, and the only evidence, that such Certificate has been duly authenticated and delivered hereunder. All Certificates shall be dated the date of their authentication.

(b)          The Class A Certificates and the Mezzanine Certificates shall initially be issued as one or more Certificates held by the Book-Entry Custodian or, if appointed to hold such Certificates as provided below, the Depository and registered in the name of the Depository or its nominee and, except as provided below, registration of such Certificates may not be transferred by the Trust Administrator except to another Depository that agrees to hold such Certificates for the respective Certificate Owners with Ownership Interests therein. The Certificate Owners shall hold their respective Ownership Interests in and to such Certificates through the book-entry facilities of the Depository and, except as provided below, shall not be entitled to definitive, fully registered Certificates (“Definitive Certificates”) in respect of such Ownership Interests. All transfers by Certificate Owners of their respective Ownership Interests in the Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owner. Each Depository Participant shall only transfer the Ownership Interests in the Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures. The Trust Administrator is hereby initially appointed as the Book-Entry Custodian and hereby agrees to act as such in accordance herewith and in accordance with the agreement that it has with the Depository authorizing it to act as such. The Book-Entry Custodian may, and, if it is no longer qualified to act as such, the Book-Entry Custodian shall, appoint, by a written instrument delivered to the Depositor, the Master Servicer and the Trust Administrator, any other transfer agent (including the Depository or any successor

 



Depository) to act as Book-Entry Custodian under such conditions as the predecessor Book-Entry Custodian and the Depository or any successor Depository may prescribe, provided that the predecessor Book-Entry Custodian shall not be relieved of any of its duties or responsibilities by reason of any such appointment of other than the Depository. If the Trust Administrator resigns or is removed in accordance with the terms hereof, the successor trust administrator or, if it so elects, the Depository shall immediately succeed to its predecessor’s duties as Book-Entry Custodian. The Depositor shall have the right to inspect, and to obtain copies of, any Certificates held as Book-Entry Certificates by the Book-Entry Custodian.

The Trustee, the Trust Administrator, the Master Servicer and the Depositor may for all purposes (including the making of payments due on the Book-Entry Certificates) deal with the Depository as the authorized representative of the Certificate Owners with respect to the Book-Entry Certificates for the purposes of exercising the rights of Certificateholders hereunder. The rights of Certificate Owners with respect to the Book-Entry Certificates shall be limited to those established by law and agreements between such Certificate Owners and the Depository Participants and brokerage firms representing such Certificate Owners. Multiple requests and directions from, and votes of, the Depository as Holder of the Book-Entry Certificates with respect to any particular matter shall not be deemed inconsistent if they are made with respect to different Certificate Owners. The Trust Administrator may establish a reasonable record date in connection with solicitations of consents from or voting by Certificateholders and shall give notice to the Depository of such record date.

If (i)(A) the Depositor advises the Trust Administrator in writing that the Depository is no longer willing or able to properly discharge its responsibilities as Depository, and (B) the Depositor is unable to locate a qualified successor or (ii) after the occurrence of a Servicer Event of Default or a Master Servicer Event of Termination, Certificate Owners representing in the aggregate not less than 51% of the Ownership Interests of the Book-Entry Certificates advise the Trust Administrator through the Depository, in writing, that the continuation of a book-entry system through the Depository is no longer in the best interests of the Certificate Owners, the Trust Administrator shall notify all Certificate Owners, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to Certificate Owners requesting the same. Upon surrender to the Trust Administrator of the Book-Entry Certificates by the Book-Entry Custodian or the Depository, as applicable, accompanied by registration instructions from the Depository for registration of transfer, the Trust Administrator shall cause the Definitive Certificates to be issued. Such Definitive Certificates will be issued in minimum denominations of $25,000, except that any beneficial ownership that was represented by a Book-Entry Certificate in an amount less than $25,000 immediately prior to the issuance of a Definitive Certificate shall be issued in a minimum denomination equal to the amount represented by such Book-Entry Certificate. None of the Depositor, the Master Servicer, the Servicer, the Trustee or the Trust Administrator shall be liable for any delay in the delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates all references herein to obligations imposed upon or to be performed by the Depository shall be deemed to be imposed upon and performed by the Trust Administrator, to the extent applicable with respect to such Definitive Certificates, and the Trustee and the Trust Administrator shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder.

 

SECTION 5.02.

Registration of Transfer and Exchange of Certificates.

 



 

(a)          The Trust Administrator shall cause to be kept at one of the offices or agencies to be appointed by the Trust Administrator in accordance with the provisions of Section 8.11, a Certificate Register for the Certificates in which, subject to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided.

(b)          No transfer of any Class CE Certificate, Class P Certificate or Residual Certificate (collectively, the “Private Certificates”) shall be made unless that transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of a Private Certificate is to be made without registration or qualification (other than in connection with (i) the initial transfer of any Private Certificate by the Depositor to an Affiliate of the Depositor, (ii) the transfer of any such Private Certificate to the issuer under the Indenture or the indenture trustee under the Indenture or (iii) a transfer of any Private Certificate from the issuer under the Indenture or the indenture trustee under the Indenture to the Depositor or an Affiliate of the Depositor) the Trust Administrator shall require receipt of: (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Certificateholder desiring to effect the transfer and from such Certificateholder’s prospective transferee, substantially in the forms attached hereto as Exhibit F-1; and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, the Trust Administrator, the Master Servicer in its capacity as such, the Servicer or any Sub-Servicer), together with copies of the written certification(s) of the Certificateholder desiring to effect the transfer and/or such Certificateholder’s prospective transferee upon which such Opinion of Counsel is based, if any. None of the Depositor, the Master Servicer, the Servicer, the Trust Administrator or the Trustee is obligated to register or qualify any such Private Certificates under the 1933 Act or any other securities laws or to take any action not otherwise required under this Agreement to permit the transfer of such Certificates without registration or qualification.

Any Certificateholder desiring to effect the transfer of any such Certificate shall, and does hereby agree to, indemnify the Trustee, the Trust Administrator, the Depositor and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

(c)          No transfer of a Private Certificate or any interest therein shall be made to any Plan, any Person acting, directly or indirectly, on behalf of any such Plan or any Person acquiring such Certificates with “Plan Assets” of a Plan within the meaning of the Department of Labor regulation promulgated at 29 C. F. R. § 2510.3-101 (“Plan Assets”), as certified by such transferee in the form of Exhibit G, unless the Trust Administrator is provided with an Opinion of Counsel for the benefit of the Trustee, the Trust Administrator, the Depositor, the Master Servicer and the Servicer and on which they may rely which establishes to the satisfaction of the Depositor, the Trustee, the Trust Administrator, the Servicer and the Master Servicer that the purchase of such Certificates is permissible under applicable law, will not constitute or result in any prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Depositor, the Master Servicer, the Servicer, the NIMS Insurer, the Trust Administrator, the Trustee or the Trust Fund to any obligation or liability (including obligations or liabilities under

 



ERISA or Section 4975 of the Code) in addition to those undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee or the Trust Fund. Neither an Opinion of Counsel nor any certification will be required in connection with the (i) the initial transfer of any Private Certificate by the Depositor to an Affiliate of the Depositor, (ii) the transfer of any Private Certificate to the issuer under the Indenture or the indenture trustee under the Indenture or (iii) a transfer of any Private Certificate from the issuer under the Indenture or the indenture trustee under the Indenture to the Depositor or an Affiliate of the Depositor (in which case, the Transferee thereof shall have deemed to have represented that it is not a Plan or a Person investing Plan Assets) and the Trust Administrator shall be entitled to conclusively rely upon a representation (which, upon the request of the Trust Administrator, shall be a written representation) from the Transferor of the status of such transferee as an affiliate of the Depositor.

Any transferee of a Class A Certificate or Mezzanine Certificate acquired prior to the termination of the Supplemental Interest Trust shall be deemed to represent that either (i) it is not a Plan or purchasing with assets of a Plan or (ii)(A) such Plan is an accredited investor within the meaning of the Exemption and (B) such acquisition or holding is eligible for the exemptive relief available under Department of Labor Prohibited Transaction Class Exemption (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23.

Subsequent to the termination of the Supplemental Interest Trust, each beneficial owner of a Mezzanine Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (i) it is not a Plan or investing with “Plan Assets,” (ii) it has acquired and is holding such Mezzanine Certificate in reliance on the Underwriter’s Exemption, and that it understands that there are certain conditions to the availability of the Underwriter’s Exemption, including that the Mezzanine Certificate must be rated, at the time of purchase not lower than “BBB-” (or its equivalent) by S&P, Moody’s or Fitch or (iii)(1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in PTE 95-60, and (3) the conditions in Sections I and III of PTE 95-60 have been satisfied.

If any Certificate or any interest therein is acquired or held in violation of the provisions of the preceding three paragraphs, the next preceding permitted beneficial owner will be treated as the beneficial owner of that Certificate retroactive to the date of transfer to the purported beneficial owner. Any purported beneficial owner whose acquisition or holding of any such Certificate or interest therein was effected in violation of the provisions of the preceding two paragraphs shall indemnify and hold harmless the Depositor, the Master Servicer, the Servicer, the NIMS Insurer, the Trust Administrator, the Trustee and the Trust Fund from and against any and all liabilities, claims, costs or expenses incurred by those parties as a result of that acquisition or holding.

(d)   (i)  Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions and to have irrevocably authorized the Trust Administrator or its designee under clause (iii)(A) below to deliver payments to a Person other than such Person and to negotiate the terms of any mandatory sale under clause (iii)(B)

 



below and to execute all instruments of Transfer and to do all other things necessary in connection with any such sale. The rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:

Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trust Administrator of any change or impending change in its status as a Permitted Transferee.

In connection with any proposed Transfer of any Ownership Interest in a Residual Certificate, the Trust Administrator shall require delivery to it, and shall not register the Transfer of any Residual Certificate until its receipt of, an affidavit and agreement (a “Transfer Affidavit and Agreement,” in the form attached hereto as Exhibit F-2) from the proposed Transferee, in form and substance satisfactory to the Trust Administrator, representing and warranting, among other things, that such Transferee is a Permitted Transferee, that it is not acquiring its Ownership Interest in the Residual Certificate that is the subject of the proposed Transfer as a nominee, trustee or agent for any Person that is not a Permitted Transferee, that for so long as it retains its Ownership Interest in a Residual Certificate, it will endeavor to remain a Permitted Transferee, and that it has reviewed the provisions of this Section 5.02(d) and agrees to be bound by them.

Notwithstanding the delivery of a Transfer Affidavit and Agreement by a proposed Transferee under clause (B) above, if a Responsible Officer of the Trust Administrator who is assigned to this transaction has actual knowledge that the proposed Transferee is not a Permitted Transferee, no Transfer of an Ownership Interest in a Residual Certificate to such proposed Transferee shall be effected.

Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (x) to require a Transfer Affidavit and Agreement in the form attached hereto as Exhibit F-2 from any other Person to whom such Person attempts to transfer its Ownership Interest in a Residual Certificate and (y) not to transfer its Ownership Interest unless it provides a Transferor Affidavit (in the form attached hereto as Exhibit F-2) to the Trust Administrator stating that, among other things, it has no actual knowledge that such other Person is not a Permitted Transferee.

Each Person holding or acquiring an Ownership Interest in a Residual Certificate, by purchasing an Ownership Interest in such Certificate, agrees to give the Trust Administrator written notice that it is a “pass-through interest holder” within the meaning of temporary Treasury regulation Section 1.67-3T(a)(2)(i)(A) immediately upon acquiring an Ownership Interest in a Residual Certificate, if it is, or is holding an Ownership Interest in a Residual Certificate on behalf of, a “pass-through interest holder.”

(II)         The Trust Administrator will register the Transfer of any Residual Certificate only if it shall have received the Transfer Affidavit and Agreement and all of such other documents as shall have been reasonably required by the Trust Administrator as a condition to such registration. In addition, no Transfer of a Residual Certificate shall be made unless the Trust Administrator shall have received a representation letter from the Transferee of such Certificate to the effect that such Transferee is a Permitted Transferee.

 



 

(III)                      If any purported Transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 5.02(d), then the last preceding Permitted Transferee shall be restored, to the extent permitted by law, to all rights as holder thereof retroactive to the date of registration of such Transfer of such Residual Certificate. The Trust Administrator shall be under no liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by this Section 5.02(d) or for making any payments due on such Certificate to the holder thereof or for taking any other action with respect to such holder under the provisions of this Agreement.

If any purported Transferee shall become a holder of a Residual Certificate in violation of the restrictions in this Section 5.02(d) and to the extent that the retroactive restoration of the rights of the holder of such Residual Certificate as described in clause (iii)(A) above shall be invalid, illegal or unenforceable, then the Trust Administrator shall have the right, without notice to the holder or any prior holder of such Residual Certificate, to sell such Residual Certificate to a purchaser selected by the Trust Administrator on such terms as the Trust Administrator may choose. Such purported Transferee shall promptly endorse and deliver each Residual Certificate in accordance with the instructions of the Trust Administrator. Such purchaser may be the Trust Administrator itself or any Affiliate of the Trust Administrator. The proceeds of such sale, net of the commissions (which may include commissions payable to the Trustee or its Affiliates), expenses and taxes due, if any, will be remitted by the Trust Administrator to such purported Transferee. The terms and conditions of any sale under this clause (iii)(B) shall be determined in the sole discretion of the Trust Administrator, and the Trust Administrator shall not be liable to any Person having an Ownership Interest in a Residual Certificate as a result of its exercise of such discretion.

(IV)       The Trust Administrator shall make available to the Internal Revenue Service and those Persons specified by the REMIC Provisions all information necessary to compute any tax imposed (A) as a result of the Transfer of an Ownership Interest in a Residual Certificate to any Person who is a Disqualified Organization, including the information described in Treasury regulations sections 1.860D-1(b)(5) and 1.860E-2(a)(5) with respect to the “excess inclusions” of such Residual Certificate and (B) as a result of any regulated investment company, real estate investment trust, common Trust, partnership, trust, estate or organization described in Section 1381 of the Code that holds an Ownership Interest in a Residual Certificate having as among its record holders at any time any Person which is a Disqualified Organization. Reasonable compensation for providing such information may be accepted by the Trust Administrator.

(V)         The provisions of this Section 5.02(d) set forth prior to this subsection (v) may be modified, added to or eliminated, provided that there shall have been delivered to the Trust Administrator and the NIMS Insurer at the expense of the party seeking to modify, add to or eliminate any such provision the following:

written notification from each Rating Agency to the effect that the modification, addition to or elimination of such provisions will not cause such Rating Agency to downgrade its then-current ratings of any Class of Certificates; and

 



 

an Opinion of Counsel, in form and substance satisfactory to the Trust Administrator and the NIMS Insurer, to the effect that such modification of, addition to or elimination of such provisions will not cause any Trust REMIC to cease to qualify as a REMIC and will not cause any Trust REMIC to be subject to an entity-level tax caused by the Transfer of any Residual Certificate to a Person that is not a Permitted Transferee or a Person other than the prospective transferee to be subject to a REMIC-tax caused by the Transfer of a Residual Certificate to a Person that is not a Permitted Transferee.

The Trust Administrator shall forward to the NIMS Insurer a copy of the items delivered to it pursuant to (A) and (B) above.

(e)          Subject to the preceding subsections, upon surrender for registration of transfer of any Certificate at any office or agency of the Trust Administrator maintained for such purpose pursuant to Section 8.11, the Trust Administrator shall execute, authenticate and deliver, in the name of the designated Transferee or Transferees, one or more new Certificates of the same Class of a like aggregate Percentage Interest.

(f)           At the option of the Holder thereof, any Certificate may be exchanged for other Certificates of the same Class with authorized denominations and a like aggregate Percentage Interest, upon surrender of such Certificate to be exchanged at any office or agency of the Trust Administrator maintained for such purpose pursuant to Section 8.11. Whenever any Certificates are so surrendered for exchange, the Trust Administrator shall execute, authenticate and deliver, the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for transfer or exchange shall (if so required by the Trust Administrator) be duly endorsed by, or be accompanied by a written instrument of transfer in the form satisfactory to the Trust Administrator duly executed by, the Holder thereof or his attorney duly authorized in writing. In addition, (i) with respect to each Class R Certificate, the holder thereof may exchange, in the manner described above, such Class R Certificate for three separate certificates, each representing such holder’s respective Percentage Interest in the Class R-I Interest, the Class R-II Interest and the Class R-III Interest, respectively, in each case that was evidenced by the Class R Certificate being exchanged and (ii) with respect to each Class R-X Certificate, the holder thereof may exchange, in the manner described above, such Class R-X Certificate for three separate certificates, each representing such holder’s respective Percentage Interest in the Class R-IV Interest, the Class R-V Interest and the Class R-VI Interest, respectively, in each case that was evidenced by the Class R-X Certificate being exchanged.

(g)          No service charge to the Certificateholders shall be made for any transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

(h)          All Certificates surrendered for transfer and exchange shall be canceled and destroyed by the Trust Administrator in accordance with its customary procedures.

 

SECTION 5.03.

Mutilated, Destroyed, Lost or Stolen Certificates.

If (i) any mutilated Certificate is surrendered to the Trust Administrator, or the Trust Administrator receives evidence to its satisfaction of the destruction, loss or theft of any

 



Certificate, and (ii) there is delivered to the Trust Administrator, the Trustee and the NIMS Insurer such security or indemnity as may be required by it to save it harmless, then, in the absence of actual knowledge by the Trust Administrator that such Certificate has been acquired by a bona fide purchaser or the Trust Administrator shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of the same Class and of like denomination and Percentage Interest. Upon the issuance of any new Certificate under this Section, the Trust Administrator may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trust Administrator) connected therewith. Any replacement Certificate issued pursuant to this Section shall constitute complete and indefeasible evidence of ownership in the applicable REMIC created hereunder, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.

 

SECTION 5.04.

Persons Deemed Owners.

The Depositor, the Master Servicer, the NIMS Insurer, the Trust Administrator, the Trustee and any agent of any of them may treat the Person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and none of the Depositor, the Master Servicer, the NIMS Insurer, the Trust Administrator, the Trustee or any agent of any of them shall be affected by notice to the contrary.

 

SECTION 5.05.

Certain Available Information.

On or prior to the date of the first sale of any Private Certificate to an Independent third party, the Depositor shall provide to the Trust Administrator ten copies of any private placement memorandum or other disclosure document used by the Depositor in connection with the offer and sale of such Certificates. In addition, if any such private placement memorandum or disclosure document is revised, amended or supplemented at any time following the delivery thereof to the Trust Administrator, the Depositor promptly shall inform the Trust Administrator of such event and shall deliver to the Trust Administrator ten copies of the private placement memorandum or disclosure document, as revised, amended or supplemented. The Trust Administrator shall maintain at its Corporate Trust Office and shall make available free of charge during normal business hours for review by any Holder of a Certificate or any Person identified to the Trust Administrator as a prospective transferee of a Certificate, originals or copies of the following items: (i) in the case of a Holder or prospective transferee of a Private Certificate, the related private placement memorandum or other disclosure document relating to such Class of Certificates, in the form most recently provided to the Trust Administrator; and (ii) in all cases, (A) this Agreement and any amendments hereof entered into pursuant to Section 11.01, (B) all monthly statements required to be delivered to Certificateholders of the relevant Class pursuant to Section 4.02 since the Closing Date, and all other notices, reports, statements and written communications delivered to the Certificateholders of the relevant Class pursuant to this Agreement since the Closing Date, (C) all certifications delivered by a Responsible Officer of the Trust Administrator since the Closing Date pursuant to Section 10.01(h), (D) any and all Officers’ Certificates delivered to the Trust Administrator by the Servicer since the Closing Date to evidence the Servicer’s determination that any Advance or Servicing Advance was, or if made, would be a Nonrecoverable Advance or Nonrecoverable Servicing Advance, respectively,

 



and (E) any and all Officers’ Certificates delivered to the Trust Administrator by the Servicer since the Closing Date pursuant to Section 4.04(a). Copies and mailing of any and all of the foregoing items will be available from the Trust Administrator upon request at the expense of the Person requesting the same.

 



 

ARTICLE VI

 

THE DEPOSITOR AND THE MASTER SERVICER

 

SECTION 6.01.

Liability of the Depositor, the Servicer and the Master Servicer.

The Depositor, the Servicer and the Master Servicer each shall be liable in accordance herewith only to the extent of the obligations specifically imposed by this Agreement upon them in their respective capacities as Depositor, Servicer and Master Servicer and undertaken hereunder by the Depositor, the Servicer and the Master Servicer herein.

 

SECTION 6.02.

Merger or Consolidation of the Depositor or the Master Servicer.

Subject to the following paragraph, the Depositor will keep in full effect its existence, rights and franchises as a corporation under the laws of the jurisdiction of its incorporation. Subject to the following paragraph, the Servicer will keep in full effect its existence, rights and franchises under the laws of the United States of America as a national banking association. Subject to the following paragraph, the Master Servicer will keep in full effect its existence, rights and franchises as a national banking association and shall ensure that it (or an Affiliate) maintains its qualification as an approved conventional seller/servicer for Fannie Mae or Freddie Mac in good standing. The Depositor, the Servicer and the Master Servicer each will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its respective duties under this Agreement.

The Depositor, the Servicer or the Master Servicer may be merged or consolidated with or into any Person, or transfer all or substantially all of its assets to any Person, in which case any Person resulting from any merger or consolidation to which the Depositor, the Servicer or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor, the Servicer or the Master Servicer, shall be the successor of the Depositor or the Master Servicer, as the case may be, hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person to the Servicer shall be qualified to service mortgage loans on behalf of Fannie Mae or Freddie Mac; and provided further that the Rating Agencies’ ratings of the Class A Certificates and the Mezzanine Certificates in effect immediately prior to such merger or consolidation will not be qualified, reduced or withdrawn as a result thereof (as evidenced by a letter to such effect from the Rating Agencies).

 

SECTION 6.03.

Limitation on Liability of the Depositor, the Servicer, the Master Servicer and Others.

(a)          The Servicer (except the Trustee if it is required to succeed the Servicer after becoming Master Servicer hereunder) indemnifies and holds the NIMS Insurer, the Trustee, the Trust Administrator, the Master Servicer and the Depositor harmless against any and all claims, losses, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments,

 



and any other costs, fees and expenses that the NIMS Insurer, the Trustee, the Trust Administrator, the Master Servicer and the Depositor may sustain in any way related to the failure of the Servicer to perform its duties and service the Mortgage Loans in compliance with the terms of this Agreement. The Servicer shall immediately notify the NIMS Insurer, the Trustee, the Trust Administrator, the Master Servicer and the Depositor if a claim is made that may result in such claims, losses, penalties, fines, forfeitures, legal fees or related costs, judgments, or any other costs, fees and expenses, and the Servicer shall assume (with the consent of the Trust Administrator, the Depositor, the Master Servicer and the Trustee) the defense of any such claim and pay all expenses in connection therewith, including reasonable counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against the NIMS Insurer, the Trustee, the Trust Administrator, the Master Servicer and/or the Depositor in respect of such claim. The provisions of this Section 6.03 shall survive the termination of this Agreement and the payment of the outstanding Certificates.

(b)          The Master Servicer agrees to indemnify the Indemnified Persons for, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement or the Certificates or the powers of attorney delivered by the Trustee hereunder (i) related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Master Servicer and the Depositor written notice thereof promptly after the Trustee shall have with respect to such claim or legal action knowledge thereof. The Master Servicer’s failure to receive any such notice shall not affect any Indemnified Person’s right to indemnification under this Section 6.03(b), except to the extent the Master Servicer is materially prejudiced by such failure to give notice. This indemnity shall survive the resignation or removal of the Trustee, Master Servicer or the Trust Administrator and the termination of this Agreement. For purposes of this Section 6.03(b), “Indemnified Persons” means each of the Trustee, the NIMS Insurer and their respective officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees.

(c)          None of the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator, the Servicer or any of the directors, officers, employees or agents of the Depositor, the Master Servicer, the Trust Administrator or the Servicer shall be under any liability to the Trust Fund or the Certificateholders for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Master Servicer, the Trust Administrator, the Servicer or any such person against any breach of warranties, representations or covenants made herein, or against any specific liability imposed on the Master Servicer or Servicer pursuant hereto, or against any liability which would otherwise be imposed by reason of willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder, in the case of the Master Servicer, a breach of the servicing standard set forth in Section 3A.01 or in the case of the

 



Servicer, a breach of the servicing standard set forth in Section 3.01. The Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator and the Servicer and any director, officer, employee or agent of the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator or the Servicer may rely in good faith on any document of any kind which is, prima facie, is properly executed and submitted by any Person respecting any matters arising hereunder. The Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator, the Servicer and any director, officer, employee or agent of the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator or the Servicer shall be indemnified and held harmless by the Trust Fund against any loss, liability or expense incurred in connection with (i) any legal action relating to this Agreement or the Certificates, other than any loss, liability or expense relating to any specific Mortgage Loan or Mortgage Loans (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or any loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence in the performance of duties hereunder or by reason of its reckless disregard of obligations and duties hereunder or (ii) any breach of a representation or warranty by the Originator or any other party regarding the Mortgage Loans. None of the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator or the Servicer shall be under any obligation to appear in, prosecute or defend any legal action unless such action is related to its respective duties under this Agreement and, in its opinion, does not involve it in any expense or liability; provided, however, that each of the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator and the Servicer may in its discretion undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, unless the Depositor, the Master Servicer, the Trust Administrator or the Servicer acts without the consent of Holders of Certificates entitled to at least 51% of the Voting Rights in the case of legal actions initiated by the Depositor, the Master Servicer, the Trust Administrator or the Servicer, the legal expenses and costs of such action and any liability resulting therefrom (except any loss, liability or expense incurred by reason of willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder) shall be expenses, costs and liabilities of the Trust Fund, and the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator and the Servicer shall be entitled to be reimbursed therefor from the Collection Account or Distribution Account, as applicable, as and to the extent provided in Section 3.11 or Section 3A.12, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the Collection Account or Distribution Account. The right to indemnity or reimbursement pursuant to this Section shall survive any termination of this Agreement or the resignation or termination of the Master Servicer, the Trust Administrator or the Servicer pursuant to Section 6.04 or 7.01 with respect to any losses, expenses, costs or liabilities arising prior to such resignation or termination (or arising from events that occurred prior to such resignation or termination).

 

SECTION 6.04.

Limitation on Resignation of the Servicer; Assignment of Master Servicing.

(a)          Except as otherwise provided herein, the Servicer shall not resign from the obligations and duties hereby imposed on it except upon determination that its duties hereunder are no longer permissible under applicable law. Any such determination pursuant to the preceding sentence permitting the resignation of the Servicer shall be evidenced by an Opinion of Counsel to such effect obtained at the expense of the Servicer and delivered to the Trustee, the

 



Trust Administrator, the Master Servicer and the NIMS Insurer. No resignation of the Servicer shall become effective until the Master Servicer (or if the Master Servicer is the Servicer, the Trustee) or a successor servicer acceptable to the NIMS Insurer shall have assumed the Servicer’s responsibilities, duties, liabilities (other than those liabilities arising prior to the appointment of such successor) and obligations under this Agreement. Any such resignation shall not relieve the Servicer of responsibility for any of the obligations specified in Sections 7.01 and 7.02 as obligations that survive the resignation or termination of the Servicer.

Except as expressly provided herein, the Servicer shall not assign or transfer any of its rights, benefits or privileges hereunder to any other Person, or delegate to or subcontract with, or authorize or appoint any other Person to perform any of the duties, covenants or obligations to be performed by the Servicer hereunder. The foregoing prohibition on assignment shall not prohibit the Servicer from designating a Sub-Servicer as payee of any indemnification amount payable to the Servicer hereunder; provided, however, that as provided in Section 3.06 hereof, no Sub-Servicer shall be a third-party beneficiary hereunder and the parties hereto shall not be required to recognize any Sub-Servicer as an indemnitee under this Agreement. If, pursuant to any provision hereof, the duties of the Servicer are transferred to a successor servicer, the entire amount of the Servicing Fee and other compensation payable to the Servicer pursuant hereto shall thereafter be payable to such successor servicer.

(b)          The Master Servicer may sell, assign or delegate its rights, duties and obligations as Master Servicer under this Agreement in their entirety; provided, however, that: (i) the purchaser or transferee accepting such sale, assignment and delegation (a) shall be a Person qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall have a net worth of not less than $50,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the NIMS Insurer and the Trustee (as evidenced in a writing signed by each of the NIMS Insurer and the Trustee); and (d) shall execute and deliver to the Trustee and the NIMS Insurer an agreement, in form and substance reasonably satisfactory to the Trustee and the NIMS Insurer, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement from and after the effective date of such assumption agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and shall confirm in writing to the Master Servicer, the NIMS Insurer and the Trustee that any such sale, assignment or delegation would not result in a withdrawal or a downgrading of the rating on any Class of Certificates in effect immediately prior to such sale, assignment or delegation; and (iii) the Master Servicer shall deliver to the Trustee an Officers’ Certificate and an Opinion of Counsel, each stating that all conditions precedent to such action under this Agreement have been fulfilled and such action is permitted by and complies with the terms of this Agreement. No such sale, assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.

 

SECTION 6.05.

Successor Master Servicer.

In connection with the appointment of any successor Master Servicer or the assumption of the duties of the Master Servicer, the Depositor, the NIMS Insurer, the Trust Administrator or the Trustee may make such arrangements for the compensation of such successor Master Servicer out of payments on the Mortgage Loans as the Depositor, the NIMS

 



Insurer or the Trustee and such successor Master Servicer shall agree. If the successor Master Servicer does not agree that such market value is a fair price, such successor Master Servicer shall obtain two quotations of market value from third parties actively engaged in the master servicing of single-family mortgage loans. Notwithstanding the foregoing, the compensation payable to a successor Master Servicer may not exceed the compensation which the Master Servicer would have been entitled to retain if the Master Servicer had continued to act as Master Servicer hereunder.

 

SECTION 6.06.

Rights of the Depositor in Respect of the Servicer.

The Servicer shall afford (and any Sub-Servicing Agreement shall provide that each Sub-Servicer shall afford) the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator and the Trustee, upon reasonable notice, during normal business hours, access to all records maintained by the Servicer (and any such Sub-Servicer) in respect of the Servicer’s rights and obligations hereunder and access to officers of the Servicer (and those of any such Sub-Servicer) responsible for such obligations. Upon request, the Servicer shall furnish to the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator and the Trustee its (and any such Sub-Servicer’s) most recent financial statements and such other information relating to the Servicer’s capacity to perform its obligations under this Agreement as it possesses (and that any such Sub-Servicer possesses). To the extent such information is not otherwise available to the public, the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator and the Trustee shall not disseminate any information obtained pursuant to the preceding two sentences without the Servicer’s written consent, except as required pursuant to this Agreement or to the extent that it is appropriate to do so (i) in working with legal counsel, auditors, taxing authorities or other governmental agencies or (ii) pursuant to any law, rule, regulation, order, judgment, writ, injunction or decree of any court or governmental authority having jurisdiction over the Depositor and the Trustee or the Trust Fund, and in any case, the Depositor, the NIMS Insurer, the Master Servicer, the Trust Administrator or the Trustee, as the case may be, shall use its best efforts to assure the confidentiality of any such disseminated non-public information.

The Depositor may, but is not obligated to, enforce the obligations of the Servicer under this Agreement and may, but is not obligated to, perform, or cause a designee to perform, any defaulted obligation of the Servicer under this Agreement or exercise the rights of the Servicer under this Agreement; provided that the Servicer shall not be relieved of any of its obligations under this Agreement by virtue of such performance by the Depositor or its designee. The Depositor shall not have any responsibility or liability for any action or failure to act by the Servicer and is not obligated to supervise the performance of the Servicer under this Agreement or otherwise.

 

SECTION 6.07.

Duties of the Credit Risk Manager.

For and on behalf of the Depositor, the Credit Risk Manager will provide reports and recommendations concerning certain delinquent and defaulted Mortgage Loans, and as to the collection of any Prepayment Charges with respect to the Mortgage Loans. Such reports and recommendations will be based upon information provided to the Credit Risk Manager pursuant to the respective Credit Risk Management Agreement, and the Credit Risk Manager shall look solely to the Servicer and/or Master Servicer, as applicable, for all information and data

 



(including loss and delinquency information and data) relating to the servicing of the Mortgage Loans. Upon any termination of the Credit Risk Manager or the appointment of a successor Credit Risk Manager, the Depositor shall give written notice thereof to the Servicer, the Trustee, the Master Servicer, the Trust Administrator, the NIMS Insurer and each Rating Agency. Notwithstanding the foregoing, the termination of the Credit Risk Manager pursuant to this Section shall not become effective until the appointment of a successor Credit Risk Manager.

 

SECTION 6.08.

Limitation Upon Liability of the Credit Risk Manager.

Neither the Credit Risk Manager, nor any of its directors, officers, employees, or agents shall be under any liability to the Trustee, the Certificateholders, the Trust Administrator, the Servicer or the Depositor for any action taken or for refraining from the taking of any action made in good faith pursuant to this Agreement, in reliance upon information provided by the Servicer under the Credit Risk Management Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Credit Risk Manager or any such person against liability that would otherwise be imposed by reason of willful malfeasance or bad faith in its performance of its duties. The Credit Risk Manager and any director, officer, employee, or agent of the Credit Risk Manager may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder, and may rely in good faith upon the accuracy of information furnished by the Servicer pursuant to the Credit Risk Management Agreement in the performance of its duties thereunder and hereunder.

 

SECTION 6.09.

Removal of the Credit Risk Manager.

The Credit Risk Manager may be removed as Credit Risk Manager by Certificateholders holding not less than 66 2/3% of the Voting Rights in the Trust Fund, in the exercise of its or their sole discretion. The Certificateholders shall provide written notice of the Credit Risk Manager’s removal to the Trust Administrator. Upon receipt of such notice, the Trust Administrator shall provide written notice to the Credit Risk Manager of its removal, which shall be effective upon receipt of such notice by the Credit Risk Manager.

 



 

ARTICLE VII

 

DEFAULT

 

SECTION 7.01.

Servicer Events of Default and Master Servicer Events of Termination.

(a)          “Servicer Event of Default,” wherever used herein, means any one of the following events:

(i)           any failure by the Servicer to remit to the Trust Administrator for distribution to the Certificateholders any payment (other than an Advance required to be made from its own funds on any Servicer Remittance Date pursuant to Section 4.03) required to be made under the terms of the Certificates and this Agreement which continues unremedied for a period of one Business Day after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Depositor or the Trust Administrator (in which case notice shall be provided by telecopy), or to the Servicer, the Depositor and the Trust Administrator by the NIMS Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights; or

(ii)          other than with respect to clause (vi) below, any failure on the part of the Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Servicer contained in this Agreement, or the breach by the Servicer of any representation and warranty contained in Section 2.05, which continues unremedied for a period of 30 days (or if such failure or breach cannot be remedied within 30 days, then such remedy shall have been commenced within 30 days and diligently pursued thereafter; provided, however, that in no event shall such failure or breach be allowed to exist for a period of greater than 90 days) after the earlier of (i) the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Depositor or the Trust Administrator or to the Servicer, the Depositor and the Trust Administrator by the NIMS Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights and (ii) actual knowledge of such failure by a Servicing Officer of the Servicer; or

(iii)         a decree or order of a court or agency or supervisory authority having jurisdiction in the premises in an involuntary case under any present or future federal or state bankruptcy, insolvency or similar law or the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceeding, or for the winding-up or liquidation of its affairs, shall have been entered against the Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 90 days; or

(iv)         the Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to it or of or relating to all or substantially all of its property; or

 



 

(v)          the Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or

(vi)         any failure by the Servicer to timely comply with its obligations pursuant to Section 3.20, Section 3.21 or Section 4.06 hereof;

(vii)       any failure of the Servicer to make any Advance on any Servicer Remittance Date required to be made from its own funds pursuant to Section 4.03 which continues unremedied until 3:00 p.m. New York time on the Business Day following the Servicer Remittance Date.

If (a) a Servicer Event of Default described in clauses (i) through (vi) of this Section shall occur, then, and in each and every such case, so long as such Servicer Event of Default shall not have been remedied, the Depositor, the Master Servicer, the Trustee or the Trust Administrator may, and at the written direction of the Holders of Certificates entitled to at least 51% of Voting Rights, or at the direction of the NIMS Insurer, the Trustee shall or (b) a Servicer Event of Default described in clause (vii) of this Section shall occur and the Trustee or the Master Servicer has, at the direction of the Depositor, determined to terminate the Servicer, then the Trustee, shall, by notice in writing to the Servicer, the Master Servicer and the Depositor, terminate all of the rights and obligations of the Servicer in its capacity as Servicer under this Agreement, to the extent permitted by law, and in and to the Mortgage Loans and the proceeds thereof. If a Servicer Event of Default described in clause (vii) hereof shall occur, the Trustee shall, by notice in writing to the Servicer, the Depositor, the Master Servicer and the NIMS Insurer, terminate all of the rights and obligations of the Servicer in its capacity as Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof. Subject to Section 7.02 hereof, on or after the receipt by the Servicer of such written notice, all authority and power of the Servicer under this Agreement, whether with respect to the Certificates (other than as a Holder of any Certificate) or the Mortgage Loans or otherwise, shall pass to and be vested in the Master Servicer or (if the Master Servicer is the Servicer) the Trustee pursuant to and under this Section, and, without limitation, the Master Servicer or the Trustee, as applicable, is hereby authorized and empowered, as attorney-in-fact or otherwise, to execute and deliver, on behalf of and at the expense of the Servicer, any and all documents and other instruments and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise. The Servicer agrees to promptly (and in any event no later than ten Business Days subsequent to such notice) provide the Master Servicer or the Trustee, as applicable, with all documents and records requested by it to enable it to assume the Servicer’s functions under this Agreement, and to cooperate with the Master Servicer or the Trustee, as applicable, in effecting the termination of the Servicer’s responsibilities and rights under this Agreement, including, without limitation, the transfer within one Business Day to the Master Servicer or the Trustee, as applicable, for administration by it of all cash amounts which at the time shall be or should have been credited by the Servicer to the Collection Account held by or on behalf of the Servicer, the Distribution Account or any REO Account or Servicing Account held by or on behalf of the Servicer or thereafter be received with respect to the Mortgage Loans or any REO Property serviced by the Servicer; provided, however, that the Servicer shall continue to be entitled to receive all amounts accrued or owing

 



to it under this Agreement on or prior to the date of such termination, whether in respect of Advances or otherwise, and shall continue to be entitled to the benefits of Section 6.03, notwithstanding any such termination, with respect to events occurring prior to such termination.

(b)          “Master Servicer Event of Termination,” wherever used herein, means any one of the following events:

(i)           the Master Servicer fails to cause to be deposited in the Distribution Account any amount so required to be deposited pursuant to this Agreement (other than an Advance), and such failure continues unremedied for a period of one Business Day after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to the Master Servicer; or

(ii)          the Master Servicer fails to observe or perform in any material respect any other material covenants and agreements set forth in this Agreement to be performed by it, which covenants and agreements materially affect the rights of Certificateholders, and such failure continues unremedied for a period of 60 days after the date on which written notice of such failure, properly requiring the same to be remedied, shall have been given to the Master Servicer by the Trustee or the NIMS Insurer or to the Master Servicer and the Trustee by the Holders of Certificates evidencing not less than 25% of the Voting Rights; or

(iii)        there is entered against the Master Servicer a decree or order by a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a conservator, receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding up or liquidation of its affairs, and the continuance of any such decree or order is unstayed and in effect for a period of 60 consecutive days, or an involuntary case is commenced against the Master Servicer under any applicable insolvency or reorganization statute and the petition is not dismissed within 60 days after the commencement of the case; or

(iv)         the Master Servicer consents to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Master Servicer or substantially all of its property; or the Master Servicer admits in writing its inability to pay its debts generally as they become due, files a petition to take advantage of any applicable insolvency or reorganization statute, makes an assignment for the benefit of its creditors, or voluntarily suspends payment of its obligations; or

(v)          the Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Section 6.04(b); or

(vi)         any failure of the Master Servicer to make any Advance (other than a Nonrecoverable Advance) required to be made from its own funds pursuant to Section 4.03 by 5:00 p.m. New York time on the Business Day prior to the applicable Distribution Date.

 



 

In each and every such case, so long as such Master Servicer Event of Termination with respect to the Master Servicer shall not have been remedied, either the Trustee, the NIMS Insurer or the Holders of Certificates evidencing not less than 51% of the Voting Rights, by notice in writing to the Depositor, the Master Servicer (and to the Trustee if given by such Certificateholders), with a copy to the NIMS Insurer and the Rating Agencies, may terminate all of the rights and obligations (but not the liabilities) of the Master Servicer under this Agreement and in and to the Mortgage Loans and/or the REO Property master serviced by the Master Servicer and the proceeds thereof. Upon the receipt by the Master Servicer of the written notice, all authority and power of the Master Servicer under this Agreement, whether with respect to the Certificates, the Mortgage Loans, REO Property or under any other related agreements (but only to the extent that such other agreements relate to the Mortgage Loans or related REO Property) shall, subject to Section 7.03, automatically and without further action pass to and be vested in the Trustee pursuant to this Section 7.01(b); and, without limitation, the Trustee is hereby authorized and empowered to execute and deliver, on behalf of the Master Servicer as attorney-in-fact or otherwise, any and all documents and other instruments and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise. The Master Servicer agrees to cooperate with the Trustee in effecting the termination of the Master Servicer’s rights and obligations hereunder, including, without limitation, the transfer to the Trustee of (i) the property and amounts which are then or should be part of the Trust Fund or which thereafter become part of the Trust Fund; and (ii) originals or copies of all documents of the Master Servicer reasonably requested by the Trustee to enable it to assume the Master Servicer’s duties thereunder. In addition to any other amounts which are then, or, notwithstanding the termination of its activities under this Agreement, may become payable to the Master Servicer under this Agreement, the Master Servicer shall be entitled to receive, out of any amount received on account of a Mortgage Loan or related REO Property, that portion of such payments which it would have received as reimbursement under this Agreement if notice of termination had not been given. The termination of the rights and obligations of the Master Servicer shall not affect any obligations incurred by the Master Servicer prior to such termination.

Notwithstanding the foregoing, if a Master Servicer Event of Termination described in clause (vi) of this Section 7.01(b) shall occur, the Trustee shall, by notice in writing to the Master Servicer, which may be delivered by telecopy, immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Advances and other advances of its own funds, and the Trustee shall act as provided in Section 7.03 to carry out the duties of the Master Servicer, including the obligation to make any Advance the nonpayment of which was a Master Servicer Event of Termination described in clause (vi) of this Section 7.01(b). Any such action taken by the Trustee must be prior to the distribution on the relevant Distribution Date.

 

SECTION 7.02.

Master Servicer or Trustee to Act; Appointment of Successor Servicer.

(a)          From the time the Servicer receives a notice of termination, the Master Servicer or (if the Master Servicer is the Servicer) the Trustee (or such other successor servicer as is acceptable to the NIMS Insurer) shall be the successor in all respects to the Servicer in its

 



capacity as Servicer under this Agreement and the transactions set forth or provided for herein, and all the responsibilities, duties and liabilities relating thereto and arising thereafter shall be assumed by the Master Servicer or the Trustee, as applicable (except for any representations or warranties of the Servicer under this Agreement, the responsibilities, duties and liabilities contained in Section 2.05 and the obligation to deposit amounts in respect of losses pursuant to Section 3.12) by the terms and provisions hereof; provided, however, the Master Servicer or the Trustee, as applicable, shall immediately assume the Servicer’s obligations to make Advances pursuant to Section 4.03; provided, further, however, that if the Master Servicer or the Trustee, as applicable, is prohibited by law or regulation from obligating itself to make advances regarding delinquent mortgage loans, then the Master Servicer or the Trustee, as applicable, shall not be obligated to make Advances pursuant to Section 4.03; and provided further, that any failure to perform such duties or responsibilities caused by the Servicer’s failure to provide information required by Section 7.01(a) shall not be considered a default by the Master Servicer or the Trustee, as applicable, as successor to the Servicer hereunder. It is understood and acknowledged by the parties hereto that there will be a period of transition (not to exceed 90 days) before the transition of servicing obligations is fully effective. As compensation therefor, the Master Servicer or the Trustee, as applicable, shall be entitled to the Servicing Fee and all funds relating to the Mortgage Loans to which the Servicer would have been entitled if it had continued to act hereunder. Notwithstanding the above and subject to Section 7.02(b) below, the Master Servicer or the Trustee, as applicable, if it shall be unwilling to so act, or shall, if it is unable to so act or if it is prohibited by law from making advances regarding delinquent mortgage loans or if the Holders of Certificates entitled to at least 51% of the Voting Rights or the NIMS Insurer so request in writing to the Trustee, promptly appoint or petition a court of competent jurisdiction to appoint, an established mortgage loan servicing institution acceptable to each Rating Agency and the NIMS Insurer and having a net worth of not less than $50,000,000, as the successor to the Servicer under this Agreement in the assumption of all or any part of the responsibilities, duties or liabilities of the Servicer under this Agreement.

Pending appointment of a successor to the Servicer hereunder, unless the Master Servicer or the Trustee, as applicable, is prohibited by law from so acting, the Master Servicer or the Trustee, as applicable, shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the successor shall be entitled to receive compensation out of payments on Mortgage Loans in an amount equal to the compensation which the Servicer would otherwise have received pursuant to Section 3.18 (or such other compensation as the Master Servicer or the Trustee, as applicable, and such successor shall agree, not to exceed the Servicing Fee). The appointment of a successor servicer shall not affect any liability of the predecessor Servicer which may have arisen under this Agreement prior to its termination as Servicer to pay any deductible under an insurance policy pursuant to Section 3.14 or to indemnify the NIMS Insurer pursuant to Section 6.03, nor shall any successor servicer be liable for any acts or omissions of the predecessor servicer or for any breach by such servicer of any of its representations or warranties contained herein or in any related document or agreement. The Master Servicer or the Trustee, as applicable, and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. All reasonable Servicing Transfer Costs shall be paid by the predecessor servicer upon presentation of reasonable documentation of such costs, and if such predecessor servicer defaults in its obligation to pay such costs, such costs shall be paid by the successor servicer or the Master Servicer or the Trustee, as applicable (in which case the successor servicer or the Master Servicer

 



or the Trustee, as applicable, shall be entitled to reimbursement therefor from the assets of the Trust Fund).

(b)          No appointment of a successor to the Servicer under this Agreement shall be effective until the assumption by the successor of all of the Servicer’s responsibilities, duties and liabilities hereunder. In connection with such appointment and assumption described herein, the Master Servicer or the Trustee, as applicable, may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree; provided, however, that no such compensation shall be in excess of that permitted the Servicer as such hereunder. The Depositor, the Trustee, the Trust Administrator, the Master Servicer and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Pending appointment of a successor to the Servicer under this Agreement the Master Servicer or the Trustee, as applicable, shall act in such capacity as hereinabove provided.

Any successor to the Servicer, including the Master Servicer or the Trustee, as applicable, shall during the term of its service as servicer continue to service and administer the Mortgage Loans for the benefit of Certificateholders, and maintain in force a policy or policies of insurance covering errors and omissions in the performance of its obligations as Servicer hereunder and a fidelity bond in respect of its officers, employees and agents to the same extent as the Servicer is so required pursuant to Section 3.14.

(c)          Notwithstanding any provision in this Agreement to the contrary, for a period of 30 days following the date on which the Servicer shall have received a notice of a Servicer Event of Default pursuant to Section 7.01, or a default under a loan agreement pursuant to Section 6.04 or a Servicer resignation pursuant to Section 6.04, the terminated Servicer or its designee may, with the consent of the NIMS Insurer, appoint a successor servicer that satisfies the eligibility criteria of a successor servicer set forth above; provided that such successor servicer agrees to fully effect the servicing transfer within 90 days following the termination of the Servicer and to make all Advances that would otherwise be made by the Master Servicer or the Trustee, as applicable, under Section 7.01 as of the date of such appointment. Any proceeds received in connection with the appointment of such successor servicer (after deduction of any expenses incurred in connection with the servicing transfer) shall be the property of the terminated Servicer or its designee. Notwithstanding the foregoing, in the event of a Servicer Event of Default pursuant to Section 7.01(a)(vii), either (i) the Servicer shall remit the amount of the required Advance by 3:00 p.m. New York time on the Business Day following the Servicer Remittance Date or (ii) by 3:00 p.m. New York time on the Business Day following the Servicer Remittance Date, the Servicer shall have appointed a successor servicer that satisfies the eligibility criteria of a successor servicer set forth above and that has remitted the amount of the required Advance to the Trust Administrator. If the Servicer fails to adhere to the requirements set forth in the immediately preceding sentence, the Master Servicer or the Trustee, as applicable, shall be the successor in all respects to the Servicer in its capacity as Servicer under this Agreement and shall immediately assume the Servicer’s obligations to make Advances. In no event shall the termination of the Servicer under this Agreement result in any diminution of the Servicer’s right to reimbursement for any outstanding Advances or Servicing Advances or accrued and unpaid Servicing Fees due such Servicer at the time of termination. Reimbursement of unreimbursed Advances and Servicing Advances and accrued and unpaid Servicing Fees shall

 



be made on a FIFO, loan-by-loan basis. The Servicer shall continue to be entitled to the benefits of Section 6.03 hereof related to indemnification, notwithstanding any termination hereunder.

(d)          In connection with the termination or resignation of the Servicer hereunder, either (i) the successor servicer, including the Master Servicer or the Trustee, as applicable, if the Master Servicer or the Trustee, as applicable, is acting as successor servicer, shall represent and warrant that it is a member of MERS in good standing and shall agree to comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS, in which case the predecessor servicer shall cooperate with the successor servicer in causing MERS to revise its records to reflect the transfer of servicing to the successor servicer as necessary under MERS’ rules and regulations, or (ii) the predecessor servicer shall cooperate with the successor servicer in causing MERS to execute and deliver an assignment of Mortgage in recordable form to transfer the Mortgage from MERS to the Master Servicer or the Trustee, as applicable, and to execute and deliver such other notices, documents and other instruments as may be necessary or desirable to effect a transfer of such Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the successor servicer. The predecessor servicer shall file or cause to be filed any such assignment in the appropriate recording office. The predecessor servicer shall bear any and all fees of MERS, costs of preparing any assignments of Mortgage, and fees and costs of filing any assignments of Mortgage that may be required under this Section 7.02(d).

 

SECTION 7.03.

Trustee to Act; Appointment of Successor Master Servicer.

(a)          Upon the receipt by the Master Servicer of a notice of termination pursuant to Section 7.01(b) or an Opinion of Counsel rendered by Independent counsel pursuant to Section 6.05(b) to the effect that the Master Servicer is legally unable to act or to delegate its duties to a Person which is legally able to act, the Trustee shall automatically become the successor in all respects to the Master Servicer in its capacity under this Agreement and the transactions set forth or provided for herein and shall thereafter be subject to all the responsibilities, duties, liabilities and limitations on liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, however, that the Trustee (i) shall have no obligation whatsoever with respect to any liability (other than Advances deemed recoverable and not previously made) incurred by the Master Servicer at or prior to the time of termination and (ii) shall not be obligated to perform any obligation of the Master Servicer under Section 3.20 or 3.21 with respect to any period of time during which the Trustee was not the Master Servicer. As compensation therefor, but subject to Section 6.05, the Trustee shall be entitled to compensation which the Master Servicer would have been entitled to retain if the Master Servicer had continued to act hereunder, except for those amounts due the Master Servicer as reimbursement permitted under this Agreement for advances previously made or expenses previously incurred. Notwithstanding the above, the Trustee may, if it shall be unwilling so to act, or shall, if it is legally unable so to act, appoint or petition a court of competent jurisdiction to appoint, any established housing and home finance institution which is a Fannie Mae- or Freddie Mac-approved servicer, acceptable to the NIMS Insurer and with respect to a successor to the Master Servicer only, having a net worth of not less than $50,000,000, as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder; provided, that the Trustee shall obtain consent from the NIMS Insurer and a letter or other evidence each Rating Agency that the ratings, if any, on each of the Certificates will not be lowered as a result

 



of the selection of the successor to the Master Servicer. Pending appointment of a successor to the Master Servicer hereunder, the Trustee shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on the Mortgage Loans as it and such successor shall agree; provided, however, that the provisions of Section 6.05 shall apply, the compensation shall not be in excess of that which the Master Servicer would have been entitled to if the Master Servicer had continued to act hereunder, and that such successor shall undertake and assume the obligations of the Trustee to pay compensation to any third Person acting as an agent or independent contractor in the performance of master servicing responsibilities hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession.

If the Master Servicer and the Trust Administrator are the same entity, then at any time the Master Servicer resigns or is removed as Master Servicer, the Trust Administrator shall also be removed hereunder. All reasonable Master Servicing Transfer Costs shall be paid by the predecessor Master Servicer upon presentation of reasonable documentation of such costs, and if such predecessor Master Servicer defaults in its obligation to pay such costs, such costs shall be paid by the successor Master Servicer or the Trustee (in which case the successor Master Servicer or the Trustee, as applicable, shall be entitled to reimbursement therefor from the assets of the Trust Fund).

(b)          If the Trustee shall succeed to any duties of the Master Servicer respecting the Mortgage Loans as provided herein, it shall do so in a separate capacity and not in its capacity as Trustee and, accordingly, the provisions of Article VIII shall be inapplicable to the Trustee in its duties as the successor to the Master Servicer in the master servicing of the Mortgage Loans (although such provisions shall continue to apply to the Trustee in its capacity as Trustee); the provisions of Article VI, however, shall apply to it in its capacity as successor Master Servicer.

 

SECTION 7.04.

Notification to Certificateholders.

(a)          Upon any termination of the Servicer or the Master Servicer pursuant to Section 7.01 above or any appointment of a successor to the Servicer or Master Servicer pursuant to Section 7.02 or Section 7.03 above, the Trust Administrator, or in the event of the termination of the Master Servicer, the Trustee (or such other successor Trust Administrator) shall give prompt written notice thereof to the Servicer, the Credit Risk Manager, the NIMS Insurer, the Master Servicer and the Certificateholders at their respective addresses appearing in the Certificate Register.

(b)          Not later than the later of 60 days after the occurrence of any event, which constitutes or which, with notice or lapse of time or both, would constitute a Servicer Event of Default or a Master Servicer Event of Termination or five days after a Responsible Officer of the Trust Administrator (in the case of a Servicer Event of Default) or the Trustee (in the case of a Master Servicer Event of Termination) becomes aware of the occurrence of such an event, the Trust Administrator or Trustee, as applicable, shall transmit by mail to the Credit Risk Manager, the NIMS Insurer and to all Holders of Certificates notice of each such occurrence, unless such default, Servicer Event of Default or Master Servicer Event of Termination shall have been cured or waived.

 



 

 

SECTION 7.05.

Waiver of Servicer Events of Default and Master Servicer Events of Termination.

The Holders representing at least 66% of the Voting Rights (with the consent of the NIMS Insurer) evidenced by all Classes of Certificates affected by any default, Servicer Event of Default or Master Servicer Event of Termination hereunder may waive such default, Servicer Event of Default or Master Servicer Event of Termination; provided, however, that a Servicer Event of Default under clause (i) or (vi) of Section 7.01(a) or Master Servicer Event of Termination under clause (i) or (vii) of Section 7.01(b) may be waived only by all of the Holders of the Regular Certificates (with the consent of the NIMS Insurer). Upon any such waiver of a default, Servicer Event of Default or Master Servicer Event of Termination, such default, Servicer Event of Default or Master Servicer Event of Termination shall cease to exist and shall be deemed to have been remedied for every purpose hereunder. No such waiver shall extend to any subsequent or other default, Servicer Event of Default or Master Servicer Event of Termination or impair any right consequent thereon except to the extent expressly so waived. Notice of any such waiver shall be given by the Trust Administrator or the Trustee as applicable, to the Rating Agencies and the NIMS Insurer.

 

SECTION 7.06.

Survivability of Servicer and Master Servicer Liabilities.

Notwithstanding anything herein to the contrary, upon termination of the Servicer or the Master Servicer hereunder, any liabilities of the Servicer or the Master Servicer, as applicable, which accrued prior to such termination shall survive such termination.

 



 

ARTICLE VIII

 

CONCERNING THE TRUSTEE AND THE TRUST ADMINISTRATOR

 

SECTION 8.01.

Duties of Trustee and Trust Administrator.

The Trustee and the Trust Administrator, prior to the occurrence of a Servicer Event of Default or Master Servicer Event of Termination and after the curing of all Servicer Events of Default or Master Servicer Events of Termination which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. If a Servicer Event of Default or Master Servicer Event of Termination has occurred (which has not been cured) of which a Responsible Officer has knowledge, each of the Trustee and the Trust Administrator shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise, as a prudent man would exercise or use under the circumstances in the conduct of his own affairs.

Each of the Trustee and the Trust Administrator, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to it which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them to determine whether they conform to the requirements of this Agreement; provided, however, that neither the Trustee nor the Trust Administrator will be responsible for the accuracy or content of any such resolutions, certificates, statements, opinions, reports, documents or other instruments. If any such instrument is found not to conform to the requirements of this Agreement in a material manner the Trustee or the Trust Administrator, as applicable, shall take such action as it deems appropriate to have the instrument corrected, and if the instrument is not corrected to the Trustee’s or the Trust Administrator’s satisfaction, the Trustee or the Trust Administrator, as applicable, will provide notice thereof to the Certificateholders and the NIMS Insurer.

No provision of this Agreement shall be construed to relieve the Trustee or the Trust Administrator from liability for its own negligent action, its own negligent failure to act or its own misconduct; provided, however, that:

(i)         Prior to the occurrence of a Servicer Event of Default or Master Servicer Event of Termination, and after the curing of all such Servicer Events of Default or Master Servicer Events of Termination which may have occurred, the duties and obligations of the Trustee and the Trust Administrator shall be determined solely by the express provisions of this Agreement, the Trustee and the Trust Administrator shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee or the Trust Administrator and, in the absence of bad faith on the part of the Trustee or the Trust Administrator, as applicable, the Trustee or the Trust Administrator, as applicable, may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee or the Trust Administrator, as the case may be, and conforming to the requirements of this Agreement;

(ii)       Neither the Trustee nor the Trust Administrator shall be personally liable for an error of judgment made in good faith by a Responsible Officer of the Trustee or

 



the Trust Administrator, as applicable, unless it shall be proved that the Trustee or the Trust Administrator, as the case may be, was negligent in ascertaining the pertinent facts;

(iii)      Neither the Trustee nor the Trust Administrator shall be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the NIMS Insurer or the Holders of Certificates evidencing not less than 51% of the Voting Rights relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee or the Trust Administrator, as applicable, or exercising or omitting to exercise any trust or power conferred upon the Trustee, under this Agreement; and

(iv)      The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default, Servicer Event of Default or Master Servicer Event of Termination unless a Responsible Officer of the Trustee at the Corporate Trust Office obtains actual knowledge of such failure or the Trustee receives written notice of such failure from the Depositor, the Servicer, the NIMS Insurer or the Holders of Certificates evidencing not less than 51% of the Voting Rights.

Neither the Trustee nor the Trust Administrator shall be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer under this Agreement, except during such time, if any, as the Trustee shall be the successor to, and be vested with the rights, duties, powers and privileges of, the Master Servicer in accordance with the terms of this Agreement.

 

SECTION 8.02.

Certain Matters Affecting the Trustee and the Trust Administrator

 

(a)

Except as otherwise provided in Section 8.01:

(i)         Either the Trustee or the Trust Administrator may request and rely upon, and shall be protected in acting or refraining from acting upon, any resolution, Officers’ Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document reasonably believed by it to be genuine and to have been signed or presented by the proper party or parties, and the manner of obtaining consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee or the Trust Administrator may prescribe;

(ii)       Either the Trustee or the Trust Administrator may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such Opinion of Counsel;

 



 

(iii)      Neither the Trustee nor the Trust Administrator shall be under any obligation to exercise any of the rights or powers vested in it by this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto, at the request, order or direction of any of the Certificateholders or the NIMS Insurer, pursuant to the provisions of this Agreement, unless such Certificateholders or the NIMS Insurer, as applicable, shall have offered to the Trustee or the Trust Administrator, as applicable, reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby; the right of the Trustee or the Trust Administrator to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and neither the Trustee nor the Trust Administrator shall be answerable for other than its negligence or willful misconduct in the performance of any such act; nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of a Master Servicer Event of Termination of which the Trustee has received written notice or of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs;

(iv)      Prior to the occurrence of a Servicer Event of Default or Master Servicer Event of Termination hereunder and after the curing or waiver of all Servicer Events of Default or Master Servicer Events of Termination which may have occurred, neither the Trustee nor the Trust Administrator shall be personally liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(v)        Prior to the occurrence of a Servicer Event of Default or Master Servicer Event of Termination and after the curing of all Servicer Events of Default or Master Servicer Events of Termination which may have occurred, neither the Trustee nor the Trust Administrator shall be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or documents, unless requested in writing to do so by the NIMS Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights; provided, however, that if the payment within a reasonable time to the Trustee or the Trust Administrator, as applicable, of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee or the Trust Administrator, as applicable, not reasonably assured to the Trustee or the Trust Administrator, as applicable, by the security afforded to it by the terms of this Agreement, the Trustee or the Trust Administrator, as applicable, may require reasonable indemnity against such cost, expense or liability as a condition to such proceeding; and

(vi)      Either the Trustee or the Trust Administrator may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys, custodians or nominees.

(b)          All rights of action under this Agreement or under any of the Certificates, enforceable by the Trustee, may be enforced by it without the possession of any of the

 



Certificates, or the production thereof at the trial or other proceeding relating thereto, and any such suit, action or proceeding instituted by the Trustee shall be brought in its name for the benefit of all the Holders of such Certificates, subject to the provisions of this Agreement.

 

SECTION 8.03.

Neither Trustee nor Trust Administrator Liable for Certificates or Mortgage Loans.

The recitals contained herein and in the Certificates (other than the signature of the Trust Administrator, the authentication of the Trust Administrator on the Certificates, the acknowledgments of the Trustee contained in Article II and the representations and warranties of the Trustee and the Trust Administrator in Section 8.13) shall be taken as the statements of the Depositor and neither the Trustee nor the Trust Administrator assumes any responsibility for their correctness. Neither the Trustee nor the Trust Administrator makes any representations or warranties as to the validity or sufficiency of this Agreement (other than as specifically set forth in Section 8.12) or of the Certificates (other than the signature of the Trust Administrator and authentication of the Trust Administrator on the Certificates) or of any Mortgage Loan or related document. Neither the Trustee nor the Trust Administrator shall be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor, the Servicer or the Master Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the Collection Account by the Servicer or the Distribution Account by the Master Servicer.

 

SECTION 8.04.

Trustee and Trust Administrator May Own Certificates.

Each of the Trustee and the Trust Administrator in its individual capacity or any other capacity may become the owner or pledgee of Certificates with the same rights it would have if it were not Trustee or Trust Administrator, as applicable. Each of the Trustee and the Trust Administrator in its individual capacity or any other capacity may transact any banking and trust business with the Originator, the Servicer, the Depositor or their Affiliates.

 

SECTION 8.05.

Trust Administrator’s and Trustee’s Fees and Expenses.

On each Distribution Date, the Trust Administrator shall be entitled to compensation as separately agreed with the Master Servicer. The annual fees of the Trustee hereunder and of the Custodian shall be paid in accordance with side letter agreements with the Trust Administrator and at the sole expense of the Trust Administrator. The Trustee, the Trust Administrator or any director, officer, employee or agent of any of them, shall be indemnified by the Trust Fund and held harmless against any loss, liability or expense (not including expenses and disbursements incurred or made by the Trustee or the Trust Administrator, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of the Trustee’s or the Trust Administrator’s performance in accordance with the provisions of this Agreement) incurred by the Trustee or by the Trust Administrator arising out of or in connection with the acceptance or administration of the obligations and duties of the Trustee or the Trust Administrator under this Agreement, other than any loss, liability or expense (i) resulting from a breach of the Servicer’s or the Master Servicer’s obligations and duties under this Agreement for which the Trustee or the Trust Administrator, as applicable, is indemnified under this Agreement or (ii) any loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence of the Trustee or of the Trust Administrator, as applicable, in the performance of its duties hereunder or by reason of the Trustee’s or the Trust

 



Administrator’s, as applicable, reckless disregard of obligations and duties hereunder or as a result of a breach of the Trustee’s or the Trust Administrator’s, as applicable, obligations under Article X hereof. Any amounts payable to the Trustee, the Trust Administrator or any director, officer, employee or agent of the Trustee or the Trust Administrator, in respect of the indemnification provided by this Section 8.05, or pursuant to any other right of reimbursement from the Trust Fund that the Trustee, the Trust Administrator or any director, officer, employee or agent of the Trustee or the Trust Administrator, may have hereunder in its capacity as such, may be withdrawn by the Trust Administrator for payment to the applicable indemnified Person from the Distribution Account at any time. The foregoing indemnity shall survive the resignation or removal of the Trustee or the Trust Administrator.

 

SECTION 8.06.

Eligibility Requirements for Trustee and Trust Administrator.

Each of the Trustee and the Trust Administrator hereunder shall at all times be an entity duly organized and validly existing under the laws of the United States of America or any state thereof, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. If such entity publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 8.06, the combined capital and surplus of such entity shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The principal offices of each of the Trustee and the Trust Administrator (other than the initial Trustee and initial Trust Administrator) shall be in a state with respect to which an Opinion of Counsel has been delivered to such Trustee or Trust Administrator, as applicable, at the time such Trustee or Trust Administrator, as applicable, is appointed Trustee or Trust Administrator, as applicable, to the effect that the Trust will not be a taxable entity under the laws of such state. In case at any time the Trustee or the Trust Administrator shall cease to be eligible in accordance with the provisions of this Section 8.06, the Trustee or the Trust Administrator, as applicable, shall resign immediately in the manner and with the effect specified in Section 8.07.

 

SECTION 8.07.

Resignation and Removal of the Trustee or Trust Administrator.

The Trustee or the Trust Administrator may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the Depositor, the NIMS Insurer, the Servicer, the Master Servicer, each Rating Agency and, if the Trustee is resigning, to the Trust Administrator, or, if the Trust Administrator is resigning, to the Trustee. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor Trustee or Trust Administrator, (which may be the same Person in the event both the Trustee and the Trust Administrator resign or are removed) acceptable to the NIMS Insurer by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Trustee or Trust Administrator, as applicable, and one copy to the successor Trustee or Trust Administrator. If no successor Trustee or Trust Administrator, as applicable, shall have been so appointed and having accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee or Trust Administrator may petition any court of competent jurisdiction for the appointment of a successor Trustee or Trust Administrator, as applicable.

 



 

If the Trust Administrator and the Master Servicer are the same entity, then at any time the Trust Administrator resigns or is removed as Trust Administrator, the Master Servicer shall also be removed hereunder.

If at any time the Trustee or the Trust Administrator shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by the Depositor or the NIMS Insurer (or in the case of the Trust Administrator, the Trustee), or if at any time the Trustee or the Trust Administrator shall be legally unable to act, or shall be adjudged bankrupt or insolvent, or a receiver of the Trustee or the Trust Administrator or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or the Trust Administrator or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, then the Depositor, the NIMS Insurer, the Servicer or the Master Servicer may remove the Trustee or the Trust Administrator, as applicable. If the Depositor, the Servicer or the Master Servicer removes the Trustee or the Trust Administrator under the authority of the immediately preceding sentence, the Depositor shall promptly appoint a successor Trustee or Trust Administrator, as applicable, acceptable to the NIMS Insurer, by written instrument, in duplicate, one copy of which instrument shall be delivered to the Trustee or Trust Administrator so removed and one copy to the successor Trustee or Trust Administrator.

The Holders of Certificates entitled to at least 51% of the Voting Rights (or the NIMS Insurer upon failure of the Trustee to perform its obligations hereunder) may at any time remove the Trustee or the Trust Administrator and appoint a successor trustee acceptable to the NIMS Insurer, by written instrument or instruments, in triplicate, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered to the Depositor, one complete set to the Trustee or Trust Administrator so removed and one complete set to the successor so appointed. A copy of such instrument shall be delivered to the Certificateholders, the Servicer and the Master Servicer by the Depositor.

The Trust Administrator (i) may not be the Originator, the Servicer, the Depositor or an affiliate of the Depositor unless the Trust Administrator is an institutional trust department, (ii) must be authorized to exercise corporate trust powers under the laws of its jurisdiction of organization, and (iii) must be rated at least “A/F1” by Fitch, if Fitch is a Rating Agency, or the equivalent rating by S&P or Moody’s, or such other rating as is acceptable to Fitch as evidenced by a Rating Agency confirmation. If no successor Trust Administrator shall have been appointed and shall have accepted appointment within 60 days after the Trust Administrator ceases to be the Trust Administrator pursuant to this Section 8.07, then the Trustee shall perform the duties of the Trust Administrator pursuant to this Agreement. The Trustee shall notify the Rating Agencies of any change of Trust Administrator.

Any resignation or removal of the Trustee or Trust Administrator and appointment of a successor Trustee or Trust Administrator pursuant to any of the provisions of this Section shall not become effective until acceptance of appointment by the successor trustee as provided in Section 8.08.

Notwithstanding anything to the contrary contained herein, the Master Servicer and the Trust Administrator shall at all times be the same Person.

 

SECTION 8.08.

Successor Trustee or Trust Administrator.

 



 

Any successor Trustee or Trust Administrator appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Depositor, the NIMS Insurer, the Servicer, the Master Servicer and to its predecessor Trustee or Trust Administrator an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor Trustee or Trust Administrator shall become effective, and such successor Trustee or Trust Administrator, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with like effect as if originally named as Trustee or Trust Administrator. The Depositor and the predecessor Trustee or Trust Administrator shall execute and deliver such instruments and do such other things as may reasonably be required for fully and certainly vesting and confirming in the successor Trustee or Trust Administrator all such rights, powers, duties and obligations.

No successor Trustee or Trust Administrator shall accept appointment as provided in this Section 8.08 unless at the time of such acceptance such successor Trustee or Trust Administrator shall be eligible under the provisions of Section 8.06 and the appointment of such successor Trustee or Trust Administrator shall not result in a downgrading of the Regular Certificates by any Rating Agency, as evidenced by a letter from each Rating Agency.

Upon acceptance of appointment by a successor Trustee or Trust Administrator as provided in this Section 8.08, the successor Trustee or Trust Administrator shall mail notice of the appointment of a successor Trustee or Trust Administrator hereunder to all Holders of Certificates at their addresses as shown in the Certificate Register and to each Rating Agency.

 

SECTION 8.09.

Merger or Consolidation of Trustee or Trust Administrator.

Any entity into which the Trustee or the Trust Administrator may be merged or converted or with which it may be consolidated, or any entity resulting from any merger, conversion or consolidation to which the Trustee or the Trust Administrator shall be a party, or any entity succeeding to the business of the Trustee or Trust Administrator, shall be the successor of the Trustee or the Trust Administrator hereunder, as applicable, provided such entity shall be eligible under the provisions of Section 8.06 and 8.08, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

 

SECTION 8.10.

Appointment of Co-Trustee or Separate Trustee.

Notwithstanding any other provisions hereof, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of REMIC I or property securing the same may at the time be located, the Trustee shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee and the NIMS Insurer to act as co-trustee or co-trustees, jointly with the Trustee, or separate trustee or separate trustees, of all or any part of REMIC I, and to vest in such Person or Persons, in such capacity, such title to REMIC I, or any part thereof, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Trustee may consider necessary or desirable. Any such co-trustee or separate trustee shall be subject to the written approval of the NIMS Insurer. If the NIMS Insurer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 8.06 hereunder and no notice to

 



Holders of Certificates of the appointment of co-trustee(s) or separate trustee(s) shall be required under Section 8.08 hereof.

In the case of any appointment of a co-trustee or separate trustee pursuant to this Section 8.10 all rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly, except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed by the Trustee (whether as Trustee hereunder or as successor to a defaulting Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to REMIC I or any portion thereof in any such jurisdiction) shall be exercised and performed by such separate trustee or co-trustee at the direction of the Trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trust conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee, or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the NIMS Insurer.

Any separate trustee or co-trustee may, at any time, constitute the Trustee, its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee or co-trustee.

 

SECTION 8.11.

Appointment of Office or Agency; Appointment of Custodian.

The Trust Administrator will appoint an office or agency in the City of Minneapolis, Minnesota where the Certificates may be surrendered for registration of transfer or exchange, and presented for final distribution, and where notices and demands to or upon the Trust Administrator in respect of the Certificates and this Agreement may be served.

The Trustee may, with the consent of the Depositor, the Servicer, the Master Servicer and the NIMS Insurer, appoint a Custodian to hold all or a portion of the Mortgage Files as agent for the Trustee. The appointment of the Custodian may at any time be terminated and a substitute Custodian appointed therefor upon the reasonable request of the Servicer, the Master Servicer or the NIMS Insurer to the Trustee, the consent to which shall not be unreasonably withheld. Wells Fargo Bank, N.A. is hereby appointed as Custodian, and the Depositor, the Servicer and the Master Servicer each consent to such appointment. Subject to Article VIII hereof, the Trustee agrees to comply with the terms of this Agreement and to enforce the terms and provisions hereof against the Custodian, if applicable, for the benefit of the Certificateholders having an interest in any Mortgage File held by the Custodian. The Custodian

 



shall be a depository institution or trust company subject to supervision by federal or state authority, shall have combined capital and surplus of at least $10,000,000 and shall be qualified to do business in the jurisdiction in which it holds any Mortgage File. Subject to Section 8.02(a), in no event shall the appointment of the Custodian pursuant to this Agreement diminish the obligations of the Trustee hereunder.

 

SECTION 8.12.

Representations and Warranties.

Each of the Trustee, the Trust Administrator and the Custodian hereby represents and warrants to the Servicer, the Master Servicer and the Depositor, as of the Closing Date, that:

(i)         It is a national banking association duly organized, validly existing and in good standing under the laws of the United States of America.

(ii)       The execution and delivery of this Agreement by it, and the performance and compliance with the terms of this Agreement by it, will not violate its articles of association or bylaws or constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, or result in the breach of, any material agreement or other instrument to which it is a party or which is applicable to it or any of its assets.

(iii)      It has the full power and authority to enter into and consummate all transactions contemplated by this Agreement, has duly authorized the execution, delivery and performance of this Agreement, and has duly executed and delivered this Agreement.

(iv)      This Agreement, assuming due authorization, execution and delivery by the other parties hereto, constitutes a valid, legal and binding obligation of it, enforceable against it in accordance with the terms hereof, subject to (A) applicable bankruptcy, insolvency, receivership, reorganization, moratorium and other laws affecting the enforcement of creditors’ rights generally, and (B) general principles of equity, regardless of whether such enforcement is considered in a proceeding in equity or at law.

(v)        It is not in violation of, and its execution and delivery of this Agreement and its performance and compliance with the terms of this Agreement will not constitute a violation of, any law, any order or decree of any court or arbiter, or any order, regulation or demand of any federal, state or local governmental or regulatory authority, which violation, in its good faith and reasonable judgment, is likely to affect materially and adversely either the ability of it to perform its obligations under this Agreement or its financial condition.

(vi)      No litigation is pending or, to the best of its knowledge, threatened against it, which would prohibit it from entering into this Agreement or, in its good faith reasonable judgment, is likely to materially and adversely affect either the ability of it to perform its obligations under this Agreement or its financial condition.

 



 

ARTICLE IX

 

TERMINATION

 

SECTION 9.01.

Termination Upon Repurchase or Liquidation of All Mortgage Loans.

(a)          Subject to Section 9.02, the respective obligations and responsibilities under this Agreement of the Depositor, the Servicer, the Master Servicer, the Trust Administrator and the Trustee (other than the indemnification obligations of the Servicer and the Master Servicer pursuant to Section 6.03 and of the Servicer to make remittances to the Trust Administrator and the Trust Administrator to make payments in respect of the REMIC I Regular Interests and the Classes of Certificates as hereinafter set forth) shall terminate upon payment to the Certificateholders and the deposit of all amounts held by or on behalf of the Trust Administrator and required hereunder to be so paid or deposited on the Distribution Date coinciding with or following the earlier to occur of (i) the purchase by the Terminator (as defined below) of all Mortgage Loans and each REO Property remaining in REMIC I and (ii) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan or REO Property remaining in REMIC I; provided, however, that in no event shall the trust created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date hereof and (ii) the Latest Possible Maturity Date as defined in the Preliminary Statement. Subject to Section 3.10 hereof, the purchase by the Terminator of all Mortgage Loans and each REO Property remaining in REMIC I shall be at a price (the “Termination Price”) equal to the greater of (i) the Stated Principal Balance of the Mortgage Loans and the appraised value of any REO Properties, such appraisal to be conducted by an Independent appraiser mutually agreed upon by the Terminator and the Trust Administrator in their reasonable discretion and (ii) the fair market value of all of the assets of REMIC I (as determined by the Terminator and the Trust Administrator, as of the close of business on the third Business Day next preceding the date upon which notice of any such termination is furnished to Certificateholders pursuant to clause (c) of this Section 9.01) in each case, plus accrued and unpaid interest thereon at the weighted average of the Mortgage Rates through the end of the Due Period preceding the final Distribution Date plus unreimbursed Advances, Servicing Advances, any unpaid Servicing Fees and Administration Fees allocable to such Mortgage Loans and REO Properties and any other amounts owed to the Servicer, the Master Servicer, the Trust Administrator or the Trustee under this Agreement, any accrued and unpaid Net WAC Rate Carryover Amount and any Swap Termination Payment payable to the Swap Provider then remaining unpaid or which is due to the exercise of such option; provided, however, such option may only be exercised if (i) the Termination Price is sufficient to pay all interest accrued on, as well as amounts necessary to retire the principal balance of, each class of notes issued pursuant to the Indenture and any remaining amounts owed to the trustee under the Indenture and the NIMS Insurer on the date such notes are retired and (ii) the fair market value of the Mortgage Loans and REO Properties determined as described above is at least equal to the Stated Principal Balance of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and the appraised value of the REO Properties.

 



 

(b)          The majority holder of the Class CE Certificates (so long as such Holder is not the Seller or an affiliate of the Seller), or if such majority holder fails to exercise such right, the Master Servicer, or if the Master Servicer fails to exercise such right, the NIMS Insurer, shall have the right (the party exercising such right, the “Terminator”), to purchase all of the Mortgage Loans and each REO Property remaining in REMIC I pursuant to clause (i) of the preceding paragraph no later than the Determination Date in the month immediately preceding the Distribution Date on which the Certificates will be retired; provided, however, that the Terminator may elect to purchase all of the Mortgage Loans and each REO Property remaining in REMIC I pursuant to clause (i) above only if the aggregate Stated Principal Balance of the Mortgage Loans and each REO Property remaining in the Trust Fund at the time of such election is equal to or less than 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date. By acceptance of the Residual Certificates, the Holder of the Residual Certificates agrees for so long as any notes insured by the NIMS Insurer and secured by all or a portion of the Class CE, Class P or Class R Certificates are outstanding, in connection with any termination hereunder, to assign and transfer any amounts in excess of par, and to the extent received in respect of such termination, to pay any such amounts to the Holders of the Class CE Certificates.

(c)          Notice of the liquidation of the Certificates shall be given promptly by the Trust Administrator by letter to Certificateholders and the NIMS Insurer mailed (a) in the event such notice is given in connection with the purchase of the Mortgage Loans and each REO Property by the Terminator, not earlier than the 10th day and not later than the 20th day of the month next preceding the month of the final distribution on the Certificates or (b) otherwise during the month of such final distribution on or before the Determination Date in such month, in each case specifying (i) the Distribution Date upon which the Trust Fund will terminate and the final payment in respect of the REMIC I Regular Interests and the Certificates will be made upon presentation and surrender of the related Certificates at the office of the Trust Administrator therein designated, (ii) the amount of any such final payment, (iii) that no interest shall accrue in respect of the REMIC I Regular Interests or the Certificates from and after the Accrual Period relating to the final Distribution Date therefor and (iv) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made only upon presentation and surrender of the Certificates at the office of the Trust Administrator. In the event such notice is given in connection with the purchase of all of the Mortgage Loans and each REO Property remaining in REMIC I by the Terminator, the Terminator shall deliver to the Trust Administrator for deposit in the Distribution Account not later than the last Business Day of the month next preceding the month of the final distribution on the Certificates an amount in immediately available funds equal to the Termination Price. The Trust Administrator shall remit to the Servicer from such funds deposited in the Distribution Account (i) any amounts which the Servicer would be permitted to withdraw and retain from the Collection Account pursuant to Section 3.11 and (ii) any other amounts otherwise payable by the Trust Administrator to the Servicer from amounts on deposit in the Distribution Account pursuant to the terms of this Agreement, in each case prior to making any final distributions pursuant to Section 9.01(d) below. Upon certification to the Trustee and the Trust Administrator by the Terminator of the making of such final deposit, the Trust Administrator shall promptly release to the Terminator the Mortgage Files for the remaining Mortgage Loans, and the Trustee shall execute all assignments, endorsements and other instruments necessary to effectuate such transfer.

 



 

(d)          Upon presentation of the Certificates by the Certificateholders on the final Distribution Date, the Trust Administrator shall distribute to each Certificateholder so presenting and surrendering its Certificates the amount otherwise distributable on such Distribution Date in accordance with Section 4.01 in respect of the Certificates so presented and surrendered. Any funds not distributed to any Holder or Holders of Certificates being retired on such Distribution Date because of the failure of such Holder or Holders to tender their Certificates shall, on such date, be set aside and held in trust and credited to the account of the appropriate non-tendering Holder or Holders. If any Certificates as to which notice has been given pursuant to this Section 9.01 shall not have been surrendered for cancellation within six months after the time specified in such notice, the Trust Administrator shall mail a second notice to the remaining non-tendering Certificateholders to surrender their Certificates for cancellation in order to receive the final distribution with respect thereto.  If within one year after the second notice all such Certificates shall not have been surrendered for cancellation, the Trust Administrator shall, directly or through an agent, mail a final notice to the remaining non-tendering Certificateholders concerning surrender of their Certificates. The costs and expenses of maintaining the funds in trust and of contacting such Certificateholders shall be paid out of the assets remaining in the Trust Fund. If within one year after the final notice any such Certificates shall not have been surrendered for cancellation, the Trust Administrator shall pay to UBS Securities LLC all such amounts, and all rights of non-tendering Certificateholders in or to such amounts shall thereupon cease. No interest shall accrue or be payable to any Certificateholder on any amount held in trust by the Trust Administrator as a result of such Certificateholder’s failure to surrender its Certificate(s) for final payment thereof in accordance with this Section 9.01. Any such amounts held in trust by the Trust Administrator shall be held in an Eligible Account and the Trust Administrator may direct any depository institution maintaining such account to invest the funds in one or more Permitted Investments. All income and gain realized from the investment of funds deposited in such accounts held in trust by the Trust Administrator shall be for the benefit of the Trust Administrator; provided, however, that the Trust Administrator shall deposit in such account the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such accounts immediately upon the realization of such loss.

Immediately following the deposit of funds in trust hereunder in respect of the Certificates, the Trust Fund shall terminate.

 

SECTION 9.02.

Additional Termination Requirements.

(a)          In the event that the Terminator purchases all the Mortgage Loans and each REO Property or the final payment on or other liquidation of the last Mortgage Loan or REO Property remaining in REMIC I pursuant to Section 9.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Trust Administrator and the Servicer have received an Opinion of Counsel, which Opinion of Counsel shall be at the expense of the Terminator (or in connection with a termination resulting from the final payment on or other liquidation of the last Mortgage Loan or REO Property remaining in REMIC I, which Opinion of Counsel shall be at the expense of the person seeking nonadherence to the following additional requirements but which in no event shall be at the expense of the Trust Fund or, unless it is the person seeking nonadherence to the following additional requirements, the Servicer or the Trust Administrator), to the effect that the failure of REMIC I to comply with such additional requirements of this Section 9.02 will not (A) result in the imposition on the Trust Fund of taxes on “prohibited transactions,” as described in Section 860F

 



of the Code, or (B) cause REMIC I to fail to qualify as a REMIC at any time that any Certificate is outstanding:

(i)         The Trust Administrator shall specify the first day in the 90-day liquidation period in a statement attached to each Trust REMIC’s final Tax Return pursuant to Treasury regulation Section 1.860F-1 and shall satisfy all requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder, as evidenced by an Opinion of Counsel obtained at the expense of the Terminator;

(ii)       During such 90-day liquidation period and, at or prior to the time of making of the final payment on the Certificates, the Trustee shall sell all of the assets of REMIC I to the Terminator for cash; and

(iii)      At the time of the making of the final payment on the Certificates, the Trust Administrator shall distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand in the Trust Fund (other than cash retained to meet claims), and the Trust Fund shall terminate at that time.

(b)          At the expense of the Terminator, the Depositor shall prepare or cause to be prepared the documentation required in connection with the adoption of a plan of liquidation of each Trust REMIC pursuant to this Section 9.02.

(c)          By their acceptance of Certificates, the Holders thereof hereby agree to authorize the Trust Administrator to specify the 90-day liquidation period for each Trust REMIC, which authorization shall be binding upon all successor Certificateholders.

 



 

ARTICLE X

 

REMIC PROVISIONS

 

SECTION 10.01.

REMIC Administration.

(a)          The Trustee shall elect to treat each Trust REMIC as a REMIC under the Code and, if necessary, under applicable state law. Each such election will be made by the Trustee on Form 1066 or other appropriate federal tax or information return or any appropriate state return for the taxable year ending on the last day of the calendar year in which the Certificates are issued. For the purposes of the REMIC election in respect of REMIC I, the REMIC I Regular Interests shall be designated as the Regular Interests in REMIC I and the Class R-I Interest shall be designated as the Residual Interest in REMIC I. For the purposes of the REMIC election in respect of REMIC II, the REMIC II Regular Interests shall be designated as the Regular Interests in REMIC II and the Class R-II Interest shall be designated as the Residual Interest in REMIC II. The Class A Certificates, the Mezzanine Certificates, the Class CE Interest, the Class P Interest and the Class Swap-IO Interest shall be designated as the Regular Interests in REMIC III and the Class R-III Interest shall be designated as the Residual Interest in REMIC III. The CE Certificates shall be designated as the Regular Interests in REMIC IV and the Class R-IV Interest shall be designated as the Residual Interest in REMIC IV. The P Certificates shall be designated as the Regular Interests in REMIC V and the Class R-V Interest shall be designated as the Residual Interest in REMIC V. REMIC VI Regular Interest SWAP-IO shall be designated as the Regular Interests in REMIC VI and the Class R-VI Interest shall be designated as the Residual Interest in REMIC VI. The Trustee shall not permit the creation of any “interests” in any Trust REMIC (within the meaning of Section 860G of the Code) other than the interests identified above as Regular Interests or Residual Interests in REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI.

(b)          The Closing Date is hereby designated as the “Startup Day” of each Trust REMIC within the meaning of Section 860G(a)(9) of the Code.

(c)          The Trust Administrator shall be reimbursed for any and all expenses relating to any tax audit of the Trust Fund (including, but not limited to, any professional fees or any administrative or judicial proceedings with respect to any Trust REMIC that involve the Internal Revenue Service or state tax authorities), including the expense of obtaining any tax related Opinion of Counsel except as specified herein. The Trust Administrator, as agent for each Trust REMIC’s tax matters person shall (i) act on behalf of the Trust Fund in relation to any tax matter or controversy involving any Trust REMIC and (ii) represent the Trust Fund in any administrative or judicial proceeding relating to an examination or audit by any governmental taxing authority with respect thereto. The holder of the largest Percentage Interest of the Residual Certificates shall be designated, in the manner provided under Treasury Regulations Section 1.860F-4(d) and Treasury Regulations Section 301.6231(a)(7)-1, as the tax matters person of the related REMIC created hereunder. By their acceptance thereof, the holder of the largest Percentage Interest of the Residual Certificates hereby agrees to irrevocably appoint the Trust Administrator or an Affiliate as its agent to perform all of the duties of the tax matters person for the Trust Fund.

 



 

(d)          The Trust Administrator shall prepare, sign and file all of the Tax Returns (including Form 8811, which must be filed within 30 days following the Closing Date) in respect of each Trust REMIC. The expenses of preparing and filing such returns shall be borne by the Trust Administrator without any right of reimbursement therefor.

(e)          The Trust Administrator shall perform on behalf of each Trust REMIC all reporting and other tax compliance duties that are the responsibility of such REMIC under the Code, the REMIC Provisions or other compliance guidance issued by the Internal Revenue Service or any state or local taxing authority. Among its other duties, as required by the Code, the REMIC Provisions or other such compliance guidance, the Trust Administrator shall provide (i) to any Transferor of a Residual Certificate such information as is necessary for the application of any tax relating to the transfer of a Residual Certificate to any Person who is not a Permitted Transferee, (ii) to the Certificateholders such information or reports as are required by the Code or the REMIC Provisions including reports relating to interest, original issue discount and market discount or premium (using the Prepayment Assumption as required) and (iii) to the Internal Revenue Service the name, title, address and telephone number of the person who will serve as the representative of each Trust REMIC. The Depositor shall provide or cause to be provided to the Trust Administrator, within ten (10) days after the Closing Date, all information or data that the Trust Administrator reasonably determines to be relevant for tax purposes as to the valuations and issue prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flow of the Certificates.

(f)           The Trust Administrator shall take such action and shall cause each Trust REMIC to take such action as shall be necessary to create or maintain the status thereof as a REMIC under the REMIC Provisions. Neither the Trust Administrator nor the Trustee shall take any action or cause the Trust Fund to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of any Trust REMIC as a REMIC or (ii) result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless the Trustee, the Trust Administrator and the NIMS Insurer have received an Opinion of Counsel, addressed to the Trustee, the NIMS Insurer and the Trust Administrator (at the expense of the party seeking to take such action but in no event at the expense of the Trustee or the Trust Administrator) to the effect that the contemplated action will not, with respect to any Trust REMIC, endanger such status or result in the imposition of such a tax, nor shall the Servicer take or fail to take any action (whether or not authorized hereunder) as to which the Trustee, the Trust Administrator or the NIMS Insurer has advised it in writing that it has received an Opinion of Counsel to the effect that an Adverse REMIC Event could occur with respect to such action; provided that the Servicer may conclusively rely on such Opinion of Counsel and shall incur no liability for its action or failure to act in accordance with such Opinion of Counsel. In addition, prior to taking any action with respect to any Trust REMIC or the respective assets of each, or causing any Trust REMIC to take any action, which is not contemplated under the terms of this Agreement, the Servicer will consult with the Trustee, the Trust Administrator, the Master Servicer, the NIMS Insurer or their respective designees, in writing, with respect to whether such action could cause an Adverse REMIC Event to occur with respect to any Trust REMIC and the Servicer shall not take any such action or cause any Trust REMIC to take any such action as to which the Trustee, the Trust Administrator, the Master Servicer or the NIMS Insurer has advised

 



it in writing that an Adverse REMIC Event could occur; provided that the Servicer may conclusively rely on such writing and shall incur no liability for its action or failure to act in accordance with such writing. The Trustee, the Trust Administrator, the Master Servicer or the NIMS Insurer may consult with counsel to make such written advice, and the cost of same shall be borne by the party seeking to take the action not permitted by this Agreement, but in no event shall such cost be an expense of the Trustee, the Trust Administrator or the Master Servicer. At all times as may be required by the Code, the Trust Administrator will ensure that substantially all of the assets of REMIC I will consist of “qualified mortgages” as defined in Section 860G(a)(3) of the Code and “permitted investments” as defined in Section 860G(a)(5) of the Code, to the extent such obligations are within the Trust Administrator’s control and not otherwise inconsistent with the terms of this Agreement.

(g)          In the event that any tax is imposed on “prohibited transactions” of any REMIC created hereunder as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of such REMIC as defined in Section 860G(c) of the Code, on any contributions to any such REMIC after the Startup Day therefor pursuant to Section 860G(d) of the Code, or any other tax is imposed by the Code or any applicable provisions of state or local tax laws, such tax shall be charged (i) to the Trust Administrator pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Trust Administrator of any of its obligations under this Article X, (ii) to the Trustee pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Trustee of any of its obligations under this Article X, (iii) to the Master Servicer pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Master Servicer of any of its obligations under Article III or this Article X, (iv) to the Servicer pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Master Servicer of any of its obligations under Article III or this Article X or (v) against amounts on deposit in the Distribution Account and shall be paid by withdrawal therefrom.

 

(h)

[Reserved].

(i)           The Trust Administrator shall, for federal income tax purposes, maintain books and records with respect to each Trust REMIC on a calendar year and on an accrual basis.

(j)           Following the Startup Day, none of the Servicer, the Master Servicer, the Trust Administrator or the Trustee shall accept any contributions of assets to any Trust REMIC other than in connection with any Qualified Substitute Mortgage Loan delivered in accordance with Section 2.03 unless it shall have received an Opinion of Counsel to the effect that the inclusion of such assets in the Trust Fund will not cause the related REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding or subject such REMIC to any tax under the REMIC Provisions or other applicable provisions of federal, state and local law or ordinances.

(k)          None of the Trustee, the Trust Administrator, the Servicer or the Master Servicer shall enter into any arrangement by which any Trust REMIC will receive a fee or other compensation for services nor permit either REMIC to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code.

 

SECTION 10.02.

Prohibited Transactions and Activities.

None of the Depositor, the Servicer, the Master Servicer, the Trust Administrator or the Trustee shall sell, dispose of or substitute for any of the Mortgage Loans (except in connection with (i) the foreclosure of a Mortgage Loan, including but not limited to, the acquisition or sale of a Mortgaged Property acquired by deed in lieu of foreclosure, (ii) the bankruptcy of REMIC I, (iii) the termination of REMIC I pursuant to Article IX of this Agreement, (iv) a substitution pursuant to Article II of this Agreement or (v) a purchase of Mortgage Loans pursuant to Article II or III of this Agreement), nor acquire any assets for any Trust REMIC (other than REO Property acquired in respect of a defaulted Mortgage Loan), nor sell or dispose of any investments in the Collection Account or the Distribution Account for gain, nor accept any contributions to any Trust REMIC after the Closing Date (other than a Qualified Substitute Mortgage Loan delivered in accordance with Section 2.03), unless it has received an Opinion of Counsel, addressed to the Trustee, the Trust Administrator and the NIMS Insurer (at the expense of the party seeking to cause such sale, disposition, substitution, acquisition or contribution but in no event at the expense of the Trustee or the Trust Administrator) that such sale, disposition, substitution, acquisition or contribution will not (a) affect adversely the status of any Trust REMIC as a REMIC or (b) cause any Trust REMIC to be subject to a tax on “prohibited transactions” or “contributions” pursuant to the REMIC Provisions.

 

SECTION 10.03.

Servicer, Master Servicer and Trustee Indemnification.

(a)          In the event that any Trust REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to (i) the negligent performance by the Trustee or the Trust Administrator of its duties and obligations set forth herein or (ii) any state, local or franchise taxes imposed upon the Trust Fund as a result of the location of the Trustee or the Trust Administrator or any co-trustee, the Trustee or the Trust Administrator, as applicable, shall indemnify the NIMS Insurer, the Servicer, the Master Servicer and the Trust Fund against any and all Losses resulting from such negligence, including, without limitation, any reasonable attorneys’ fees imposed on or incurred as a result of a breach of the Trustee’s or the Trust Administrator’s, as applicable, or any co-trustee’s covenants; provided, however, that the Trustee or the Trust Administrator, as applicable, shall not be liable for any such Losses attributable to the action or inaction of the Servicer, the Master Servicer, the Depositor or the Holder of such Residual Certificate, as applicable, nor for any such Losses resulting from misinformation provided by the Holder of such Residual Certificate on which the Trustee or the Trust Administrator, as applicable, has relied. The foregoing shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall the Trustee or the Trust Administrator, as applicable, have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of a negligent performance by the Trustee or the Trust Administrator, as applicable, of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

(b)          In the event that any Trust REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to the negligent performance by the Master Servicer of its duties and obligations set forth herein, the Master Servicer shall indemnify

 



the NIMS Insurer, the Servicer, the Trustee, the Trust Administrator and the Trust Fund against any and all losses, claims, damages, liabilities or expenses (“Losses”) resulting from such negligence, including, without limitation, any reasonable attorneys’ fees imposed on or incurred as a result of a breach of the Master Servicer’s covenants; provided, however, that the Master Servicer shall not be liable for any such Losses attributable to the action or inaction of the Trustee, the Trust Administrator, the Servicer, the Depositor or the Holder of such Residual Certificate, as applicable, nor for any such Losses resulting from misinformation provided by the Holder of such Residual Certificate on which the Master Servicer has relied. The foregoing shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall the Master Servicer have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of a negligent performance by the Master Servicer of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

(c)          In the event that any Trust REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to (i) the negligent performance by the Servicer of its duties and obligations set forth herein or (ii) any state, local or franchise taxes imposed upon the Trust Fund as a result of the location of the Servicer or any sub-servicer, the Servicer shall indemnify the NIMS Insurer, the Master Servicer, the Trustee, the Trust Administrator and the Trust Fund against any and all losses, claims, damages, liabilities or expenses (“Losses”) resulting from such negligence, including, without limitation, any reasonable attorneys’ fees imposed on or incurred as a result of a breach of the Servicer’s or any sub-servicer’s covenants; provided, however, that the Servicer shall not be liable for any such Losses attributable to the action or inaction of the Master Servicer, the Trustee, the Trust Administrator, the Depositor or the Holder of such Residual Certificate, as applicable, nor for any such Losses resulting from misinformation provided by the Holder of such Residual Certificate on which the Servicer has relied. The foregoing shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall the Servicer have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of a negligent performance by the Servicer of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

 



 

ARTICLE XI

 

MISCELLANEOUS PROVISIONS

 

SECTION 11.01.

Amendment.

This Agreement may be amended from time to time by the Depositor, the Servicer, the Master Servicer, the Trust Administrator and the Trustee with the consent of the NIMS Insurer and without the consent of any of the Certificateholders, (i) to cure any ambiguity or defect, (ii) to correct, modify or supplement any provisions herein (including to give effect to the expectations of Certificateholders), or (iii) to make any other provisions with respect to matters or questions arising under this Agreement which shall not be inconsistent with the provisions of this Agreement, provided that such action shall not adversely affect in any material respect the interests of any Certificateholder as evidenced by either (i) an Opinion of Counsel delivered to the Servicer, the Master Servicer, the Trustee, the Trust Administrator and the NIMS Insurer or (ii) confirmation from the Rating Agencies, delivered to the Servicer, the Master Servicer, the Trustee, the Trust Administrator and the NIMS Insurer, that such amendment will not result in the reduction or withdrawal of the rating of any outstanding Class of Certificates. No amendment shall be deemed to adversely affect in any material respect the interests of any Certificateholder who shall have consented thereto, and no Opinion of Counsel shall be required to address the effect of any such amendment on any such consenting Certificateholder.

This Agreement may also be amended from time to time by the Depositor, the Servicer, the Master Servicer, the Trust Administrator, the NIMS Insurer and the Trustee with the consent of the NIMS Insurer and the Holders of Certificates entitled to at least 66% of the Voting Rights for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Swap Provider or Holders of Certificates; provided, however, that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments received on Mortgage Loans which are required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) adversely affect in any material respect the interests of the Swap Provider or Holders of any Class of Certificates (as evidenced by either (i) an Opinion of Counsel delivered to the Trustee and the NIMS Insurer or (ii) confirmation from the Rating Agencies, delivered to the Servicer, the Master Servicer, the Trustee and the NIMS Insurer, that such action will not result in the reduction or withdrawal of the rating of any outstanding Class of Certificates) in a manner, other than as described in (i), or (iii) modify the consents required by the immediately preceding clauses (i) and (ii) without the consent of the Holders of all Certificates then outstanding. Notwithstanding any other provision of this Agreement, for purposes of the giving or withholding of consents pursuant to this Section 11.01, Certificates registered in the name of the Depositor, the Servicer or the Master Servicer or any Affiliate thereof shall be entitled to Voting Rights with respect to matters affecting such Certificates.

Notwithstanding any contrary provision of this Agreement, none of the Trustee, the Trust Administrator or the NIMS Insurer shall consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel satisfactory to the NIMS Insurer to the effect that such amendment will not result in the imposition of any tax on any Trust REMIC pursuant to the REMIC Provisions or cause any Trust REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding.

 



 

Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Servicer, the Master Servicer, the Trust Administrator or the Trustee shall enter into any amendment to Section 4.08, Section 9.01, Section 11.09 or Section 11.10 of this Agreement without the prior written consent of the Swap Provider.

Promptly after the execution of any such amendment the Trust Administrator shall notify each Certificateholder and make available to each Certificateholder and the NIMS Insurer a copy of such amendment.

It shall not be necessary for the consent of Certificateholders under this Section 11.01 to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trust Administrator may prescribe.

The cost of any Opinion of Counsel to be delivered pursuant to this Section 11.01 shall be borne by the Person seeking the related amendment, but in no event shall such Opinion of Counsel be an expense of the Trustee or the Trust Administrator.

The Trustee and the Trust Administrator may, but neither shall be obligated to enter into any amendment pursuant to this Section that affects its rights, duties and immunities under this Agreement or otherwise.

 

SECTION 11.02.

Recordation of Agreement; Counterparts.

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Servicer at the expense of the Certificateholders, but only upon direction of the Trustee or the Trust Administrator accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

 

SECTION 11.03.

Limitation on Rights of Certificateholders.

The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust, nor entitle such Certificateholder’s legal representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up of the Trust Fund, nor otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

No Certificateholder shall have any right to vote (except as expressly provided for herein) or in any manner otherwise control the operation and management of the Trust, or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of

 



any of the Certificates, be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of default and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates entitled to at least 25% of the Voting Rights shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee, for 15 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding. It is understood and intended, and expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatsoever by virtue of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, or to enforce any right under this Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.

 

SECTION 11.04.

Governing Law.

This Agreement shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

 

SECTION 11.05.

Notices.

All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when received if personally delivered at or mailed by first class mail, postage prepaid, or by express delivery service or delivered in any other manner specified herein, to (a) in the case of the Depositor, 1285 Avenue of the Americas, New York, New York 10019, Attention: Legal (telecopy number (212) 713-2080), or such other address or telecopy number as may hereafter be furnished to the Servicer, the Master Servicer, the Trust Administrator, the NIMS Insurer and the Trustee in writing by the Depositor, (b) in the case of the Servicer, 1675 Palm Beach Lakes Blvd., Suite 10A, West Palm Beach, Florida 33401, Attention: Secretary (telecopy number: (561) 682-8177) or such other address or telecopy number as may hereafter be furnished to the Depositor, the Master Servicer, the Trust Administrator and the Trustee in writing by the Servicer (c) in the case of the Master Servicer or the Trust Administrator, Wells Fargo Bank, N.A., P.O. Box 98, Columbia, Maryland 21046, Attention: Client Manager-MASTR 2006-FRE1 (telecopy number (410) 715-2380), with a copy to Wells Fargo Bank, N.A., 9062 Old Annapolis Road, Columbia, Maryland 21045, Attention: Client Manager-MASTR 2006-FRE1 (telecopy number (410) 715-2380), with a copy to Wells

 



Fargo Bank, N.A., Sixth Street and Marquette Avenue, Minneapolis, Minnesota 55479, Attention: Corporate Trust Services-MASTR 2006-FRE1, or such other address or telecopy number as may hereafter be furnished to the Servicer, the Trustee, the NIMS Insurer and the Depositor in writing by the Master Servicer, (c) in the case of the Trustee, 60 Livingston Avenue, EP-MN-WS3D, St. Paul, Minnesota 55107, Attention: Structured Finance/MASTR 2006-FRE1 (telecopy number (651) 495-8090), or such other address or telecopy number as may hereafter be furnished to the Depositor, the Servicer, the NIMS Insurer, the Trust Administrator and the Master Servicer in writing by the Trustee, or such other address or telecopy number as may hereafter be furnished to the Master Servicer, the NIMS Insurer and the Depositor in writing by the Trustee, (d) in the case of the Credit Risk Manager, 1700 Lincoln Street, Suite 1600, Denver, Colorado 80203, Attention: General Counsel, or such other address or telecopy number as may hereafter be furnished to the Depositor, the Servicer, the Trustee and the NIMS Insurer and (e) in the case of the NIMS Insurer, if any, the address set forth in the Indenture, or such other address or telecopy number as may hereafter be furnished to the Master Servicer, the Trust Administrator, the Depositor and the Trustee in writing by the NIMS Insurer. Any notice required or permitted to be given to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given when mailed, whether or not the Certificateholder receives such notice. A copy of any notice required to be telecopied hereunder also shall be mailed to the appropriate party in the manner set forth above.

 

SECTION 11.06.

Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

 

SECTION 11.07.

Notice to Rating Agencies and the NIMS Insurer.

The Trust Administrator shall use its best efforts promptly to provide notice to the Rating Agencies and the NIMS Insurer with respect to each of the following of which it has actual knowledge:

 

(1)

Any material change or amendment to this Agreement;

(2)          The occurrence of any Servicer Event of Default or Master Servicer Event of Termination that has not been cured or waived;

(3)          The resignation or termination of the Master Servicer, the Trust Administrator or the Trustee;

(4)          The repurchase or substitution of Mortgage Loans pursuant to or as contemplated by Section 2.03;

 

(5)

The final payment to the Holders of any Class of Certificates;

 

 



 

(6)          Any change in the location of the Collection Account or the Distribution Account;

(7)          Any event that would result in the inability of the Master Servicer to make advances regarding delinquent Mortgage Loans to the same extent the Servicer is required to make such advances as provided in Section 4.03; and

(8)          The filing of any claim under any Servicer’s blanket bond and errors and omissions insurance policy required by Section 3.14 or the cancellation or material modification of coverage under any such instrument.

In addition, the Trust Administrator shall promptly make available to each Rating Agency and the NIMS Insurer copies of each report to Certificateholders described in Section 4.02 and the Master Servicer shall promptly furnish to each Rating Agency copies of the following:

 

(1)

Each annual statement as to compliance described in Section 3.20; and

(2)          Each annual independent public accountants’ servicing report described in Section 3.21.

 

(3)

Any notice delivered pursuant to Section 7.01.

Any such notice pursuant to this Section 11.07 shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by first class mail, postage prepaid, or by express delivery service to Moody’s Investors Service Inc., 99 Church Street, New York, New York 10004, Standard & Poor’s Ratings Services, a division of The McGraw-Hill Companies, Inc., 55 Water Street, New York, New York 10007, and Fitch Ratings, One State Street Plaza, 32nd Floor, New York, New York 10004 or such other addresses as the Rating Agencies may designate in writing to the parties hereto.

 

SECTION 11.08.

Article and Section References.

All article and section references used in this Agreement, unless otherwise provided, are to articles and sections in this Agreement.

 

SECTION 11.09.

Grant of Security Interest.

It is the express intent of the parties hereto that the conveyance of the Mortgage Loans by the Depositor to the Trustee, be, and be construed as, a sale of the Mortgage Loans by the Depositor and not a pledge of the Mortgage Loans to secure a debt or other obligation of the Depositor. However, in the event that, notwithstanding the aforementioned intent of the parties, the Mortgage Loans are held to be property of the Depositor, then, (a) it is the express intent of the parties that such conveyance be deemed a pledge of the Mortgage Loans by the Depositor to the Trustee to secure a debt or other obligation of the Depositor and (b)(1) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the Uniform Commercial Code as in effect from time to time in the State of New York; (2) the conveyance provided for in Section 2.01 hereof shall be deemed to be a grant by the Depositor to the Trustee of a security interest in all of the Depositor’s right, title and interest in and to the Mortgage

 



Loans and all amounts payable to the holders of the Mortgage Loans and the Swap Provider in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, including without limitation all amounts, other than investment earnings, from time to time held or invested in the Collection Account and the Distribution Account, whether in the form of cash, instruments, securities or other property; (3) the obligations secured by such security agreement shall be deemed to be all of the Depositor’s obligations under this Agreement, including the obligation to provide to the Certificateholders and the Swap Provider the benefits of this Agreement relating to the Mortgage Loans and the Trust Fund; and (4) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Trustee for the purpose of perfecting such security interest under applicable law. Accordingly, the Depositor hereby grants to the Trustee a security interest in the Mortgage Loans and all other property described in clause (2) of the preceding sentence, for the purpose of securing to the Trustee the performance by the Depositor of the obligations described in clause (3) of the preceding sentence. Notwithstanding the foregoing, the parties hereto intend the conveyance pursuant to Section 2.01 to be a true, absolute and unconditional sale of the Mortgage Loans and assets constituting the Trust Fund by the Depositor to the Trustee.

 

SECTION 11.10.

Third Party Rights.

Each of the NIMS Insurer, the Pool Insurer and the Swap Provider shall be deemed a third-party beneficiary of this Agreement to the same extent as if it were a party hereto, and shall have the right to enforce the provisions of this Agreement.

 

SECTION 11.11.

Intention of the Parties and Interpretation.

Each of the parties hereto acknowledges and agrees that the purpose of Sections 3.20, 3.21 and 4.06 of this Agreement is to facilitate compliance by the Depositor with the provisions of Regulation AB promulgated by the SEC under the Exchange Act (17 C.F.R. §§ 229.1100 - 229.1123), as such may be amended from time to time and subject to clarification and interpretive advice as may be issued by the staff of the Commission from time to time. Therefore, each of the parties hereto agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply, to the extent practicable from a timing and information systems perspective and to the extent that the Depositor will pay any increased costs of the Trustee and the Trust Administrator caused by such request, with requests made by the Depositor for delivery of additional or different information as the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.

 



 

IN WITNESS WHEREOF, the Depositor, the Master Servicer, the Trust Administrator and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized, in each case as of the day and year first above written.

 

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.,
as Depositor

 

 

 

By:          /s/ Kathleen Parekh                          

 

Name: Kathleen Parekh

 

Title:   Executive Director

 

 

 

By:          /s/ Anthony Beshara                          

 

Name: Anthony Beshara

 

Title:   Associate Director

 

 

 

 

 

WELLS FARGO BANK, N.A.,
as Master Servicer and Trust Administrator

 

 

 

By:          /s/ Graham Oglesby

 

Name: Graham Oblesby

 

Title: Assistant Vice President

 

 

 

 

 

WELLS FARGO BANK, N.A.,
as Servicer

 

 

 

By:          /s/ Laurie McGoogan

 

Name: Laurie McGoogan

 

Title:   Vice President

 

 

 

 

 

U.S. BANK NATIONAL ASSOCIATION,
as Trustee

 

 

 

By:          /s/ Shannon M. Rantz

 

Name: Shannon M. Rantz

 

Title:   Vice President

 



 

 

For purposes of Sections 6.08, 6.09 and 6.10:

Clayton Fixed Income Services Inc.

By:          /s/ Kevin J. Kanouff

Name: Kevin J. Kanouff

Title:   President and General Counsel

 

 

 

 

 

 



 

STATE OF NEW YORK

)

 

 

)

ss.:

COUNTY OF NEW YORK

)

 

 

On the ___ day of February 2006, before me, a notary public in and for said State, personally appeared ________________________ and _______________, known to me to be a(n) ___________________ and _______________, respectively, of Mortgage Asset Securitization Transactions, Inc., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

 

Notary Public

 

[Notarial Seal]

 



 

STATE OF_____________

)

 

 

)

ss.:

COUNTY OF___________

)

 

 

On the ____ day of February 2006, before me, a notary public in and for said State, personally appeared ________________________ known to me to be a(n) ________________________ of Wells Fargo Bank, N.A., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

 

Notary Public

 

[Notarial Seal]

 



 

STATE OF MARYLAND

)

 

 

)

ss.:

COUNTY OF HOWARD

)

 

 

On the ____ day of February 2006, before me, a notary public in and for said State, personally appeared ________________________ known to me to be a(n) ________________________ of Wells Fargo Bank, N.A., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

 

Notary Public

 

[Notarial Seal]

 



 

STATE OF MINNESOTA

)

 

 

)

ss.:

COUNTY OF RAMSEY

)

 

 

On the ____ day of February 2006, before me, a notary public in and for said State, personally appeared ________________________, known to me to be a(n) ________________________ of U.S. Bank National Association, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

 

Notary Public

 

[Notarial Seal]

 

 

 

 

 



EXHIBIT A-1

FORM OF CLASS A-1 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

 

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class A-1 Certificates as of the Issue Date: $206,280,000.00

Denomination: $206,280,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PL 4

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class A-1 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class A-1 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class A-1 Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available

 



funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class A-1 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class A-1 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an

 



assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator and the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

_____________________________________________________________________________.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-2

FORM OF CLASS A-2 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

 

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class A-2 Certificates as of the Issue Date: $67,353,000.00

Denomination: $67,353,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PM 2

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

 

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class A-2 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class A-2 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class A-2 Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available

 



funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class A-2 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class A-2 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an

 



assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

 

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

 



 

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-3

FORM OF CLASS A-3 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

 

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class A-3 Certificates as of the Issue Date: $73,763,000.00

Denomination: $73,763,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PN 0

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class A-3 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class A-3 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class A-3 Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available

 



funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class A-3 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class A-3 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust

 



Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

 



 

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-4

FORM OF CLASS A-4 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

 

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class A-4 Certificates as of the Issue Date: $34,405,000.00

Denomination: $34,405,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PP 5

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class A-4 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class A-4 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class A-4 Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available

 



funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class A-4 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class A-4 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust

 



Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

 



 

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-5

FORM OF CLASS M-1 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class M-1 Certificates as of the Issue Date: $21,886,000.00

Denomination: $21,886,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PQ 3

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

 



 

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class M-1 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class M-1 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class M-1 Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class M-1 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class M-1 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final

 



distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

 



 

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-6

FORM OF CLASS M-2 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES AND THE CLASS M-1 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class M-2 Certificates as of the Issue Date: $17,603,000.00

Denomination: $17,603,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PR 1

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

 



 

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class M-2 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class M-2 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class M-2 Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class M-2 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class M-2 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final

 



distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

 



 

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-7

FORM OF CLASS M-3 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, THE CLASS M-1 CERTIFICATES AND THE CLASS M-2 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

 



 

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class M-3 Certificates as of the Issue Date: $9,277,000.00

Denomination: 9,277,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PS 9

 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

 



 

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class M-3 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class M-3 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class M-3 Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class M-3 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class M-3 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final

 



distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

 



 

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

 

 

 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-8

FORM OF CLASS M-4 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES AND THE CLASS M-3 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class M-4 Certificates as of the Issue Date: $8,564,000.00

Denomination: $8,564,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PT 7

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

 



 

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class M-4 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class M-4 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class M-4 Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class M-4 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class M-4 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final

 



distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

 



 

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-9

FORM OF CLASS M-5 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES AND THE CLASS M-4 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class M-5 Certificates as of the Issue Date: $7,136,000.00

Denomination: $7,136,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PU 4

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class M-5 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class M-5 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class M-5 Certificates on such Distribution Date pursuant to the Agreement.

 



 

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class M-5 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class M-5 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 



 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

 



 

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-10

FORM OF CLASS M-6 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES AND THE CLASS M-5 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class M-6 Certificates as of the Issue Date: $6,899,000.00

Denomination: $6,899,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PV 2

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class M-6 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class M-6 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class M-6 Certificates on such Distribution Date pursuant to the Agreement.

 



 

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class M-6 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class M-6 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 



 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

 



 

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-11

FORM OF CLASS M-7 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES AND THE CLASS M-6 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class M-7 Certificates as of the Issue Date: $6,423,000.00

Denomination: $6,423,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PW 0

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class M-7 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class M-7 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class M-7 Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available

 



funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class M-7 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class M-7 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust

 



Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

 



 

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-12

FORM OF CLASS M-8 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES AND THE CLASS M-7 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class M-8 Certificates as of the Issue Date: $8,564,000.00

Denomination: $8,564,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PX 8

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class M-8 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class M-8 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class M-8 Certificates on such Distribution Date pursuant to the Agreement.

 



 

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class M-8 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class M-8 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 



 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

 



 

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto ________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 

 



 

EXHIBIT A-13

FORM OF CLASS M-9 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUST ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES, THE CLASS M-7 CERTIFICATES AND THE CLASS M-8 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THE HOLDER OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02 (d) OF THE AGREEMENT.

 

Series: 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class M-9 Certificates as of the Issue Date: $4,757,000.00

Denomination: $4,757,000.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

CUSIP: 57643L PY 6

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that Cede & Co. is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class M-9 Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class M-9 Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class M-9 Certificates on such Distribution Date pursuant to the Agreement.

 



 

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class M-9 Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class M-9 Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

The Pass-Through Rate applicable to the calculation of interest payable with respect to this Certificate on any Distribution Date shall equal a rate per annum equal to the lesser of (i) the related Formula Rate for such Distribution Date and (ii) the related Net WAC Rate for such Distribution Date.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 



 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

The holder of this Certificate shall be deemed to have made the representation set forth in Section 5.02 (d) of the Pooling & Servicing Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

 



 

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto ________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 

 



 

EXHIBIT A-14

FORM OF CLASS CE CERTIFICATE

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES AND THE MEZZANINE CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS THAT ARE EXEMPT FROM REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR THE CODE WILL BE REGISTERED EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

Series 2006-FRE1

Pass-Through Rate: Variable

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class CE Certificates as of the Issue Date: $2,854,798.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

 

 

 



 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that UBS Securities LLC is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class CE Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class CE Certificates in a REMIC created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class CE Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available

 



funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class CE Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class CE Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in

 



 

 

 

 

authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trust Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee or the Master Servicer, the Trust Administrator in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Depositor or the Trust Administrator is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Trust Administrator, the Depositor, the Servicer and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any Person using “Plan Assets” to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

 



 

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate principal balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto _________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-15

FORM OF CLASS P CERTIFICATE

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS THAT ARE EXEMPT FROM REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR THE CODE WILL BE REGISTERED EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

Series: 2006-FRE1

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Certificate Principal Balance of the Class P Certificates as of the Issue Date: $100.00

Denomination: $100.00

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

 

 

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING CERTIFICATE PRINCIPAL BALANCE HEREOF AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ABOVE AS THE DENOMINATION OF THIS CERTIFICATE.

 



 

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that UBS Securities LLC is the registered owner of a Percentage Interest (obtained by dividing the denomination of this Certificate by the aggregate Certificate Principal Balance of the Class P Certificates as of the Issue Date) in that certain beneficial ownership interest evidenced by all the Class P Certificates in REMIC IV created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class P Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class P Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class P Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final

 



distribution on this Certificate will be made after due notice by the Trust Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof equal to the denomination specified on the face hereof divided by the aggregate Certificate Principal Balance of the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trust

 



Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee or the Master Servicer, the Trust Administrator in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. None of the Depositor or the Trust Administrator is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Trust Administrator, the Depositor, the Servicer and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any Person using “Plan Assets” to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from

 



REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate principal balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto ________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-16

FORM OF CLASS R CERTIFICATE

THIS CERTIFICATE MAY NOT BE TRANSFERRED TO A NON-UNITED STATES PERSON.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” (“REMIC”), AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IN ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS THAT ARE EXEMPT FROM REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR THE CODE WILL BE REGISTERED EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES (I) AN AFFIDAVIT TO THE TRUST ADMINISTRATOR THAT (A) SUCH TRANSFEREE IS NOT (1) THE UNITED STATES OR ANY POSSESSION THEREOF, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING, (2) ANY ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION 521 OF THE CODE) THAT IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE, (3) ANY ORGANIZATION DESCRIBED IN

 



SECTION 1381(A)(2)(C) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (1), (2) OR (3) SHALL HEREINAFTER BE REFERRED TO AS A “DISQUALIFIED ORGANIZATION”) OR (4) AN AGENT OF A DISQUALIFIED ORGANIZATION AND (B) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX, AND (II) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OF ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE HEREOF SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH AND THE PROVISIONS OF SECTION 5.02(D) OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. ANY PERSON THAT IS A DISQUALIFIED ORGANIZATION IS PROHIBITED FROM ACQUIRING BENEFICIAL OWNERSHIP OF THIS CERTIFICATE.

 

Series: 2006-FRE1

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Percentage Interest of the Class R Certificates as of the Issue Date: 100.00%

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

 

 

 



 

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that UBS Securities LLC is the registered owner of a Percentage Interest (as specified above) in that certain beneficial ownership interest evidenced by all the Certificates of the Class to which this Certificate belongs created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class R Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class R Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class R Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the

 



pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trust Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate

 



desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee or the Master Servicer, the Trust Administrator in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trust Administrator is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Trust Administrator, the Depositor, the Servicer and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any Person using “Plan Assets” to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

Prior to registration of any transfer, sale or other disposition of this Certificate, the proposed transferee shall provide to the Trust Administrator (i) an affidavit to the effect that such transferee is any Person other than a Disqualified Organization or the agent (including a broker, nominee or middleman) of a Disqualified Organization, and (ii) a certificate that acknowledges that (A) the Class R Certificates have been designated as a residual interest in a REMIC, (B) it will include in its income a pro rata share of the net income of the Trust Fund and that such income may be an “excess inclusion,” as defined in the Code, that, with certain exceptions, cannot be offset by other losses or benefits from any tax exemption, and (C) it expects to have the financial means to satisfy all of its tax obligations including those relating to holding the Class R Certificates. Notwithstanding the registration in the Certificate Register of any transfer, sale or other disposition of this Certificate to a Disqualified Organization or an agent (including a broker, nominee or middleman) of a Disqualified Organization, such registration shall be deemed to be of no legal force or effect whatsoever and such Person shall not be deemed to be a Certificateholder for any purpose, including, but not limited to, the receipt of distributions in respect of this Certificate.

 



 

The Holder of this Certificate, by its acceptance hereof, shall be deemed to have consented to the provisions of Section 5.02 of the Agreement and to any amendment of the Agreement deemed necessary by counsel of the Depositor to ensure that the transfer of this Certificate to any Person other than a Permitted Transferee or any other Person will not cause the Trust Fund to cease to qualify as a REMIC or cause the imposition of a tax upon the REMIC.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate principal balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto ________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT A-17

FORM OF CLASS R-X CERTIFICATE

THIS CERTIFICATE MAY NOT BE TRANSFERRED TO A NON-UNITED STATES PERSON.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” (“REMIC”), AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 AS AMENDED (THE “CODE”).

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IN ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS THAT ARE EXEMPT FROM REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR THE CODE WILL BE REGISTERED EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES (I) AN AFFIDAVIT TO THE TRUST ADMINISTRATOR THAT (A) SUCH TRANSFEREE IS NOT (1) THE UNITED STATES OR ANY POSSESSION THEREOF, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING, (2) ANY ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION 521 OF THE CODE) THAT IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE, (3) ANY ORGANIZATION DESCRIBED IN

 



SECTION 1381(A)(2)(C) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (1), (2) OR (3) SHALL HEREINAFTER BE REFERRED TO AS A “DISQUALIFIED ORGANIZATION”) OR (4) AN AGENT OF A DISQUALIFIED ORGANIZATION AND (B) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX, AND (II) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OF ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE HEREOF SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH AND THE PROVISIONS OF SECTION 5.02(D) OF THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN. ANY PERSON THAT IS A DISQUALIFIED ORGANIZATION IS PROHIBITED FROM ACQUIRING BENEFICIAL OWNERSHIP OF THIS CERTIFICATE.

 

Series: 2006-FRE1

Cut-off Date and date of Pooling and Servicing Agreement: February 1, 2006

First Distribution Date: March 27, 2006

No. 1

Aggregate Percentage Interest of the Class R-X Certificates as of the Issue Date: 100.00%

Master Servicer and Trust Administrator: Wells Fargo Bank, N.A.

Trustee: U.S. Bank National Association

Issue Date: February 24, 2006

 

 

 



 

MORTGAGE PASS-THROUGH CERTIFICATE

evidencing a beneficial ownership interest in a portion of a Trust Fund (the “Trust Fund”) consisting primarily of a pool of conventional one- to four-family, fixed-rate and adjustable-rate, first and second lien mortgage loans (the “Mortgage Loans”) formed and sold by

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

THIS CERTIFICATE DOES NOT REPRESENT AN OBLIGATION OF OR INTEREST IN MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC., THE MASTER SERVICER, THE TRUST ADMINISTRATOR, THE TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES. NEITHER THIS CERTIFICATE NOR THE UNDERLYING MORTGAGE LOANS ARE GUARANTEED BY ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES.

This certifies that UBS Securities LLC is the registered owner of a Percentage Interest (as specified above) in that certain beneficial ownership interest evidenced by all the Certificates of the Class to which this Certificate belongs created pursuant to a Pooling and Servicing Agreement, dated as specified above (the “Agreement”), among Mortgage Asset Securitization Transactions, Inc. (hereinafter called the “Depositor,” which term includes any successor entity under the Agreement), the Master Servicer, the Trust Administrator and the Trustee, a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Pursuant to the terms of the Agreement, distributions will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered on the Record Date, in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to the Holders of Class R-X Certificates on such Distribution Date pursuant to the Agreement.

All distributions to the Holder of this Certificate under the Agreement will be made or caused to be made by the Trust Administrator by wire transfer in immediately available funds to the account of the Person entitled thereto if such Person shall have so notified the Trust Administrator in writing at least five Business Days prior to the Record Date immediately prior to such Distribution Date and is the registered owner of Class R-X Certificates the aggregate initial Certificate Principal Balance of which is in excess of the lesser of (i) $5,000,000 or (ii) two-thirds of the aggregate initial Certificate Principal Balance of the Class R-X Certificates, or otherwise by check mailed by first class mail to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trust Administrator of the

 



pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trust Administrator for that purpose as provided in the Agreement.

This Certificate is one of a duly authorized issue of Certificates designated as Mortgage Pass-Through Certificates of the Series specified on the face hereof (herein called the “Certificates”) and representing a Percentage Interest in the Class of Certificates specified on the face hereof.

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. As provided in the Agreement, withdrawals from the Distribution Account may be made from time to time for purposes other than distributions to Certificateholders, such purposes including reimbursement of advances made, or certain expenses incurred, with respect to the Mortgage Loans.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Servicer the Trust Administrator, the Trustee, the NIMS Insurer, if any, and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Master Servicer, the Servicer, the Trust Administrator, the Trustee and the NIMS Insurer, if any, without the consent on the Certificateholders or with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights as further set forth in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trust Administrator as provided in the Agreement, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trust Administrator duly executed by, the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trust Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate

 



desiring to effect the transfer, and from such Holder's prospective transferee, substantially in the forms attached to the Agreement as Exhibit F-1, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee or the Master Servicer, the Trust Administrator in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trust Administrator is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Trust Administrator, the Depositor, the Servicer and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any Person using “Plan Assets” to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.

The Certificates are issuable in fully registered form only without coupons in Classes and denominations representing Percentage Interests specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, the Certificates are exchangeable for new Certificates of the same Class in authorized denominations evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange of Certificates, but the Trust Administrator may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

Prior to registration of any transfer, sale or other disposition of this Certificate, the proposed transferee shall provide to the Trust Administrator (i) an affidavit to the effect that such transferee is any Person other than a Disqualified Organization or the agent (including a broker, nominee or middleman) of a Disqualified Organization, and (ii) a certificate that acknowledges that (A) the Class R-X Certificates have been designated as a residual interest in a REMIC, (B) it will include in its income a pro rata share of the net income of the Trust Fund and that such income may be an “excess inclusion,” as defined in the Code, that, with certain exceptions, cannot be offset by other losses or benefits from any tax exemption, and (C) it expects to have the financial means to satisfy all of its tax obligations including those relating to holding the Class R-X Certificates. Notwithstanding the registration in the Certificate Register of any transfer, sale or other disposition of this Certificate to a Disqualified Organization or an agent (including a broker, nominee or middleman) of a Disqualified Organization, such registration shall be deemed to be of no legal force or effect whatsoever and such Person shall not be deemed to be a Certificateholder for any purpose, including, but not limited to, the receipt of distributions in respect of this Certificate.

 



 

The Holder of this Certificate, by its acceptance hereof, shall be deemed to have consented to the provisions of Section 5.02 of the Agreement and to any amendment of the Agreement deemed necessary by counsel of the Depositor to ensure that the transfer of this Certificate to any Person other than a Permitted Transferee or any other Person will not cause the Trust Fund to cease to qualify as a REMIC or cause the imposition of a tax upon the REMIC.

The Depositor, the Master Servicer, the Trust Administrator, the Trustee and any agent of the Depositor, the Master Servicer, the Trust Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trust Administrator, the Trustee nor any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby shall terminate upon payment to the Certificateholders of all amounts held by the Trust Administrator and required to be paid to them pursuant to the Agreement following the earlier of (i) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan and REO Property remaining in REMIC I and (ii) the purchase by the party designated in the Agreement at a price determined as provided in the Agreement from REMIC I of all the Mortgage Loans and all property acquired in respect of such Mortgage Loans. The Agreement permits, but does not require, the party designated in the Agreement to purchase from REMIC I all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan at a price determined as provided in the Agreement. The exercise of such right will effect early retirement of the Certificates; however, such right to purchase is subject to the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties remaining in the Trust Fund at the time of purchase being less than or equal to 10% of the aggregate principal balance of the Mortgage Loans as of the Cut-off Date.

The recitals contained herein shall be taken as statements of the Depositor and the Trust Administrator assumes no responsibility for their correctness.

Unless the certificate of authentication hereon has been executed by the Trust Administrator, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 



 

IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be duly executed.

Dated: February ___, 2006

 

 

WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Administrator for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By:

 

 

Authorized Officer

 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Agreement.

 

WELLS FARGO BANK, N.A.,

as Trust Administrator

 

 

By:

 

 

Authorized Signatory

 

 

 



 

ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations:

TEN COM -

 

as tenants in common

UNIF GIFT MIN ACT -

Custodian        
(Cust) (Minor)
under Uniform Gifts
to Minors Act
__________________
(State)

TEN ENT -

 

as tenants by the entireties

 

JT TEN -

as joint tenants with right
of survivorship and not as
tenants in common

 

 

 

 

 

Additional abbreviations may also be used though not in the above list.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and

transfer(s) unto ________________________________________________________________

 

 

 

.

(Please print or typewrite name, address including postal zip code, and Taxpayer Identification Number of assignee) a Percentage Interest equal to ____% evidenced by the within Mortgage Pass-Through Certificates and hereby authorize(s) the registration of transfer of such interest to assignee on the Certificate Register of the Trust Fund.

I (we) further direct the Trust Administrator to issue a new Certificate of a like Percentage Interest and Class to the above named assignee and deliver such Certificate to the following address:

 

 

 

 

 

.

 

Dated:

 

 

Signature by or on behalf of assignor

 

 

 

 

 

Signature Guaranteed

 

 



 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available

funds to

 

 

for the account of

 

account number

 

or, if mailed by check, to

 

Applicable statements should be mailed to

 

 

 

This information is provided by

 

assignee named above, or

 

its agent.

 

 

 



 

EXHIBIT B

 

[RESERVED]

 



 

EXHIBIT C-1

 

FORM OF [CUSTODIAN'S] [TRUSTEE'S] INITIAL CERTIFICATION

[Date]

 

Mortgage Asset Securitization Transactions, Inc.

1285 Avenue of the Americas

New York, New York 10019

U.S. Bank National Association

60 Livingston Avenue

EP-MN-WS3D

St. Paul, MN 55107

Attn: Structured Finance/MASTR 2006-FRE1

Wells Fargo Bank, N.A.
9062 Old Annapolis Road

Columbia, Maryland 21045

 

 

 

Re:

Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association, Mortgage Pass-Through Certificates,
Series 2006-FRE1

 

Ladies and Gentlemen:

Attached is the [Custodian’s] [Trustee’s] preliminary exception report delivered in accordance with Section 2.02 of the referenced Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings set forth in the Pooling and Servicing Agreement.

The [Custodian] [Trustee] has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the Pooling and Servicing Agreement. The [Custodian] [Trustee] makes no representations as to (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in the Mortgage File pertaining to the Mortgage Loans identified on the Mortgage Loan Schedule, (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) whether any Mortgage File included any of the documents specified in clause (vi) of Section 2.01 of the Pooling and Servicing Agreement.

 



 

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling and Servicing Agreement. This Certificate is qualified in all respects by the terms of said Pooling and Servicing Agreement.

 

 

[U.S. BANK NATIONAL ASSOCIATION][WELLS FARGO BANK, N.A]

 

 

By: _____________________________________

Name:

Title:

 

 

 



 

EXHIBIT C-2

FORM OF [CUSTODIAN'S] [TRUSTEE'S] FINAL CERTIFICATION

[Date]

 

Mortgage Asset Securitization Transactions, Inc.

1285 Avenue of the Americas

New York, New York 10019

U.S. Bank National Association

60 Livingston Avenue

EP-MN-WS3D

St. Paul, MN 55107

Attn: Structured Finance/MASTR 2006-FRE1

Wells Fargo Bank, N.A.
9062 Old Annapolis Road

Columbia, Maryland 21045

 

 

 

 

Re:

Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association, Mortgage Pass-Through Certificates, Series 2006-FRE1

 

Ladies and Gentlemen:

In accordance with Section 2.02 of the Pooling and Servicing Agreement, the undersigned, as [Custodian] [Trustee], hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage loan paid in full or listed on Schedule I hereto) it (or its custodian) has received the applicable documents listed in Section 2.01 of the Pooling and Servicing Agreement.

The undersigned hereby certifies that as to each Mortgage Loan identified on the Mortgage Loan Schedule, other than any Mortgage Loan listed on Schedule I hereto, it has reviewed the documents listed above and has determined that each such document appears to be complete and, based on an examination of such documents, the information set forth in the Mortgage Loan Schedule is correct.

The [Custodian] [Trustee] has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the Pooling and Servicing Agreement. The [Custodian] [Trustee] makes no representations as to (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in the Mortgage File pertaining to the Mortgage Loans identified on the Mortgage Loan Schedule, (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) whether any Mortgage File included any of the documents specified in clause (vi) of Section 2.01 of the Pooling and Servicing Agreement.

 



 

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling and Servicing Agreement. This Certificate is qualified in all respects by the terms of said Pooling and Servicing Agreement.

 

 

[U.S. BANK NATIONAL ASSOCIATION][WELLS FARGO BANK, N.A.]

 

 

By: _____________________________________

Name:

Title:

 

 

 



 

EXHIBIT C-3

FORM OF RECEIPT OF MORTGAGE NOTE

 

Mortgage Asset Securitization Transactions, Inc.

1285 Avenue of the Americas

New York, New York 10019

U.S. Bank National Association

60 Livingston Avenue

EP-MN-WS3D

St. Paul, MN 55107

Attn: Structured Finance/ MASTR 2006-FRE1

Wells Fargo Bank, N.A.
9062 Old Annapolis Road

Columbia, Maryland 21045

 

Wells Fargo Bank, N.A.

One Home Campus

Des Moines, Iowa 50328-0001

 

 

Re:

Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association, Mortgage Pass-Through Certificates, Series 2006-FRE1

 

Ladies and Gentlemen:

Pursuant to Section 2.01 of the Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association, we hereby acknowledge the receipt of the original Mortgage Notes (a copy of which is attached hereto as Exhibit 1) with any exceptions thereto listed on Exhibit 2.

 

 

[WELLS FARGO BANK, N.A.,

as Custodian] [U.S. BANK NATIONAL ASSOCIATION as Trustee]

 

 

By: _____________________________________

Name:

Title:

 

 

 



 

EXHIBIT D

 

FORM OF ASSIGNMENT AND RECOGNITION AGREEMENT

 
THIS ASSIGNMENT AND RECOGNITION AGREEMENT, dated February 14, 2006, (“Agreement”) among UBS Real Estate Securities Inc. (“Assignor”), Mortgage Asset Securitization Transactions, Inc. (“Assignee”) and Fremont Investment & Loan (the “Company”):
 
For and in consideration of the sum of TEN DOLLARS ($10.00) and other valuable consideration the receipt and sufficiency of which hereby are acknowledged, and of the mutual covenants herein contained, the parties hereto hereby agree as follows:
 
Assignment and Conveyance

The Assignor hereby conveys, sells, grants, transfers and assigns to the Assignee (x) all of the right, title and interest of the Assignor, as purchaser, in, to and under (a) those certain Mortgage Loans listed as being originated by the Company on the schedule (the “Mortgage Loan Schedule”) attached hereto as Exhibit A (the “Mortgage Loans”) and (b) except as described below, that certain Master Seller’s Purchase, Warranties and Interim Servicing Agreement dated as of March 1, 2004, as amended (the “Purchase Agreement”), between the Assignor, as initial purchaser (the “Purchaser”), and the Company, as seller and interim servicer, solely insofar as the Purchase Agreement relates to the Mortgage Loans and (y) other than as provided below with respect to the enforcement of representations and warranties, none of the obligations of the Assignor under the Purchase Agreement.
 
The Assignor specifically reserves and does not assign to the Assignee hereunder any and all right, title and interest in, to and under and any obligations of the Assignor with respect to any mortgage loans subject to the Purchase Agreement which are not the mortgage loans set forth on the Mortgage Loan Schedule and are not the subject of this Agreement.
 

Recognition of the Company

From and after the date hereof, the Company shall and does hereby recognize that the Assignee will transfer the Mortgage Loans and assign its rights under the Purchase Agreement (solely to the extent set forth herein) and this Agreement to MASTR Asset-Backed Securities Trust 2006-FRE1 (the “Trust”) created pursuant to a Pooling and Servicing Agreement, dated as of February 1, 2006 (the “Pooling Agreement”), among the Assignee, Wells Fargo Bank, N.A. as master servicer, serivcer and trust administrator (including its successors in interest and any successor servicers under the Pooling Agreement, the “Master Servicer”, “Servicer” or “Trust Administrator”) and U.S. Bank National Association, as trustee (including its successors in interest and any successor trustees under the Pooling Agreement, the “Trustee”). The Company hereby acknowledges and agrees that from and after the date hereof (i) the Trust will be the owner of the Mortgage Loans, (ii) the Company shall look solely to the Trust for performance of any obligations of the Assignor insofar as they relate to the enforcement of the representations, warranties and covenants with respect to the Mortgage Loans, (iii) the Trust (including the Trustee and the Servicer acting on the Trust’s behalf) shall have all the rights and remedies available to the Assignor, insofar as they relate to the Mortgage Loans, under the Purchase Agreement, including, without limitation, the enforcement of the document delivery requirements and remedies with respect to breaches of representations and warranties set forth in the Purchase Agreement, and shall be entitled to enforce all of the obligations of the Company thereunder insofar as they relate to the Mortgage Loans, and (iv) all references to the Purchaser (insofar as they relate to the rights, title and interest and, with respect to obligations of the Purchaser, only insofar as they relate to the enforcement of the representations, warranties and covenants of the Company) or the Custodian under the Purchase Agreement insofar as they relate to the Mortgage Loans, shall be deemed to refer to the Trust (including the Trustee and the Servicer acting on the Trust’s behalf). Neither the Company nor the Assignor shall amend or agree to amend, modify, waiver, or otherwise alter any of the terms or provisions of the Purchase Agreement which amendment, modification, waiver or other alteration would in any way affect the Mortgage Loans or the Company’s performance under the Purchase Agreement with respect to the Mortgage Loans without the prior written consent of the Trustee.
 
Representations and Warranties of the Company

1.  The Company warrants and represents to the Assignor, the Assignee and the Trust as of the date hereof that:
 
(a)  The Company is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;
 
(b)  The Company has full power and authority to execute, deliver and perform its obligations under this Agreement and has full power and authority to perform its obligations under the Purchase Agreement. The execution by the Company of this Agreement is in the ordinary course of the Company’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of the Company’s charter or bylaws or any legal restriction, or any material agreement or instrument to which the Company is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Company or its property is subject. The execution, delivery and performance by the Company of this Agreement have been duly authorized by all necessary corporate action on part of the Company. This Agreement has been duly executed and delivered by the Company, and, upon the due authorization, execution and delivery by the Assignor and the Assignee, will constitute the valid and legally binding obligation of the Company, enforceable against the Company in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law;
 
(c)  No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Company in connection with the execution, delivery or performance by the Company of this Agreement; and
 
(d)  There is no action, suit, proceeding or investigation pending or threatened against the Company, before any court, administrative agency or other tribunal, which would draw into question the validity of this Agreement or the Purchase Agreement, or which, either in any one instance or in the aggregate, would result in any material adverse change in the ability of the Company to perform its obligations under this Agreement or the Purchase Agreement, and the Company is solvent.
 
2.  Pursuant to Section 8 of the Purchase Agreement, the Company hereby represents and warrants, for the benefit of the Assignor, the Assignee and the Trust, that the representations and warranties set forth in Sections 3.01 and 3.02 of the Purchase Agreement (set forth on Schedule 1 hereto), are true and correct as of the date hereof as if such representations and warranties were made on such date, except that the representation and warranty set forth in Section 3.02(a) shall, for purposes of this Agreement, relate to the Mortgage Loan Schedule attached hereto and except for the limitations and qualifications set forth on Schedule 2 hereto.
 
3.  The Assignor hereby makes the following representations and warranties as of the date hereof:
 
(a)  Each Mortgage Loan at the time it was made complied in all material respects with applicable local, state, and federal laws, including, but not limited to, all applicable predatory and abusive lending laws;
 
(b)  None of the Mortgage Loans are High Cost as defined by any applicable predatory and abusive lending laws; and
 
(c)  No Mortgage Loan is a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary which is now Version 5.6c Revised, Appendix E).
 
Remedies for Breach of Representations and Warranties

The Company hereby acknowledges and agrees that the remedies available to the Assignor, the Assignee and the Trust (including the Trustee and the Servicer acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Company set forth in Sections 3 and 4 hereof shall be as set forth in Subsection 3.01 of the Purchase Agreement as if they were set forth herein (including without limitation the repurchase and indemnity obligations set forth therein). In addition, the Company hereby acknowledges and agrees that any breach of the representations set forth in Section 3.02 (ee), (uu), (vv), (ccc) and (ggg) of the Purchase Agreement and Section 1(e) hereof shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.
 
The Assignor hereby acknowledges and agrees that the remedies available to the Assignee and the Trust (including the Trustee and the Master Servicer acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Assignor set forth in Section 3 hereof shall be as set forth in Section 2.03 of the Pooling Agreement as if they were set forth herein. The Assignor hereby acknowledges and agrees that a breach of any one of the representations set forth in Section 3 above will be deemed to materially adversely affect the interests of the certificateholders and shall require a repurchase of the affected Mortgage Loan(s).
 
 
Miscellaneous

4.  This Agreement shall be construed in accordance with the laws of the State of New York, without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.
 
5.  No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced, with the prior written consent of the Trustee.
 
6.  This Agreement shall inure to the benefit of (i) the successors and assigns of the parties hereto and (ii) the Trust (including the Trustee and the Servicer acting on the Trust’s behalf). Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder.
 
7.  Each of this Agreement and the Purchase Agreement shall survive the conveyance of the Mortgage Loans and the assignment of the Purchase Agreement (to the extent assigned hereunder) by Assignor to Assignee and by Assignee to the Trust and nothing contained herein shall supersede or amend the terms of the Purchase Agreement.
 
8.  This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument.
 
9.  In the event that any provision of this Agreement conflicts with any provision of the Purchase Agreement with respect to the Mortgage Loans, the terms of this Agreement shall control.
 
10.  Capitalized terms used in this Agreement (including the exhibits hereto) but not defined in this Agreement shall have the meanings given to such terms in the Purchase Agreement.
 
 
[SIGNATURE PAGE FOLLOWS]
 



 

 
IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized officers as of the date first above written.
 

             
UBS REAL ESTATE SECURITIES INC.
                           
                           
             
By:
 _________________________________________
             
Name:
 
             
Title:
 
 

             
By:
 _________________________________________
             
Name:
 
             
Title:
 
 

             
MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.
                           
                           
             
By:
 _________________________________________
             
Name:
 
             
Title:
 
 

             
By:
 _________________________________________
             
Name:
 
             
Title:
 
 

             
FREMONT INVESTMENT & LOAN
                           
                           
             
By:
 _________________________________________
             
Name:
 
             
Title:
 
 

             
By:
 _________________________________________
             
Name:
 
             
Title:
 

 
 


 

EXHIBIT A

Mortgage Loan Schedule

AVAILABLE UPON REQUEST
 
 

 
 
SCHEDULE 1

Limitations on Representations and Warranties

Capitalized terms used herein but not defined in this Schedule 1 shall have the meanings given to such terms in the Purchase Agreement:
 

Section 3.01 Representations and Warranties of the Company.
 
The Company represents, warrants and covenants to the Purchaser that as of each Closing Date and as of each Servicing Transfer Date or as of such date specifically provided herein:
 
(a)  The Company is a state chartered industrial bank duly organized and validly existing under the laws of the State of California. The Company has all licenses necessary to carry out its business as now being conducted, and is licensed and qualified to transact business in and is in good standing under the laws of each state in which any Mortgaged Property is located or is otherwise exempt under applicable law from such licensing or qualification or is otherwise not required under applicable law to effect such licensing or qualification and no demand for such licensing or qualification has been made upon the Company by any such state, and in any event the Company is in compliance with the laws of any such state to the extent necessary to ensure the enforceability of each Mortgage Loan and the interim servicing of the Mortgage Loans in accordance with the terms of this Agreement. No licenses or approvals obtained by the Company have been suspended or revoked by any court, administrative agency, arbitrator or governmental body and no proceedings are pending which might result in such suspension or revocation;
 
(b)  The Company has the full power and authority and legal right to hold, transfer and convey each Mortgage Loan, to sell each Mortgage Loan and to execute, deliver and perform, and to enter into and consummate all transactions contemplated by this Agreement and the related Confirmation and to conduct its business as presently conducted; the Company has duly authorized the execution, delivery and performance of this Agreement and any agreements contemplated hereby, has duly executed and delivered this Agreement and the related Confirmation, and any agreements contemplated hereby, and this Agreement and the related Confirmation and each Assignment of Mortgage to the Purchaser and any agreements contemplated hereby, constitute the legal, valid and binding obligations of the Company, enforceable against it in accordance with their respective terms, except as such enforceability may be limited by bankruptcy, insolvency, moratorium, reorganization and similar laws, and by equitable principles affecting the enforceability of the rights of creditors; and all requisite corporate action has been taken by the Company to make this Agreement, the related Confirmation and all agreements contemplated hereby valid and binding upon the Company in accordance with their terms;
 
(c)  Neither the execution and delivery of this Agreement, the related Confirmation, the sale of the Mortgage Loans to the Purchaser, the consummation of the transactions contemplated hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement and the related Confirmation will conflict with any of the terms, conditions or provisions of the Company’s charter or by laws or materially conflict with or result in a material breach of any of the terms, conditions or provisions of any legal restriction or any agreement or instrument to which the Company is now a party or by which it is bound, or constitute a default or result in an acceleration under any of the foregoing, or result in the material violation of any law, rule, regulation, order, judgment or decree to which the Company or its property is subject;
 
(d)  There is no litigation, suit, proceeding or investigation pending or threatened, or any order or decree outstanding, which is reasonably likely to have a material adverse effect on the sale of the Mortgage Loans, the execution, delivery, performance or enforceability of this Agreement or the related Confirmation, or which is reasonably likely to have a material adverse effect on the financial condition of the Company;
 
(e)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Company of or compliance by the Company with this Agreement and the related Confirmation, except for consents, approvals, authorizations and orders which have been obtained;
 
(f)  The consummation of the transactions contemplated by this Agreement and the related Confirmation are in the ordinary course of business of the Company, and the transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Company pursuant to this Agreement and the related Confirmation are not subject to bulk transfer or any similar statutory provisions in effect in any applicable jurisdiction;
 
(g)  The origination, servicing and collection practices with respect to each Mortgage Note and Mortgage have been legal and in accordance with applicable laws and regulations, and in all material respects in accordance with Accepted Servicing Practices. The Company further represents and warrants that: with respect to escrow deposits and payments that the Company is entitled to collect, all such payments are in the possession of, or under the control of, the Company or its delegate, and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made; all escrow payments have been collected and are being maintained in full compliance with applicable state and federal law and the provisions of the related Mortgage Note and Mortgage; as to any Mortgage Loan that is the subject of an escrow, escrow of funds is not prohibited by applicable law and has been established in an amount sufficient to pay for every escrowed item that remains unpaid and has been assessed but is not yet due and payable; no escrow deposits or other charges or payments due under the Mortgage Note have been capitalized under any Mortgage or the related Mortgage Note; all Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note; and any interest required to be paid pursuant to state and local law has been properly paid and credited;
 
(h)  The Mortgage Loans were not selected from the outstanding on- to four-family mortgage loans in the Company’s portfolio at the related Closing Date meeting the requirements of the related Commitment and to which the representations and warranties set forth in this Agreement could be made in a manner so as to intentionally affect adversely the interests of the Purchaser;
 
(i)  The Company will treat the transfer of the Mortgage Loans to the Purchaser as a sale for reporting and accounting purposes and, to the extent appropriate, for federal income tax purposes. The Company shall maintain a complete set of books and records for each Mortgage Loan which shall be clearly marked to reflect the ownership of such Mortgage Loan by the Purchaser;
 
(j)  The Company is an approved seller/servicer of residential mortgage loans for HUD, with such facilities, procedures and personnel necessary for the sound servicing of such mortgage loans. The Company is duly qualified, licensed, registered and otherwise authorized under all applicable federal, state and local laws and regulations and no event has occurred which would make the Company unable to comply with eligibility requirements or which would require notification to either HUD;
 
(k)  The Company does not believe, nor does it have any cause or reason to believe, that it cannot perform each and every covenant contained in this Agreement and the related Confirmation applicable to it. The Company is solvent and the sale of the Mortgage Loans will not cause the Company to become insolvent. The sale of the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of the Company’s creditors;
 
(l)  No statement, tape, diskette, form, report or other document prepared by, or on behalf of, the Company pursuant to this Agreement, the related Confirmation or in connection with the transactions contemplated hereby, contains or will contain any statement that is or will be inaccurate or misleading in any material respect. The Company has prudently originated and underwritten each Mortgage Loan;
 
(m)  The consideration received by the Company upon the sale of the Mortgage Loans constitutes fair consideration and reasonably equivalent value for such Mortgage Loans;
 
(n)  The Company has delivered to the Purchaser financial statements as to its last two complete fiscal years. All such financial statements fairly present the pertinent results of operations and changes in financial position for each of such periods and the financial position at the end of each such period of the Company and its subsidiaries and have been prepared in accordance with GAAP consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the business, operations, financial condition, properties or assets of the Company since the date of the Company’s financial statements that would have a material adverse effect on its ability to perform its obligations under this Agreement or the related Confirmation;
 
(o)  The Company has not dealt with any broker, investment banker, agent or other person that may be entitled to any commission or compensation in connection with the sale of the Mortgage Loans;
 
(p)  The Company is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the MERS Mortgage Loans for as long as such Mortgage Loans are registered with MERS; and
 
(q)  As of the date of each Pass-Through Transfer, and except as has been otherwise disclosed to the Purchaser: (1) there are no aspects of the Company’s financial condition that could have a material adverse impact on the performance by the Company of its obligations hereunder; (2) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Company that could be material to investors in the securities issued in such Pass-Through Transfer; and (3) there are no affiliations, relationships or transactions relating to the Company of a type that are described under Item 1119 of Regulation AB.
 
Section 3.02 Representations and Warranties as to Individual Mortgage Loans.
 
The Company hereby represents and warrants to the Purchaser, as to each Mortgage Loan, as of the related Closing Date and as of the related Servicing Transfer Date as follows:
 
(a)  The information set forth in the related Mortgage Loan Schedule, including any diskette or other related data tapes sent to the Purchaser, is complete, true and correct in all material respects;
 
(b)  The Mortgage creates a (A) first lien and first priority security interest with respect to each Mortgage Loan which is indicated by the Company to be a First Lien (as reflected on the Mortgage Loan Schedule) or (B) second lien and second priority security interest with respect to each Mortgage Loan which is indicated by the Company to be a Second Lien (as reflected on the Mortgage Loan Schedule), in either case, in the related Mortgaged Property securing the related Mortgage Note;
 
(c)  All payments due on or prior to the related Closing Date for such Mortgage Loan have been made as of the related Closing Date, the Mortgage Loan is not past due in payment by one calendar month or more and has not been dishonored; there are no material defaults under the terms of the Mortgage Loan; the Company has not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the Mortgaged Property subject to the Mortgage, directly or indirectly, for the payment of any amount required by the Mortgage Loan; no payment with respect to each Mortgage Loan has been past due by one calendar month during the preceding twelve-month period;
 
(d)  All taxes, governmental assessments, insurance premiums, water, sewer and municipal charges, leasehold payments or ground rents which previously became due and owing have been paid, or escrow funds have been established in an amount sufficient to pay for every such escrowed item which remains unpaid and which has been assessed but is not yet due and payable;
 
(e)  The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments which have been recorded to the extent any such recordation is required by law. No instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, from the terms thereof except in connection with an assumption agreement and which assumption agreement is part of the Mortgage File and the terms of which are reflected in the related Mortgage Loan Schedule; the substance of any such waiver, alteration or modification has been approved by the issuer of any related title insurance policy, to the extent required by the related policy.
 
(f)  The Mortgage Note and the Mortgage are not subject to any right of rescission, set off, counterclaim or defense, including, without limitation, the defense of usury. The operation of any of the terms of the Mortgage Note or the Mortgage, or the exercise of any right thereunder, shall not render the Mortgage Note or Mortgage unenforceable, in whole or in part (except as such enforceability may be limited by bankruptcy, insolvency, moratorium, reorganization and similar laws), or render the Mortgage Note or Mortgage subject to any right of rescission, set off, counterclaim or defense, including the defense of usury, and no such right of rescission, set off, counterclaim or defense has been asserted with respect thereto; and the Mortgagor was not a debtor in any state or federal bankruptcy or insolvency proceeding at the time the Mortgage Loan was originated;
 
(g)  All buildings or other customarily insured improvements upon the Mortgaged Property are insured by an insurer generally acceptable to prudent lenders in the secondary mortgage market, against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located, in an amount representing coverage not less than the lesser of (i) the maximum insurable value of the improvements securing such Mortgage Loans, and (ii) the greater of (a) either (1) the outstanding principal balance of the Mortgage Loan with respect to each Mortgage Loan which is indicated by the Company to be a First Lien (as reflected on the Mortgage Loan Schedule) or (2) with respect to each Second Lien Mortgage Loan, the sum of the outstanding principal balance of the first lien on such Mortgage Loan and the outstanding principal balance of such Second Lien Mortgage Loan, and (b) an amount such that the proceeds thereof shall be sufficient to prevent the Mortgagor and/or the mortgagee from becoming a co-insurer, but in no event greater than the maximum amount permitted under applicable law. All such standard hazard policies are in full force and effect and on the date of origination contained a standard mortgagee clause naming the Company and its successors in interest and assigns as loss payee and such clause is still in effect and all premiums due thereon have been paid. If required by the Flood Disaster Protection Act of 1973, as amended, the Mortgage Loan is covered by a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration which policy is generally acceptable to prudent lenders in the secondary mortgage market, in an amount not less than the amount required by the Flood Disaster Protection Act of 1973, as amended. Such policy was issued by an insurer generally acceptable to prudent lenders in the secondary mortgage market. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor’s cost and expense, and upon the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain such insurance at the Mortgagor’s cost and expense and to seek reimbursement therefor from the Mortgagor;
 
(h)  Any and all requirements of any federal, state or local law including, without limitation, usury, truth-in-lending, real estate settlement procedures, consumer credit protection, equal credit opportunity, fair housing, predatory and abusive lending, or disclosure laws applicable to the Mortgage Loan or any related Prepayment Penalty have been complied with in all material respects and the consummation of the transactions contemplated hereby will not involve the violation of any such laws;
 
(i)  The Mortgage has not been satisfied, canceled or subordinated (other than the subordination of any Second Lien Mortgage Loan to the related First Lien), in whole or in part, or rescinded, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part nor has any instrument been executed that would effect any such release, cancellation, subordination or rescission. The Company has not waived the performance by the Mortgagor of any action, if the Mortgagor’s failure to perform such action would cause the Mortgage Loan to be in default, nor has the Company waived any default resulting from any action or inaction by the Mortgagor;
 
(j)  The related Mortgage is a valid, subsisting, enforceable and perfected (A) first lien and first priority security interest with respect to each Mortgage Loan which is indicated by the Company to be a First Lien (as reflected on the Mortgage Loan Schedule), or (B) second lien and second priority security interest with respect to each Mortgage Loan which is indicated by the Company to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Schedule), in either case, on the Mortgaged Property including all buildings on the Mortgaged Property and all installations and mechanical, electrical, plumbing, heating and air conditioning systems affixed to such buildings, and all additions, alterations and replacements made at any time with respect to the foregoing securing the Mortgage Note’s original principal balance. The Mortgage and the Mortgage Note do not contain any evidence of any security interest or other interest or right thereto. Such lien is free and clear of all adverse claims, liens and encumbrances having priority over the first lien of the Mortgage subject only to (1) the lien of non delinquent current real property taxes and assessments not yet due and payable, (2) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording which are acceptable to mortgage lending institutions generally and either (A) which are referred to or otherwise considered in the appraisal made for the originator of the Mortgage Loan, or (B) which do not adversely affect the appraised value of the Mortgaged Property as set forth in such appraisal, (3) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property and (4) with respect to each Mortgage Loan which is indicated by the Company to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Schedule) a First Lien on the Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, subsisting, enforceable and perfected (A) first lien and first priority security interest with respect to each Mortgage Loan which is indicated by the Company to be a First Lien (as reflected on the Mortgage Loan Schedule), or (B) second lien and second priority security interest with respect to each Mortgage Loan which is indicated by the Company to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Schedule), in either case, on the property described therein, and the Company has the full right to sell and assign the same to the Purchaser;
 
(k)  The Mortgage Note and the related Mortgage are original and genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in all respects in accordance with its terms subject to bankruptcy, insolvency, moratorium, reorganization and other laws of general application affecting the rights of creditors and by general equitable principles and the Company has taken all action necessary to transfer such rights of enforceability to the Purchaser. All parties to the Mortgage Note and the Mortgage had the legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage. The Mortgage Note and the Mortgage have been duly and properly executed by such parties. No fraud, error, omission, misrepresentation, negligence or similar occurrence with respect to a Mortgage Loan has taken place on the part of the Company or the Mortgagor, or, on the part of any other party involved in the origination of the Mortgage Loan. The proceeds of the Mortgage Loan have been fully disbursed and there is no requirement for future advances thereunder, and any and all requirements as to completion of any on site or off site improvements and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage were paid or are in the process of being paid, and the Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage;
 
(l)  Immediately prior to the transfer and assignment of the Mortgage Loan to the Purchaser on the related Closing Date, the Company is the sole owner of record and holder of the Mortgage Loan and the indebtedness evidenced by the Mortgage Note, and upon recordation the Purchaser or its designee will be the owner of record of the Mortgage and the indebtedness evidenced by the Mortgage Note. Upon the sale of the Mortgage Loan to the Purchaser, the Company will retain the Servicing File in trust for the Purchaser only for the purpose of interim servicing and supervising the interim servicing of the Mortgage Loan. Immediately prior to the transfer and assignment to the Purchaser on the related Closing Date, the Mortgage Loan, including the Mortgage Note and the Mortgage, were not subject to an assignment or pledge (other than liens released in connection with, and prior to, the sale to the Purchaser), and the Company had good and marketable title to and was the sole owner thereof and had full right to transfer and sell the Mortgage Loan to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest and has the full right and authority subject to no interest or participation of, or agreement with, any other party, to sell and assign the Mortgage Loan pursuant to this Agreement and as of the Closing Date, following the sale of the Mortgage Loan, the Purchaser will own such Mortgage Loan free and clear of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest, except to the extent any such encumbrance, participation interest, lien, pledge, charge, claim or security interest is issued or created by the Purchaser as owner of the Mortgage Loan. The Company intends to relinquish all rights to possess, control and monitor the Mortgage Loan, except for the purposes of servicing the Mortgage Loan as set forth in this Agreement. The Mortgagor is a natural person;
 
(m)  Each Mortgage Loan is covered by an ALTA lender’s title insurance policy issued by a title insurer generally acceptable to prudent lenders in the secondary mortgage market and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (j)(1), (2) and (3) above and, with respect to each Mortgage Loan which is indicated by the Company to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Schedule) clause (4)) the Company, its successors and assigns, as to the first (or, where applicable, second) priority lien of the Mortgage in the original principal amount of the Mortgage Loan and, with respect to each Adjustable Rate Mortgage Loan, against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate and Monthly Payment. Additionally, such policy affirmatively insures ingress and egress to and from the Mortgaged Property. Where required by applicable state law or regulation, the Mortgagor has been given the opportunity to choose the carrier of the required mortgage title insurance. The Company, its successors and assigns, are the sole insureds of such lender’s title insurance policy, such title insurance policy has been duly and validly endorsed to the Purchaser or the assignment to the Purchaser of the Company’s interest therein does not require the consent of or notification to the insurer and such lender’s title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement and the related Confirmation. No claims have been made under such lender’s title insurance policy, and no prior holder of the related Mortgage, including the Company, has done, by act or omission, anything which would impair the coverage of such lender’s title insurance policy;
 
(n)  There is no default, breach, violation or event of acceleration existing under the Mortgage or the related Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event permitting acceleration; and neither the Company nor any prior mortgagee has waived any default, breach, violation or event permitting acceleration. With respect to each Mortgage Loan which is indicated by the Company to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Schedule) (i) the First Lien is in full force and effect, (ii) there is no default, breach, violation or event of acceleration existing under such First Lien mortgage or the related mortgage note, (iii) other than with respect to a delinquent Monthly Payment of which the Due Date was the related Cut-off Date, to the best of Company’s knowledge, no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration thereunder, and either (A) the First Lien mortgage contains a provision which allows or (B) applicable law requires, the mortgagee under the Second Lien Mortgage Loan to receive notice of, and affords such mortgagee an opportunity to cure any default by payment in full or otherwise under the First Lien mortgage;
 
(o)  Other than liens covered by the related title insurance policy, there are no mechanics’ or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such liens) affecting the related Mortgaged Property which are or may be liens prior to or equal to the lien of the related Mortgage;
 
(p)  All improvements subject to the Mortgage which were considered in determining the Appraised Value of the Mortgaged Property lie wholly within the boundaries and building restriction lines of the Mortgaged Property (and wholly within the project with respect to a condominium unit). No improvements on adjoining properties encroach upon the Mortgaged Property except those which are insured against by the title insurance policy referred to in clause (m) above and all improvements on the property comply with all applicable zoning and subdivision laws and ordinances;
 
(q)  The Mortgage Loan was originated by or for the Company. The Mortgage Loan complies with all the terms, conditions and requirements of the Company’s Underwriting Standards in effect at the time of origination of such Mortgage Loan. The Mortgage Notes and Mortgages (exclusive of any riders) are on forms generally acceptable to Fannie Mae or Freddie Mac. The Mortgage Loan bears interest at the Mortgage Interest Rate set forth in the related Mortgage Loan Schedule, and Monthly Payments under the Mortgage Note are due and payable on the first day of each month. The Mortgage contains the usual and enforceable provisions of the originator at the time of origination for the acceleration of the payment of the unpaid principal amount of the Mortgage Loan if the related Mortgaged Property is sold without the prior consent of the mortgagee thereunder;
 
(r)  The Mortgaged Property is not subject to any material damage by waste, fire, earthquake, windstorm, flood or other casualty. At origination of the Mortgage Loan there was, and there currently is, no proceeding pending for the total or partial condemnation of the Mortgaged Property. There have not been any condemnation proceedings with respect to the Mortgaged Property and, to the best of Company’s knowledge, there are no such proceedings scheduled to commence at a future date;
 
(s)  The related Mortgage contains customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security provided thereby. There is no homestead or other exemption available to the Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee’s sale or the right to foreclose the Mortgage;
 
(t)  If the Mortgage constitutes a deed of trust, a trustee, authorized and duly qualified if required under applicable law to act as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale or attempted sale after default by the Mortgagor;
 
(u)  The Mortgage File contains an appraisal of the related Mortgaged Property which, (a) with respect to First Lien Mortgage Loans, is on appraisal form 1004 or form 2055 with an interior inspection, or (b) with respect to Second Lien Mortgage Loans, is on appraisal form 704, 2065 or 2055, and (c) with respect to (a) or (b) above was signed prior to the final approval of the mortgage loan application by a Qualified Appraiser, who had no interest, direct or indirect, in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and the appraisal and appraiser both satisfy the requirements Title XI of FIRREA and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated;
 
(v)  All parties which have had any interest in the Mortgage, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (A) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located, and (B) (1) organized under the laws of such state, or (2) qualified to do business in such state, or (3) federal savings and loan associations or national banks or a Federal Home Loan Bank or savings bank having principal offices in such state, or (4) not doing business in such state;
 
(w)  The related Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage and the security interest of any applicable security agreement or chattel mortgage referred to in (j) above and such collateral does not serve as security for any other obligation;
 
(x)  The Mortgagor has received all disclosure materials required by applicable law with respect to the making of such mortgage loans;
 
(y)  The Mortgage Loan does not contain “graduated payment” features and does not have a shared appreciation or other contingent interest feature; no Mortgage Loan contains any buydown provisions;
 
(z)   The Mortgagor is not in bankruptcy. Taking into account the credit standing of the related Mortgagors pursuant to the Underwriting Guidelines, the Company has no knowledge of any circumstances or condition with respect to the Mortgage, the Mortgaged Property or the Mortgagor that can reasonably be expected to cause the Mortgage Loan to become delinquent or adversely affect the value of the Mortgage Loan as compared to other mortgage loans in the company’s portfolio meeting the requirements of this Agreement or the related Confirmation;
 
(aa)  Other than with respect to Mortgage Loans identified on the related Mortgage Loan Schedule as interest-only Mortgage Loans, (i) principal payments on the Mortgage Loan commenced no more than sixty (60) days after the funds were disbursed in connection with the Mortgage Loan and (ii) each Mortgage Note requires a monthly payment which is sufficient to fully amortize the original principal balance over the original term thereof and to pay interest at the related Mortgage Interest Rate. With respect to each Mortgage Loan identified on the Mortgage Loan Schedule as an interest-only Mortgage Loan, (i) payments on the Mortgage Loan commenced no more than sixty (60) days after the funds were distributed in connection with the Mortgage Loan, (ii) the interest-only period shall not exceed the interest-only period set forth on the related Mortgage Loan Schedule and (iii) following the expiration of such interest-only period, the remaining Monthly Payments shall be sufficient to fully amortize the original principal balance over the remaining term of the Mortgage Loan. Each Mortgage Loan has an original term to maturity of not more than 30 years, with interest payable in arrears on the first day of each month. No Mortgage Loan contains terms or provisions which would result in negative amortization;
 
(bb)  No Mortgage Loan is subject to a lender-paid mortgage insurance policy;
 
(cc)  As to any Mortgage Loan which is not a MERS Mortgage Loan, the Assignment of Mortgage is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;
 
(dd)  The Mortgaged Property is located in the state identified in the related Mortgage Loan Schedule and consists of a single parcel of real property with a detached single family residence erected thereon, or a townhouse, or a two-to four-family dwelling, or an individual condominium unit in a condominium project, or an individual unit in a planned unit development or a de minimis planned unit development, provided, however, that no residence or dwelling is a single parcel of real property with a cooperative housing corporation erected thereon, or a mobile home. As of the date of origination, no portion of the Mortgaged Property was used for commercial purposes, and since the date or origination no portion of the Mortgaged Property has been used for commercial purposes;
 
(ee)  Except as set forth on the related Mortgage Loan Schedule, none of the Mortgage Loans are subject to a Prepayment Penalty. For any Mortgage Loan originated prior to October 1, 2002 that is subject to a Prepayment Penalty, such prepayment penalty does not extend beyond five years after the date of origination. For any Mortgage Loan originated on or following October 1, 2002 that is subject to a Prepayment Penalty, such prepayment penalty does not extend beyond three years after the date of origination. Any such prepayment penalty is permissible and enforceable in accordance with its terms upon the Mortgagor’s full and voluntary principal prepayment under applicable law. With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity: (i) prior to the loan’s origination, the Mortgagor agreed to such premium in exchange for a monetary benefit, including but not limited to a rate or fee reduction, (ii) the originator had available programs that offered the option of obtaining a mortgage loan that did not require payment of such a premium and prior to the loan's origination, the Mortgage Loan was made available with and without the prepayment premium, (iii) the prepayment premium is disclosed to the Mortgagor in the loan documents pursuant to applicable state and federal law, and (iv) notwithstanding any state or federal law to the contrary, the Company shall not impose such prepayment premium in any instance when the mortgage debt is accelerated as the result of the Mortgagor’s default in making the loan payments;
 
(ff)  The Mortgaged Property is lawfully occupied under applicable law, and all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities;
 
(gg)  If the Mortgaged Property is a condominium unit or a planned unit development (other than a de minimis planned unit development), such condominium or planned unit development project is generally acceptable to prudent lenders in the secondary mortgage market and meets the eligibility requirements of the Company’s Underwriting Guidelines;
 
(hh)  There is no pending action or proceeding directly involving the Mortgaged Property in which compliance with any environmental law, rule or regulation is an issue; there is no violation of any environmental law, rule or regulation with respect to the Mortgaged Property; and, to the best of Company’s knowledge, nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to use and enjoyment of said property;
 
(ii)  The Mortgagor has not notified the Company requesting relief under the Servicemembers’ Civil Relief Act, and the Company has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers’ Civil Relief Act;
 
(jj)  As of the related Closing Date, no Mortgage Loan was in construction or rehabilitation status or has facilitated the trade-in or exchange of a Mortgaged Property;
 
(kk)  No action has been taken or failed to be taken on or prior to the related Closing Date which has resulted or will result in an exclusion from, denial of, or defense to coverage under any insurance policy related to a Mortgage Loan (including, without limitation, any exclusions, denials or defenses which would limit or reduce the availability of the timely payment of the full amount of the loss otherwise due thereunder to the insured) whether arising out of actions, representations, errors, omissions, negligence, or fraud, or for any other reason under such coverage;
 
(ll)  The Mortgage Loan was originated by a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act, a savings and loan association, a savings bank, a commercial bank, credit union, insurance company or similar institution which is supervised and examined by a federal or state authority;
 
(mm)  If the Mortgage Loan is secured by a long-term residential lease, (1) the lessor under the lease holds a fee simple interest in the land; (2) the terms of such lease expressly permit the mortgaging of the leasehold estate, the assignment of the lease without the lessor’s consent and the acquisition by the holder of the Mortgage of the rights of the lessee upon foreclosure or assignment in lieu of foreclosure or provide the holder of the Mortgage with substantially similar protections; (3) the terms of such lease do not (a) allow the termination thereof upon the lessee’s default without the holder of the Mortgage being entitled to receive written notice of, and opportunity to cure, such default, (b) allow the termination of the lease in the event of damage or destruction as long as the Mortgage is in existence, (c) prohibit the holder of the Mortgage from being insured (or receiving proceeds of insurance) under the hazard insurance policy or policies relating to the Mortgaged Property or (d) permit any increase in rent other than pre-established increases set forth in the lease; (4) the original term of such lease is not less than 15 years; (5) the term of such lease does not terminate earlier than five years after the maturity date of the Mortgage Note; and (6) the Mortgaged Property is located in a jurisdiction in which the use of leasehold estates in transferring ownership in residential properties is a widely accepted practice;
 
(nn)  With respect to any broker fees collected and paid on any of the Mortgage Loans, all broker fees have been properly assessed and the Mortgagor is not entitled to any reimbursement therefore;
 
(oo)  With respect to any Mortgage Loan as to which an affidavit has been delivered to the Purchaser certifying that the original Mortgage Note has been lost or destroyed and not been replaced, if such Mortgage Loan is subsequently in default, the enforcement of such Mortgage Loan will not be materially adversely affected by the absence of the original Mortgage Note;
 
(pp)  As of the related Closing Date, each Mortgage Loan constitutes a qualified mortgage under Section 860G(a)(3)(A) of the Code and Treasury Regulations Section 1.860G-2(a)(1);
 
(qq)  Except as provided in Section 2.06, the Mortgage Note, the Mortgage, the Assignment of Mortgage and the other Mortgage Loan Documents set forth in Exhibit A-1 and required to be delivered on the related Closing Date have been delivered to the Purchaser or its designee all in compliance with the specific requirements of this Agreement. With respect to each Mortgage Loan, the Company is in possession of a complete Mortgage File and Servicing File except for such documents as have been delivered to the Purchaser or its designee;
 
(rr)  There does not exist on the related Mortgaged Property any hazardous substances, hazardous wastes or solid wastes, as such terms are defined in the Comprehensive Environmental Response Compensation and Liability Act, the Resource Conservation and Recovery Act of 1976, or other federal, state or local environmental legislation;
 
(ss)  No Mortgage Loan had a Loan-to-Value Ratio or Combined Loan-to-Value Ratio at the time of origination in excess of the applicable percentages set forth in the related Confirmation or on the exhibits attached thereto and in no event was the Loan-to-Value Ratio or Combined Loan-to-Value Ratio more than 100%;
 
(tt)  No Mortgage Loan is (a) subject to, covered by or in violation of the Home Ownership and Equity Protection Act of 1994 (“HOEPA”), (b) classified as a “high cost,” “covered,” “high risk home”, “high-rate, high-fee,” “threshold,” or “predatory” loan under HOEPA or any other applicable state, federal or local law, including any predatory or abusive lending laws (or a similarly classified loan using different terminology under a law imposing heightened scrutiny or additional legal liability for a residential mortgage loan having high interest rates, points and/or fees), (c) a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the Standard & Poor’s LEVELS® Glossary Revised, Appendix E) or (d) in violation of any state law or ordinance comparable to HOEPA;
 
(uu)  No Mortgagor was required to purchase any credit insurance policy (e.g. life, mortgage, disability, accident, unemployment or health insurance product) or debt cancellation agreement as a condition of obtaining the extension of credit. No Mortgagor obtained a prepaid single premium credit insurance policy (e.g., life, mortgage, disability, accident, unemployement, or health insurance product) in connection with the origination of the Mortgage Loan; None of the proceeds of the Mortgage Loan were used to purchase or finance single-premium credit insurance policies or debt cancellation agreements;
 
(vv)  Any principal advances made to the Mortgagor prior to the related Closing Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having (A) first lien priority with respect to each Mortgage Loan which is indicated by the Company to be a First Lien (as reflected on the Mortgage Loan Schedule), or (B) second lien priority with respect to each Mortgage Loan which is indicated by the Company to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Data Transmission), in either case, by a title insurance policy, an endorsement to the policy insuring the mortgagee’s consolidated interest or by other title evidence generally acceptable to prudent lenders in the secondary mortgage market. The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan;
 
(ww)  Interest on each Mortgage Loan is calculated on the basis of a 360-day year consisting of twelve 30-day months;
 
(xx)  No Mortgage Loan is a Balloon Mortgage Loan;
 
(yy)  With respect to each MERS Mortgage Loan, a MIN has been assigned by MERS and such MIN is accurately provided on the related Mortgage Loan Schedule. The related assignment of Mortgage to MERS has been duly and properly recorded;
 
(zz)  With respect to each MERS Mortgage Loan, the Company has not received any notice of liens or legal actions with respect to such Mortgage Loan and no such notices have been electronically posted by MERS;
 
(aaa)  Any Mortgaged Property that is considered manufactured housing is legally classified as real property, is permanently affixed to a foundation, assumes the characteristics of site-built housing and is otherwise generally acceptable to prudent lenders in the secondary mortgage market;
 
(bbb)  With respect to each Mortgage Loan, the Company has fully and accurately furnished complete information on the related borrower credit files to Equifax, Experian and Trans Union Credit Information Company, in accordance with the Fair Credit Reporting Act and its implementing regulations, on a monthly basis and the Company will fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information on its borrower credit files to Equifax, Experian, and Trans Union Credit Information Company, on a monthly basis.
 
(ccc)  The Company has complied with all applicable anti-money laundering laws and regulations, including without limitation the USA Patriot Act of 2001 (collectively, the “Anti-Money Laundering Laws”); the Company has established an anti-money laundering compliance program as required by the Anti-Money Laundering Laws, has conducted the requisite due diligence in connection with the origination of each Mortgage Loan for purposes of the Anti-Money Laundering Laws, including with respect to the legitimacy of the applicable Mortgagor and the origin of the assets used by the said Mortgagor to purchase the property in question, and maintains, and will maintain, sufficient information to identify the applicable Mortgagor for purposes of the Anti-Money Laundering Laws. No Mortgage Loan is subject to nullification pursuant to Executive Order 13224 (the “Executive Order”) or the regulations promulgated by the Office of Foreign Assets Control of the United States Department of the Treasury (the “OFAC Regulations”) or in violation of the Executive Order or the OFAC Regulations, and no Mortgagor is subject to the provisions of such Executive Order or the OFAC Regulations nor listed as a “blocked person” for purposes of the OFAC Regulations;
 
(ddd)  With respect to each Mortgage Loan which is a Second Lien Mortgage Loan (i) if the related first lien provides for negative amortization, the LTV was calculated at the maximum principal balance of such first lien that could result upon application of such negative amortization feature, and (ii) either no consent for the Mortgage Loan is required by the holder of the first lien or such consent has been obtained and is contained in the Mortgage File;
 
(eee)  No predatory or deceptive lending practices, including but not limited to, the extension of credit to the applicable Mortgagor without regard for said Mortgagor’s ability to repay the Mortgage Loan and the extension of credit to said Mortgagor which has no apparent benefit to said Mortgagor, were employed by the originator of the Mortgage Loan in connection with the origination of the Mortgage Loan.
 
(fff)  No Mortgage Loan is a “High Cost Home Loan” as defined in the Georgia Fair Lending Act, as amended (the “Georgia Act”) or New York Banking Law 6-1. No Mortgage Loan secured by owner occupied real property or an owner occupied manufactured home located in the State of Georgia was originated (or modified) on or after October 1, 2002 through and including March 6, 2003;
 
(ggg)  No Mortgage Loan (a) is secured by property located in the State of New York; (b) had an unpaid principal balance at origination of $300,000 or less, and (c) has an application date on or after April 1, 2003, the terms of which Mortgage Loan equal or exceed either the APR or the points and fees threshold for “high-cost home loans,” as defined in Section 6-L of the New York State Banking Law;
 
(hhh)  All fees and charges (including finance charges) and whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Loan have been disclosed in writing to the Mortgagor in accordance with applicable state and federal law and regulation;
 
(iii)  The Company will transmit full-file credit reporting data for each Mortgage Loan and for each Mortgage Loan Company agrees it shall report one of the following statuses each month as follows: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed, or charged-off;
 
(jjj)  As of the related Closing Date, each Loan is eligible for sale in the secondary mortgage market or for securitization without unreasonable credit enhancement.
 
(kkk)  No Mortgage Loan is a “High Cost Home Loan” as defined in the Arkansas Home Loan Protection Act effective July 16, 2003 (Act 1340 or 2003);
 
(lll)  No Mortgage Loan is a “High Cost Home Loan” as defined in the Kentucky high-cost loan statute effective June 24, 2003 (Ky. Rev. Stat. Section 360.100).
 
(mmm)  No Mortgage Loan secured by property located in the State of Nevada is a “home loan” as defined in the Nevada Assembly Bill No. 284;
 
(nnn)  No Mortgage Loan originated in the City of Oakland is subject to the City of Oakland, California Ordinance 12361, (the “Ordinance”) as a home loan;
 
(ooo)  No Mortgage Loan is a subsection 10 mortgage under the Oklahoma Home Ownership and Equity Protection Act;
 
(ppp)  No Mortgage Loan is a “High-Risk Home Loan” as defined in the Illinois High-Risk Home Loan Act effective January 1, 2004 (815 Ill. Comp. Stat. 137/1 et seq.);
 
(qqq)  No Mortgage Loan is a “High-Cost Home Loan” as defined in the New Mexico Home Loan Protection Act effective January 1, 2004 (N.M. Stat. Ann. §§ 58-21A-1 et seq.);
 
(rrr)  No Mortgage Loan is a “High-Cost Home Loan” under the New Jersey Home Ownership Security Act of 2002 (the “NJ Act”); and each Mortgage Loan subject to the NJ Act is considered under the NJ Act as, either, a (1) purchase money Home Loan, (2) purchase money Covered Loan, or (3) a rate/term refinance Home Loan;
 
(sss)  No Mortgage Loan originated in the city of Los Angeles, California on or after the effective date of the Los Angeles, California anti-predatory lending ordinance is a “high-cost refinance home loan” under such ordinance;
 
(ttt)  No Mortgage Loan that is secured by property located within the State of Maine meets the definition of a (i) “high-rate, high-fee” mortgage loan under Article VIII, Title 9-A of the Maine Consumer Credit Code No Mortgage Loan or (ii) “High-Cost Home Loan” as defined under the Maine House Bill 383 L.D. 494, effective as of September 13, 2003;
 
(uuu)  No Mortgagor agreed to submit to arbitration to resolve any dispute arising out of or relating in any way to the Mortgage Loan transaction; Each borrower was assigned the highest credit grade available with respect to a Mortgage Loan product offered by the originator of such Mortgage Loan, taking into account the credit history, debt-to-income ratio and loan requirements for such borrower;
 
(vvv)  The methodology used in underwriting the extension of credit for each Mortgage Loan employs, in part, objective mathematical principles which relate the borrower’s income, assets and liabilities to the proposed payment and such underwriting methodology does not rely on the extent of the borrower’s equity in the collateral as the principal determining factor in approving such credit extension. Such underwriting methodology confirmed that at the time of origination (application/approval) the borrower had a reasonable ability to make timely payments on the Mortgage Loan;
 
(www)  With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity: (i) prior to the loan’s origination, the borrower agreed to such premium in exchange for a monetary benefit, including but not limited to a rate or fee reduction, (ii) the originator had available programs that offered the option of obtaining a mortgage loan that did not require payment of such a premium and prior to the loan’s origination, the Mortgage Loan was made available with and without the prepayment premium, (iii) the prepayment premium was disclosed to the borrower in the loan documents pursuant to applicable state and federal law, and (iv) notwithstanding any state or federal law to the contrary, the Seller shall not impose such prepayment premium in any instance when the mortgage debt is accelerated as the result of the borrower’s default in making the loan payments;
 
(xxx)  All points and fees related to each Mortgage Loan were disclosed in writing to the borrower in accordance with applicable state and federal law and regulation;
 
(yyy)  The Seller will transmit full-file credit reporting data for each Mortgage Loan and that for each Mortgage Loan, Seller agrees it shall report one of the following statuses each month as follows: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed, or charged-off;
 
(zzz)  No Mortgage Loan secured by a Mortgaged Property located in the Commonwealth of Massachusetts was made to pay off or refinance an existing loan or other debt of the related borrower (as the term "borrower" is defined in the regulations promulgated by the Massachusetts Secretary of State in connection with the Massachusetts General Laws Chapter 183, Section 28C) unless either (i) (a) the related Mortgage Interest Rate (that would be effective once the introductory rate expires, with respect to Adjustable Rate Mortgage Loans) did or would not exceed by more than 2.50% the yield on United States Treasury securities having comparable periods of maturity to the maturity of the related Mortgage Loan as of the fifteenth day of the month immediately preceding the month in which the application for the extension of credit was received by the related lender or (b) the Mortgage Loan is an “open-end home loan” (as such term is used in the Massachusetts General Laws Chapter 183, Section 28C or the regulations promulgated in connection therewith) and the related Mortgage Note provides that the related Mortgage Interest Rate may not exceed at any time the Prime rate index as published in the Wall Street Journal plus a margin of one percent or (ii) such mortgage Loan complies with the laws of the Commonwealth of Massachusetts; and

(aaaa)  Each prepayment penalty set forth in the Mortgage Loan Schedule provided by the Seller is true and correct..

 

 



 

EXHIBIT E

 

REQUEST FOR RELEASE

OF DOCUMENTS

To:

U.S. Bank National Association

60 Livingston Avenue

EP-MN-WS3D

St. Paul, MN 55107

Attn: Structured Finance / MASTR 2006-FRE1

 

Wells Fargo Bank, N.A.

Attn: Inventory Control

1015 10th Avenue SE

Minneapolis, MN 55414

 

 

Re:

Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association, Mortgage Pass-Through Certificates, Series 2006-FRE1

 

In connection with the administration of the Mortgage Loans held by you as Custodian pursuant to the above-captioned Pooling and Servicing Agreement, we request the release, and hereby acknowledge receipt of the [Custodian’s] [Trustee’s] Mortgage File or the Mortgage Loan described below, for the reason indicated.

In addition, all amounts have been received in connection with such payment, repurchase or liquidation and have been credited to the related Collection Account.

Mortgage Loan Number:

Mortgagor Name. Address & Zip Code:

Reason for Requesting Documents (check one):

1.

Mortgage Paid in Full ____

2.

Foreclosure ____

3.

Substitution ____

4.

Other Liquidation (Repurchases, etc.) ____

5.

Nonliquidation Reason: ______________________________________

 

 



 

 

 

 

Address to which Custodian should deliver

the [Custodian’s] [Trustee’s] Mortgage File:

 



 

 

By:

 

 

 

 

(authorized signer)

 

Issuer:

 

 

Address:

 

 

Date:

 

 

[Custodian] [Trustee]

[Wells Fargo Bank, N.A.]

[U.S. Bank National Association]

 

Please acknowledge the execution of the above request by your signature and date below:

 

______________________________

 

______________________________

Signature

 

Date

 

 

 

Documents returned to [Custodian][Trustee]:

 

 

 

______________________________

 

______________________________

[Custodian][Trustee]

 

Date

 

 



 

EXHIBIT F-1

FORM OF TRANSFEROR REPRESENTATION LETTER

[Date]

Wells Fargo Bank, N.A.

9062 Old Annapolis Road

Columbia, Maryland 21045

Attn: Transfer Unit / MASTR 2006-FRE1

 

 

Re:

MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Class ___, representing a ___% Class ___ Percentage Interest

 

Ladies and Gentlemen:

In connection with the transfer by ________________ (the “Transferor”) to ________________ (the “Transferee”) of the captioned Mortgage Pass-Through certificates (the “Certificates”), the Transferor hereby certifies as follows:

Neither the Transferor nor anyone acting on its behalf has (a) offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, (e) has taken any other action, that (in the case of each of subclauses (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933, as amended (the “1933 Act”), or would render the disposition of any Certificate a violation of Section 5 of the 1933 Act or any state securities law or would require registration or qualification pursuant thereto. The Transferor will not act, nor has it authorized or will it authorize any person to act, in any manner set forth in the foregoing sentence with respect to any Certificate. The Transferor will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of that certain Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association (the “Pooling and Servicing Agreement”), pursuant to which Pooling and Servicing Agreement the Certificates were issued.

 



 

Capitalized terms used but not defined herein shall have the meanings assigned thereto in the Pooling and Servicing Agreement.

 

 

Very truly yours,

 

[Transferor]

 

By: _____________________________________

Name:

Title:

 

 

 



 

FORM OF TRANSFEREE REPRESENTATION LETTER

[Date]

Wells Fargo Bank, N.A.

9062 Old Annapolis Road

Columbia, Maryland 21045

Attn: Transfer Unit / MASTR 2006-FRE1

 

 

Re:

MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Series 2006-FRE1, Class ___, representing a ___% Class ___ Percentage Interest

 

Ladies and Gentlemen:

In connection with the purchase from ______________________ (the “Transferor”) on the date hereof of the captioned trust certificates (the “Certificates”), _______________ (the “Transferee”) hereby certifies as follows:

1.            The Transferee is a “qualified institutional buyer” as that term is defined in Rule 144A (“Rule 144A”) under the Securities Act of 1933 (the “1933 Act”) and has completed either of the forms of certification to that effect attached hereto as Annex 1 or Annex 2. The Transferee is aware that the sale to it is being made in reliance on Rule 144A. The Transferee is acquiring the Certificates for its own account or for the account of a qualified institutional buyer, and understands that such Certificate may be resold, pledged or transferred only (i) to a person reasonably believed to be a qualified institutional buyer that purchases for its own account or for the account of a qualified institutional buyer to whom notice is given that the resale, pledge or transfer is being made in reliance on Rule 144A, or (ii) pursuant to another exemption from registration under the 1933 Act.

2.            The Transferee has been furnished with all information regarding (a) the Certificates and distributions thereon, (b) the nature, performance and servicing of the Mortgage Loans, (c) the Pooling and Servicing Agreement referred to below, and (d) any credit enhancement mechanism associated with the Certificates, that it has requested.

All capitalized terms used but not otherwise defined herein have the respective meanings assigned thereto in the Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association, pursuant to which the Certificates were issued.

 



 

 

[TRANSFEREE]

 

 

By: _____________________________________

Name:

Title:

 

 

ANNEX 1 TO EXHIBIT F-1

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

[FOR TRANSFEREES OTHER THAN REGISTERED INVESTMENT COMPANIES]

The undersigned hereby certifies as follows to [name of Transferor] (the “Transferor”) and Wells Fargo Bank, N.A., as Trust Administrator, with respect to the Mortgage Pass-Through certificates (the “Certificates”) described in the Transferee Certificate to which this certification relates and to which this certification is an Annex:

1. As indicated below, the undersigned is the President, Chief Financial Officer, Senior Vice President or other executive officer of the entity purchasing the Certificates (the “Transferee”).

2. In connection with purchases by the Transferee, the Transferee is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933 (“Rule 144A”) because (i) the Transferee owned and/or invested on a discretionary basis $______________________ in securities (except for the excluded securities referred to below) as of the end of the Transferee's most recent fiscal year (such amount being calculated in accordance with Rule 144A) and (ii) the Transferee satisfies the criteria in the category marked below.

___ CORPORATION, ETC. The Transferee is a corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar business trust, partnership, or any organization described in Section 501(c)(3) of the Internal Revenue Code of 1986.

___ BANK. The Transferee (a) is a national bank or banking institution organized under the laws of any State, territory or the District of Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net worth of at least

_________________________

            Transferee must own and/or invest on a discretionary basis at least $100,000,000 in securities unless Transferee is a dealer, and, in that case, Transferee must own and/or invest on a discretionary basis at least $10,000,000 in securities. $25,000,000 as demonstrated in its latest annual financial statements, A COPY OF WHICH IS ATTACHED HERETO.

 

 



$25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto.

___ SAVINGS AND LOAN. The Transferee (a) is a savings and loan association, building and loan association, cooperative bank, homestead association or similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an audited net worth of at least

___ BROKER-DEALER. The Transferee is a dealer registered pursuant to Section 15 of the Securities Exchange Act of 1934.

___ INSURANCE COMPANY. The Transferee is an insurance company whose primary and predominant business activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State, territory or the District of Columbia.

___ STATE OR LOCAL PLAN. The Transferee is a plan established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees.

___ ERISA PLAN. The Transferee is an employee benefit plan within the meaning of Title I of the Employee Retirement Income Security Act of 1974.

___ INVESTMENT ADVISOR. The Transferee is an investment advisor registered under the Investment Advisers Act of 1940.

3. The term “SECURITIES” as used herein DOES NOT INCLUDE (i) securities of issuers that are affiliated with the Transferee, (ii) securities that are part of an unsold allotment to or subscription by the Transferee, if the Transferee is a dealer, (iii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iv) bank deposit notes and certificates of deposit, (v) loan participations, (vi) repurchase agreements, (vii) securities owned but subject to a repurchase agreement and (viii) currency, interest rate and commodity swaps.

4. For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Transferee, the Transferee used the cost of such securities to the Transferee and did not include any of the securities referred to in the preceding paragraph. Further, in determining such aggregate amount, the Transferee may have included securities owned by subsidiaries of the Transferee, but only if such subsidiaries are consolidated with the Transferee in its financial statements prepared in accordance with generally accepted accounting principles and if the investments of such subsidiaries are managed under the Transferee's direction. However, such securities were not included if the Transferee is a majority-owned, consolidated subsidiary of another enterprise and the Transferee is not itself a reporting company under the Securities Exchange Act of 1934.

 



 

5. The Transferee acknowledges that it is familiar with Rule 144A and understands that the Transferor and other parties related to the Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Transferee may be in reliance on Rule 144A.

___

___

Will the Transferee be purchasing the Certificates

Yes

No

only for the Transferee's own account?

 

 

 

6. If the answer to the foregoing question is “no”, the Transferee agrees that, in connection with any purchase of securities sold to the Transferee for the account of a third party (including any separate account) in reliance on Rule 144A, the Transferee will only purchase for the account of a third party that at the time is a “qualified institutional buyer” within the meaning of Rule 144A. In addition, the Transferee agrees that the Transferee will not purchase securities for a third party unless the Transferee has obtained a current representation letter from such third party or taken other appropriate steps contemplated by Rule 144A to conclude that such third party independently meets the definition of “qualified institutional buyer” set forth in Rule 144A.

7. The Transferee will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Transferee's purchase of the Certificates will constitute a reaffirmation of this certification as of the date of such purchase. In addition, if the Transferee is a bank or savings and loan as provided above, the Transferee agrees that it will furnish to such parties updated annual financial statements promptly after they become available.

Dated: ___________

 

________________________________________

Print Name of Transferee

 

By: _____________________________________

Name:

Title:

 

 

 



 

ANNEX 2 TO EXHIBIT F-1

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

[FOR TRANSFEREES THAT ARE REGISTERED INVESTMENT COMPANIES]

The undersigned hereby certifies as follows to [name of Transferor] (the “Transferor”) and Wells Fargo Bank, N.A., as Trust Administrator, with respect to the Mortgage Pass-Through certificates (the “Certificates”) described in the Transferee Certificate to which this certification relates and to which this certification is an Annex:

1. As indicated below, the undersigned is the President, Chief Financial Officer or Senior Vice President of the entity purchasing the Certificates (the “Transferee”) or, if the Transferee is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933 (“Rule 144A”) because the Transferee is part of a Family of Investment Companies (as defined below), is such an officer of the investment adviser (the “Adviser”).

2. In connection with purchases by the Transferee, the Transferee is a “qualified institutional buyer” as defined in Rule 144A because (i) the Transferee is an investment company registered under the Investment Company Act of 1940, and (ii) as marked below, the Transferee alone, or the Transferee's Family of Investment Companies, owned at least $100,000,000 in securities (other than the excluded securities referred to below) as of the end of the Transferee's most recent fiscal year. For purposes of determining the amount of securities owned by the Transferee or the Transferee's Family of Investment Companies, the cost of such securities was used.

____

 

The Transferee owned $___________________ in securities (other than the excluded securities referred to below) as of the end of the Transferee's most recent fiscal year (such amount being calculated in accordance with Rule 144A).

 

 

 

____

 

The Transferee is part of a Family of Investment Companies which owned in the aggregate $______________ in securities (other than the excluded securities referred to below) as of the end of the Transferee's most recent fiscal year (such amount being calculated in accordance with Rule 144A).

 

 

 

 

3. The term “FAMILY OF INVESTMENT COMPANIES” as used herein means two or more registered investment companies (or series thereof) that have the same investment adviser or investment advisers that are affiliated (by virtue of being majority owned subsidiaries of the same parent or because one investment adviser is a majority owned subsidiary of the other).

 



 

4. The term “SECURITIES” as used herein does not include (i) securities of issuers that are affiliated with the Transferee or are part of the Transferee's Family of Investment Companies, (ii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iii) bank deposit notes and certificates of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps.

5. The Transferee is familiar with Rule 144A and understands that the parties to which this certification is being made are relying and will continue to rely on the statements made herein because one or more sales to the Transferee will be in reliance on Rule 144A. In addition, the Transferee will only purchase for the Transferee's own account.

6. The undersigned will notify the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice, the Transferee's purchase of the Certificates will constitute a reaffirmation of this certification by the undersigned as of the date of such purchase.

Dated: __________

 

________________________________________

Print Name of Transferee or Advisor

 

 

By: _____________________________________

Name:

Title:

 

 

 

IF AN ADVISER:

 

 

 

_________________________________________

 

Print Name of Buyer

 

 

 



 

FORM OF TRANSFEREE REPRESENTATION LETTER

The undersigned hereby certifies on behalf of the purchaser named below (the “Purchaser”) as follows:

1. I am an executive officer of the Purchaser.

2. The Purchaser is a “qualified institutional buyer”, as defined in Rule 144A, (“Rule 144A”) under the Securities Act of 1933, as amended.

3. As of the date specified below (which is not earlier than the last day of the Purchaser's most recent fiscal year), the amount of “securities”, computed for purposes of Rule 144A, owned and invested on a discretionary basis by the Purchaser was in excess of $100,000,000.

 

Name of Purchaser

________________________________________

 

By: _____________________________________

Name:

Title:

 

 

Date of this certificate: ______________

Date of information provided in paragraph 3: ______________

 



 

EXHIBIT F-2

FORM OF TRANSFER AFFIDAVIT AND AGREEMENT

STATE OF NEW YORK

)

 

 

)

ss.:

COUNTY OF NEW YORK

)

 

1.     The undersigned is an officer of the proposed Transferee of an Ownership Interest in a Class [R] [R-X] Certificate (the “Certificate”) issued pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association (the “Agreement”). Capitalized terms used, but not defined herein or in Exhibit 1 hereto, shall have the meanings ascribed to such terms in the Agreement. The Transferee has authorized the undersigned to make this affidavit on behalf of the Transferee for the benefit of the Depositor and the Trustee.

2.     The Transferee is, as of the date hereof, and will be, as of the date of the Transfer, a Permitted Transferee. The Transferee is acquiring its Ownership Interest in the Certificate for its own account. The Transferee has no knowledge that any such affidavit is false.

3.     The Transferee has been advised of, and understands that (i) a tax will be imposed on Transfers of the Certificate to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) for a Person that is not a Permitted Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if the subsequent Transferee furnished to such Person an affidavit that such subsequent Transferee is a Permitted Transferee and, at the time of Transfer, such Person does not have actual knowledge that the affidavit is false.

4.     The Transferee has been advised of, and understands that a tax will be imposed on a “pass-through entity” holding the Certificate if at any time during the taxable year of the pass-through entity a Person that is not a Permitted Transferee is the record holder of an interest in such entity. The Transferee understands that such tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is a Permitted Transferee and the pass-through entity does not have actual knowledge that such affidavit is false. (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives and, except as may be provided in Treasury Regulations, persons holding interests in pass-through entities as a nominee for another Person.)

5.     The Transferee has reviewed the provisions of Section 5.02(d) of the Agreement and understands the legal consequences of the acquisition of an Ownership Interest in the Certificate including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding the Transfer and mandatory sales. The Transferee expressly agrees to be bound by and to abide by the provisions of Section 5.02(d) of the Agreement and the

 



restrictions noted on the face of the Certificate. The Transferee understands and agrees that any breach of any of the representations included herein shall render the Transfer to the Transferee contemplated hereby null and void.

6.     The Transferee agrees to require a Transfer Affidavit from any Person to whom the Transferee attempts to Transfer its Ownership Interest in the Certificate, and in connection with any Transfer by a Person for whom the Transferee is acting as nominee, trustee or agent, and the Transferee will not Transfer its Ownership Interest or cause any Ownership Interest to be Transferred to any Person that the Transferee knows is not a Permitted Transferee. In connection with any such Transfer by the Transferee, the Transferee agrees to deliver to the Trustee a certificate substantially in the form set forth as Exhibit L to the Agreement (a “Transferor Certificate”) to the effect that such Transferee has no actual knowledge that the Person to which the Transfer is to be made is not a Permitted Transferee.

7.     The Transferee has historically paid its debts as they have come due, intends to pay its debts as they come due in the future, and understands that the taxes payable with respect to the Certificate may exceed the cash flow with respect thereto in some or all periods and intends to pay such taxes as they become due. The Transferee does not have the intention to impede the assessment or collection of any tax legally required to be paid with respect to the Certificate.

 

8.

The Transferee’s taxpayer identification number is [_____________].

 

 

9.

The Transferee is a U.S. Person as defined in Code Section 7701(a)(30).

10.  The Transferee is aware that the Certificate may be a “noneconomic residual interest” within the meaning of proposed Treasury regulations promulgated pursuant to the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax.

11.  The Transferee will not cause income from the Certificate to be attributable to a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Transferee or any other U.S. person.

 

12.

Check one of the following:

o         The present value of the anticipated tax liabilities associated with holding the Certificate, as applicable, does not exceed the sum of:

 

(i)

the present value of any consideration given to the Transferee to acquire such Certificate;

 

(ii)

the present value of the expected future distributions on such Certificate; and

 



 

 

(iii)

the present value of the anticipated tax savings associated with holding such Certificate as the related REMIC generates losses.

For purposes of this calculation, (i) the Transferee is assumed to pay tax at the highest rate currently specified in Section 11(b) of the Code (but the tax rate in Section 55(b)(1)(B) of the Code may be used in lieu of the highest rate specified in Section 11(b) of the Code if the Transferee has been subject to the alternative minimum tax under Section 55 of the Code in the preceding two years and will compute its taxable income in the current taxable year using the alternative minimum tax rate) and (ii) present values are computed using a discount rate equal to the short-term Federal rate prescribed by Section 1274(d) of the Code for the month of the transfer and the compounding period used by the Transferee.

o         The transfer of the Certificate complies with U.S. Treasury Regulations Sections 1.860E-1(c)(5) and (6) and, accordingly,

 

(i)

the Transferee is an “eligible corporation,” as defined in U.S. Treasury Regulations Section 1.860E-1(c)(6)(i), as to which income from the Certificate will only be taxed in the United States;

 

(ii)

at the time of the transfer, and at the close of the Transferee’s two fiscal years preceding the year of the transfer, the Transferee had gross assets for financial reporting purposes (excluding any obligation of a person related to the Transferee within the meaning of U.S. Treasury Regulations Section 1.860E-1(c)(6)(ii)) in excess of $100 million and net assets in excess of $10 million;

 

(iii)

the Transferee will transfer the Certificate only to another “eligible corporation,” as defined in U.S. Treasury Regulations Section 1.860E-1(c)(6)(i), in a transaction that satisfies the requirements of Sections 1.860E-1(c)(4)(i), (ii) and (iii) and Section 1.860E-1(c)(5) of the U.S. Treasury Regulations; and

 

(iv)

the Transferee determined the consideration paid to it to acquire the Certificate based on reasonable market assumptions (including, but not limited to, borrowing and investment rates, prepayment and loss assumptions, expense and reinvestment assumptions, tax rates and other factors specific to the Transferee) that it has determined in good faith.

 

[  

]

None of the above.

13.  The Transferee is not an employee benefit plan that is subject to Title I of ERISA or a plan that is subject to Section 4975 of the Code or a plan subject to any Federal, state or local law that is substantially similar to Title I of ERISA or Section 4975 of the Code, and the Transferee is not acting on behalf of or investing plan assets of such a plan.

 



 

 

 

 

IN WITNESS WHEREOF, the Owner has caused this instrument to be executed on its behalf, pursuant to the authority of its Board of Directors, by its [Vice] President, attested by its [Assistant] Secretary, this ____ day of __________, 20__.

 

[OWNER]

 

 

By: _____________________________________

Name:

Title:   [Vice] President

 

 

ATTEST:

By:

 

Name:

 

Title:

[Assistant] Secretary

 

Personally appeared before me the above-named , known or proved to me to be the same person who executed the foregoing instrument and to be a [Vice] President of the Owner, and acknowledged to me that [he/she] executed the same as [his/her] free act and deed and the free act and deed of the Owner.

Subscribed and sworn before me this ____ day of __________, 20___.

 

 

 

Notary Public

 

 

County of __________________

State of ___________________

 

My Commission expires:

 

 

 



 

FORM OF TRANSFEROR AFFIDAVIT

STATE OF NEW YORK

)

 

 

)

ss.:

COUNTY OF NEW YORK

)

 

__________________________, being duly sworn, deposes, represents and warrants as follows:

1.            I am a ____________________ of ____________________________ (the “Owner”), a corporation duly organized and existing under the laws of ______________, on behalf of whom I make this affidavit.

2.           The Owner is not transferring the Residual Certificates (the “Residual Certificates”) to impede the assessment or collection of any tax.

3.           The Owner has no actual knowledge that the Person that is the proposed transferee (the “Purchaser”) of the Residual Certificates: (i) has insufficient assets to pay any taxes owed by such proposed transferee as holder of the Residual Certificates; (ii) may become insolvent or subject to a bankruptcy proceeding for so long as the Residual Certificates remain outstanding; and (iii) is not a Permitted Transferee.

4.          The Owner understands that the Purchaser has delivered to the Trust Administrator a transfer affidavit and agreement in the form attached to the Pooling and Servicing Agreement as Exhibit F-2. The Owner does not know or believe that any representation contained therein is false.

5.           At the time of transfer, the Owner has conducted a reasonable investigation of the financial condition of the Purchaser as contemplated by Treasury Regulations Section 1.860E-1(c)(4)(i) and, as a result of that investigation, the Owner has determined that the Purchaser has historically paid its debts as they became due and has found no significant evidence to indicate that the Purchaser will not continue to pay its debts as they become due in the future. The Owner understands that the transfer of a Residual Certificate may not be respected for United States income tax purposes (and the Owner may continue to be liable for United States income taxes associated therewith) unless the Owner has conducted such an investigation.

6.           Capitalized terms not otherwise defined herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement.

 



 

IN WITNESS WHEREOF, the Owner has caused this instrument to be executed on its behalf, pursuant to the authority of its Board of Directors, by its [Vice] President, attested by its [Assistant] Secretary, this ____ day of ___________, 20__.

 

[OWNER]

 

 

By: _____________________________________

Name:

Title:   [Vice] President

 

 

 

ATTEST:

 

 

By:

 

Name:

 

Title:

[Assistant] Secretary

 

Personally appeared before me the above-named , known or proved to me to be the same person who executed the foregoing instrument and to be a [Vice] President of the Owner, and acknowledged to me that [he/she] executed the same as [his/her] free act and deed and the free act and deed of the Owner.

Subscribed and sworn before me this ____ day of __________, 20___.

 

 

 

Notary Public

 

 

County of __________________

State of ___________________

 

My Commission expires:

 

 

 



 

EXHIBIT G

FORM OF CERTIFICATION WITH RESPECT TO ERISA AND THE CODE

_____________, 2005

Mortgage Asset Securitization Transactions, Inc.

1285 Avenue of the Americas

New York, New York 10019

Wells Fargo Bank, N.A.

9062 Old Annapolis Road

Columbia, Maryland 21045

 

Wells Fargo Bank, N.A.

One Home Campus

Des Moines, Iowa 50328-0001

 

U.S. Bank National Association

60 Livingston Avenue

EP-MN-WS3D

St. Paul, MN 55107

Attn: Structured Finance / MASTR 2006-FRE1

 

 

Re:

MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Class

 

Dear Sirs:

_______________________ (the “Transferee”) intends to acquire from _____________________ (the “Transferor”) $____________ Initial Certificate Principal Balance of MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Series 2006-FRE1, Class [CE] [P] [R](the “Certificates”), issued pursuant to a Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association (the “Pooling and Servicing Agreement”). Capitalized terms used herein and not otherwise defined shall have the meanings assigned thereto in the Pooling and Servicing Agreement. The Transferee hereby certifies, represents and warrants to, and covenants with the Depositor, the Trust Administrator, the Trustee and the Master Servicer that:

The Certificates (i) are not being acquired by, and will not be transferred to, any employee benefit plan within the meaning of section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or other retirement arrangement, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds

 



and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that is subject to Section 406 of ERISA or Section 4975 of the Internal Revenue Code of 1986 (the “Code”) (any of the foregoing, a “Plan”), (ii) are not being acquired with “plan assets” of a Plan within the meaning of the Department of Labor (“DOL”) regulation, 29 C.F.R.ss.2510.3-101, and (iii) will not be transferred to any entity that is deemed to be investing in plan assets within the meaning of the DOL regulation at 29 C.F.R.ss. 2510.3-101.

 



 

 

Very truly yours,

 

________________________________________

 

 

By: _____________________________________

Name:

Title:

 

 

 



 

EXHIBIT H

FORM OF REPORT PURSUANT TO SECTION 4.06

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 10-K

ANNUAL REPORT

Pursuant to Section 13 or 15(d) of the

SECURITIES EXCHANGE ACT OF 1934 (FEE REQUIRED)

FOR FISCAL YEAR ENDED ________________

COMMISSION FILE NUMBER: 333-_______

MORTGAGE ASSET SECURITIZATION TRANSACTIONS, INC.

(as depositor under the Pooling and Servicing Agreement,

dated as of February 1, 2006, providing for the issuance of

MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FRE1)

Mortgage Asset Securitization Transactions, Inc.

(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

 

 

 

Delaware

 

[__]              

(State or Other Jurisdiction
of Incorporation)

 

(I.R.S. Employer
Identification No.)

 

 

 

1285 Avenue of the Americas

New York, New York 10019

 

10019

(Address of Principal Executive Offices)

(Zip Code)

 

Registrant's telephone number, including area code: [___]

Securities registered pursuant to Section 12(b) of the Act:

None

Securities registered pursuant to Section 12(g) of the Act:

None

 



 

Indicate whether the Registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

 

X YES

___No

Item 1. Business:

Not applicable

Item 2. Properties:

Not applicable

Item 3. Legal Proceedings:

None

Item 4. Submission of Matters to a Vote of Security-Holders

None

Item 5. Market for Registrant's Common Equity and Related Stockholder Matters

To the best knowledge of the registrant there is no established public trading market for the certificates.

There are approximately _____ holders of record as of the end of the reporting year.

Item 6. Selected Financial Data.

Not applicable.

Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations

Not applicable

Item 8. Financial Statements and Supplementary Data.

Not applicable.

Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

None

 



 

Item 10.

Not applicable

Item 11. Executive Compensation

Not applicable

Item 12. Security Ownership of Certain Beneficial Owners and Management

Not applicable

Item 13. Certain Relationships and Related Transactions

Not applicable

Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K

a)          The company filed on Form 8-K, separately for each distribution date, the distribution of funds related to the trust for each of the following distribution dates:

Distribution Date

 

Form 8-K Filing Date

 

 

 

_________________

 

_________________

_________________

 

_________________

_________________

 

_________________

 

b)            99.1    Annual Report of Independent Public Accountants' as to master servicing activities or servicing activities, as applicable

(a) Wells Fargo Bank, N.A., as Master Servicer

99.2      Annual Statement of Compliance with obligations under the Pooling and Servicing Agreement or servicing agreement, as applicable, of:

(a) Wells Fargo Bank, N.A., as Master Servicer

Such document (i) is not filed herewith since such document was not received by the Reporting Person at least three business days prior to the due date of this report; and (ii) will be included in an amendment to this report on Form 10-K/A to be filed within 30 days of the Reporting Person's receipt of such document.

 



 

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Date: ___________

 

Mortgage Asset Securitization Transactions, Inc., by Wells Fargo Bank, N.A., as Trust Administrator for MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates

 

 

By: _____________________________________

Name:

Title:

 

Company:

 

 

 



 

EXHIBIT I

FORM OF LOST NOTE AFFIDAVIT

Loan #: ____________

BORROWER: _____________

LOST NOTE AFFIDAVIT

I, as ____________________ of ______________________, a _______________ corporation am authorized to make this Affidavit on behalf of _____________________ (the “Seller”). In connection with the administration of the Mortgage Loans held by ____________________, a _________________ corporation as Seller on behalf of Mortgage Asset Securitization Transactions, Inc. (the “Purchaser”), _____________________ (the “Deponent”), being duly sworn, deposes and says that:

 

 

1.

The Seller's address is:

 

 

_____________________

 

_____________________

 

_____________________

 

 

2.

The Seller previously delivered to the Purchaser a signed Initial Certification with respect to such Mortgage and/or Assignment of Mortgage;

 

3.

Such Mortgage Note and/or Assignment of Mortgage was assigned or sold to the Purchaser by ________________________, a ____________ corporation                  pursuant to the terms and provisions of a Mortgage Loan Purchase Agreement dated as of __________ __, _____;

 

4.

Such Mortgage Note and/or Assignment of Mortgage is not outstanding pursuant to a request for release of Documents;

 

5.

Aforesaid Mortgage Note and/or Assignment of Mortgage (the “Original”) has been lost;

 

6.

Deponent has made or caused to be made a diligent search for the Original and has been unable to find or recover same;

 

7.

The Seller was the Seller of the Original at the time of the loss; and

 

8.

Deponent agrees that, if said Original should ever come into Seller's possession, custody or power, Seller will immediately and without consideration surrender the Original to the Purchaser.

 

9.

Attached hereto is a true and correct copy of (i) the Note, endorsed in blank by the Mortgagee and (ii) the Mortgage or Deed of Trust (strike one) which secures the

 



Note, which Mortgage or Deed of Trust is recorded in the county where the property is located.

 

10.          Deponent hereby agrees that the Seller (a) shall indemnify and hold harmless the Purchaser, its successors and assigns, against any loss, liability or damage, including reasonable attorney's fees, resulting from the unavailability of any Notes, including but not limited to any loss, liability or damage arising from (i) any false statement contained in this Affidavit, (ii) any claim of any party that has already purchased a mortgage loan evidenced by the Lost Note or any interest in such mortgage loan, (iii) any claim of any borrower with respect to the existence of terms of a mortgage loan evidenced by the Lost Note on the related property to the fact that the mortgage loan is not evidenced by an original note and (iv) the issuance of a new instrument in lieu thereof (items (i) through (iv) above hereinafter referred to as the “Losses”) and (b) if required by any Rating Agency in connection with placing such Lost Note into a Pass-Through Transfer, shall obtain a surety from an insurer acceptable to the applicable Rating Agency to cover any Losses with respect to such Lost Note.

11.          This Affidavit is intended to be relied upon by the Purchaser, its successors and assigns. _____________________, a ______________ corporation represents and warrants that is has the authority to perform its obligations under this Affidavit of Lost Note.

Executed this ____ day, of ___________ ______.

 

SELLER

 

 

By: _____________________________________

Name:

Title:

 

 

On this _____ day of ________, _____, before me appeared _________________ to me personally known, who being duly sworn did say that he is the _____________________ of ____________________ a ______________ corporation and that said Affidavit of Lost Note was signed and sealed on behalf of such corporation and said acknowledged this instrument to be the free act and deed of said corporation.

Signature:

[Seal]

 

EXHIBIT J-1

FORM CERTIFICATION TO BE PROVIDED BY THE MASTER SERVICER

 



 

WITH FORM 10-K

Certification

I, [identify the certifying individual], certify that:

1.            I have reviewed this annual report on Form 10-K, and all reports on Form 10-D required to be filed in respect of the period covered by this report on Form 10-K of [identify issuing entity] (i.e., the name of the specific deal to which this certification relates rather than just the name of the Depositor)] (the “Exchange Act periodic reports”);

2.            Based on my knowledge, the Exchange Act periodic reports, taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.            Based on my knowledge, all of the distribution, servicing and other information required to be provided under Form 10-D for the period covered by this report is included in the Exchange Act periodic reports;

4.    I am responsible for reviewing the activities performed by the servicer and based on my knowledge and the compliance review conducted in preparing the servicer compliance statement required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer has fulfilled its obligations under the servicing agreement; and

5.            All of the reports on assessment of compliance with servicing criteria for asset-backed securities and their related attestation reports on assessment of compliance with servicing criteria for asset-backed securities required to be included in this report in accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as an exhibit to this report, except as otherwise disclosed in this report. Any material instances of noncompliance described in such reports have been disclosed in this report on Form 10-K.

In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties: [_________________].

 



 

 

WELLS FARGO BANK, N.A.

 

 

By: _____________________________________

Name:

Title:

 

Date:

 

 

 

 

 



 

EXHIBIT J-2

FORM OF CERTIFICATION TO BE PROVIDED TO MASTER SERVICER BY THE SERVICER

 

Wells Fargo Bank, N.A.

9062 Old Annapolis Road

Columbia, Maryland 21045

 

 

Re:

Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A., U.S. Bank National Association and Wells Fargo Bank, N.A (the “Agreement”)

 

Wells Fargo Bank, N.A., as Servicer hereby certifies to the Master Servicer that:

(A)         I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200o that were delivered by the Company to the Depositor pursuant to the Agreement (collectively, the “Company Servicing Information”);

(B)         Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the

 



light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;

(C)         Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the Depositor;

(D)         I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and

(E)         The Compliance Statement required to be delivered by the Company pursuant to this Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer and Subcontractor pursuant to the Agreement, have been provided to the Depositor. Any material instances of noncompliance described in such reports have been disclosed to the Depositor. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.

 

 

 

Date: _________________________

 

 

 

 

 

By: _______________________________

 

Name:

 

Title:

 

 

 



 

EXHIBIT K

 

[RESERVED]

 



 

EXHIBIT L

ANNUAL STATEMENT OF COMPLIANCE PURSUANT TO SECTION 3.20

MASTR ASSET BACKED SECURITIES TRUST 2006-FRE1,

MORTGAGE PASS-THROUGH CERTIFICATES

I, _____________________, hereby certify that I am a duly appointed __________________________ of [PARTY], and further certify as follows:

1.            This certification is being made pursuant to the terms of the Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association (the “Agreement”).

2.            The undersigned officer of the [PARTY] hereby certifies that (i) a review of the activities of the [PARTY] during the preceding calendar year and of performance under the Agreement has been made under such officers’ supervision and (ii) to the best of such officers’ knowledge, based on such review, the [PARTY] has fulfilled all of its obligations under the Agreement in all material respects throughout such year.

Capitalized terms not otherwise defined herein have the meanings set forth in the Agreements.

Dated: _____________, 2006

 



 

IN WITNESS WHEREOF, the undersigned has executed this Certificate as of _____________.

 

By:

 

 

Name:

 

 

Title:

 

 

I, _________________________, a (an) __________________ of the Servicer, hereby certify that _________________ is a duly elected, qualified, and acting _______________________ of the Servicer and that the signature appearing above is his/her genuine signature.

IN WITNESS WHEREOF, the undersigned has executed this Certificate as of ______________.

 

By:

 

 

Name:

 

 

Title:

 

 

 

 



 

EXHIBIT M

FORMS OF INTEREST RATE SWAP AGREEMENT

 



[BEAR STEARNS LOGO OMITTED]

 

BEAR STEARNS FINANCIAL PRODUCTS INC.

383 MADISON AVENUE

NEW YORK, NEW YORK 10179

212-272-4009

 

 

DATE:

February 23, 2006

 

 

TO:

Wells Fargo Bank, N.A., not individually, but solely as Trustee on behalf of the Supplemental Interest Trust for the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Series 2006-FRE1

ATTENTION:

Client Manager – MABS 2006-FRE1

TELEPHONE:

410-884-2000

FACSIMILE:

410-715-2380

 

 

FROM:

Derivatives Documentation

TELEPHONE:

212-272-2711

FACSIMILE:

212-272-9857

 

 

SUBJECT:

Fixed Income Derivatives Confirmation and Agreement

 

 

REFERENCE NUMBER:

FXNSC7867

 

The purpose of this letter agreement ("Agreement") is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the "Current Transaction") between Bear Stearns Financial Products Inc. ("BSFP") and Wells Fargo Bank, N.A., not individually, but solely as Trustee on behalf of the Supplemental Interest Trust for MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Series 2006-FRE1 ("Counterparty") under the Pooling and Servicing Agreement, dated as of February 1, 2006, among Wells Fargo Bank, N.A., as Master Servicer and Trust Administrator, Mortgage Asset Securitization Transactions, Inc., as Depositor and U.S. Bank National Association, as Trustee (the “Trustee”) (the “Pooling and Servicing Agreement”). This letter agreement constitutes the sole and complete "Confirmation," as referred to in the "ISDA Form Master Agreement" (as defined below), as well as a “Schedule” as referred to in the ISDA Form Master Agreement.

 

1.            This Agreement is subject to the 2000 ISDA Definitions (the “Definitions”), as published by the International Swaps and Derivatives Association, Inc. (“ISDA”). You and we have agreed to enter into this Agreement in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement (Multicurrency—Cross Border) form (the "ISDA Form Master Agreement") but, rather, an ISDA Form Master Agreement shall be deemed to have been executed by you and us on the date we entered into the Transaction. In the event of any inconsistency between the provisions of this Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement shall prevail for purposes of the Transaction. Terms capitalized but not defined herein shall have the meanings attributed to them in the Pooling and Servicing Agreement.

 

2.

The terms of the particular Transaction to which this Confirmation relates are as follows:

 

 



 

 

 

Notional Amount:

With respect to any Calculation Period, the amount set forth for such period in Schedule I.

 

 

 

 

Trade Date:

February 10, 2006

 

 

 

 

Effective Date:

February 24, 2006

 

 

 

 

Termination Date:

September 25, 2009, provided, however, for the purposes of determining the Floating Amount to be paid in respect of the final Calculation Period, such date shall be subject to adjustment in accordance with the Business Day Convention.

 

 

 

 

Fixed Amount (Premium):

 

 

 

 

 

Fixed Rate Payer:

Counterparty

 

 

 

 

Fixed Rate Payer
Period End Dates:

The 25th calendar day of each month during the Term of this Transaction, commencing March 25, 2006, and ending on the Termination Date, with No Adjustment.

 

 

 

 

Fixed Rate Payer
Payment Dates:

Early Payment shall be applicable. The Fixed Rate Payer Payment Date shall be two Business Days prior to each Fixed Rate Payer Period End Date.

 

 

 

 

Fixed Rate:

4.65500%

 

 

 

 

Fixed Amount:

To be determined in accordance with the following Formula:

 

 

 

 

 

250*Fixed Rate*Notional Amount*Fixed Rate Day Count Fraction

 

 

 

 

Count Fraction:

30/360

 

 

 

 

Floating Amounts:

 

 

 

 

 

Floating Rate Payer:

BSFP

 

 

 

 

 



 

 

 

Floating Rate Payer
Period End Dates:

The 25th calendar day of each month during the Term of this Transaction, commencing March 25, 2006, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.

 

 

 

 

Floating Rate Payer
Payment Dates:

Early Payment shall be applicable. The Floating Rate Payer Payment Date shall be two Business Days prior to each Floating Rate Payer Period End Date.

 

 

 

 

Floating Rate for initial
Calculation Period:

To be determined.

 

 

 

 

Floating Rate Option:

USD-LIBOR-BBA

 

 

 

 

Floating Amount:

To be determined in accordance with the following Formula:

 

 

 

 

 

250*Floating Rate Option*Notional Amount*Floating Rate Day Count Fraction

 

 

 

 

Designated Maturity:

One month

 

 

 

 

Spread:

None

 

 

 

 

Floating Rate Day
Count Fraction:

Actual/360

 

 

 

 

Reset Dates:

The first day of each Calculation Period.

 

 

 

 

Compounding:

Inapplicable

 

 

 

 

Business Days:

New York

 

 

 

 

Business Day Convention:

Following

 

3.            Additional Provisions:             Each party hereto is hereby advised and acknowledges that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Confirmation relating to such Transaction, as applicable. This paragraph shall be deemed repeated

 



on the trade date of each Transaction.

 

4.

Provisions Deemed Incorporated in a Schedule to the ISDA Form Master Agreement:

 

1)

The parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master Agreement will apply to any Transaction.

 

2)

Termination Provisions. Notwithstanding the provisions of paragraph 9 below, for purposes of the ISDA Form Master Agreement:

 

(a)

"Specified Entity" is not applicable to BSFP or Counterparty for any purpose.

 

(b)

“Breach of Agreement” provision of Section 5(a)(ii) will not apply to BSFP or Counterparty.

 

(c)

“Credit Support Default” provisions of Section 5(a)(iii) will not apply to Counterparty and will not apply to BSFP unless BSFP has obtained a guarantee or posted collateral pursuant to paragraph 16 below.

 

(d)

“Misrepresentation” provisions or Section 5(a)(iv) will not apply to BSFP or Counterparty.

 

(e)          "Specified Transaction" is not applicable to BSFP or Counterparty for any purpose, and, accordingly, Section 5(a)(v) shall not apply to BSFP or Counterparty.

 

(f)           The "Cross Default" provisions of Section 5(a)(vi) will not apply to BSFP or to Counterparty.

 

(g)          The "Credit Event Upon Merger" provisions of Section 5(b)(iv) will not apply to BSFP or Counterparty.

 

(h)

The “Bankruptcy” provision of Section 5(a)(vii)(2) will be inapplicable to Counterparty.

 

(i)           The "Automatic Early Termination" provision of Section 6(a) will not apply to BSFP or to Counterparty.

 

(j)           Payments on Early Termination. For the purpose of Section 6(e) of the ISDA Form Master Agreement:

 

 

(i)

Market Quotation will apply.

 

 

(ii)

The Second Method will apply.

 

(k)

"Termination Currency" means United States Dollars.

 

3)

Tax Representations.

 

 



 

(a)          Payer Representations. For the purpose of Section 3(e) of the ISDA Form Master Agreement, each of BSFP and the Counterparty will make the following representations:

 

It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of the ISDA Form Master Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on:

 

(i)           the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement;

 

(ii)          the satisfaction of the agreement contained in Section 4(a)(iii) of the ISDA Form Master Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Section 4(a)(iii) of the ISDA Form Master Agreement; and

 

(iii)        the satisfaction of the agreement of the other party contained in Section 4(d) of this Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice to its legal or commercial position.

 

(b)          Payee Representations. For the purpose of Section 3(f) of the ISDA Form Master Agreement, each of BSFP and the Counterparty make the following representations.

 

The following representation will apply to BSFP:

 

BSFP is a corporation organized under the laws of the State of Delaware and its U.S. taxpayer identification number is 13-3866307.

 

The following representation will apply to the Counterparty:

 

Counterparty represents that it is the Trustee on behalf of the Supplemental Interest Trust under the Pooling and Servicing Agreement.

 

4)

[Reserved]

 

5)

Documents to be Delivered. For the purpose of Section 4(a):

 

(1)

Tax forms, documents, or certificates to be delivered are:

 

 



 

 

Party required to deliver document

Form/Document/

Certificate

Date by which to

be delivered

BSFP and

the Counterparty

Any document required or reasonably requested to allow the other party to make payments under this Agreement without any deduction or withholding for or on the account of any Tax or with such deduction or withholding at a reduced rate

Promptly after the earlier of (i) reasonable demand by either party or (ii) learning that such form or document is required

 

 

(2)

Other documents to be delivered are:

 

Party required to deliver document

Form/Document/

Certificate

Date by which to

be delivered

Covered by Section 3(d) Representation

BSFP and

the Counterparty

Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver this Agreement, any Confirmation , and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under this Agreement, such Confirmation and/or Credit Support Document, as the case may be

Upon the execution and delivery of this Agreement and such Confirmation

Yes

 

 



 

 

BSFP and

the Counterparty

A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing this Agreement, any relevant Credit Support Document, or any Confirmation, as the case may be

Upon the execution and delivery of this Agreement and such Confirmation

Yes

 

6)

Miscellaneous. Miscellaneous

 

(a)

Address for Notices: For the purposes of Section 12(a) of the ISDA Form Master Agreement:

 

Address for notices or communications to BSFP:

 

 

Address:

383 Madison Avenue, New York, New York 10179

 

Attention:

DPC Manager

 

 

Facsimile:

(212) 272-5823

 

 

with a copy to:

 

 

Address:

One Metrotech Center North, Brooklyn, New York 11201

 

Attention:

Derivative Operations - 7th Floor

 

 

Facsimile:

(212) 272-1634

 

 

(For all purposes)

 

Address for notices or communications to the Counterparty:

 

 

Address:

Wells Fargo Bank, N.A.

9062 Old Annapolis Road

Columbia, Maryland 21045

 

Attention:

Client Manager – MABS 2006-FRE1

 

Facsimile:

410-884-2380

 

Phone:

410-884-2000

 

(For all purposes)

 



 

 

(b)

Process Agent. For the purpose of Section 13(c):

 

BSFP appoints as its

 

Process Agent:

Not Applicable

 

The Counterparty appoints as its

 

Process Agent:

Not Applicable

 

(c)          Offices. The provisions of Section 10(a) will not apply to this Agreement; neither BSFP nor the Counterparty have any Offices other than as set forth in the Notices Section and BSFP agrees that, for purposes of Section 6(b) of the ISDA Form Master Agreement, it shall not in future have any Office other than one in the United States.

 

(d)

Multibranch Party. For the purpose of Section 10(c) of the ISDA Form Master Agreement:

 

BSFP is not a Multibranch Party.

 

The Counterparty is not a Multibranch Party.

 

(e)

Calculation Agent. The Calculation Agent is BSFP.

 

(f)

Credit Support Document.

 

BSFP: Not applicable, except for any guarantee or contingent agreement delivered

pursuant to paragraph 16 below.

 

The Counterparty: Not Applicable

 

(g)

Credit Support Provider.

 

BSFP:   Not Applicable for BSFP for so long as no Credit Support Document is delivered under paragraph 16 below, otherwise, the party that is the primary obligor under the Credit Support Document.

 

The Counterparty: Not Applicable

 

(h)          Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.

 

(i)           Severability.     If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this

 



Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties.

 

The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.

 

(j)           Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers or employees of the parties, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording.

 

(k)          Waiver of Jury Trial.   Each party waives any right it may have to a trial by jury in respect of any Proceedings relating to this Agreement or any Credit Support Document.

 

7)           “Affiliate”. Each of BSFP and Counterparty shall be deemed to not have any Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).

 

8)            Section 3 of the ISDA Form Master Agreement is hereby amended by adding at the end thereof the following subsection (g):

 

 

“(g)

Relationship Between Parties.

 

Each party represents to the other party on each date when it enters into a Transaction that:--

 

(1)          Nonreliance. It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction.

 

 

(2)

Evaluation and Understanding.

 

 

(i)

BSFP is acting for its own account and Wells Fargo Bank, N.A., is acting as Trustee on behalf of the Supplemental Interest Trust under the Pooling and Servicing Agreement, and not for its own account. Each Party has made its own independent decisions to enter into this Transaction and as to whether this Transaction is appropriate or proper for it based upon its own judgment and upon advice from such advisors as it has deemed necessary. It is not relying on any communication (written or oral) of the other party as investment advice or as a recommendation to enter into this Transaction; it being understood that information and explanations related to the terms and conditions of this Transaction shall not be considered investment advice or a recommendation to enter into this Transaction. It has not received from the

 



other party any assurance or guarantee as to the expected results of this Transaction.

 

 

(ii)

It is capable of evaluating and understanding (on its own behalf or through independent professional advice), and understands and accepts, the terms, conditions and risks of this Transaction. It is also capable of assuming, and assumes, the financial and other risks of this Transaction.

 

 

(iii)

The other party is not acting as an agent or fiduciary or an advisor for it in respect of this Transaction.

(3)          Purpose. It is an “eligible swap participant” as such term is defined in Section 35.1(b)(2) of the regulations (17 C.F.R 35) promulgated under, and an “eligible contract participant” as defined in Section 1(a)(12) of, the Commodity Exchange Act, as amended, and it is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.”

 

9)            Pooling and Servicing Agreement. BSFP hereby agrees that, notwithstanding any provision of this agreement to the contrary, Counterparty’s obligations to pay any amounts owing under this Agreement shall be subject to the Pooling and Servicing Agreement and BSFPS’s right to receive payment of such amounts shall be subject to the Pooling and Servicing Agreement.

 

10)         Trustee Capacity. Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by Wells Fargo Bank, N.A. (“Wells”), not individually or personally but solely as trustee on behalf of the Supplemental Interest Trust, (b) each of the representations, undertakings and agreements herein made on the part of the Counterparty is made and intended not as a personal representation, undertaking or agreement of Wells but is made and intended for the purpose of binding only the Counterparty, (c) nothing herein contained shall be construed as imposing any liability upon Wells, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto; provided that nothing in this paragraph shall relieve Wells from performing its duties and obligations under the Pooling and Servicing Agreement in accordance with the standard of care set forth therein, (d) under no circumstances shall Wells be personally liable for the payment of any indebtedness or expenses of the Counterparty or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Counterparty under this Agreement or any other related documents, other than due to its gross negligence or willful misconduct in performing the obligations of the Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement, (e) any resignation or removal of Wells as trustee on behalf of the Supplemental Interest Trust shall require the assignment of this agreement to Wells’s replacement, and (f) Wells has been directed, pursuant to the Pooling and Servicing Agreement, to enter into this Agreement and to perform its obligations hereunder.

 



 

11)         Proceedings. BSFP shall not institute against or cause any other person to institute against, or join any other person in instituting against, Mortgage Asset Securitization Transactions, Inc. or MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Series 2006-FRE1, any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any federal or state bankruptcy, dissolution or similar law, for a period of one year and one day (or, if longer, the applicable preference period) following indefeasible payment in full of the MASTR Asset Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, Series 2006-FRE1.

 

12)         Set-off. Notwithstanding any provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements. The provisions for Set-off set forth in Section 6(e) of the Agreement shall not apply for purposes of this Transaction.

 

13)

Third party Beneficiary. Not Applicable.

 

14)

Additional Termination Events. The following Additional Termination Events will apply:

 

(i)           If a Rating Agency Downgrade has occurred and BSFP has not complied with Section 16 below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such an Additional Termination Event.

 

(ii)          If the Trustee is unable to pay its Class A Certificates or fails or admits in writing its inability to pay its Class A Certificates as they become due, then an Additional Termination Event shall have occurred with respect to Counterparty and Counterparty shall be the sole Affected Party with respect to such Additional Termination Event.

 

(iii)        If, at any time, the Majority Class CE Certificateholder or the Master Servicer purchases the Mortgage Loans pursuant to Section 10.01 of the Pooling and Servicing Agreement, then an Additional Termination Event shall have occurred with respect to Counterparty and Counterparty shall be the sole Affected Party with respect to such Additional Termination Event; provided, however, that notwithstanding the provisions of Section 6(b)(iv) of the ISDA Form Master Agreement, either BSFP or Counterparty may designate an Early Termination Date (such date shall not be prior to the final Distribution Date under the Pooling and Servicing Agreement) in respect of this Additional Termination Event.

 

(iv)         If, upon the occurrence of a Swap Disclosure Event (as defined in Section 17 below) BSFP has not, within ten (10) days after such Swap Disclosure Event complied with any of the provisions set forth in Section 17 below, then an Additional Termination Event shall have occurred with

 



respect to BSFP and BSFP shall be the sole Affected Party with respect to such Additional Termination Event.

 

15)         Amendment to the ISDA Form. The “Failure to Pay or Deliver” provision in Section 5(a)(i) is hereby amended by deleting the word “third” in the third line thereof and inserting the word “second” in place thereof.

 

16)         Rating Agency Downgrade. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is reduced below “AA-” by S&P or its long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “Aa3” by Moody’s (and together with S&P, the “Swap Rating Agencies”, and such rating thresholds, “Approved Rating Thresholds”), then within 30 days after such rating withdrawal or downgrade (unless, within 30 days after such withdrawal or downgrade, each such Swap Rating Agency, as applicable, has reconfirmed the rating of the Certificates, which was in effect immediately prior to such withdrawal or downgrade), BSFP shall, at its own expense, subject to the Rating Agency Condition, either (i) seek another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement. BSFP’s failure to do any of the foregoing shall, at the Counterparty’s option, constitute an Additional Termination Event with BSFP as the Affected Party. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “BBB-” by S&P, then within 10 Business Days after such rating withdrawal or downgrade, BSFP shall, subject to the Rating Agency Condition and at its own expense, either (i) secure another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement. For purposes of this provision, “Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder that the party acting or failing to act must consult with each of the Swap Rating Agencies then providing a rating of the Certificates and receive from each of the Swap Rating Agencies a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of the Certificates.

 

 

17)

Compliance with Regulation AB.

 

(i)           BSFP agrees and acknowledges that Mortgage Asset Securitization Transactions, Inc. (“MASTR”) is required under Regulation AB under the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended (the “Exchange Act”) (“Regulation AB”), to disclose certain financial information regarding BSFP or its group of affiliated entities, if applicable, depending on the aggregate “significance percentage” of this Agreement and any other

 



derivative contracts between BSFP or its group of affiliated entities, if applicable, and Counterparty, as calculated from time to time in accordance with Item 1115 of Regulation AB.

 

(ii)          It shall be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day after the date hereof, MASTR requests from BSFP the applicable financial information described in Item 1115 of Regulation AB (such request to be based on a reasonable determination by MASTR, in good faith, that such information is required under Regulation AB) (the “Swap Financial Disclosure”).

 

(iii)        Upon the occurrence of a Swap Disclosure Event, BSFP, at its own expense, shall (a) provide to MASTR the Swap Financial Disclosure, (b) secure another entity to replace BSFP as party to this Agreement on terms substantially similar to this Agreement and subject to prior notification to the Swap Rating Agencies, which entity (or a guarantor therefor) meets or exceeds the Approved Rating Thresholds and which satisfies the Rating Agency Condition and which entity is able to comply with the requirements of Item 1115 of Regulation AB or (c) obtain a guaranty of the BSFP’s obligations under this Agreement from an affiliate of the BSFP that is able to comply with the financial information disclosure requirements of Item 1115 of Regulation AB, such that disclosure provided in respect of the affiliate will satisfy any disclosure requirements applicable to the Swap Provider, and cause such affiliate to provide Swap Financial Disclosure. If permitted by Regulation AB, any required Swap Financial Disclosure may be provided by incorporation by reference from reports filed pursuant to the Exchange Act.

 

(iv)         BSFP agrees that, in the event that BSFP provides Swap Financial Disclosure to MASTR in accordance with clause (iii)(a) of paragraph 17 or causes its affiliate to provide Swap Financial Disclosure to MASTR in accordance with clause (iii)(c) of paragraph 17, it will indemnify and hold harmless MASTR, its respective directors or officers and any person controlling MASTR, from and against any and all losses, claims, damages and liabilities caused by any untrue statement or alleged untrue statement of a material fact contained in such Swap Financial Disclosure or caused by any omission or alleged omission to state in such Swap Financial Disclosure a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.

 

18)         Transfer, Amendment and Assignment. No transfer, amendment, waiver, supplement, assignment or other modification of this Transaction shall be permitted by either party unless each of S&P and Moody’s has been provided notice of the same and each of S&P and Moody’s confirms in writing (including by facsimile transmission) that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of the Certificates.

 

19)         Non-Recourse. Notwithstanding any provision herein or in the ISDA Form Master Agreement to the contrary, the obligations of Counterparty hereunder are limited recourse obligations of Counterparty, payable solely from the Swap Account and the proceeds thereof, in

 



accordance with the terms of the Pooling and Servicing Agreement. In the event that the Swap Account and proceeds thereof should be insufficient to satisfy all claims outstanding and following the realization of the Swap Account and the proceeds thereof, any claims against or obligations of Counterparty under the ISDA Form Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. The Supplemental Interest Trust Trustee shall not have liability for any failure or delay in making a payment hereunder to BSFP due to any failure or delay in receiving amounts in the Swap Account from the Trust created pursuant to the Pooling and Servicing Agreement.

 

NEITHER THE BEAR STEARNS COMPANIES INC. NOR ANY SUBSIDIARY OR AFFILIATE OF THE BEAR STEARNS COMPANIES INC. OTHER THAN BSFP IS AN OBLIGOR OR A CREDIT SUPPORT PROVIDER ON THIS AGREEMENT.

 



 

 

5.

Account Details and

 

Settlement Information:

Payments to BSFP:

Citibank, N.A., New York

ABA Number: 021-0000-89, for the account of

Bear, Stearns Securities Corp.

Account Number: 0925-3186, for further credit to

Bear Stearns Financial Products Inc.

Sub-account Number: 102-04654-1-3

Attention: Derivatives Department

 

Payments to Counterparty:

Wells Fargo Bank, N.A.

San Francisco, CA

ABA Number: 121-000-248

Account Number: 3970771416

Account Name: Corporate Trust Clearing

FFC: 50895301

 

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.

 

Counterparty hereby agrees to check this Confirmation and to confirm that the foregoing correctly sets forth the terms of the Transaction by signing in the space provided below and returning to BSFP a facsimile of the fully-executed Confirmation to 212-272-9857. For inquiries regarding U.S. Transactions, please contact Susan Donlon by telephone at 212-272-2364. For all other inquiries please contact Derivatives Documentation by telephone at 353-1-402-6233. Originals will be provided for your execution upon your request.

 



 

We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.

 

Very truly yours,

 

BEAR STEARNS FINANCIAL PRODUCTS INC.

 

 

By:

_ _____________________________________

Name:

 

Title:

 

 

 

Counterparty, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the Trade Date.

 

WELLS FARGO BANK, N.A., NOT INDIVIDUALLY, BUT SOLELY AS TRUSTEE ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST FOR THE MASTR ASSET BACKED SECURITIES TRUST 2006-FRE1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FRE1

 

 

By:

___ ___________________________________

Name:

 

 

Title:

 

 

lm

 



 

SCHEDULE I

(all such dates subject to adjustment in accordance with the Business Day Convention)

 

From and including

To but excluding

Notional Amount

(USD)

Effective Date

3/25/2006

1,903,056.00

3/25/2006

4/25/2006

1,876,500.00

4/25/2006

5/25/2006

1,843,452.00

5/25/2006

6/25/2006

1,803,964.00

6/25/2006

7/25/2006

1,758,132.00

7/25/2006

8/25/2006

1,706,136.00

8/25/2006

9/25/2006

1,648,216.00

9/25/2006

10/25/2006

1,584,700.00

10/25/2006

11/25/2006

1,516,060.00

11/25/2006

12/25/2006

1,443,332.00

12/25/2006

1/25/2007

1,374,112.00

1/25/2007

2/25/2007

1,308,228.00

2/25/2007

3/25/2007

1,245,516.00

3/25/2007

4/25/2007

1,185,828.00

4/25/2007

5/25/2007

1,129,012.00

5/25/2007

6/25/2007

1,074,904.00

6/25/2007

7/25/2007

1,023,404.00

7/25/2007

8/25/2007

974,188.00

8/25/2007

9/25/2007

926,780.00

9/25/2007

10/25/2007

877,968.00

10/25/2007

11/25/2007

788,424.00

11/25/2007

12/25/2007

708,468.00

12/25/2007

1/25/2008

637,248.00

1/25/2008

2/25/2008

573,860.00

2/25/2008

3/25/2008

518,884.00

3/25/2008

4/25/2008

489,340.00

4/25/2008

5/25/2008

461,516.00

5/25/2008

6/25/2008

435,312.00

6/25/2008

7/25/2008

410,656.00

7/25/2008

8/25/2008

387,428.00

8/25/2008

9/25/2008

365,548.00

9/25/2008

10/25/2008

344,936.00

10/25/2008

11/25/2008

325,512.00

11/25/2008

12/25/2008

307,216.00

12/25/2008

1/25/2009

289,976.00

 

 



 

 

1/25/2009

2/25/2009

273,728.00

2/25/2009

3/25/2009

166,420.00

3/25/2009

4/25/2009

48,692.00

4/25/2009

5/25/2009

46,924.00

5/25/2009

6/25/2009

45,220.00

6/25/2009

7/25/2009

43,580.00

7/25/2009

8/25/2009

42,000.00

8/25/2009

Termination Date

40,480.00

 

 

 

 

 



 

EXHIBIT N

FORM OF SWAP ADMINISTRATION AGREEMENT

 



SWAP ADMINISTRATION AGREEMENT

This Swap Administration Agreement, dated as of February 24, 2006 (this “Agreement”), among Wells Fargo Bank, N.A. (“Wells Fargo”), as swap administrator (“Swap Administrator”) and as trust administrator and supplemental interest trust trustee (in such capacity, the “Trust Administrator” and “Supplemental Interest Trust Trustee”) under the Pooling and Servicing Agreement, as hereinafter defined (in such capacity, the “Trustee”), and UBS Real Estate Securities Inc (“UBSRES”).

WHEREAS, the Trust Administrator, on behalf of the holders of the MASTR Asset-Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates, is counterparty to an Interest Rate Swap Agreement (the “Swap Agreement”), a copy of which is attached hereto as Exhibit A, between the Supplemental Interest Trust Trustee and Bear Stearns Financial Products Inc. (“BSFP”); and

WHEREAS, it is desirable to irrevocably appoint the Swap Administrator, and the Swap Administrator desires to accept such appointment, to receive and distribute funds payable by BSFP under the Swap Agreement as provided herein;

NOW, THEREFORE, in consideration of the mutual covenants contained herein, and for other good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties agree as follows:

1.            Definitions. Capitalized terms used but not otherwise defined herein shall have the respective meanings assigned thereto in the Pooling and Servicing Agreement, dated as of February 1, 2006 (the “Pooling and Servicing Agreement”), among Mortgage Asset Securitization Transactions, Inc., as depositor, Wells Fargo Bank, N.A. as master servicer and trust administrator, Wells Fargo Bank, N.A. as servicer and the Trustee, relating to the MASTR Asset-Backed Securities Trust 2006-FRE1, Mortgage Pass-Through Certificates (the “Certificates”), or in the related Indenture, as the case may be, as in effect on the date hereof.

 

2.

Swap Administrator.

(a)          The Swap Administrator is hereby irrevocably appointed to receive all funds paid to the Supplemental Interest Trust Trustee by BSFP, or its successors in interest (the “Swap Provider”) under the Swap Agreement (including any Swap Termination Payment) and the Swap Administrator hereby accepts such appointment and hereby agrees to receive such amounts from the Supplemental Interest Trust Trustee and to distribute on each Distribution Date such amounts in the following order of priority:

(i)           first, to the Trust Administrator for deposit into the Swap Account, an amount equal to the sum of the following amounts remaining outstanding after distribution of the Net Monthly Excess Cashflow: (A) Unpaid Interest Shortfall Amounts, (B) Net WAC Rate Carryover Amounts; (C) an amount necessary to maintain or restore the Overcollateralization Target Amount; and (D) any Allocated Realized Loss Amounts;

(ii)          second, to UBSRES, any amounts remaining after payment of (i) above, provided, however, upon the issuance of notes by an issuer (the “Trust”), secured by all

 



or a portion of the Class CE Certificates and the Class P Certificates (the “NIM Notes”), UBSRES hereby instructs the Swap Administrator to make any payments under this clause 2(a)(ii) in the following order of priority:

(A)         to the Indenture Trustee for the Trust, for deposit into the Note Account (each as to defined in the related Indenture), and until satisfaction and discharge of the Indenture, the Floating Amount (as defined in Annex I); and

(B)         concurrently, to the Holders of the Class CE Certificates, pro rata based on the outstanding Notional Amount of each such Certificate; provided, however, that any Swap Termination Payment received by the Swap Administrator shall not be payable to the Holders of the Class CE Certificates pursuant to this clause (ii)(B) without the prior written consent of the NIMS Insurer, if any and the Rating Agencies.

(b)          The Swap Administrator agrees to hold any amounts received from the Supplemental Interest Trust Trustee in trust upon the terms and conditions and for the exclusive use and benefit of the Trustee, the Trust Administrator and the Indenture Trustee, as applicable (in turn for the benefit of the Certificateholders, the Noteholders and the NIMS Insurer, if any) as set forth herein. The rights, duties and liabilities of the Swap Administrator in respect of this Agreement shall be as follows:

(i)           The Swap Administrator shall have the full power and authority to do all things not inconsistent with the provisions of this Agreement that it may deem advisable in order to enforce the provisions hereof. The Swap Administrator shall not be answerable or accountable except for its own bad faith, willful misconduct or negligence. The Swap Administrator shall not be required to take any action to exercise or enforce any of its rights or powers hereunder which, in the opinion of the Swap Administrator, shall be likely to involve expense or liability to the Swap Administrator, unless the Swap Administrator shall have received an agreement satisfactory to it in its sole discretion to indemnify it against such liability and expense.

(ii)          The Swap Administrator shall not be liable with respect to any action taken or omitted to be taken by it in good faith in accordance with the direction of any party hereto or the NIMS Insurer, if any, or otherwise as provided herein, relating to the time, method and place of conducting any proceeding for any remedy available to the Swap Administrator or exercising any right or power conferred upon the Swap Administrator under this Agreement.

(iii)        The Swap Administrator may perform any duties hereunder either directly or by or through agents or attorneys of the Swap Administrator. The Swap Administrator shall not be liable for the acts or omissions of its agents or attorneys so long as the Swap Administrator chose such Persons with due care.

3.            Swap Administration Account. The Swap Administrator shall segregate and hold all funds received from the Supplemental Interest Trust Trustee (including any Swap Termination Payment) separate and apart from any of its own funds and general assets and shall

 



establish and maintain in the name of the Swap Administrator one or more segregated accounts (such account or accounts, the “Swap Account”), held in trust for the benefit of the Trustee, the Trust Administrator, the Indenture Trustee and the parties to this Agreement. All amounts on deposit in the Swap Account shall remain uninvested unless the Swap Administrator receives instructions to the contrary from any party hereto, with the consent of the NIMS Insurer, if any. The Swap Administrator hereby agrees that it holds and shall hold the Swap Account and all amounts deposited therein in trust for the exclusive use and benefit of the Trustee, the Trust Administrator and the Indenture Trustee as their interests may appear.

 

4.

Replacement Swap Agreements.

The Supplemental Interest Trust Trustee shall, at the direction of the NIMS Insurer, if any, or, with the consent of the NIMS Insurer, if any, at the direction of UBSRES, enforce all of its rights and exercise any remedies under the Swap Agreement. In the event the Swap Agreement is terminated as a result of the designation by either party thereto of an Early Termination Date (as defined therein), the Trust Administrator shall, at the direction of UBSRES, find a replacement counterparty to enter into a replacement swap agreement.

Any Swap Termination Payment received by the Swap Administrator from the Supplemental Interest Trust Trustee shall be deposited in the Swap Account and shall be used to make any upfront payment required under a replacement swap agreement and any upfront payment received from the counterparty to a replacement swap agreement shall be used to pay any Swap Termination Payment owed to the Swap Provider.

5.            Representations and Warranties of Wells Fargo. Wells Fargo represents and warrants as follows:

(a)          Wells Fargo is duly organized and validly existing as a national banking association under the laws of the United States and has all requisite power and authority to execute and deliver this Agreement, to perform its obligations as Swap Administrator hereunder.

(b)          The execution, delivery and performance of this Agreement by Wells Fargo as Trust Administrator have been duly authorized in the Pooling and Servicing Agreement.

(c)          This Agreement has been duly executed and delivered by Wells Fargo as Swap Administrator, Trust Administrator and Supplemental Interest Trust Trustee and is enforceable against Wells Fargo in such capacities in accordance with its terms, except as enforceability may be affected by bankruptcy, insolvency, fraudulent conveyance, reorganization, moratorium and other similar laws relating to or affecting creditors’ rights generally, general equitable principles (whether considered in a proceeding in equity or at law).

 

6.

Replacement of Swap Administrator.

Any corporation, bank, trust company or association into which the Swap Administrator may be merged or converted or with which it may be consolidated, or any corporation, bank, trust company or association resulting from any merger, conversion or consolidation to which the Swap Administrator shall be a party, or any corporation, bank, trust company or association succeeding to all or substantially all the corporate trust business of the

 



Swap Administrator, shall be the successor of the Swap Administrator hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, except to the extent that assumption of its duties and obligations, as such, is not effected by operation of law.

No resignation or removal of the Swap Administrator and no appointment of a successor Swap Administrator shall become effective until the appointment by UBSRES of a successor swap administrator acceptable to the NIMS Insurer, if any. Any successor swap administrator shall execute such documents or instruments necessary or appropriate to vest in and confirm to such successor swap administrator all such rights and powers conferred by this Agreement.

The Swap Administrator may resign at any time by giving written notice thereof to the other parties hereto with a copy to the NIMS Insurer, if any. If a successor swap administrator shall not have accepted the appointment hereunder within 30 days after the giving by the resigning Swap Administrator of such notice of resignation, the resigning Swap Administrator may petition any court of competent jurisdiction for the appointment of a successor swap administrator acceptable to the NIMS Insurer, if any.

In the event of a resignation or removal of the Swap Administrator, UBSRES shall promptly appoint a successor Swap Administrator acceptable to the NIMS Insurer, if any. If no such appointment has been made within 10 days of the resignation or removal, the NIMS Insurer, if any, may appoint a successor Swap Administrator.

 

7.

Trust Administrator Obligations.

Whenever the Supplemental Interest Trust Trustee, as a party to the Swap Agreement, has the option or is requested in such capacity, whether such request is by the counterparty to such agreement, to take any action or to give any consent, approval or waiver that it is entitled to take or give in such capacity, including, without limitation, in connection with an amendment of such agreement or the occurrence of a default or termination event thereunder, the Supplemental Interest Trust Trustee shall promptly notify the parties hereto and the NIMS Insurer, if any, of such request in such detail as is available to it and, shall, on behalf of the parties hereto and the NIMS Insurer, if any, take such action in connection with the exercise and/or enforcement of any rights and/or remedies available to it in such capacity with respect to such request as the NIMS Insurer, if any, shall direct in writing; provided that if no such direction is received prior to the date that is established for taking such action or giving such consent, approval or waiver (notice of which date shall be given by the Supplemental Interest Trust Trustee to the parties hereto and the NIMS Insurer, if any), the Supplemental Interest Trust Trustee may abstain from taking such action or giving such consent, approval or waiver.

The Supplemental Interest Trust Trustee shall forward to the parties hereto and the NIMS Insurer, if any, on the Payment Date following its receipt thereof copies of any and all notices, statements, reports and/or other material communications and information (collectively, the “Swap Reports”) that it receives in connection with the Swap Agreement or from the counterparty thereto.

 



 

 

8.

Miscellaneous.

(a)          This Agreement shall be governed by and construed in accordance with the laws of the State of New York.

(b)          Any action or proceeding against any of the parties hereto relating in any way to this Agreement may be brought and enforced in the courts of the State of New York sitting in the borough of Manhattan or of the United States District Court for the Southern District of New York and the Swap Administrator irrevocably submits to the jurisdiction of each such court in respect of any such action or proceeding. The Swap Administrator waives, to the fullest extent permitted by law, any right to remove any such action or proceeding by reason of improper venue or inconvenient forum.

(c)          This Agreement may be amended, supplemented or modified in writing by the parties hereto, but only with the consent of the NIMS Insurer, if any.

(d)          This Agreement may not be assigned or transferred without the prior written consent of the NIMS Insurer, if any; provided, however, the parties hereto acknowledge and agree to the assignment of the rights of UBSRES as provided under this Agreement pursuant to the Sale Agreement, the Trust Agreement and the Indenture.

(e)          This Agreement may be executed by one or more of the parties to this Agreement on any number of separate counterparts (including by facsimile transmission), and all such counterparts taken together shall be deemed to constitute one and the same instrument.

(f)           Any provision of this Agreement which is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.

(g)          The representations and warranties made by the parties to this Agreement shall survive the execution and delivery of this Agreement. No act or omission on the part of any party hereto shall constitute a waiver of any such representation or warranty.

(h)          The article and section headings herein are for convenience of reference only, and shall not limit or otherwise affect the meaning hereof.

(i)           The representations and warranties made by the parties to this Agreement shall survive the execution and delivery of this Agreement. No act or omission on the part of any party hereto shall constitute a waiver of any such representation or warranty.

9.            Third-Party Beneficiary. Each of the Note Insurer, the Backup Note Insurer and the Indenture Trustee, if any, shall be deemed a third-party beneficiary of this Agreement to the same extent as if it were a party hereto, and shall have the right to enforce the provisions of this Agreement.

 



 

10.          Swap Administrator and Trust Administrator Rights. The Swap Administrator shall be entitled to the same rights, protections and indemnities afforded to the Trust Administrator under the Pooling and Servicing Agreement and the Indenture Trustee under the Indenture, in each case, as if specifically set forth herein with respect to the Swap Administrator.

The Trust Administrator and the Supplemental Interest Trust Trustee shall be entitled to the same rights, protections and indemnities afforded to the Trust Administrator under the Pooling and Servicing Agreement as if specifically set forth herein with respect to the Trust Administrator.

11.          Limited Recourse. It is expressly understood and agreed by the parties hereto that this Agreement is executed and delivered by the Trust Administrator, not in its individual capacity but solely as trust administrator under the Pooling and Servicing Agreement. Notwithstanding any other provisions of this Agreement, the obligations of the Trust Administrator under this Agreement are non-recourse to the Trust Administrator, its assets and its property, and shall be payable solely from the assets of the Trust Fund, and following realization of such assets, any claims of any party hereto shall be extinguished and shall not thereafter be reinstated. No recourse shall be had against any principal, director, officer, employee, beneficiary, shareholder, partner, member, trustee, agent or affiliate of the Trust Administrator or any person owning, directly or indirectly, any legal or beneficial interest in the Trust Administrator, or any successors or assigns of any of the foregoing (the “Exculpated Parties”) for the payment of any amount payable under this Agreement. The parties hereto shall not enforce the liability and obligations of the Trust Administrator to perform and observe the obligations contained in this Agreement by any action or proceeding wherein a money judgment establishing any personal liability shall be sought against the Trust Administrator, subject to the following sentence, or the Exculpated Parties. The agreements in this paragraph shall survive termination of this Agreement and the performance of all obligations hereunder.

 



 

IN WITNESS WHEREOF, the parties have caused this Agreement to be duly executed and delivered as of the day and year first above written.

 

WELLS FARGO BANK, N.A.
as Swap Administrator

 

 

By:

 

Name:

Title:

 

 

 

 

 

 

 

WELLS FARGO BANK, N.A.
not in its individual capacity but solely as Trust Administrator and Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement

 

 

By:

 

Name:

Title:

 

 

 

 

 

 

 

UBS REAL ESTATE SECURITIES INC.

 

 

By:

 

Name:

Title:

 

 

 

 

 

 

 

 

 

 

By:

 

 

Name:

 

Title:

 

 



 

EXHIBIT A

SWAP AGREEMENT

 



 

ANNEX I

 

The amounts paid under clause 2(a)(ii) of the Swap Administration Agreement shall be calculated as follows:

 

Floating Amount:

 

 

 

Floating Rate Payer:

BSFP

 

 

Cap Rate:

15.00%

 

 

 

Floating Amount

 

To be determined in accordance with the following formula:

 

The product of: (i) 250; (ii) the Cap Rate, (iii) the Notional Amount; and (iv) the Floating Rate Day Count Fraction;

 

provided, however, the Swap Administrator will only be obligated to pay the Floating Amount up to the amount remaining after payments are made under clause 2(a)(i) of the Swap Administration Agreement.

 

The Floating Amount shall be paid to the Indenture Trustee for payment in accordance with Section 2.09(e) of the Indenture.

 

 

Floating Rate Day Count Fraction:

Actual/360.

 

 

Notional Amount:

The amount set forth for such period in the Amortization Schedule A.

 

 



 

SCHEDULE A TO ANNEX I

 

INTEREST RATE SWAP SCHEDULE

Distribution Date

Base Calculation Amount

3/25/2006

1,903,056.00

4/25/2006

1,876,500.00

5/25/2006

1,843,452.00

6/25/2006

1,803,964.00

7/25/2006

1,758,132.00

8/25/2006

1,706,136.00

9/25/2006

1,648,216.00

10/25/2006

1,584,700.00

11/25/2006

1,516,060.00

12/25/2006

1,443,332.00

1/25/2007

1,374,112.00

2/25/2007

1,308,228.00

3/25/2007

1,245,516.00

4/25/2007

1,185,828.00

5/25/2007

1,129,012.00

6/25/2007

1,074,904.00

7/25/2007

1,023,404.00

8/25/2007

974,188.00

9/25/2007

926,780.00

10/25/2007

877,968.00

11/25/2007

788,424.00

12/25/2007

708,468.00

1/25/2008

637,248.00

2/25/2008

573,860.00

3/25/2008

518,884.00

4/25/2008

489,340.00

5/25/2008

461,516.00

6/25/2008

435,312.00

7/25/2008

410,656.00

8/25/2008

387,428.00

9/25/2008

365,548.00

10/25/2008

344,936.00

11/25/2008

325,512.00

12/25/2008

307,216.00

1/25/2009

289,976.00

2/25/2009

273,728.00

3/25/2009

166,420.00

4/25/2009

48,692.00

5/25/2009

46,924.00

6/25/2009

45,220.00

7/25/2009

43,580.00

8/25/2009

42,000.00

Termination Date

40,480.00

 

 

 

 

 



 

EXHIBIT O

SERVICING CRITERIA TO BE ADDRESSED

IN ASSESSMENT OF COMPLIANCE

Definitions

Primary Servicer – transaction party having borrower contact

Master Servicer – aggregator of pool assets

Trust Administrator – waterfall calculator (may be the Trustee, or may be the Master Servicer)

Back-up Servicer – named in the transaction (in the event a Back up Servicer becomes the Primary Servicer, follow Primary Servicer obligations)

Custodian – safe keeper of pool assets

Paying Agent – distributor of funds to ultimate investor

Trustee – fiduciary of the transaction

 

Note: The definitions above describe the essential function that the party performs, rather than the party’s title. So, for example, in a particular transaction, the trustee may perform the “paying agent” and “securities administrator” functions, while in another transaction, the securities administrator may perform these functions.

 

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

 

Key:

X – obligation

 

 

[x] – under consideration for obligation

 

 

Reg AB Reference

Servicing Criteria

Servicer

Wells Fargo

Custodian

 

General Servicing Considerations

 

 

 

1122(d)(1)(i)

Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.

X

X

 

1122(d)(1)(ii)

If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.

X

X

 

1122(d)(1)(iii)

Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.

 

 

 

1122(d)(1)(iv)

A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.

X

X

 

 

 



 

 

 

Cash Collection and Administration

 

 

 

1122(d)(2)(i)

Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.

X

X

 

1122(d)(2)(ii)

Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.

X

X

 

1122(d)(2)(iii)

Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.

X

X

 

1122(d)(2)(iv)

The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.

X

X

 

1122(d)(2)(v)

Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.

X

X

 

1122(d)(2)(vi)

Unissued checks are safeguarded so as to prevent unauthorized access.

X

X

 

1122(d)(2)(vii)

Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.

X

X

 

 

 



 

 

 

Investor Remittances and Reporting

 

 

 

1122(d)(3)(i)

Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.

X

X

 

1122(d)(3)(ii)

Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.

X

X

 

1122(d)(3)(iii)

Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.

X

X

 

1122(d)(3)(iv)

Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.

X

X

 

 

Pool Asset Administration

 

 

 

1122(d)(4)(i)

Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.

X

 

X

1122(d)(4)(ii)

Pool assets and related documents are safeguarded as required by the transaction agreements

X

 

X

1122(d)(4)(iii)

Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.

X

 

 

1122(d)(4)(iv)

Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.

X

 

 

1122(d)(4)(v)

The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.

X

 

 

 

 



 

 

1122(d)(4)(vi)

Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.

X

 

 

1122(d)(4)(vii)

Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.

X

 

 

1122(d)(4)(viii)

Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).

X

 

 

1122(d)(4)(ix)

Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.

X

 

 

1122(d)(4)(x)

Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.

X

 

 

1122(d)(4)(xi)

Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.

X

 

 

1122(d)(4)(xii)

Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.

X

 

 

 

 



 

 

1122(d)(4)(xiii)

Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.

X

 

 

1122(d)(4)(xiv)

Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.

X

X

 

1122(d)(4)(xv)

Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.

 

X

 

 

 

 



 

EXHIBIT P

FORM 10-D, FORM 8-K AND FORM 10-K

REPORTING RESPONSIBILITY

 

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the Trust Administrator pursuant to Section 4.07(a)(iv). If the Trust Administrator is indicated below as to any item, then the Trust Administrator is primarily responsible for obtaining that information.

 

Under Item 1 of Form 10-D: a) items marked “4.02 statement” are required to be included in the periodic Distribution Date statement under Section 4.02, provided by the Trust Administrator based on information received from the Master Servicer; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the 4.02 statement, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report.

 

Form

Item

Description

Responsible Party

 

10-D

Must be filed within 15 days of the Distribution Date.

1

Distribution and Pool Performance Information

 

Item 1121(a) – Distribution and Pool Performance Information

 

(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.

4.02 statement

(2) Cash flows received and the sources thereof for distributions, fees and expenses.

4.02 statement

(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:

4.02 statement

(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.

4.02 statement

(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.

4.02 statement

(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.

4.02 statement

(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.

4.02 statement

(4) Beginning and ending principal balances of the asset-backed securities.

4.02 statement

(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.

4.02 statement

(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.

4.02 statement

(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.

4.02 statement

(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average life, weighted average remaining term, pool factors and prepayment amounts.

4.02 statement

 

Updated pool composition information fields to be as specified by Depositor from time to time

(9) Delinquency and loss information for the period.

 

In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets.

4.02 statement.

 

 

Form 10-D report: Depositor

(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.

4.02 statement

(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.

4.02 statement

(12) Material breaches of pool asset representations or warranties or transaction covenants.

Form 10-D report:

Servicer

(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.

4.02 statement

(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,

 

information regarding any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.

 

Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.

Form 10-D report: Depositor

 

Form 10-D report: Depositor or Servicer

 

 

 

 

 

 

Form 10-D report: Depositor

Item 1121(b) – Pre-Funding or Revolving Period Information

Updated pool information as required under Item 1121(b).

Depositor

2

Legal Proceedings

 

 

 

Item 1117 – Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:

Seller

Depositor

Trustee

Issuing entity

Master Servicer

Originator

Custodian

(i) All parties to the Pooling and Servicing Agreement (as to themselves), (ii) the Trustee and Master Servicer as to the Issuing entity and (iii) the Depositor as to the Sponsor, any 1110(b) originator and any 1100(d)(i) party

 

3

Sales of Securities and Use of Proceeds

 

Information from Item 2(a) of Part II of Form 10-Q:

 

With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.

 

 

 

Depositor

4

Defaults Upon Senior Securities

 

Information from Item 3 of Part II of Form 10-Q:

 

Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)

 

 

 

Trust Administrator

5

Submission of Matters to a Vote of Security Holders

 

Information from Item 4 of Part II of Form 10-Q

Trustee

6

Significant Obligors of Pool Assets

 

Item 1112(b) – Significant Obligor Financial Information*

Depositor

*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.

 

7

Significant Enhancement Provider Information

 

Item 1114(b)(2) – Credit Enhancement Provider Financial Information*

Determining applicable disclosure threshold

Obtaining required financial information or effecting incorporation by reference

 

Trust Administrator Depositor

Item 1115(b) – Derivative Counterparty Financial Information*

Determining current maximum probable exposure

Determining current significance percentage

Obtaining required financial information or effecting incorporation by reference

Trust Administrator

 

Trust Administrator Depositor

*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.

 

8

Other Information

 

Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported

The Responsible Party for the applicable Form 8-K item as indicated below

9

Exhibits

 

Distribution report

Trust Administrator

Exhibits required by Item 601 of Regulation S-K, such as material agreements

Depositor

 

 



 

 

8-K

Must be filed within four business days of an event reportable on Form 8-K.

1.01

Entry into a Material Definitive Agreement

 

Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party.

Examples: servicing agreement, custodial agreement.

Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus

Depositor

1.02

Termination of a Material Definitive Agreement

 

Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party.

Examples: servicing agreement, custodial agreement.

Depositor

1.03

Bankruptcy or Receivership

 

Disclosure is required regarding the bankruptcy or receivership, if known to the Master Master Servicer, with respect to any of the following:

Sponsor (Seller), Depositor, Master Servicer, Trustee, Cap Provicer, Custodian

Depositor

2.04

Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement

 

Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule.

Disclosure will be made of events other than waterfall triggers which are disclosed in the 4.02 statement

Depositor/ Trust Administrator

3.03

Material Modification to Rights of Security Holders

 

Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement

Trust Administrator

5.03

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

 

Disclosure is required of any amendment “to the governing documents of the issuing entity”

Depositor

5.06

Change in Shell Company Status

 

[Not applicable to ABS issuers]

Depositor

6.01

ABS Informational and Computational Material

 

[Not included in reports to be filed under Section 4.07]

Depositor

6.02

Change of Master Servicer or Trustee

 

Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or trustee. Any merger, consolidation or sale of substantially all of the assets of the servicer, the servicer’s engagement of any sub-servicer to perform or assist in the performance of any of the servicer’s obligations under the agreement. Reg AB disclosure about any new servicer or trustee is also required.

Depositor or Servicer

6.03

Change in Credit Enhancement or Other External Support

 

Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives. Regulation AB disclosure about any new enhancement provider is also required.

Trust Administrator

6.04

Failure to Make a Required Distribution

Trust Administrator

6.05

Securities Act Updating Disclosure

 

If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Regulation AB disclosure about the actual asset pool.

Depositor

If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.

Depositor

7.01

Regulation FD Disclosure

Depositor

8.01

Other Events

 

Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders.

Depositor

9.01

Financial Statements and Exhibits

The Responsible Party applicable to reportable event other than the Trustee)

10-K

Must be filed within 90 days of the fiscal year end for the registrant.

9B

Other Information

 

Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported

The Responsible Party for the applicable Form 8-K item as indicated above

15

Exhibits and Financial Statement Schedules

 

Item 1112(b) – Significant Obligor Financial Information

N/A

 

 



 

 

 

 

Item 1114(b)(2) – Credit Enhancement Provider Financial Information

Determining applicable disclosure threshold

Obtaining required financial information or effecting incorporation by reference

 

 

Trust Administrator Depositor

Item 1115(b) – Derivative Counterparty Financial Information

Determining current maximum probable exposure

Determining current significance percentage

Obtaining required financial information or effecting incorporation by reference

 

Trust Administrator

Trust Administrator Depositor

 

Item 1119 – Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders:

Seller

Depositor

Trustee

Issuing entity

Master Servicer

Originator

Custodian (only with respect to affiliations and relationships with the Sponsor, Depositor or Issuing Entity)

Credit Enhancer/Support Provider, if any

Significant Obligor, if any

(i) All parties to the Pooling and Servicing Agreement (as to themselves), (ii) the Depositor as to the Sponsor, Originator, Significant Obligor, Credit Enhancer/Support Provider and (iii) the Trustee and Master Servicer as to the Issuing entity

 

 

Item 1122 – Assessment of Compliance with Servicing Criteria

Master Servicer

Trust Administrator

Custodian

Item 1123 –Servicer Compliance Statement

Master Servicer

 

 



 

EXHIBIT Q

 

ADDITIONAL DISCLOSURE NOTIFICATION

 

**SEND VIA FAX TO [XXX-XXX-XXXX] AND VIA EMAIL TO [ ] AND VIA OVERNIGHT MAIL TO THE ADDRESS IMMEDIATELY BELOW**

 

Wells Fargo Bank, N.A., as Trust Administrator

Old Annapolis Road

Columbia, Maryland 21045

Attn: Corporate Trust Services- [DEAL NAME]—SEC REPORT PROCESSING

 

RE: **Additional Form [10-D][10-K][8-K] Disclosure** Required

 

Ladies and Gentlemen:

In accordance with Section o of the Pooling and Servicing Agreement, dated as of February 1, 2006, among Mortgage Asset Securitization Transactions, Inc., Wells Fargo Bank, N.A. and U.S. Bank National Association, the undersigned, as [ ], hereby notifies you that certain events have come to our attention that [will] [may] need to be disclosed on Form [10-D][10-K][8-K].

Description of Additional Form [10-D][10-K][8-K] Disclosure:

 

List of any Attachments hereto to be included in the Additional Form [10-D][10-K][8-K] Disclosure:

 

 

 

Any inquiries related to this notification should be directed to [

],

 

 

phone number: [

]; email address: [

].

 

 

[NAME OF PARTY],

as [role]

 

 

By: _____________________________________

Name:

Title:

 

 



 

EXHIBIT R-1

FORM OF DELINQUENCY REPORT

 

Column/Header Name

Description

Decimal

Format Comment

SERVICER_LOAN_NBR

A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR

 

 

LOAN_NBR

A unique identifier assigned to each loan by the originator.

 

 

CLIENT_NBR

Servicer Client Number

 

 

SERV_INVESTOR_NBR

Contains a unique number as assigned by an external servicer to identify a group of loans in their system.

 

 

BORROWER_FIRST_NAME

First Name of the Borrower.

 

 

BORROWER_LAST_NAME

Last name of the borrower.

 

 

PROP_ADDRESS

Street Name and Number of Property

 

 

PROP_STATE

The state where the property located.

 

 

PROP_ZIP

Zip code where the property is located.

 

 

BORR_NEXT_PAY_DUE_DATE

The date that the borrower's next payment is due to the servicer at the end of processing cycle, as reported by Servicer.

 

MM/DD/YYYY

LOAN_TYPE

Loan Type (i.e. FHA, VA, Conv)

 

 

BANKRUPTCY_FILED_DATE

The date a particular bankruptcy claim was filed.

 

MM/DD/YYYY

BANKRUPTCY_CHAPTER_CODE

The chapter under which the bankruptcy was filed.

 

 

BANKRUPTCY_CASE_NBR

The case number assigned by the court to the bankruptcy filing.

 

 

POST_PETITION_DUE_DATE

The payment due date once the bankruptcy has been approved by the courts

 

MM/DD/YYYY

BANKRUPTCY_DCHRG_DISM_DATE

The Date The Loan Is Removed From Bankruptcy. Either by Dismissal, Discharged and/or a Motion For Relief Was Granted.

 

MM/DD/YYYY

LOSS_MIT_APPR_DATE

The Date The Loss Mitigation Was Approved By The Servicer

 

MM/DD/YYYY

LOSS_MIT_TYPE

The Type Of Loss Mitigation Approved For A Loan Such As;

 

 

LOSS_MIT_EST_COMP_DATE

The Date The Loss Mitigation /Plan Is Scheduled To End/Close

 

MM/DD/YYYY

LOSS_MIT_ACT_COMP_DATE

The Date The Loss Mitigation Is Actually Completed

 

MM/DD/YYYY

FRCLSR_APPROVED_DATE

The date DA Admin sends a letter to the servicer with instructions to begin foreclosure proceedings.

 

MM/DD/YYYY

ATTORNEY_REFERRAL_DATE

Date File Was Referred To Attorney to Pursue Foreclosure

 

MM/DD/YYYY

FIRST_LEGAL_DATE

Notice of 1st legal filed by an Attorney in a Foreclosure Action

 

MM/DD/YYYY

FRCLSR_SALE_EXPECTED_DATE

The date by which a foreclosure sale is expected to occur.

 

MM/DD/YYYY

FRCLSR_SALE_DATE

The actual date of the foreclosure sale.

 

MM/DD/YYYY

FRCLSR_SALE_AMT

The amount a property sold for at the foreclosure sale.

2

No commas(,) or dollar signs ($)

EVICTION_START_DATE

The date the servicer initiates eviction of the borrower.

 

MM/DD/YYYY

EVICTION_COMPLETED_DATE

The date the court revokes legal possession of the property from the borrower.

 

MM/DD/YYYY

LIST_PRICE

The price at which an REO property is marketed.

2

No commas(,) or dollar signs ($)

LIST_DATE

The date an REO property is listed at a particular price.

 

MM/DD/YYYY

OFFER_AMT

The dollar value of an offer for an REO property.

2

No commas(,) or dollar signs ($)

OFFER_DATE_TIME

The date an offer is received by DA Admin or by the Servicer.

 

MM/DD/YYYY

REO_CLOSING_DATE

The date the REO sale of the property is scheduled to close.

 

MM/DD/YYYY

REO_ACTUAL_CLOSING_DATE

Actual Date Of REO Sale

 

MM/DD/YYYY

 

 



 

 

OCCUPANT_CODE

Classification of how the property is occupied.

 

 

PROP_CONDITION_CODE

A code that indicates the condition of the property.

 

 

PROP_INSPECTION_DATE

The date a property inspection is performed.

 

MM/DD/YYYY

APPRAISAL_DATE

The date the appraisal was done.

 

MM/DD/YYYY

CURR_PROP_VAL

The current "as is" value of the property based on brokers price opinion or appraisal.

2

 

REPAIRED_PROP_VAL

The amount the property would be worth if repairs are completed pursuant to a broker's price opinion or appraisal.

2

 

If applicable:

 

 

 

DELINQ_STATUS_CODE

FNMA Code Describing Status of Loan

 

 

DELINQ_REASON_CODE

The circumstances which caused a borrower to stop paying on a loan. Code indicates the reason why the loan is in default for this cycle.

 

 

MI_CLAIM_FILED_DATE

Date Mortgage Insurance Claim Was Filed With Mortgage Insurance Company.

 

MM/DD/YYYY

MI_CLAIM_AMT

Amount of Mortgage Insurance Claim Filed

 

No commas(,) or dollar signs ($)

MI_CLAIM_PAID_DATE

Date Mortgage Insurance Company Disbursed Claim Payment

 

MM/DD/YYYY

MI_CLAIM_AMT_PAID

Amount Mortgage Insurance Company Paid On Claim

2

No commas(,) or dollar signs ($)

POOL_CLAIM_FILED_DATE

Date Claim Was Filed With Pool Insurance Company

 

MM/DD/YYYY

POOL_CLAIM_AMT

Amount of Claim Filed With Pool Insurance Company

2

No commas(,) or dollar signs ($)

POOL_CLAIM_PAID_DATE

Date Claim Was Settled and The Check Was Issued By The Pool Insurer

 

MM/DD/YYYY

POOL_CLAIM_AMT_PAID

Amount Paid On Claim By Pool Insurance Company

2

No commas(,) or dollar signs ($)

FHA_PART_A_CLAIM_FILED_DATE

Date FHA Part A Claim Was Filed With HUD

 

MM/DD/YYYY

FHA_PART_A_CLAIM_AMT

Amount of FHA Part A Claim Filed

2

No commas(,) or dollar signs ($)

FHA_PART_A_CLAIM_PAID_DATE

Date HUD Disbursed Part A Claim Payment

 

MM/DD/YYYY

FHA_PART_A_CLAIM_PAID_AMT

Amount HUD Paid on Part A Claim

2

No commas(,) or dollar signs ($)

FHA_PART_B_CLAIM_FILED_DATE

Date FHA Part B Claim Was Filed With HUD

 

MM/DD/YYYY

FHA_PART_B_CLAIM_AMT

Amount of FHA Part B Claim Filed

2

No commas(,) or dollar signs ($)

FHA_PART_B_CLAIM_PAID_DATE

Date HUD Disbursed Part B Claim Payment

 

MM/DD/YYYY

FHA_PART_B_CLAIM_PAID_AMT

Amount HUD Paid on Part B Claim

2

No commas(,) or dollar signs ($)

VA_CLAIM_FILED_DATE

Date VA Claim Was Filed With the Veterans Admin

 

MM/DD/YYYY

VA_CLAIM_PAID_DATE

Date Veterans Admin. Disbursed VA Claim Payment

 

MM/DD/YYYY

VA_CLAIM_PAID_AMT

Amount Veterans Admin. Paid on VA Claim

2

No commas(,) or dollar signs ($)

                

 

 

 



 

Exhibit 2: Standard File Codes – Delinquency Reporting

 

The Loss Mit Type field should show the approved Loss Mitigation Code as follows:

 

 

ASUM-

Approved Assumption

 

 

BAP-

Borrower Assistance Program

 

 

CO-

Charge Off

 

 

DIL-

Deed-in-Lieu

 

 

FFA-

Formal Forbearance Agreement

 

 

MOD-

Loan Modification

 

 

PRE-

Pre-Sale

 

 

SS-

Short Sale

 

 

MISC-

Anything else approved by the PMI or Pool Insurer

 

NOTE: Wells Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file.

 

The Occupant Code field should show the current status of the property code as follows:

 

 

Mortgagor

 

Tenant

 

Unknown

 

Vacant

 

The Property Condition field should show the last reported condition of the property as follows:

 

 

Damaged

 

Excellent

 

Fair

 

Gone

 

Good

 

Poor

 

Special Hazard

 

Unknown

 



 

Exhibit 2: Standard File Codes – Delinquency Reporting, Continued

 

The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:

 

Delinquency Code

Delinquency Description

001

FNMA-Death of principal mortgagor

002

FNMA-Illness of principal mortgagor

003

FNMA-Illness of mortgagor’s family member

004

FNMA-Death of mortgagor’s family member

005

FNMA-Marital difficulties

006

FNMA-Curtailment of income

007

FNMA-Excessive Obligation

008

FNMA-Abandonment of property

009

FNMA-Distant employee transfer

011

FNMA-Property problem

012

FNMA-Inability to sell property

013

FNMA-Inability to rent property

014

FNMA-Military Service

015

FNMA-Other

016

FNMA-Unemployment

017

FNMA-Business failure

019

FNMA-Casualty loss

022

FNMA-Energy environment costs

023

FNMA-Servicing problems

026

FNMA-Payment adjustment

027

FNMA-Payment dispute

029

FNMA-Transfer of ownership pending

030

FNMA-Fraud

031

FNMA-Unable to contact borrower

INC

FNMA-Incarceration

 

 



 

Exhibit 2: Standard File Codes – Delinquency Reporting, Continued

 

The FNMA Delinquent Status Code field should show the Status of Default as follows:

 

Status Code

Status Description

09

Forbearance

17

Pre-foreclosure Sale Closing Plan Accepted

24

Government Seizure

26

Refinance

27

Assumption

28

Modification

29

Charge-Off

30

Third Party Sale

31

Probate

32

Military Indulgence

43

Foreclosure Started

44

Deed-in-Lieu Started

49

Assignment Completed

61

Second Lien Considerations

62

Veteran’s Affairs-No Bid

63

Veteran’s Affairs-Refund

64

Veteran’s Affairs-Buydown

65

Chapter 7 Bankruptcy

66

Chapter 11 Bankruptcy

67

Chapter 13 Bankruptcy

 

 



 

EXHIBIT R-2         

FORM OF MONTHLY REMITTANCE ADVICE

 

 

Column Name

Description

Decimal

Format Comment

Max Size

SER_INVESTOR_NBR

A value assigned by the Servicer to define a group of loans.

 

Text up to 10 digits

20

LOAN_NBR

A unique identifier assigned to each loan by the investor.

 

Text up to 10 digits

10

SERVICER_LOAN_NBR

A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR.

 

Text up to 10 digits

10

BORROWER_NAME

The borrower name as received in the file. It is not separated by first and last name.

 

Maximum length of 30 (Last, First)

30

SCHED_PAY_AMT

Scheduled monthly principal and scheduled interest payment that a borrower is expected to pay, P&I constant.

2

No commas(,) or dollar signs ($)

11

NOTE_INT_RATE

The loan interest rate as reported by the Servicer.

4

Max length of 6

6

NET_INT_RATE

The loan gross interest rate less the service fee rate as reported by the Servicer.

4

Max length of 6

6

SERV_FEE_RATE

The servicer's fee rate for a loan as reported by the Servicer.

4

Max length of 6

6

SERV_FEE_AMT

The servicer's fee amount for a loan as reported by the Servicer.

2

No commas(,) or dollar signs ($)

11

NEW_PAY_AMT

The new loan payment amount as reported by the Servicer.

2

No commas(,) or dollar signs ($)

11

NEW_LOAN_RATE

The new loan rate as reported by the Servicer.

4

Max length of 6

6

ARM_INDEX_RATE

The index the Servicer is using to calculate a forecasted rate.

4

Max length of 6

6

ACTL_BEG_PRIN_BAL

The borrower's actual principal balance at the beginning of the processing cycle.

2

No commas(,) or dollar signs ($)

11

ACTL_END_PRIN_BAL

The borrower's actual principal balance at the end of the processing cycle.

2

No commas(,) or dollar signs ($)

11

 

 



 

 

BORR_NEXT_PAY_DUE_DATE

The date at the end of processing cycle that the borrower's next payment is due to the Servicer, as reported by Servicer.

 

MM/DD/YYYY

10

SERV_CURT_AMT_1

The first curtailment amount to be applied.

2

No commas(,) or dollar signs ($)

11

SERV_CURT_DATE_1

The curtailment date associated with the first curtailment amount.

 

MM/DD/YYYY

10

CURT_ADJ_ AMT_1

The curtailment interest on the first curtailment amount, if applicable.

2

No commas(,) or dollar signs ($)

11

SERV_CURT_AMT_2

The second curtailment amount to be applied.

2

No commas(,) or dollar signs ($)

11

SERV_CURT_DATE_2

The curtailment date associated with the second curtailment amount.

 

MM/DD/YYYY

10

CURT_ADJ_ AMT_2

The curtailment interest on the second curtailment amount, if applicable.

2

No commas(,) or dollar signs ($)

11

SERV_CURT_AMT_3

The third curtailment amount to be applied.

2

No commas(,) or dollar signs ($)

11

SERV_CURT_DATE_3

The curtailment date associated with the third curtailment amount.

 

MM/DD/YYYY

10

CURT_ADJ_AMT_3

The curtailment interest on the third curtailment amount, if applicable.

2

No commas(,) or dollar signs ($)

11

PIF_AMT

The loan "paid in full" amount as reported by the Servicer.

2

No commas(,) or dollar signs ($)

11

PIF_DATE

The paid in full date as reported by the Servicer.

 

MM/DD/YYYY

10

 

 

 

Action Code Key: 15=Bankruptcy, 30=Foreclosure, , 60=PIF, 63=Substitution, 65=Repurchase,70=REO

2

ACTION_CODE

The standard FNMA numeric code used to indicate the default/delinquent status of a particular loan.

INT_ADJ_AMT

The amount of the interest adjustment as reported by the Servicer.

2

No commas(,) or dollar signs ($)

11

SOLDIER_SAILOR_ADJ_AMT

The Soldier and Sailor Adjustment amount, if applicable.

2

No commas(,) or dollar signs ($)

11

NON_ADV_LOAN_AMT

The Non Recoverable Loan Amount, if applicable.

2

No commas(,) or dollar signs ($)

11

LOAN_LOSS_AMT

The amount the Servicer is passing as a loss, if applicable.

2

No commas(,) or dollar signs ($)

11

SCHED_BEG_PRIN_BAL

The scheduled outstanding principal amount due at the beginning of the cycle date to be passed through to investors.

2

No commas(,) or dollar signs ($)

11

SCHED_END_PRIN_BAL

The scheduled principal balance due to investors at the end of a processing cycle.

2

No commas(,) or dollar signs ($)

11

 

 



 

 

SCHED_PRIN_AMT

The scheduled principal amount as reported by the Servicer for the current cycle -- only applicable for Scheduled/Scheduled Loans.

2

No commas(,) or dollar signs ($)

11

SCHED_NET_INT

The scheduled gross interest amount less the service fee amount for the current cycle as reported by the Servicer -- only applicable for Scheduled/Scheduled Loans.

2

No commas(,) or dollar signs ($)

11

ACTL_PRIN_AMT

The actual principal amount collected by the Servicer for the current reporting cycle -- only applicable for Actual/Actual Loans.

2

No commas(,) or dollar signs ($)

11

ACTL_NET_INT

The actual gross interest amount less the service fee amount for the current reporting cycle as reported by the Servicer -- only applicable for Actual/Actual Loans.

2

No commas(,) or dollar signs ($)

11

PREPAY_PENALTY_ AMT

The penalty amount received when a borrower prepays on his loan as reported by the Servicer.

2

No commas(,) or dollar signs ($)

11

PREPAY_PENALTY_ WAIVED

The prepayment penalty amount for the loan waived by the servicer.

2

No commas(,) or dollar signs ($)

11

 

 

 

 

 

MOD_DATE

The Effective Payment Date of the Modification for the loan.

 

MM/DD/YYYY

10

MOD_TYPE

The Modification Type.

 

Varchar - value can be alpha or numeric

30

DELINQ_P&I_ADVANCE_AMT

The current outstanding principal and interest advances made by Servicer.

2

No commas(,) or dollar signs ($)

11

 

 



 

EXHIBIT R-3

FORM OF REALIZED LOSS REPORT

 

Calculation of Realized Loss/Gain Form 332– Instruction Sheet

NOTE: Do not net or combine items. Show all expenses individually and all credits as separate line items. Claim packages are due on the remittance report date. Late submissions may result in claims not being passed until the following month. The Servicer is responsible to remit all funds pending loss approval and /or resolution of any disputed items.

 

 

2.

 

 

3.

The numbers on the 332 form correspond with the numbers listed below.

Liquidation and Acquisition Expenses:

 

1.

The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.

 

 

2.

The Total Interest Due less the aggregate amount of servicing fee that would have been earned if all delinquent payments had been made as agreed. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.

 

3.

Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as calculated on a monthly basis. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.

 

4-12.

Complete as applicable. Required documentation:

* For taxes and insurance advances – see page 2 of 332 form - breakdown required showing period

of coverage, base tax, interest, penalty. Advances prior to default require evidence of servicer efforts to recover advances.

* For escrow advances - complete payment history

 

(to calculate advances from last positive escrow balance forward)

* Other expenses -  copies of corporate advance history showing all payments

* REO repairs > $1500 require explanation

* REO repairs >$3000 require evidence of at least 2 bids.

* Short Sale or Charge Off require P&L supporting the decision and WFB’s approved Officer Certificate

* Unusual or extraordinary items may require further documentation.

 

13.

The total of lines 1 through 12.

 

4.

Credits:

 

 

14-21.

Complete as applicable. Required documentation:

 



 

* Copy of the HUD 1 from the REO sale. If a 3rd Party Sale, bid instructions and Escrow Agent / Attorney

 

Letter of Proceeds Breakdown.

* Copy of EOB for any MI or gov't guarantee

 

* All other credits need to be clearly defined on the 332 form  

 

22.

The total of lines 14 through 21.

 

 

Please Note:

For HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b) for Part B/Supplemental proceeds.

 

Total Realized Loss (or Amount of Any Gain)

 

23.

The total derived from subtracting line 22 from 13. If the amount represents a realized gain, show the amount in parenthesis ( ).

 



 

Exhibit 3A: Calculation of Realized Loss/Gain Form 332

 

Prepared by: __________________

 

Date: _______________

 

 

 

Phone: ______________________

 

Email Address:_____________________

 

 

Servicer Loan No.

 

 

Servicer Name

 

 

Servicer Address

 

 

 

WELLS FARGO BANK, N.A. Loan No._____________________________

 

Borrower's Name: _________________________________________________________

Property Address: _________________________________________________________

 

 

Liquidation Type: REO Sale

3rd Party Sale

Short Sale

Charge Off

 

 

Was this loan granted a Bankruptcy deficiency or cramdown

Yes

No

If “Yes”, provide deficiency or cramdown amount _______________________________

 

Liquidation and Acquisition Expenses:

$ ____________

 

(1)          Actual Unpaid Principal Balance of Mortgage Loan

______________

(1)

(2)          Interest accrued at Net Rate

______________

(2)

(3)          Accrued Servicing Fees

______________

(3)

(4)          Attorney's Fees

______________

(4)

(5)          Taxes (see page 2)

______________

(5)

(6)          Property Maintenance

______________

(6)

(7)          MI/Hazard Insurance Premiums (see page 2)

______________

(7)

(8)         Utility Expenses

______________

(8)

(9)          Appraisal/BPO

______________

(9)

(10)        Property Inspections

______________

(10)

(11)        FC Costs/Other Legal Expenses

______________

(11)

(12)       Other (itemize)

______________

(12)

Cash for Keys__________________________

______________

(12)

HOA/Condo Fees_______________________

______________

(12)

______________________________________

______________

(12)

 

 

 

 

 



 

 

Total Expenses

$____________

(13)

Credits:

 

 

(14)       Escrow Balance

$____________

(14)

(15)       HIP Refund

_____________

(15)

(16)       Rental Receipts

_____________

(16)

(17)       Hazard Loss Proceeds

_____________

(17)

(18)        Primary Mortgage Insurance / Gov’t Insurance

_____________

(18a) HUD Part A

 

_____________

(18b) HUD Part B

(19)        Pool Insurance Proceeds

_____________

(19)

(20)        Proceeds from Sale of Acquired Property

_____________

(20)

(21)       Other (itemize)

_____________

(21)

______________________________________________

_____________

(21)

 

 

 

Total Credits

$____________

(22)

Total Realized Loss (or Amount of Gain)

$____________

(23)

 

 



 

Escrow Disbursement Detail

 

 

Type

(Tax /Ins.)

Date Paid

Period of Coverage

Total Paid

Base Amount

Penalties

Interest

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

SCHEDULE 1

MORTGAGE LOAN SCHEDULE

    LoanNbr                Arm/Fixed                   Amortization               Original Balance           Current Balance               Scheduled Balance        Original Rate              Current Rate                Servicing                 Master Servicing Fee           LPMI                    Net Rate               Original Payment
    -------                ---------                   ------------               ----------------           ---------------               -----------------        -------------              ------------                ---------                 --------------------           ----                    --------               ----------------
              1               Arm                 Interest In Arrears                        159200                  158844.56                 158,844.56                       8.95                      8.95                        0.5                          0                          0                      8.45                    1275.24
              2               Arm                 Interest In Arrears                        146930                  146584.59                 146,584.59                        8.7                       8.7                        0.5                          0                          0                       8.2                    1150.66
              3               Arm                 Interest In Arrears                        580000                     578330                 578,330.00                        7.7                       7.7                        0.5                          0                          0                       7.2                    4135.17
              4               Arm                 Interest Only                              110000                     110000                 110,000.00                       8.05                      8.05                        0.5                          0                          0                      7.55                     737.92
              5               Arm                 Interest In Arrears                        324000                     323196                 323,196.00                       6.99                      6.99                        0.5                          0                          0                      6.49                    2153.41
              6               Arm                 Interest In Arrears                        288000                  287380.05                 287,380.05                        7.7                       7.7                        0.5                          0                          0                       7.2                    2053.33
              7               Arm                 Interest In Arrears                        436000                  435061.47                 435,061.47                        7.7                       7.7                        0.5                          0                          0                       7.2                    3108.51
              8               Arm                 Interest In Arrears                        321750                   321167.1                 321,167.10                       8.55                      8.55                        0.5                          0                          0                      8.05                    2485.39
              9               Arm                 Interest In Arrears                        428000                  426888.27                 426,888.27                       6.75                      6.75                        0.5                          0                          0                      6.25                       2776
             10               Arm                 Interest In Arrears                        245700                  245092.27                 245,092.27                          7                         7                        0.5                          0                          0                       6.5                    1634.65
             11              Fixed                Interest In Arrears                        128000                  127772.82                 127,772.82                       8.65                      8.65                        0.5                          0                          0                      8.15                     997.85
             12              Fixed                Interest In Arrears                        344000                   343259.5                 343,259.50                        7.7                       7.7                        0.5                          0                          0                       7.2                    2452.59
             13               Arm                 Interest In Arrears                        530000                  528407.87                 528,407.87                       6.55                      6.55                        0.5                          0                          0                      6.05                    3367.41
             14               Arm                 Interest In Arrears                         94500                    94314.2                  94,314.20                       8.15                      8.15                        0.5                          0                          0                      7.65                     703.32
             15              Fixed                Interest In Arrears                        166000                  165642.66                 165,642.66                        7.7                       7.7                        0.5                          0                          0                       7.2                    1183.52
             16               Arm                 Interest In Arrears                        180000                  179538.51                 179,538.51                       7.75                      7.75                        0.5                          0                          0                      7.25                    1289.55
             17               Arm                 Interest In Arrears                        263200                  262592.44                 262,592.44                       7.35                      7.35                        0.5                          0                          0                      6.85                    1813.38
             18               Arm                 Interest In Arrears                        222300                   222099.2                 222,099.20                       7.85                      7.85                        0.5                          0                          0                      7.35                    1520.71
             19              Fixed                Interest In Arrears                        450000                  448825.88                 448,825.88                        6.9                       6.9                        0.5                          0                          0                       6.4                    2963.71
             20               Arm                 Interest In Arrears                        418000                  417152.96                 417,152.96                          8                         8                        0.5                          0                          0                       7.5                    3067.14
             21               Arm                 Interest In Arrears                        277100                   276422.9                 276,422.90                        7.1                       7.1                        0.5                          0                          0                       6.6                    1862.21
             22               Arm                 Interest Only                              448000                     448000                 448,000.00                        7.6                       7.6                        0.5                          0                          0                       7.1                    2837.33
             23               Arm                 Interest In Arrears                        229500                  228983.47                 228,983.47                       7.99                      7.99                        0.5                          0                          0                      7.49                     1682.4
             24               Arm                 Interest In Arrears                        216900                  216446.96                 216,446.96                       7.85                      7.85                        0.5                          0                          0                      7.35                    1568.92
             25               Arm                 Interest In Arrears                        580800                  579549.77                 579,549.77                        7.7                       7.7                        0.5                          0                          0                       7.2                    4140.88
             26               Arm                 Interest In Arrears                        308000                   307274.8                 307,274.80                       7.25                      7.25                        0.5                          0                          0                      6.75                    2101.11
             27               Arm                 Interest In Arrears                        272000                  271635.21                 271,635.21                       9.99                      9.99                        0.5                          0                          0                      9.49                    2384.99
             28               Arm                 Interest In Arrears                        252000                  251375.43                 251,375.43                       6.99                      6.99                        0.5                          0                          0                      6.49                    1674.88
             29               Arm                 Interest In Arrears                        360000                  359107.79                 359,107.79                       6.99                      6.99                        0.5                          0                          0                      6.49                    2392.68
             30               Arm                 Interest In Arrears                        103410                  103198.31                 103,198.31                       7.95                      7.95                        0.5                          0                          0                      7.45                     755.19
             31               Arm                 Interest Only                              312780                     312780                 312,780.00                        7.4                       7.4                        0.5                          0                          0                       6.9                    1928.81
             32               Arm                 Interest Only                              261000                     261000                 261,000.00                       6.99                      6.99                        0.5                          0                          0                      6.49                    1520.33
             33               Arm                 Interest In Arrears                        242250                  242001.18                 242,001.18                        7.4                       7.4                        0.5                          0                          0                       6.9                    1576.31
             34               Arm                 Interest In Arrears                        189000                   188572.3                 188,572.30                       7.45                      7.45                        0.5                          0                          0                      6.95                    1315.06
             35               Arm                 Interest Only                              278400                     278400                 278,400.00                        5.6                       5.6                        0.5                          0                          0                       5.1                     1299.2
             36               Arm                 Interest Only                              317900                     317900                 317,900.00                          6                         6                        0.5                          0                          0                       5.5                     1589.5
             37               Arm                 Interest In Arrears                        369750                  368712.14                 368,712.14                       6.35                      6.35                        0.5                          0                          0                      5.85                    2300.72
             38              Fixed                Interest In Arrears                        356000                  355136.59                 355,136.59                        7.1                       7.1                        0.5                          0                          0                       6.6                    2392.44
             39               Arm                 Interest In Arrears                        206500                  206200.39                 206,200.39                       9.65                      9.65                        0.5                          0                          0                      9.15                    1759.01
             40               Arm                 Interest In Arrears                        468750                  468102.41                 468,102.41                       9.85                      9.85                        0.5                          0                          0                      9.35                    4061.76
             41              Fixed                Interest In Arrears                        234000                  233336.84                 233,336.84                        6.3                       6.3                        0.5                          0                          0                       5.8                     1448.4
             42              Fixed                Interest In Arrears                        212500                  212056.14                 212,056.14                       7.85                      7.85                        0.5                          0                          0                      7.35                    1537.09
             43               Arm                 Interest In Arrears                        238400                  237844.21                 237,844.21                        7.3                       7.3                        0.5                          0                          0                       6.8                    1634.41
             44              Fixed                Interest In Arrears                        135000                  134712.33                 134,712.33                        7.8                       7.8                        0.5                          0                          0                       7.3                     971.83
             45               Arm                 Interest In Arrears                        180180                  179814.87                 179,814.87                          8                         8                        0.5                          0                          0                       7.5                     1322.1
             46               Arm                 Interest In Arrears                        282400                  281856.04                 281,856.04                       8.25                      8.25                        0.5                          0                          0                      7.75                    2121.58
             47               Arm                 Interest In Arrears                        251920                  251290.74                 251,290.74                       6.95                      6.95                        0.5                          0                          0                      6.45                    1667.58
             48               Arm                 Interest In Arrears                        304000                  303277.12                 303,277.12                        7.2                       7.2                        0.5                          0                          0                       6.7                    2063.52
             49               Arm                 Interest In Arrears                        184000                  183540.38                 183,540.38                       6.95                      6.95                        0.5                          0                          0                      6.45                    1217.99
             50               Arm                 Interest In Arrears                        143500                  143202.81                 143,202.81                        7.9                       7.9                        0.5                          0                          0                       7.4                    1042.97
             51               Arm                 Interest Only                              144000                     144000                 144,000.00                        7.4                       7.4                        0.5                          0                          0                       6.9                        888
             52               Arm                 Interest In Arrears                         91800                   91619.55                  91,619.55                       8.15                      8.15                        0.5                          0                          0                      7.65                     683.22
             53               Arm                 Interest In Arrears                        192780                  192343.75                 192,343.75                       7.45                      7.45                        0.5                          0                          0                      6.95                    1341.36
             54               Arm                 Interest In Arrears                        325600                   324997.9                 324,997.90                       8.45                      8.45                        0.5                          0                          0                      7.95                    2492.06
             55               Arm                 Interest In Arrears                        216800                   216309.4                 216,309.40                       7.45                      7.45                        0.5                          0                          0                      6.95                    1508.49
             56               Arm                 Interest In Arrears                        280000                  279366.39                 279,366.39                       7.45                      7.45                        0.5                          0                          0                      6.95                    1948.23
             57               Arm                 Interest In Arrears                         88000                   87837.25                  87,837.25                       8.45                      8.45                        0.5                          0                          0                      7.95                     673.53
             58               Arm                 Interest In Arrears                        227800                  227154.39                 227,154.39                        6.3                       6.3                        0.5                          0                          0                       5.8                    1410.03
             59               Arm                 Interest In Arrears                        270360                  269754.28                 269,754.28                        7.5                       7.5                        0.5                          0                          0                         7                     1890.4
             60              Fixed                Interest In Arrears                        400000                   399130.3                 399,130.30                       7.65                      7.65                        0.5                          0                          0                      7.15                    2838.06
             61               Arm                 Interest In Arrears                        441000                  440142.47                 440,142.47                        8.2                       8.2                        0.5                          0                          0                       7.7                     3297.6
             62               Arm                 Interest In Arrears                        152000                  151623.29                 151,623.29                       6.99                      6.99                        0.5                          0                          0                      6.49                    1010.24
             63               Arm                 Interest In Arrears                        318750                  318166.56                 318,166.56                        8.5                       8.5                        0.5                          0                          0                         8                    2450.92
             64               Arm                 Interest In Arrears                        320000                  319670.38                 319,670.38                        7.4                       7.4                        0.5                          0                          0                       6.9                    2082.22
             65               Arm                 Interest In Arrears                        213300                  212905.55                 212,905.55                       8.45                      8.45                        0.5                          0                          0                      7.95                    1632.55
             66               Arm                 Interest Only                              389600                     389600                 389,600.00                       6.55                      6.55                        0.5                          0                          0                      6.05                    2126.57
             67               Arm                 Interest In Arrears                        187200                  186736.05                 186,736.05                       6.99                      6.99                        0.5                          0                          0                      6.49                    1244.19
             68               Arm                 Interest In Arrears                        157500                  157147.12                 157,147.12                        7.5                       7.5                        0.5                          0                          0                         7                    1101.27
             69               Arm                 Interest In Arrears                        255600                  255009.99                 255,009.99                       7.35                      7.35                        0.5                          0                          0                      6.85                    1761.02
             70               Arm                 Interest In Arrears                        340000                  339598.03                 339,598.03                        6.9                       6.9                        0.5                          0                          0                       6.4                    2088.22
             71               Arm                 Interest Only                              344450                     344450                 344,450.00                       7.15                      7.15                        0.5                          0                          0                      6.65                    2052.35
             72               Arm                 Interest In Arrears                        320000                  319160.66                 319,160.66                        6.7                       6.7                        0.5                          0                          0                       6.2                    2064.89
             73               Arm                 Interest Only                              420000                     420000                 420,000.00                       6.99                      6.99                        0.5                          0                          0                      6.49                     2446.5
             74               Arm                 Interest In Arrears                        212000                  211591.63                 211,591.63                       8.25                      8.25                        0.5                          0                          0                      7.75                    1592.69
             75               Arm                 Interest In Arrears                        392000                  391548.07                 391,548.07                       6.99                      6.99                        0.5                          0                          0                      6.49                    2433.17
             76               Arm                 Interest In Arrears                        312000                   311688.5                 311,688.50                        7.5                       7.5                        0.5                          0                          0                         7                    2053.19
             77              Fixed                Interest In Arrears                        152000                  151814.81                 151,814.81                       8.99                      8.99                        0.5                          0                          0                      8.49                     1171.3
             78               Arm                 Interest In Arrears                        256000                  255557.65                 255,557.65                        8.8                       8.8                        0.5                          0                          0                       8.3                    2023.11
             79               Arm                 Interest In Arrears                        160200                  159833.85                 159,833.85                        7.4                       7.4                        0.5                          0                          0                       6.9                     1109.2
             80               Arm                 Interest In Arrears                        195300                  194912.16                 194,912.16                        8.1                       8.1                        0.5                          0                          0                       7.6                    1446.69
             81               Arm                 Interest In Arrears                        481600                  480531.72                 480,531.72                       7.55                      7.55                        0.5                          0                          0                      7.05                    3383.93
             82               Arm                 Interest Only                              193700                     193700                 193,700.00                       6.65                      6.65                        0.5                          0                          0                      6.15                    1073.42
             83               Arm                 Interest In Arrears                        310250                  309620.02                 309,620.02                       7.99                      7.99                        0.5                          0                          0                      7.49                    2274.35
             84               Arm                 Interest Only                              172000                     172000                 172,000.00                        7.5                       7.5                        0.5                          0                          0                         7                       1075
             85               Arm                 Interest Only                              173600                   173579.5                 173,579.50                       7.15                      7.15                        0.5                          0                          0                      6.65                    1034.37
             86               Arm                 Interest Only                              106400                     106400                 106,400.00                       7.15                      7.15                        0.5                          0                          0                      6.65                     633.97
             87               Arm                 Interest In Arrears                         99000                   98818.79                  98,818.79                        8.5                       8.5                        0.5                          0                          0                         8                     761.23
             88               Arm                 Interest Only                              473600                     473600                 473,600.00                       7.85                      7.85                        0.5                          0                          0                      7.35                    3098.13
             89               Arm                 Interest Only                              312000                     312000                 312,000.00                        7.2                       7.2                        0.5                          0                          0                       6.7                       1872
             90               Arm                 Interest In Arrears                        319500                  319162.41                 319,162.41                        7.3                       7.3                        0.5                          0                          0                       6.8                    2055.47
             91               Arm                 Interest In Arrears                        136000                  135660.29                 135,660.29                       6.95                      6.95                        0.5                          0                          0                      6.45                     900.25
             92               Arm                 Interest Only                              337200                     337200                 337,200.00                        6.5                       6.5                        0.5                          0                          0                         6                     1826.5
             93               Arm                 Interest In Arrears                        639000                  637554.04                 637,554.04                       7.45                      7.45                        0.5                          0                          0                      6.95                    4446.13
             94               Arm                 Interest In Arrears                        178250                  177936.85                 177,936.85                        8.7                       8.7                        0.5                          0                          0                       8.2                    1395.94
             95               Arm                 Interest In Arrears                        367200                  366492.68                 366,492.68                       8.25                      8.25                        0.5                          0                          0                      7.75                    2758.66
             96               Arm                 Interest In Arrears                        136000                   135761.1                 135,761.10                        8.7                       8.7                        0.5                          0                          0                       8.2                    1065.06
             97               Arm                 Interest In Arrears                        663800                  662024.71                 662,024.71                        6.6                       6.6                        0.5                          0                          0                       6.1                    4239.42
             98               Arm                 Interest Only                              338925                     338925                 338,925.00                       5.65                      5.65                        0.5                          0                          0                      5.15                    1595.77
             99               Arm                 Interest In Arrears                        356250                  355827.65                 355,827.65                       6.89                      6.89                        0.5                          0                          0                      6.39                    2185.45
            100              Fixed                Interest In Arrears                        193500                  192997.38                 192,997.38                       6.75                      6.75                        0.5                          0                          0                      6.25                    1255.04
            101               Arm                 Interest In Arrears                        440000                  439559.45                 439,559.45                       7.49                      7.49                        0.5                          0                          0                      6.99                    2892.27
            102               Arm                 Interest In Arrears                        613600                   612892.6                 612,892.60                       6.99                      6.99                        0.5                          0                          0                      6.49                    3808.65
            103              Fixed                Interest In Arrears                         63000                   62905.76                  62,905.76                        9.5                       9.5                        0.5                          0                          0                         9                     529.74
            104               Arm                 Interest In Arrears                        358400                  357595.42                 357,595.42                       7.49                      7.49                        0.5                          0                          0                      6.99                    2503.54
            105               Arm                 Interest Only                              392000                     392000                 392,000.00                        7.9                       7.9                        0.5                          0                          0                       7.4                    2580.67
            106               Arm                 Interest In Arrears                        222400                   221971.6                 221,971.60                       8.25                      8.25                        0.5                          0                          0                      7.75                    1670.82
            107               Arm                 Interest In Arrears                        492000                  490684.16                 490,684.16                        6.6                       6.6                        0.5                          0                          0                       6.1                    3142.21
            108               Arm                 Interest In Arrears                        416000                  414854.65                 414,854.65                       6.45                      6.45                        0.5                          0                          0                      5.95                    2615.74
            109               Arm                 Interest Only                              424000                     424000                 424,000.00                        7.5                       7.5                        0.5                          0                          0                         7                       2650
            110               Arm                 Interest In Arrears                        211200                  210813.42                 210,813.42                        8.5                       8.5                        0.5                          0                          0                         8                    1623.95
            111              Fixed                Interest In Arrears                        520000                  518536.46                 518,536.46                        6.9                       6.9                        0.5                          0                          0                       6.4                    3424.73
            112               Arm                 Interest In Arrears                        315200                  314507.78                 314,507.78                        7.6                       7.6                        0.5                          0                          0                       7.1                    2225.55
            113               Arm                 Interest Only                              352000                     352000                 352,000.00                       6.65                      6.65                        0.5                          0                          0                      6.15                    1950.67
            114               Arm                 Interest In Arrears                        136000                  135715.93                 135,715.93                       7.85                      7.85                        0.5                          0                          0                      7.35                     983.74
            115               Arm                 Interest In Arrears                         74700                   74581.68                  74,581.68                        9.2                       9.2                        0.5                          0                          0                       8.7                     611.84
            116               Arm                 Interest Only                              199920                     199920                 199,920.00                       6.95                      6.95                        0.5                          0                          0                      6.45                    1157.87
            117               Arm                 Interest In Arrears                        196000                  195556.47                 195,556.47                       7.45                      7.45                        0.5                          0                          0                      6.95                    1363.76
            118               Arm                 Interest In Arrears                         99000                   98861.75                  98,861.75                        9.8                       9.8                        0.5                          0                          0                       9.3                     854.21
            119               Arm                 Interest In Arrears                        624000                  622785.77                 622,785.77                        8.2                       8.2                        0.5                          0                          0                       7.7                    4665.99
            120               Arm                 Interest In Arrears                        176000                   175881.2                 175,881.20                       8.85                      8.85                        0.5                          0                          0                      8.35                    1337.31
            121               Arm                 Interest In Arrears                        512000                  510962.47                 510,962.47                          8                         8                        0.5                          0                          0                       7.5                    3756.88
            122               Arm                 Interest In Arrears                        436720                  435770.44                 435,770.44                       7.65                      7.65                        0.5                          0                          0                      7.15                     3098.6
            123               Arm                 Interest In Arrears                        228000                  227550.77                 227,550.77                       8.15                      8.15                        0.5                          0                          0                      7.65                    1696.89
            124               Arm                 Interest In Arrears                         50085                   49990.47                  49,990.47                       8.35                      8.35                        0.5                          0                          0                      7.85                      379.8
            125               Arm                 Interest In Arrears                        568000                  566660.01                 566,660.01                       7.24                      7.24                        0.5                          0                          0                      6.74                    3870.91
            126               Arm                 Interest Only                              433600                     433600                 433,600.00                       6.99                      6.99                        0.5                          0                          0                      6.49                    2525.72
            127               Arm                 Interest Only                              310250                     310250                 310,250.00                        6.4                       6.4                        0.5                          0                          0                       5.9                    1654.67
            128               Arm                 Interest In Arrears                        216000                   215566.7                 215,566.70                       8.05                      8.05                        0.5                          0                          0                      7.55                    1592.47
            129               Arm                 Interest Only                              208851                     208851                 208,851.00                       6.15                      6.15                        0.5                          0                          0                      5.65                    1070.36
            130               Arm                 Interest In Arrears                        468800                  467869.05                 467,869.05                        8.1                       8.1                        0.5                          0                          0                       7.6                    3472.63
            131               Arm                 Interest In Arrears                        302000                  301251.54                 301,251.54                       6.99                      6.99                        0.5                          0                          0                      6.49                    2007.19
            132               Arm                 Interest In Arrears                        496000                  495015.05                 495,015.05                        8.1                       8.1                        0.5                          0                          0                       7.6                    3674.11
            133               Arm                 Interest In Arrears                        299200                  298487.14                 298,487.14                       7.19                      7.19                        0.5                          0                          0                      6.69                    2028.91
            134               Arm                 Interest Only                              291200                     291200                 291,200.00                       6.99                      6.99                        0.5                          0                          0                      6.49                    1696.24
            135               Arm                 Interest Only                              396000                     396000                 396,000.00                       5.99                      5.99                        0.5                          0                          0                      5.49                     1976.7
            136               Arm                 Interest In Arrears                        135000                  134708.57                 134,708.57                       7.75                      7.75                        0.5                          0                          0                      7.25                     967.16
            137               Arm                 Interest In Arrears                        255000                  254393.64                 254,393.64                        7.2                       7.2                        0.5                          0                          0                       6.7                    1730.91
            138               Arm                 Interest In Arrears                        170000                  169641.34                 169,641.34                        7.8                       7.8                        0.5                          0                          0                       7.3                    1223.78
            139               Arm                 Interest In Arrears                         96750                   96555.69                  96,555.69                       8.05                      8.05                        0.5                          0                          0                      7.55                      713.3
            140               Arm                 Interest In Arrears                        117450                  117209.58                 117,209.58                       7.95                      7.95                        0.5                          0                          0                      7.45                     857.72
            141               Arm                 Interest In Arrears                        121500                  121298.97                 121,298.97                       8.99                      8.99                        0.5                          0                          0                      8.49                     976.75
            142              Fixed                Interest In Arrears                         83000                   82848.08                  82,848.08                        8.5                       8.5                        0.5                          0                          0                         8                      638.2
            143               Arm                 Interest In Arrears                        280000                  279334.19                 279,334.19                        7.2                       7.2                        0.5                          0                          0                       6.7                    1900.61
            144               Arm                 Interest In Arrears                        161500                  161092.63                 161,092.63                        6.9                       6.9                        0.5                          0                          0                       6.4                    1063.64
            145               Arm                 Interest In Arrears                         91800                   91637.05                  91,637.05                       8.65                      8.65                        0.5                          0                          0                      8.15                     715.65
            146               Arm                 Interest In Arrears                         80000                   79833.77                  79,833.77                        9.2                       9.2                        0.5                          0                          0                       8.7                     655.25
            147               Arm                 Interest In Arrears                        104240                  104092.89                 104,092.89                       9.75                      9.75                        0.5                          0                          0                      9.25                     895.59
            148               Arm                 Interest In Arrears                        193600                  193238.32                 193,238.32                        8.4                       8.4                        0.5                          0                          0                       7.9                    1474.92
            149               Arm                 Interest In Arrears                        315000                  314301.26                 314,301.26                       7.55                      7.55                        0.5                          0                          0                      7.05                    2213.33
            150               Arm                 Interest In Arrears                        120960                  120719.28                 120,719.28                       8.09                      8.09                        0.5                          0                          0                      7.59                     895.17
            151               Arm                 Interest In Arrears                         63000                   62889.31                  62,889.31                        8.7                       8.7                        0.5                          0                          0                       8.2                     493.38
            152               Arm                 Interest In Arrears                        600000                  598708.44                 598,708.44                        7.7                       7.7                        0.5                          0                          0                       7.2                    4277.77
            153              Fixed                Interest In Arrears                         97500                   96748.64                  96,748.64                        9.4                       9.4                        0.5                          0                          0                       8.9                    1012.25
            154               Arm                 Interest In Arrears                        103500                  103424.79                 103,424.79                        8.6                       8.6                        0.5                          0                          0                       8.1                     766.64
            155               Arm                 Interest In Arrears                        116000                  115787.24                 115,787.24                       8.49                      8.49                        0.5                          0                          0                      7.99                     891.12
            156               Arm                 Interest In Arrears                        131750                  131518.55                 131,518.55                        8.7                       8.7                        0.5                          0                          0                       8.2                    1031.78
            157               Arm                 Interest In Arrears                        320000                   319313.5                 319,313.50                        8.6                       8.6                        0.5                          0                          0                       8.1                    2483.24
            158               Arm                 Interest Only                              106000                     106000                 106,000.00                       7.65                      7.65                        0.5                          0                          0                      7.15                     675.75
            159               Arm                 Interest In Arrears                        127200                  127010.36                 127,010.36                        9.5                       9.5                        0.5                          0                          0                         9                    1069.57
            160               Arm                 Interest In Arrears                        379040                  378215.86                 378,215.86                       7.65                      7.65                        0.5                          0                          0                      7.15                    2689.35
            161               Arm                 Interest In Arrears                        475000                  473967.22                 473,967.22                       7.65                      7.65                        0.5                          0                          0                      7.15                     3370.2
            162               Arm                 Interest In Arrears                         93600                   93383.94                  93,383.94                       7.35                      7.35                        0.5                          0                          0                      6.85                     644.88
            163               Arm                 Interest In Arrears                        107100                  106829.82                 106,829.82                        6.9                       6.9                        0.5                          0                          0                       6.4                     705.37
            164              Fixed                Interest In Arrears                        363800                  362891.27                 362,891.27                       6.95                      6.95                        0.5                          0                          0                      6.45                    2408.17
            165               Arm                 Interest In Arrears                        125910                  125701.68                 125,701.68                       8.99                      8.99                        0.5                          0                          0                      8.49                     1012.2
            166               Arm                 Interest In Arrears                        151920                  151603.96                 151,603.96                       7.87                      7.87                        0.5                          0                          0                      7.37                       1101
            167               Arm                 Interest In Arrears                        156600                  156249.58                 156,249.58                        7.9                       7.9                        0.5                          0                          0                       7.4                    1138.18
            168              Fixed                Interest In Arrears                        160000                  159502.59                 159,502.59                       6.99                      6.99                        0.5                          0                          0                      6.49                    1063.41
            169               Arm                 Interest In Arrears                        340000                  334762.92                 334,762.92                       7.99                      7.99                        0.5                          0                          0                      7.49                    2492.43
            170               Arm                 Interest In Arrears                        207450                  207309.96                 207,309.96                       8.85                      8.85                        0.5                          0                          0                      8.35                    1576.28
            171               Arm                 Interest In Arrears                        319120                  318291.07                 318,291.07                       6.75                      6.75                        0.5                          0                          0                      6.25                    2069.81
            172               Arm                 Interest In Arrears                        116500                  116182.33                 116,182.33                        6.5                       6.5                        0.5                          0                          0                         6                     736.36
            173               Arm                 Interest In Arrears                         69300                   69201.14                  69,201.14                        9.7                       9.7                        0.5                          0                          0                       9.2                     592.86
            174               Arm                 Interest In Arrears                         62800                   62730.72                  62,730.72                       10.9                      10.9                        0.5                          0                          0                      10.4                     593.32
            175               Arm                 Interest In Arrears                        400000                  398973.49                 398,973.49                       7.65                      7.65                        0.5                          0                          0                      7.15                    2838.06
            176               Arm                 Interest In Arrears                        145800                  145660.53                 145,660.53                       7.65                      7.65                        0.5                          0                          0                      7.15                     975.67
            177              Fixed                Interest In Arrears                        161600                  161215.72                 161,215.72                        7.2                       7.2                        0.5                          0                          0                       6.7                    1096.93
            178               Arm                 Interest In Arrears                        135600                  135311.43                 135,311.43                        8.7                       8.7                        0.5                          0                          0                       8.2                    1061.93
            179               Arm                 Interest In Arrears                        184000                  183902.16                 183,902.16                       9.65                      9.65                        0.5                          0                          0                      9.15                    1512.02
            180               Arm                 Interest Only                              187120                     187120                 187,120.00                       7.99                      7.99                        0.5                          0                          0                      7.49                    1245.91
            181               Arm                 Interest In Arrears                         86700                   86559.78                  86,559.78                        9.1                       9.1                        0.5                          0                          0                       8.6                     703.86
            182               Arm                 Interest In Arrears                        184560                  184136.63                 184,136.63                       7.49                      7.49                        0.5                          0                          0                      6.99                    1289.21
            183               Arm                 Interest In Arrears                         93600                   93421.17                  93,421.17                       8.29                      8.29                        0.5                          0                          0                      7.79                     705.82
            184               Arm                 Interest In Arrears                        256000                  255540.96                 255,540.96                        8.6                       8.6                        0.5                          0                          0                       8.1                    1986.59
            185               Arm                 Interest In Arrears                        284750                  284227.73                 284,227.73                       8.49                      8.49                        0.5                          0                          0                      7.99                    2187.47
            186               Arm                 Interest In Arrears                        217800                  217624.73                 217,624.73                       8.25                      8.25                        0.5                          0                          0                      7.75                     1555.4
            187               Arm                 Interest In Arrears                        120000                  119744.25                 119,744.25                       7.75                      7.75                        0.5                          0                          0                      7.25                      859.7
            188               Arm                 Interest In Arrears                         99000                   98818.79                  98,818.79                        8.5                       8.5                        0.5                          0                          0                         8                     761.23
            189               Arm                 Interest In Arrears                        281750                  281289.63                 281,289.63                       9.05                      9.05                        0.5                          0                          0                      8.55                    2277.17
            190               Arm                 Interest In Arrears                        195500                     195062                 195,062.00                        7.5                       7.5                        0.5                          0                          0                         7                    1366.97
            191               Arm                 Interest In Arrears                        393750                  393356.88                 393,356.88                        7.5                       7.5                        0.5                          0                          0                         7                    2591.16
            192               Arm                 Interest In Arrears                         88200                   88054.06                  88,054.06                       8.99                      8.99                        0.5                          0                          0                      8.49                     709.05
            193               Arm                 Interest Only                              183200                     183200                 183,200.00                       7.03                      7.03                        0.5                          0                          0                      6.53                    1073.25
            194               Arm                 Interest In Arrears                        122400                  122175.94                 122,175.94                        8.5                       8.5                        0.5                          0                          0                         8                     941.16
            195              Fixed                Interest In Arrears                        187000                  186447.04                 186,447.04                        6.6                       6.6                        0.5                          0                          0                       6.1                     1194.3
            196               Arm                 Interest In Arrears                         89910                   89748.76                  89,748.76                        8.6                       8.6                        0.5                          0                          0                       8.1                     697.72
            197               Arm                 Interest In Arrears                        180000                  179541.48                 179,541.48                       6.85                      6.85                        0.5                          0                          0                      6.35                    1179.47
            198               Arm                 Interest Only                              145600                     145600                 145,600.00                       7.75                      7.75                        0.5                          0                          0                      7.25                     940.33
            199               Arm                 Interest In Arrears                        324000                  323451.84                 323,451.84                        8.9                       8.9                        0.5                          0                          0                       8.4                     2583.7
            200               Arm                 Interest In Arrears                        267200                  266685.31                 266,685.31                       8.25                      8.25                        0.5                          0                          0                      7.75                    2007.39
            201               Arm                 Interest In Arrears                        456000                  454902.76                 454,902.76                       7.14                      7.14                        0.5                          0                          0                      6.64                    3076.78
            202               Arm                 Interest In Arrears                        300000                  299256.48                 299,256.48                       6.99                      6.99                        0.5                          0                          0                      6.49                     1993.9
            203               Arm                 Interest In Arrears                        155920                  155600.82                 155,600.82                       7.95                      7.95                        0.5                          0                          0                      7.45                    1138.66
            204               Arm                 Interest In Arrears                         90950                   90781.81                  90,781.81                       8.45                      8.45                        0.5                          0                          0                      7.95                     696.11
            205               Arm                 Interest In Arrears                        105600                  105396.59                 105,396.59                       8.25                      8.25                        0.5                          0                          0                      7.75                     793.34
            206               Arm                 Interest In Arrears                        124000                  123748.72                 123,748.72                          8                         8                        0.5                          0                          0                       7.5                     909.87
            207               Arm                 Interest In Arrears                         63000                   62911.11                  62,911.11                       9.75                      9.75                        0.5                          0                          0                      9.25                     541.27
            208               Arm                 Interest In Arrears                        420000                  419086.79                 419,086.79                       7.65                      7.65                        0.5                          0                          0                      7.15                    2979.97
            209               Arm                 Interest In Arrears                        218700                  218255.93                 218,255.93                       7.99                      7.99                        0.5                          0                          0                      7.49                    1603.22
            210               Arm                 Interest In Arrears                         99450                   99278.86                  99,278.86                        8.8                       8.8                        0.5                          0                          0                       8.3                     785.93
            211               Arm                 Interest In Arrears                        357000                  356345.74                 356,345.74                        8.5                       8.5                        0.5                          0                          0                         8                    2745.03
            212               Arm                 Interest In Arrears                         94500                   94298.61                  94,298.61                       7.75                      7.75                        0.5                          0                          0                      7.25                     677.01
            213              Fixed                Interest In Arrears                        177750                  177407.61                 177,407.61                       8.25                      8.25                        0.5                          0                          0                      7.75                    1335.38
            214               Arm                 Interest In Arrears                        405000                  403947.99                 403,947.99                       6.75                      6.75                        0.5                          0                          0                      6.25                    2626.83
            215               Arm                 Interest In Arrears                        336000                  335568.24                 335,568.24                        6.6                       6.6                        0.5                          0                          0                       6.1                    1991.13
            216               Arm                 Interest In Arrears                        398560                  397641.11                 397,641.11                      7.356                     7.356                        0.5                          0                          0                     6.856                     2747.6
            217               Arm                 Interest In Arrears                        165150                  164805.06                 164,805.06                       7.85                      7.85                        0.5                          0                          0                      7.35                    1194.59
            218               Arm                 Interest In Arrears                         80091                   79967.97                  79,967.97                       9.35                      9.35                        0.5                          0                          0                      8.85                     664.71
            219               Arm                 Interest In Arrears                        145500                  145150.58                 145,150.58                       7.15                      7.15                        0.5                          0                          0                      6.65                     982.72
            220               Arm                 Interest In Arrears                        136000                  135662.94                 135,662.94                       6.99                      6.99                        0.5                          0                          0                      6.49                      903.9
            221               Arm                 Interest Only                              120000                     120000                 120,000.00                       7.55                      7.55                        0.5                          0                          0                      7.05                        755
            222               Arm                 Interest In Arrears                        170830                   170454.6                 170,454.60                        7.7                       7.7                        0.5                          0                          0                       7.2                    1217.95
            223               Arm                 Interest In Arrears                        159300                  158980.43                 158,980.43                       8.05                      8.05                        0.5                          0                          0                      7.55                    1174.45
            224              Fixed                Interest In Arrears                        120000                     119787                 119,787.00                       8.65                      8.65                        0.5                          0                          0                      8.15                     935.49
            225               Arm                 Interest In Arrears                        156060                  155796.93                 155,796.93                        8.9                       8.9                        0.5                          0                          0                       8.4                    1244.49
            226               Arm                 Interest In Arrears                        143613                  143321.96                 143,321.96                          8                         8                        0.5                          0                          0                       7.5                    1053.79
            227               Arm                 Interest In Arrears                         67500                    67375.8                  67,375.80                      8.475                     8.475                        0.5                          0                          0                     7.975                     517.83
            228               Arm                 Interest In Arrears                        192000                  191659.22                 191,659.22                       8.65                      8.65                        0.5                          0                          0                      8.15                    1496.78
            229               Arm                 Interest In Arrears                        183780                  183351.94                 183,351.94                       7.35                      7.35                        0.5                          0                          0                      6.85                     1266.2
            230               Arm                 Interest In Arrears                        188000                  187615.15                 187,615.15                       7.95                      7.95                        0.5                          0                          0                      7.45                    1372.94
            231              Fixed                Interest In Arrears                        126400                  126133.32                 126,133.32                        7.8                       7.8                        0.5                          0                          0                       7.3                     909.92
            232               Arm                 Interest In Arrears                        157509                   157220.7                 157,220.70                        8.5                       8.5                        0.5                          0                          0                         8                    1211.11
            233               Arm                 Interest In Arrears                        174250                  173839.71                 173,839.71                       7.25                      7.25                        0.5                          0                          0                      6.75                     1188.7
            234               Arm                 Interest In Arrears                        280000                  279340.74                 279,340.74                       7.25                      7.25                        0.5                          0                          0                      6.75                     1910.1
            235               Arm                 Interest In Arrears                        168300                  167958.28                 167,958.28                       7.99                      7.99                        0.5                          0                          0                      7.49                    1233.76
            236               Arm                 Interest In Arrears                        367200                  366440.73                 366,440.73                        7.9                       7.9                        0.5                          0                          0                       7.4                    2668.83
            237               Arm                 Interest In Arrears                        327600                  326901.85                 326,901.85                       7.75                      7.75                        0.5                          0                          0                      7.25                    2346.97
            238               Arm                 Interest In Arrears                         99025                   98861.15                  98,861.15                       8.99                      8.99                        0.5                          0                          0                      8.49                     796.07
            239              Fixed                Interest In Arrears                        135000                  134767.67                 134,767.67                        8.8                       8.8                        0.5                          0                          0                       8.3                    1066.88
            240               Arm                 Interest In Arrears                        400000                  399138.96                 399,138.96                        7.7                       7.7                        0.5                          0                          0                       7.2                    2851.85
            241               Arm                 Interest In Arrears                        136800                  136559.67                 136,559.67                        8.7                       8.7                        0.5                          0                          0                       8.2                    1071.33
            242               Arm                 Interest In Arrears                        122800                  122555.77                 122,555.77                        8.1                       8.1                        0.5                          0                          0                       7.6                     909.64
            243               Arm                 Interest In Arrears                        157250                  156911.51                 156,911.51                        7.7                       7.7                        0.5                          0                          0                       7.2                    1121.13
            244               Arm                 Interest In Arrears                        132800                  132528.14                 132,528.14                       7.95                      7.95                        0.5                          0                          0                      7.45                     969.82
            245               Arm                 Interest In Arrears                        133200                  132925.46                 132,925.46                        8.1                       8.1                        0.5                          0                          0                       7.6                     986.68
            246               Arm                 Interest In Arrears                        212800                  212341.93                 212,341.93                        7.7                       7.7                        0.5                          0                          0                       7.2                    1517.18
            247               Arm                 Interest In Arrears                         90000                   89835.24                  89,835.24                        8.5                       8.5                        0.5                          0                          0                         8                     692.03
            248               Arm                 Interest In Arrears                        232250                  231975.42                 231,975.42                        6.9                       6.9                        0.5                          0                          0                       6.4                    1426.44
            249               Arm                 Interest In Arrears                        225000                  224587.32                 224,587.32                       8.49                      8.49                        0.5                          0                          0                      7.99                    1728.47
            250              Fixed                Interest In Arrears                        252800                  252488.38                 252,488.38                       6.75                      6.75                        0.5                          0                          0                      6.25                    1525.29
            251               Arm                 Interest In Arrears                        144000                   143693.1                 143,693.10                       7.75                      7.75                        0.5                          0                          0                      7.25                    1031.64
            252               Arm                 Interest In Arrears                        160000                  159694.92                 159,694.92                        8.3                       8.3                        0.5                          0                          0                       7.8                    1207.66
            253               Arm                 Interest In Arrears                        180348                  180049.61                 180,049.61                       8.99                      8.99                        0.5                          0                          0                      8.49                    1449.83
            254               Arm                 Interest In Arrears                        136000                  135721.59                 135,721.59                       7.95                      7.95                        0.5                          0                          0                      7.45                     993.19
            255               Arm                 Interest In Arrears                        145600                  145304.35                 145,304.35                       7.99                      7.99                        0.5                          0                          0                      7.49                    1067.35
            256               Arm                 Interest In Arrears                        177660                  177351.09                 177,351.09                       8.75                      8.75                        0.5                          0                          0                      8.25                    1397.66
            257              Fixed                Interest In Arrears                        146400                  146075.25                 146,075.25                       7.55                      7.55                        0.5                          0                          0                      7.05                    1028.67
            258               Arm                 Interest In Arrears                        159750                  159466.44                 159,466.44                       8.65                      8.65                        0.5                          0                          0                      8.15                    1245.37
            259               Arm                 Interest In Arrears                        243000                  242531.94                 242,531.94                       8.25                      8.25                        0.5                          0                          0                      7.75                    1825.58
            260               Arm                 Interest In Arrears                        616000                  614399.93                 614,399.93                       6.75                      6.75                        0.5                          0                          0                      6.25                    3995.37
            261               Arm                 Interest In Arrears                         74400                   74277.16                  74,277.16                          9                         9                        0.5                          0                          0                       8.5                     598.64
            262               Arm                 Interest In Arrears                        161100                  160808.12                 160,808.12                       8.55                      8.55                        0.5                          0                          0                      8.05                    1244.44
            263               Arm                 Interest In Arrears                        190755                  190376.19                 190,376.19                        8.1                       8.1                        0.5                          0                          0                       7.6                    1413.02
            264               Arm                 Interest In Arrears                        263500                  262815.55                 262,815.55                       6.75                      6.75                        0.5                          0                          0                      6.25                    1709.06
            265               Arm                 Interest In Arrears                         79200                   79048.99                  79,048.99                        8.3                       8.3                        0.5                          0                          0                       7.8                     597.79
            266               Arm                 Interest In Arrears                         91800                   91626.73                  91,626.73                       8.35                      8.35                        0.5                          0                          0                      7.85                     696.13
            267               Arm                 Interest In Arrears                        153000                  152851.53                 152,851.53                        7.6                       7.6                        0.5                          0                          0                       7.1                    1018.18
            268               Arm                 Interest In Arrears                        134910                   134628.2                 134,628.20                       7.85                      7.85                        0.5                          0                          0                      7.35                     975.86
            269               Arm                 Interest In Arrears                        423000                  421820.08                 421,820.08                        6.5                       6.5                        0.5                          0                          0                         6                    2673.65
            270               Arm                 Interest Only                              208800                     208800                 208,800.00                       7.25                      7.25                        0.5                          0                          0                      6.75                     1261.5
            271               Arm                 Interest In Arrears                        256000                  255365.54                 255,365.54                       6.99                      6.99                        0.5                          0                          0                      6.49                    1701.46
            272               Arm                 Interest In Arrears                        118000                  117811.15                 117,811.15                       9.15                      9.15                        0.5                          0                          0                      8.65                     962.22
            273              Fixed                Interest In Arrears                        101340                  101176.11                 101,176.11                        9.1                       9.1                        0.5                          0                          0                       8.6                     822.71
            274               Arm                 Interest In Arrears                         95400                   95149.27                  95,149.27                       6.69                      6.69                        0.5                          0                          0                      6.19                     614.97
            275               Arm                 Interest In Arrears                        291550                   291344.3                 291,344.30                        8.7                       8.7                        0.5                          0                          0                       8.2                    2181.81
            276               Arm                 Interest In Arrears                         86400                   86284.11                  86,284.11                       9.99                      9.99                        0.5                          0                          0                      9.49                     757.59
            277               Arm                 Interest In Arrears                        408000                  406960.71                 406,960.71                       6.85                      6.85                        0.5                          0                          0                      6.35                    2673.46
            278               Arm                 Interest In Arrears                         76500                   76333.04                  76,333.04                       7.75                      7.75                        0.5                          0                          0                      7.25                     548.06
            279              Fixed                Interest In Arrears                        280250                  279926.91                 279,926.91                       6.99                      6.99                        0.5                          0                          0                      6.49                    1739.53
            280               Arm                 Interest In Arrears                         77400                   77256.88                  77,256.88                       8.45                      8.45                        0.5                          0                          0                      7.95                      592.4
            281               Arm                 Interest In Arrears                        104000                  103868.02                 103,868.02                      10.25                     10.25                        0.5                          0                          0                      9.75                     931.95
            282               Arm                 Interest In Arrears                        144500                  144399.54                 144,399.54                       8.75                      8.75                        0.5                          0                          0                      8.25                    1086.89
            283               Arm                 Interest In Arrears                         78200                    78070.6                  78,070.60                       8.99                      8.99                        0.5                          0                          0                      8.49                     628.66
            284               Arm                 Interest In Arrears                         95688                   95528.36                  95,528.36                       8.95                      8.95                        0.5                          0                          0                      8.45                     766.49
            285               Arm                 Interest In Arrears                        152150                  151750.93                 151,750.93                       6.95                      6.95                        0.5                          0                          0                      6.45                    1007.16
            286               Arm                 Interest In Arrears                        177345                  176927.43                 176,927.43                       7.25                      7.25                        0.5                          0                          0                      6.75                    1209.81
            287               Arm                 Interest In Arrears                         84000                   83819.18                  83,819.18                        7.7                       7.7                        0.5                          0                          0                       7.2                     598.89
            288               Arm                 Interest In Arrears                        121125                  121042.02                 121,042.02                        8.8                       8.8                        0.5                          0                          0                       8.3                     915.71
            289               Arm                 Interest In Arrears                        148000                  147667.75                 147,667.75                       7.49                      7.49                        0.5                          0                          0                      6.99                    1033.83
            290               Arm                 Interest In Arrears                        144000                  143674.14                 143,674.14                       7.45                      7.45                        0.5                          0                          0                      6.95                    1001.95
            291               Arm                 Interest In Arrears                        396000                  394971.38                 394,971.38                       6.75                      6.75                        0.5                          0                          0                      6.25                    2568.45
            292               Arm                 Interest In Arrears                        283200                  282498.13                 282,498.13                       6.99                      6.99                        0.5                          0                          0                      6.49                    1882.24
            293               Arm                 Interest In Arrears                        328000                  327447.12                 327,447.12                        8.9                       8.9                        0.5                          0                          0                       8.4                     2615.6
            294               Arm                 Interest In Arrears                        592000                  590633.51                 590,633.51                       7.35                      7.35                        0.5                          0                          0                      6.85                    4078.72
            295               Arm                 Interest Only                              198050                     198050                 198,050.00                       7.35                      7.35                        0.5                          0                          0                      6.85                    1213.06
            296              Fixed                Interest In Arrears                        100000                   99793.21                  99,793.21                        7.9                       7.9                        0.5                          0                          0                       7.4                     726.81
            297               Arm                 Interest In Arrears                        252000                  251534.01                 251,534.01                       8.45                      8.45                        0.5                          0                          0                      7.95                    1928.74
            298               Arm                 Interest In Arrears                        229500                  229088.46                 229,088.46                        8.6                       8.6                        0.5                          0                          0                       8.1                    1780.95
            299               Arm                 Interest In Arrears                        137250                  136985.09                 136,985.09                       8.24                      8.24                        0.5                          0                          0                      7.74                    1030.15
            300               Arm                 Interest In Arrears                         76500                   76343.93                  76,343.93                       8.45                      8.45                        0.5                          0                          0                      7.95                     585.52
            301               Arm                 Interest In Arrears                        117600                  117353.87                 117,353.87                       7.84                      7.84                        0.5                          0                          0                      7.34                     849.83
            302               Arm                 Interest In Arrears                        225000                  224600.63                 224,600.63                       8.65                      8.65                        0.5                          0                          0                      8.15                    1754.04
            303               Arm                 Interest In Arrears                        207000                  206787.38                 206,787.38                        7.4                       7.4                        0.5                          0                          0                       6.9                    1346.94
            304               Arm                 Interest In Arrears                        560000                  559073.82                 559,073.82                       8.99                      8.99                        0.5                          0                          0                      8.49                    4501.86
            305               Arm                 Interest In Arrears                        128000                  127788.22                 127,788.22                       8.99                      8.99                        0.5                          0                          0                      8.49                       1029
            306               Arm                 Interest In Arrears                         99450                   99277.08                  99,277.08                       8.75                      8.75                        0.5                          0                          0                      8.25                     782.38
            307               Arm                 Interest In Arrears                        127500                  127287.27                 127,287.27                       8.95                      8.95                        0.5                          0                          0                      8.45                    1021.32
            308               Arm                 Interest In Arrears                        185300                  184893.05                 184,893.05                        7.6                       7.6                        0.5                          0                          0                       7.1                    1308.36
            309               Arm                 Interest In Arrears                        181051                  180726.34                 180,726.34                        8.6                       8.6                        0.5                          0                          0                       8.1                    1404.98
            310               Arm                 Interest Only                              204000                  203999.98                 203,999.98                          8                         8                        0.5                          0                          0                       7.5                       1360
            311               Arm                 Interest Only                              125600                     125600                 125,600.00                       7.25                      7.25                        0.5                          0                          0                      6.75                     758.83
            312               Arm                 Interest In Arrears                        346804                  346122.25                 346,122.25                       8.15                      8.15                        0.5                          0                          0                      7.65                    2581.09
            313               Arm                 Interest In Arrears                        343400                  342682.73                 342,682.73                       7.85                      7.85                        0.5                          0                          0                      7.35                    2483.94
            314               Arm                 Interest In Arrears                        160000                  159634.33                 159,634.33                        7.4                       7.4                        0.5                          0                          0                       6.9                    1107.81
            315               Arm                 Interest In Arrears                        216000                   215695.2                 215,695.20                       9.75                      9.75                        0.5                          0                          0                      9.25                    1855.78
            316               Arm                 Interest In Arrears                        265987                  265414.42                 265,414.42                        7.7                       7.7                        0.5                          0                          0                       7.2                    1896.39
            317               Arm                 Interest In Arrears                        148000                  147722.94                 147,722.94                       8.39                      8.39                        0.5                          0                          0                      7.89                    1126.48
            318               Arm                 Interest In Arrears                         68850                   68713.26                  68,713.26                        8.1                       8.1                        0.5                          0                          0                       7.6                     510.01
            319               Arm                 Interest In Arrears                        105362                     105175                 105,175.00                       8.65                      8.65                        0.5                          0                          0                      8.15                     821.37
            320               Arm                 Interest In Arrears                        261600                  261120.25                 261,120.25                        8.5                       8.5                        0.5                          0                          0                         8                    2011.48
            321               Arm                 Interest In Arrears                        126650                  126383.65                 126,383.65                       7.85                      7.85                        0.5                          0                          0                      7.35                     916.11
            322               Arm                 Interest In Arrears                        607500                  606410.64                 606,410.64                        8.6                       8.6                        0.5                          0                          0                       8.1                    4714.28
            323              Fixed                Interest In Arrears                        200000                  199480.49                 199,480.49                       6.75                      6.75                        0.5                          0                          0                      6.25                     1297.2
            324               Arm                 Interest In Arrears                         81525                   81433.21                  81,433.21                      10.85                     10.85                        0.5                          0                          0                     10.35                     767.16
            325               Arm                 Interest In Arrears                         63000                    62898.1                  62,898.10                        9.1                       9.1                        0.5                          0                          0                       8.6                     511.46
            326               Arm                 Interest Only                              153520                     153520                 153,520.00                        6.6                       6.6                        0.5                          0                          0                       6.1                     844.36
            327               Arm                 Interest In Arrears                         80000                   79869.28                  79,869.28                       9.05                      9.05                        0.5                          0                          0                      8.55                     646.58
            328               Arm                 Interest In Arrears                        272000                  271198.93                 271,198.93                        7.7                       7.7                        0.5                          0                          0                       7.2                    1939.26
            329               Arm                 Interest In Arrears                        169200                  168809.42                 168,809.42                       7.35                      7.35                        0.5                          0                          0                      6.85                    1165.75
            330               Arm                 Interest In Arrears                        188800                     188377                 188,377.00                        7.5                       7.5                        0.5                          0                          0                         7                    1320.12
            331              Fixed                Interest In Arrears                        157000                  156681.21                 156,681.21                       7.99                      7.99                        0.5                          0                          0                      7.49                    1150.92
            332               Arm                 Interest In Arrears                        256000                  255365.54                 255,365.54                       6.99                      6.99                        0.5                          0                          0                      6.49                    1701.46
            333               Arm                 Interest In Arrears                        310500                  309838.27                 309,838.27                       7.75                      7.75                        0.5                          0                          0                      7.25                    2224.47
            334               Arm                 Interest In Arrears                        102000                  101809.43                 101,809.43                        8.4                       8.4                        0.5                          0                          0                       7.9                     777.08
            335               Arm                 Interest In Arrears                        120000                  119749.34                 119,749.34                       7.85                      7.85                        0.5                          0                          0                      7.35                     868.01
            336               Arm                 Interest In Arrears                        120000                  119709.79                 119,709.79                       8.55                      8.55                        0.5                          0                          0                      8.05                     926.96
            337               Arm                 Interest In Arrears                        150000                  149751.82                 149,751.82                       8.99                      8.99                        0.5                          0                          0                      8.49                    1205.86
            338               Arm                 Interest In Arrears                         99000                   98803.38                  98,803.38                        8.1                       8.1                        0.5                          0                          0                       7.6                     733.35
            339               Arm                 Interest In Arrears                         93600                   93379.95                  93,379.95                        8.7                       8.7                        0.5                          0                          0                       8.2                     733.02
            340               Arm                 Interest In Arrears                        187000                  186559.71                 186,559.71                       7.25                      7.25                        0.5                          0                          0                      6.75                    1275.67
            341               Arm                 Interest In Arrears                        188000                  187587.11                 187,587.11                        7.6                       7.6                        0.5                          0                          0                       7.1                    1327.43
            342               Arm                 Interest In Arrears                        405000                  404083.54                 404,083.54                       7.45                      7.45                        0.5                          0                          0                      6.95                    2817.97
            343              Fixed                Interest In Arrears                        172000                  171570.34                 171,570.34                       6.95                      6.95                        0.5                          0                          0                      6.45                    1138.56
            344               Arm                 Interest In Arrears                        118800                  118432.48                 118,432.48                       7.34                      7.34                        0.5                          0                          0                      6.84                      817.7
            345               Arm                 Interest In Arrears                        453600                   452623.6                 452,623.60                        7.7                       7.7                        0.5                          0                          0                       7.2                    3233.99
            346               Arm                 Interest In Arrears                        591920                  590412.19                 590,412.19                       6.85                      6.85                        0.5                          0                          0                      6.35                    3878.62
            347               Arm                 Interest Only                              223764                     223764                 223,764.00                       7.45                      7.45                        0.5                          0                          0                      6.95                     1389.2
            348               Arm                 Interest In Arrears                        224100                  223597.94                 223,597.94                        7.5                       7.5                        0.5                          0                          0                         7                    1566.94
            349              Fixed                Interest In Arrears                        392000                  391049.28                 391,049.28                        7.1                       7.1                        0.5                          0                          0                       6.6                    2634.37
            350               Arm                 Interest In Arrears                        234000                  233511.24                 233,511.24                       7.85                      7.85                        0.5                          0                          0                      7.35                    1692.61
            351               Arm                 Interest In Arrears                        225000                  224490.85                 224,490.85                       7.45                      7.45                        0.5                          0                          0                      6.95                    1565.54
            352               Arm                 Interest In Arrears                        159750                  159373.87                 159,373.87                       7.25                      7.25                        0.5                          0                          0                      6.75                    1089.78
            353               Arm                 Interest In Arrears                         87300                   87113.94                  87,113.94                       7.75                      7.75                        0.5                          0                          0                      7.25                     625.43
            354               Arm                 Interest In Arrears                        238500                  237965.67                 237,965.67                        7.5                       7.5                        0.5                          0                          0                         7                    1667.63
            355              Fixed                Interest In Arrears                        195000                   194583.6                 194,583.60                       7.74                      7.74                        0.5                          0                          0                      7.24                    1395.66
            356              Fixed                Interest In Arrears                        204000                  203351.28                 203,351.28                        7.2                       7.2                        0.5                          0                          0                       6.7                    1384.73
            357              Fixed                Interest In Arrears                        440000                  438879.18                 438,879.18                       6.85                      6.85                        0.5                          0                          0                      6.35                    2883.15
            358               Arm                 Interest In Arrears                         94320                   94086.68                  94,086.68                        7.7                       7.7                        0.5                          0                          0                       7.2                     672.47
            359               Arm                 Interest In Arrears                        184500                  184151.78                 184,151.78                       8.35                      8.35                        0.5                          0                          0                      7.85                    1399.08
            360               Arm                 Interest In Arrears                         90000                   89796.51                  89,796.51                        7.5                       7.5                        0.5                          0                          0                         7                      629.3
            361               Arm                 Interest In Arrears                        107010                  106792.71                 106,792.71                       7.99                      7.99                        0.5                          0                          0                      7.49                     784.46
            362               Arm                 Interest In Arrears                        468000                  467049.72                 467,049.72                       7.99                      7.99                        0.5                          0                          0                      7.49                    3430.76
            363               Arm                 Interest In Arrears                        124800                  124569.21                 124,569.21                       8.45                      8.45                        0.5                          0                          0                      7.95                     955.19
            364               Arm                 Interest In Arrears                        320000                   319382.1                 319,382.10                       9.65                      9.65                        0.5                          0                          0                      9.15                    2725.83
            365               Arm                 Interest In Arrears                        247500                  246998.46                 246,998.46                          8                         8                        0.5                          0                          0                       7.5                    1816.07
            366               Arm                 Interest In Arrears                        117000                  116756.48                 116,756.48                        8.7                       8.7                        0.5                          0                          0                       8.2                     916.27
            367               Arm                 Interest In Arrears                         71100                   70982.36                  70,982.36                       8.99                      8.99                        0.5                          0                          0                      8.49                     571.58
            368               Arm                 Interest In Arrears                        113220                  112941.41                 112,941.41                        9.5                       9.5                        0.5                          0                          0                         9                     952.02
            369               Arm                 Interest In Arrears                         66300                    66181.1                  66,181.10                        8.6                       8.6                        0.5                          0                          0                       8.1                      514.5
            370               Arm                 Interest In Arrears                        200000                  199242.25                 199,242.25                        6.3                       6.3                        0.5                          0                          0                       5.8                    1237.95
            371               Arm                 Interest In Arrears                        204000                  203412.62                 203,412.62                        7.7                       7.7                        0.5                          0                          0                       7.2                    1454.44
            372               Arm                 Interest In Arrears                        136800                  136549.59                 136,549.59                        8.5                       8.5                        0.5                          0                          0                         8                    1051.88
            373               Arm                 Interest In Arrears                         84600                   84484.33                  84,484.33                        9.9                       9.9                        0.5                          0                          0                       9.4                     736.19
            374               Arm                 Interest In Arrears                        188500                   188315.5                 188,315.50                      11.45                     11.45                        0.5                          0                          0                     10.95                    1859.52
            375               Arm                 Interest In Arrears                        100800                  100734.72                 100,734.72                       8.99                      8.99                        0.5                          0                          0                      8.49                     776.76
            376               Arm                 Interest In Arrears                        255000                  254318.03                 254,318.03                        6.6                       6.6                        0.5                          0                          0                       6.1                    1628.58
            377               Arm                 Interest In Arrears                        283500                  282924.35                 282,924.35                       7.99                      7.99                        0.5                          0                          0                      7.49                    2078.25
            378               Arm                 Interest In Arrears                        408000                  407029.82                 407,029.82                        7.2                       7.2                        0.5                          0                          0                       6.7                    2769.46
            379               Arm                 Interest In Arrears                        106250                  106027.19                 106,027.19                       9.25                      9.25                        0.5                          0                          0                      8.75                      874.1
            380               Arm                 Interest Only                              216800                  216718.23                 216,718.23                       7.85                      7.85                        0.5                          0                          0                      7.35                    1418.23
            381               Arm                 Interest In Arrears                        329400                  328651.87                 328,651.87                       7.45                      7.45                        0.5                          0                          0                      6.95                    2291.95
            382               Arm                 Interest In Arrears                        104800                   104578.3                 104,578.30                        7.8                       7.8                        0.5                          0                          0                       7.3                     754.43
            383              Fixed                Interest In Arrears                        120150                  119893.95                 119,893.95                       7.75                      7.75                        0.5                          0                          0                      7.25                     860.77
            384              Fixed                Interest In Arrears                        150000                  149689.83                 149,689.83                        7.9                       7.9                        0.5                          0                          0                       7.4                    1090.21
            385               Arm                 Interest In Arrears                        196000                  195556.47                 195,556.47                       7.45                      7.45                        0.5                          0                          0                      6.95                    1363.76
            386               Arm                 Interest In Arrears                        222400                  222009.31                 222,009.31                        8.7                       8.7                        0.5                          0                          0                       8.2                    1741.69
            387               Arm                 Interest In Arrears                        130500                  130192.71                 130,192.71                       7.25                      7.25                        0.5                          0                          0                      6.75                     890.25
            388               Arm                 Interest In Arrears                         93500                   93360.93                  93,360.93                        9.5                       9.5                        0.5                          0                          0                         9                      786.2
            389               Arm                 Interest In Arrears                        144000                  143716.92                 143,716.92                       8.15                      8.15                        0.5                          0                          0                      7.65                    1071.72
            390               Arm                 Interest In Arrears                        297500                   296828.9                 296,828.90                        8.9                       8.9                        0.5                          0                          0                       8.4                    2372.38
            391               Arm                 Interest In Arrears                        100000                   99831.44                  99,831.44                        8.9                       8.9                        0.5                          0                          0                       8.4                     797.44
            392               Arm                 Interest In Arrears                        108000                  107763.79                 107,763.79                       9.05                      9.05                        0.5                          0                          0                      8.55                     872.89
            393               Arm                 Interest Only                              219200                     219200                 219,200.00                       7.15                      7.15                        0.5                          0                          0                      6.65                    1306.07
            394               Arm                 Interest In Arrears                        143565                  143243.36                 143,243.36                        7.5                       7.5                        0.5                          0                          0                         7                    1003.83
            395               Arm                 Interest In Arrears                        297000                  296354.25                 296,354.25                       7.65                      7.65                        0.5                          0                          0                      7.15                    2107.26
            396               Arm                 Interest In Arrears                        303920                  303265.78                 303,265.78                        7.7                       7.7                        0.5                          0                          0                       7.2                    2166.83
            397               Arm                 Interest In Arrears                        186400                  185998.76                 185,998.76                        7.7                       7.7                        0.5                          0                          0                       7.2                    1328.96
            398               Arm                 Interest In Arrears                        148000                   147630.3                 147,630.30                       6.95                      6.95                        0.5                          0                          0                      6.45                     979.69
            399               Arm                 Interest In Arrears                        147900                  147530.78                 147,530.78                        7.4                       7.4                        0.5                          0                          0                       6.9                    1024.03
            400               Arm                 Interest In Arrears                        463200                  462251.84                 462,251.84                       7.95                      7.95                        0.5                          0                          0                      7.45                    3382.67
            401               Arm                 Interest In Arrears                        352000                  351694.65                 351,694.65                       8.35                      8.35                        0.5                          0                          0                      7.85                    2540.41
            402               Arm                 Interest In Arrears                        324000                  323690.06                 323,690.06                       7.65                      7.65                        0.5                          0                          0                      7.15                    2168.16
            403               Arm                 Interest In Arrears                        410500                  409353.07                 409,353.07                       7.85                      7.85                        0.5                          0                          0                      7.35                    2969.29
            404               Arm                 Interest In Arrears                        115200                   114939.3                 114,939.30                       7.45                      7.45                        0.5                          0                          0                      6.95                     801.56
            405               Arm                 Interest In Arrears                        425000                  423795.53                 423,795.53                        6.3                       6.3                        0.5                          0                          0                       5.8                    2630.64
            406               Arm                 Interest In Arrears                         97650                    97451.7                  97,451.70                       7.99                      7.99                        0.5                          0                          0                      7.49                     715.85
            407               Arm                 Interest In Arrears                        137700                  137385.29                 137,385.29                        7.4                       7.4                        0.5                          0                          0                       6.9                     953.41
            408               Arm                 Interest In Arrears                        364800                  363319.77                 363,319.77                       7.85                      7.85                        0.5                          0                          0                      7.35                    2638.73
            409               Arm                 Interest In Arrears                        116000                  115854.36                 115,854.36                       10.3                      10.3                        0.5                          0                          0                       9.8                     1043.8
            410               Arm                 Interest In Arrears                        127500                  127282.83                 127,282.83                       8.85                      8.85                        0.5                          0                          0                      8.35                    1012.17
            411              Fixed                Interest In Arrears                         89520                   89315.04                  89,315.04                        7.4                       7.4                        0.5                          0                          0                       6.9                     619.82
            412               Arm                 Interest In Arrears                        166860                  166521.18                 166,521.18                       7.99                      7.99                        0.5                          0                          0                      7.49                     1223.2
            413               Arm                 Interest In Arrears                        157500                  157082.84                 157,082.84                       6.65                      6.65                        0.5                          0                          0                      6.15                     1011.1
            414               Arm                 Interest In Arrears                        252000                  251534.01                 251,534.01                       8.45                      8.45                        0.5                          0                          0                      7.95                    1928.74
            415               Arm                 Interest In Arrears                        321000                  320216.63                 320,216.63                        7.5                       7.5                        0.5                          0                          0                         7                    2244.48
            416               Arm                 Interest Only                              197600                  197599.03                 197,599.03                       6.65                      6.65                        0.5                          0                          0                      6.15                    1095.03
            417               Arm                 Interest In Arrears                        220500                  220351.15                 220,351.15                       8.85                      8.85                        0.5                          0                          0                      8.35                    1675.44
            418               Arm                 Interest In Arrears                        324000                  323221.92                 323,221.92                       7.15                      7.15                        0.5                          0                          0                      6.65                    2188.32
            419              Fixed                Interest In Arrears                        202500                  202023.21                 202,023.21                       7.25                      7.25                        0.5                          0                          0                      6.75                    1381.41
            420               Arm                 Interest Only                              316000                     316000                 316,000.00                       8.15                      8.15                        0.5                          0                          0                      7.65                    2146.17
            421               Arm                 Interest In Arrears                        154400                  154060.93                 154,060.93                        7.6                       7.6                        0.5                          0                          0                       7.1                    1090.18
            422               Arm                 Interest In Arrears                        161100                  160988.01                 160,988.01                       8.75                      8.75                        0.5                          0                          0                      8.25                    1211.75
            423               Arm                 Interest In Arrears                        200000                  199560.79                 199,560.79                        7.6                       7.6                        0.5                          0                          0                       7.1                    1412.15
            424               Arm                 Interest In Arrears                        186400                  185998.76                 185,998.76                        7.7                       7.7                        0.5                          0                          0                       7.2                    1328.96
            425               Arm                 Interest In Arrears                        138125                  137844.53                 137,844.53                       7.99                      7.99                        0.5                          0                          0                      7.49                    1012.55
            426               Arm                 Interest Only                              119920                     119920                 119,920.00                          7                         7                        0.5                          0                          0                       6.5                     699.53
            427               Arm                 Interest In Arrears                        106250                   105538.7                 105,538.70                       8.25                      8.25                        0.5                          0                          0                      7.75                     798.23
            428               Arm                 Interest In Arrears                        108000                  107802.32                 107,802.32                        8.5                       8.5                        0.5                          0                          0                         8                     830.43
            429               Arm                 Interest In Arrears                        109800                  109544.01                 109,544.01                        7.3                       7.3                        0.5                          0                          0                       6.8                     752.76
            430               Arm                 Interest In Arrears                        350100                  349459.19                 349,459.19                        8.5                       8.5                        0.5                          0                          0                         8                    2691.97
            431               Arm                 Interest Only                              195960                     195960                 195,960.00                       6.75                      6.75                        0.5                          0                          0                      6.25                    1102.27
            432               Arm                 Interest Only                              124000                     124000                 124,000.00                        7.4                       7.4                        0.5                          0                          0                       6.9                     764.67
            433               Arm                 Interest In Arrears                        342400                  341585.79                 341,585.79                        7.2                       7.2                        0.5                          0                          0                       6.7                    2324.18
            434              Fixed                Interest In Arrears                        240000                  239853.96                 239,853.96                        9.2                       9.2                        0.5                          0                          0                       8.7                    1888.31
            435               Arm                 Interest In Arrears                        205000                  204661.53                 204,661.53                          9                         9                        0.5                          0                          0                       8.5                    1649.48
            436               Arm                 Interest In Arrears                        294400                  293809.41                 293,809.41                       8.05                      8.05                        0.5                          0                          0                      7.55                    2170.48
            437               Arm                 Interest In Arrears                         94400                    94227.2                  94,227.20                        8.5                       8.5                        0.5                          0                          0                         8                     725.86
            438               Arm                 Interest In Arrears                        260000                  259538.56                 259,538.56                       8.65                      8.65                        0.5                          0                          0                      8.15                    2026.88
            439               Arm                 Interest In Arrears                        117000                  116769.99                 116,769.99                       8.15                      8.15                        0.5                          0                          0                      7.65                     870.78
            440               Arm                 Interest In Arrears                        255000                  254523.61                 254,523.61                        8.4                       8.4                        0.5                          0                          0                       7.9                    1942.69
            441               Arm                 Interest Only                              608000                     608000                 608,000.00                        7.1                       7.1                        0.5                          0                          0                       6.6                    3597.33
            442              Fixed                Interest In Arrears                        219200                  218554.48                 218,554.48                        6.1                       6.1                        0.5                          0                          0                       5.6                    1328.35
            443               Arm                 Interest In Arrears                        107950                  107712.93                 107,712.93                        7.6                       7.6                        0.5                          0                          0                       7.1                     762.21
            444               Arm                 Interest In Arrears                        520000                  519038.45                 519,038.45                       8.45                      8.45                        0.5                          0                          0                      7.95                    3979.94
            445               Arm                 Interest In Arrears                        280000                  279518.17                 279,518.17                        8.8                       8.8                        0.5                          0                          0                       8.3                    2212.77
            446               Arm                 Interest In Arrears                        379800                  378851.31                 378,851.31                       6.95                      6.95                        0.5                          0                          0                      6.45                    2514.08
            447               Arm                 Interest In Arrears                        168000                  167631.05                 167,631.05                        7.6                       7.6                        0.5                          0                          0                       7.1                    1186.21
            448               Arm                 Interest In Arrears                        147200                  147115.64                 147,115.64                        9.4                       9.4                        0.5                          0                          0                       8.9                    1180.97
            449               Arm                 Interest In Arrears                        365500                   364736.6                 364,736.60                       7.85                      7.85                        0.5                          0                          0                      7.35                    2643.79
            450               Arm                 Interest In Arrears                        196800                  196354.65                 196,354.65                       7.45                      7.45                        0.5                          0                          0                      6.95                    1369.33
            451               Arm                 Interest In Arrears                        174600                  174242.58                 174,242.58                       7.95                      7.95                        0.5                          0                          0                      7.45                    1275.08
            452               Arm                 Interest In Arrears                        344000                  343221.57                 343,221.57                       7.45                      7.45                        0.5                          0                          0                      6.95                    2393.54
            453               Arm                 Interest In Arrears                        192000                  191569.82                 191,569.82                        7.5                       7.5                        0.5                          0                          0                         7                     1342.5
            454               Arm                 Interest In Arrears                        238500                  237949.48                 237,949.48                       7.35                      7.35                        0.5                          0                          0                      6.85                     1643.2
            455              Fixed                Interest In Arrears                        155200                  154772.67                 154,772.67                       6.45                      6.45                        0.5                          0                          0                      5.95                     975.88
            456               Arm                 Interest In Arrears                        169200                  168835.79                 168,835.79                        7.7                       7.7                        0.5                          0                          0                       7.2                    1206.33
            457               Arm                 Interest In Arrears                        117900                  117692.88                 117,692.88                        8.7                       8.7                        0.5                          0                          0                       8.2                     923.32
            458               Arm                 Interest In Arrears                         96900                   96842.76                  96,842.76                        9.3                       9.3                        0.5                          0                          0                       8.8                     769.91
            459               Arm                 Interest Only                              100350                     100350                 100,350.00                       7.45                      7.45                        0.5                          0                          0                      6.95                     623.01
            460               Arm                 Interest In Arrears                        162000                  161703.48                 161,703.48                        8.5                       8.5                        0.5                          0                          0                         8                    1245.64
            461               Arm                 Interest In Arrears                         69300                   69190.23                  69,190.23                        9.2                       9.2                        0.5                          0                          0                       8.7                     567.61
            462               Arm                 Interest In Arrears                        123250                  123040.06                 123,040.06                       8.85                      8.85                        0.5                          0                          0                      8.35                     978.43
            463               Arm                 Interest In Arrears                         91200                   91047.85                  91,047.85                       8.95                      8.95                        0.5                          0                          0                      8.45                     730.54
            464               Arm                 Interest Only                              280000                     280000                 280,000.00                          7                         7                        0.5                          0                          0                       6.5                    1633.33
            465               Arm                 Interest In Arrears                        144000                  143740.84                 143,740.84                        8.6                       8.6                        0.5                          0                          0                       8.1                    1117.46
            466               Arm                 Interest In Arrears                        148000                  147763.15                 147,763.15                       9.15                      9.15                        0.5                          0                          0                      8.65                    1206.85
            467               Arm                 Interest In Arrears                        110565                  110376.68                 110,376.68                       8.85                      8.85                        0.5                          0                          0                      8.35                     877.73
            468              Fixed                Interest In Arrears                        364000                  362905.36                 362,905.36                       5.99                      5.99                        0.5                          0                          0                      5.49                    2180.03
            469               Arm                 Interest In Arrears                        175500                  174876.49                 174,876.49                       6.95                      6.95                        0.5                          0                          0                      6.45                    1161.72
            470               Arm                 Interest In Arrears                        191250                  190828.71                 190,828.71                        7.6                       7.6                        0.5                          0                          0                       7.1                    1350.37
            471               Arm                 Interest In Arrears                        464000                  462794.74                 462,794.74                       6.75                      6.75                        0.5                          0                          0                      6.25                     3009.5
            472               Arm                 Interest In Arrears                        170000                  169688.83                 169,688.83                        8.5                       8.5                        0.5                          0                          0                         8                    1307.16
            473              Fixed                Interest In Arrears                        160800                  160267.09                 160,267.09                       6.99                      6.99                        0.5                          0                          0                      6.49                    1068.73
            474               Arm                 Interest In Arrears                        225000                  224557.71                 224,557.71                       8.15                      8.15                        0.5                          0                          0                      7.65                    1674.56
            475               Arm                 Interest In Arrears                        402400                  401306.91                 401,306.91                       7.99                      7.99                        0.5                          0                          0                      7.49                    2949.87
            476               Arm                 Interest Only                              144000                     144000                 144,000.00                        7.6                       7.6                        0.5                          0                          0                       7.1                        912
            477               Arm                 Interest In Arrears                        157500                  157100.43                 157,100.43                       8.35                      8.35                        0.5                          0                          0                      7.85                    1194.34
            478              Fixed                Interest In Arrears                         82500                   82377.28                  82,377.28                        9.5                       9.5                        0.5                          0                          0                         9                     693.71
            479              Fixed                Interest In Arrears                        116250                  116019.15                 116,019.15                        8.1                       8.1                        0.5                          0                          0                       7.6                     861.12
            480               Arm                 Interest In Arrears                         81000                   80866.25                  80,866.25                          9                         9                        0.5                          0                          0                       8.5                     651.75
            481               Arm                 Interest In Arrears                         53910                   53821.89                  53,821.89                       9.05                      9.05                        0.5                          0                          0                      8.55                     435.72
            482              Fixed                Interest In Arrears                        100000                   99218.91                  99,218.91                       9.25                      9.25                        0.5                          0                          0                      8.75                     1029.2
            483               Arm                 Interest In Arrears                        288000                  287416.37                 287,416.37                          8                         8                        0.5                          0                          0                       7.5                    2113.25
            484              Fixed                Interest In Arrears                         94400                   94214.41                  94,214.41                       8.15                      8.15                        0.5                          0                          0                      7.65                     702.58
            485               Arm                 Interest In Arrears                        207000                  206554.41                 206,554.41                        7.7                       7.7                        0.5                          0                          0                       7.2                    1475.83
            486               Arm                 Interest In Arrears                        492000                   491090.2                 491,090.20                       8.45                      8.45                        0.5                          0                          0                      7.95                    3765.64
            487               Arm                 Interest In Arrears                        130500                  130283.56                 130,283.56                          9                         9                        0.5                          0                          0                       8.5                    1050.04
            488               Arm                 Interest In Arrears                        222000                  221576.69                 221,576.69                        8.3                       8.3                        0.5                          0                          0                       7.8                    1675.63
            489               Arm                 Interest In Arrears                         60750                   60632.97                  60,632.97                       8.25                      8.25                        0.5                          0                          0                      7.75                      456.4
            490               Arm                 Interest In Arrears                        139500                   139202.7                 139,202.70                       7.75                      7.75                        0.5                          0                          0                      7.25                      999.4
            491               Arm                 Interest In Arrears                        216000                  215520.87                 215,520.87                       7.55                      7.55                        0.5                          0                          0                      7.05                    1517.71
            492               Arm                 Interest In Arrears                         52700                   52619.93                  52,619.93                        9.4                       9.4                        0.5                          0                          0                       8.9                      439.3
            493               Arm                 Interest In Arrears                        199750                  199231.13                 199,231.13                       6.75                      6.75                        0.5                          0                          0                      6.25                    1295.58
            494               Arm                 Interest In Arrears                        585000                  583861.64                 583,861.64                        8.2                       8.2                        0.5                          0                          0                       7.7                    4374.37
            495               Arm                 Interest In Arrears                        369750                  368962.02                 368,962.02                       7.75                      7.75                        0.5                          0                          0                      7.25                    2648.94
            496               Arm                 Interest In Arrears                         92000                   91876.87                  91,876.87                         10                        10                        0.5                          0                          0                       9.5                     807.37
            497               Arm                 Interest In Arrears                        171200                  170880.16                 170,880.16                        8.4                       8.4                        0.5                          0                          0                       7.9                    1304.27
            498               Arm                 Interest In Arrears                         90000                   89806.25                  89,806.25                        7.7                       7.7                        0.5                          0                          0                       7.2                     641.67
            499               Arm                 Interest Only                              169600                     169600                 169,600.00                        7.4                       7.4                        0.5                          0                          0                       6.9                    1045.87
            500               Arm                 Interest In Arrears                        152000                  151704.22                 151,704.22                        8.2                       8.2                        0.5                          0                          0                       7.7                    1136.59
            501               Arm                 Interest In Arrears                        221350                  221141.25                 221,141.25                        7.7                       7.7                        0.5                          0                          0                       7.2                    1489.47
            502              Fixed                Interest In Arrears                        130000                  129773.95                 129,773.95                       8.75                      8.75                        0.5                          0                          0                      8.25                    1022.72
            503               Arm                 Interest In Arrears                        133560                  133275.34                 133,275.34                       7.75                      7.75                        0.5                          0                          0                      7.25                     956.85
            504               Arm                 Interest In Arrears                         80000                   79908.32                  79,908.32                          7                         7                        0.5                          0                          0                       6.5                     497.15
            505              Fixed                Interest In Arrears                        337500                  336843.24                 336,843.24                        8.2                       8.2                        0.5                          0                          0                       7.7                    2523.68
            506               Arm                 Interest In Arrears                        162000                  161654.76                 161,654.76                       7.75                      7.75                        0.5                          0                          0                      7.25                    1160.59
            507               Arm                 Interest In Arrears                        148500                  148239.12                 148,239.12                        8.7                       8.7                        0.5                          0                          0                       8.2                    1162.96
            508               Arm                 Interest In Arrears                        231200                  230871.35                 230,871.35                        6.9                       6.9                        0.5                          0                          0                       6.4                    1419.99
            509              Fixed                Interest In Arrears                        170000                  169578.67                 169,578.67                       6.99                      6.99                        0.5                          0                          0                      6.49                    1129.88
            510               Arm                 Interest In Arrears                        184000                  183579.38                 183,579.38                        7.4                       7.4                        0.5                          0                          0                       6.9                    1273.98
            511               Arm                 Interest Only                              459200                     459200                 459,200.00                        6.9                       6.9                        0.5                          0                          0                       6.4                     2640.4
            512               Arm                 Interest In Arrears                        170910                  170515.47                 170,515.47                       7.35                      7.35                        0.5                          0                          0                      6.85                    1177.53
            513               Arm                 Interest In Arrears                        364000                   363254.9                 363,254.90                       7.95                      7.95                        0.5                          0                          0                      7.45                    2658.23
            514               Arm                 Interest In Arrears                        221000                  220397.35                 220,397.35                        6.5                       6.5                        0.5                          0                          0                         6                    1396.88
            515              Fixed                Interest In Arrears                        200000                  199622.53                 199,622.53                       8.35                      8.35                        0.5                          0                          0                      7.85                    1516.62
            516               Arm                 Interest In Arrears                        250750                   250176.9                 250,176.90                        7.4                       7.4                        0.5                          0                          0                       6.9                    1736.15
            517               Arm                 Interest In Arrears                        117600                  117354.35                 117,354.35                       7.85                      7.85                        0.5                          0                          0                      7.35                     850.65
            518               Arm                 Interest In Arrears                        421600                  420577.51                 420,577.51                        7.1                       7.1                        0.5                          0                          0                       6.6                    2833.29
            519               Arm                 Interest Only                               76800                      76800                  76,800.00                       7.95                      7.95                        0.5                          0                          0                      7.45                      508.8
            520              Fixed                Interest In Arrears                        127800                  127548.78                 127,548.78                       8.15                      8.15                        0.5                          0                          0                      7.65                     951.15
            521               Arm                 Interest Only                              472500                     472500                 472,500.00                       6.75                      6.75                        0.5                          0                          0                      6.25                    2657.81
            522               Arm                 Interest In Arrears                        145600                  145352.22                 145,352.22                       8.85                      8.85                        0.5                          0                          0                      8.35                    1155.86
            523               Arm                 Interest In Arrears                        223200                  222976.56                 222,976.56                       7.49                      7.49                        0.5                          0                          0                      6.99                    1467.17
            524               Arm                 Interest In Arrears                        136800                  136554.68                 136,554.68                        8.6                       8.6                        0.5                          0                          0                       8.1                    1061.59
            525               Arm                 Interest In Arrears                        215050                   214668.3                 214,668.30                       8.65                      8.65                        0.5                          0                          0                      8.15                    1676.47
            526               Arm                 Interest In Arrears                        351200                  350389.31                 350,389.31                       7.35                      7.35                        0.5                          0                          0                      6.85                    2419.68
            527               Arm                 Interest In Arrears                        154700                  154433.78                 154,433.78                        8.8                       8.8                        0.5                          0                          0                       8.3                    1222.56
            528               Arm                 Interest In Arrears                        179999                  179623.03                 179,623.03                       7.85                      7.85                        0.5                          0                          0                      7.35                       1302
            529               Arm                 Interest In Arrears                        135000                  134675.79                 134,675.79                       7.15                      7.15                        0.5                          0                          0                      6.65                      911.8
            530               Arm                 Interest In Arrears                         81000                   80843.97                  80,843.97                       8.25                      8.25                        0.5                          0                          0                      7.75                     608.53
            531               Arm                 Interest In Arrears                        126400                  126138.61                 126,138.61                        7.9                       7.9                        0.5                          0                          0                       7.4                     918.69
            532               Arm                 Interest In Arrears                        125550                  125282.43                 125,282.43                       7.75                      7.75                        0.5                          0                          0                      7.25                     899.46
            533              Fixed                Interest In Arrears                        119000                  118728.01                 118,728.01                        7.4                       7.4                        0.5                          0                          0                       6.9                     823.94
            534               Arm                 Interest In Arrears                        446250                  445033.17                 445,033.17                        6.5                       6.5                        0.5                          0                          0                         6                    2820.61
            535               Arm                 Interest In Arrears                        352000                  351553.92                 351,553.92                       6.65                      6.65                        0.5                          0                          0                      6.15                    2098.54
            536               Arm                 Interest In Arrears                        264000                  263486.27                 263,486.27                        8.2                       8.2                        0.5                          0                          0                       7.7                    1974.08
            537               Arm                 Interest In Arrears                        373000                  371963.07                 371,963.07                        6.4                       6.4                        0.5                          0                          0                       5.9                    2333.14
            538               Arm                 Interest Only                              127920                     127920                 127,920.00                      7.275                     7.275                        0.5                          0                          0                     6.775                     775.51
            539               Arm                 Interest In Arrears                        240660                  240120.84                 240,120.84                        7.5                       7.5                        0.5                          0                          0                         7                    1682.73
            540               Arm                 Interest In Arrears                        163625                  163290.05                 163,290.05                       7.95                      7.95                        0.5                          0                          0                      7.45                    1194.93
            541               Arm                 Interest Only                              312715                  312697.49                 312,697.49                       6.49                      6.49                        0.5                          0                          0                      5.99                    1691.27
            542              Fixed                Interest In Arrears                        163000                  162721.52                 162,721.52                       8.85                      8.85                        0.5                          0                          0                      8.35                    1293.99
            543               Arm                 Interest In Arrears                        297000                  296410.19                 296,410.19                        8.1                       8.1                        0.5                          0                          0                       7.6                    2200.03
            544               Arm                 Interest In Arrears                         63200                   63096.73                  63,096.73                       9.05                      9.05                        0.5                          0                          0                      8.55                      510.8
            545               Arm                 Interest In Arrears                        200000                  199538.33                 199,538.33                       7.35                      7.35                        0.5                          0                          0                      6.85                    1377.95
            546               Arm                 Interest In Arrears                        240300                  239793.02                 239,793.02                        7.8                       7.8                        0.5                          0                          0                       7.3                    1729.85
            547               Arm                 Interest In Arrears                        306000                  305367.26                 305,367.26                        7.9                       7.9                        0.5                          0                          0                       7.4                    2224.03
            548               Arm                 Interest In Arrears                        126900                     126648                 126,648.00                        8.1                       8.1                        0.5                          0                          0                       7.6                     940.01
            549              Fixed                Interest In Arrears                         82900                    82768.7                  82,768.70                        9.2                       9.2                        0.5                          0                          0                       8.7                        679
            550               Arm                 Interest In Arrears                        448000                  446858.79                 446,858.79                       6.85                      6.85                        0.5                          0                          0                      6.35                    2935.57
            551              Fixed                Interest In Arrears                        208250                  207806.19                 207,806.19                       7.75                      7.75                        0.5                          0                          0                      7.25                    1491.93
            552               Arm                 Interest In Arrears                        124100                  123840.79                 123,840.79                       7.85                      7.85                        0.5                          0                          0                      7.35                     897.66
            553              Fixed                Interest In Arrears                        152000                  151718.92                 151,718.92                       8.45                      8.45                        0.5                          0                          0                      7.95                    1163.37
            554               Arm                 Interest In Arrears                        110700                  110516.83                 110,516.83                       8.99                      8.99                        0.5                          0                          0                      8.49                     889.93
            555               Arm                 Interest In Arrears                        215100                    24015.2                  24,015.20                       8.45                      8.45                        0.5                          0                          0                      7.95                    1646.32
            556               Arm                 Interest In Arrears                         93332                   93185.72                  93,185.72                       9.25                      9.25                        0.5                          0                          0                      8.75                     767.82
            557               Arm                 Interest In Arrears                        182400                  181987.26                 181,987.26                       7.45                      7.45                        0.5                          0                          0                      6.95                    1269.13
            558               Arm                 Interest In Arrears                        134910                  134622.47                 134,622.47                       7.75                      7.75                        0.5                          0                          0                      7.25                     966.52
            559               Arm                 Interest In Arrears                         92800                   92666.26                  92,666.26                       9.65                      9.65                        0.5                          0                          0                      9.15                     790.49
            560              Fixed                Interest In Arrears                        153000                  152702.26                 152,702.26                        8.2                       8.2                        0.5                          0                          0                       7.7                    1144.07
            561               Arm                 Interest Only                              106520                     106520                 106,520.00                       7.24                      7.24                        0.5                          0                          0                      6.74                     642.67
            562              Fixed                Interest In Arrears                        112000                  111751.57                 111,751.57                       7.55                      7.55                        0.5                          0                          0                      7.05                     786.96
            563               Arm                 Interest In Arrears                        156600                  156341.45                 156,341.45                          9                         9                        0.5                          0                          0                       8.5                    1260.04
            564               Arm                 Interest In Arrears                        214000                  213566.33                 213,566.33                          8                         8                        0.5                          0                          0                       7.5                    1570.26
            565               Arm                 Interest In Arrears                        264000                  263459.58                 263,459.58                       7.95                      7.95                        0.5                          0                          0                      7.45                    1927.95
            566               Arm                 Interest Only                              228000                     228000                 228,000.00                       7.85                      7.85                        0.5                          0                          0                      7.35                     1491.5
            567               Arm                 Interest In Arrears                         95200                   95009.01                  95,009.01                       8.05                      8.05                        0.5                          0                          0                      7.55                     701.87
            568               Arm                 Interest Only                              117000                     117000                 117,000.00                       7.75                      7.75                        0.5                          0                          0                      7.25                     755.63
            569               Arm                 Interest In Arrears                        212500                  212060.59                 212,060.59                        7.9                       7.9                        0.5                          0                          0                       7.4                    1544.47
            570               Arm                 Interest In Arrears                        352000                  351394.27                 351,394.27                        8.8                       8.8                        0.5                          0                          0                       8.3                    2781.77
            571               Arm                 Interest Only                              324000                     324000                 324,000.00                       6.75                      6.75                        0.5                          0                          0                      6.25                     1822.5
            572               Arm                 Interest In Arrears                        198000                  197556.39                 197,556.39                        7.5                       7.5                        0.5                          0                          0                         7                    1384.45
            573               Arm                 Interest In Arrears                        198000                  197637.59                 197,637.59                        8.5                       8.5                        0.5                          0                          0                         8                    1522.45
            574               Arm                 Interest In Arrears                        191925                  191570.07                 191,570.07                       8.45                      8.45                        0.5                          0                          0                      7.95                    1468.95
            575               Arm                 Interest In Arrears                        168000                  167579.75                 167,579.75                       8.85                      8.85                        0.5                          0                          0                      8.35                    1333.68
            576               Arm                 Interest In Arrears                        155125                  154752.46                 154,752.46                       7.15                      7.15                        0.5                          0                          0                      6.65                    1047.73
            577               Arm                 Interest In Arrears                        336000                  335372.29                 335,372.29                        8.4                       8.4                        0.5                          0                          0                       7.9                    2559.78
            578               Arm                 Interest In Arrears                        150000                  149801.37                 149,801.37                      10.05                     10.05                        0.5                          0                          0                      9.55                    1321.91
            579               Arm                 Interest Only                              102917                     102917                 102,917.00                       7.99                      7.99                        0.5                          0                          0                      7.49                     685.26
            580               Arm                 Interest In Arrears                        129200                  128984.46                 128,984.46                       8.95                      8.95                        0.5                          0                          0                      8.45                    1034.93
            581               Arm                 Interest Only                              154700                     154700                 154,700.00                       6.75                      6.75                        0.5                          0                          0                      6.25                     870.19
            582               Arm                 Interest In Arrears                        243100                  242560.74                 242,560.74                       7.55                      7.55                        0.5                          0                          0                      7.05                    1708.13
            583               Arm                 Interest In Arrears                        230404                  229799.65                 229,799.65                        6.7                       6.7                        0.5                          0                          0                       6.2                    1486.75
            584              Fixed                Interest In Arrears                        208000                  207490.53                 207,490.53                       7.05                      7.05                        0.5                          0                          0                      6.55                    1390.83
            585               Arm                 Interest Only                              571000                     571000                 571,000.00                       6.25                      6.25                        0.5                          0                          0                      5.75                    2973.96
            586               Arm                 Interest In Arrears                        140250                  140025.54                 140,025.54                       9.15                      9.15                        0.5                          0                          0                      8.65                    1143.66
            587               Arm                 Interest In Arrears                        171200                  170864.81                 170,864.81                       8.17                      8.17                        0.5                          0                          0                      7.67                    1276.56
            588               Arm                 Interest In Arrears                        231200                  230726.72                 230,726.72                       7.95                      7.95                        0.5                          0                          0                      7.45                    1688.42
            589               Arm                 Interest Only                              132000                     132000                 132,000.00                        7.4                       7.4                        0.5                          0                          0                       6.9                        814
            590               Arm                 Interest In Arrears                        125910                  125699.94                 125,699.94                       8.95                      8.95                        0.5                          0                          0                      8.45                    1008.58
            591               Arm                 Interest In Arrears                         75915                   75792.24                  75,792.24                        9.1                       9.1                        0.5                          0                          0                       8.6                      616.3
            592              Fixed                Interest In Arrears                        180000                  179553.89                 179,553.89                       6.99                      6.99                        0.5                          0                          0                      6.49                    1196.34
            593              Fixed                Interest In Arrears                        115200                   114949.5                 114,949.50                       7.65                      7.65                        0.5                          0                          0                      7.15                     817.37
            594               Arm                 Interest In Arrears                        116800                  116592.69                 116,592.69                       8.65                      8.65                        0.5                          0                          0                      8.15                     910.54
            595               Arm                 Interest In Arrears                        172500                  172344.18                 172,344.18                       7.85                      7.85                        0.5                          0                          0                      7.35                    1180.04
            596               Arm                 Interest Only                              175093                     175093                 175,093.00                      6.875                     6.875                        0.5                          0                          0                     6.375                    1003.14
            597               Arm                 Interest In Arrears                        328000                  327228.98                 327,228.98                       7.45                      7.45                        0.5                          0                          0                      6.95                    2282.21
            598               Arm                 Interest In Arrears                        136000                  135808.53                 135,808.53                       9.75                      9.75                        0.5                          0                          0                      9.25                    1168.46
            599               Arm                 Interest In Arrears                        180000                  179612.54                 179,612.54                        7.7                       7.7                        0.5                          0                          0                       7.2                    1283.33
            600               Arm                 Interest In Arrears                        184000                  183623.35                 183,623.35                       7.95                      7.95                        0.5                          0                          0                      7.45                    1343.72
            601               Arm                 Interest In Arrears                        180172                  179823.72                 179,823.72                        8.9                       8.9                        0.5                          0                          0                       8.4                    1436.76
            602               Arm                 Interest In Arrears                        200000                  199586.44                 199,586.44                        7.9                       7.9                        0.5                          0                          0                       7.4                    1453.62
            603               Arm                 Interest In Arrears                        109350                  109084.79                 109,084.79                        7.1                       7.1                        0.5                          0                          0                       6.6                     734.87
            604               Arm                 Interest In Arrears                        128700                  128452.07                 128,452.07                       8.25                      8.25                        0.5                          0                          0                      7.75                     966.89
            605               Arm                 Interest In Arrears                        134910                  134705.07                 134,705.07                        9.4                       9.4                        0.5                          0                          0                       8.9                    1124.57
            606              Fixed                Interest In Arrears                        126000                  125726.04                 125,726.04                       7.65                      7.65                        0.5                          0                          0                      7.15                     893.99
            607               Arm                 Interest In Arrears                        184000                  183673.42                 183,673.42                       8.65                      8.65                        0.5                          0                          0                      8.15                    1434.41
            608               Arm                 Interest In Arrears                        155700                  155597.97                 155,597.97                       8.95                      8.95                        0.5                          0                          0                      8.45                    1195.02
            609               Arm                 Interest Only                              296000                     296000                 296,000.00                        7.1                       7.1                        0.5                          0                          0                       6.6                    1751.33
            610               Arm                 Interest In Arrears                        120000                  119754.36                 119,754.36                       7.95                      7.95                        0.5                          0                          0                      7.45                     876.34
            611               Arm                 Interest In Arrears                        279000                  278373.68                 278,373.68                       7.65                      7.65                        0.5                          0                          0                      7.15                    1979.55
            612               Arm                 Interest Only                              130160                     130160                 130,160.00                       7.25                      7.25                        0.5                          0                          0                      6.75                     786.38
            613               Arm                 Interest In Arrears                        112500                  112314.23                 112,314.23                          9                         9                        0.5                          0                          0                       8.5                     905.21
            614               Arm                 Interest In Arrears                        108800                  108622.21                 108,622.21                       9.05                      9.05                        0.5                          0                          0                      8.55                     879.35
            615               Arm                 Interest Only                              106320                     106320                 106,320.00                        8.5                       8.5                        0.5                          0                          0                         8                      753.1
            616              Fixed                Interest In Arrears                        163800                  163515.21                 163,515.21                       8.75                      8.75                        0.5                          0                          0                      8.25                    1288.62
            617              Fixed                Interest In Arrears                        337500                  336743.87                 336,743.87                        7.5                       7.5                        0.5                          0                          0                         7                    2359.85
            618               Arm                 Interest Only                              231920                     231920                 231,920.00                       6.85                      6.85                        0.5                          0                          0                      6.35                    1323.88
            619               Arm                 Interest In Arrears                        122400                  122144.33                 122,144.33                       7.85                      7.85                        0.5                          0                          0                      7.35                     885.37
            620               Arm                 Interest In Arrears                        120000                  119766.48                 119,766.48                        8.2                       8.2                        0.5                          0                          0                       7.7                     897.31
            621               Arm                 Interest In Arrears                        126000                  125762.19                 125,762.19                       8.35                      8.35                        0.5                          0                          0                      7.85                     955.47
            622               Arm                 Interest In Arrears                        277200                  276751.75                 276,751.75                        9.1                       9.1                        0.5                          0                          0                       8.6                    2250.39
            623               Arm                 Interest In Arrears                        248000                  247421.84                 247,421.84                        7.3                       7.3                        0.5                          0                          0                       6.8                    1700.22
            624               Arm                 Interest In Arrears                        168000                   167634.7                 167,634.70                       7.65                      7.65                        0.5                          0                          0                      7.15                    1191.99
            625               Arm                 Interest In Arrears                        152000                  151662.82                 151,662.82                       7.55                      7.55                        0.5                          0                          0                      7.05                    1068.02
            626               Arm                 Interest In Arrears                        144000                  143733.71                 143,733.71                       8.45                      8.45                        0.5                          0                          0                      7.95                    1102.14
            627               Arm                 Interest In Arrears                        276000                  275432.18                 275,432.18                      7.925                     7.925                        0.5                          0                          0                     7.425                    2010.78
            628               Arm                 Interest In Arrears                        214720                  214302.18                 214,302.18                        8.2                       8.2                        0.5                          0                          0                       7.7                    1605.58
            629               Arm                 Interest In Arrears                        114750                   114537.8                 114,537.80                       8.45                      8.45                        0.5                          0                          0                      7.95                     878.27
            630              Fixed                Interest In Arrears                        388000                  387173.13                 387,173.13                       7.75                      7.75                        0.5                          0                          0                      7.25                    2779.68
            631               Arm                 Interest In Arrears                        647187                  645737.05                 645,737.05                        7.5                       7.5                        0.5                          0                          0                         7                    4525.23
            632               Arm                 Interest In Arrears                         90000                   89817.62                  89,817.62                          8                         8                        0.5                          0                          0                       7.5                     660.39
            633               Arm                 Interest In Arrears                        199800                  199352.34                 199,352.34                        7.5                       7.5                        0.5                          0                          0                         7                    1397.04
            634               Arm                 Interest In Arrears                        210400                  210045.36                 210,045.36                        8.9                       8.9                        0.5                          0                          0                       8.4                    1677.81
            635               Arm                 Interest In Arrears                        164832                  164440.02                 164,440.02                        7.2                       7.2                        0.5                          0                          0                       6.7                    1118.87
            636               Arm                 Interest In Arrears                        236300                  235897.54                 235,897.54                       8.85                      8.85                        0.5                          0                          0                      8.35                    1875.88
            637               Arm                 Interest Only                              147120                     147120                 147,120.00                        7.9                       7.9                        0.5                          0                          0                       7.4                     968.54
            638               Arm                 Interest In Arrears                        138400                  138161.84                 138,161.84                        8.8                       8.8                        0.5                          0                          0                       8.3                    1093.74
            639               Arm                 Interest In Arrears                        160800                  160460.28                 160,460.28                        7.8                       7.8                        0.5                          0                          0                       7.3                    1157.56
            640               Arm                 Interest Only                              167920                     167920                 167,920.00                       7.75                      7.75                        0.5                          0                          0                      7.25                    1084.48
            641               Arm                 Interest In Arrears                        180000                  179620.23                 179,620.23                        7.8                       7.8                        0.5                          0                          0                       7.3                    1295.77
            642               Arm                 Interest In Arrears                        155200                  154888.66                 154,888.66                       8.05                      8.05                        0.5                          0                          0                      7.55                    1144.22
            643              Fixed                Interest In Arrears                        100000                   99824.31                  99,824.31                        8.7                       8.7                        0.5                          0                          0                       8.2                     783.14
            644              Fixed                Interest In Arrears                        168000                  167576.22                 167,576.22                        6.9                       6.9                        0.5                          0                          0                       6.4                    1106.45
            645               Arm                 Interest In Arrears                        387000                  386166.95                 386,166.95                        7.7                       7.7                        0.5                          0                          0                       7.2                    2759.16
            646               Arm                 Interest In Arrears                        432000                  431150.78                 431,150.78                       8.15                      8.15                        0.5                          0                          0                      7.65                    3215.16
            647               Arm                 Interest In Arrears                        154890                  154582.41                 154,582.41                        8.1                       8.1                        0.5                          0                          0                       7.6                    1147.35
            648               Arm                 Interest In Arrears                        150400                  150042.36                 150,042.36                        7.2                       7.2                        0.5                          0                          0                       6.7                     1020.9
            649               Arm                 Interest In Arrears                         80000                    79887.1                  79,887.10                       9.75                      9.75                        0.5                          0                          0                      9.25                     687.33
            650               Arm                 Interest In Arrears                        151200                  150829.67                 150,829.67                       7.05                      7.05                        0.5                          0                          0                      6.55                    1011.02
            651               Arm                 Interest In Arrears                        236000                  235449.82                 235,449.82                        7.3                       7.3                        0.5                          0                          0                       6.8                    1617.95
            652               Arm                 Interest In Arrears                        146200                  145918.37                 145,918.37                       8.25                      8.25                        0.5                          0                          0                      7.75                    1098.36
            653               Arm                 Interest Only                               78625                      78625                  78,625.00                        7.7                       7.7                        0.5                          0                          0                       7.2                     504.51
            654               Arm                 Interest In Arrears                        202275                  201843.92                 201,843.92                       7.75                      7.75                        0.5                          0                          0                      7.25                    1449.13
            655               Arm                 Interest In Arrears                        148320                  148042.91                 148,042.91                        8.4                       8.4                        0.5                          0                          0                       7.9                    1129.96
            656               Arm                 Interest In Arrears                        112500                  112245.43                 112,245.43                       7.45                      7.45                        0.5                          0                          0                      6.95                     782.77
            657               Arm                 Interest In Arrears                        240300                  239798.08                 239,798.08                       7.85                      7.85                        0.5                          0                          0                      7.35                    1738.18
            658               Arm                 Interest In Arrears                        225000                  224600.63                 224,600.63                       8.65                      8.65                        0.5                          0                          0                      8.15                    1754.04
            659               Arm                 Interest In Arrears                         72250                   72135.57                  72,135.57                        9.2                       9.2                        0.5                          0                          0                       8.7                     591.77
            660               Arm                 Interest In Arrears                         96300                   96084.52                  96,084.52                       7.75                      7.75                        0.5                          0                          0                      7.25                     689.91
            661              Fixed                Interest In Arrears                         72750                   72652.62                  72,652.62                         10                        10                        0.5                          0                          0                       9.5                     638.44
            662               Arm                 Interest In Arrears                        259200                  258680.01                 258,680.01                       8.05                      8.05                        0.5                          0                          0                      7.55                    1910.97
            663               Arm                 Interest In Arrears                        506200                  504945.46                 504,945.46                       6.99                      6.99                        0.5                          0                          0                      6.49                    3364.37
            664               Arm                 Interest In Arrears                        113600                  113372.12                 113,372.12                       8.05                      8.05                        0.5                          0                          0                      7.55                     837.52
            665               Arm                 Interest In Arrears                        249600                  249051.83                 249,051.83                        7.6                       7.6                        0.5                          0                          0                       7.1                    1762.37
            666               Arm                 Interest Only                              680000                     680000                 680,000.00                       6.95                      6.95                        0.5                          0                          0                      6.45                    3938.33
            667               Arm                 Interest In Arrears                        103500                  103417.92                 103,417.92                        8.3                       8.3                        0.5                          0                          0                       7.8                     743.05
            668               Arm                 Interest In Arrears                        171600                  171248.72                 171,248.72                       7.95                      7.95                        0.5                          0                          0                      7.45                    1253.17
            669               Arm                 Interest In Arrears                        179000                  178719.45                 178,719.45                       9.25                      9.25                        0.5                          0                          0                      8.75                    1472.59
            670               Arm                 Interest In Arrears                         78200                   78010.34                  78,010.34                        7.1                       7.1                        0.5                          0                          0                       6.6                     525.53
            671               Arm                 Interest In Arrears                        155920                  155518.17                 155,518.17                       8.25                      8.25                        0.5                          0                          0                      7.75                    1171.38
            672               Arm                 Interest In Arrears                         97600                   97318.02                  97,318.02                        8.8                       8.8                        0.5                          0                          0                       8.3                     771.31
            673               Arm                 Interest In Arrears                        656000                  653253.13                 653,253.13                       6.95                      6.95                        0.5                          0                          0                      6.45                    4342.38
            674               Arm                 Interest In Arrears                        233600                  233060.77                 233,060.77                       7.35                      7.35                        0.5                          0                          0                      6.85                    1609.44
            675               Arm                 Interest In Arrears                        128000                   127650.6                 127,650.60                        9.1                       9.1                        0.5                          0                          0                       8.6                    1039.15
            676               Arm                 Interest In Arrears                        178904                  178516.94                 178,516.94                      7.675                     7.675                        0.5                          0                          0                     7.175                    1272.44
            677               Arm                 Interest In Arrears                         86800                    86712.2                  86,712.20                       11.3                      11.3                        0.5                          0                          0                      10.8                     846.36
            678               Arm                 Interest In Arrears                        320000                  319350.23                 319,350.23                       7.99                      7.99                        0.5                          0                          0                      7.49                    2345.82
            679              Fixed                Interest In Arrears                        669600                   667253.7                 667,253.70                       7.85                      7.85                        0.5                          0                          0                      7.35                    4843.46
            680               Arm                 Interest In Arrears                        225600                  224987.15                 224,987.15                       7.99                      7.99                        0.5                          0                          0                      7.49                    1653.81
            681               Arm                 Interest In Arrears                        144000                  143661.46                 143,661.46                        8.7                       8.7                        0.5                          0                          0                       8.2                    1127.72
            682               Arm                 Interest In Arrears                        316000                  315138.33                 315,138.33                        6.5                       6.5                        0.5                          0                          0                         6                    1997.34
            683               Arm                 Interest In Arrears                         63000                   62878.65                  62,878.65                       8.25                      8.25                        0.5                          0                          0                      7.75                      473.3
            684               Arm                 Interest In Arrears                        144000                  141972.08                 141,972.08                        6.5                       6.5                        0.5                          0                          0                         6                     910.18
            685               Arm                 Interest In Arrears                        156000                  155532.53                 155,532.53                        7.5                       7.5                        0.5                          0                          0                         7                    1090.78
            686               Arm                 Interest In Arrears                        361896                  361085.21                 361,085.21                        7.5                       7.5                        0.5                          0                          0                         7                    2530.43
            687               Arm                 Interest In Arrears                        200000                  199633.93                 199,633.93                        8.5                       8.5                        0.5                          0                          0                         8                    1537.83
            688               Arm                 Interest In Arrears                        410000                  409072.24                 409,072.24                       7.45                      7.45                        0.5                          0                          0                      6.95                    2852.76
            689               Arm                 Interest In Arrears                        464000                  463087.87                 463,087.87                       8.15                      8.15                        0.5                          0                          0                      7.65                    3453.32
            690               Arm                 Interest In Arrears                        247500                  246998.46                 246,998.46                          8                         8                        0.5                          0                          0                       7.5                    1816.07
            691              Fixed                Interest In Arrears                         50850                   50767.76                  50,767.76                        9.1                       9.1                        0.5                          0                          0                       8.6                     412.82
            692               Arm                 Interest In Arrears                        238400                  237940.79                 237,940.79                       8.25                      8.25                        0.5                          0                          0                      7.75                    1791.02
            693               Arm                 Interest In Arrears                        322200                  321520.21                 321,520.21                        7.8                       7.8                        0.5                          0                          0                       7.3                    2319.43
            694               Arm                 Interest In Arrears                        360000                  359152.38                 359,152.38                       7.25                      7.25                        0.5                          0                          0                      6.75                    2455.84
            695               Arm                 Interest In Arrears                        131200                  130874.83                 130,874.83                       6.99                      6.99                        0.5                          0                          0                      6.49                        872
            696               Arm                 Interest Only                              196800                     196800                 196,800.00                       7.24                      7.24                        0.5                          0                          0                      6.74                    1187.36
            697               Arm                 Interest In Arrears                        181800                  181466.56                 181,466.56                       8.49                      8.49                        0.5                          0                          0                      7.99                     1396.6
            698               Arm                 Interest In Arrears                        243000                  242475.86                 242,475.86                       7.69                      7.69                        0.5                          0                          0                      7.19                    1730.82
            699               Arm                 Interest In Arrears                        210320                  209910.74                 209,910.74                        8.2                       8.2                        0.5                          0                          0                       7.7                    1572.68
            700               Arm                 Interest In Arrears                         52800                   52710.59                  52,710.59                        9.3                       9.3                        0.5                          0                          0                       8.8                     436.29
            701               Arm                 Interest In Arrears                         77300                   77141.77                  77,141.77                       7.95                      7.95                        0.5                          0                          0                      7.45                     564.51
            702               Arm                 Interest In Arrears                        175840                  175480.06                 175,480.06                       7.95                      7.95                        0.5                          0                          0                      7.45                    1284.13
            703               Arm                 Interest In Arrears                        138600                  138283.23                 138,283.23                        7.4                       7.4                        0.5                          0                          0                       6.9                     959.64
            704               Arm                 Interest In Arrears                        257600                  256388.51                 256,388.51                       6.35                      6.35                        0.5                          0                          0                      5.85                    1602.88
            705               Arm                 Interest In Arrears                        552000                  550611.84                 550,611.84                       6.99                      6.99                        0.5                          0                          0                      6.49                    3668.77
            706              Fixed                Interest In Arrears                        387000                  386040.87                 386,040.87                       6.99                      6.99                        0.5                          0                          0                      6.49                    2572.13
            707               Arm                 Interest In Arrears                        342900                  342131.76                 342,131.76                        7.5                       7.5                        0.5                          0                          0                         7                    2397.61
            708               Arm                 Interest In Arrears                        340000                  339230.64                 339,230.64                       7.45                      7.45                        0.5                          0                          0                      6.95                     2365.7
            709               Arm                 Interest In Arrears                        524700                  523729.72                 523,729.72                       8.45                      8.45                        0.5                          0                          0                      7.95                    4015.92
            710               Arm                 Interest In Arrears                        337268                  336432.14                 336,432.14                       6.99                      6.99                        0.5                          0                          0                      6.49                    2241.59
            711               Arm                 Interest In Arrears                        231200                  230785.42                 230,785.42                        8.6                       8.6                        0.5                          0                          0                       8.1                    1794.14
            712               Arm                 Interest Only                              378000                     378000                 378,000.00                       6.85                      6.85                        0.5                          0                          0                      6.35                    2157.75
            713               Arm                 Interest Only                              497600                     497600                 497,600.00                        7.5                       7.5                        0.5                          0                          0                         7                       3110
            714               Arm                 Interest Only                              104000                     104000                 104,000.00                       7.03                      7.03                        0.5                          0                          0                      6.53                     609.27
            715               Arm                 Interest In Arrears                        416000                  415624.21                 415,624.21                       7.85                      7.85                        0.5                          0                          0                      7.35                    2845.78
            716               Arm                 Interest Only                              170400                     170400                 170,400.00                        6.4                       6.4                        0.5                          0                          0                       5.9                      908.8
            717               Arm                 Interest In Arrears                        280500                  279871.56                 279,871.56                        7.5                       7.5                        0.5                          0                          0                         7                     1961.3
            718               Arm                 Interest In Arrears                        275000                     274390                 274,390.00                       7.55                      7.55                        0.5                          0                          0                      7.05                    1932.27
            719               Arm                 Interest In Arrears                        319500                   318915.2                 318,915.20                        8.5                       8.5                        0.5                          0                          0                         8                    2456.68
            720               Arm                 Interest In Arrears                        360000                  359103.35                 359,103.35                        7.4                       7.4                        0.5                          0                          0                       6.9                    2492.57
            721               Arm                 Interest In Arrears                        304000                  303382.71                 303,382.71                       7.99                      7.99                        0.5                          0                          0                      7.49                    2228.53
            722               Arm                 Interest In Arrears                        112000                  111829.87                 111,829.87                        9.4                       9.4                        0.5                          0                          0                       8.9                      933.6
            723               Arm                 Interest In Arrears                        344000                  343147.43                 343,147.43                       6.99                      6.99                        0.5                          0                          0                      6.49                    2286.34
            724               Arm                 Interest In Arrears                        425000                   424581.7                 424,581.70                       7.55                      7.55                        0.5                          0                          0                      7.05                    2812.52
            725               Arm                 Interest In Arrears                        152100                  151952.97                 151,952.97                       7.85                      7.85                        0.5                          0                          0                      7.35                    1040.49
            726               Arm                 Interest In Arrears                        315000                   314726.7                 314,726.70                       7.99                      7.99                        0.5                          0                          0                      7.49                    2187.87
            727               Arm                 Interest In Arrears                        145800                  145512.79                 145,512.79                       8.14                      8.14                        0.5                          0                          0                      7.64                     1084.1
            728               Arm                 Interest In Arrears                        424000                  423139.06                 423,139.06                       7.99                      7.99                        0.5                          0                          0                      7.49                    3108.21
            729               Arm                 Interest Only                              504000                     504000                 504,000.00                        7.8                       7.8                        0.5                          0                          0                       7.3                       3276
            730               Arm                 Interest In Arrears                        180200                  179815.96                 179,815.96                       7.75                      7.75                        0.5                          0                          0                      7.25                    1290.98
            731               Arm                 Interest In Arrears                        367000                  366127.31                 366,127.31                        7.2                       7.2                        0.5                          0                          0                       6.7                    2491.16
            732               Arm                 Interest In Arrears                        230440                  229972.07                 229,972.07                       7.99                      7.99                        0.5                          0                          0                      7.49                    1689.29
            733               Arm                 Interest In Arrears                         80000                    79884.7                  79,884.70                       9.65                      9.65                        0.5                          0                          0                      9.15                     681.46
            734               Arm                 Interest In Arrears                        388800                  387780.17                 387,780.17                        6.7                       6.7                        0.5                          0                          0                       6.2                    2508.85
            735               Arm                 Interest Only                              454500                  454402.05                 454,402.05                        6.6                       6.6                        0.5                          0                          0                       6.1                    2499.75
            736               Arm                 Interest In Arrears                        296650                  296112.52                 296,112.52                       8.55                      8.55                        0.5                          0                          0                      8.05                    2291.51
            737               Arm                 Interest Only                              186392                     186392                 186,392.00                        7.3                       7.3                        0.5                          0                          0                       6.8                    1133.88
            738               Arm                 Interest In Arrears                         50400                   50312.37                  50,312.37                       8.75                      8.75                        0.5                          0                          0                      8.25                      396.5
            739               Arm                 Interest In Arrears                        470400                  469201.76                 469,201.76                       6.85                      6.85                        0.5                          0                          0                      6.35                    3082.34
            740               Arm                 Interest In Arrears                        180000                  179795.94                 179,795.94                       7.05                      7.05                        0.5                          0                          0                      6.55                    1125.12
            741               Arm                 Interest In Arrears                        273000                  272406.42                 272,406.42                       7.65                      7.65                        0.5                          0                          0                      7.15                    1936.98
            742               Arm                 Interest In Arrears                        316000                  315710.43                 315,710.43                        7.8                       7.8                        0.5                          0                          0                       7.3                     2149.9
            743              Fixed                Interest In Arrears                        152800                   152421.3                 152,421.30                       6.99                      6.99                        0.5                          0                          0                      6.49                    1015.56
            744               Arm                 Interest In Arrears                        100800                  100604.96                 100,604.96                       8.25                      8.25                        0.5                          0                          0                      7.75                     757.28
            745               Arm                 Interest In Arrears                        157000                  156580.09                 156,580.09                        6.6                       6.6                        0.5                          0                          0                       6.1                     1002.7
            746               Arm                 Interest In Arrears                        131850                  131563.31                 131,563.31                       7.65                      7.65                        0.5                          0                          0                      7.15                      935.5
            747               Arm                 Interest In Arrears                        391500                  390529.71                 390,529.71                       6.99                      6.99                        0.5                          0                          0                      6.49                    2602.04
            748              Fixed                Interest In Arrears                         93600                   93447.05                  93,447.05                       9.05                      9.05                        0.5                          0                          0                      8.55                      756.5
            749               Arm                 Interest In Arrears                        340000                  339253.31                 339,253.31                        7.6                       7.6                        0.5                          0                          0                       7.1                    2400.66
            750               Arm                 Interest In Arrears                         97200                   97025.69                  97,025.69                        8.6                       8.6                        0.5                          0                          0                       8.1                     754.29
            751               Arm                 Interest In Arrears                         66400                   66251.23                  66,251.23                        7.5                       7.5                        0.5                          0                          0                         7                     464.28
            752               Arm                 Interest In Arrears                        280000                  279810.99                 279,810.99                       8.85                      8.85                        0.5                          0                          0                      8.35                    2127.54
            753               Arm                 Interest In Arrears                        268000                  267451.41                 267,451.41                       7.95                      7.95                        0.5                          0                          0                      7.45                    1957.16
            754               Arm                 Interest In Arrears                        620000                  618756.28                 618,756.28                       8.05                      8.05                        0.5                          0                          0                      7.55                    4570.97
            755               Arm                 Interest In Arrears                        325800                   325185.1                 325,185.10                       8.35                      8.35                        0.5                          0                          0                      7.85                    2470.57
            756               Arm                 Interest In Arrears                        351000                  350377.03                 350,377.03                       8.65                      8.65                        0.5                          0                          0                      8.15                    2736.29
            757               Arm                 Interest In Arrears                        157500                  157211.72                 157,211.72                        8.5                       8.5                        0.5                          0                          0                         8                    1211.04
            758               Arm                 Interest In Arrears                        315900                  315024.88                 315,024.88                        6.5                       6.5                        0.5                          0                          0                         6                    1996.71
            759               Arm                 Interest In Arrears                         80500                   80386.41                  80,386.41                       9.75                      9.75                        0.5                          0                          0                      9.25                     691.62
            760               Arm                 Interest Only                              200000                     200000                 200,000.00                      6.125                     6.125                        0.5                          0                          0                     5.625                    1020.83
            761               Arm                 Interest In Arrears                        259500                  259070.67                 259,070.67                       8.99                      8.99                        0.5                          0                          0                      8.49                    2086.13
            762               Arm                 Interest In Arrears                        500000                  498496.39                 498,496.39                       5.99                      5.99                        0.5                          0                          0                      5.49                    2994.54
            763               Arm                 Interest Only                              432000                     432000                 432,000.00                       6.65                      6.65                        0.5                          0                          0                      6.15                       2394
            764               Arm                 Interest In Arrears                        134960                  134715.47                 134,715.47                       8.55                      8.55                        0.5                          0                          0                      8.05                    1042.52
            765              Fixed                Interest In Arrears                        220000                  219338.41                 219,338.41                       5.99                      5.99                        0.5                          0                          0                      5.49                     1317.6
            766              Fixed                Interest In Arrears                        225250                  224829.19                 224,829.19                        8.4                       8.4                        0.5                          0                          0                       7.9                    1716.04
            767               Arm                 Interest In Arrears                        436000                  435564.72                 435,564.72                        7.5                       7.5                        0.5                          0                          0                         7                    2869.19
            768               Arm                 Interest In Arrears                         72500                   72386.36                  72,386.36                       9.25                      9.25                        0.5                          0                          0                      8.75                     596.44
            769               Arm                 Interest In Arrears                         51300                   51217.04                  51,217.04                        9.1                       9.1                        0.5                          0                          0                       8.6                     416.47
            770               Arm                 Interest Only                              230792                     230792                 230,792.00                      7.175                     7.175                        0.5                          0                          0                     6.675                    1379.94
            771               Arm                 Interest In Arrears                        309000                  308272.46                 308,272.46                       7.25                      7.25                        0.5                          0                          0                      6.75                    2107.93
            772               Arm                 Interest In Arrears                        333750                  333050.85                 333,050.85                       8.99                      8.99                        0.5                          0                          0                      8.49                    2683.03
            773               Arm                 Interest Only                              288000                     288000                 288,000.00                       6.95                      6.95                        0.5                          0                          0                      6.45                       1668
            774               Arm                 Interest In Arrears                        560000                   558601.2                 558,601.20                       6.95                      6.95                        0.5                          0                          0                      6.45                    3706.91
            775               Arm                 Interest Only                              347308                     347308                 347,308.00                       6.19                      6.19                        0.5                          0                          0                      5.69                    1791.53
            776               Arm                 Interest In Arrears                        193500                  193107.09                 193,107.09                       7.99                      7.99                        0.5                          0                          0                      7.49                    1418.49
            777               Arm                 Interest In Arrears                        372000                  371033.72                 371,033.72                       6.75                      6.75                        0.5                          0                          0                      6.25                    2412.79
            778               Arm                 Interest In Arrears                        430950                  429739.87                 429,739.87                       6.35                      6.35                        0.5                          0                          0                      5.85                    2681.53
            779               Arm                 Interest In Arrears                        499500                  498323.92                 498,323.92                       7.25                      7.25                        0.5                          0                          0                      6.75                    3407.48
            780               Arm                 Interest In Arrears                        460800                   459757.3                 459,757.30                       7.45                      7.45                        0.5                          0                          0                      6.95                    3206.22
            781               Arm                 Interest In Arrears                        150000                  149683.52                 149,683.52                        7.8                       7.8                        0.5                          0                          0                       7.3                    1079.81
            782               Arm                 Interest In Arrears                        410218                  409201.34                 409,201.34                       6.99                      6.99                        0.5                          0                          0                      6.49                    2726.44
            783               Arm                 Interest In Arrears                        150450                  150144.49                 150,144.49                       7.99                      7.99                        0.5                          0                          0                      7.49                    1102.91
            784               Arm                 Interest In Arrears                        286400                  285704.03                 285,704.03                       7.09                      7.09                        0.5                          0                          0                      6.59                    1922.77
            785               Arm                 Interest In Arrears                         84800                    84613.4                  84,613.40                       7.59                      7.59                        0.5                          0                          0                      7.09                     598.17
            786              Fixed                Interest In Arrears                        108000                  107745.69                 107,745.69                       7.25                      7.25                        0.5                          0                          0                      6.75                     736.76
            787               Arm                 Interest In Arrears                        360000                   359232.8                 359,232.80                       7.75                      7.75                        0.5                          0                          0                      7.25                    2579.09
            788               Arm                 Interest In Arrears                        101700                  101448.42                 101,448.42                          7                         7                        0.5                          0                          0                       6.5                     676.62
            789               Arm                 Interest In Arrears                        215320                  214802.91                 214,802.91                       7.15                      7.15                        0.5                          0                          0                      6.65                    1454.29
            790               Arm                 Interest In Arrears                        164050                  163752.78                 163,752.78                       8.55                      8.55                        0.5                          0                          0                      8.05                    1267.23
            791              Fixed                Interest In Arrears                        104500                  104287.81                 104,287.81                       7.99                      7.99                        0.5                          0                          0                      7.49                     766.06
            792               Arm                 Interest In Arrears                        288150                  287885.93                 287,885.93                        7.8                       7.8                        0.5                          0                          0                       7.3                    1960.43
            793               Arm                 Interest In Arrears                         91200                   91027.07                  91,027.07                        8.4                       8.4                        0.5                          0                          0                       7.9                      694.8
            794               Arm                 Interest Only                              297000                     297000                 297,000.00                       8.95                      8.95                        0.5                          0                          0                      8.45                    2215.13
            795               Arm                 Interest In Arrears                        284000                  283362.45                 283,362.45                       7.49                      7.49                        0.5                          0                          0                      6.99                    1983.83
            796               Arm                 Interest Only                              540000                     540000                 540,000.00                        7.1                       7.1                        0.5                          0                          0                       6.6                       3195
            797               Arm                 Interest In Arrears                         64000                   63916.86                  63,916.86                      10.14                     10.14                        0.5                          0                          0                      9.64                     568.28
            798              Fixed                Interest In Arrears                        176000                  175491.53                 175,491.53                        6.2                       6.2                        0.5                          0                          0                       5.7                    1077.95
            799               Arm                 Interest Only                              456000                     456000                 456,000.00                       7.29                      7.29                        0.5                          0                          0                      6.79                     2770.2
            800               Arm                 Interest In Arrears                        118800                  118603.44                 118,603.44                       8.99                      8.99                        0.5                          0                          0                      8.49                     955.04
            801               Arm                 Interest In Arrears                        300000                  299286.63                 299,286.63                        7.2                       7.2                        0.5                          0                          0                       6.7                    2036.37
            802               Arm                 Interest In Arrears                        363600                  362785.38                 362,785.38                        7.5                       7.5                        0.5                          0                          0                         7                    2542.35
            803               Arm                 Interest In Arrears                        220500                  220048.62                 220,048.62                       7.95                      7.95                        0.5                          0                          0                      7.45                    1610.28
            804               Arm                 Interest In Arrears                        536000                  534700.03                 534,700.03                        7.1                       7.1                        0.5                          0                          0                       6.6                     3602.1
            805               Arm                 Interest In Arrears                        206240                  205903.01                 205,903.01                       9.05                      9.05                        0.5                          0                          0                      8.55                    1666.88
            806               Arm                 Interest Only                              640000                     640000                 640,000.00                       6.85                      6.85                        0.5                          0                          0                      6.35                    3653.33
            807               Arm                 Interest In Arrears                        100000                   99810.81                  99,810.81                       8.35                      8.35                        0.5                          0                          0                      7.85                     758.31
            808               Arm                 Interest In Arrears                        171000                  170877.57                 170,877.57                       8.65                      8.65                        0.5                          0                          0                      8.15                    1273.14
            809               Arm                 Interest Only                              312000                     312000                 312,000.00                        6.5                       6.5                        0.5                          0                          0                         6                       1690
            810               Arm                 Interest Only                              306000                     306000                 306,000.00                        6.4                       6.4                        0.5                          0                          0                       5.9                       1632
            811              Fixed                Interest In Arrears                        322500                  322127.96                 322,127.96                       6.99                      6.99                        0.5                          0                          0                      6.49                    2001.78
            812               Arm                 Interest In Arrears                        153520                  153199.33                 153,199.33                       7.85                      7.85                        0.5                          0                          0                      7.35                    1110.47
            813               Arm                 Interest Only                              229500                     229500                 229,500.00                       7.25                      7.25                        0.5                          0                          0                      6.75                    1386.56
            814               Arm                 Interest In Arrears                        412000                   411067.7                 411,067.70                       7.45                      7.45                        0.5                          0                          0                      6.95                    2866.68
            815               Arm                 Interest In Arrears                        127300                  126984.49                 126,984.49                       6.99                      6.99                        0.5                          0                          0                      6.49                     846.08
            816               Arm                 Interest In Arrears                        180000                  179584.52                 179,584.52                       7.35                      7.35                        0.5                          0                          0                      6.85                    1240.15
            817               Arm                 Interest In Arrears                         76000                   75847.28                  75,847.28                        9.4                       9.4                        0.5                          0                          0                       8.9                     633.52
            818               Arm                 Interest In Arrears                        222000                  221511.47                 221,511.47                       7.59                      7.59                        0.5                          0                          0                      7.09                    1565.97
            819               Arm                 Interest In Arrears                        175000                   174665.6                 174,665.60                       8.29                      8.29                        0.5                          0                          0                      7.79                    1319.65
            820               Arm                 Interest In Arrears                        585000                  584440.41                 584,440.41                       7.65                      7.65                        0.5                          0                          0                      7.15                    3914.72
            821               Arm                 Interest In Arrears                         51300                   51213.45                  51,213.45                        9.8                       9.8                        0.5                          0                          0                       9.3                     442.64
            822               Arm                 Interest In Arrears                        120150                  119923.23                 119,923.23                       8.35                      8.35                        0.5                          0                          0                      7.85                     911.11
            823               Arm                 Interest Only                              387000                  386999.62                 386,999.62                       6.25                      6.25                        0.5                          0                          0                      5.75                    2015.63
            824               Arm                 Interest In Arrears                        348500                  347862.73                 347,862.73                        8.5                       8.5                        0.5                          0                          0                         8                    2679.67
            825               Arm                 Interest Only                              412000                     412000                 412,000.00                       7.15                      7.15                        0.5                          0                          0                      6.65                    2454.83
            826               Arm                 Interest In Arrears                        555200                  554072.65                 554,072.65                       7.99                      7.99                        0.5                          0                          0                      7.49                       4070
            827               Arm                 Interest In Arrears                        276000                  275439.57                 275,439.57                       7.99                      7.99                        0.5                          0                          0                      7.49                    2023.27
            828               Arm                 Interest In Arrears                        351920                   351486.2                 351,486.20                       6.75                      6.75                        0.5                          0                          0                      6.25                    2123.34
            829               Arm                 Interest In Arrears                        360000                  359299.48                 359,299.48                        8.2                       8.2                        0.5                          0                          0                       7.7                    2691.92
            830               Arm                 Interest In Arrears                        235000                  234944.05                 234,944.05                      12.25                     12.25                        0.5                          0                          0                     11.75                    2417.42
            831               Arm                 Interest In Arrears                        252000                  251488.29                 251,488.29                       7.99                      7.99                        0.5                          0                          0                      7.49                    1847.34
            832               Arm                 Interest In Arrears                        590750                  590314.47                 590,314.47                       8.55                      8.55                        0.5                          0                          0                      8.05                    4353.24
            833               Arm                 Interest In Arrears                        192000                  191602.98                 191,602.98                        7.9                       7.9                        0.5                          0                          0                       7.4                    1395.47
            834               Arm                 Interest In Arrears                        150570                   150255.5                 150,255.50                       7.85                      7.85                        0.5                          0                          0                      7.35                    1089.13
            835               Arm                 Interest In Arrears                        599250                  597972.93                 597,972.93                       7.75                      7.75                        0.5                          0                          0                      7.25                    4293.11
            836               Arm                 Interest Only                              320000                     320000                 320,000.00                        6.2                       6.2                        0.5                          0                          0                       5.7                    1653.33
            837               Arm                 Interest In Arrears                        106250                  106053.53                 106,053.53                       8.45                      8.45                        0.5                          0                          0                      7.95                     813.21
            838               Arm                 Interest In Arrears                        118710                     118457                 118,457.00                       7.75                      7.75                        0.5                          0                          0                      7.25                     850.46
            839               Arm                 Interest In Arrears                        588000                  586682.63                 586,682.63                        7.5                       7.5                        0.5                          0                          0                         7                    4111.39
            840               Arm                 Interest In Arrears                        150000                  149722.62                 149,722.62                       8.45                      8.45                        0.5                          0                          0                      7.95                    1148.06
            841               Arm                 Interest In Arrears                        340000                  339207.35                 339,207.35                        7.3                       7.3                        0.5                          0                          0                       6.8                    2330.95
            842               Arm                 Interest Only                              449094                     449094                 449,094.00                      6.995                     6.995                        0.5                          0                          0                     6.495                    2617.84
            843               Arm                 Interest In Arrears                         85000                   84836.27                  84,836.27                       8.25                      8.25                        0.5                          0                          0                      7.75                     638.58
            844               Arm                 Interest Only                              416000                     416000                 416,000.00                       7.75                      7.75                        0.5                          0                          0                      7.25                    2686.67
            845               Arm                 Interest In Arrears                        270000                  269432.57                 269,432.57                        8.4                       8.4                        0.5                          0                          0                       7.9                    2056.97
            846               Arm                 Interest Only                              588000                     588000                 588,000.00                       7.25                      7.25                        0.5                          0                          0                      6.75                     3552.5
            847               Arm                 Interest Only                              432000                     431930                 431,930.00                       7.25                      7.25                        0.5                          0                          0                      6.75                       2610
            848               Arm                 Interest In Arrears                        168000                  167576.22                 167,576.22                        6.9                       6.9                        0.5                          0                          0                       6.4                    1106.45
            849               Arm                 Interest In Arrears                        360000                  359701.76                 359,701.76                       8.15                      8.15                        0.5                          0                          0                      7.65                    2543.74
            850               Arm                 Interest In Arrears                        127250                  127052.63                 127,052.63                        9.3                       9.3                        0.5                          0                          0                       8.8                    1051.47
            851               Arm                 Interest In Arrears                        166500                  166213.47                 166,213.47                        8.8                       8.8                        0.5                          0                          0                       8.3                    1315.81
            852               Arm                 Interest Only                              116000                     116000                 116,000.00                       8.49                      8.49                        0.5                          0                          0                      7.99                      820.7
            853               Arm                 Interest In Arrears                        663750                  663288.56                 663,288.56                       8.75                      8.75                        0.5                          0                          0                      8.25                    4992.54
            854               Arm                 Interest In Arrears                        240555                  239741.23                 239,741.23                       7.85                      7.85                        0.5                          0                          0                      7.35                    1740.02
            855               Arm                 Interest In Arrears                        420000                  418930.15                 418,930.15                       6.85                      6.85                        0.5                          0                          0                      6.35                    2752.09
            856               Arm                 Interest In Arrears                        543600                  542563.54                 542,563.54                        8.3                       8.3                        0.5                          0                          0                       7.8                    4103.01
            857               Arm                 Interest In Arrears                        544000                  542654.43                 542,654.43                          7                         7                        0.5                          0                          0                       6.5                    3619.25
            858              Fixed                Interest In Arrears                        297000                  296396.92                 296,396.92                       7.99                      7.99                        0.5                          0                          0                      7.49                    2177.22
            859               Arm                 Interest In Arrears                        312000                  311640.32                 311,640.32                       6.99                      6.99                        0.5                          0                          0                      6.49                     1936.6
            860              Fixed                Interest In Arrears                        192000                  191655.69                 191,655.69                        8.6                       8.6                        0.5                          0                          0                       8.1                    1489.95
            861               Arm                 Interest In Arrears                        342900                  342060.15                 342,060.15                       7.05                      7.05                        0.5                          0                          0                      6.55                    2292.85
            862               Arm                 Interest In Arrears                        290000                  289520.21                 289,520.21                       8.99                      8.99                        0.5                          0                          0                      8.49                    2331.32
            863               Arm                 Interest In Arrears                        119000                  118807.56                 118,807.56                        9.1                       9.1                        0.5                          0                          0                       8.6                     966.08
            864               Arm                 Interest Only                              292000                     292000                 292,000.00                       6.75                      6.75                        0.5                          0                          0                      6.25                     1642.5
            865               Arm                 Interest In Arrears                        252000                  251538.74                 251,538.74                        8.5                       8.5                        0.5                          0                          0                         8                    1937.67
            866               Arm                 Interest In Arrears                        187920                  187523.51                 187,523.51                        7.8                       7.8                        0.5                          0                          0                       7.3                    1352.79
            867               Arm                 Interest In Arrears                        558000                  556718.37                 556,718.37                      7.375                     7.375                        0.5                          0                          0                     6.875                    3853.97
            868               Arm                 Interest In Arrears                        228800                  228331.64                 228,331.64                       7.95                      7.95                        0.5                          0                          0                      7.45                    1670.89
            869               Arm                 Interest In Arrears                        481500                  480524.29                 480,524.29                          8                         8                        0.5                          0                          0                       7.5                    3533.08
            870               Arm                 Interest In Arrears                        212000                  211615.91                 211,615.91                       8.55                      8.55                        0.5                          0                          0                      8.05                    1637.62
            871               Arm                 Interest In Arrears                        375350                     374900                 374,900.00                       6.85                      6.85                        0.5                          0                          0                      6.35                    2291.77
            872               Arm                 Interest In Arrears                        187000                  186616.21                 186,616.21                       7.45                      7.45                        0.5                          0                          0                      6.95                    1223.69
            873               Arm                 Interest In Arrears                        288000                  287433.86                 287,433.86                       8.15                      8.15                        0.5                          0                          0                      7.65                    2143.44
            874               Arm                 Interest In Arrears                        641750                   640866.2                 640,866.20                       7.25                      7.25                        0.5                          0                          0                      6.75                     4105.1
            875               Arm                 Interest In Arrears                        297000                  296247.15                 296,247.15                      6.875                     6.875                        0.5                          0                          0                     6.375                    1951.08
            876               Arm                 Interest In Arrears                        588000                  586542.73                 586,542.73                       6.99                      6.99                        0.5                          0                          0                      6.49                    3908.04
            877               Arm                 Interest In Arrears                        284750                  284130.86                 284,130.86                       7.65                      7.65                        0.5                          0                          0                      7.15                    2020.35
            878               Arm                 Interest In Arrears                        325000                  324129.42                 324,129.42                        7.1                       7.1                        0.5                          0                          0                       6.6                    2184.11
            879              Fixed                Interest In Arrears                        576800                   575435.2                 575,435.20                      7.225                     7.225                        0.5                          0                          0                     6.725                    3925.02
            880               Arm                 Interest In Arrears                        400000                  399121.56                 399,121.56                        7.6                       7.6                        0.5                          0                          0                       7.1                     2824.3
            881               Arm                 Interest In Arrears                        365500                  364365.27                 364,365.27                       7.85                      7.85                        0.5                          0                          0                      7.35                    2643.79
            882               Arm                 Interest In Arrears                        382500                  382144.41                 382,144.41                       7.75                      7.75                        0.5                          0                          0                      7.25                    2588.08
            883               Arm                 Interest Only                              240000                     240000                 240,000.00                       7.05                      7.05                        0.5                          0                          0                      6.55                       1410
            884               Arm                 Interest In Arrears                        296100                  295506.02                 295,506.02                       8.05                      8.05                        0.5                          0                          0                      7.55                    2183.01
            885               Arm                 Interest In Arrears                         66725                    66624.7                  66,624.70                       9.45                      9.45                        0.5                          0                          0                      8.95                     558.63
            886               Arm                 Interest In Arrears                        316800                  316118.06                 316,118.06                        7.7                       7.7                        0.5                          0                          0                       7.2                    2258.66
            887               Arm                 Interest In Arrears                        194225                  193839.31                 193,839.31                        8.1                       8.1                        0.5                          0                          0                       7.6                    1438.72
            888               Arm                 Interest In Arrears                        181800                  181408.64                 181,408.64                        7.7                       7.7                        0.5                          0                          0                       7.2                    1296.17
            889               Arm                 Interest In Arrears                        396000                  395289.91                 395,289.91                        8.6                       8.6                        0.5                          0                          0                       8.1                    3073.01
            890               Arm                 Interest In Arrears                        531250                  529842.95                 529,842.95                       6.65                      6.65                        0.5                          0                          0                      6.15                    3410.44
            891               Arm                 Interest In Arrears                        300000                  299354.21                 299,354.21                        7.7                       7.7                        0.5                          0                          0                       7.2                    2138.89
            892               Arm                 Interest In Arrears                        391000                  390053.97                 390,053.97                       7.85                      7.85                        0.5                          0                          0                      7.35                    2828.24
            893               Arm                 Interest In Arrears                        307200                  306532.07                 306,532.07                       7.65                      7.65                        0.5                          0                          0                      7.15                    2179.63
            894               Arm                 Interest In Arrears                        278400                     277770                 277,770.00                       7.45                      7.45                        0.5                          0                          0                      6.95                     1937.1
            895               Arm                 Interest In Arrears                         96000                   95834.79                  95,834.79                        8.8                       8.8                        0.5                          0                          0                       8.3                     758.67
            896               Arm                 Interest In Arrears                        205200                  204832.04                 204,832.04                        8.6                       8.6                        0.5                          0                          0                       8.1                    1592.38
            897              Fixed                Interest In Arrears                        201000                  200584.37                 200,584.37                        7.9                       7.9                        0.5                          0                          0                       7.4                    1460.88
            898               Arm                 Interest In Arrears                        314400                  313559.15                 313,559.15                        6.6                       6.6                        0.5                          0                          0                       6.1                    2007.95
            899               Arm                 Interest In Arrears                        121500                  121248.77                 121,248.77                        7.9                       7.9                        0.5                          0                          0                       7.4                     883.07
            900               Arm                 Interest In Arrears                         80000                   79924.05                  79,924.05                        7.7                       7.7                        0.5                          0                          0                       7.2                     538.32
            901               Arm                 Interest In Arrears                        136000                   135784.6                 135,784.60                        9.2                       9.2                        0.5                          0                          0                       8.7                    1113.92
            902               Arm                 Interest In Arrears                        472000                  470797.67                 470,797.67                       6.85                      6.85                        0.5                          0                          0                      6.35                    3092.83
            903               Arm                 Interest In Arrears                        432000                  431041.73                 431,041.73                       7.55                      7.55                        0.5                          0                          0                      7.05                    3035.42
            904               Arm                 Interest In Arrears                        316000                  315270.57                 315,270.57                       7.35                      7.35                        0.5                          0                          0                      6.85                    2177.16
            905               Arm                 Interest In Arrears                        304000                  303291.28                 303,291.28                        7.3                       7.3                        0.5                          0                          0                       6.8                    2084.14
            906               Arm                 Interest In Arrears                        332000                  331256.17                 331,256.17                        7.5                       7.5                        0.5                          0                          0                         7                     2321.4
            907               Arm                 Interest In Arrears                        322240                  321411.09                 321,411.09                        6.8                       6.8                        0.5                          0                          0                       6.3                    2100.77
            908               Arm                 Interest In Arrears                        116000                  115759.64                 115,759.64                       7.95                      7.95                        0.5                          0                          0                      7.45                     847.13
            909               Arm                 Interest In Arrears                        544000                  542600.67                 542,600.67                        6.8                       6.8                        0.5                          0                          0                       6.3                    3546.48
            910               Arm                 Interest In Arrears                        121500                  121241.05                 121,241.05                       7.75                      7.75                        0.5                          0                          0                      7.25                     870.45
            911              Fixed                Interest In Arrears                        157500                  157337.21                 157,337.21                       11.2                      11.2                        0.5                          0                          0                      10.7                    1523.76
            912              Fixed                Interest In Arrears                        244000                  243495.46                 243,495.46                        7.9                       7.9                        0.5                          0                          0                       7.4                    1773.41
            913               Arm                 Interest In Arrears                        171000                  170631.89                 170,631.89                        7.7                       7.7                        0.5                          0                          0                       7.2                    1219.17
            914               Arm                 Interest Only                              360000                     360000                 360,000.00                       5.75                      5.75                        0.5                          0                          0                      5.25                       1725
            915               Arm                 Interest In Arrears                         82800                   82656.03                  82,656.03                       8.75                      8.75                        0.5                          0                          0                      8.25                     651.39
            916               Arm                 Interest In Arrears                        520000                  518935.57                 518,935.57                       7.95                      7.95                        0.5                          0                          0                      7.45                    3797.47
            917              Fixed                Interest In Arrears                        205600                  204202.56                 204,202.56                        8.7                       8.7                        0.5                          0                          0                       8.2                    1810.36
            918               Arm                 Interest In Arrears                        164700                   164292.6                 164,292.60                          7                         7                        0.5                          0                          0                       6.5                    1095.76
            919              Fixed                Interest In Arrears                        392000                  390793.76                 390,793.76                        6.6                       6.6                        0.5                          0                          0                       6.1                    2503.55
            920              Fixed                Interest In Arrears                        384000                   383048.3                 383,048.30                       6.99                      6.99                        0.5                          0                          0                      6.49                    2552.19
            921               Arm                 Interest In Arrears                        316000                  315195.06                 315,195.06                       6.85                      6.85                        0.5                          0                          0                      6.35                    2070.62
            922               Arm                 Interest In Arrears                        342000                  341285.66                 341,285.66                       7.85                      7.85                        0.5                          0                          0                      7.35                    2473.81
            923               Arm                 Interest In Arrears                        396000                  395172.88                 395,172.88                       7.85                      7.85                        0.5                          0                          0                      7.35                    2864.41
            924              Fixed                Interest In Arrears                        308000                  307326.54                 307,326.54                       8.95                      8.95                        0.5                          0                          0                      8.45                    2467.17
            925               Arm                 Interest In Arrears                        415200                  414183.05                 414,183.05                       7.05                      7.05                        0.5                          0                          0                      6.55                     2776.3
            926               Arm                 Interest In Arrears                        418000                  417054.14                 417,054.14                       7.45                      7.45                        0.5                          0                          0                      6.95                    2908.42
            927               Arm                 Interest In Arrears                        238500                  238063.46                 238,063.46                        8.5                       8.5                        0.5                          0                          0                         8                    1833.86
            928               Arm                 Interest In Arrears                        192000                  191633.91                 191,633.91                        8.3                       8.3                        0.5                          0                          0                       7.8                    1449.19
            929               Arm                 Interest In Arrears                        314400                  313723.22                 313,723.22                        7.7                       7.7                        0.5                          0                          0                       7.2                    2241.55
            930              Fixed                Interest In Arrears                        480000                  479199.23                 479,199.23                       8.95                      8.95                        0.5                          0                          0                      8.45                    3844.94
            931               Arm                 Interest In Arrears                        216000                   215566.7                 215,566.70                       8.05                      8.05                        0.5                          0                          0                      7.55                    1592.47
            932               Arm                 Interest In Arrears                        225000                  224575.33                 224,575.33                       8.35                      8.35                        0.5                          0                          0                      7.85                     1706.2
            933               Arm                 Interest In Arrears                        538200                  536630.21                 536,630.21                       6.15                      6.15                        0.5                          0                          0                      5.65                    3278.87
            934               Arm                 Interest In Arrears                        355000                  354120.18                 354,120.18                       6.99                      6.99                        0.5                          0                          0                      6.49                    2359.45
            935               Arm                 Interest In Arrears                        310000                  309237.23                 309,237.23                        7.4                       7.4                        0.5                          0                          0                       6.9                    2146.38
            936               Arm                 Interest In Arrears                        144500                  144273.51                 144,273.51                       9.25                      9.25                        0.5                          0                          0                      8.75                    1188.77
            937               Arm                 Interest In Arrears                        321600                  320872.26                 320,872.26                       7.45                      7.45                        0.5                          0                          0                      6.95                    2237.68
            938               Arm                 Interest In Arrears                        575792                  574395.52                 574,395.52                        7.1                       7.1                        0.5                          0                          0                       6.6                    3869.51
            939              Fixed                Interest In Arrears                        174000                  173665.88                 173,665.88                       8.75                      8.75                        0.5                          0                          0                      8.25                    1368.86
            940              Fixed                Interest In Arrears                        144500                  144185.82                 144,185.82                       7.65                      7.65                        0.5                          0                          0                      7.15                    1025.25
            941               Arm                 Interest In Arrears                        344000                  343587.61                 343,587.61                       6.85                      6.85                        0.5                          0                          0                      6.35                    2100.35
            942               Arm                 Interest In Arrears                        117900                  117699.18                 117,699.18                       8.85                      8.85                        0.5                          0                          0                      8.35                     935.96
            943               Arm                 Interest In Arrears                        108000                  107769.83                 107,769.83                       7.75                      7.75                        0.5                          0                          0                      7.25                     773.73
            944               Arm                 Interest In Arrears                        152000                  151633.14                 151,633.14                      7.125                     7.125                        0.5                          0                          0                     6.625                    1024.06
            945              Fixed                Interest In Arrears                        100000                   99759.84                  99,759.84                       7.15                      7.15                        0.5                          0                          0                      6.65                     675.41
            946               Arm                 Interest In Arrears                        175900                  175638.36                 175,638.36                        9.5                       9.5                        0.5                          0                          0                         9                    1479.07
            947               Arm                 Interest In Arrears                        289000                  288448.97                 288,448.97                        8.3                       8.3                        0.5                          0                          0                       7.8                    2181.33
            948               Arm                 Interest In Arrears                        118400                  118198.33                 118,198.33                       8.85                      8.85                        0.5                          0                          0                      8.35                     939.93
            949               Arm                 Interest In Arrears                        376000                  375608.31                 375,608.31                       7.35                      7.35                        0.5                          0                          0                      6.85                    2432.77
            950               Arm                 Interest In Arrears                        133450                  133259.68                 133,259.68                        9.7                       9.7                        0.5                          0                          0                       9.2                    1141.65
            951               Arm                 Interest In Arrears                        140400                  140172.96                 140,172.96                        9.1                       9.1                        0.5                          0                          0                       8.6                    1139.81
            952              Fixed                Interest In Arrears                        650000                  648407.97                 648,407.97                       7.05                      7.05                        0.5                          0                          0                      6.55                    4346.32
            953               Arm                 Interest In Arrears                        139500                  139254.95                 139,254.95                        8.7                       8.7                        0.5                          0                          0                       8.2                    1092.47
            954              Fixed                Interest In Arrears                         85500                   85387.95                  85,387.95                       10.1                      10.1                        0.5                          0                          0                       9.6                     756.65
            955               Arm                 Interest In Arrears                        314500                  313744.72                 313,744.72                       7.15                      7.15                        0.5                          0                          0                      6.65                    2124.16
            956               Arm                 Interest In Arrears                        315000                  314490.62                 314,490.62                        9.1                       9.1                        0.5                          0                          0                       8.6                    2557.26
            957               Arm                 Interest In Arrears                        337500                  336736.28                 336,736.28                       7.45                      7.45                        0.5                          0                          0                      6.95                    2348.31
            958              Fixed                Interest In Arrears                        134000                  133769.41                 133,769.41                        8.8                       8.8                        0.5                          0                          0                       8.3                    1058.97
            959               Arm                 Interest In Arrears                        396000                  395511.86                 395,511.86                       6.75                      6.75                        0.5                          0                          0                      6.25                     2389.3
            960               Arm                 Interest In Arrears                        236700                  236180.18                 236,180.18                        7.6                       7.6                        0.5                          0                          0                       7.1                    1671.28
            961               Arm                 Interest In Arrears                        216000                  215350.41                 215,350.41                       5.99                      5.99                        0.5                          0                          0                      5.49                    1293.65
            962              Fixed                Interest In Arrears                        242250                  241576.55                 241,576.55                        6.4                       6.4                        0.5                          0                          0                       5.9                    1515.29
            963               Arm                 Interest In Arrears                        445500                   444550.6                 444,550.60                       7.75                      7.75                        0.5                          0                          0                      7.25                    3191.62
            964               Arm                 Interest In Arrears                        500800                  499753.98                 499,753.98                       7.85                      7.85                        0.5                          0                          0                      7.35                    3622.47
            965               Arm                 Interest In Arrears                        448000                   447697.6                 447,697.60                       8.85                      8.85                        0.5                          0                          0                      8.35                    3404.06
            966               Arm                 Interest In Arrears                        427000                  425974.57                 425,974.57                       7.15                      7.15                        0.5                          0                          0                      6.65                    2883.99
            967               Arm                 Interest In Arrears                         84000                   83849.22                  83,849.22                        8.6                       8.6                        0.5                          0                          0                       8.1                     651.85
            968              Fixed                Interest In Arrears                        432000                  431223.54                 431,223.54                        8.7                       8.7                        0.5                          0                          0                       8.2                    3383.14
            969               Arm                 Interest In Arrears                        420000                  419001.27                 419,001.27                        7.2                       7.2                        0.5                          0                          0                       6.7                    2850.92
            970               Arm                 Interest In Arrears                        364000                  363326.46                 363,326.46                       8.45                      8.45                        0.5                          0                          0                      7.95                    2785.96
            971               Arm                 Interest In Arrears                        176000                  175621.15                 175,621.15                        7.7                       7.7                        0.5                          0                          0                       7.2                    1254.81
            972               Arm                 Interest In Arrears                        292000                  291352.29                 291,352.29                       7.55                      7.55                        0.5                          0                          0                      7.05                    2051.72
            973              Fixed                Interest In Arrears                        400000                  399094.86                 399,094.86                       7.45                      7.45                        0.5                          0                          0                      6.95                    2783.18
            974              Fixed                Interest In Arrears                        326700                  326024.45                 326,024.45                        7.9                       7.9                        0.5                          0                          0                       7.4                    2374.48
            975               Arm                 Interest In Arrears                        311200                  310624.52                 310,624.52                       8.45                      8.45                        0.5                          0                          0                      7.95                    2381.85
            976               Arm                 Interest In Arrears                        195000                  194637.12                 194,637.12                          9                         9                        0.5                          0                          0                       8.5                    1569.02
            977              Fixed                Interest In Arrears                         78016                   77832.31                  77,832.31                       7.25                      7.25                        0.5                          0                          0                      6.75                     532.21
            978              Fixed                Interest In Arrears                        100000                   99771.46                  99,771.46                        7.4                       7.4                        0.5                          0                          0                       6.9                     692.38
            979               Arm                 Interest In Arrears                        216000                  215616.64                 215,616.64                       8.65                      8.65                        0.5                          0                          0                      8.15                    1683.87
            980               Arm                 Interest In Arrears                        320000                  319304.23                 319,304.23                       7.65                      7.65                        0.5                          0                          0                      7.15                    2270.45
            981               Arm                 Interest In Arrears                        406400                  405480.39                 405,480.39                       7.45                      7.45                        0.5                          0                          0                      6.95                    2827.71
            982               Arm                 Interest In Arrears                         54850                   54752.63                  54,752.63                       8.65                      8.65                        0.5                          0                          0                      8.15                      427.6
            983               Arm                 Interest In Arrears                        225900                  225428.15                 225,428.15                       7.85                      7.85                        0.5                          0                          0                      7.35                    1634.02
            984               Arm                 Interest In Arrears                        320000                  319680.52                 319,680.52                        7.5                       7.5                        0.5                          0                          0                         7                    2105.83
            985               Arm                 Interest In Arrears                        344000                  343034.42                 343,034.42                       7.45                      7.45                        0.5                          0                          0                      6.95                    2393.54
            986               Arm                 Interest In Arrears                        312000                  311392.87                 311,392.87                        8.2                       8.2                        0.5                          0                          0                       7.7                       2333
            987               Arm                 Interest In Arrears                        161200                  160977.27                 160,977.27                       9.85                      9.85                        0.5                          0                          0                      9.35                    1396.82
            988               Arm                 Interest In Arrears                        103191                  102998.22                 102,998.22                        8.4                       8.4                        0.5                          0                          0                       7.9                     786.15
            989              Fixed                Interest In Arrears                        369000                  368384.41                 368,384.41                       8.95                      8.95                        0.5                          0                          0                      8.45                     2955.8
            990               Arm                 Interest Only                              260950                     260825                 260,825.00                        6.5                       6.5                        0.5                          0                          0                         6                    1413.48
            991               Arm                 Interest In Arrears                        304000                  303146.68                 303,146.68                       6.35                      6.35                        0.5                          0                          0                      5.85                     1891.6
            992               Arm                 Interest In Arrears                        232000                  231579.69                 231,579.69                       8.55                      8.55                        0.5                          0                          0                      8.05                    1792.11
            993               Arm                 Interest In Arrears                         98400                   98177.86                  98,177.86                      7.625                     7.625                        0.5                          0                          0                     7.125                     696.47
            994               Arm                 Interest In Arrears                        387200                  386213.68                 386,213.68                       6.85                      6.85                        0.5                          0                          0                      6.35                    2537.17
            995               Arm                 Interest In Arrears                        311200                  310422.64                 310,422.64                       6.95                      6.95                        0.5                          0                          0                      6.45                    2059.99
            996               Arm                 Interest In Arrears                        235500                   235207.5                 235,207.50                      10.35                     10.35                        0.5                          0                          0                      9.85                    2127.85
            997               Arm                 Interest In Arrears                        261000                  260481.69                 260,481.69                        8.1                       8.1                        0.5                          0                          0                       7.6                    1933.36
            998               Arm                 Interest In Arrears                        188000                  187574.57                 187,574.57                       7.45                      7.45                        0.5                          0                          0                      6.95                     1308.1
            999               Arm                 Interest In Arrears                        405000                   404030.5                 404,030.50                        7.7                       7.7                        0.5                          0                          0                       7.2                    2887.49
           1000               Arm                 Interest In Arrears                        144000                  143749.64                 143,749.64                       8.75                      8.75                        0.5                          0                          0                      8.25                    1132.85
           1001               Arm                 Interest In Arrears                        323200                  322583.75                 322,583.75                        8.3                       8.3                        0.5                          0                          0                       7.8                    2439.47
           1002               Arm                 Interest In Arrears                        275000                  274480.98                 274,480.98                       8.35                      8.35                        0.5                          0                          0                      7.85                    2085.35
           1003               Arm                 Interest In Arrears                        468000                  467002.65                 467,002.65                       7.75                      7.75                        0.5                          0                          0                      7.25                    3352.81
           1004               Arm                 Interest In Arrears                        262710                  262319.81                 262,319.81                       7.15                      7.15                        0.5                          0                          0                      6.65                    1661.27
           1005               Arm                 Interest In Arrears                        139500                  139307.27                 139,307.27                       9.85                      9.85                        0.5                          0                          0                      9.35                    1208.78
           1006               Arm                 Interest In Arrears                         75600                   75541.76                  75,541.76                        8.4                       8.4                        0.5                          0                          0                       7.9                     548.48
           1007               Arm                 Interest In Arrears                        256000                  255545.64                 255,545.64                       8.65                      8.65                        0.5                          0                          0                      8.15                     1995.7
           1008               Arm                 Interest In Arrears                        329400                  329066.42                 329,066.42                       7.45                      7.45                        0.5                          0                          0                      6.95                    2155.53
           1009               Arm                 Interest In Arrears                        200000                  199693.01                 199,693.01                       9.35                      9.35                        0.5                          0                          0                      8.85                    1659.87
           1010               Arm                 Interest In Arrears                        184000                  183680.09                 183,680.09                       8.75                      8.75                        0.5                          0                          0                      8.25                    1447.53
           1011               Arm                 Interest In Arrears                        279200                  278651.14                 278,651.14                       8.15                      8.15                        0.5                          0                          0                      7.65                    2077.95
           1012               Arm                 Interest In Arrears                        274500                  273943.74                 273,943.74                          8                         8                        0.5                          0                          0                       7.5                    2014.19
           1013               Arm                 Interest In Arrears                        188000                  187574.67                 187,574.67                       7.45                      7.45                        0.5                          0                          0                      6.95                     1308.1
           1014               Arm                 Interest In Arrears                        156000                  155680.67                 155,680.67                       7.95                      7.95                        0.5                          0                          0                      7.45                    1139.24
           1015               Arm                 Interest In Arrears                        516000                  514922.26                 514,922.26                       7.85                      7.85                        0.5                          0                          0                      7.35                    3732.41
           1016               Arm                 Interest In Arrears                        244800                  244340.27                 244,340.27                       8.75                      8.75                        0.5                          0                          0                      8.25                    1925.85
           1017               Arm                 Interest In Arrears                        318750                  318097.52                 318,097.52                       7.95                      7.95                        0.5                          0                          0                      7.45                    2327.78
           1018               Arm                 Interest In Arrears                        270000                  269594.16                 269,594.16                       9.45                      9.45                        0.5                          0                          0                      8.95                    2260.47
           1019               Arm                 Interest In Arrears                        166000                  165556.87                 165,556.87                       6.65                      6.65                        0.5                          0                          0                      6.15                    1065.67
           1020               Arm                 Interest In Arrears                         80000                   79873.28                  79,873.28                        9.2                       9.2                        0.5                          0                          0                       8.7                     655.25
           1021               Arm                 Interest In Arrears                        104000                  103771.61                 103,771.61                        7.6                       7.6                        0.5                          0                          0                       7.1                     734.32
           1022               Arm                 Interest In Arrears                        356000                  355307.26                 355,307.26                        8.2                       8.2                        0.5                          0                          0                       7.7                    2662.01
           1023               Arm                 Interest In Arrears                        272000                  271687.28                 271,687.28                          7                         7                        0.5                          0                          0                       6.5                     1690.3
           1024               Arm                 Interest In Arrears                        600000                  598682.34                 598,682.34                        7.6                       7.6                        0.5                          0                          0                       7.1                    4236.45
           1025               Arm                 Interest In Arrears                        330000                     329268                 329,268.00                       7.55                      7.55                        0.5                          0                          0                      7.05                    2318.72
           1026               Arm                 Interest Only                               89600                    89598.6                  89,598.60                        8.1                       8.1                        0.5                          0                          0                       7.6                      604.8
           1027               Arm                 Interest In Arrears                        335200                  334378.98                 334,378.98                       7.05                      7.05                        0.5                          0                          0                      6.55                    2241.37
           1028              Fixed                Interest In Arrears                        324750                  323945.17                 323,945.17                       6.99                      6.99                        0.5                          0                          0                      6.49                    2158.39
           1029               Arm                 Interest In Arrears                        300000                  299404.25                 299,404.25                        8.1                       8.1                        0.5                          0                          0                       7.6                    2222.25
           1030               Arm                 Interest In Arrears                        246500                  246020.33                 246,020.33                        8.2                       8.2                        0.5                          0                          0                       7.7                    1843.22
           1031               Arm                 Interest In Arrears                        216000                  215604.63                 215,604.63                        8.5                       8.5                        0.5                          0                          0                         8                    1660.86
           1032               Arm                 Interest In Arrears                        269600                  268983.83                 268,983.83                        7.4                       7.4                        0.5                          0                          0                       6.9                    1866.66
           1033               Arm                 Interest In Arrears                        311200                  310502.78                 310,502.78                        7.5                       7.5                        0.5                          0                          0                         7                    2175.96
           1034               Arm                 Interest In Arrears                        310018                  309785.38                 309,785.38                       8.49                      8.49                        0.5                          0                          0                      7.99                    2270.37
           1035               Arm                 Interest In Arrears                        304000                  303269.94                 303,269.94                       7.15                      7.15                        0.5                          0                          0                      6.65                    2053.24
           1036               Arm                 Interest In Arrears                        180000                  179720.79                 179,720.79                        9.3                       9.3                        0.5                          0                          0                       8.8                    1487.35
           1037               Arm                 Interest In Arrears                        300000                   299228.3                 299,228.30                        6.8                       6.8                        0.5                          0                          0                       6.3                    1955.78
           1038              Fixed                Interest In Arrears                        460000                   459039.2                 459,039.20                       7.85                      7.85                        0.5                          0                          0                      7.35                    3327.35
           1039               Arm                 Interest In Arrears                        276750                  276104.81                 276,104.81                        7.3                       7.3                        0.5                          0                          0                       6.8                    1897.32
           1040               Arm                 Interest In Arrears                        228000                  227556.32                 227,556.32                        8.2                       8.2                        0.5                          0                          0                       7.7                    1704.89
           1041               Arm                 Interest In Arrears                        143120                  142876.23                 142,876.23                       8.85                      8.85                        0.5                          0                          0                      8.35                    1136.17
           1042               Arm                 Interest In Arrears                        378000                  377226.23                 377,226.23                       7.95                      7.95                        0.5                          0                          0                      7.45                    2760.47
           1043               Arm                 Interest In Arrears                        162900                  162613.83                 162,613.83                        8.7                       8.7                        0.5                          0                          0                       8.2                    1275.73
           1044               Arm                 Interest In Arrears                        152640                  152291.15                 152,291.15                        7.4                       7.4                        0.5                          0                          0                       6.9                    1056.85
           1045               Arm                 Interest In Arrears                         67200                   67036.19                  67,036.19                       10.5                      10.5                        0.5                          0                          0                        10                     614.71
           1046               Arm                 Interest In Arrears                        316000                  315210.11                 315,210.11                        8.4                       8.4                        0.5                          0                          0                       7.9                    2407.41
           1047               Arm                 Interest In Arrears                        700000                  698109.65                 698,109.65                       6.55                      6.55                        0.5                          0                          0                      6.05                    4447.52
           1048               Arm                 Interest In Arrears                        508000                  505440.44                 505,440.44                       6.95                      6.95                        0.5                          0                          0                      6.45                     3362.7
           1049               Arm                 Interest In Arrears                         98100                   97923.69                  97,923.69                       8.59                      8.59                        0.5                          0                          0                      8.09                     760.58
           1050              Fixed                Interest In Arrears                        151200                  150877.77                 150,877.77                       7.75                      7.75                        0.5                          0                          0                      7.25                    1083.22
           1051               Arm                 Interest In Arrears                        269100                  268654.77                 268,654.77                       8.99                      8.99                        0.5                          0                          0                      8.49                    2163.31
           1052               Arm                 Interest In Arrears                        195800                   195306.1                 195,306.10                        6.9                       6.9                        0.5                          0                          0                       6.4                    1289.54
           1053               Arm                 Interest In Arrears                        144000                  143766.29                 143,766.29                        9.1                       9.1                        0.5                          0                          0                       8.6                    1169.04
           1054               Arm                 Interest In Arrears                        234000                  232729.96                 232,729.96                          8                         8                        0.5                          0                          0                       7.5                    1733.35
           1055               Arm                 Interest In Arrears                        446392                  445243.73                 445,243.73                        6.8                       6.8                        0.5                          0                          0                       6.3                    2910.15
           1056               Arm                 Interest In Arrears                        124000                  123801.55                 123,801.55                       9.15                      9.15                        0.5                          0                          0                      8.65                    1011.15
           1057               Arm                 Interest Only                              500000                  499575.68                 499,575.68                        6.4                       6.4                        0.5                          0                          0                       5.9                    2666.67
           1058               Arm                 Interest In Arrears                        106200                  106028.24                 106,028.24                        9.1                       9.1                        0.5                          0                          0                       8.6                     862.17
           1059               Arm                 Interest In Arrears                        404000                   403290.3                 403,290.30                        8.7                       8.7                        0.5                          0                          0                       8.2                    3163.86
           1060               Arm                 Interest In Arrears                        144000                  143552.71                 143,552.71                       9.35                      9.35                        0.5                          0                          0                      8.85                    1195.11
           1061              Fixed                Interest In Arrears                        392000                  389804.45                 389,804.45                        6.5                       6.5                        0.5                          0                          0                         6                    2477.71
           1062               Arm                 Interest In Arrears                        410220                  409499.38                 409,499.38                        8.7                       8.7                        0.5                          0                          0                       8.2                    3212.57
           1063               Arm                 Interest In Arrears                         93500                   93345.31                  93,345.31                       8.99                      8.99                        0.5                          0                          0                      8.49                     751.65
           1064               Arm                 Interest In Arrears                        208000                  207310.64                 207,310.64                       6.99                      6.99                        0.5                          0                          0                      6.49                    1382.44
           1065               Arm                 Interest In Arrears                         54000                   53874.33                  53,874.33                        7.4                       7.4                        0.5                          0                          0                       6.9                     373.89
           1066               Arm                 Interest In Arrears                        351000                   350105.9                 350,105.90                       6.85                      6.85                        0.5                          0                          0                      6.35                    2299.96
           1067               Arm                 Interest In Arrears                        280000                  279492.73                 279,492.73                       8.55                      8.55                        0.5                          0                          0                      8.05                    2162.89
           1068               Arm                 Interest In Arrears                         98600                   98460.86                  98,460.86                       9.75                      9.75                        0.5                          0                          0                      9.25                     847.13
           1069               Arm                 Interest Only                              411716                  411715.95                 411,715.95                       7.95                      7.95                        0.5                          0                          0                      7.45                    2727.62
           1070               Arm                 Interest In Arrears                        178500                  177988.71                 177,988.71                       6.25                      6.25                        0.5                          0                          0                      5.75                    1099.06
           1071               Arm                 Interest In Arrears                        380000                  379114.12                 379,114.12                        7.3                       7.3                        0.5                          0                          0                       6.8                    2605.17
           1072               Arm                 Interest In Arrears                         64000                   63864.16                  63,864.16                       7.85                      7.85                        0.5                          0                          0                      7.35                     462.94
           1073               Arm                 Interest In Arrears                        680000                   677569.1                 677,569.10                       7.75                      7.75                        0.5                          0                          0                      7.25                    4871.61
           1074               Arm                 Interest In Arrears                        387000                  385963.35                 385,963.35                        6.6                       6.6                        0.5                          0                          0                       6.1                    2471.61
           1075               Arm                 Interest In Arrears                        215000                   214543.6                 214,543.60                      10.35                     10.35                        0.5                          0                          0                      9.85                    1942.62
           1076               Arm                 Interest In Arrears                        171440                  171055.88                 171,055.88                        7.5                       7.5                        0.5                          0                          0                         7                    1198.74
           1077               Arm                 Interest In Arrears                        221000                  220519.49                 220,519.49                       7.65                      7.65                        0.5                          0                          0                      7.15                    1568.03
           1078               Arm                 Interest In Arrears                        164000                  163544.33                 163,544.33                       8.99                      8.99                        0.5                          0                          0                      8.49                    1318.41
           1079               Arm                 Interest In Arrears                        110700                  110434.14                 110,434.14                       7.15                      7.15                        0.5                          0                          0                      6.65                     747.68
           1080               Arm                 Interest In Arrears                         60000                   59902.64                  59,902.64                        9.3                       9.3                        0.5                          0                          0                       8.8                     495.79
           1081               Arm                 Interest In Arrears                        452000                   451061.6                 451,061.60                        9.3                       9.3                        0.5                          0                          0                       8.8                    3734.89
           1082               Arm                 Interest In Arrears                        376200                  375572.41                 375,572.41                       8.95                      8.95                        0.5                          0                          0                      8.45                    3013.47
           1083               Arm                 Interest In Arrears                        100800                  100567.31                 100,567.31                       7.35                      7.35                        0.5                          0                          0                      6.85                     694.49
           1084              Fixed                Interest In Arrears                        125000                  124754.26                 124,754.26                       8.15                      8.15                        0.5                          0                          0                      7.65                     930.32
           1085               Arm                 Interest In Arrears                        157600                   157136.1                 157,136.10                       7.59                      7.59                        0.5                          0                          0                      7.09                     1111.7
           1086               Arm                 Interest In Arrears                        548000                  546890.26                 546,890.26                        7.6                       7.6                        0.5                          0                          0                       7.1                    3869.29
           1087              Fixed                Interest In Arrears                        166000                  165601.34                 165,601.34                       7.15                      7.15                        0.5                          0                          0                      6.65                    1121.18
           1088               Arm                 Interest In Arrears                         79500                   79231.34                  79,231.34                       7.49                      7.49                        0.5                          0                          0                      6.99                     555.34
           1089               Arm                 Interest In Arrears                        174400                   173845.4                 173,845.40                        7.2                       7.2                        0.5                          0                          0                       6.7                    1183.81
           1090               Arm                 Interest Only                              288660                     288660                 288,660.00                       7.05                      7.05                        0.5                          0                          0                      6.55                    1695.88
           1091              Fixed                Interest In Arrears                        296000                   294692.1                 294,692.10                       5.99                      5.99                        0.5                          0                          0                      5.49                    1772.77
           1092               Arm                 Interest In Arrears                        172000                  171429.97                 171,429.97                       6.99                      6.99                        0.5                          0                          0                      6.49                    1143.17
           1093               Arm                 Interest In Arrears                        335700                  334694.04                 334,694.04                        7.5                       7.5                        0.5                          0                          0                         7                    2347.27
           1094               Arm                 Interest In Arrears                        100000                   99692.62                  99,692.62                        8.3                       8.3                        0.5                          0                          0                       7.8                     754.79
           1095               Arm                 Interest In Arrears                        273600                  272921.91                 272,921.91                       6.99                      6.99                        0.5                          0                          0                      6.49                    1818.44
           1096               Arm                 Interest In Arrears                        133450                  133229.21                 133,229.21                       8.99                      8.99                        0.5                          0                          0                      8.49                    1072.81
           1097               Arm                 Interest In Arrears                        505600                  503960.18                 503,960.18                        7.1                       7.1                        0.5                          0                          0                       6.6                     3397.8
           1098               Arm                 Interest In Arrears                        276400                  275851.12                 275,851.12                        8.1                       8.1                        0.5                          0                          0                       7.6                    2047.43
           1099               Arm                 Interest In Arrears                        450000                  448991.81                 448,991.81                        7.5                       7.5                        0.5                          0                          0                         7                    3146.47
           1100               Arm                 Interest In Arrears                        204000                   203573.1                 203,573.10                       7.85                      7.85                        0.5                          0                          0                      7.35                    1475.61
           1101               Arm                 Interest In Arrears                        199350                  198992.54                 198,992.54                        8.6                       8.6                        0.5                          0                          0                       8.1                    1546.98
           1102               Arm                 Interest In Arrears                        180000                  179592.67                 179,592.67                       7.45                      7.45                        0.5                          0                          0                      6.95                    1252.43
           1103               Arm                 Interest In Arrears                        272000                  271135.01                 271,135.01                        7.2                       7.2                        0.5                          0                          0                       6.7                    1846.31
           1104               Arm                 Interest In Arrears                        432000                  430612.62                 430,612.62                       7.15                      7.15                        0.5                          0                          0                      6.65                    2917.76
           1105               Arm                 Interest In Arrears                        105000                  104854.91                 104,854.91                       9.85                      9.85                        0.5                          0                          0                      9.35                     909.84
           1106               Arm                 Interest In Arrears                        360000                  358942.52                 358,942.52                        7.6                       7.6                        0.5                          0                          0                       7.1                    2541.87
           1107               Arm                 Interest In Arrears                        171800                  171485.66                 171,485.66                        8.5                       8.5                        0.5                          0                          0                         8                       1321
           1108               Arm                 Interest In Arrears                        243310                  242742.76                 242,742.76                        7.3                       7.3                        0.5                          0                          0                       6.8                    1668.07
           1109               Arm                 Interest In Arrears                        112450                  112258.93                 112,258.93                      10.25                     10.25                        0.5                          0                          0                      9.75                    1007.67
           1110               Arm                 Interest In Arrears                        156600                  156204.51                 156,204.51                       8.35                      8.35                        0.5                          0                          0                      7.85                    1187.52
           1111               Arm                 Interest In Arrears                        300850                  300105.84                 300,105.84                          7                         7                        0.5                          0                          0                       6.5                    2001.57
           1112               Arm                 Interest In Arrears                         55000                   54927.93                  54,927.93                       10.1                      10.1                        0.5                          0                          0                       9.6                     486.74
           1113              Fixed                Interest In Arrears                        230000                  229552.43                 229,552.43                        8.2                       8.2                        0.5                          0                          0                       7.7                    1719.84
           1114               Arm                 Interest In Arrears                        225592                  225081.51                 225,081.51                       7.45                      7.45                        0.5                          0                          0                      6.95                    1569.66
           1115               Arm                 Interest In Arrears                        348500                  347594.75                 347,594.75                       6.75                      6.75                        0.5                          0                          0                      6.25                    2260.37
           1116               Arm                 Interest In Arrears                        408000                  407631.45                 407,631.45                       7.85                      7.85                        0.5                          0                          0                      7.35                    2791.05
           1117               Arm                 Interest In Arrears                        228000                  227528.55                 227,528.55                        7.9                       7.9                        0.5                          0                          0                       7.4                    1657.12
           1118               Arm                 Interest In Arrears                        374000                   373279.6                 373,279.60                       8.25                      8.25                        0.5                          0                          0                      7.75                    2809.74
           1119               Arm                 Interest In Arrears                        166500                  166175.99                 166,175.99                        8.2                       8.2                        0.5                          0                          0                       7.7                    1245.02
           1120               Arm                 Interest Only                              408000                     408000                 408,000.00                        8.1                       8.1                        0.5                          0                          0                       7.6                       2754
           1121               Arm                 Interest In Arrears                        162000                   161512.8                 161,512.80                       5.99                      5.99                        0.5                          0                          0                      5.49                     970.24
           1122               Arm                 Interest In Arrears                        317600                  316609.75                 316,609.75                        7.3                       7.3                        0.5                          0                          0                       6.8                    2177.38
           1123               Arm                 Interest In Arrears                        265410                  264630.36                 264,630.36                        7.6                       7.6                        0.5                          0                          0                       7.1                       1874
           1124              Fixed                Interest In Arrears                         72100                   71972.04                  71,972.04                       8.65                      8.65                        0.5                          0                          0                      8.15                     562.07
           1125               Arm                 Interest In Arrears                         59250                   59187.39                  59,187.39                       11.1                      11.1                        0.5                          0                          0                      10.6                     568.74
           1126               Arm                 Interest In Arrears                        111265                  111081.28                 111,081.28                          9                         9                        0.5                          0                          0                       8.5                     895.27
           1127               Arm                 Interest In Arrears                        590000                  588391.18                 588,391.18                        6.5                       6.5                        0.5                          0                          0                         6                    3729.21
           1128              Fixed                Interest In Arrears                        296000                  295206.82                 295,206.82                       6.59                      6.59                        0.5                          0                          0                      6.09                    1888.48
           1129              Fixed                Interest In Arrears                        498600                  497213.89                 497,213.89                        6.4                       6.4                        0.5                          0                          0                       5.9                    3118.78
           1130               Arm                 Interest Only                              445200                     445200                 445,200.00                       8.45                      8.45                        0.5                          0                          0                      7.95                    3134.95
           1131               Arm                 Interest In Arrears                         90000                   89811.99                  89,811.99                       7.85                      7.85                        0.5                          0                          0                      7.35                     651.01
           1132               Arm                 Interest Only                              278400                     278387                 278,387.00                      6.625                     6.625                        0.5                          0                          0                     6.125                       1537
           1133               Arm                 Interest In Arrears                        177600                  177011.41                 177,011.41                       6.99                      6.99                        0.5                          0                          0                      6.49                    1180.39
           1134               Arm                 Interest In Arrears                         67500                   67377.69                  67,377.69                       8.55                      8.55                        0.5                          0                          0                      8.05                     521.42
           1135               Arm                 Interest In Arrears                         79900                   79758.19                  79,758.19                       8.65                      8.65                        0.5                          0                          0                      8.15                     622.88
           1136              Fixed                Interest In Arrears                        360000                  358687.58                 358,687.58                        6.5                       6.5                        0.5                          0                          0                         6                    2275.45
           1137               Arm                 Interest In Arrears                        265500                  265124.81                 265,124.81                        7.3                       7.3                        0.5                          0                          0                       6.8                    1708.07
           1138               Arm                 Interest In Arrears                        383200                  382358.45                 382,358.45                        7.6                       7.6                        0.5                          0                          0                       7.1                    2705.68
           1139               Arm                 Interest In Arrears                        200600                  200445.47                 200,445.47                        8.4                       8.4                        0.5                          0                          0                       7.9                    1455.35
           1140               Arm                 Interest Only                              310500                     310500                 310,500.00                        6.4                       6.4                        0.5                          0                          0                       5.9                       1656
           1141               Arm                 Interest In Arrears                        287200                  286337.67                 286,337.67                       7.49                      7.49                        0.5                          0                          0                      6.99                    2006.18
           1142               Arm                 Interest In Arrears                        187400                     186941                 186,941.00                       7.05                      7.05                        0.5                          0                          0                      6.55                    1253.08
           1143               Arm                 Interest In Arrears                        101700                  101448.35                 101,448.35                       8.45                      8.45                        0.5                          0                          0                      7.95                     778.39
           1144               Arm                 Interest In Arrears                        140000                  139680.89                 139,680.89                       8.85                      8.85                        0.5                          0                          0                      8.35                     1111.4
           1145               Arm                 Interest In Arrears                        153000                  152442.21                 152,442.21                        6.5                       6.5                        0.5                          0                          0                         6                     967.07
           1146               Arm                 Interest In Arrears                        240000                  239710.07                 239,710.07                       7.85                      7.85                        0.5                          0                          0                      7.35                     1641.8
           1147               Arm                 Interest In Arrears                        324800                   323807.2                 323,807.20                        7.4                       7.4                        0.5                          0                          0                       6.9                    2248.85
           1148               Arm                 Interest Only                              500800                     500800                 500,800.00                        7.5                       7.5                        0.5                          0                          0                         7                       3130
           1149               Arm                 Interest In Arrears                        170100                  169968.95                 169,968.95                        8.4                       8.4                        0.5                          0                          0                       7.9                    1234.08
           1150               Arm                 Interest Only                              262400                     262400                 262,400.00                       7.35                      7.35                        0.5                          0                          0                      6.85                     1607.2
           1151               Arm                 Interest In Arrears                         94500                   94298.61                  94,298.61                       7.75                      7.75                        0.5                          0                          0                      7.25                     677.01
           1152               Arm                 Interest In Arrears                        140000                  139689.37                 139,689.37                       7.55                      7.55                        0.5                          0                          0                      7.05                      983.7
           1153               Arm                 Interest In Arrears                        440000                  439281.03                 439,281.03                       9.05                      9.05                        0.5                          0                          0                      8.55                    3556.19
           1154               Arm                 Interest In Arrears                        195300                   194923.8                 194,923.80                       8.25                      8.25                        0.5                          0                          0                      7.75                    1467.23
           1155               Arm                 Interest In Arrears                        162000                  161637.05                 161,637.05                        7.5                       7.5                        0.5                          0                          0                         7                    1132.73
           1156               Arm                 Interest In Arrears                        460000                  458967.36                 458,967.36                       7.49                      7.49                        0.5                          0                          0                      6.99                    3213.24
           1157               Arm                 Interest In Arrears                        144800                  144475.57                 144,475.57                        7.5                       7.5                        0.5                          0                          0                         7                    1012.47
           1158               Arm                 Interest In Arrears                         70200                   70074.09                  70,074.09                        8.6                       8.6                        0.5                          0                          0                       8.1                     544.77
           1159              Fixed                Interest In Arrears                        164000                  163552.78                 163,552.78                        6.5                       6.5                        0.5                          0                          0                         6                     1036.6
           1160               Arm                 Interest In Arrears                        157250                  157000.94                 157,000.94                        9.2                       9.2                        0.5                          0                          0                       8.7                    1287.97
           1161               Arm                 Interest In Arrears                        297000                  296354.25                 296,354.25                       7.65                      7.65                        0.5                          0                          0                      7.15                    2107.26
           1162               Arm                 Interest In Arrears                        153000                  152861.78                 152,861.78                       7.85                      7.85                        0.5                          0                          0                      7.35                    1046.65
           1163               Arm                 Interest In Arrears                        387280                   386364.4                 386,364.40                       7.25                      7.25                        0.5                          0                          0                      6.75                    2641.94
           1164               Arm                 Interest Only                              185000                     185000                 185,000.00                       7.05                      7.05                        0.5                          0                          0                      6.55                    1086.87
           1165               Arm                 Interest In Arrears                        203400                  202944.29                 202,944.29                        7.5                       7.5                        0.5                          0                          0                         7                    1422.21
           1166               Arm                 Interest In Arrears                        346500                  346231.13                 346,231.13                      8.375                     8.375                        0.5                          0                          0                     7.875                    2507.28
           1167               Arm                 Interest In Arrears                        315000                  314220.84                 314,220.84                          7                         7                        0.5                          0                          0                       6.5                    2095.71
           1168               Arm                 Interest In Arrears                        112800                  112544.74                 112,544.74                       7.45                      7.45                        0.5                          0                          0                      6.95                     784.86
           1169               Arm                 Interest In Arrears                        122000                  121767.37                 121,767.37                        8.3                       8.3                        0.5                          0                          0                       7.8                     920.84
           1170               Arm                 Interest In Arrears                        435600                  434634.01                 434,634.01                       7.65                      7.65                        0.5                          0                          0                      7.15                    3090.65
           1171               Arm                 Interest In Arrears                        252000                  251478.93                 251,478.93                        7.9                       7.9                        0.5                          0                          0                       7.4                    1831.55
           1172               Arm                 Interest In Arrears                        274500                  273819.68                 273,819.68                       6.99                      6.99                        0.5                          0                          0                      6.49                    1824.42
           1173               Arm                 Interest In Arrears                        256500                  255925.34                 255,925.34                        7.5                       7.5                        0.5                          0                          0                         7                    1793.49
           1174               Arm                 Interest In Arrears                        528000                  527523.05                 527,523.05                       7.85                      7.85                        0.5                          0                          0                      7.35                    3611.95
           1175               Arm                 Interest In Arrears                        316000                  315237.36                 315,237.36                      7.125                     7.125                        0.5                          0                          0                     6.625                    2128.96
           1176               Arm                 Interest In Arrears                        445500                  444451.07                 444,451.07                       7.25                      7.25                        0.5                          0                          0                      6.75                     3039.1
           1177               Arm                 Interest Only                              520000                     520000                 520,000.00                        7.1                       7.1                        0.5                          0                          0                       6.6                    3076.67
           1178               Arm                 Interest Only                              397592                     397592                 397,592.00                       6.95                      6.95                        0.5                          0                          0                      6.45                    2302.72
           1179               Arm                 Interest In Arrears                        360000                  359635.44                 359,635.44                       7.45                      7.45                        0.5                          0                          0                      6.95                    2355.77
           1180               Arm                 Interest Only                              288000                     287900                 287,900.00                       6.25                      6.25                        0.5                          0                          0                      5.75                       1500
           1181               Arm                 Interest In Arrears                        131750                  131513.74                 131,513.74                        8.6                       8.6                        0.5                          0                          0                       8.1                     1022.4
           1182               Arm                 Interest In Arrears                         93200                   92933.32                  92,933.32                       6.25                      6.25                        0.5                          0                          0                      5.75                     573.85
           1183               Arm                 Interest In Arrears                        284000                  283388.66                 283,388.66                        7.7                       7.7                        0.5                          0                          0                       7.2                    2024.81
           1184               Arm                 Interest In Arrears                        450000                  449115.41                 449,115.41                       8.15                      8.15                        0.5                          0                          0                      7.65                    3349.12
           1185               Arm                 Interest Only                              544000                     544000                 544,000.00                      6.875                     6.875                        0.5                          0                          0                     6.375                    3116.67
           1186               Arm                 Interest In Arrears                        356000                  355161.81                 355,161.81                       7.25                      7.25                        0.5                          0                          0                      6.75                    2428.55
           1187               Arm                 Interest In Arrears                        214920                  214367.16                 214,367.16                        6.8                       6.8                        0.5                          0                          0                       6.3                    1401.12
           1188               Arm                 Interest In Arrears                        107460                  107219.25                 107,219.25                        7.5                       7.5                        0.5                          0                          0                         7                     751.38
           1189               Arm                 Interest Only                              344250                     344250                 344,250.00                        7.4                       7.4                        0.5                          0                          0                       6.9                    2122.87
           1190               Arm                 Interest In Arrears                        107000                   106782.6                 106,782.60                       7.99                      7.99                        0.5                          0                          0                      7.49                     784.39
           1191               Arm                 Interest In Arrears                         58400                   58315.81                  58,315.81                       9.65                      9.65                        0.5                          0                          0                      9.15                     497.47
           1192               Arm                 Interest In Arrears                        536000                  534661.39                 534,661.39                       6.99                      6.99                        0.5                          0                          0                      6.49                    3562.43
           1193               Arm                 Interest In Arrears                        504000                   502915.1                 502,915.10                        7.7                       7.7                        0.5                          0                          0                       7.2                    3593.32
           1194               Arm                 Interest In Arrears                         68000                    67908.8                  67,908.80                       9.99                      9.99                        0.5                          0                          0                      9.49                     596.25
           1195               Arm                 Interest In Arrears                        389600                  388441.71                 388,441.71                       6.05                      6.05                        0.5                          0                          0                      5.55                    2348.39
           1196              Fixed                Interest In Arrears                        170720                  170253.56                 170,253.56                       6.49                      6.49                        0.5                          0                          0                      5.99                    1077.95
           1197               Arm                 Interest In Arrears                        325600                  324825.75                 324,825.75                        7.2                       7.2                        0.5                          0                          0                       6.7                    2210.14
           1198               Arm                 Interest In Arrears                        224000                  223482.57                 223,482.57                        7.5                       7.5                        0.5                          0                          0                         7                    1566.25
           1199               Arm                 Interest In Arrears                        196000                  195594.72                 195,594.72                        7.9                       7.9                        0.5                          0                          0                       7.4                    1424.54
           1200               Arm                 Interest Only                              468000                     468000                 468,000.00                        6.3                       6.3                        0.5                          0                          0                       5.8                       2457
           1201               Arm                 Interest In Arrears                        223200                  222733.79                 222,733.79                       7.85                      7.85                        0.5                          0                          0                      7.35                    1614.49
           1202               Arm                 Interest In Arrears                        270000                  269430.33                 269,430.33                        7.8                       7.8                        0.5                          0                          0                       7.3                    1943.66
           1203               Arm                 Interest In Arrears                        379800                  379460.48                 379,460.48                        7.9                       7.9                        0.5                          0                          0                       7.4                    2612.34
           1204               Arm                 Interest In Arrears                         68000                   67907.05                  67,907.05                        9.9                       9.9                        0.5                          0                          0                       9.4                     591.73
           1205               Arm                 Interest In Arrears                        228000                   227788.8                 227,788.80                        7.9                       7.9                        0.5                          0                          0                       7.4                    1568.23
           1206               Arm                 Interest In Arrears                        303920                  303352.22                 303,352.22                        8.4                       8.4                        0.5                          0                          0                       7.9                    2315.38
           1207               Arm                 Interest In Arrears                        132300                  132214.31                 132,214.31                       8.99                      8.99                        0.5                          0                          0                      8.49                     1019.5
           1208               Arm                 Interest In Arrears                        388000                  387566.28                 387,566.28                        7.1                       7.1                        0.5                          0                          0                       6.6                    2439.39
           1209               Arm                 Interest Only                              408850                     408850                 408,850.00                       6.35                      6.35                        0.5                          0                          0                      5.85                     2163.5
           1210              Fixed                Interest In Arrears                        189000                  188518.56                 188,518.56                       6.85                      6.85                        0.5                          0                          0                      6.35                    1238.44
           1211               Arm                 Interest In Arrears                        288000                  287214.68                 287,214.68                        6.5                       6.5                        0.5                          0                          0                         6                    1820.36
           1212               Arm                 Interest In Arrears                        269910                  269341.58                 269,341.58                        8.5                       8.5                        0.5                          0                          0                         8                    2075.38
           1213              Fixed                Interest In Arrears                        531000                   529712.2                 529,712.20                        7.1                       7.1                        0.5                          0                          0                       6.6                    3568.49
           1214               Arm                 Interest Only                              472000                     472000                 472,000.00                       7.95                      7.95                        0.5                          0                          0                      7.45                       3127
           1215               Arm                 Interest In Arrears                        321735                  321041.11                 321,041.11                        7.7                       7.7                        0.5                          0                          0                       7.2                    2293.85
           1216               Arm                 Interest In Arrears                        336000                  335038.58                 335,038.58                       6.25                      6.25                        0.5                          0                          0                      5.75                    2068.81
           1217               Arm                 Interest In Arrears                        500000                  498823.33                 498,823.33                        7.3                       7.3                        0.5                          0                          0                       6.8                    3427.86
           1218               Arm                 Interest In Arrears                        540000                  538069.58                 538,069.58                       7.75                      7.75                        0.5                          0                          0                      7.25                    3868.63
           1219               Arm                 Interest Only                              451960                     451960                 451,960.00                       5.99                      5.99                        0.5                          0                          0                      5.49                    2256.03
           1220               Arm                 Interest In Arrears                        380000                   379000.6                 379,000.60                       8.15                      8.15                        0.5                          0                          0                      7.65                    2828.15
           1221               Arm                 Interest In Arrears                        174421                  174055.11                 174,055.11                       9.25                      9.25                        0.5                          0                          0                      8.75                    1434.92
           1222               Arm                 Interest In Arrears                        396000                  394937.25                 394,937.25                       8.05                      8.05                        0.5                          0                          0                      7.55                    2919.53
           1223               Arm                 Interest In Arrears                        306000                  305505.17                 305,505.17                        9.1                       9.1                        0.5                          0                          0                       8.6                     2484.2
           1224               Arm                 Interest In Arrears                        267300                  266415.86                 266,415.86                          7                         7                        0.5                          0                          0                       6.5                    1778.36
           1225               Arm                 Interest In Arrears                        280000                   279201.8                 279,201.80                       7.75                      7.75                        0.5                          0                          0                      7.25                    2005.96
           1226               Arm                 Interest In Arrears                        464000                  462567.55                 462,567.55                       7.35                      7.35                        0.5                          0                          0                      6.85                    3196.84
           1227               Arm                 Interest In Arrears                        534879                  533644.36                 533,644.36                       7.35                      7.35                        0.5                          0                          0                      6.85                    3685.17
           1228               Arm                 Interest In Arrears                        100000                   99742.28                  99,742.28                       8.25                      8.25                        0.5                          0                          0                      7.75                     751.27
           1229               Arm                 Interest In Arrears                        432000                  430899.58                 430,899.58                       6.85                      6.85                        0.5                          0                          0                      6.35                    2830.72
           1230               Arm                 Interest In Arrears                        312000                  311079.42                 311,079.42                        7.6                       7.6                        0.5                          0                          0                       7.1                    2202.96
           1231               Arm                 Interest In Arrears                        190000                  189369.19                 189,369.19                       6.99                      6.99                        0.5                          0                          0                      6.49                     1262.8
           1232              Fixed                Interest In Arrears                        233750                  233226.29                 233,226.29                        7.5                       7.5                        0.5                          0                          0                         7                    1634.42
           1233               Arm                 Interest In Arrears                        216000                  215579.69                 215,579.69                        8.2                       8.2                        0.5                          0                          0                       7.7                    1615.15
           1234               Arm                 Interest Only                              492000                     492000                 492,000.00                       7.25                      7.25                        0.5                          0                          0                      6.75                     2972.5
           1235               Arm                 Interest In Arrears                        284000                  283363.73                 283,363.73                        7.5                       7.5                        0.5                          0                          0                         7                    1985.77
           1236               Arm                 Interest Only                              102850                     102850                 102,850.00                       6.85                      6.85                        0.5                          0                          0                      6.35                      587.1
           1237               Arm                 Interest In Arrears                        362000                  361077.89                 361,077.89                       6.85                      6.85                        0.5                          0                          0                      6.35                    2372.04
           1238               Arm                 Interest In Arrears                        262400                  261806.23                 261,806.23                       7.45                      7.45                        0.5                          0                          0                      6.95                    1825.77
           1239               Arm                 Interest In Arrears                        320000                  319130.75                 319,130.75                       7.99                      7.99                        0.5                          0                          0                      7.49                    2345.82
           1240               Arm                 Interest In Arrears                        274500                  273861.49                 273,861.49                       7.35                      7.35                        0.5                          0                          0                      6.85                    1891.23
           1241               Arm                 Interest In Arrears                        522000                  520746.42                 520,746.42                       7.15                      7.15                        0.5                          0                          0                      6.65                    3525.63
           1242               Arm                 Interest In Arrears                        313232                  312133.48                 312,133.48                        6.7                       6.7                        0.5                          0                          0                       6.2                    2021.22
           1243              Fixed                Interest In Arrears                        323000                  321928.15                 321,928.15                       5.99                      5.99                        0.5                          0                          0                      5.49                    1934.48
           1244               Arm                 Interest In Arrears                        700000                  699301.15                 699,301.15                        7.5                       7.5                        0.5                          0                          0                         7                     4606.5
           1245               Arm                 Interest In Arrears                        288000                   287659.5                 287,659.50                        6.9                       6.9                        0.5                          0                          0                       6.4                    1768.85
           1246               Arm                 Interest In Arrears                        136000                  135698.31                 135,698.31                       7.55                      7.55                        0.5                          0                          0                      7.05                      955.6
           1247               Arm                 Interest In Arrears                        180800                  180374.29                 180,374.29                       7.25                      7.25                        0.5                          0                          0                      6.75                    1233.38
           1248               Arm                 Interest Only                              420000                     420000                 420,000.00                       6.99                      6.99                        0.5                          0                          0                      6.49                     2446.5
           1249               Arm                 Interest In Arrears                        477600                  476154.53                 476,154.53                       7.45                      7.45                        0.5                          0                          0                      6.95                    3323.12
           1250               Arm                 Interest Only                              496000                     496000                 496,000.00                        7.4                       7.4                        0.5                          0                          0                       6.9                    3058.67
           1251               Arm                 Interest In Arrears                        512000                  511474.52                 511,474.52                        7.4                       7.4                        0.5                          0                          0                       6.9                    3331.55
           1252               Arm                 Interest In Arrears                        175425                  174861.59                 174,861.59                       7.15                      7.15                        0.5                          0                          0                      6.65                    1184.84
           1253               Arm                 Interest In Arrears                        265401                  264743.24                 264,743.24                       6.99                      6.99                        0.5                          0                          0                      6.49                    1763.94
           1254               Arm                 Interest In Arrears                        184500                  184003.16                 184,003.16                       8.05                      8.05                        0.5                          0                          0                      7.55                    1360.24
           1255               Arm                 Interest In Arrears                        678304                  676814.37                 676,814.37                        7.6                       7.6                        0.5                          0                          0                       7.1                    4789.34
           1256              Fixed                Interest In Arrears                        164800                  164333.81                 164,333.81                       8.99                      8.99                        0.5                          0                          0                      8.49                    1324.84
           1257               Arm                 Interest In Arrears                        416000                  414960.87                 414,960.87                       6.95                      6.95                        0.5                          0                          0                      6.45                    2753.71
           1258               Arm                 Interest In Arrears                        452000                  450925.18                 450,925.18                        7.2                       7.2                        0.5                          0                          0                       6.7                    3068.13
           1259               Arm                 Interest Only                              436000                     436000                 436,000.00                       7.25                      7.25                        0.5                          0                          0                      6.75                    2634.17
           1260               Arm                 Interest In Arrears                        173400                  172999.75                 172,999.75                       7.35                      7.35                        0.5                          0                          0                      6.85                    1194.68
           1261               Arm                 Interest In Arrears                        536000                     534738                 534,738.00                       7.25                      7.25                        0.5                          0                          0                      6.75                    3656.47
           1262               Arm                 Interest In Arrears                        448000                  447244.84                 447,244.84                        8.9                       8.9                        0.5                          0                          0                       8.4                    3572.53
           1263               Arm                 Interest In Arrears                        453684                  453183.93                 453,183.93                       7.15                      7.15                        0.5                          0                          0                      6.65                     2868.9
           1264               Arm                 Interest In Arrears                        236000                  235593.89                 235,593.89                        8.8                       8.8                        0.5                          0                          0                       8.3                    1865.05
           1265              Fixed                Interest In Arrears                        142000                  141696.52                 141,696.52                       7.75                      7.75                        0.5                          0                          0                      7.25                    1017.31
           1266               Arm                 Interest In Arrears                        459000                  458567.15                 458,567.15                        7.7                       7.7                        0.5                          0                          0                       7.2                    3088.61
           1267               Arm                 Interest In Arrears                        156750                  156391.75                 156,391.75                        7.4                       7.4                        0.5                          0                          0                       6.9                    1085.31
           1268               Arm                 Interest In Arrears                        332000                   331270.9                 331,270.90                        7.6                       7.6                        0.5                          0                          0                       7.1                    2344.17
           1269               Arm                 Interest In Arrears                        423000                  422565.51                 422,565.51                        7.4                       7.4                        0.5                          0                          0                       6.9                    2752.44
           1270               Arm                 Interest In Arrears                        680000                  678579.71                 678,579.71                       7.85                      7.85                        0.5                          0                          0                      7.35                    4918.68
           1271               Arm                 Interest In Arrears                        281600                  280902.08                 280,902.08                       6.99                      6.99                        0.5                          0                          0                      6.49                    1871.61
           1272               Arm                 Interest In Arrears                        351000                  350105.82                 350,105.82                       6.85                      6.85                        0.5                          0                          0                      6.35                    2299.96
           1273               Arm                 Interest Only                              472000                     472000                 472,000.00                        7.5                       7.5                        0.5                          0                          0                         7                       2950
           1274              Fixed                Interest In Arrears                        180000                  179509.16                 179,509.16                        6.5                       6.5                        0.5                          0                          0                         6                    1137.73
           1275               Arm                 Interest In Arrears                        580500                   579035.7                 579,035.70                        6.9                       6.9                        0.5                          0                          0                       6.4                    3823.18
           1276               Arm                 Interest In Arrears                        256000                  255110.85                 255,110.85                       6.75                      6.75                        0.5                          0                          0                      6.25                    1660.42
           1277               Arm                 Interest In Arrears                        135000                  134888.17                 134,888.17                       8.15                      8.15                        0.5                          0                          0                      7.65                      953.9
           1278               Arm                 Interest In Arrears                        232000                  231583.99                 231,583.99                        8.6                       8.6                        0.5                          0                          0                       8.1                    1800.35
           1279               Arm                 Interest In Arrears                        119700                  119429.13                 119,429.13                       7.45                      7.45                        0.5                          0                          0                      6.95                     832.87
           1280               Arm                 Interest In Arrears                        270000                  269717.62                 269,717.62                       8.35                      8.35                        0.5                          0                          0                      7.85                    1948.61
           1281               Arm                 Interest Only                              524800                  524777.07                 524,777.07                       6.35                      6.35                        0.5                          0                          0                      5.85                    2777.07
           1282               Arm                 Interest In Arrears                        357000                  356333.04                 356,333.04                        8.4                       8.4                        0.5                          0                          0                       7.9                    2719.77
           1283               Arm                 Interest In Arrears                        337120                  336198.96                 336,198.96                       6.49                      6.49                        0.5                          0                          0                      5.99                    2128.62
           1284               Arm                 Interest In Arrears                        180000                   179683.8                 179,683.80                        8.7                       8.7                        0.5                          0                          0                       8.2                    1409.64
           1285               Arm                 Interest In Arrears                        334800                  334003.88                 334,003.88                        7.2                       7.2                        0.5                          0                          0                       6.7                    2272.59
           1286               Arm                 Interest In Arrears                        162000                  161654.76                 161,654.76                       7.75                      7.75                        0.5                          0                          0                      7.25                    1160.59
           1287               Arm                 Interest In Arrears                        101250                  101028.57                 101,028.57                       9.05                      9.05                        0.5                          0                          0                      8.55                     818.33
           1288               Arm                 Interest In Arrears                        399999                   399009.6                 399,009.60                          7                         7                        0.5                          0                          0                       6.5                    2661.21
           1289               Arm                 Interest In Arrears                        344250                  343463.24                 343,463.24                        7.4                       7.4                        0.5                          0                          0                       6.9                    2383.52
           1290              Fixed                Interest In Arrears                        340000                  338975.28                 338,975.28                        7.3                       7.3                        0.5                          0                          0                       6.8                    2330.95
           1291               Arm                 Interest In Arrears                        332000                  331226.02                 331,226.02                        7.3                       7.3                        0.5                          0                          0                       6.8                     2276.1
           1292               Arm                 Interest In Arrears                        420000                  419002.48                 419,002.48                       8.65                      8.65                        0.5                          0                          0                      8.15                     3274.2
           1293               Arm                 Interest In Arrears                        567000                  565399.79                 565,399.79                        7.8                       7.8                        0.5                          0                          0                       7.3                    4081.67
           1294               Arm                 Interest In Arrears                        296531                  295936.14                 295,936.14                       8.05                      8.05                        0.5                          0                          0                      7.55                    2186.19
           1295               Arm                 Interest In Arrears                        252000                  251229.71                 251,229.71                        7.4                       7.4                        0.5                          0                          0                       6.9                     1744.8
           1296               Arm                 Interest In Arrears                        188000                  187574.57                 187,574.57                       7.45                      7.45                        0.5                          0                          0                      6.95                     1308.1
           1297               Arm                 Interest In Arrears                        141600                  141171.43                 141,171.43                       7.45                      7.45                        0.5                          0                          0                      6.95                     985.25
           1298              Fixed                Interest In Arrears                        274000                  273320.94                 273,320.94                       6.99                      6.99                        0.5                          0                          0                      6.49                    1821.09
           1299               Arm                 Interest In Arrears                        131200                  130851.41                 130,851.41                        8.1                       8.1                        0.5                          0                          0                       7.6                     971.87
           1300               Arm                 Interest In Arrears                        133900                  133662.61                 133,662.61                      10.05                     10.05                        0.5                          0                          0                      9.55                    1180.02
           1301              Fixed                Interest In Arrears                        116000                  115802.44                 115,802.44                       8.85                      8.85                        0.5                          0                          0                      8.35                     920.87
           1302               Arm                 Interest In Arrears                        280000                  279372.66                 279,372.66                        7.5                       7.5                        0.5                          0                          0                         7                    1957.81
           1303               Arm                 Interest In Arrears                        193500                  193123.46                 193,123.46                        8.2                       8.2                        0.5                          0                          0                       7.7                    1446.91
           1304               Arm                 Interest In Arrears                        205200                  204749.34                 204,749.34                        7.6                       7.6                        0.5                          0                          0                       7.1                    1448.87
           1305               Arm                 Interest In Arrears                        106320                  106087.47                 106,087.47                       9.05                      9.05                        0.5                          0                          0                      8.55                     859.31
           1306              Fixed                Interest In Arrears                         88000                   87771.41                  87,771.41                       6.75                      6.75                        0.5                          0                          0                      6.25                     570.77
           1307               Arm                 Interest In Arrears                        560000                   558853.7                 558,853.70                       7.95                      7.95                        0.5                          0                          0                      7.45                    4089.58
           1308               Arm                 Interest In Arrears                        184500                  184016.06                 184,016.06                        6.7                       6.7                        0.5                          0                          0                       6.2                    1190.54
           1309               Arm                 Interest In Arrears                        148410                  148169.99                 148,169.99                        9.1                       9.1                        0.5                          0                          0                       8.6                    1204.84
           1310               Arm                 Interest In Arrears                        268000                   267423.1                 267,423.10                        7.7                       7.7                        0.5                          0                          0                       7.2                    1910.74
           1311               Arm                 Interest In Arrears                        539920                  538456.31                 538,456.31                          8                         8                        0.5                          0                          0                       7.5                    3961.75
           1312               Arm                 Interest In Arrears                        200000                  199412.53                 199,412.53                        7.6                       7.6                        0.5                          0                          0                       7.1                    1412.15
           1313               Arm                 Interest In Arrears                        270000                  269407.03                 269,407.03                        7.6                       7.6                        0.5                          0                          0                       7.1                    1906.41
           1314               Arm                 Interest In Arrears                        137610                  137382.78                 137,382.78                          9                         9                        0.5                          0                          0                       8.5                    1107.25
           1315              Fixed                Interest In Arrears                        157250                  156887.03                 156,887.03                       7.35                      7.35                        0.5                          0                          0                      6.85                    1083.41
           1316               Arm                 Interest In Arrears                        405000                  404281.18                 404,281.18                       8.65                      8.65                        0.5                          0                          0                      8.15                    3157.26
           1317               Arm                 Interest In Arrears                        388000                  387212.15                 387,212.15                       7.99                      7.99                        0.5                          0                          0                      7.49                    2844.31
           1318               Arm                 Interest In Arrears                        405600                  405189.29                 405,189.29                       7.45                      7.45                        0.5                          0                          0                      6.95                    2654.16
           1319              Fixed                Interest In Arrears                        108000                  107778.91                 107,778.91                       7.95                      7.95                        0.5                          0                          0                      7.45                     788.71
           1320               Arm                 Interest In Arrears                         68000                   67867.93                  67,867.93                        8.6                       8.6                        0.5                          0                          0                       8.1                     527.69
           1321               Arm                 Interest In Arrears                        360000                  359276.93                 359,276.93                       8.05                      8.05                        0.5                          0                          0                      7.55                    2654.12
           1322               Arm                 Interest Only                              232000                     232000                 232,000.00                       8.25                      8.25                        0.5                          0                          0                      7.75                       1595
           1323               Arm                 Interest In Arrears                        172000                  171582.85                 171,582.85                        7.1                       7.1                        0.5                          0                          0                       6.6                     1155.9
           1324               Arm                 Interest In Arrears                        193500                  193002.25                 193,002.25                        6.8                       6.8                        0.5                          0                          0                       6.3                    1261.48
           1325               Arm                 Interest In Arrears                         95400                   95189.21                  95,189.21                          9                         9                        0.5                          0                          0                       8.5                     767.61
           1326               Arm                 Interest In Arrears                        242250                  241556.82                 241,556.82                       6.25                      6.25                        0.5                          0                          0                      5.75                    1491.58
           1327               Arm                 Interest In Arrears                        244800                  244099.52                 244,099.52                       6.25                      6.25                        0.5                          0                          0                      5.75                    1507.28
           1328               Arm                 Interest In Arrears                        201600                  201256.39                 201,256.39                       8.99                      8.99                        0.5                          0                          0                      8.49                    1620.67
           1329              Fixed                Interest In Arrears                        436500                  435343.89                 435,343.89                       6.65                      6.65                        0.5                          0                          0                      6.15                    2802.18
           1330               Arm                 Interest In Arrears                         75000                   74895.25                  74,895.25                        9.8                       9.8                        0.5                          0                          0                       9.3                     647.13
           1331               Arm                 Interest In Arrears                        185400                  185042.88                 185,042.88                       8.25                      8.25                        0.5                          0                          0                      7.75                    1392.85
           1332               Arm                 Interest In Arrears                        199800                  199343.36                 199,343.36                        7.4                       7.4                        0.5                          0                          0                       6.9                    1383.38
           1333               Arm                 Interest In Arrears                         80100                   79816.48                  79,816.48                       8.05                      8.05                        0.5                          0                          0                      7.55                     590.54
           1334               Arm                 Interest In Arrears                        114900                  114700.22                 114,700.22                       8.75                      8.75                        0.5                          0                          0                      8.25                     903.92
           1335              Fixed                Interest In Arrears                        223200                  222589.08                 222,589.08                       6.85                      6.85                        0.5                          0                          0                      6.35                    1462.54
           1336               Arm                 Interest In Arrears                        128000                  127713.22                 127,713.22                        7.5                       7.5                        0.5                          0                          0                         7                        895
           1337               Arm                 Interest In Arrears                        517680                  516692.95                 516,692.95                        8.3                       8.3                        0.5                          0                          0                       7.8                    3907.37
           1338               Arm                 Interest In Arrears                        174250                  173956.27                 173,956.27                        8.9                       8.9                        0.5                          0                          0                       8.4                    1389.54
           1339               Arm                 Interest In Arrears                        270000                  269549.57                 269,549.57                       8.95                      8.95                        0.5                          0                          0                      8.45                    2162.78
           1340               Arm                 Interest In Arrears                        221000                   220547.6                 220,547.60                       7.95                      7.95                        0.5                          0                          0                      7.45                    1613.93
           1341              Fixed                Interest In Arrears                        152000                  151333.53                 151,333.53                       9.25                      9.25                        0.5                          0                          0                      8.75                    1392.12
           1342               Arm                 Interest In Arrears                        396000                  392592.51                 392,592.51                        7.5                       7.5                        0.5                          0                          0                         7                    2768.89
           1343               Arm                 Interest In Arrears                        363200                  361862.14                 361,862.14                        7.6                       7.6                        0.5                          0                          0                       7.1                    2564.47
           1344               Arm                 Interest In Arrears                        252000                  251489.34                 251,489.34                          8                         8                        0.5                          0                          0                       7.5                    1849.09
           1345               Arm                 Interest In Arrears                        229500                  228959.63                 228,959.63                       7.25                      7.25                        0.5                          0                          0                      6.75                     1565.6
           1346               Arm                 Interest In Arrears                        350000                  349397.73                 349,397.73                        8.8                       8.8                        0.5                          0                          0                       8.3                    2765.96
           1347               Arm                 Interest In Arrears                        252875                  252409.76                 252,409.76                      8.475                     8.475                        0.5                          0                          0                     7.975                    1939.92
           1348               Arm                 Interest In Arrears                         94500                   94306.55                  94,306.55                       7.95                      7.95                        0.5                          0                          0                      7.45                     690.12
           1349               Arm                 Interest In Arrears                        296000                  295316.75                 295,316.75                       7.35                      7.35                        0.5                          0                          0                      6.85                    2039.36
           1350               Arm                 Interest In Arrears                        355200                  354338.54                 354,338.54                        7.1                       7.1                        0.5                          0                          0                       6.6                    2387.06
           1351               Arm                 Interest In Arrears                        203520                  203050.22                 203,050.22                       7.35                      7.35                        0.5                          0                          0                      6.85                     1402.2
           1352               Arm                 Interest In Arrears                        440000                  438984.37                 438,984.37                       7.35                      7.35                        0.5                          0                          0                      6.85                    3031.48
           1353               Arm                 Interest Only                              148000                     148000                 148,000.00                        6.5                       6.5                        0.5                          0                          0                         6                     801.67
           1354               Arm                 Interest In Arrears                        320000                  318883.16                 318,883.16                       6.85                      6.85                        0.5                          0                          0                      6.35                    2096.83
           1355               Arm                 Interest In Arrears                        365500                  364831.02                 364,831.02                        8.5                       8.5                        0.5                          0                          0                         8                    2810.38
           1356               Arm                 Interest In Arrears                        383200                  382252.17                 382,252.17                          7                         7                        0.5                          0                          0                       6.5                    2549.44
           1357               Arm                 Interest In Arrears                        360000                  359064.88                 359,064.88                       6.75                      6.75                        0.5                          0                          0                      6.25                    2334.96
           1358               Arm                 Interest In Arrears                         63441                   63346.63                  63,346.63                        9.5                       9.5                        0.5                          0                          0                         9                     533.45
           1359               Arm                 Interest In Arrears                        223570                  223185.27                 223,185.27                        8.8                       8.8                        0.5                          0                          0                       8.3                    1766.82
           1360               Arm                 Interest In Arrears                        344000                  343034.41                 343,034.41                       6.35                      6.35                        0.5                          0                          0                      5.85                     2140.5
           1361               Arm                 Interest In Arrears                        162000                  161665.01                 161,665.01                        7.9                       7.9                        0.5                          0                          0                       7.4                    1177.43
           1362               Arm                 Interest In Arrears                        615920                  613822.11                 613,822.11                       6.85                      6.85                        0.5                          0                          0                      6.35                    4035.88
           1363               Arm                 Interest In Arrears                        268200                   267536.6                 267,536.60                          7                         7                        0.5                          0                          0                       6.5                    1784.35
           1364              Fixed                Interest In Arrears                         92000                    91844.9                  91,844.90                        8.9                       8.9                        0.5                          0                          0                       8.4                     733.65
           1365               Arm                 Interest In Arrears                         66300                   66193.89                  66,193.89                       9.15                      9.15                        0.5                          0                          0                      8.65                     540.64
           1366               Arm                 Interest In Arrears                        396000                  394746.69                 394,746.69                       7.45                      7.45                        0.5                          0                          0                      6.95                    2755.35
           1367               Arm                 Interest In Arrears                        384000                  382849.31                 382,849.31                        7.5                       7.5                        0.5                          0                          0                         7                    2684.99
           1368               Arm                 Interest In Arrears                        144000                   143739.2                 143,739.20                        8.6                       8.6                        0.5                          0                          0                       8.1                    1117.46
           1369               Arm                 Interest In Arrears                        583200                  581957.15                 581,957.15                       7.75                      7.75                        0.5                          0                          0                      7.25                    4178.12
           1370               Arm                 Interest In Arrears                        300760                  300162.74                 300,162.74                        8.1                       8.1                        0.5                          0                          0                       7.6                    2227.88
           1371               Arm                 Interest In Arrears                        151200                  150829.67                 150,829.67                       7.05                      7.05                        0.5                          0                          0                      6.55                    1011.02
           1372               Arm                 Interest In Arrears                        220500                  220015.74                 220,015.74                        7.6                       7.6                        0.5                          0                          0                       7.1                     1556.9
           1373               Arm                 Interest In Arrears                        261000                  260468.32                 260,468.32                          9                         9                        0.5                          0                          0                       8.5                    2100.07
           1374               Arm                 Interest In Arrears                         60000                   59917.09                  59,917.09                       9.85                      9.85                        0.5                          0                          0                      9.35                     519.91
           1375               Arm                 Interest In Arrears                        191920                  191546.62                 191,546.62                        9.6                       9.6                        0.5                          0                          0                       9.1                    1627.79
           1376              Fixed                Interest In Arrears                        110000                  109806.76                 109,806.76                        8.7                       8.7                        0.5                          0                          0                       8.2                     861.45
           1377               Arm                 Interest In Arrears                        620100                  618696.83                 618,696.83                       7.45                      7.45                        0.5                          0                          0                      6.95                    4314.62
           1378               Arm                 Interest In Arrears                        346750                  345890.64                 345,890.64                       6.99                      6.99                        0.5                          0                          0                      6.49                    2304.61
           1379               Arm                 Interest In Arrears                         79050                   78881.52                  78,881.52                       7.75                      7.75                        0.5                          0                          0                      7.25                     566.33
           1380               Arm                 Interest In Arrears                        101000                  100825.46                 100,825.46                        8.8                       8.8                        0.5                          0                          0                       8.3                     798.18
           1381               Arm                 Interest In Arrears                        408000                  407076.77                 407,076.77                       7.45                      7.45                        0.5                          0                          0                      6.95                    2838.84
           1382               Arm                 Interest In Arrears                        369000                   368069.2                 368,069.20                        6.9                       6.9                        0.5                          0                          0                       6.4                    2430.24
           1383               Arm                 Interest In Arrears                        399200                   398212.6                 398,212.60                          7                         7                        0.5                          0                          0                       6.5                    2655.89
           1384               Arm                 Interest In Arrears                        244000                  243436.77                 243,436.77                       7.35                      7.35                        0.5                          0                          0                      6.85                     1681.1
           1385               Arm                 Interest In Arrears                        422400                  421535.33                 421,535.33                       7.95                      7.95                        0.5                          0                          0                      7.45                    3084.72
           1386               Arm                 Interest In Arrears                        635000                  633490.05                 633,490.05                        7.2                       7.2                        0.5                          0                          0                       6.7                    4310.31
           1387              Fixed                Interest In Arrears                        320000                  319283.07                 319,283.07                        7.5                       7.5                        0.5                          0                          0                         7                    2237.49
           1388               Arm                 Interest In Arrears                        400000                  398877.24                 398,877.24                       6.35                      6.35                        0.5                          0                          0                      5.85                    2488.95
           1389               Arm                 Interest In Arrears                        385840                  385065.98                 385,065.98                       8.05                      8.05                        0.5                          0                          0                      7.55                    2844.62
           1390               Arm                 Interest In Arrears                        592000                  590673.69                 590,673.69                        7.5                       7.5                        0.5                          0                          0                         7                    4139.35
           1391              Fixed                Interest In Arrears                        311400                  310664.31                 310,664.31                        7.4                       7.4                        0.5                          0                          0                       6.9                    2156.08
           1392               Arm                 Interest In Arrears                        242250                  241797.42                 241,797.42                        8.4                       8.4                        0.5                          0                          0                       7.9                    1845.56
           1393               Arm                 Interest In Arrears                        670500                  669042.16                 669,042.16                       7.65                      7.65                        0.5                          0                          0                      7.15                     4757.3
           1394               Arm                 Interest In Arrears                        460000                  458850.96                 458,850.96                       6.95                      6.95                        0.5                          0                          0                      6.45                    3044.97
           1395               Arm                 Interest In Arrears                        284000                  283418.63                 283,418.63                       7.95                      7.95                        0.5                          0                          0                      7.45                    2074.01
           1396               Arm                 Interest In Arrears                        378000                  376959.25                 376,959.25                       6.45                      6.45                        0.5                          0                          0                      5.95                    2376.81
           1397               Arm                 Interest In Arrears                        486000                   485054.3                 485,054.30                        8.2                       8.2                        0.5                          0                          0                       7.7                    3634.09
           1398               Arm                 Interest In Arrears                        102600                  102416.01                 102,416.01                        8.6                       8.6                        0.5                          0                          0                       8.1                     796.19
           1399               Arm                 Interest In Arrears                        314400                  313622.32                 313,622.32                          7                         7                        0.5                          0                          0                       6.5                    2091.72
           1400               Arm                 Interest In Arrears                        404000                  403130.37                 403,130.37                        7.7                       7.7                        0.5                          0                          0                       7.2                    2880.36
           1401               Arm                 Interest In Arrears                        283200                  282588.25                 282,588.25                       7.95                      7.95                        0.5                          0                          0                      7.45                    2068.16
           1402               Arm                 Interest In Arrears                        315000                  314032.25                 314,032.25                        8.5                       8.5                        0.5                          0                          0                         8                    2422.08
           1403              Fixed                Interest In Arrears                        244000                  242958.14                 242,958.14                       6.85                      6.85                        0.5                          0                          0                      6.35                    1598.84
           1404               Arm                 Interest In Arrears                        328000                  326613.09                 326,613.09                        6.9                       6.9                        0.5                          0                          0                       6.4                    2160.21
           1405               Arm                 Interest In Arrears                        247200                  246421.63                 246,421.63                       7.25                      7.25                        0.5                          0                          0                      6.75                    1686.34
           1406               Arm                 Interest In Arrears                        108000                  107721.67                 107,721.67                       8.25                      8.25                        0.5                          0                          0                      7.75                     811.37
           1407               Arm                 Interest In Arrears                        184800                  184475.37                 184,475.37                        8.7                       8.7                        0.5                          0                          0                       8.2                    1447.23
           1408               Arm                 Interest In Arrears                        453000                  452072.72                 452,072.72                       7.95                      7.95                        0.5                          0                          0                      7.45                    3308.18
           1409               Arm                 Interest In Arrears                        679272                  676995.36                 676,995.36                       6.95                      6.95                        0.5                          0                          0                      6.45                    4496.43
           1410              Fixed                Interest In Arrears                        225220                  224705.28                 224,705.28                        7.4                       7.4                        0.5                          0                          0                       6.9                    1559.38
           1411               Arm                 Interest In Arrears                        340000                  338897.29                 338,897.29                        7.1                       7.1                        0.5                          0                          0                       6.6                    2284.91
           1412               Arm                 Interest In Arrears                        132300                  132018.04                 132,018.04                       7.75                      7.75                        0.5                          0                          0                      7.25                     947.82
           1413               Arm                 Interest Only                              575200                     575200                 575,200.00                       6.99                      6.99                        0.5                          0                          0                      6.49                    3350.54
           1414               Arm                 Interest Only                              562500                     562500                 562,500.00                        5.6                       5.6                        0.5                          0                          0                       5.1                       2625
           1415               Arm                 Interest In Arrears                        126000                  125714.85                 125,714.85                       7.45                      7.45                        0.5                          0                          0                      6.95                     876.71
           1416               Arm                 Interest In Arrears                        413991                  413643.06                 413,643.06                        8.1                       8.1                        0.5                          0                          0                       7.6                    2909.64
           1417               Arm                 Interest In Arrears                        283500                  282975.74                 282,975.74                       8.45                      8.45                        0.5                          0                          0                      7.95                    2169.84
           1418               Arm                 Interest In Arrears                        280000                  279347.24                 279,347.24                        7.3                       7.3                        0.5                          0                          0                       6.8                     1919.6
           1419               Arm                 Interest In Arrears                         58500                   58402.48                  58,402.48                       8.99                      8.99                        0.5                          0                          0                      8.49                     470.29
           1420               Arm                 Interest In Arrears                        252000                  250219.88                 250,219.88                        8.1                       8.1                        0.5                          0                          0                       7.6                    1866.69
           1421               Arm                 Interest In Arrears                        484000                  482904.77                 482,904.77                       7.45                      7.45                        0.5                          0                          0                      6.95                    3367.65
           1422               Arm                 Interest Only                              432000                     432000                 432,000.00                        7.4                       7.4                        0.5                          0                          0                       6.9                       2664
           1423               Arm                 Interest In Arrears                        508000                  506960.12                 506,960.12                       7.95                      7.95                        0.5                          0                          0                      7.45                    3709.84
           1424              Fixed                Interest In Arrears                        150061                  149609.73                 149,609.73                       5.99                      5.99                        0.5                          0                          0                      5.49                     898.73
           1425               Arm                 Interest In Arrears                        444000                  443063.24                 443,063.24                        7.8                       7.8                        0.5                          0                          0                       7.3                    3196.23
           1426               Arm                 Interest In Arrears                        134100                  133864.41                 133,864.41                        8.7                       8.7                        0.5                          0                          0                       8.2                    1050.19
           1427               Arm                 Interest In Arrears                        128000                  127753.42                 127,753.42                       8.25                      8.25                        0.5                          0                          0                      7.75                     961.63
           1428              Fixed                Interest In Arrears                        252000                  251350.97                 251,350.97                        6.8                       6.8                        0.5                          0                          0                       6.3                    1642.86
           1429               Arm                 Interest In Arrears                        130400                  130133.06                 130,133.06                       7.95                      7.95                        0.5                          0                          0                      7.45                     952.29
           1430               Arm                 Interest In Arrears                        436000                  435134.21                 435,134.21                        8.1                       8.1                        0.5                          0                          0                       7.6                    3229.66
           1431               Arm                 Interest In Arrears                        104550                  104463.37                 104,463.37                       8.15                      8.15                        0.5                          0                          0                      7.65                     738.75
           1432               Arm                 Interest In Arrears                        294750                  293540.97                 293,540.97                       7.99                      7.99                        0.5                          0                          0                      7.49                    2160.72
           1433               Arm                 Interest In Arrears                         87920                   87679.23                  87,679.23                       7.95                      7.95                        0.5                          0                          0                      7.45                     642.07
           1434               Arm                 Interest In Arrears                        152000                  151562.34                 151,562.34                        7.7                       7.7                        0.5                          0                          0                       7.2                     1083.7
           1435               Arm                 Interest In Arrears                        232000                  231464.47                 231,464.47                       7.35                      7.35                        0.5                          0                          0                      6.85                    1598.42
           1436               Arm                 Interest In Arrears                        419992                   419139.2                 419,139.20                       7.99                      7.99                        0.5                          0                          0                      7.49                    3078.83
           1437               Arm                 Interest In Arrears                        360000                  359107.79                 359,107.79                       6.99                      6.99                        0.5                          0                          0                      6.49                    2392.68
           1438              Fixed                Interest In Arrears                        232000                  231302.32                 231,302.32                       5.99                      5.99                        0.5                          0                          0                      5.49                    1389.47
           1439              Fixed                Interest In Arrears                        131000                  130790.35                 130,790.35                       9.15                      9.15                        0.5                          0                          0                      8.65                    1068.23
           1440               Arm                 Interest Only                              224000                     224000                 224,000.00                        6.8                       6.8                        0.5                          0                          0                       6.3                    1269.33
           1441               Arm                 Interest In Arrears                        235000                  234682.14                 234,682.14                       9.95                      9.95                        0.5                          0                          0                      9.45                    2053.62
           1442               Arm                 Interest In Arrears                        212000                  211389.53                 211,389.53                        7.7                       7.7                        0.5                          0                          0                       7.2                    1511.48
           1443               Arm                 Interest In Arrears                        340000                  339296.97                 339,296.97                        7.9                       7.9                        0.5                          0                          0                       7.4                    2471.14
           1444               Arm                 Interest In Arrears                        400500                  400116.89                 400,116.89                       7.65                      7.65                        0.5                          0                          0                      7.15                    2680.08
           1445               Arm                 Interest Only                              448000                  447982.67                 447,982.67                       6.65                      6.65                        0.5                          0                          0                      6.15                    2482.67
           1446               Arm                 Interest In Arrears                        332910                  332061.97                 332,061.97                       6.85                      6.85                        0.5                          0                          0                      6.35                    2181.43
           1447               Arm                 Interest In Arrears                        157500                  157109.65                 157,109.65                       6.99                      6.99                        0.5                          0                          0                      6.49                     1046.8
           1448               Arm                 Interest In Arrears                        338592                  337904.49                 337,904.49                       7.99                      7.99                        0.5                          0                          0                      7.49                    2482.11
           1449               Arm                 Interest In Arrears                        204000                  203515.48                 203,515.48                       8.65                      8.65                        0.5                          0                          0                      8.15                    1590.33
           1450               Arm                 Interest In Arrears                         89910                    89727.8                  89,727.80                          8                         8                        0.5                          0                          0                       7.5                     659.73
           1451               Arm                 Interest In Arrears                        180000                  179481.72                 179,481.72                        7.7                       7.7                        0.5                          0                          0                       7.2                    1283.33
           1452               Arm                 Interest In Arrears                        423000                  422225.76                 422,225.76                        8.5                       8.5                        0.5                          0                          0                         8                    3252.51
           1453               Arm                 Interest In Arrears                        472500                   471599.1                 471,599.10                        8.3                       8.3                        0.5                          0                          0                       7.8                    3566.36
           1454               Arm                 Interest In Arrears                        181800                  181427.85                 181,427.85                       7.95                      7.95                        0.5                          0                          0                      7.45                    1327.66
           1455               Arm                 Interest In Arrears                        116500                  116066.56                 116,066.56                       7.75                      7.75                        0.5                          0                          0                      7.25                     834.63
           1456               Arm                 Interest In Arrears                        348000                  347056.58                 347,056.58                          8                         8                        0.5                          0                          0                       7.5                    2553.51
           1457               Arm                 Interest In Arrears                         86250                   86110.79                  86,110.79                      10.49                     10.49                        0.5                          0                          0                      9.99                     788.32
           1458               Arm                 Interest In Arrears                        380000                  379059.24                 379,059.24                          7                         7                        0.5                          0                          0                       6.5                    2528.15
           1459               Arm                 Interest In Arrears                         85500                   85388.32                  85,388.32                      10.49                     10.49                        0.5                          0                          0                      9.99                     781.47
           1460               Arm                 Interest In Arrears                        110000                  109667.06                 109,667.06                       7.45                      7.45                        0.5                          0                          0                      6.95                     765.38
           1461               Arm                 Interest In Arrears                         52200                   52091.09                  52,091.09                       9.35                      9.35                        0.5                          0                          0                      8.85                     433.23
           1462               Arm                 Interest In Arrears                         85000                   84845.69                  84,845.69                       8.54                      8.54                        0.5                          0                          0                      8.04                     655.99
           1463               Arm                 Interest In Arrears                        216750                  216208.56                 216,208.56                       6.95                      6.95                        0.5                          0                          0                      6.45                    1434.78
           1464               Arm                 Interest In Arrears                        115537                   115220.6                 115,220.60                       7.95                      7.95                        0.5                          0                          0                      7.45                     843.75
           1465               Arm                 Interest In Arrears                        157000                  156738.07                 156,738.07                       8.95                      8.95                        0.5                          0                          0                      8.45                    1257.62
           1466               Arm                 Interest In Arrears                        142200                  141879.09                 141,879.09                        8.9                       8.9                        0.5                          0                          0                       8.4                    1133.96
           1467               Arm                 Interest In Arrears                         67500                   67400.63                  67,400.63                       9.55                      9.55                        0.5                          0                          0                      9.05                     570.05
           1468               Arm                 Interest In Arrears                        370800                   370155.3                 370,155.30                       8.75                      8.75                        0.5                          0                          0                      8.25                    2917.09
           1469               Arm                 Interest In Arrears                        190400                  189829.44                 189,829.44                        7.5                       7.5                        0.5                          0                          0                         7                    1331.31
           1470               Arm                 Interest In Arrears                         75500                   75375.08                  75,375.08                       8.99                      8.99                        0.5                          0                          0                      8.49                     606.95
           1471               Arm                 Interest In Arrears                        126000                  125791.53                 125,791.53                       8.99                      8.99                        0.5                          0                          0                      8.49                    1012.92
           1472               Arm                 Interest In Arrears                        372000                  370960.85                 370,960.85                      6.375                     6.375                        0.5                          0                          0                     5.875                     2320.8
           1473               Arm                 Interest In Arrears                        336000                  335317.75                 335,317.75                       7.99                      7.99                        0.5                          0                          0                      7.49                    2463.11
           1474               Arm                 Interest Only                              142800                     142800                 142,800.00                       6.75                      6.75                        0.5                          0                          0                      6.25                     803.25
           1475               Arm                 Interest Only                              158400                  158399.98                 158,399.98                       7.65                      7.65                        0.5                          0                          0                      7.15                     1009.8
           1476               Arm                 Interest In Arrears                        313600                  312816.67                 312,816.67                       6.95                      6.95                        0.5                          0                          0                      6.45                    2075.87
           1477               Arm                 Interest In Arrears                        297850                   297240.3                 297,240.30                       7.95                      7.95                        0.5                          0                          0                      7.45                    2175.15
           1478               Arm                 Interest In Arrears                         64800                   64688.49                  64,688.49                        8.8                       8.8                        0.5                          0                          0                       8.3                      512.1
           1479               Arm                 Interest In Arrears                        246500                   246048.8                 246,048.80                        8.5                       8.5                        0.5                          0                          0                         8                    1895.38
           1480               Arm                 Interest In Arrears                        585000                  583686.77                 583,686.77                       7.49                      7.49                        0.5                          0                          0                      6.99                     4086.4
           1481               Arm                 Interest In Arrears                        137700                  137334.18                 137,334.18                        8.1                       8.1                        0.5                          0                          0                       7.6                    1020.01
           1482               Arm                 Interest In Arrears                        374400                  372888.91                 372,888.91                       5.99                      5.99                        0.5                          0                          0                      5.49                    2242.32
           1483               Arm                 Interest In Arrears                        232000                  231510.54                 231,510.54                        7.8                       7.8                        0.5                          0                          0                       7.3                     1670.1
           1484               Arm                 Interest In Arrears                        111600                  111405.96                 111,405.96                       8.75                      8.75                        0.5                          0                          0                      8.25                     877.96
           1485               Arm                 Interest In Arrears                         66300                   66189.37                  66,189.37                       8.95                      8.95                        0.5                          0                          0                      8.45                     531.09
           1486               Arm                 Interest In Arrears                        123300                  123089.99                 123,089.99                       8.85                      8.85                        0.5                          0                          0                      8.35                     978.83
           1487               Arm                 Interest In Arrears                         81000                   80854.75                  80,854.75                        8.6                       8.6                        0.5                          0                          0                       8.1                     628.57
           1488              Fixed                Interest In Arrears                         69700                   69601.62                  69,601.62                       9.75                      9.75                        0.5                          0                          0                      9.25                     598.84
           1489               Arm                 Interest In Arrears                        174598                  174309.73                 174,309.73                          9                         9                        0.5                          0                          0                       8.5                    1404.86
           1490               Arm                 Interest In Arrears                        173400                  172931.72                 172,931.72                       6.55                      6.55                        0.5                          0                          0                      6.05                    1101.72
           1491               Arm                 Interest In Arrears                        117000                   116707.5                 116,707.50                        8.4                       8.4                        0.5                          0                          0                       7.9                     891.36
           1492               Arm                 Interest In Arrears                        143100                  142809.44                 142,809.44                       7.99                      7.99                        0.5                          0                          0                      7.49                    1049.02
           1493               Arm                 Interest In Arrears                         85000                   84907.27                  84,907.27                      12.25                     12.25                        0.5                          0                          0                     11.75                     890.72
           1494               Arm                 Interest Only                               81600                      81600                  81,600.00                        7.4                       7.4                        0.5                          0                          0                       6.9                      503.2
           1495               Arm                 Interest In Arrears                        225000                  224374.48                 224,374.48                      7.875                     7.875                        0.5                          0                          0                     7.375                    1631.41
           1496               Arm                 Interest In Arrears                         59500                   59415.88                  59,415.88                       9.75                      9.75                        0.5                          0                          0                      9.25                      511.2
           1497              Fixed                Interest In Arrears                        189000                  188671.38                 188,671.38                       8.75                      8.75                        0.5                          0                          0                      8.25                    1486.87
           1498               Arm                 Interest In Arrears                         72375                   72251.55                  72,251.55                      10.25                     10.25                        0.5                          0                          0                      9.75                     648.56
           1499               Arm                 Interest In Arrears                        449440                  447801.54                 447,801.54                        6.5                       6.5                        0.5                          0                          0                         6                    2840.77
           1500               Arm                 Interest In Arrears                        112000                  111747.32                 111,747.32                        8.9                       8.9                        0.5                          0                          0                       8.4                     893.14
           1501               Arm                 Interest In Arrears                        152100                  151741.86                 151,741.86                       7.25                      7.25                        0.5                          0                          0                      6.75                     1037.6
           1502               Arm                 Interest In Arrears                        160000                  159530.01                 159,530.01                        7.6                       7.6                        0.5                          0                          0                       7.1                    1129.72
           1503               Arm                 Interest In Arrears                         78200                   78030.76                  78,030.76                        9.1                       9.1                        0.5                          0                          0                       8.6                     634.85
           1504               Arm                 Interest In Arrears                        180000                  179705.85                 179,705.85                       9.05                      9.05                        0.5                          0                          0                      8.55                    1454.81
           1505               Arm                 Interest In Arrears                        183600                  183212.63                 183,212.63                        7.8                       7.8                        0.5                          0                          0                       7.3                    1321.69
           1506               Arm                 Interest In Arrears                        178791                  178376.05                 178,376.05                      7.875                     7.875                        0.5                          0                          0                     7.375                    1296.36
           1507               Arm                 Interest In Arrears                        171000                     170687                 170,687.00                        8.5                       8.5                        0.5                          0                          0                         8                    1314.85
           1508              Fixed                Interest In Arrears                         55000                   54860.47                  54,860.47                       9.95                      9.95                        0.5                          0                          0                      9.45                     480.64
           1509               Arm                 Interest In Arrears                        333600                  332930.28                 332,930.28                       8.05                      8.05                        0.5                          0                          0                      7.55                    2459.48
           1510              Fixed                Interest In Arrears                        344000                  343106.45                 343,106.45                       6.75                      6.75                        0.5                          0                          0                      6.25                    2231.18
           1511               Arm                 Interest In Arrears                        277600                  277081.38                 277,081.38                        8.4                       8.4                        0.5                          0                          0                       7.9                    2114.87
           1512               Arm                 Interest Only                              194392                     194392                 194,392.00                       7.05                      7.05                        0.5                          0                          0                      6.55                    1142.05
           1513               Arm                 Interest In Arrears                        110800                  110575.02                 110,575.02                       7.99                      7.99                        0.5                          0                          0                      7.49                     812.24
           1514               Arm                 Interest In Arrears                        208250                  207840.62                 207,840.62                       8.15                      8.15                        0.5                          0                          0                      7.65                     1549.9
           1515               Arm                 Interest In Arrears                        512000                  509749.19                 509,749.19                        6.7                       6.7                        0.5                          0                          0                       6.2                    3303.83
           1516               Arm                 Interest In Arrears                        349200                  348056.25                 348,056.25                       7.05                      7.05                        0.5                          0                          0                      6.55                    2334.98
           1517               Arm                 Interest In Arrears                         90800                   90499.66                  90,499.66                          7                         7                        0.5                          0                          0                       6.5                      604.1
           1518               Arm                 Interest In Arrears                        308000                  306979.24                 306,979.24                       6.99                      6.99                        0.5                          0                          0                      6.49                    2047.07
           1519               Arm                 Interest In Arrears                        358200                  357184.83                 357,184.83                        6.3                       6.3                        0.5                          0                          0                       5.8                    2217.17
           1520               Arm                 Interest In Arrears                        380000                  378803.46                 378,803.46                       7.25                      7.25                        0.5                          0                          0                      6.75                    2592.27
           1521               Arm                 Interest In Arrears                        286000                  283602.06                 283,602.06                      11.65                     11.65                        0.5                          0                          0                     11.15                    2865.02
           1522               Arm                 Interest In Arrears                        360000                  359143.97                 359,143.97                        7.2                       7.2                        0.5                          0                          0                       6.7                    2443.64
           1523               Arm                 Interest In Arrears                        367384                  366303.83                 366,303.83                        7.6                       7.6                        0.5                          0                          0                       7.1                    2594.01
           1524               Arm                 Interest In Arrears                        463500                  462604.27                 462,604.27                       8.25                      8.25                        0.5                          0                          0                      7.75                    3482.13
           1525               Arm                 Interest Only                              329600                     329600                 329,600.00                       6.99                      6.99                        0.5                          0                          0                      6.49                    1919.92
           1526               Arm                 Interest In Arrears                        384000                  383040.14                 383,040.14                        8.4                       8.4                        0.5                          0                          0                       7.9                    2925.46
           1527               Arm                 Interest In Arrears                        139500                  139187.46                 139,187.46                        7.5                       7.5                        0.5                          0                          0                         7                     975.41
           1528               Arm                 Interest In Arrears                        630000                  628257.36                 628,257.36                        7.9                       7.9                        0.5                          0                          0                       7.4                    4578.88
           1529               Arm                 Interest In Arrears                        246500                  246092.17                 246,092.17                       8.99                      8.99                        0.5                          0                          0                      8.49                    1981.63
           1530              Fixed                Interest In Arrears                        208000                   207459.7                 207,459.70                       6.75                      6.75                        0.5                          0                          0                      6.25                    1349.09
           1531               Arm                 Interest In Arrears                        520000                  518618.53                 518,618.53                        8.1                       8.1                        0.5                          0                          0                       7.6                    3851.89
           1532              Fixed                Interest In Arrears                        143200                  142712.21                 142,712.21                       6.85                      6.85                        0.5                          0                          0                      6.35                     938.34
           1533               Arm                 Interest In Arrears                        203520                  202986.35                 202,986.35                        7.1                       7.1                        0.5                          0                          0                       6.6                    1367.72
           1534               Arm                 Interest In Arrears                         68000                   67881.76                  67,881.76                       8.75                      8.75                        0.5                          0                          0                      8.25                     534.96
           1535               Arm                 Interest In Arrears                        180000                  179523.24                 179,523.24                       6.65                      6.65                        0.5                          0                          0                      6.15                    1155.54
           1536               Arm                 Interest In Arrears                        193791                  193225.76                 193,225.76                       6.15                      6.15                        0.5                          0                          0                      5.65                    1180.63
           1537               Arm                 Interest Only                              173697                     173697                 173,697.00                        7.5                       7.5                        0.5                          0                          0                         7                    1085.61
           1538               Arm                 Interest In Arrears                        101600                  101353.77                 101,353.77                       7.25                      7.25                        0.5                          0                          0                      6.75                      693.1
           1539               Arm                 Interest In Arrears                        169350                  168974.33                 168,974.33                       7.55                      7.55                        0.5                          0                          0                      7.05                    1189.93
           1540               Arm                 Interest In Arrears                        480000                  479247.92                 479,247.92                        9.3                       9.3                        0.5                          0                          0                       8.8                    3966.25
           1541               Arm                 Interest In Arrears                        175410                  175078.94                 175,078.94                       8.35                      8.35                        0.5                          0                          0                      7.85                    1330.15
           1542               Arm                 Interest In Arrears                        121500                  121153.62                 121,153.62                       7.75                      7.75                        0.5                          0                          0                      7.25                     870.45
           1543               Arm                 Interest In Arrears                        450000                  448929.95                 448,929.95                        7.2                       7.2                        0.5                          0                          0                       6.7                    3054.55
           1544               Arm                 Interest In Arrears                        276250                  275784.33                 275,784.33                        8.9                       8.9                        0.5                          0                          0                       8.4                    2202.93
           1545               Arm                 Interest In Arrears                        236000                  235511.99                 235,511.99                        7.9                       7.9                        0.5                          0                          0                       7.4                    1715.27
           1546               Arm                 Interest Only                              154700                     154700                 154,700.00                        6.6                       6.6                        0.5                          0                          0                       6.1                     850.85
           1547              Fixed                Interest In Arrears                        118160                  117945.94                 117,945.94                       8.55                      8.55                        0.5                          0                          0                      8.05                     912.74
           1548               Arm                 Interest In Arrears                         50000                   49904.64                  49,904.64                        8.3                       8.3                        0.5                          0                          0                       7.8                      377.4
           1549               Arm                 Interest In Arrears                        216000                  215449.79                 215,449.79                       6.85                      6.85                        0.5                          0                          0                      6.35                    1415.36
           1550               Arm                 Interest In Arrears                        116000                  115743.15                 115,743.15                       8.99                      8.99                        0.5                          0                          0                      8.49                     932.53
           1551               Arm                 Interest In Arrears                        203310                   202840.7                 202,840.70                       7.35                      7.35                        0.5                          0                          0                      6.85                    1400.75
           1552               Arm                 Interest In Arrears                        616000                  614578.11                 614,578.11                       7.35                      7.35                        0.5                          0                          0                      6.85                    4244.07
           1553               Arm                 Interest In Arrears                        405000                   404251.1                 404,251.10                       8.45                      8.45                        0.5                          0                          0                      7.95                    3099.76
           1554              Fixed                Interest In Arrears                         81000                   80880.77                  80,880.77                       9.55                      9.55                        0.5                          0                          0                      9.05                     684.05
           1555               Arm                 Interest In Arrears                        165600                  165113.57                 165,113.57                        7.6                       7.6                        0.5                          0                          0                       7.1                    1169.26
           1556               Arm                 Interest In Arrears                        215000                  214513.48                 214,513.48                       7.45                      7.45                        0.5                          0                          0                      6.95                    1495.96
           1557               Arm                 Interest In Arrears                        216000                  215588.15                 215,588.15                        8.3                       8.3                        0.5                          0                          0                       7.8                    1630.34
           1558               Arm                 Interest In Arrears                         68000                   67886.56                  67,886.56                       8.95                      8.95                        0.5                          0                          0                      8.45                      544.7
           1559               Arm                 Interest In Arrears                        135000                  134792.79                 134,792.79                       9.35                      9.35                        0.5                          0                          0                      8.85                    1120.41
           1560               Arm                 Interest In Arrears                        321900                  321304.75                 321,304.75                       8.45                      8.45                        0.5                          0                          0                      7.95                    2463.74
           1561               Arm                 Interest In Arrears                        292500                  291783.57                 291,783.57                       7.05                      7.05                        0.5                          0                          0                      6.55                    1955.85
           1562               Arm                 Interest In Arrears                        616500                  615300.36                 615,300.36                        8.2                       8.2                        0.5                          0                          0                       7.7                    4609.91
           1563               Arm                 Interest In Arrears                        280500                  279680.07                 279,680.07                        7.5                       7.5                        0.5                          0                          0                         7                     1961.3
           1564               Arm                 Interest In Arrears                        576000                  575309.46                 575,309.46                       6.85                      6.85                        0.5                          0                          0                      6.35                    3516.87
           1565               Arm                 Interest In Arrears                        411280                  410773.03                 410,773.03                       6.75                      6.75                        0.5                          0                          0                      6.25                    2481.49
           1566               Arm                 Interest In Arrears                        232000                  231402.11                 231,402.11                       8.25                      8.25                        0.5                          0                          0                      7.75                    1742.94
           1567               Arm                 Interest In Arrears                        346400                  345576.29                 345,576.29                        7.2                       7.2                        0.5                          0                          0                       6.7                    2351.33
           1568               Arm                 Interest In Arrears                        210000                  209674.27                 209,674.27                        9.3                       9.3                        0.5                          0                          0                       8.8                    1735.24
           1569               Arm                 Interest In Arrears                        112500                  112247.95                 112,247.95                        7.5                       7.5                        0.5                          0                          0                         7                     786.62
           1570               Arm                 Interest In Arrears                        312000                     311294                 311,294.00                       7.45                      7.45                        0.5                          0                          0                      6.95                    2170.88
           1571               Arm                 Interest In Arrears                        170000                  169700.12                 169,700.12                       9.15                      9.15                        0.5                          0                          0                      8.65                    1386.25
           1572               Arm                 Interest Only                              362000                     362000                 362,000.00                       7.39                      7.39                        0.5                          0                          0                      6.89                    2229.32
           1573               Arm                 Interest In Arrears                        425000                  423979.38                 423,979.38                       7.15                      7.15                        0.5                          0                          0                      6.65                    2870.48
           1574               Arm                 Interest In Arrears                        352500                  351847.47                 351,847.47                        9.8                       9.8                        0.5                          0                          0                       9.3                    3041.48
           1575               Arm                 Interest In Arrears                        361250                  360868.28                 360,868.28                        7.3                       7.3                        0.5                          0                          0                       6.8                    2324.07
           1576               Arm                 Interest In Arrears                        364500                   363715.4                 363,715.40                        7.7                       7.7                        0.5                          0                          0                       7.2                    2598.74
           1577              Fixed                Interest In Arrears                        109600                   109361.7                 109,361.70                       7.65                      7.65                        0.5                          0                          0                      7.15                     777.63
           1578               Arm                 Interest In Arrears                        376200                  375373.81                 375,373.81                        7.6                       7.6                        0.5                          0                          0                       7.1                    2656.26
           1579              Fixed                Interest In Arrears                        353600                  352702.37                 352,702.37                        7.2                       7.2                        0.5                          0                          0                       6.7                     2400.2
           1580               Arm                 Interest In Arrears                        550320                  547731.86                 547,731.86                       6.35                      6.35                        0.5                          0                          0                      5.85                    3424.29
           1581               Arm                 Interest In Arrears                        104000                  103752.56                 103,752.56                       8.45                      8.45                        0.5                          0                          0                      7.95                     795.99
           1582               Arm                 Interest In Arrears                        368000                  367199.86                 367,199.86                       7.65                      7.65                        0.5                          0                          0                      7.15                    2611.02
           1583               Arm                 Interest In Arrears                        306000                  305367.26                 305,367.26                        7.9                       7.9                        0.5                          0                          0                       7.4                    2224.03
           1584              Fixed                Interest In Arrears                         78625                   78553.97                  78,553.97                       7.85                      7.85                        0.5                          0                          0                      7.35                     537.86
           1585               Arm                 Interest In Arrears                        279000                  278468.04                 278,468.04                        8.3                       8.3                        0.5                          0                          0                       7.8                    2105.85
           1586               Arm                 Interest In Arrears                        220815                  220367.52                 220,367.52                          8                         8                        0.5                          0                          0                       7.5                    1620.27
           1587              Fixed                Interest In Arrears                        135000                  134739.97                 134,739.97                       8.25                      8.25                        0.5                          0                          0                      7.75                    1014.21
           1588              Fixed                Interest In Arrears                        408000                  407147.82                 407,147.82                       7.85                      7.85                        0.5                          0                          0                      7.35                    2951.21
           1589               Arm                 Interest In Arrears                        151200                  150905.21                 150,905.21                        9.6                       9.6                        0.5                          0                          0                       9.1                    1282.42
           1590               Arm                 Interest In Arrears                        648000                  645901.26                 645,901.26                       6.65                      6.65                        0.5                          0                          0                      6.15                    4159.94
           1591               Arm                 Interest In Arrears                         93000                   92843.24                  92,843.24                        8.9                       8.9                        0.5                          0                          0                       8.4                     741.62
           1592               Arm                 Interest Only                              120000                     120000                 120,000.00                        7.5                       7.5                        0.5                          0                          0                         7                        750
           1593               Arm                 Interest In Arrears                         99200                   98949.47                  98,949.47                       8.35                      8.35                        0.5                          0                          0                      7.85                     752.25
           1594               Arm                 Interest In Arrears                        556000                  554622.05                 554,622.05                       6.99                      6.99                        0.5                          0                          0                      6.49                    3695.35
           1595               Arm                 Interest In Arrears                        201450                  201137.54                 201,137.54                        9.3                       9.3                        0.5                          0                          0                       8.8                    1664.59
           1596               Arm                 Interest In Arrears                         90900                   90757.51                  90,757.51                       9.25                      9.25                        0.5                          0                          0                      8.75                     747.82
           1597               Arm                 Interest In Arrears                        382500                  381930.35                 381,930.35                        9.5                       9.5                        0.5                          0                          0                         9                    3216.27
           1598               Arm                 Interest In Arrears                        520000                  519331.84                 519,331.84                        6.6                       6.6                        0.5                          0                          0                       6.1                     3081.5
           1599              Fixed                Interest In Arrears                        112000                  111898.84                 111,898.84                       7.85                      7.85                        0.5                          0                          0                      7.35                     766.17
           1600               Arm                 Interest In Arrears                        216000                  215460.46                 215,460.46                       6.95                      6.95                        0.5                          0                          0                      6.45                    1429.81
           1601               Arm                 Interest In Arrears                        180000                  179633.54                 179,633.54                       7.99                      7.99                        0.5                          0                          0                      7.49                    1319.53
           1602               Arm                 Interest In Arrears                        186300                   186126.8                 186,126.80                       7.75                      7.75                        0.5                          0                          0                      7.25                    1260.55
           1603               Arm                 Interest In Arrears                        352000                  351103.34                 351,103.34                       6.85                      6.85                        0.5                          0                          0                      6.35                    2306.52
           1604               Arm                 Interest Only                              132000                     132000                 132,000.00                       6.35                      6.35                        0.5                          0                          0                      5.85                      698.5
           1605               Arm                 Interest Only                              380000                     380000                 380,000.00                      7.175                     7.175                        0.5                          0                          0                     6.675                    2272.08
           1606               Arm                 Interest In Arrears                        495000                  493994.89                 493,994.89                       7.99                      7.99                        0.5                          0                          0                      7.49                    3628.69
           1607               Arm                 Interest In Arrears                        155600                  155233.63                 155,233.63                       7.25                      7.25                        0.5                          0                          0                      6.75                    1061.47
           1608               Arm                 Interest In Arrears                         94000                   93829.68                  93,829.68                       8.55                      8.55                        0.5                          0                          0                      8.05                     726.12
           1609               Arm                 Interest In Arrears                         86200                   86033.94                  86,033.94                       8.25                      8.25                        0.5                          0                          0                      7.75                      647.6
           1610               Arm                 Interest In Arrears                        495200                  494236.38                 494,236.38                        8.2                       8.2                        0.5                          0                          0                       7.7                    3702.89
           1611               Arm                 Interest In Arrears                        246800                  246204.32                 246,204.32                        7.8                       7.8                        0.5                          0                          0                       7.3                    1776.65
           1612               Arm                 Interest In Arrears                        120000                  119728.44                 119,728.44                       7.45                      7.45                        0.5                          0                          0                      6.95                     834.96
           1613               Arm                 Interest In Arrears                        220500                  220039.44                 220,039.44                       7.85                      7.85                        0.5                          0                          0                      7.35                    1594.96
           1614               Arm                 Interest In Arrears                        119000                  118763.69                 118,763.69                        8.1                       8.1                        0.5                          0                          0                       7.6                     881.49
           1615               Arm                 Interest In Arrears                        612000                  610682.62                 610,682.62                        7.7                       7.7                        0.5                          0                          0                       7.2                    4363.32
           1616               Arm                 Interest In Arrears                        214957                   213763.7                 213,763.70                       6.45                      6.45                        0.5                          0                          0                      5.95                    1351.62
           1617               Arm                 Interest In Arrears                        111600                  111425.07                 111,425.07                       9.25                      9.25                        0.5                          0                          0                      8.75                     918.11
           1618               Arm                 Interest In Arrears                         56000                   55809.49                  55,809.49                       9.15                      9.15                        0.5                          0                          0                      8.65                     456.65
           1619               Arm                 Interest In Arrears                        161000                  160733.62                 160,733.62                       8.99                      8.99                        0.5                          0                          0                      8.49                    1294.29
           1620               Arm                 Interest In Arrears                        124330                  124092.93                 124,092.93                        8.3                       8.3                        0.5                          0                          0                       7.8                     938.43
           1621               Arm                 Interest In Arrears                        101700                     101525                 101,525.00                        8.8                       8.8                        0.5                          0                          0                       8.3                     803.71
           1622               Arm                 Interest In Arrears                        135000                  134776.65                 134,776.65                       8.99                      8.99                        0.5                          0                          0                      8.49                    1085.27
           1623              Fixed                Interest In Arrears                        198400                  196709.66                 196,709.66                        6.2                       6.2                        0.5                          0                          0                       5.7                    1444.39
           1624               Arm                 Interest In Arrears                        144500                  144221.64                 144,221.64                       8.25                      8.25                        0.5                          0                          0                      7.75                    1085.59
           1625               Arm                 Interest In Arrears                        156600                  156203.81                 156,203.81                       7.45                      7.45                        0.5                          0                          0                      6.95                    1089.62
           1626               Arm                 Interest In Arrears                        214200                   213751.7                 213,751.70                       7.84                      7.84                        0.5                          0                          0                      7.34                     1547.9
           1627               Arm                 Interest In Arrears                        324000                  323295.54                 323,295.54                       7.65                      7.65                        0.5                          0                          0                      7.15                    2298.83
           1628               Arm                 Interest In Arrears                         88200                    87940.9                  87,940.90                        7.6                       7.6                        0.5                          0                          0                       7.1                     622.76
           1629               Arm                 Interest In Arrears                        194000                  193824.74                 193,824.74                       7.85                      7.85                        0.5                          0                          0                      7.35                    1327.12
           1630               Arm                 Interest In Arrears                        626796                  626179.06                 626,179.06                       7.55                      7.55                        0.5                          0                          0                      7.05                    4147.95
           1631               Arm                 Interest Only                              171200                     171200                 171,200.00                       7.15                      7.15                        0.5                          0                          0                      6.65                    1020.07
           1632               Arm                 Interest In Arrears                         64600                   64454.26                  64,454.26                        8.9                       8.9                        0.5                          0                          0                       8.4                     515.15
           1633               Arm                 Interest In Arrears                        204850                   204459.4                 204,459.40                        8.3                       8.3                        0.5                          0                          0                       7.8                    1546.18
           1634               Arm                 Interest In Arrears                        156000                  154698.03                 154,698.03                        8.4                       8.4                        0.5                          0                          0                       7.9                    1188.47
           1635              Fixed                Interest In Arrears                        131850                  131556.92                 131,556.92                       7.54                      7.54                        0.5                          0                          0                      7.04                     925.53
           1636               Arm                 Interest In Arrears                        182750                  182371.36                 182,371.36                       7.89                      7.89                        0.5                          0                          0                      7.39                    1326.97
           1637               Arm                 Interest In Arrears                        183600                  183220.35                 183,220.35                        7.9                       7.9                        0.5                          0                          0                       7.4                    1334.42
           1638               Arm                 Interest In Arrears                        220500                  220015.74                 220,015.74                        7.6                       7.6                        0.5                          0                          0                       7.1                     1556.9
           1639               Arm                 Interest In Arrears                        382500                  381506.45                 381,506.45                       6.75                      6.75                        0.5                          0                          0                      6.25                    2480.89
           1640               Arm                 Interest In Arrears                        152000                  151710.16                 151,710.16                        8.3                       8.3                        0.5                          0                          0                       7.8                    1147.28
           1641              Fixed                Interest In Arrears                         62000                    61833.6                  61,833.60                       8.05                      8.05                        0.5                          0                          0                      7.55                      457.1
           1642               Arm                 Interest In Arrears                        680000                  678565.35                 678,565.35                        7.8                       7.8                        0.5                          0                          0                       7.3                    4895.12
           1643               Arm                 Interest In Arrears                        105000                  104771.68                 104,771.68                       7.65                      7.65                        0.5                          0                          0                      7.15                        745
           1644               Arm                 Interest In Arrears                        142800                  142510.02                 142,510.02                       7.99                      7.99                        0.5                          0                          0                      7.49                    1046.83
           1645               Arm                 Interest In Arrears                        230400                  230035.08                 230,035.08                        9.2                       9.2                        0.5                          0                          0                       8.7                    1887.11
           1646               Arm                 Interest In Arrears                         76500                   76354.73                  76,354.73                       8.32                      8.32                        0.5                          0                          0                      7.82                     578.49
           1647               Arm                 Interest In Arrears                        151300                  150925.02                 150,925.02                       6.99                      6.99                        0.5                          0                          0                      6.49                    1005.59
           1648               Arm                 Interest In Arrears                        340000                  339268.12                 339,268.12                        7.7                       7.7                        0.5                          0                          0                       7.2                    2424.07
           1649               Arm                 Interest In Arrears                        191200                  190811.76                 190,811.76                       7.99                      7.99                        0.5                          0                          0                      7.49                    1401.63
           1650               Arm                 Interest In Arrears                        102400                  102206.73                 102,206.73                       8.35                      8.35                        0.5                          0                          0                      7.85                     776.51
           1651               Arm                 Interest In Arrears                        174250                  173896.15                 173,896.15                       7.99                      7.99                        0.5                          0                          0                      7.49                    1277.38
           1652               Arm                 Interest In Arrears                        175500                  175133.22                 175,133.22                       7.85                      7.85                        0.5                          0                          0                      7.35                    1269.46
           1653               Arm                 Interest In Arrears                        100080                   99875.13                  99,875.13                       7.95                      7.95                        0.5                          0                          0                      7.45                     730.87
           1654               Arm                 Interest In Arrears                        322200                  321441.38                 321,441.38                       7.25                      7.25                        0.5                          0                          0                      6.75                    2197.98
           1655               Arm                 Interest In Arrears                        135000                  134776.65                 134,776.65                       8.99                      8.99                        0.5                          0                          0                      8.49                    1085.27
           1656               Arm                 Interest In Arrears                        227000                  226465.51                 226,465.51                       7.25                      7.25                        0.5                          0                          0                      6.75                    1548.55
           1657              Fixed                Interest In Arrears                         70200                   70060.58                  70,060.58                        8.1                       8.1                        0.5                          0                          0                       7.6                     520.01
           1658               Arm                 Interest In Arrears                        330700                  329921.37                 329,921.37                       7.25                      7.25                        0.5                          0                          0                      6.75                    2255.96
           1659               Arm                 Interest In Arrears                        194400                  193964.45                 193,964.45                        7.5                       7.5                        0.5                          0                          0                         7                    1359.28
           1660              Fixed                Interest In Arrears                        300000                  299220.74                 299,220.74                       6.75                      6.75                        0.5                          0                          0                      6.25                     1945.8
           1661              Fixed                Interest In Arrears                        204000                  203600.88                 203,600.88                       8.55                      8.55                        0.5                          0                          0                      8.05                    1575.82
           1662               Arm                 Interest In Arrears                        212000                  211438.48                 211,438.48                       6.65                      6.65                        0.5                          0                          0                      6.15                    1360.97
           1663               Arm                 Interest In Arrears                        476000                  474822.64                 474,822.64                          7                         7                        0.5                          0                          0                       6.5                    3166.84
           1664               Arm                 Interest In Arrears                        356000                     355102                 355,102.00                        6.9                       6.9                        0.5                          0                          0                       6.4                    2344.62
           1665               Arm                 Interest In Arrears                        150000                   149695.4                 149,695.40                       7.99                      7.99                        0.5                          0                          0                      7.49                    1099.61
           1666              Fixed                Interest In Arrears                        270000                  269630.97                 269,630.97                        6.6                       6.6                        0.5                          0                          0                       6.1                    1600.01
           1667               Arm                 Interest Only                              157675                     157675                 157,675.00                       6.99                      6.99                        0.5                          0                          0                      6.49                     918.46
           1668               Arm                 Interest In Arrears                        189600                  189231.04                 189,231.04                        8.2                       8.2                        0.5                          0                          0                       7.7                    1417.75
           1669               Arm                 Interest In Arrears                        459000                  457897.72                 457,897.72                       7.15                      7.15                        0.5                          0                          0                      6.65                    3100.12
           1670              Fixed                Interest In Arrears                        123966                  123777.69                 123,777.69                        9.4                       9.4                        0.5                          0                          0                       8.9                    1033.35
           1671               Arm                 Interest In Arrears                         89550                   89353.38                  89,353.38                        7.6                       7.6                        0.5                          0                          0                       7.1                     632.29
           1672               Arm                 Interest In Arrears                         87200                   87040.06                  87,040.06                       8.49                      8.49                        0.5                          0                          0                      7.99                     669.88
           1673               Arm                 Interest In Arrears                        275000                  274425.59                 274,425.59                       7.85                      7.85                        0.5                          0                          0                      7.35                    1989.18
           1674               Arm                 Interest In Arrears                         69300                   69178.24                  69,178.24                        8.7                       8.7                        0.5                          0                          0                       8.2                     542.72
           1675               Arm                 Interest In Arrears                        184000                  183595.91                 183,595.91                        7.6                       7.6                        0.5                          0                          0                       7.1                    1299.18
           1676               Arm                 Interest In Arrears                        111000                  110728.13                 110,728.13                       7.05                      7.05                        0.5                          0                          0                      6.55                     742.22
           1677               Arm                 Interest In Arrears                        190391                  189919.15                 189,919.15                       6.99                      6.99                        0.5                          0                          0                      6.49                     1265.4
           1678               Arm                 Interest In Arrears                        266400                  265820.78                 265,820.78                       7.65                      7.65                        0.5                          0                          0                      7.15                    1890.15
           1679               Arm                 Interest In Arrears                        103500                     103244                 103,244.00                          7                         7                        0.5                          0                          0                       6.5                     688.59
           1680               Arm                 Interest In Arrears                        120000                  119756.31                 119,756.31                       7.99                      7.99                        0.5                          0                          0                      7.49                     879.69
           1681               Arm                 Interest In Arrears                        162000                  161637.05                 161,637.05                        7.5                       7.5                        0.5                          0                          0                         7                    1132.73
           1682              Fixed                Interest In Arrears                        125025                  124786.62                 124,786.62                        8.3                       8.3                        0.5                          0                          0                       7.8                     943.67
           1683               Arm                 Interest In Arrears                        207000                  206536.22                 206,536.22                        7.5                       7.5                        0.5                          0                          0                         7                    1447.38
           1684               Arm                 Interest In Arrears                         80100                   79937.34                  79,937.34                       7.99                      7.99                        0.5                          0                          0                      7.49                     587.19
           1685               Arm                 Interest In Arrears                        211500                  211282.15                 211,282.15                       7.39                      7.39                        0.5                          0                          0                      6.89                    1374.66
           1686               Arm                 Interest In Arrears                        103888                  103675.33                 103,675.33                       7.95                      7.95                        0.5                          0                          0                      7.45                     758.68
           1687               Arm                 Interest In Arrears                        112500                  112392.06                 112,392.06                       7.64                      7.64                        0.5                          0                          0                      7.14                        752
           1688               Arm                 Interest In Arrears                        153900                  153588.12                 153,588.12                          8                         8                        0.5                          0                          0                       7.5                    1129.27
           1689               Arm                 Interest In Arrears                         54000                   53895.64                  53,895.64                       8.75                      8.75                        0.5                          0                          0                      8.25                     424.82
           1690               Arm                 Interest In Arrears                        299520                  298842.22                 298,842.22                       7.45                      7.45                        0.5                          0                          0                      6.95                    2084.05
           1691               Arm                 Interest In Arrears                        238400                     236296                 236,296.00                       6.99                      6.99                        0.5                          0                          0                      6.49                    1584.49
           1692               Arm                 Interest In Arrears                        340000                  339116.83                 339,116.83                       6.75                      6.75                        0.5                          0                          0                      6.25                    2205.24
           1693               Arm                 Interest In Arrears                        148800                  148473.21                 148,473.21                        7.6                       7.6                        0.5                          0                          0                       7.1                    1050.64
           1694               Arm                 Interest In Arrears                        505800                  504772.96                 504,772.96                       7.99                      7.99                        0.5                          0                          0                      7.49                    3707.86
           1695               Arm                 Interest In Arrears                        100350                  100144.58                 100,144.58                       7.95                      7.95                        0.5                          0                          0                      7.45                     732.84
           1696               Arm                 Interest In Arrears                        101250                  101025.39                 101,025.39                       7.55                      7.55                        0.5                          0                          0                      7.05                     711.43
           1697               Arm                 Interest In Arrears                        171000                  170745.63                 170,745.63                        9.5                       9.5                        0.5                          0                          0                         9                    1437.87
           1698               Arm                 Interest In Arrears                        316800                  316054.09                 316,054.09                       7.25                      7.25                        0.5                          0                          0                      6.75                    2161.14
           1699               Arm                 Interest In Arrears                        142600                   142277.3                 142,277.30                       7.45                      7.45                        0.5                          0                          0                      6.95                     992.21
           1700               Arm                 Interest In Arrears                        360000                  359217.25                 359,217.25                       7.65                      7.65                        0.5                          0                          0                      7.15                    2554.26
           1701               Arm                 Interest In Arrears                        213000                  212508.32                 212,508.32                       7.35                      7.35                        0.5                          0                          0                      6.85                    1467.52
           1702               Arm                 Interest In Arrears                        238000                  237541.56                 237,541.56                       8.25                      8.25                        0.5                          0                          0                      7.75                    1788.02
           1703               Arm                 Interest In Arrears                        184000                  183615.68                 183,615.68                       7.85                      7.85                        0.5                          0                          0                      7.35                    1330.94
           1704               Arm                 Interest In Arrears                        105300                   105049.9                 105,049.90                       8.65                      8.65                        0.5                          0                          0                      8.15                     820.89
           1705               Arm                 Interest In Arrears                        148000                  147737.31                 147,737.31                       8.65                      8.65                        0.5                          0                          0                      8.15                    1153.77
           1706               Arm                 Interest In Arrears                        211500                  211308.95                 211,308.95                       7.85                      7.85                        0.5                          0                          0                      7.35                    1446.83
           1707              Fixed                Interest In Arrears                         90000                   89743.41                  89,743.41                       7.75                      7.75                        0.5                          0                          0                      7.25                     644.78
           1708               Arm                 Interest In Arrears                        212500                  212060.59                 212,060.59                        7.9                       7.9                        0.5                          0                          0                       7.4                    1544.47
           1709               Arm                 Interest In Arrears                        100000                   99796.94                  99,796.94                       7.99                      7.99                        0.5                          0                          0                      7.49                     733.07
           1710               Arm                 Interest In Arrears                         90000                   89849.85                  89,849.85                       8.95                      8.95                        0.5                          0                          0                      8.45                     720.93
           1711               Arm                 Interest In Arrears                        272000                  271481.37                 271,481.37                        8.3                       8.3                        0.5                          0                          0                       7.8                    2053.02
           1712               Arm                 Interest In Arrears                        220500                  220062.14                 220,062.14                        8.1                       8.1                        0.5                          0                          0                       7.6                    1633.35
           1713               Arm                 Interest In Arrears                        112410                  112163.13                 112,163.13                        7.6                       7.6                        0.5                          0                          0                       7.1                      793.7
           1714               Arm                 Interest In Arrears                        160000                  159648.62                 159,648.62                        7.6                       7.6                        0.5                          0                          0                       7.1                    1129.72
           1715               Arm                 Interest In Arrears                        117300                   117226.3                 117,226.30                       9.15                      9.15                        0.5                          0                          0                      8.65                     918.38
           1716               Arm                 Interest In Arrears                        101700                  101516.82                 101,516.82                        8.6                       8.6                        0.5                          0                          0                       8.1                     789.21
           1717               Arm                 Interest In Arrears                         54000                   53927.85                  53,927.85                      10.09                     10.09                        0.5                          0                          0                      9.59                     477.49
           1718               Arm                 Interest In Arrears                        427500                  426631.95                 426,631.95                       7.99                      7.99                        0.5                          0                          0                      7.49                    3133.87
           1719               Arm                 Interest In Arrears                        274500                  273925.49                 273,925.49                       7.84                      7.84                        0.5                          0                          0                      7.34                    1983.66
           1720               Arm                 Interest In Arrears                        256054                   255419.4                 255,419.40                       6.99                      6.99                        0.5                          0                          0                      6.49                    1701.82
           1721               Arm                 Interest In Arrears                        224000                  223541.45                 223,541.45                       7.95                      7.95                        0.5                          0                          0                      7.45                    1635.84
           1722               Arm                 Interest In Arrears                        198900                  198412.78                 198,412.78                       7.05                      7.05                        0.5                          0                          0                      6.55                    1329.98
           1723               Arm                 Interest In Arrears                         97600                   97391.95                  97,391.95                        8.4                       8.4                        0.5                          0                          0                       7.9                     743.56
           1724               Arm                 Interest Only                              142320                     142320                 142,320.00                       7.05                      7.05                        0.5                          0                          0                      6.55                     836.13
           1725               Arm                 Interest In Arrears                        344000                  343265.52                 343,265.52                       7.75                      7.75                        0.5                          0                          0                      7.25                    2464.46
           1726               Arm                 Interest In Arrears                        136800                  136663.04                 136,663.04                       7.49                      7.49                        0.5                          0                          0                      6.99                     899.23
           1727               Arm                 Interest In Arrears                         85000                   84873.57                  84,873.57                        9.5                       9.5                        0.5                          0                          0                         9                     714.73
           1728               Arm                 Interest Only                              158000                     158000                 158,000.00                        6.4                       6.4                        0.5                          0                          0                       5.9                     842.67
           1729               Arm                 Interest In Arrears                        337500                  336742.36                 336,742.36                       7.49                      7.49                        0.5                          0                          0                      6.99                    2357.54
           1730               Arm                 Interest In Arrears                         82500                   82381.08                  82,381.08                       9.65                      9.65                        0.5                          0                          0                      9.15                     702.76
           1731               Arm                 Interest In Arrears                        147200                   146870.2                 146,870.20                        7.5                       7.5                        0.5                          0                          0                         7                    1029.25
           1732               Arm                 Interest In Arrears                        112500                  112260.23                 112,260.23                       7.75                      7.75                        0.5                          0                          0                      7.25                     805.97
           1733               Arm                 Interest Only                              166500                     166500                 166,500.00                        7.4                       7.4                        0.5                          0                          0                       6.9                    1026.75
           1734               Arm                 Interest In Arrears                        177600                   177264.8                 177,264.80                       8.35                      8.35                        0.5                          0                          0                      7.85                    1346.76
           1735               Arm                 Interest In Arrears                        182700                   182248.1                 182,248.10                          7                         7                        0.5                          0                          0                       6.5                    1215.51
           1736               Arm                 Interest Only                              116000                     116000                 116,000.00                       6.65                      6.65                        0.5                          0                          0                      6.15                     642.83
           1737               Arm                 Interest In Arrears                        415800                  414751.16                 414,751.16                        6.9                       6.9                        0.5                          0                          0                       6.4                    2738.46
           1738              Fixed                Interest In Arrears                        440000                  435434.48                 435,434.48                       5.99                      5.99                        0.5                          0                          0                      5.49                     3710.6
           1739               Arm                 Interest In Arrears                        373500                  372574.34                 372,574.34                       6.99                      6.99                        0.5                          0                          0                      6.49                     2482.4
           1740               Arm                 Interest Only                              115600                     115600                 115,600.00                       7.25                      7.25                        0.5                          0                          0                      6.75                     698.42
           1741              Fixed                Interest In Arrears                         60000                   59889.93                  59,889.93                       8.49                      8.49                        0.5                          0                          0                      7.99                     460.93
           1742               Arm                 Interest In Arrears                        108000                  107816.04                 107,816.04                       8.85                      8.85                        0.5                          0                          0                      8.35                     857.37
           1743               Arm                 Interest In Arrears                        219600                   218989.5                 218,989.50                        6.4                       6.4                        0.5                          0                          0                       5.9                    1373.62
           1744               Arm                 Interest Only                              141520                     141520                 141,520.00                       8.15                      8.15                        0.5                          0                          0                      7.65                     961.16
           1745               Arm                 Interest In Arrears                        142200                  141950.19                 141,950.19                        8.7                       8.7                        0.5                          0                          0                       8.2                    1113.62
           1746              Fixed                Interest In Arrears                        106000                  105774.09                 105,774.09                       7.75                      7.75                        0.5                          0                          0                      7.25                      759.4
           1747               Arm                 Interest In Arrears                        157250                  156904.64                 156,904.64                        7.6                       7.6                        0.5                          0                          0                       7.1                    1110.31
           1748               Arm                 Interest In Arrears                        163200                  162855.68                 162,855.68                        7.8                       7.8                        0.5                          0                          0                       7.3                    1174.83
           1749               Arm                 Interest In Arrears                        268800                  268196.58                 268,196.58                       7.49                      7.49                        0.5                          0                          0                      6.99                    1877.65
           1750               Arm                 Interest In Arrears                        120600                  120332.49                 120,332.49                       7.55                      7.55                        0.5                          0                          0                      7.05                     847.39
           1751               Arm                 Interest In Arrears                        306900                  306212.43                 306,212.43                        7.5                       7.5                        0.5                          0                          0                         7                    2145.89
           1752               Arm                 Interest In Arrears                        193500                   193327.7                 193,327.70                        7.9                       7.9                        0.5                          0                          0                       7.4                    1330.93
           1753               Arm                 Interest In Arrears                        121200                   120980.4                 120,980.40                       8.55                      8.55                        0.5                          0                          0                      8.05                     936.23
           1754               Arm                 Interest In Arrears                        504000                  503114.65                 503,114.65                        8.7                       8.7                        0.5                          0                          0                       8.2                    3946.99
           1755               Arm                 Interest In Arrears                        185400                  185057.15                 185,057.15                       8.45                      8.45                        0.5                          0                          0                      7.95                    1419.01
           1756              Fixed                Interest In Arrears                        465000                   463729.6                 463,729.60                       6.49                      6.49                        0.5                          0                          0                      5.99                    2936.06
           1757               Arm                 Interest In Arrears                        312000                  311057.62                 311,057.62                       7.46                      7.46                        0.5                          0                          0                      6.96                    2173.01
           1758               Arm                 Interest In Arrears                        308000                  307322.73                 307,322.73                        7.6                       7.6                        0.5                          0                          0                       7.1                    2174.72
           1759               Arm                 Interest In Arrears                         99450                   99250.49                  99,250.49                       8.05                      8.05                        0.5                          0                          0                      7.55                      733.2
           1760              Fixed                Interest In Arrears                        282800                  282191.23                 282,191.23                        7.7                       7.7                        0.5                          0                          0                       7.2                    2016.26
           1761               Arm                 Interest In Arrears                        172000                  171661.89                 171,661.89                       8.15                      8.15                        0.5                          0                          0                      7.65                    1280.11
           1762               Arm                 Interest In Arrears                        211500                  211016.61                 211,016.61                        7.4                       7.4                        0.5                          0                          0                       6.9                    1464.39
           1763               Arm                 Interest In Arrears                        180000                  179550.38                 179,550.38                       6.95                      6.95                        0.5                          0                          0                      6.45                    1191.51
           1764               Arm                 Interest Only                              123200                  123199.46                 123,199.46                        7.4                       7.4                        0.5                          0                          0                       6.9                     759.73
           1765               Arm                 Interest In Arrears                        100000                   99863.28                  99,863.28                        9.9                       9.9                        0.5                          0                          0                       9.4                      870.2
           1766               Arm                 Interest In Arrears                        127800                  127586.78                 127,586.78                       8.95                      8.95                        0.5                          0                          0                      8.45                    1023.72
           1767               Arm                 Interest In Arrears                         99900                   99735.06                  99,735.06                          9                         9                        0.5                          0                          0                       8.5                     803.82
           1768               Arm                 Interest In Arrears                        119000                  118770.78                 118,770.78                       8.25                      8.25                        0.5                          0                          0                      7.75                     894.01
           1769               Arm                 Interest In Arrears                         93500                   93306.65                  93,306.65                        7.9                       7.9                        0.5                          0                          0                       7.4                     679.57
           1770               Arm                 Interest In Arrears                        364000                  363260.89                 363,260.89                       7.99                      7.99                        0.5                          0                          0                      7.49                    2668.37
           1771               Arm                 Interest In Arrears                         89840                   89756.48                  89,756.48                       7.75                      7.75                        0.5                          0                          0                      7.25                     607.88
           1772              Fixed                Interest In Arrears                        156600                  156231.29                 156,231.29                       7.25                      7.25                        0.5                          0                          0                      6.75                    1068.29
           1773               Arm                 Interest In Arrears                        312000                  311279.81                 311,279.81                       7.35                      7.35                        0.5                          0                          0                      6.85                     2149.6
           1774               Arm                 Interest In Arrears                        119850                  119630.62                 119,630.62                        8.5                       8.5                        0.5                          0                          0                         8                     921.55
           1775               Arm                 Interest In Arrears                        198000                  197637.59                 197,637.59                        8.5                       8.5                        0.5                          0                          0                         8                    1522.45
           1776               Arm                 Interest In Arrears                        117000                  116769.99                 116,769.99                       8.15                      8.15                        0.5                          0                          0                      7.65                     870.78
           1777               Arm                 Interest In Arrears                        254700                  254068.76                 254,068.76                       6.99                      6.99                        0.5                          0                          0                      6.49                    1692.82
           1778               Arm                 Interest In Arrears                         83300                   83061.62                  83,061.62                       6.25                      6.25                        0.5                          0                          0                      5.75                      512.9
           1779               Arm                 Interest In Arrears                        130500                  130284.53                 130,284.53                          9                         9                        0.5                          0                          0                       8.5                    1050.04
           1780               Arm                 Interest Only                              109400                     109400                 109,400.00                       6.95                      6.95                        0.5                          0                          0                      6.45                     633.61
           1781               Arm                 Interest In Arrears                        112800                  112554.72                 112,554.72                       7.65                      7.65                        0.5                          0                          0                      7.15                     800.34
           1782               Arm                 Interest In Arrears                         85000                   84858.19                  84,858.19                       8.95                      8.95                        0.5                          0                          0                      8.45                     680.88
           1783               Arm                 Interest In Arrears                        122543                  122298.11                 122,298.11                       8.15                      8.15                        0.5                          0                          0                      7.65                     912.03
           1784               Arm                 Interest In Arrears                        116450                  116206.76                 116,206.76                       7.85                      7.85                        0.5                          0                          0                      7.35                     842.33
           1785               Arm                 Interest In Arrears                        265500                  264905.16                 264,905.16                        7.5                       7.5                        0.5                          0                          0                         7                    1856.42
           1786               Arm                 Interest In Arrears                         89250                   89068.76                  89,068.76                       7.99                      7.99                        0.5                          0                          0                      7.49                     654.27
           1787               Arm                 Interest In Arrears                         72800                   72678.56                  72,678.56                       8.95                      8.95                        0.5                          0                          0                      8.45                     583.15
           1788               Arm                 Interest In Arrears                        140250                  140094.96                 140,094.96                       7.14                      7.14                        0.5                          0                          0                      6.64                     885.86
           1789               Arm                 Interest In Arrears                        182750                  182266.84                 182,266.84                       6.99                      6.99                        0.5                          0                          0                      6.49                    1214.62
           1790               Arm                 Interest In Arrears                        137250                  137104.97                 137,104.97                        7.3                       7.3                        0.5                          0                          0                       6.8                     882.99
           1791               Arm                 Interest In Arrears                        248000                  247534.32                 247,534.32                      8.375                     8.375                        0.5                          0                          0                     7.875                    1884.98
           1792               Arm                 Interest In Arrears                        135000                  134697.54                 134,697.54                        7.5                       7.5                        0.5                          0                          0                         7                     943.94
           1793               Arm                 Interest In Arrears                        126000                  125804.57                 125,804.57                        9.3                       9.3                        0.5                          0                          0                       8.8                    1041.14
           1794              Fixed                Interest In Arrears                        126000                   125743.8                 125,743.80                        9.4                       9.4                        0.5                          0                          0                       8.9                     1050.3
           1795              Fixed                Interest In Arrears                        254150                  253729.53                 253,729.53                       8.99                      8.99                        0.5                          0                          0                      8.49                    2043.12
           1796               Arm                 Interest In Arrears                        172000                  171610.78                 171,610.78                       7.45                      7.45                        0.5                          0                          0                      6.95                    1196.77
           1797               Arm                 Interest In Arrears                        180115                  179623.86                 179,623.86                        6.5                       6.5                        0.5                          0                          0                         6                    1138.45
           1798               Arm                 Interest In Arrears                        192000                  191633.91                 191,633.91                        8.3                       8.3                        0.5                          0                          0                       7.8                    1449.19
           1799               Arm                 Interest In Arrears                        103500                  103346.05                 103,346.05                        9.5                       9.5                        0.5                          0                          0                         9                     870.29
           1800               Arm                 Interest In Arrears                        262500                  262173.59                 262,173.59                       7.75                      7.75                        0.5                          0                          0                      7.25                    1776.13
           1801               Arm                 Interest In Arrears                        280000                  279492.73                 279,492.73                       8.55                      8.55                        0.5                          0                          0                      8.05                    2162.89
           1802               Arm                 Interest Only                              408000                     408000                 408,000.00                       5.55                      5.55                        0.5                          0                          0                      5.05                       1887
           1803               Arm                 Interest In Arrears                        399500                  399164.85                 399,164.85                        9.1                       9.1                        0.5                          0                          0                       8.6                    3112.38
           1804               Arm                 Interest Only                              100800                     100800                 100,800.00                        8.2                       8.2                        0.5                          0                          0                       7.7                      688.8
           1805               Arm                 Interest In Arrears                        213600                  212983.96                 212,983.96                       7.65                      7.65                        0.5                          0                          0                      7.15                    1515.53
           1806               Arm                 Interest In Arrears                        296000                  295362.82                 295,362.82                        7.7                       7.7                        0.5                          0                          0                       7.2                    2110.37
           1807               Arm                 Interest In Arrears                        456000                  454894.07                 454,894.07                        7.1                       7.1                        0.5                          0                          0                       6.6                    3064.47
           1808               Arm                 Interest In Arrears                        279000                  278323.35                 278,323.35                        7.1                       7.1                        0.5                          0                          0                       6.6                    1874.97
           1809               Arm                 Interest Only                              157600                     157600                 157,600.00                       6.99                      6.99                        0.5                          0                          0                      6.49                     918.02
           1810               Arm                 Interest In Arrears                        327250                  326438.96                 326,438.96                       6.99                      6.99                        0.5                          0                          0                      6.49                    2175.01
           1811               Arm                 Interest In Arrears                        151537                   151210.8                 151,210.80                        7.7                       7.7                        0.5                          0                          0                       7.2                     1080.4
           1812               Arm                 Interest In Arrears                         93200                   93139.61                  93,139.61                       8.99                      8.99                        0.5                          0                          0                      8.49                      718.2
           1813               Arm                 Interest In Arrears                        224800                  224301.36                 224,301.36                       7.55                      7.55                        0.5                          0                          0                      7.05                    1579.54
           1814               Arm                 Interest Only                              340000                     340000                 340,000.00                       7.45                      7.45                        0.5                          0                          0                      6.95                    2110.83
           1815               Arm                 Interest In Arrears                        297000                  296404.19                 296,404.19                       8.05                      8.05                        0.5                          0                          0                      7.55                    2189.65
           1816               Arm                 Interest In Arrears                        150450                  149985.55                 149,985.55                       6.15                      6.15                        0.5                          0                          0                      5.65                     916.59
           1817               Arm                 Interest In Arrears                        231000                   230338.7                 230,338.70                       6.25                      6.25                        0.5                          0                          0                      5.75                    1422.31
           1818               Arm                 Interest In Arrears                        468000                  467049.09                 467,049.09                          8                         8                        0.5                          0                          0                       7.5                    3434.02
           1819               Arm                 Interest Only                              224000                     224000                 224,000.00                       7.15                      7.15                        0.5                          0                          0                      6.65                    1334.67
           1820              Fixed                Interest In Arrears                        304000                  303269.94                 303,269.94                       7.15                      7.15                        0.5                          0                          0                      6.65                    2053.24
           1821               Arm                 Interest In Arrears                        238500                  238011.77                 238,011.77                       7.95                      7.95                        0.5                          0                          0                      7.45                    1741.73
           1822               Arm                 Interest In Arrears                        324000                   323274.1                 323,274.10                        7.5                       7.5                        0.5                          0                          0                         7                    2265.46
           1823               Arm                 Interest In Arrears                        218400                  217905.78                 217,905.78                       7.45                      7.45                        0.5                          0                          0                      6.95                    1519.62
           1824               Arm                 Interest In Arrears                        297600                  296906.21                 296,906.21                        7.3                       7.3                        0.5                          0                          0                       6.8                    2040.26
           1825               Arm                 Interest In Arrears                        256000                  255491.62                 255,491.62                        8.1                       8.1                        0.5                          0                          0                       7.6                    1896.32
           1826               Arm                 Interest In Arrears                        531250                  530399.84                 530,399.84                       9.15                      9.15                        0.5                          0                          0                      8.65                    4332.02
           1827               Arm                 Interest Only                              192000                     192000                 192,000.00                        7.9                       7.9                        0.5                          0                          0                       7.4                       1264
           1828               Arm                 Interest In Arrears                        496000                  495453.28                 495,453.28                       7.15                      7.15                        0.5                          0                          0                      6.65                    3136.49
           1829               Arm                 Interest In Arrears                        225000                  224604.75                 224,604.75                        8.7                       8.7                        0.5                          0                          0                       8.2                    1762.05
           1830               Arm                 Interest Only                              416000                     416000                 416,000.00                        7.5                       7.5                        0.5                          0                          0                         7                       2600
           1831               Arm                 Interest In Arrears                        432000                  431079.35                 431,079.35                       7.75                      7.75                        0.5                          0                          0                      7.25                    3094.91
           1832               Arm                 Interest In Arrears                        316000                  315745.72                 315,745.72                       8.25                      8.25                        0.5                          0                          0                      7.75                    2256.68
           1833               Arm                 Interest In Arrears                        186300                  185981.59                 185,981.59                       8.85                      8.85                        0.5                          0                          0                      8.35                    1478.95
           1834               Arm                 Interest In Arrears                        172800                   172402.3                 172,402.30                        7.9                       7.9                        0.5                          0                          0                       7.4                    1255.92
           1835               Arm                 Interest In Arrears                        408000                  407067.55                 407,067.55                        7.4                       7.4                        0.5                          0                          0                       6.9                    2824.91
           1836               Arm                 Interest In Arrears                        195300                  194844.67                 194,844.67                        7.3                       7.3                        0.5                          0                          0                       6.8                    1338.93
           1837               Arm                 Interest In Arrears                        432000                  431051.27                 431,051.27                        7.6                       7.6                        0.5                          0                          0                       7.1                    3050.25
           1838               Arm                 Interest Only                              302400                     302400                 302,400.00                        6.5                       6.5                        0.5                          0                          0                         6                       1638
           1839               Arm                 Interest Only                              499900                     499900                 499,900.00                        6.4                       6.4                        0.5                          0                          0                       5.9                    2666.13
           1840               Arm                 Interest In Arrears                        536000                  535425.59                 535,425.59                       7.25                      7.25                        0.5                          0                          0                      6.75                    3428.65
           1841               Arm                 Interest In Arrears                        360000                  359073.95                 359,073.95                        6.8                       6.8                        0.5                          0                          0                       6.3                    2346.94
           1842               Arm                 Interest Only                              331415                     331415                 331,415.00                        7.1                       7.1                        0.5                          0                          0                       6.6                    1960.87
           1843               Arm                 Interest In Arrears                        110500                  110297.75                 110,297.75                        8.5                       8.5                        0.5                          0                          0                         8                     849.65
           1844               Arm                 Interest In Arrears                        418500                  417157.79                 417,157.79                       5.65                      5.65                        0.5                          0                          0                      5.15                    2415.74
           1845               Arm                 Interest In Arrears                        448200                  446852.16                 446,852.16                       5.99                      5.99                        0.5                          0                          0                      5.49                    2684.31
           1846               Arm                 Interest In Arrears                        183600                  183135.76                 183,135.76                       8.35                      8.35                        0.5                          0                          0                      7.85                    1392.26
           1847               Arm                 Interest In Arrears                        115200                  114826.34                 114,826.34                        7.1                       7.1                        0.5                          0                          0                       6.6                     774.19
           1848               Arm                 Interest Only                              468000                     468000                 468,000.00                       6.05                      6.05                        0.5                          0                          0                      5.55                     2359.5
           1849              Fixed                Interest In Arrears                        165600                  164934.32                 164,934.32                       5.99                      5.99                        0.5                          0                          0                      5.49                      991.8
           1850               Arm                 Interest Only                              104400                     104400                 104,400.00                        6.9                       6.9                        0.5                          0                          0                       6.4                      600.3
           1851               Arm                 Interest In Arrears                        196000                  195606.81                 195,606.81                       8.05                      8.05                        0.5                          0                          0                      7.55                    1445.02
           1852               Arm                 Interest In Arrears                        331500                  330749.87                 330,749.87                       7.45                      7.45                        0.5                          0                          0                      6.95                    2306.56
           1853               Arm                 Interest Only                              365600                     365600                 365,600.00                       7.55                      7.55                        0.5                          0                          0                      7.05                    2300.23
           1854               Arm                 Interest In Arrears                         73800                   73667.66                  73,667.66                        8.6                       8.6                        0.5                          0                          0                       8.1                      572.7
           1855               Arm                 Interest Only                              388000                     388000                 388,000.00                       6.99                      6.99                        0.5                          0                          0                      6.49                     2260.1
           1856               Arm                 Interest In Arrears                        448000                  447054.83                 447,054.83                        7.8                       7.8                        0.5                          0                          0                       7.3                    3225.02
           1857              Fixed                Interest In Arrears                        287800                  286934.52                 286,934.52                       5.99                      5.99                        0.5                          0                          0                      5.49                    1723.66
           1858               Arm                 Interest In Arrears                        318400                  317650.35                 317,650.35                       7.25                      7.25                        0.5                          0                          0                      6.75                    2172.05
           1859               Arm                 Interest In Arrears                        492000                  488967.51                 488,967.51                        5.9                       5.9                        0.5                          0                          0                       5.4                    2918.24
           1860               Arm                 Interest In Arrears                         68000                   67923.32                  67,923.32                       10.8                      10.8                        0.5                          0                          0                      10.3                     637.33
           1861               Arm                 Interest In Arrears                        146700                     146598                 146,598.00                       8.75                      8.75                        0.5                          0                          0                      8.25                    1103.44
           1862               Arm                 Interest In Arrears                        414000                  413117.72                 413,117.72                       7.75                      7.75                        0.5                          0                          0                      7.25                    2965.95
           1863               Arm                 Interest In Arrears                        114750                  114558.57                 114,558.57                       8.95                      8.95                        0.5                          0                          0                      8.45                     919.18
           1864               Arm                 Interest In Arrears                        232000                  231596.62                 231,596.62                       8.75                      8.75                        0.5                          0                          0                      8.25                    1825.15
           1865               Arm                 Interest In Arrears                        242250                  241668.23                 241,668.23                       7.15                      7.15                        0.5                          0                          0                      6.65                    1636.18
           1866               Arm                 Interest In Arrears                        404000                  403297.59                 403,297.59                       8.75                      8.75                        0.5                          0                          0                      8.25                    3178.27
           1867              Fixed                Interest In Arrears                        202500                   202088.8                 202,088.80                       7.99                      7.99                        0.5                          0                          0                      7.49                    1484.47
           1868               Arm                 Interest Only                              405000                     405000                 405,000.00                        7.6                       7.6                        0.5                          0                          0                       7.1                       2565
           1869              Fixed                Interest In Arrears                        292500                  291775.08                 291,775.08                       6.99                      6.99                        0.5                          0                          0                      6.49                    1944.05
           1870               Arm                 Interest In Arrears                        585000                   583838.3                 583,838.30                        8.1                       8.1                        0.5                          0                          0                       7.6                    4333.38
           1871              Fixed                Interest In Arrears                        374000                  373019.97                 373,019.97                       6.75                      6.75                        0.5                          0                          0                      6.25                    2425.76
           1872               Arm                 Interest Only                              644000                     644000                 644,000.00                       7.45                      7.45                        0.5                          0                          0                      6.95                    3998.17
           1873               Arm                 Interest In Arrears                        215200                   214693.3                 214,693.30                       7.25                      7.25                        0.5                          0                          0                      6.75                    1468.05
           1874               Arm                 Interest In Arrears                        210600                  210230.04                 210,230.04                        8.7                       8.7                        0.5                          0                          0                       8.2                    1649.28
           1875               Arm                 Interest In Arrears                        525000                  523509.27                 523,509.27                       6.29                      6.29                        0.5                          0                          0                      5.79                    3246.19
           1876               Arm                 Interest In Arrears                        374400                  373509.71                 373,509.71                        7.2                       7.2                        0.5                          0                          0                       6.7                    2541.39
           1877              Fixed                Interest In Arrears                        164000                  163506.82                 163,506.82                       5.99                      5.99                        0.5                          0                          0                      5.49                     982.21
           1878               Arm                 Interest Only                              464000                     464000                 464,000.00                        6.9                       6.9                        0.5                          0                          0                       6.4                       2668
           1879               Arm                 Interest In Arrears                        220000                   219497.2                 219,497.20                        7.4                       7.4                        0.5                          0                          0                       6.9                    1523.24
           1880               Arm                 Interest In Arrears                        350000                  349246.57                 349,246.57                        7.7                       7.7                        0.5                          0                          0                       7.2                    2495.37
           1881               Arm                 Interest Only                              272000                     272000                 272,000.00                        7.4                       7.4                        0.5                          0                          0                       6.9                    1677.33
           1882               Arm                 Interest In Arrears                        220500                  220124.91                 220,124.91                       8.85                      8.85                        0.5                          0                          0                      8.35                    1750.45
           1883               Arm                 Interest In Arrears                        150000                  149647.86                 149,647.86                       7.75                      7.75                        0.5                          0                          0                      7.25                    1074.62
           1884               Arm                 Interest In Arrears                        233750                  233170.68                 233,170.68                       6.99                      6.99                        0.5                          0                          0                      6.49                    1553.58
           1885               Arm                 Interest In Arrears                         84600                   84419.69                  84,419.69                       7.75                      7.75                        0.5                          0                          0                      7.25                     606.09
           1886               Arm                 Interest Only                              216000                     216000                 216,000.00                        7.9                       7.9                        0.5                          0                          0                       7.4                       1422
           1887               Arm                 Interest In Arrears                        234400                  233924.02                 233,924.02                       7.99                      7.99                        0.5                          0                          0                      7.49                    1718.32
           1888              Fixed                Interest In Arrears                        230500                  230008.77                 230,008.77                       7.75                      7.75                        0.5                          0                          0                      7.25                    1651.34
           1889               Arm                 Interest In Arrears                        190000                  189506.46                 189,506.46                       6.75                      6.75                        0.5                          0                          0                      6.25                    1232.34
           1890               Arm                 Interest In Arrears                        237505                  237327.31                 237,327.31                        8.5                       8.5                        0.5                          0                          0                         8                    1741.14
           1891               Arm                 Interest In Arrears                        549900                  549482.54                 549,482.54                       8.45                      8.45                        0.5                          0                          0                      7.95                    4010.39
           1892               Arm                 Interest In Arrears                         81000                   80797.63                  80,797.63                        8.5                       8.5                        0.5                          0                          0                         8                     622.82
           1893               Arm                 Interest In Arrears                         68220                   68081.48                  68,081.48                       7.99                      7.99                        0.5                          0                          0                      7.49                      500.1
           1894               Arm                 Interest In Arrears                        640000                  639396.04                 639,396.04                        7.7                       7.7                        0.5                          0                          0                       7.2                    4306.55
           1895               Arm                 Interest In Arrears                         65070                   64937.87                  64,937.87                       7.99                      7.99                        0.5                          0                          0                      7.49                     477.01
           1896               Arm                 Interest In Arrears                        235200                  235132.35                 235,132.35                      11.65                     11.65                        0.5                          0                          0                     11.15                    2305.73
           1897               Arm                 Interest Only                              228650                     228650                 228,650.00                       7.25                      7.25                        0.5                          0                          0                      6.75                    1381.43
           1898               Arm                 Interest In Arrears                        168000                  167549.13                 167,549.13                       8.05                      8.05                        0.5                          0                          0                      7.55                    1238.59
           1899               Arm                 Interest In Arrears                        212000                  211420.78                 211,420.78                       6.49                      6.49                        0.5                          0                          0                      5.99                     1338.6
           1900               Arm                 Interest In Arrears                        441000                  439887.59                 439,887.59                        6.9                       6.9                        0.5                          0                          0                       6.4                    2904.43
           1901               Arm                 Interest In Arrears                        445600                   444196.9                 444,196.90                       7.25                      7.25                        0.5                          0                          0                      6.75                    3039.78
           1902               Arm                 Interest In Arrears                        105600                  105298.94                 105,298.94                       7.75                      7.75                        0.5                          0                          0                      7.25                     756.54
           1903               Arm                 Interest In Arrears                        400500                  399354.02                 399,354.02                       6.25                      6.25                        0.5                          0                          0                      5.75                    2465.95
           1904               Arm                 Interest In Arrears                         93500                   93240.07                  93,240.07                        6.4                       6.4                        0.5                          0                          0                       5.9                     584.85
           1905               Arm                 Interest Only                              399920                  399902.92                 399,902.92                       6.25                      6.25                        0.5                          0                          0                      5.75                    2082.92
           1906               Arm                 Interest In Arrears                        405000                  404533.09                 404,533.09                       6.99                      6.99                        0.5                          0                          0                      6.49                    2513.86
           1907               Arm                 Interest Only                              292000                     292000                 292,000.00                       6.85                      6.85                        0.5                          0                          0                      6.35                    1666.83
           1908               Arm                 Interest Only                              304000                     304000                 304,000.00                       7.05                      7.05                        0.5                          0                          0                      6.55                       1786
           1909               Arm                 Interest In Arrears                        283500                  282970.38                 282,970.38                        8.4                       8.4                        0.5                          0                          0                       7.9                    2159.81
           1910               Arm                 Interest In Arrears                        150000                   149695.4                 149,695.40                       7.99                      7.99                        0.5                          0                          0                      7.49                    1099.61
           1911               Arm                 Interest In Arrears                         50085                   49990.47                  49,990.47                       8.35                      8.35                        0.5                          0                          0                      7.85                      379.8
           1912               Arm                 Interest In Arrears                        253600                  252057.88                 252,057.88                       7.49                      7.49                        0.5                          0                          0                      6.99                    1771.48
           1913               Arm                 Interest In Arrears                        628000                   626506.7                 626,506.70                        7.2                       7.2                        0.5                          0                          0                       6.7                    4262.79
           1914              Fixed                Interest In Arrears                        352000                  350941.45                 350,941.45                       5.99                      5.99                        0.5                          0                          0                      5.49                    2108.16
           1915               Arm                 Interest In Arrears                        104000                  103784.96                 103,784.96                        7.9                       7.9                        0.5                          0                          0                       7.4                     755.88
           1916               Arm                 Interest Only                              282000                     282000                 282,000.00                       7.45                      7.45                        0.5                          0                          0                      6.95                    1750.75
           1917               Arm                 Interest In Arrears                        180000                  179545.45                 179,545.45                       8.35                      8.35                        0.5                          0                          0                      7.85                    1364.96
           1918               Arm                 Interest In Arrears                        210000                  209649.67                 209,649.67                       8.95                      8.95                        0.5                          0                          0                      8.45                    1682.16
           1919               Arm                 Interest In Arrears                        220000                   219786.5                 219,786.50                        7.6                       7.6                        0.5                          0                          0                       7.1                    1464.05
           1920               Arm                 Interest In Arrears                        247500                  247032.87                 247,032.87                       8.35                      8.35                        0.5                          0                          0                      7.85                    1876.82
           1921               Arm                 Interest In Arrears                        292500                  291844.67                 291,844.67                        7.5                       7.5                        0.5                          0                          0                         7                    2045.21
           1922               Arm                 Interest In Arrears                        296000                  295362.82                 295,362.82                        7.7                       7.7                        0.5                          0                          0                       7.2                    2110.37
           1923               Arm                 Interest In Arrears                        400500                  399671.86                 399,671.86                        7.9                       7.9                        0.5                          0                          0                       7.4                    2910.86
           1924               Arm                 Interest In Arrears                        220000                  219466.42                 219,466.42                        7.1                       7.1                        0.5                          0                          0                       6.6                    1478.48
           1925              Fixed                Interest In Arrears                        600000                  598721.33                 598,721.33                       7.75                      7.75                        0.5                          0                          0                      7.25                    4298.48


    LoanNbr                Current PI                 Origination Dates        First Pay Date             Maturity Date               As of Date                  Loan Age                Original Term             Remaining Term (Stated)     Original Amort Term        Payment Type               Prepay Original Term        Assumable                  Balloon Flag
    -------                ----------                 -----------------        --------------             -------------               ----------                  --------                -------------             -----------------------     -------------------        ------------               --------------------        ---------                  ------------
              1                   1275.24                  9/23/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
              2                   1150.66                  9/23/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
              3                   4135.17                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
              4                    737.92                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
              5                   2153.41                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
              6                   2053.33                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
              7                   3108.51                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
              8                   2485.39                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
              9                      2776                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             10                   1634.65                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             11                    997.85                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             12                   2452.59                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
             13                   3367.41                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             14                    703.32                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             15                   1183.52                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
             16                   1289.55                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             17                   1813.38                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             18                   1520.71                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
             19                   2963.71                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
             20                   3067.14                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             21                   1862.21                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             22                   2837.33                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
             23                    1682.4                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             24                   1568.92                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             25                   4140.88                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             26                   2101.11                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             27                   2384.99                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             28                   1674.88                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             29                   2392.68                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
             30                    755.19                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             31                   1928.81                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
             32                   1520.33                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
             33                   1576.31                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
             34                   1315.06                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             35                    1299.2                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
             36                    1589.5                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
             37                   2300.72                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             38                   2392.44                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
             39                   1759.01                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             40                   4061.76                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             41                    1448.4                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
             42                   1537.09                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
             43                   1634.41                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             44                    971.83                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             45                    1322.1                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             46                   2121.58                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             47                   1667.58                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             48                   2063.52                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             49                   1217.99                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             50                   1042.97                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             51                       888                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
             52                    683.22                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             53                   1341.36                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             54                   2492.06                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             55                   1508.49                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             56                   1948.23                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             57                    673.53                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             58                   1410.03                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             59                    1890.4                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             60                   2838.06                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             61                    3297.6                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             62                   1010.24                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
             63                   2450.92                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             64                   2082.22                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
             65                   1632.55                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             66                   2126.57                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
             67                   1244.19                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             68                   1101.27                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             69                   1761.02                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             70                   2088.22                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
             71                   2052.35                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               12                          Y          Not a Balloon Loan
             72                   2064.89                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             73                    2446.5                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
             74                   1592.69                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             75                   2433.17                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
             76                   2053.19                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
             77                    1171.3                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
             78                   2023.11                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
             79                    1109.2                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             80                   1446.69                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             81                   3383.93                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             82                   1073.42                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
             83                   2274.35                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             84                      1075                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
             85                   1034.37                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
             86                    633.97                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
             87                    761.23                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             88                   3098.13                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
             89                      1872                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
             90                   2055.47                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
             91                    900.25                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             92                    1826.5                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
             93                   4446.13                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             94                   1395.94                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             95                   2758.66                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             96                   1065.06                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
             97                   4239.42                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
             98                   1595.77                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
             99                   2185.45                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            100                   1255.04                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            101                   2892.27                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            102                   3808.65                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            103                    529.74                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            104                   2503.54                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            105                   2580.67                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            106                   1670.82                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            107                   3142.21                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            108                   2615.74                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            109                      2650                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            110                   1623.95                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            111                   3424.73                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            112                   2225.55                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            113                   1950.67                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            114                    983.74                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            115                    611.84                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            116                   1157.87                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            117                   1363.76                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            118                    854.21                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            119                   4665.99                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            120                   1337.31                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            121                   3756.88                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            122                    3098.6                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            123                   1696.89                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            124                     379.8                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            125                   3870.91                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            126                   2525.72                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
            127                   1654.67                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            128                   1592.47                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            129                   1070.36                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
            130                   3472.63                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            131                   2007.19                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            132                   3674.11                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            133                   2028.91                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            134                   1696.24                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            135                    1976.7                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            136                    967.16                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            137                   1730.91                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            138                   1223.78                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            139                     713.3                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            140                    857.72                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            141                    976.75                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            142                     638.2                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            143                   1900.61                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            144                   1063.64                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            145                    715.65                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            146                    655.25                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            147                    895.59                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            148                   1474.92                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            149                   2213.33                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            150                    895.17                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            151                    493.38                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            152                   4277.77                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            153                   1012.25                 10/11/2005                  12/1/2005                  11/1/2020                  2/1/2006                          3                        180                        177                       180              Monthly                               24                          Y          Not a Balloon Loan
            154                    766.64                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            155                    891.12                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            156                   1031.78                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            157                   2483.24                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            158                    675.75                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            159                   1069.57                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            160                   2689.35                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            161                    3370.2                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            162                    644.88                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            163                    705.37                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            164                   2408.17                 10/22/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            165                    1012.2                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            166                      1101                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            167                   1138.18                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            168                   1063.41                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            169                   2492.43                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            170                   1576.28                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            171                   2069.81                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            172                    736.36                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            173                    592.86                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            174                    593.32                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            175                   2838.06                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            176                    975.67                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            177                   1096.93                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            178                   1061.93                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            179                   1512.02                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            180                   1245.91                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            181                    703.86                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            182                   1289.21                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            183                    705.82                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            184                   1986.59                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            185                   2187.47                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            186                    1555.4                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            187                     859.7                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            188                    761.23                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            189                   2277.17                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            190                   1366.97                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            191                   2591.16                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            192                    709.05                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            193                   1073.25                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            194                    941.16                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            195                    1194.3                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            196                    697.72                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            197                   1179.47                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            198                    940.33                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            199                    2583.7                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            200                   2007.39                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            201                   3076.78                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            202                    1993.9                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            203                   1138.66                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            204                    696.11                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            205                    793.34                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            206                    909.87                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            207                    541.27                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            208                   2979.97                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            209                   1603.22                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            210                    785.93                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            211                   2745.03                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            212                    677.01                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            213                   1335.38                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            214                   2626.83                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            215                   1991.13                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            216                    2747.6                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            217                   1194.59                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            218                    664.71                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            219                    982.72                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            220                     903.9                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            221                       755                 10/22/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            222                   1217.95                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            223                   1174.45                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            224                    935.49                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            225                   1244.49                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            226                   1053.79                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            227                    517.83                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            228                   1496.78                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            229                    1266.2                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            230                   1372.94                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            231                    909.92                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            232                   1211.11                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            233                    1188.7                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            234                    1910.1                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            235                   1233.76                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            236                   2668.83                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            237                   2346.97                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            238                    796.07                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            239                   1066.88                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            240                   2851.85                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            241                   1071.33                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            242                    909.64                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            243                   1121.13                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            244                    969.82                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            245                    986.68                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            246                   1517.18                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            247                    692.03                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            248                   1426.44                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            249                   1728.47                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            250                   1525.29                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
            251                   1031.64                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            252                   1207.66                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            253                   1449.83                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            254                    993.19                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            255                   1067.35                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            256                   1397.66                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            257                   1028.67                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            258                   1245.37                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            259                   1825.58                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            260                   3995.37                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            261                    598.64                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            262                   1244.44                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            263                   1413.02                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            264                   1709.06                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            265                    597.79                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            266                    696.13                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            267                   1018.18                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            268                    975.86                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            269                   2673.65                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            270                    1261.5                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            271                   1701.46                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            272                    962.22                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            273                    822.71                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            274                    614.97                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            275                   2181.81                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            276                    757.59                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            277                   2673.46                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            278                    548.06                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            279                   1739.53                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
            280                     592.4                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            281                    931.95                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            282                   1086.89                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            283                    628.66                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            284                    766.49                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            285                   1007.16                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            286                   1209.81                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            287                    598.89                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            288                    915.71                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            289                   1033.83                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            290                   1001.95                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            291                   2568.45                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            292                   1882.24                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            293                    2615.6                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            294                   4078.72                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            295                   1213.06                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            296                    726.81                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            297                   1928.74                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            298                   1780.95                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            299                   1030.15                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            300                    585.52                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            301                    849.83                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            302                   1754.04                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            303                   1346.94                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            304                   4501.86                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            305                      1029                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            306                    782.38                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            307                   1021.32                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            308                   1308.36                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            309                   1404.98                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            310                      1360                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            311                    758.83                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            312                   2581.09                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            313                   2483.94                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            314                   1107.81                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            315                   1855.78                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            316                   1896.39                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            317                   1126.48                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            318                    510.01                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            319                    821.37                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            320                   2011.48                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            321                    916.11                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            322                   4714.28                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            323                    1297.2                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            324                    767.16                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            325                    511.46                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            326                    844.36                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            327                    646.58                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            328                   1939.26                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            329                   1165.75                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            330                   1320.12                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            331                   1150.92                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            332                   1701.46                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            333                   2224.47                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            334                    777.08                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            335                    868.01                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            336                    926.96                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
            337                   1205.86                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            338                    733.35                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            339                    733.02                  10/3/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            340                   1275.67                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            341                   1327.43                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            342                   2817.97                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            343                   1138.56                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            344                     817.7                  10/4/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
            345                   3233.99                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            346                   3878.62                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            347                    1389.2                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               12                          Y          Not a Balloon Loan
            348                   1566.94                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            349                   2634.37                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            350                   1692.61                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            351                   1565.54                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            352                   1089.78                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            353                    625.43                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            354                   1667.63                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            355                   1395.66                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            356                   1384.73                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            357                   2883.15                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            358                    672.47                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            359                   1399.08                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            360                     629.3                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            361                    784.46                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            362                   3430.76                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            363                    955.19                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            364                   2725.83                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
            365                   1816.07                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            366                    916.27                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            367                    571.58                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            368                    952.02                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
            369                     514.5                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            370                   1237.95                  10/4/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            371                   1454.44                  9/28/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
            372                   1051.88                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            373                    736.19                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            374                   1859.52                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            375                    776.76                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
            376                   1628.58                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            377                   2078.25                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            378                   2769.46                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            379                     874.1                  10/5/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            380                   1418.23                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            381                   2291.95                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            382                    754.43                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            383                    860.77                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            384                   1090.21                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            385                   1363.76                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            386                   1741.69                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            387                    890.25                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            388                     786.2                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            389                   1071.72                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            390                   2372.38                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            391                    797.44                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            392                    872.89                  10/3/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            393                   1306.07                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            394                   1003.83                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            395                   2107.26                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            396                   2166.83                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            397                   1328.96                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            398                    979.69                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            399                   1024.03                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            400                   3382.67                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            401                   2540.41                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            402                   2168.16                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
            403                   2969.29                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            404                    801.56                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            405                   2630.64                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            406                    715.85                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            407                    953.41                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            408                   2638.73                  8/25/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               36                          Y          Not a Balloon Loan
            409                    1043.8                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            410                   1012.17                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            411                    619.82                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            412                    1223.2                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            413                    1011.1                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            414                   1928.74                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            415                   2244.48                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            416                   1095.03                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            417                   1675.44                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
            418                   2188.32                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            419                   1381.41                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            420                   2146.17                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            421                   1090.18                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            422                   1211.75                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            423                   1412.15                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            424                   1328.96                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            425                   1012.55                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            426                    699.53                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            427                    798.23                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            428                    830.43                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            429                    752.76                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            430                   2691.97                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            431                   1102.28                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            432                    764.67                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            433                   2324.18                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            434                   1888.31                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
            435                   1649.48                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            436                   2170.48                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            437                    725.86                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            438                   2026.88                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            439                    870.78                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            440                   1942.69                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            441                   3597.33                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            442                   1328.35                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            443                    762.21                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            444                   3979.94                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            445                   2212.77                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            446                   2514.08                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            447                   1186.21                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            448                   1180.97                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            449                   2643.79                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            450                   1369.33                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            451                   1275.08                  10/8/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            452                   2393.54                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            453                    1342.5                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            454                    1643.2                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            455                    975.88                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            456                   1206.33                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            457                    923.32                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            458                    769.91                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            459                    623.01                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            460                   1245.64                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            461                    567.61                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            462                    978.43                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            463                    730.54                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            464                   1633.33                  10/7/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       300              Monthly                                0                          Y          Not a Balloon Loan
            465                   1117.46                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            466                   1206.85                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            467                    877.73                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            468                   2180.03                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            469                   1161.72                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            470                   1350.37                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            471                    3009.5                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            472                   1307.16                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            473                   1068.73                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               30                          Y          Not a Balloon Loan
            474                   1674.56                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            475                   2949.87                  9/21/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            476                       912                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            477                   1194.34                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            478                    693.71                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            479                    861.12                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            480                    651.75                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            481                    435.72                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            482                    1029.2                 10/21/2005                  12/1/2005                  11/1/2020                  2/1/2006                          3                        180                        177                       180              Monthly                                0                          Y          Not a Balloon Loan
            483                   2113.25                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            484                    702.58                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            485                   1475.83                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            486                   3765.64                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            487                   1050.04                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            488                   1675.63                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            489                     456.4                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            490                     999.4                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            491                   1517.71                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            492                     439.3                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            493                   1295.58                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            494                   4374.37                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            495                   2648.94                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            496                    807.37                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            497                   1304.27                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            498                    641.67                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            499                   1045.87                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            500                   1136.59                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            501                   1489.47                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
            502                   1022.72                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            503                    956.85                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            504                    497.15                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            505                   2523.68                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            506                   1160.59                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            507                   1162.96                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            508                   1419.99                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            509                   1129.88                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            510                   1273.98                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            511                    2640.4                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            512                   1177.53                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            513                   2658.23                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            514                   1396.88                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            515                   1516.62                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            516                   1736.15                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            517                    850.65                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            518                   2833.29                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            519                     508.8                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            520                    951.15                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            521                   2657.81                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            522                   1155.86                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            523                   1467.17                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            524                   1061.59                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            525                   1676.47                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            526                   2419.68                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            527                   1222.56                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            528                      1302                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            529                     911.8                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            530                    608.53                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            531                    918.69                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            532                    899.46                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            533                    823.94                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            534                   2820.61                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            535                   2098.54                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            536                   1974.08                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            537                   2333.14                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            538                    775.52                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            539                   1682.73                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            540                   1194.93                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            541                   1691.27                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            542                   1293.99                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            543                   2200.03                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            544                     510.8                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            545                   1377.95                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            546                   1729.85                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            547                   2224.03                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            548                    940.01                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            549                       679                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            550                   2935.57                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            551                   1491.93                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            552                    897.66                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            553                   1163.37                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            554                    889.93                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            555                   1646.32                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            556                    767.82                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            557                   1269.13                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            558                    966.52                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            559                    790.49                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            560                   1144.07                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            561                    642.67                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            562                    786.96                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            563                   1260.04                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            564                   1570.26                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            565                   1927.95                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            566                    1491.5                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            567                    701.87                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            568                    755.62                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            569                   1544.47                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            570                   2781.77                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            571                    1822.5                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            572                   1384.45                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            573                   1522.45                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            574                   1468.95                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            575                   1333.68                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            576                   1047.73                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            577                   2559.78                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            578                   1321.91                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            579                    685.26                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            580                   1034.93                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            581                    870.19                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
            582                   1708.13                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            583                   1486.75                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            584                   1390.83                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               30                          Y          Not a Balloon Loan
            585                   2973.96                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            586                   1143.66                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            587                   1276.56                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            588                   1688.42                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            589                       814                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            590                   1008.58                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            591                     616.3                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            592                   1196.34                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            593                    817.37                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            594                    910.54                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            595                   1180.04                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            596                   1003.14                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            597                   2282.21                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            598                   1168.46                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            599                   1283.33                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            600                   1343.72                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            601                   1436.76                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            602                   1453.62                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            603                    734.87                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            604                    966.89                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            605                   1124.57                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            606                    893.99                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            607                   1434.41                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            608                   1195.02                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            609                   1751.33                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            610                    876.34                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            611                   1979.55                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            612                    786.38                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            613                    905.21                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            614                    879.35                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            615                     753.1                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            616                   1288.62                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            617                   2359.85                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            618                   1323.88                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            619                    885.37                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            620                    897.31                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            621                    955.47                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            622                   2250.39                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            623                   1700.22                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            624                   1191.99                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            625                   1068.02                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            626                   1102.14                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            627                   2010.78                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            628                   1605.58                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            629                    878.27                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            630                   2779.68                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            631                   4525.23                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            632                    660.39                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            633                   1397.04                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            634                   1677.81                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            635                   1118.87                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            636                   1875.88                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            637                    968.54                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            638                   1093.74                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            639                   1157.56                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            640                   1084.48                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
            641                   1295.77                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            642                   1144.22                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            643                    783.14                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            644                   1106.45                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            645                   2759.16                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            646                   3215.16                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            647                   1147.35                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            648                    1020.9                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            649                    687.33                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            650                   1011.02                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            651                   1617.95                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            652                   1098.36                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            653                    504.51                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            654                   1449.13                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            655                   1129.96                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            656                    782.77                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            657                   1738.18                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            658                   1754.04                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            659                    591.77                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            660                    689.91                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            661                    638.44                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            662                   1910.97                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            663                   3364.37                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            664                    837.52                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            665                   1762.37                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            666                   3938.33                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
            667                    743.05                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            668                   1253.17                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            669                   1472.59                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            670                    525.53                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            671                   1171.38                  9/21/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
            672                    771.31                  8/17/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               24                          Y          Not a Balloon Loan
            673                   4342.38                   8/5/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               24                          Y          Not a Balloon Loan
            674                   1609.44                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            675                   1039.15                  8/31/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               24                          Y          Not a Balloon Loan
            676                   1272.44                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            677                    846.36                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            678                   2345.82                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            679                   4843.46                  8/31/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                                0                          Y          Not a Balloon Loan
            680                   1653.81                   9/8/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
            681                   1127.72                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
            682                   1997.34                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            683                     473.3                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            684                    910.18                  10/3/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            685                   1090.78                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
            686                   2530.43                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            687                   1537.83                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            688                   2852.76                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            689                   3453.32                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            690                   1816.07                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            691                    412.82                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            692                   1791.02                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            693                   2319.43                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            694                   2455.84                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            695                       872                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            696                   1187.36                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            697                    1396.6                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            698                   1730.82                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            699                   1572.68                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            700                    436.29                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            701                    564.51                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            702                   1284.13                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            703                    959.64                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            704                   1602.88                  8/26/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                                0                          Y          Not a Balloon Loan
            705                   3668.77                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            706                   2572.13                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            707                   2397.61                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            708                    2365.7                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            709                   4015.92                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            710                   2241.59                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            711                   1794.14                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            712                   2157.75                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            713                      3110                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            714                    609.27                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            715                   2845.78                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
            716                     908.8                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            717                    1961.3                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            718                   1932.27                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            719                   2456.68                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            720                   2492.57                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            721                   2228.53                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            722                     933.6                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            723                   2286.34                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            724                   2812.52                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            725                   1040.49                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            726                   2187.87                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            727                    1084.1                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            728                   3108.21                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            729                      3276                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            730                   1290.98                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            731                   2491.16                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            732                   1689.29                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            733                    681.46                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            734                   2508.85                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            735                   2499.75                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            736                   2291.51                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            737                   1133.88                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            738                     396.5                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            739                   3082.34                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            740                   1125.12                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            741                   1936.98                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            742                    2149.9                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
            743                   1015.56                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            744                    757.28                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            745                    1002.7                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            746                     935.5                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            747                   2602.04                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            748                     756.5                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            749                   2400.66                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            750                    754.29                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            751                    464.28                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            752                   2127.54                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            753                   1957.16                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            754                   4570.97                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            755                   2470.57                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            756                   2736.29                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            757                   1211.04                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            758                   1996.71                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            759                    691.62                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            760                   1020.83                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            761                   2086.13                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            762                   2994.54                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            763                      2394                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            764                   1042.52                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            765                    1317.6                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            766                   1716.04                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            767                   2869.19                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            768                    596.44                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            769                    416.47                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            770                   1379.94                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            771                   2107.93                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            772                   2683.03                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            773                      1668                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            774                   3706.91                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            775                   1791.53                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            776                   1418.49                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            777                   2412.79                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            778                   2681.53                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            779                   3407.48                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            780                   3206.22                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            781                   1079.81                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            782                   2726.44                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            783                   1102.91                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            784                   1922.77                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            785                    598.17                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            786                    736.76                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            787                   2579.09                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            788                    676.62                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            789                   1454.29                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            790                   1267.23                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            791                    766.06                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            792                   1960.43                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            793                     694.8                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            794                   2215.12                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            795                   1983.83                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            796                      3195                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            797                    568.28                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            798                   1077.95                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            799                    2770.2                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            800                    955.04                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            801                   2036.37                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            802                   2542.35                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            803                   1610.28                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            804                    3602.1                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            805                   1666.88                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            806                   3653.33                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            807                    758.31                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            808                   1273.14                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
            809                      1690                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            810                      1632                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            811                   2001.78                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            812                   1110.47                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            813                   1386.56                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            814                   2866.68                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            815                    846.08                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            816                   1240.15                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            817                    633.52                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            818                   1565.97                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            819                   1319.65                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            820                   3914.72                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            821                    442.64                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            822                    911.11                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            823                   2015.62                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            824                   2679.67                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            825                   2454.83                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            826                      4070                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            827                   2023.27                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            828                   2123.34                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            829                   2691.92                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            830                   2417.42                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
            831                   1847.34                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            832                   4353.24                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            833                   1395.47                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            834                   1089.13                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            835                   4293.11                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            836                   1653.33                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            837                    813.21                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            838                    850.46                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            839                   4111.39                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            840                   1148.06                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            841                   2330.95                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            842                   2617.84                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            843                    638.58                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            844                   2686.67                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            845                   2056.97                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            846                    3552.5                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            847                      2610                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            848                   1106.45                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            849                   2543.74                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            850                   1051.47                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            851                   1315.81                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            852                     820.7                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            853                   4992.54                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            854                   1740.02                  10/6/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            855                   2752.09                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            856                   4103.01                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            857                   3619.25                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            858                   2177.22                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            859                    1936.6                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            860                   1489.95                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            861                   2292.85                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            862                   2331.32                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            863                    966.08                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            864                    1642.5                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            865                   1937.67                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            866                   1352.79                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            867                   3853.97                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            868                   1670.89                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            869                   3533.08                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            870                   1637.62                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            871                   2291.77                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            872                   1223.69                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            873                   2143.44                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            874                    4105.1                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            875                   1951.08                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            876                   3908.04                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            877                   2020.35                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            878                   2184.11                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            879                   3925.02                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            880                    2824.3                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            881                   2643.79                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
            882                   2588.08                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            883                      1410                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            884                   2183.01                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            885                    558.63                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            886                   2258.66                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            887                   1438.72                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            888                   1296.17                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            889                   3073.01                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            890                   3410.44                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            891                   2138.89                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            892                   2828.24                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            893                   2179.63                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            894                    1937.1                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            895                    758.67                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            896                   1592.38                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            897                   1460.88                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            898                   2007.95                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            899                    883.07                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            900                    538.32                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
            901                   1113.92                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            902                   3092.83                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            903                   3035.42                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            904                   2177.16                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            905                   2084.14                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            906                    2321.4                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            907                   2100.77                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            908                    847.13                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            909                   3546.48                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            910                    870.45                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            911                   1523.76                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            912                   1773.41                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            913                   1219.17                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            914                      1725                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
            915                    651.39                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            916                   3797.47                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            917                   1810.36                  10/4/2005                  12/1/2005                  11/1/2025                  2/1/2006                          3                        240                        237                       240              Monthly                                0                          Y          Not a Balloon Loan
            918                   1095.76                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            919                   2503.55                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            920                   2552.19                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            921                   2070.62                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            922                   2473.81                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            923                   2864.41                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            924                   2467.17                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            925                    2776.3                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            926                   2908.42                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            927                   1833.86                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            928                   1449.19                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            929                   2241.55                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            930                   3844.94                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            931                   1592.47                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            932                    1706.2                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            933                   3278.87                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            934                   2359.45                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            935                   2146.38                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            936                   1188.77                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            937                   2237.68                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            938                   3869.51                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            939                   1368.86                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            940                   1025.25                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            941                   2100.35                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            942                    935.96                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            943                    773.73                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            944                   1024.06                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            945                    675.41                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            946                   1479.07                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            947                   2181.33                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            948                    939.93                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            949                   2432.77                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            950                   1141.65                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            951                   1139.81                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            952                   4346.32                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            953                   1092.47                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            954                    756.65                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            955                   2124.16                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            956                   2557.26                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            957                   2348.31                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            958                   1058.97                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            959                    2389.3                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            960                   1671.28                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            961                   1293.65                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            962                   1515.29                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            963                   3191.62                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            964                   3622.47                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            965                   3404.06                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            966                   2883.99                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            967                    651.85                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            968                   3383.14                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            969                   2850.92                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            970                   2785.96                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            971                   1254.81                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            972                   2051.72                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            973                   2783.18                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            974                   2374.48                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            975                   2381.85                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            976                   1569.02                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            977                    532.21                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            978                    692.38                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            979                   1683.87                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            980                   2270.45                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            981                   2827.71                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            982                     427.6                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            983                   1634.02                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            984                   2105.83                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
            985                   2393.54                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            986                      2333                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            987                   1396.82                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            988                    786.15                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
            989                    2955.8                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            990                   1413.48                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
            991                    1891.6                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            992                   1792.11                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            993                    696.47                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
            994                   2537.17                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            995                   2059.99                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            996                   2127.85                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            997                   1933.36                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
            998                    1308.1                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
            999                   2887.49                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1000                   1132.85                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1001                   2439.47                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1002                   2085.35                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1003                   3352.81                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1004                   1661.27                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
           1005                   1208.78                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1006                    548.48                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1007                    1995.7                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1008                   2155.53                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1009                   1659.87                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1010                   1447.53                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1011                   2077.95                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1012                   2014.19                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1013                    1308.1                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1014                   1139.24                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1015                   3732.41                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1016                   1925.85                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1017                   2327.78                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1018                   2260.47                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1019                   1065.67                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1020                    655.25                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1021                    734.32                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1022                   2662.01                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1023                    1690.3                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1024                   4236.45                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1025                   2318.72                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1026                     604.8                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1027                   2241.37                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1028                   2158.39                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1029                   2222.25                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1030                   1843.22                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1031                   1660.86                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1032                   1866.66                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1033                   2175.96                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1034                   2270.37                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1035                   2053.24                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1036                   1487.35                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1037                   1955.78                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1038                   3327.35                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1039                   1897.32                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1040                   1704.89                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1041                   1136.17                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1042                   2760.47                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1043                   1275.73                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1044                   1056.85                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1045                    614.71                   7/6/2005                   9/1/2005                   8/1/2035                  2/1/2006                          6                        360                        354                       360              Monthly                               24                          Y          Not a Balloon Loan
           1046                   2407.41                   9/8/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1047                   4447.52                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1048                    3362.7                  7/21/2005                   9/1/2005                   8/1/2035                  2/1/2006                          6                        360                        354                       360              Monthly                               24                          Y          Not a Balloon Loan
           1049                    760.58                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1050                   1083.22                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1051                   2163.31                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1052                   1289.54                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1053                   1169.04                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1054                   1717.01                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1055                   2910.15                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1056                   1011.15                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1057                   2666.67                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1058                    862.17                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1059                   3163.86                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1060                   1195.11                  7/28/2005                   9/1/2005                   8/1/2035                  2/1/2006                          6                        360                        354                       360              Monthly                               24                          Y          Not a Balloon Loan
           1061                   2477.71                  8/25/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                                0                          Y          Not a Balloon Loan
           1062                   3212.57                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1063                    751.65                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1064                   1382.44                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1065                    373.89                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1066                   2299.96                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1067                   2162.89                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1068                    847.13                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1069                   2727.62                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1070                   1099.06                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1071                   2605.17                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1072                    462.94                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1073                   4871.61                  8/24/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                                0                          Y          Not a Balloon Loan
           1074                   2471.61                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1075                   1942.62                  8/23/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               12                          Y          Not a Balloon Loan
           1076                   1198.74                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1077                   1568.03                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1078                   1318.41                  8/25/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               12                          Y          Not a Balloon Loan
           1079                    747.68                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1080                    495.79                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1081                   3734.89                  9/15/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1082                   3013.47                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1083                    694.49                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1084                    930.32                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1085                    1111.7                  9/20/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1086                   3775.57                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1087                   1121.18                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1088                    555.34                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1089                   1183.81                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1090                   1695.88                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1091                   1772.77                   9/9/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               36                          Y          Not a Balloon Loan
           1092                   1143.17                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1093                   2347.27                  9/23/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               12                          Y          Not a Balloon Loan
           1094                    754.79                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1095                   1818.44                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1096                   1072.81                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1097                    3397.8                  9/22/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1098                   2047.43                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1099                   3146.47                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1100                   1475.61                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1101                   1546.98                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1102                   1252.43                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1103                   1846.31                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1104                   2917.76                  9/19/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1105                    909.84                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1106                   2541.87                  9/21/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1107                      1321                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1108                   1668.07                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1109                   1007.67                  9/23/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1110                   1187.52                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1111                   2001.57                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1112                    486.74                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1113                   1719.84                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1114                   1569.66                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1115                   2260.37                  9/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1116                   2791.05                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1117                   1657.12                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1118                   2809.74                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1119                   1245.02                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1120                      2754                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1121                    970.24                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1122                   2177.38                  9/21/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               36                          Y          Not a Balloon Loan
           1123                      1874                  9/20/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1124                    562.07                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1125                    568.74                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1126                    895.27                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1127                   3729.21                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1128                   1888.48                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1129                   3118.78                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1130                   3134.95                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1131                    651.01                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1132                      1537                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       300              Monthly                               24                          Y          Not a Balloon Loan
           1133                   1180.39                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1134                    521.42                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1135                    622.88                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1136                   2275.45                  9/28/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               36                          Y          Not a Balloon Loan
           1137                   1708.07                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       480              Monthly                               12                          Y             Balloon Loan
           1138                   2705.68                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1139                   1455.35                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
           1140                      1656                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1141                   2006.18                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1142                   1253.08                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1143                    778.39                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1144                    1111.4                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1145                    967.07                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1146                    1641.8                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       480              Monthly                               24                          Y             Balloon Loan
           1147                   2248.85                  9/23/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1148                      3130                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1149                   1234.08                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1150                    1607.2                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       300              Monthly                               24                          Y          Not a Balloon Loan
           1151                    677.01                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1152                     983.7                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1153                   3556.19                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1154                   1467.23                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1155                   1132.73                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1156                   3213.24                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1157                   1012.47                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1158                    544.77                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1159                    1036.6                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1160                   1287.97                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1161                   2107.26                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1162                   1046.65                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1163                   2641.94                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1164                   1086.88                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1165                   1422.21                  9/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1166                   2507.28                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
           1167                   2095.71                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1168                    784.86                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1169                    920.84                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1170                   3090.65                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1171                   1831.55                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1172                   1824.42                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1173                   1793.49                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1174                   3611.95                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1175                   2128.96                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1176                    3039.1                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1177                   3076.67                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1178                   2302.72                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1179                   2355.77                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1180                      1500                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1181                    1022.4                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1182                    573.85                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1183                   2024.81                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1184                   3349.12                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1185                   3116.67                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1186                   2428.55                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1187                   1401.12                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1188                    751.38                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1189                   2122.87                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1190                    784.39                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1191                    497.47                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1192                   3562.43                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1193                   3593.32                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1194                    596.25                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1195                   2348.39                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1196                   1077.95                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1197                   2210.14                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1198                   1566.25                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1199                   1424.54                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1200                      2457                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1201                   1614.49                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1202                   1943.66                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1203                   2612.34                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1204                    591.73                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1205                   1568.23                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1206                   2315.38                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1207                    1019.5                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1208                   2439.39                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
           1209                    2163.5                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1210                   1238.44                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1211                   1820.36                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1212                   2075.38                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1213                   3568.49                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1214                      3127                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1215                   2293.85                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1216                   2068.81                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1217                   3427.86                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1218                   3868.63                  8/26/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                                0                          Y          Not a Balloon Loan
           1219                   2256.03                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1220                   2828.15                  9/22/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1221                   1434.92                   9/6/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1222                   2919.53                  9/19/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               12                          Y          Not a Balloon Loan
           1223                    2484.2                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1224                   1778.36                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1225                   2005.96                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               12                          Y          Not a Balloon Loan
           1226                   3196.84                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1227                   3685.17                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1228                    751.27                  9/19/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1229                   2830.72                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1230                   2202.96                  9/28/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1231                    1262.8                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1232                   1634.42                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1233                   1615.15                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1234                    2972.5                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1235                   1985.77                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1236                     587.1                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1237                   2372.04                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1238                   1825.77                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1239                   2345.82                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1240                   1891.23                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1241                   3525.63                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1242                   2021.22                  9/21/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1243                   1934.48                 10/15/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1244                    4606.5                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
           1245                   1768.85                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1246                     955.6                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1247                   1233.38                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1248                    2446.5                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1249                   3323.12                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1250                   3058.67                  9/28/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       300              Monthly                                0                          Y          Not a Balloon Loan
           1251                   3331.55                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1252                   1184.84                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1253                   1763.94                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1254                   1360.24                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1255                   4789.34                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1256                   1324.84                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               36                          Y          Not a Balloon Loan
           1257                   2753.71                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1258                   3068.13                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1259                   2634.17                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1260                   1194.68                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1261                   3656.47                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1262                   3572.53                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1263                    2868.9                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
           1264                   1865.05                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1265                   1017.31                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1266                   3088.61                  9/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1267                   1085.31                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1268                   2344.17                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1269                   2752.44                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1270                   4918.68                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1271                   1871.61                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1272                   2299.96                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1273                      2950                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1274                   1137.73                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1275                   3823.18                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1276                   1660.42                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1277                     953.9                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1278                   1800.35                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1279                    832.87                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1280                   1948.61                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       480              Monthly                                0                          Y             Balloon Loan
           1281                   2777.07                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1282                   2719.77                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1283                   2128.62                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1284                   1409.64                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1285                   2272.59                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1286                   1160.59                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1287                    818.33                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1288                   2661.21                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1289                   2383.52                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1290                   2330.95                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1291                    2276.1                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1292                    3274.2                  9/14/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1293                   4081.67                  10/6/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1294                   2186.19                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1295                    1744.8                  9/20/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1296                    1308.1                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1297                    985.25                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1298                   1821.09                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1299                    971.87                   9/9/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1300                   1180.02                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1301                    920.87                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1302                   1957.81                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1303                   1446.91                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1304                   1448.87                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1305                    859.31                  9/14/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1306                    570.77                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1307                   4089.58                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1308                   1190.54                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1309                   1204.84                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1310                   1910.74                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1311                   3961.75                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1312                   1412.15                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1313                   1906.41                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1314                   1107.25                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1315                   1083.41                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1316                   3157.26                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1317                   2844.31                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1318                   2654.16                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1319                    788.71                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1320                    527.69                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1321                   2654.12                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1322                      1595                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1323                    1155.9                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1324                   1261.48                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1325                    767.61                  10/6/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1326                   1491.58                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1327                   1507.28                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1328                   1620.67                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1329                   2802.18                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1330                    647.13                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1331                   1392.85                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1332                   1383.38                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1333                    590.54                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1334                    903.92                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1335                   1462.54                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1336                       895                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1337                   3907.37                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1338                   1389.54                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1339                   2162.78                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1340                   1613.93                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1341                   1392.12                 10/20/2005                  12/1/2005                  11/1/2025                  2/1/2006                          3                        240                        237                       240              Monthly                               12                          Y          Not a Balloon Loan
           1342                   2768.89                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               12                          Y          Not a Balloon Loan
           1343                   2564.47                  8/12/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                                0                          Y          Not a Balloon Loan
           1344                   1849.09                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1345                    1565.6                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1346                   2765.96                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1347                   1939.92                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1348                    690.12                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1349                   2039.36                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1350                   2387.06                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1351                    1402.2                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1352                   3031.48                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1353                    801.67                   9/2/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       300              Monthly                                0                          Y          Not a Balloon Loan
           1354                   2096.83                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1355                   2810.38                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1356                   2549.44                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1357                   2334.96                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1358                    533.45                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1359                   1766.82                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1360                    2140.5                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1361                   1177.43                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1362                   4035.88                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1363                   1784.35                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1364                    733.65                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1365                    540.64                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1366                   2755.35                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1367                   2684.99                  9/13/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1368                   1117.46                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1369                   4178.12                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1370                   2227.88                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1371                   1011.02                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1372                    1556.9                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1373                   2100.07                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1374                    519.91                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1375                   1627.79                  9/20/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               36                          Y          Not a Balloon Loan
           1376                    861.45                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1377                   4314.62                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1378                   2304.61                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1379                    566.33                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1380                    798.18                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1381                   2838.84                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1382                   2430.24                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1383                   2655.89                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1384                    1681.1                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1385                   3084.72                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1386                   4310.31                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1387                   2237.49                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1388                   2488.95                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1389                   2844.62                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1390                   4139.35                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1391                   2198.72                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1392                   1845.56                  9/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1393                    4757.3                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1394                   3044.97                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1395                   2074.01                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1396                   2376.81                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1397                   3634.09                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1398                    796.19                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1399                   2091.72                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1400                   2880.36                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1401                   2068.16                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1402                   2422.08                  8/15/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               24                          Y          Not a Balloon Loan
           1403                   1598.84                  8/16/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                                0                          Y          Not a Balloon Loan
           1404                   2160.21                  8/25/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               24                          Y          Not a Balloon Loan
           1405                   1686.34                  9/15/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1406                    811.37                  10/4/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               36                          Y          Not a Balloon Loan
           1407                   1447.23                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1408                   3308.18                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1409                   4496.43                  9/24/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1410                   1559.38                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1411                   2284.91                  9/23/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1412                    947.82                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1413                   3350.54                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1414                      2625                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1415                    876.71                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1416                   2909.64                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1417                   2169.84                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1418                    1919.6                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1419                    470.29                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1420                   1866.69                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1421                   3367.65                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1422                      2664                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1423                   3709.84                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1424                    898.73                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1425                   3196.23                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1426                   1050.19                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1427                    961.63                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1428                   1642.86                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1429                    952.29                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1430                   3229.66                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1431                    738.75                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1432                   2160.72                  7/29/2005                   9/1/2005                   8/1/2035                  2/1/2006                          6                        360                        354                       360              Monthly                               24                          Y          Not a Balloon Loan
           1433                    642.07                  9/13/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1434                    1083.7                  9/19/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1435                   1598.42                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1436                   3078.83                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1437                   2392.68                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1438                   1389.47                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1439                   1068.23                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1440                   1269.33                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1441                   2053.62                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1442                   1511.48                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1443                   2471.14                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1444                   2680.08                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1445                   2482.67                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1446                   2181.43                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1447                    1046.8                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1448                   2482.11                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1449                   1590.33                   9/1/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1450                    659.73                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1451                   1283.33                  9/15/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1452                   3252.51                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1453                   3566.36                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1454                   1327.66                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1455                    834.63                  9/23/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1456                   2553.51                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1457                    788.32                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1458                   2528.15                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1459                    781.47                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1460                    765.38                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1461                    433.23                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1462                    655.99                  9/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1463                   1434.78                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1464                    843.75                  10/4/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1465                   1257.62                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1466                   1133.96                  10/3/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1467                    570.05                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1468                   2917.09                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1469                   1331.31                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1470                    606.95                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1471                   1012.92                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1472                    2320.8                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1473                   2463.11                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1474                    803.25                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1475                    1009.8                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1476                   2075.87                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1477                   2175.15                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1478                     512.1                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1479                   1895.38                  9/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1480                    4086.4                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1481                   1020.01                  10/5/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1482                   2242.32                  10/3/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1483                    1670.1                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1484                    877.96                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1485                    531.09                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1486                    978.83                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1487                    628.57                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1488                    598.84                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1489                   1404.86                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1490                   1101.72                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1491                    891.36                  10/5/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1492                   1049.02                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1493                    890.72                  10/4/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1494                     503.2                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               12                          Y          Not a Balloon Loan
           1495                   1631.41                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1496                     511.2                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1497                   1486.87                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1498                    648.56                  9/21/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1499                   2840.77                  9/27/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               12                          Y          Not a Balloon Loan
           1500                    893.14                  9/13/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1501                    1037.6                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1502                   1129.72                   9/6/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1503                    634.85                  10/4/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1504                   1454.81                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1505                   1321.69                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1506                   1296.36                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1507                   1314.85                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1508                    480.64                  9/28/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1509                   2459.48                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1510                   2231.18                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1511                   2114.87                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1512                   1142.05                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1513                    812.24                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1514                    1549.9                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1515                   3303.83                  8/26/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               24                          Y          Not a Balloon Loan
           1516                   2334.98                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1517                     604.1                  9/23/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1518                   2047.07                  10/3/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1519                   2217.17                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1520                   2592.27                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1521                   2865.02                  9/12/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               12                          Y          Not a Balloon Loan
           1522                   2443.64                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1523                   2594.01                  9/20/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               12                          Y          Not a Balloon Loan
           1524                   3482.13                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1525                   1919.92                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1526                   2925.46                  9/22/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1527                    975.41                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1528                   4578.88                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1529                   1981.63                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1530                   1349.09                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1531                   3851.89                  9/28/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1532                    938.34                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               36                          Y          Not a Balloon Loan
           1533                   1367.72                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1534                    534.96                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1535                   1155.54                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1536                   1180.63                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1537                   1085.61                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1538                     693.1                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1539                   1189.93                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1540                   3966.25                  9/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1541                   1330.15                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1542                    870.45                  9/28/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1543                   3054.55                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1544                   2202.93                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1545                   1715.27                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1546                    850.85                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1547                    912.74                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1548                     377.4                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1549                   1415.36                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1550                    932.53                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               12                          Y          Not a Balloon Loan
           1551                   1400.75                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1552                   4244.07                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1553                   3099.76                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1554                    684.05                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1555                   1169.26                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1556                   1495.96                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1557                   1630.34                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1558                     544.7                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1559                   1120.41                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1560                   2463.74                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1561                   1955.85                  9/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1562                   4609.91                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1563                    1961.3                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1564                   3516.87                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1565                   2481.49                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1566                   1742.94                  9/23/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1567                   2351.33                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1568                   1735.24                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1569                    786.62                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1570                   2170.88                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1571                   1386.25                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1572                   2229.32                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1573                   2870.48                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1574                   3041.48                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1575                   2324.07                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1576                   2598.74                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1577                    777.63                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1578                   2656.26                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1579                    2400.2                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1580                   3424.29                  8/11/2005                  10/1/2005                   9/1/2035                  2/1/2006                          5                        360                        355                       360              Monthly                               24                          Y          Not a Balloon Loan
           1581                    795.99                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1582                   2611.02                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1583                   2224.03                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1584                    537.86                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
           1585                   2105.85                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1586                   1620.27                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1587                   1014.21                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1588                   2951.21                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1589                   1282.42                  10/5/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1590                   4159.94                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1591                    741.62                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1592                       750                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1593                    752.25                   9/9/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1594                   3695.35                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1595                   1664.59                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1596                    747.82                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1597                   3216.27                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1598                    3081.5                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1599                    766.17                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1600                   1429.81                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1601                   1319.53                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1602                   1260.55                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1603                   2306.52                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1604                     698.5                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1605                   2272.08                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1606                   3628.69                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1607                   1061.47                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1608                    726.12                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1609                     647.6                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1610                   3702.89                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1611                   1776.65                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1612                    834.96                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1613                   1594.96                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1614                    881.49                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1615                   4363.32                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1616                   1351.62                  7/13/2005                   9/1/2005                   8/1/2035                  2/1/2006                          6                        360                        354                       360              Monthly                               24                          Y          Not a Balloon Loan
           1617                    918.11                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1618                    456.65                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1619                   1294.29                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1620                    938.43                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1621                    803.71                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1622                   1085.27                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1623                   1444.39                  9/15/2005                  11/1/2005                  10/1/2025                  2/1/2006                          4                        240                        236                       240              Monthly                                0                          Y          Not a Balloon Loan
           1624                   1085.59                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1625                   1089.62                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1626                    1547.9                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1627                   2298.83                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1628                    622.76                  10/4/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1629                   1327.12                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1630                   4147.95                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1631                   1020.07                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1632                    515.15                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1633                   1546.18                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1634                   1188.47                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1635                    925.53                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1636                   1326.97                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1637                   1334.42                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1638                    1556.9                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1639                   2480.89                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1640                   1147.28                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1641                     457.1                  10/4/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1642                   4895.12                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1643                       745                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1644                   1046.83                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1645                   1887.11                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1646                    578.49                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1647                   1005.59                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1648                   2424.07                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1649                   1401.63                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1650                    776.51                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1651                   1277.38                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1652                   1269.46                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1653                    730.87                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1654                   2197.98                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1655                   1085.27                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1656                   1548.55                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1657                    520.01                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1658                   2255.96                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1659                   1359.28                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1660                    1945.8                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1661                   1575.82                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1662                   1360.97                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1663                   3166.84                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1664                   2344.62                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1665                   1099.61                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1666                   1600.01                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
           1667                    918.46                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1668                   1417.75                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1669                   3100.12                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1670                   1033.35                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1671                    632.29                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1672                    669.88                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1673                   1989.18                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1674                    542.72                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1675                   1299.18                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1676                    742.22                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1677                    1265.4                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1678                   1890.15                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1679                    688.59                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1680                    879.69                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1681                   1132.73                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1682                    943.67                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1683                   1447.38                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1684                    587.19                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1685                   1374.66                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1686                    758.68                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1687                       752                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1688                   1129.27                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1689                    424.82                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1690                   2084.05                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1691                   1584.49                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1692                   2205.24                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1693                   1050.64                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1694                   3707.86                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1695                    732.84                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1696                    711.43                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1697                   1437.87                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1698                   2161.14                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1699                    992.21                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1700                   2554.26                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1701                   1467.52                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1702                   1788.02                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1703                   1330.94                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1704                    820.89                  10/5/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1705                   1153.77                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1706                   1446.83                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1707                    644.78                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1708                   1544.47                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1709                    733.07                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1710                    720.93                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1711                   2053.02                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1712                   1633.35                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1713                     793.7                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1714                   1129.72                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1715                    918.38                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1716                    789.21                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1717                    477.49                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1718                   3133.87                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1719                   1983.66                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1720                   1701.82                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1721                   1635.84                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1722                   1329.98                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1723                    743.56                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1724                    836.13                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1725                   2464.46                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1726                    899.23                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1727                    714.73                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1728                    842.67                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1729                   2357.54                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1730                    702.76                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1731                   1029.25                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1732                    805.97                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1733                   1026.75                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1734                   1346.76                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1735                   1215.51                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1736                    642.83                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1737                   2738.46                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1738                    3710.6                 10/21/2005                  12/1/2005                  11/1/2020                  2/1/2006                          3                        180                        177                       180              Monthly                                0                          Y          Not a Balloon Loan
           1739                    2482.4                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1740                    698.42                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1741                    460.93                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1742                    857.37                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1743                   1373.62                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1744                    961.16                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1745                   1113.62                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1746                     759.4                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1747                   1110.31                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1748                   1174.83                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1749                   1877.65                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1750                    847.39                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1751                   2145.89                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1752                   1330.93                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1753                    936.23                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1754                   3946.99                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1755                   1419.01                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1756                   2936.06                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1757                   2173.01                  10/4/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1758                   2174.72                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1759                     733.2                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1760                   2016.26                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1761                   1280.11                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1762                   1464.39                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1763                   1191.51                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1764                    759.73                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1765                     870.2                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1766                   1023.72                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1767                    803.82                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1768                    894.01                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1769                    679.57                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1770                   2668.37                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1771                    607.88                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
           1772                   1068.29                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1773                    2149.6                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1774                    921.55                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1775                   1522.45                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1776                    870.78                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1777                   1692.82                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1778                     512.9                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1779                   1050.04                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1780                    633.61                 10/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1781                    800.34                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1782                    680.88                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1783                    912.03                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1784                    842.33                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1785                   1856.42                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1786                    654.27                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1787                    583.15                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1788                    885.86                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1789                   1214.62                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1790                    882.99                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1791                   1884.98                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1792                    943.94                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1793                   1041.14                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1794                    1050.3                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                                0                          Y          Not a Balloon Loan
           1795                   2043.12                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1796                   1196.77                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1797                   1138.45                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1798                   1449.19                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1799                    870.29                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1800                   1776.13                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       480              Monthly                               24                          Y             Balloon Loan
           1801                   2162.89                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1802                      1887                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1803                   3112.38                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       480              Monthly                               24                          Y             Balloon Loan
           1804                     688.8                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1805                   1515.53                  9/30/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1806                   2110.37                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1807                   3064.47                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1808                   1874.97                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1809                    918.02                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1810                   2175.01                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1811                    1080.4                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1812                     718.2                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
           1813                   1579.54                  9/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1814                   2110.83                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               12                          Y          Not a Balloon Loan
           1815                   2189.65                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1816                    916.59                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1817                   1422.31                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1818                   3434.02                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1819                   1334.67                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1820                   2053.24                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1821                   1741.73                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1822                   2265.46                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1823                   1519.62                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1824                   2040.26                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1825                   1896.32                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1826                   4332.02                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1827                      1264                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1828                   3136.49                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               36                          Y             Balloon Loan
           1829                   1762.05                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1830                      2600                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1831                   3094.91                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1832                   2256.68                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1833                   1478.95                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1834                   1255.92                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1835                   2824.91                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1836                   1338.93                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1837                   3050.25                 10/31/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1838                      1638                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1839                   2666.13                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1840                   3428.65                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1841                   2346.94                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1842                   1960.87                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1843                    849.65                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1844                   2415.74                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1845                   2684.31                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1846                   1392.26                  9/28/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1847                    774.19                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1848                    2359.5                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1849                     991.8                  9/26/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               36                          Y          Not a Balloon Loan
           1850                     600.3                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1851                   1445.02                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1852                   2306.56                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1853                   2300.23                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1854                     572.7                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1855                    2260.1                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1856                   3225.02                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1857                   1723.66                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1858                   2172.05                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1859                   2918.24                   7/8/2005                   9/1/2005                   8/1/2035                  2/1/2006                          6                        360                        354                       360              Monthly                               24                          Y          Not a Balloon Loan
           1860                    637.33                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1861                   1103.44                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1862                   2965.95                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1863                    919.18                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1864                   1825.15                  9/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1865                   1636.18                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1866                   3178.27                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1867                   1484.47                 10/21/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1868                      2565                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1869                   1944.05                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1870                   4333.38                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1871                   2425.76                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1872                   3998.17                 10/13/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1873                   1468.05                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1874                   1649.28                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1875                   3246.19                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1876                   2541.39                  9/29/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1877                    982.21                  9/27/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1878                      2668                  9/29/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       300              Monthly                               36                          Y          Not a Balloon Loan
           1879                   1523.24                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1880                   2495.37                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1881                   1677.33                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1882                   1750.45                 10/11/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1883                   1074.62                  9/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1884                   1553.58                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1885                    606.09                 10/12/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1886                      1422                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                                0                          Y          Not a Balloon Loan
           1887                   1718.32                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1888                   1651.34                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1889                   1232.34                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1890                   1741.14                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               12                          Y             Balloon Loan
           1891                   4010.39                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                                0                          Y             Balloon Loan
           1892                    622.82                 10/26/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1893                     500.1                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1894                   4306.55                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1895                    477.01                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1896                   2305.73                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1897                   1381.43                  10/5/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1898                   1238.59                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1899                    1338.6                  9/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1900                   2904.43                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1901                   3039.78                  9/16/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1902                    756.54                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1903                   2465.95                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1904                    584.85                 10/24/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1905                   2082.92                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               36                          Y          Not a Balloon Loan
           1906                   2513.86                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1907                   1666.83                 10/14/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1908                      1786                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1909                   2159.81                 10/17/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1910                   1099.61                 10/20/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1911                     379.8                 10/28/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1912                   1771.48                  5/20/2005                   7/1/2005                   6/1/2035                  2/1/2006                          8                        360                        352                       360              Monthly                                0                          Y          Not a Balloon Loan
           1913                   4262.79                  10/7/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1914                   2108.16                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan
           1915                    755.88                 10/25/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1916                   1750.75                  10/3/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       300              Monthly                               24                          Y          Not a Balloon Loan
           1917                   1364.96                  9/30/2005                  11/1/2005                  10/1/2035                  2/1/2006                          4                        360                        356                       360              Monthly                               24                          Y          Not a Balloon Loan
           1918                   1682.16                 10/15/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1919                   1464.05                  10/6/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       480              Monthly                               24                          Y             Balloon Loan
           1920                   1876.82                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               12                          Y          Not a Balloon Loan
           1921                   2045.21                  10/4/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                                0                          Y          Not a Balloon Loan
           1922                   2110.37                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1923                   2910.86                 10/19/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1924                   1478.48                 10/10/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               24                          Y          Not a Balloon Loan
           1925                   4298.48                 10/18/2005                  12/1/2005                  11/1/2035                  2/1/2006                          3                        360                        357                       360              Monthly                               36                          Y          Not a Balloon Loan


    LoanNbr              Original Index                    Index                    Current Index               Convertible                  IO Term                     Margin                 Rate Adjustment Freq     Payment Adjustment Freq    Initial Rate Cap              Periodic Rate Cap        Lifetime Cap               Periodic Payment Cap       Minimum Rate
    -------              --------------                    -----                    -------------               -----------                  -------                     ------                 --------------------     -----------------------    ----------------              -----------------        ------------               --------------------       ------------
              1                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
              2                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9237                         6                          6                          2                        1.5                         6                          0                        8.7
              3                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
              4                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.2737                         6                          6                          2                        1.5                         6                          0                       8.05
              5                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
              6                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
              7                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
              8                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.55
              9                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9737                         6                          6                          2                        1.5                         6                          0                       6.75
             10                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
             11                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             12                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             13                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7931                         6                          6                          2                        1.5                         6                          0                       6.55
             14                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.393                         6                          6                          2                        1.5                         6                          0                       8.15
             15                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             16                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
             17                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
             18                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
             19                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             20                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
             21                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
             22                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
             23                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
             24                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.093                         6                          6                          2                        1.5                         6                          0                       7.85
             25                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.943                         6                          6                          2                        1.5                         6                          0                        7.7
             26                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
             27                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.99
             28                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
             29                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
             30                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
             31                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
             32                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
             33                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
             34                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
             35                         0             2/ 6 MONTH LIBOR                             0                                                    60                     3.8431                         6                          6                          2                        1.5                         6                          0                        5.6
             36                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.2431                         6                          6                          2                        1.5                         6                          0                          6
             37                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.5931                         6                          6                          2                        1.5                         6                          0                       6.35
             38                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             39                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.65
             40                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.85
             41                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             42                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             43                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
             44                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             45                         0             3/ 6 MONTH LIBOR                             0                                                     0                      6.243                         6                          6                          2                        1.5                         6                          0                          8
             46                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
             47                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
             48                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
             49                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.193                         6                          6                          2                        1.5                         6                          0                       6.95
             50                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
             51                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
             52                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
             53                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
             54                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
             55                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
             56                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
             57                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.693                         6                          6                          2                        1.5                         6                          0                       8.45
             58                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.5431                         6                          6                          2                        1.5                         6                          0                        6.3
             59                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
             60                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             61                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
             62                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
             63                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
             64                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
             65                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
             66                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.7931                         6                          6                          2                        1.5                         6                          0                       6.55
             67                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
             68                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.743                         6                          6                          2                        1.5                         6                          0                        7.5
             69                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
             70                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.143                         6                          6                          2                        1.5                         6                          0                        6.9
             71                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
             72                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9431                         6                          6                          2                        1.5                         6                          0                        6.7
             73                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
             74                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
             75                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
             76                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
             77                         0              BALLOON OTHER                               0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
             78                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
             79                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.643                         6                          6                          2                        1.5                         6                          0                        7.4
             80                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
             81                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
             82                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.8931                         6                          6                          2                        1.5                         6                          0                       6.65
             83                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.233                         6                          6                          2                        1.5                         6                          0                       7.99
             84                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
             85                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
             86                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
             87                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
             88                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
             89                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
             90                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
             91                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
             92                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.7431                         6                          6                          2                        1.5                         6                          0                        6.5
             93                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
             94                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
             95                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
             96                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.943                         6                          6                          2                        1.5                         6                          0                        8.7
             97                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8431                         6                          6                          2                        1.5                         6                          0                        6.6
             98                         0             2/ 6 MONTH LIBOR                             0                                                    60                     3.8931                         6                          6                          2                        1.5                         6                          0                       5.65
             99                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1331                         6                          6                          2                        1.5                         6                          0                       6.89
            100                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            101                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.733                         6                          6                          2                        1.5                         6                          0                       7.49
            102                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            103                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            104                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7331                         6                          6                          2                        1.5                         6                          0                       7.49
            105                         0             2/ 6 MONTH LIBOR                             0                                                    60                      6.143                         6                          6                          2                        1.5                         6                          0                        7.9
            106                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.493                         6                          6                          2                        1.5                         6                          0                       8.25
            107                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8431                         6                          6                          2                        1.5                         6                          0                        6.6
            108                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.6931                         6                          6                          2                        1.5                         6                          0                       6.45
            109                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            110                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.743                         6                          6                          2                        1.5                         6                          0                        8.5
            111                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            112                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            113                         0             2/ 6 MONTH LIBOR                             0                                                    60                      4.893                         6                          6                          2                        1.5                         6                          0                       6.65
            114                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            115                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.2
            116                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.193                         6                          6                          2                        1.5                         6                          0                       6.95
            117                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            118                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.8
            119                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
            120                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            121                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
            122                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.893                         6                          6                          2                        1.5                         6                          0                       7.65
            123                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
            124                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5931                         6                          6                          2                        1.5                         6                          0                       8.35
            125                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.483                         6                          6                          2                        1.5                         6                          0                       7.24
            126                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            127                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.6431                         6                          6                          2                        1.5                         6                          0                        6.4
            128                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.293                         6                          6                          2                        1.5                         6                          0                       8.05
            129                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.3931                         6                          6                          2                        1.5                         6                          0                       6.15
            130                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            131                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            132                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            133                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4331                         6                          6                          2                        1.5                         6                          0                       7.19
            134                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            135                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.2331                         6                          6                          2                        1.5                         6                          0                       5.99
            136                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            137                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
            138                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
            139                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
            140                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            141                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            142                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            143                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
            144                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1431                         6                          6                          2                        1.5                         6                          0                        6.9
            145                         0             2/ 6 MONTH LIBOR                             0                                                     0                          6                         6                          6                          2                        1.5                         6                          0                       8.65
            146                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.2
            147                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.75
            148                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.4
            149                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
            150                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3331                         6                          6                          2                        1.5                         6                          0                       8.09
            151                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
            152                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            153                         0                15 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            154                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            155                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7331                         6                          6                          2                        1.5                         6                          0                       8.49
            156                         0             2/ 6 MONTH LIBOR                             0                                                     0                        6.3                         6                          6                          2                        1.5                         6                          0                        8.7
            157                         0             2/ 6 MONTH LIBOR                             0                                                     0                        6.3                         6                          6                          2                        1.5                         6                          0                        8.6
            158                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            159                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.5
            160                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            161                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            162                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
            163                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1431                         6                          6                          2                        1.5                         6                          0                        6.9
            164                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            165                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            166                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1131                         6                          6                          2                        1.5                         6                          0                       7.87
            167                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
            168                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            169                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            170                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            171                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            172                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7431                         6                          6                          2                        1.5                         6                          0                        6.5
            173                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.7
            174                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       10.9
            175                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            176                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            177                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            178                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
            179                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.65
            180                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            181                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
            182                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7331                         6                          6                          2                        1.5                         6                          0                       7.49
            183                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5331                         6                          6                          2                        1.5                         6                          0                       8.29
            184                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            185                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7331                         6                          6                          2                        1.5                         6                          0                       8.49
            186                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
            187                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            188                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            189                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
            190                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            191                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            192                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            193                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2731                         6                          6                          2                        1.5                         6                          0                       7.03
            194                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            195                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            196                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            197                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
            198                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            199                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
            200                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.25
            201                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3831                         6                          6                          2                        1.5                         6                          0                       7.14
            202                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            203                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            204                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            205                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
            206                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
            207                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.75
            208                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            209                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            210                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
            211                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            212                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            213                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            214                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            215                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8431                         6                          6                          2                        1.5                         6                          0                        6.6
            216                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5991                         6                          6                          2                        1.5                         6                          0                      7.356
            217                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            218                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.35
            219                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
            220                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            221                         0             3/ 6 MONTH LIBOR                             0                                                    60                      5.793                         6                          6                          2                        1.5                         6                          0                       7.55
            222                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            223                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
            224                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            225                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
            226                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
            227                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7181                         6                          6                          2                        1.5                         6                          0                      8.475
            228                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            229                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
            230                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            231                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            232                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            233                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            234                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            235                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            236                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
            237                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            238                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            239                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            240                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            241                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
            242                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            243                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            244                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            245                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            246                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            247                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            248                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1431                         6                          6                          2                        1.5                         6                          0                        6.9
            249                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7331                         6                          6                          2                        1.5                         6                          0                       8.49
            250                         0              BALLOON OTHER                               0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            251                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            252                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5431                         6                          6                          2                        1.5                         6                          0                        8.3
            253                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            254                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            255                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            256                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
            257                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            258                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            259                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
            260                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            261                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
            262                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.55
            263                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            264                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            265                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5431                         6                          6                          2                        1.5                         6                          0                        8.3
            266                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5931                         6                          6                          2                        1.5                         6                          0                       8.35
            267                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            268                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            269                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7431                         6                          6                          2                        1.5                         6                          0                        6.5
            270                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            271                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            272                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.15
            273                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            274                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9331                         6                          6                          2                        1.5                         6                          0                       6.69
            275                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
            276                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.99
            277                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
            278                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            279                         0              BALLOON OTHER                               0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            280                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            281                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.25
            282                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
            283                         0             3/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            284                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
            285                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
            286                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            287                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            288                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
            289                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7331                         6                          6                          2                        1.5                         6                          0                       7.49
            290                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            291                         0             5/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            292                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            293                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
            294                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
            295                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.593                         6                          6                          2                        1.5                         6                          0                       7.35
            296                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            297                         0             2/ 6 MONTH LIBOR                             0                                                     0                        6.3                         6                          6                          2                        1.5                         6                          0                       8.45
            298                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            299                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4831                         6                          6                          2                        1.5                         6                          0                       8.24
            300                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            301                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0831                         6                          6                          2                        1.5                         6                          0                       7.84
            302                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            303                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
            304                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            305                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            306                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
            307                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
            308                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            309                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            310                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
            311                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            312                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
            313                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            314                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
            315                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.75
            316                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            317                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6331                         6                          6                          2                        1.5                         6                          0                       8.39
            318                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            319                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            320                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.25                         6                          6                          2                        1.5                         6                          0                        8.5
            321                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            322                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            323                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            324                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.85
            325                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
            326                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.8431                         6                          6                          2                        1.5                         6                          0                        6.6
            327                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
            328                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            329                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
            330                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            331                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            332                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            333                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            334                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6431                         6                          6                          2                        1.5                         6                          0                        8.4
            335                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
            336                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7737                         6                          6                          2                        1.5                         6                          0                       8.55
            337                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            338                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            339                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9237                         6                          6                          2                        1.5                         6                          0                        8.7
            340                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            341                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            342                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
            343                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            344                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5637                         6                          6                          2                        1.5                         6                          0                       7.34
            345                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            346                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0737                         6                          6                          2                        1.5                         6                          0                       6.85
            347                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            348                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
            349                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            350                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
            351                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            352                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            353                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            354                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            355                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            356                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            357                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            358                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.924                         6                          6                          2                        1.5                         6                          0                        7.7
            359                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5737                         6                          6                          2                        1.5                         6                          0                       8.35
            360                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            361                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            362                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            363                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.674                         6                          6                          2                        1.5                         6                          0                       8.45
            364                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.65
            365                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.224                         6                          6                          2                        1.5                         6                          0                          8
            366                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.943                         6                          6                          2                        1.5                         6                          0                        8.7
            367                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            368                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.5
            369                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.824                         6                          6                          2                        1.5                         6                          0                        8.6
            370                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.524                         6                          6                          2                        1.5                         6                          0                        6.3
            371                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.924                         6                          6                          2                        1.5                         6                          0                        7.7
            372                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.743                         6                          6                          2                        1.5                         6                          0                        8.5
            373                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.9
            374                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      11.45
            375                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            376                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.824                         6                          6                          2                        1.5                         6                          0                        6.6
            377                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.233                         6                          6                          2                        1.5                         6                          0                       7.99
            378                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.424                         6                          6                          2                        1.5                         6                          0                        7.2
            379                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.25
            380                         0             2/ 6 MONTH LIBOR                             0                                                    60                      6.074                         6                          6                          2                        1.5                         6                          0                       7.85
            381                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.674                         6                          6                          2                        1.5                         6                          0                       7.45
            382                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.043                         6                          6                          2                        1.5                         6                          0                        7.8
            383                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            384                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            385                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
            386                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.924                         6                          6                          2                        1.5                         6                          0                        8.7
            387                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.474                         6                          6                          2                        1.5                         6                          0                       7.25
            388                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.5
            389                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.393                         6                          6                          2                        1.5                         6                          0                       8.15
            390                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
            391                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
            392                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
            393                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
            394                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
            395                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            396                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.924                         6                          6                          2                        1.5                         6                          0                        7.7
            397                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            398                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
            399                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
            400                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            401                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5931                         6                          6                          2                        1.5                         6                          0                       8.35
            402                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8737                         6                          6                          2                        1.5                         6                          0                       7.65
            403                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
            404                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
            405                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.5431                         6                          6                          2                        1.5                         6                          0                        6.3
            406                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            407                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.643                         6                          6                          2                        1.5                         6                          0                        7.4
            408                         0             3/ 6 MONTH LIBOR                             0                                                     0                       6.77                         6                          6                          2                        1.5                         6                          0                       7.85
            409                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       10.3
            410                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            411                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            412                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            413                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8737                         6                          6                          2                        1.5                         6                          0                       6.65
            414                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            415                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.743                         6                          6                          2                        1.5                         6                          0                        7.5
            416                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.8931                         6                          6                          2                        1.5                         6                          0                       6.65
            417                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            418                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
            419                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            420                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.3737                         6                          6                          2                        1.5                         6                          0                       8.15
            421                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            422                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
            423                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            424                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
            425                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2137                         6                          6                          2                        1.5                         6                          0                       7.99
            426                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2237                         6                          6                          2                        1.5                         6                          0                          7
            427                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4737                         6                          6                          2                        1.5                         6                          0                       8.25
            428                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7237                         6                          6                          2                        1.5                         6                          0                        8.5
            429                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
            430                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            431                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.9737                         6                          6                          2                        1.5                         6                          0                       6.75
            432                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
            433                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4237                         6                          6                          2                        1.5                         6                          0                        7.2
            434                         0              BALLOON OTHER                               0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            435                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
            436                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
            437                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            438                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8737                         6                          6                          2                        1.5                         6                          0                       8.65
            439                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
            440                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6237                         6                          6                          2                        1.5                         6                          0                        8.4
            441                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
            442                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            443                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            444                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6737                         6                          6                          2                        1.5                         6                          0                       8.45
            445                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
            446                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1737                         6                          6                          2                        1.5                         6                          0                       6.95
            447                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            448                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.4
            449                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
            450                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            451                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            452                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            453                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            454                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
            455                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            456                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            457                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
            458                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
            459                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            460                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            461                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.2
            462                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            463                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
            464                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
            465                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8237                         6                          6                          2                        1.5                         6                          0                        8.6
            466                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.15
            467                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            468                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            469                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
            470                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            471                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9737                         6                          6                          2                        1.5                         6                          0                       6.75
            472                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.45                         6                          6                          2                        1.5                         6                          0                        8.5
            473                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            474                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3737                         6                          6                          2                        1.5                         6                          0                       8.15
            475                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2137                         6                          6                          2                        1.5                         6                          0                       7.99
            476                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
            477                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5737                         6                          6                          2                        1.5                         6                          0                       8.35
            478                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            479                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            480                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
            481                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
            482                         0                15 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            483                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
            484                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            485                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            486                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.693                         6                          6                          2                        1.5                         6                          0                       8.45
            487                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
            488                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5431                         6                          6                          2                        1.5                         6                          0                        8.3
            489                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
            490                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            491                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
            492                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.4
            493                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            494                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
            495                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            496                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                         10
            497                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6431                         6                          6                          2                        1.5                         6                          0                        8.4
            498                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            499                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
            500                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
            501                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            502                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            503                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            504                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
            505                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            506                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            507                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.943                         6                          6                          2                        1.5                         6                          0                        8.7
            508                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.143                         6                          6                          2                        1.5                         6                          0                        6.9
            509                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            510                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.643                         6                          6                          2                        1.5                         6                          0                        7.4
            511                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.1431                         6                          6                          2                        1.5                         6                          0                        6.9
            512                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
            513                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            514                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.743                         6                          6                          2                        1.5                         6                          0                        6.5
            515                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            516                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
            517                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            518                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.343                         6                          6                          2                        1.5                         6                          0                        7.1
            519                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            520                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            521                         0             2/ 6 MONTH LIBOR                             0                                                    60                      4.993                         6                          6                          2                        1.5                         6                          0                       6.75
            522                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            523                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7331                         6                          6                          2                        1.5                         6                          0                       7.49
            524                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            525                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            526                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
            527                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
            528                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            529                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.393                         6                          6                          2                        1.5                         6                          0                       7.15
            530                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
            531                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
            532                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.993                         6                          6                          2                        1.5                         6                          0                       7.75
            533                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            534                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7431                         6                          6                          2                        1.5                         6                          0                        6.5
            535                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8931                         6                          6                          2                        1.5                         6                          0                       6.65
            536                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
            537                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.643                         6                          6                          2                        1.5                         6                          0                        6.4
            538                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.5181                         6                          6                          2                        1.5                         6                          0                      7.275
            539                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            540                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.193                         6                          6                          2                        1.5                         6                          0                       7.95
            541                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.7331                         6                          6                          2                        1.5                         6                          0                       6.49
            542                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            543                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            544                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
            545                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
            546                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
            547                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
            548                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            549                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            550                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
            551                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            552                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            553                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            554                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            555                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            556                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.25
            557                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            558                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.993                         6                          6                          2                        1.5                         6                          0                       7.75
            559                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.65
            560                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            561                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4831                         6                          6                          2                        1.5                         6                          0                       7.24
            562                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            563                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
            564                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
            565                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            566                         0             2/ 6 MONTH LIBOR                             0                                                    60                      6.093                         6                          6                          2                        1.5                         6                          0                       7.85
            567                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.293                         6                          6                          2                        1.5                         6                          0                       8.05
            568                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.993                         6                          6                          2                        1.5                         6                          0                       7.75
            569                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
            570                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
            571                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            572                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            573                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            574                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            575                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            576                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
            577                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.643                         6                          6                          2                        1.5                         6                          0                        8.4
            578                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.05
            579                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            580                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
            581                         0             3/ 6 MONTH LIBOR                             0                                                    60                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            582                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
            583                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9431                         6                          6                          2                        1.5                         6                          0                        6.7
            584                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            585                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.4931                         6                          6                          2                        1.5                         6                          0                       6.25
            586                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.15
            587                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4131                         6                          6                          2                        1.5                         6                          0                       8.17
            588                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            589                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
            590                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
            591                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
            592                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            593                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            594                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            595                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            596                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.118                         6                          6                          2                        1.5                         6                          0                      6.875
            597                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            598                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.75
            599                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            600                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            601                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
            602                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
            603                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.343                         6                          6                          2                        1.5                         6                          0                        7.1
            604                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
            605                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.4
            606                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            607                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.893                         6                          6                          2                        1.5                         6                          0                       8.65
            608                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
            609                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
            610                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            611                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            612                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            613                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
            614                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
            615                         0             2/ 6 MONTH LIBOR                             0                                                    60                      6.743                         6                          6                          2                        1.5                         6                          0                        8.5
            616                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            617                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            618                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
            619                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            620                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
            621                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.593                         6                          6                          2                        1.5                         6                          0                       8.35
            622                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
            623                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
            624                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            625                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
            626                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            627                         0             5/ 6 MONTH LIBOR                             0                                                     0                      6.168                         6                          6                          2                        1.5                         6                          0                      7.925
            628                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
            629                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            630                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            631                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            632                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
            633                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            634                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
            635                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.443                         6                          6                          2                        1.5                         6                          0                        7.2
            636                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            637                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
            638                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
            639                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
            640                         0             3/ 6 MONTH LIBOR                             0                                                    60                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            641                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
            642                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.293                         6                          6                          2                        1.5                         6                          0                       8.05
            643                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            644                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            645                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            646                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.393                         6                          6                          2                        1.5                         6                          0                       8.15
            647                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            648                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
            649                         0             3/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.75
            650                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2931                         6                          6                          2                        1.5                         6                          0                       7.05
            651                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
            652                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
            653                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            654                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.993                         6                          6                          2                        1.5                         6                          0                       7.75
            655                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.643                         6                          6                          2                        1.5                         6                          0                        8.4
            656                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            657                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            658                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            659                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.2
            660                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            661                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            662                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
            663                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            664                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
            665                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.843                         6                          6                          2                        1.5                         6                          0                        7.6
            666                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
            667                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5431                         6                          6                          2                        1.5                         6                          0                        8.3
            668                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            669                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.25
            670                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
            671                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9737                         6                          6                          2                        1.5                         6                          0                       8.25
            672                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
            673                         0             2/ 6 MONTH LIBOR                             0                                                     0                       5.87                         6                          6                          2                        1.5                         6                          0                       6.95
            674                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.27                         6                          6                          2                        1.5                         6                          0                       7.35
            675                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
            676                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.595                         6                          6                          2                        1.5                         6                          0                      7.675
            677                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       11.3
            678                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7137                         6                          6                          2                        1.5                         6                          0                       7.99
            679                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            680                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.91                         6                          6                          2                        1.5                         6                          0                       7.99
            681                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.7
            682                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2237                         6                          6                          2                        1.5                         6                          0                        6.5
            683                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.25
            684                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2237                         6                          6                          2                        1.5                         6                          0                        6.5
            685                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                        7.5
            686                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
            687                         0             5/ 6 MONTH LIBOR                             0                                                     0                     6.7237                         6                          6                          2                        1.5                         6                          0                        8.5
            688                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
            689                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
            690                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.7237                         6                          6                          2                        1.5                         6                          0                          8
            691                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            692                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
            693                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
            694                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            695                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            696                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4831                         6                          6                          2                        1.5                         6                          0                       7.24
            697                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7331                         6                          6                          2                        1.5                         6                          0                       8.49
            698                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9331                         6                          6                          2                        1.5                         6                          0                       7.69
            699                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
            700                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
            701                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            702                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            703                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1237                         6                          6                          2                        1.5                         6                          0                        7.4
            704                         0             2/ 6 MONTH LIBOR                             0                                                     0                       5.27                         6                          6                          2                        1.5                         6                          0                       6.35
            705                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
            706                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            707                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            708                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
            709                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            710                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            711                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            712                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
            713                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            714                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2731                         6                          6                          2                        1.5                         6                          0                       7.03
            715                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            716                         0             2/ 6 MONTH LIBOR                             0                                                    60                      4.643                         6                          6                          2                        1.5                         6                          0                        6.4
            717                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
            718                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
            719                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.5
            720                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
            721                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.233                         6                          6                          2                        1.5                         6                          0                       7.99
            722                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.4
            723                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.233                         6                          6                          2                        1.5                         6                          0                       6.99
            724                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
            725                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.093                         6                          6                          2                        1.5                         6                          0                       7.85
            726                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            727                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3831                         6                          6                          2                        1.5                         6                          0                       8.14
            728                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            729                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
            730                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            731                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.443                         6                          6                          2                        1.5                         6                          0                        7.2
            732                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            733                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.65
            734                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9431                         6                          6                          2                        1.5                         6                          0                        6.7
            735                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.8431                         6                          6                          2                        1.5                         6                          0                        6.6
            736                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.55
            737                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
            738                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
            739                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.093                         6                          6                          2                        1.5                         6                          0                       6.85
            740                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2931                         6                          6                          2                        1.5                         6                          0                       7.05
            741                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.893                         6                          6                          2                        1.5                         6                          0                       7.65
            742                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.043                         6                          6                          2                        1.5                         6                          0                        7.8
            743                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            744                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.493                         6                          6                          2                        1.5                         6                          0                       8.25
            745                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8431                         6                          6                          2                        1.5                         6                          0                        6.6
            746                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            747                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            748                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            749                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            750                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            751                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            752                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            753                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            754                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
            755                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.593                         6                          6                          2                        1.5                         6                          0                       8.35
            756                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            757                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            758                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.743                         6                          6                          2                        1.5                         6                          0                        6.5
            759                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.75
            760                         0             2/ 6 MONTH LIBOR                             0                                                    60                      4.368                         6                          6                          2                        1.5                         6                          0                      6.125
            761                         0             2/ 6 MONTH LIBOR                             0                                                     0                        6.5                         6                          6                          2                        1.5                         6                          0                       8.99
            762                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.2331                         6                          6                          2                        1.5                         6                          0                       5.99
            763                         0             2/ 6 MONTH LIBOR                             0                                                    60                      4.893                         6                          6                          2                        1.5                         6                          0                       6.65
            764                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.793                         6                          6                          2                        1.5                         6                          0                       8.55
            765                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            766                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            767                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            768                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.25
            769                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
            770                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4181                         6                          6                          2                        1.5                         6                          0                      7.175
            771                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.493                         6                          6                          2                        1.5                         6                          0                       7.25
            772                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            773                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.193                         6                          6                          2                        1.5                         6                          0                       6.95
            774                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
            775                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.4331                         6                          6                          2                        1.5                         6                          0                       6.19
            776                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            777                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.993                         6                          6                          2                        1.5                         6                          0                       6.75
            778                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.593                         6                          6                          2                        1.5                         6                          0                       6.35
            779                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            780                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            781                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
            782                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            783                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            784                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3331                         6                          6                          2                        1.5                         6                          0                       7.09
            785                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8331                         6                          6                          2                        1.5                         6                          0                       7.59
            786                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            787                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            788                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
            789                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.393                         6                          6                          2                        1.5                         6                          0                       7.15
            790                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.55
            791                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            792                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
            793                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.643                         6                          6                          2                        1.5                         6                          0                        8.4
            794                         0             2/ 6 MONTH LIBOR                             0                                                    60                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
            795                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.733                         6                          6                          2                        1.5                         6                          0                       7.49
            796                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.343                         6                          6                          2                        1.5                         6                          0                        7.1
            797                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.14
            798                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            799                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.533                         6                          6                          2                        1.5                         6                          0                       7.29
            800                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            801                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
            802                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            803                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6737                         6                          6                          2                        1.5                         6                          0                       7.95
            804                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
            805                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
            806                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
            807                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.593                         6                          6                          2                        1.5                         6                          0                       8.35
            808                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            809                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.7431                         6                          6                          2                        1.5                         6                          0                        6.5
            810                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.6431                         6                          6                          2                        1.5                         6                          0                        6.4
            811                         0              BALLOON OTHER                               0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            812                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            813                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            814                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
            815                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            816                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.593                         6                          6                          2                        1.5                         6                          0                       7.35
            817                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.4
            818                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8331                         6                          6                          2                        1.5                         6                          0                       7.59
            819                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5331                         6                          6                          2                        1.5                         6                          0                       8.29
            820                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.893                         6                          6                          2                        1.5                         6                          0                       7.65
            821                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.8
            822                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.593                         6                          6                          2                        1.5                         6                          0                       8.35
            823                         0             2/ 6 MONTH LIBOR                             0                                                    60                      4.493                         6                          6                          2                        1.5                         6                          0                       6.25
            824                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            825                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
            826                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
            827                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.233                         6                          6                          2                        1.5                         6                          0                       7.99
            828                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.993                         6                          6                          2                        1.5                         6                          0                       6.75
            829                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
            830                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      12.25
            831                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.233                         6                          6                          2                        1.5                         6                          0                       7.99
            832                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.55
            833                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.143                         6                          6                          2                        1.5                         6                          0                        7.9
            834                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            835                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            836                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.4431                         6                          6                          2                        1.5                         6                          0                        6.2
            837                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            838                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            839                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            840                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            841                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
            842                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2381                         6                          6                          2                        1.5                         6                          0                      6.995
            843                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.493                         6                          6                          2                        1.5                         6                          0                       8.25
            844                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            845                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6431                         6                          6                          2                        1.5                         6                          0                        8.4
            846                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
            847                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.493                         6                          6                          2                        1.5                         6                          0                       7.25
            848                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1431                         6                          6                          2                        1.5                         6                          0                        6.9
            849                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
            850                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
            851                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
            852                         0             2/ 6 MONTH LIBOR                             0                                                    60                      6.733                         6                          6                          2                        1.5                         6                          0                       8.49
            853                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
            854                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
            855                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0737                         6                          6                          2                        1.5                         6                          0                       6.85
            856                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.3
            857                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
            858                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            859                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            860                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            861                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.2737                         6                          6                          2                        1.5                         6                          0                       7.05
            862                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
            863                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
            864                         0             3/ 6 MONTH LIBOR                             0                                                    60                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            865                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            866                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
            867                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.6181                         6                          6                          2                        1.5                         6                          0                      7.375
            868                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.95
            869                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                          8
            870                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.55
            871                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
            872                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
            873                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.374                         6                          6                          2                        1.5                         6                          0                       8.15
            874                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       7.25
            875                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0987                         6                          6                          2                        1.5                         6                          0                      6.875
            876                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
            877                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8737                         6                          6                          2                        1.5                         6                          0                       7.65
            878                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3237                         6                          6                          2                        1.5                         6                          0                        7.1
            879                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            880                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
            881                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.074                         6                          6                          2                        1.5                         6                          0                       7.85
            882                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            883                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2737                         6                          6                          2                        1.5                         6                          0                       7.05
            884                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2737                         6                          6                          2                        1.5                         6                          0                       8.05
            885                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.45
            886                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            887                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            888                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
            889                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            890                         0             3/ 6 MONTH LIBOR                             0                                                     0                     4.8931                         6                          6                          2                        1.5                         6                          0                       6.65
            891                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
            892                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
            893                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            894                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            895                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
            896                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            897                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            898                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8237                         6                          6                          2                        1.5                         6                          0                        6.6
            899                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1237                         6                          6                          2                        1.5                         6                          0                        7.9
            900                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            901                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.2
            902                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0737                         6                          6                          2                        1.5                         6                          0                       6.85
            903                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7737                         6                          6                          2                        1.5                         6                          0                       7.55
            904                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5737                         6                          6                          2                        1.5                         6                          0                       7.35
            905                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5237                         6                          6                          2                        1.5                         6                          0                        7.3
            906                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            907                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0431                         6                          6                          2                        1.5                         6                          0                        6.8
            908                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            909                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.0431                         6                          6                          2                        1.5                         6                          0                        6.8
            910                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
            911                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            912                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            913                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            914                         0             3/ 6 MONTH LIBOR                             0                                                    60                     3.9931                         6                          6                          2                        1.5                         6                          0                       5.75
            915                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9737                         6                          6                          2                        1.5                         6                          0                       8.75
            916                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
            917                         0                20 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            918                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
            919                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            920                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            921                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0737                         6                          6                          2                        1.5                         6                          0                       6.85
            922                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            923                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            924                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            925                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2931                         6                          6                          2                        1.5                         6                          0                       7.05
            926                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            927                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
            928                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.3
            929                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            930                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            931                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
            932                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5931                         6                          6                          2                        1.5                         6                          0                       8.35
            933                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.3931                         6                          6                          2                        1.5                         6                          0                       6.15
            934                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
            935                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
            936                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.25
            937                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            938                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
            939                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            940                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            941                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
            942                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            943                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            944                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3681                         6                          6                          2                        1.5                         6                          0                      7.125
            945                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            946                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.5
            947                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5431                         6                          6                          2                        1.5                         6                          0                        8.3
            948                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            949                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
            950                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.7
            951                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
            952                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            953                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
            954                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            955                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
            956                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
            957                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            958                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            959                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
            960                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
            961                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.2331                         6                          6                          2                        1.5                         6                          0                       5.99
            962                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            963                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
            964                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.093                         6                          6                          2                        1.5                         6                          0                       7.85
            965                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
            966                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
            967                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
            968                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            969                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
            970                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            971                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
            972                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
            973                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            974                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            975                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
            976                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
            977                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            978                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            979                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            980                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
            981                         0             5/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            982                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
            983                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
            984                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
            985                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            986                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.443                         6                          6                          2                        1.5                         6                          0                        8.2
            987                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.85
            988                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6431                         6                          6                          2                        1.5                         6                          0                        8.4
            989                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
            990                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.7431                         6                          6                          2                        1.5                         6                          0                        6.5
            991                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.5931                         6                          6                          2                        1.5                         6                          0                       6.35
            992                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.55
            993                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8681                         6                          6                          2                        1.5                         6                          0                      7.625
            994                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
            995                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
            996                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.35
            997                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
            998                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
            999                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
           1000                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
           1001                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.543                         6                          6                          2                        1.5                         6                          0                        8.3
           1002                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5931                         6                          6                          2                        1.5                         6                          0                       8.35
           1003                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
           1004                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
           1005                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.85
           1006                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6431                         6                          6                          2                        1.5                         6                          0                        8.4
           1007                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
           1008                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1009                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.35
           1010                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
           1011                         0             5/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
           1012                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
           1013                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1014                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1015                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
           1016                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
           1017                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1018                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.45
           1019                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.893                         6                          6                          2                        1.5                         6                          0                       6.65
           1020                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.2
           1021                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
           1022                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
           1023                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
           1024                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.843                         6                          6                          2                        1.5                         6                          0                        7.6
           1025                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.793                         6                          6                          2                        1.5                         6                          0                       7.55
           1026                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
           1027                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.293                         6                          6                          2                        1.5                         6                          0                       7.05
           1028                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1029                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.343                         6                          6                          2                        1.5                         6                          0                        8.1
           1030                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
           1031                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
           1032                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
           1033                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1034                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.733                         6                          6                          2                        1.5                         6                          0                       8.49
           1035                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
           1036                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
           1037                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0431                         6                          6                          2                        1.5                         6                          0                        6.8
           1038                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1039                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
           1040                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
           1041                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
           1042                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1043                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
           1044                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1045                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       10.5
           1046                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.4
           1047                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2931                         6                          6                          2                        1.5                         6                          0                       6.55
           1048                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.21                         6                          6                          2                        1.5                         6                          0                       6.95
           1049                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8331                         6                          6                          2                        1.5                         6                          0                       8.59
           1050                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1051                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1052                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.1431                         6                          6                          2                        1.5                         6                          0                        6.9
           1053                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
           1054                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
           1055                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0431                         6                          6                          2                        1.5                         6                          0                        6.8
           1056                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.15
           1057                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.6431                         6                          6                          2                        1.5                         6                          0                        6.4
           1058                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
           1059                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.943                         6                          6                          2                        1.5                         6                          0                        8.7
           1060                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.35
           1061                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1062                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9237                         6                          6                          2                        1.5                         6                          0                        8.7
           1063                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1064                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1065                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1066                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
           1067                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7737                         6                          6                          2                        1.5                         6                          0                       8.55
           1068                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.75
           1069                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1070                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.4737                         6                          6                          2                        1.5                         6                          0                       6.25
           1071                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.3
           1072                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.593                         6                          6                          2                        1.5                         6                          0                       7.85
           1073                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.67                         6                          6                          2                        1.5                         6                          0                       7.75
           1074                         0             2/ 6 MONTH LIBOR                             0                                                     0                       5.52                         6                          6                          2                        1.5                         6                          0                        6.6
           1075                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.35
           1076                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.42                         6                          6                          2                        1.5                         6                          0                        7.5
           1077                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       7.65
           1078                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1079                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.07                         6                          6                          2                        1.5                         6                          0                       7.15
           1080                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
           1081                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
           1082                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1083                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5737                         6                          6                          2                        1.5                         6                          0                       7.35
           1084                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1085                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3137                         6                          6                          2                        1.5                         6                          0                       7.59
           1086                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        7.6
           1087                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1088                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.733                         6                          6                          2                        1.5                         6                          0                       7.49
           1089                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4237                         6                          6                          2                        1.5                         6                          0                        7.2
           1090                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2931                         6                          6                          2                        1.5                         6                          0                       7.05
           1091                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1092                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1093                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1094                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.3
           1095                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1096                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1097                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3237                         6                          6                          2                        1.5                         6                          0                        7.1
           1098                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
           1099                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1100                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
           1101                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8237                         6                          6                          2                        1.5                         6                          0                        8.6
           1102                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
           1103                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4237                         6                          6                          2                        1.5                         6                          0                        7.2
           1104                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3737                         6                          6                          2                        1.5                         6                          0                       7.15
           1105                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.85
           1106                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1107                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
           1108                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
           1109                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          3                        1.5                         7                          0                      10.25
           1110                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5737                         6                          6                          2                        1.5                         6                          0                       8.35
           1111                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
           1112                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       10.1
           1113                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1114                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1115                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
           1116                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
           1117                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.143                         6                          6                          2                        1.5                         6                          0                        7.9
           1118                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4737                         6                          6                          2                        1.5                         6                          0                       8.25
           1119                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4237                         6                          6                          2                        1.5                         6                          0                        8.2
           1120                         0             2/ 6 MONTH LIBOR                             0                                                    60                      6.324                         6                          6                          2                        1.5                         6                          0                        8.1
           1121                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.2137                         6                          6                          2                        1.5                         6                          0                       5.99
           1122                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5237                         6                          6                          2                        1.5                         6                          0                        7.3
           1123                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1124                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1125                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       11.1
           1126                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
           1127                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.724                         6                          6                          2                        1.5                         6                          0                        6.5
           1128                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1129                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1130                         0             2/ 6 MONTH LIBOR                             0                                                    60                      6.693                         6                          6                          2                        1.5                         6                          0                       8.45
           1131                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.093                         6                          6                          2                        1.5                         6                          0                       7.85
           1132                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.8487                         6                          6                          2                        1.5                         6                          0                      6.625
           1133                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1134                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7737                         6                          6                          2                        1.5                         6                          0                       8.55
           1135                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
           1136                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1137                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5237                         6                          6                          2                        1.5                         6                          0                        7.3
           1138                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1139                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6237                         6                          6                          2                        1.5                         6                          0                        8.4
           1140                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.6237                         6                          6                          2                        1.5                         6                          0                        6.4
           1141                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7137                         6                          6                          2                        1.5                         6                          0                       7.49
           1142                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2737                         6                          6                          2                        1.5                         6                          0                       7.05
           1143                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6737                         6                          6                          2                        1.5                         6                          0                       8.45
           1144                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
           1145                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7237                         6                          6                          2                        1.5                         6                          0                        6.5
           1146                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
           1147                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1148                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.724                         6                          6                          2                        1.5                         6                          0                        7.5
           1149                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6431                         6                          6                          2                        1.5                         6                          0                        8.4
           1150                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.5737                         6                          6                          2                        1.5                         6                          0                       7.35
           1151                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1152                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
           1153                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
           1154                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
           1155                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1156                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7137                         6                          6                          2                        1.5                         6                          0                       7.49
           1157                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1158                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8237                         6                          6                          2                        1.5                         6                          0                        8.6
           1159                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1160                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.2
           1161                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.874                         6                          6                          2                        1.5                         6                          0                       7.65
           1162                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
           1163                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       7.25
           1164                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2931                         6                          6                          2                        1.5                         6                          0                       7.05
           1165                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1166                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6181                         6                          6                          2                        1.5                         6                          0                      8.375
           1167                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.243                         6                          6                          2                        1.5                         6                          0                          7
           1168                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
           1169                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.524                         6                          6                          2                        1.5                         6                          0                        8.3
           1170                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8737                         6                          6                          2                        1.5                         6                          0                       7.65
           1171                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1172                         0             5/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1173                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1174                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
           1175                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3681                         6                          6                          2                        1.5                         6                          0                      7.125
           1176                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1177                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.343                         6                          6                          2                        1.5                         6                          0                        7.1
           1178                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
           1179                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1180                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.4931                         6                          6                          2                        1.5                         6                          0                       6.25
           1181                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
           1182                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.4931                         6                          6                          2                        1.5                         6                          0                       6.25
           1183                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
           1184                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
           1185                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.1181                         6                          6                          2                        1.5                         6                          0                      6.875
           1186                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1187                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0431                         6                          6                          2                        1.5                         6                          0                        6.8
           1188                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.743                         6                          6                          2                        1.5                         6                          0                        7.5
           1189                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.643                         6                          6                          2                        1.5                         6                          0                        7.4
           1190                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.233                         6                          6                          2                        1.5                         6                          0                       7.99
           1191                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.65
           1192                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1193                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
           1194                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.99
           1195                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.2931                         6                          6                          2                        1.5                         6                          0                       6.05
           1196                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1197                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
           1198                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1199                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.143                         6                          6                          2                        1.5                         6                          0                        7.9
           1200                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.5431                         6                          6                          2                        1.5                         6                          0                        6.3
           1201                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.093                         6                          6                          2                        1.5                         6                          0                       7.85
           1202                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
           1203                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1204                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.9
           1205                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.143                         6                          6                          2                        1.5                         6                          0                        7.9
           1206                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6431                         6                          6                          2                        1.5                         6                          0                        8.4
           1207                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1208                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
           1209                         0             3/ 6 MONTH LIBOR                             0                                                    60                     4.5931                         6                          6                          2                        1.5                         6                          0                       6.35
           1210                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1211                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7431                         6                          6                          2                        1.5                         6                          0                        6.5
           1212                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.743                         6                          6                          2                        1.5                         6                          0                        8.5
           1213                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1214                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1215                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
           1216                         0             2/ 6 MONTH LIBOR                             0                                                     0                      4.493                         6                          6                          2                        1.5                         6                          0                       6.25
           1217                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
           1218                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.67                         6                          6                          2                        1.5                         6                          0                       7.75
           1219                         0             2/ 6 MONTH LIBOR                             0                                                    60                       4.91                         6                          6                          2                        1.5                         6                          0                       5.99
           1220                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.15
           1221                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.25
           1222                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.97                         6                          6                          2                        1.5                         6                          0                       8.05
           1223                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
           1224                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2237                         6                          6                          2                        1.5                         6                          0                          7
           1225                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1226                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5737                         6                          6                          2                        1.5                         6                          0                       7.35
           1227                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.074                         6                          6                          2                        1.5                         6                          0                       7.35
           1228                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9737                         6                          6                          2                        1.5                         6                          0                       8.25
           1229                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       6.85
           1230                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3237                         6                          6                          2                        1.5                         6                          0                        7.6
           1231                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1232                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1233                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.4237                         6                          6                          2                        1.5                         6                          0                        8.2
           1234                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1235                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1236                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
           1237                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
           1238                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                       7.45
           1239                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2137                         6                          6                          2                        1.5                         6                          0                       7.99
           1240                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
           1241                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3737                         6                          6                          2                        1.5                         6                          0                       7.15
           1242                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9237                         6                          6                          2                        1.5                         6                          0                        6.7
           1243                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1244                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1245                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1237                         6                          6                          2                        1.5                         6                          0                        6.9
           1246                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
           1247                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       7.25
           1248                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1249                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
           1250                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1251                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1252                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3737                         6                          6                          2                        1.5                         6                          0                       7.15
           1253                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1254                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2737                         6                          6                          2                        1.5                         6                          0                       8.05
           1255                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.824                         6                          6                          2                        1.5                         6                          0                        7.6
           1256                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1257                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.174                         6                          6                          2                        1.5                         6                          0                       6.95
           1258                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4237                         6                          6                          2                        1.5                         6                          0                        7.2
           1259                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1260                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
           1261                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       7.25
           1262                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
           1263                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
           1264                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
           1265                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1266                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
           1267                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1268                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.824                         6                          6                          2                        1.5                         6                          0                        7.6
           1269                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1270                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
           1271                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.233                         6                          6                          2                        1.5                         6                          0                       6.99
           1272                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
           1273                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1274                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1275                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1237                         6                          6                          2                        1.5                         6                          0                        6.9
           1276                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9737                         6                          6                          2                        1.5                         6                          0                       6.75
           1277                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
           1278                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8237                         6                          6                          2                        1.5                         6                          0                        8.6
           1279                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.674                         6                          6                          2                        1.5                         6                          0                       7.45
           1280                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5737                         6                          6                          2                        1.5                         6                          0                       8.35
           1281                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.5931                         6                          6                          2                        1.5                         6                          0                       6.35
           1282                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.643                         6                          6                          2                        1.5                         6                          0                        8.4
           1283                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7331                         6                          6                          2                        1.5                         6                          0                       6.49
           1284                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.924                         6                          6                          2                        1.5                         6                          0                        8.7
           1285                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
           1286                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1287                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
           1288                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2237                         6                          6                          2                        1.5                         6                          0                          7
           1289                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1290                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1291                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5237                         6                          6                          2                        1.5                         6                          0                        7.3
           1292                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.65
           1293                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.72                         6                          6                          2                        1.5                         6                          0                        7.8
           1294                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.05
           1295                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1237                         6                          6                          2                        1.5                         6                          0                        7.4
           1296                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.45
           1297                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.45
           1298                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1299                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.1
           1300                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.05
           1301                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1302                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1303                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
           1304                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1305                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
           1306                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1307                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.95
           1308                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9237                         6                          6                          2                        1.5                         6                          0                        6.7
           1309                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
           1310                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
           1311                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                          8
           1312                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1313                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1314                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
           1315                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1316                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
           1317                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1318                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1319                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1320                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
           1321                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
           1322                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
           1323                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
           1324                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0431                         6                          6                          2                        1.5                         6                          0                        6.8
           1325                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
           1326                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.4931                         6                          6                          2                        1.5                         6                          0                       6.25
           1327                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.4931                         6                          6                          2                        1.5                         6                          0                       6.25
           1328                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1329                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1330                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.8
           1331                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
           1332                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
           1333                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
           1334                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
           1335                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1336                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1337                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5431                         6                          6                          2                        1.5                         6                          0                        8.3
           1338                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
           1339                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1340                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.95
           1341                         0                20 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1342                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                        7.5
           1343                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.52                         6                          6                          2                        1.5                         6                          0                        7.6
           1344                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
           1345                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1346                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
           1347                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7181                         6                          6                          2                        1.5                         6                          0                      8.475
           1348                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1349                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.27                         6                          6                          2                        1.5                         6                          0                       7.35
           1350                         0             2/ 6 MONTH LIBOR                             0                                                     0                       5.92                         6                          6                          2                        1.5                         6                          0                        7.1
           1351                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.35
           1352                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.27                         6                          6                          2                        1.5                         6                          0                       7.35
           1353                         0             2/ 6 MONTH LIBOR                             0                                                    60                       5.42                         6                          6                          2                        1.5                         6                          0                        6.5
           1354                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5737                         6                          6                          2                        1.5                         6                          0                       6.85
           1355                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.5
           1356                         0             2/ 6 MONTH LIBOR                             0                                                     0                       5.72                         6                          6                          2                        1.5                         6                          0                          7
           1357                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       6.75
           1358                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.5
           1359                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
           1360                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0737                         6                          6                          2                        1.5                         6                          0                       6.35
           1361                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1237                         6                          6                          2                        1.5                         6                          0                        7.9
           1362                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0737                         6                          6                          2                        1.5                         6                          0                       6.85
           1363                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2237                         6                          6                          2                        1.5                         6                          0                          7
           1364                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1365                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.15
           1366                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.45
           1367                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                        7.5
           1368                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.6
           1369                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       7.75
           1370                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
           1371                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2737                         6                          6                          2                        1.5                         6                          0                       7.05
           1372                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1373                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
           1374                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.85
           1375                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.6
           1376                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1377                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1378                         0             5/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1379                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1380                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
           1381                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1382                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1431                         6                          6                          2                        1.5                         6                          0                        6.9
           1383                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2237                         6                          6                          2                        1.5                         6                          0                          7
           1384                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
           1385                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1386                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
           1387                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1388                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.5737                         6                          6                          2                        1.5                         6                          0                       6.35
           1389                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
           1390                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1391                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1392                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6237                         6                          6                          2                        1.5                         6                          0                        8.4
           1393                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
           1394                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1737                         6                          6                          2                        1.5                         6                          0                       6.95
           1395                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1396                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.6737                         6                          6                          2                        1.5                         6                          0                       6.45
           1397                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
           1398                         0             2/ 6 MONTH LIBOR                             0                                                     0                     8.8431                         6                          6                          2                        1.5                         6                          0                        8.6
           1399                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
           1400                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
           1401                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.95
           1402                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.5
           1403                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1404                         0             2/ 6 MONTH LIBOR                             0                                                     0                       5.82                         6                          6                          2                        1.5                         6                          0                        6.9
           1405                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.17                         6                          6                          2                        1.5                         6                          0                       7.25
           1406                         0             5/ 6 MONTH LIBOR                             0                                                     0                     6.9737                         6                          6                          2                        1.5                         6                          0                       8.25
           1407                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.7
           1408                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.95
           1409                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1737                         6                          6                          2                        1.5                         6                          0                       6.95
           1410                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1411                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3237                         6                          6                          2                        1.5                         6                          0                        7.1
           1412                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1413                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1414                         0             2/ 6 MONTH LIBOR                             0                                                    60                     3.8431                         6                          6                          2                        1.5                         6                          0                        5.6
           1415                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
           1416                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
           1417                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
           1418                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5237                         6                          6                          2                        1.5                         6                          0                        7.3
           1419                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1420                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.343                         6                          6                          2                        1.5                         6                          0                        8.1
           1421                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1422                         0             3/ 6 MONTH LIBOR                             0                                                    60                      5.643                         6                          6                          2                        1.5                         6                          0                        7.4
           1423                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.193                         6                          6                          2                        1.5                         6                          0                       7.95
           1424                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1425                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
           1426                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
           1427                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
           1428                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1429                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1430                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
           1431                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
           1432                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       7.99
           1433                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6737                         6                          6                          2                        1.5                         6                          0                       7.95
           1434                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
           1435                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.574                         6                          6                          2                        1.5                         6                          0                       7.35
           1436                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2137                         6                          6                          2                        1.5                         6                          0                       7.99
           1437                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.233                         6                          6                          2                        1.5                         6                          0                       6.99
           1438                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1439                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1440                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.0237                         6                          6                          2                        1.5                         6                          0                        6.8
           1441                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.95
           1442                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.62                         6                          6                          2                        1.5                         6                          0                        7.7
           1443                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1444                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
           1445                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.8931                         6                          6                          2                        1.5                         6                          0                       6.65
           1446                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0737                         6                          6                          2                        1.5                         6                          0                       6.85
           1447                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.233                         6                          6                          2                        1.5                         6                          0                       6.99
           1448                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1449                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.65
           1450                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.92                         6                          6                          2                        1.5                         6                          0                          8
           1451                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9237                         6                          6                          2                        1.5                         6                          0                        7.7
           1452                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
           1453                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.3
           1454                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1455                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.67                         6                          6                          2                        1.5                         6                          0                       7.75
           1456                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                          8
           1457                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.49
           1458                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2237                         6                          6                          2                        1.5                         6                          0                          7
           1459                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.49
           1460                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
           1461                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.35
           1462                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7637                         6                          6                          2                        1.5                         6                          0                       8.54
           1463                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
           1464                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1465                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1466                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
           1467                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.55
           1468                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
           1469                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1470                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1471                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1472                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.5987                         6                          6                          2                        1.5                         6                          0                      6.375
           1473                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2137                         6                          6                          2                        1.5                         6                          0                       7.99
           1474                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.9737                         6                          6                          2                        1.5                         6                          0                       6.75
           1475                         0             3/ 6 MONTH LIBOR                             0                                                    60                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
           1476                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1737                         6                          6                          2                        1.5                         6                          0                       6.95
           1477                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.95
           1478                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
           1479                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                        8.5
           1480                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7331                         6                          6                          2                        1.5                         6                          0                       7.49
           1481                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3431                         6                          6                          2                        1.5                         6                          0                        8.1
           1482                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.2137                         6                          6                          2                        1.5                         6                          0                       5.99
           1483                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0237                         6                          6                          2                        1.5                         6                          0                        7.8
           1484                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9737                         6                          6                          2                        1.5                         6                          0                       8.75
           1485                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1486                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
           1487                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
           1488                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1489                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
           1490                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7931                         6                          6                          2                        1.5                         6                          0                       6.55
           1491                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6237                         6                          6                          2                        1.5                         6                          0                        8.4
           1492                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1493                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      12.25
           1494                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1495                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0987                         6                          6                          2                        1.5                         6                          0                      7.875
           1496                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.75
           1497                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1498                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.25
           1499                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2237                         6                          6                          2                        1.5                         6                          0                        6.5
           1500                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
           1501                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.17                         6                          6                          2                        1.5                         6                          0                       7.25
           1502                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.52                         6                          6                          2                        1.5                         6                          0                        7.6
           1503                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
           1504                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.05
           1505                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5431                         6                          6                          2                        1.5                         6                          0                        7.8
           1506                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5987                         6                          6                          2                        1.5                         6                          0                      7.875
           1507                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.5
           1508                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1509                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.05
           1510                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1511                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.4
           1512                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.7737                         6                          6                          2                        1.5                         6                          0                       7.05
           1513                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.593                         6                          6                          2                        1.5                         6                          0                       7.99
           1514                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8737                         6                          6                          2                        1.5                         6                          0                       8.15
           1515                         0             2/ 6 MONTH LIBOR                             0                                                     0                       5.62                         6                          6                          2                        1.5                         6                          0                        6.7
           1516                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2737                         6                          6                          2                        1.5                         6                          0                       7.05
           1517                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2237                         6                          6                          2                        1.5                         6                          0                          7
           1518                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1519                         0             3/ 6 MONTH LIBOR                             0                                                     0                     4.5237                         6                          6                          2                        1.5                         6                          0                        6.3
           1520                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       7.25
           1521                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      11.65
           1522                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4431                         6                          6                          2                        1.5                         6                          0                        7.2
           1523                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1524                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4737                         6                          6                          2                        1.5                         6                          0                       8.25
           1525                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1526                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6237                         6                          6                          2                        1.5                         6                          0                        8.4
           1527                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1528                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1237                         6                          6                          2                        1.5                         6                          0                        7.9
           1529                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1530                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1531                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3237                         6                          6                          2                        1.5                         6                          0                        8.1
           1532                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1533                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3237                         6                          6                          2                        1.5                         6                          0                        7.1
           1534                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
           1535                         0             3/ 6 MONTH LIBOR                             0                                                     0                     4.8737                         6                          6                          2                        1.5                         6                          0                       6.65
           1536                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.3737                         6                          6                          2                        1.5                         6                          0                       6.15
           1537                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1538                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       7.25
           1539                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
           1540                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
           1541                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5737                         6                          6                          2                        1.5                         6                          0                       8.35
           1542                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1543                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.424                         6                          6                          2                        1.5                         6                          0                        7.2
           1544                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
           1545                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1237                         6                          6                          2                        1.5                         6                          0                        7.9
           1546                         0             2/ 6 MONTH LIBOR                             0                                                    60                      4.824                         6                          6                          2                        1.5                         6                          0                        6.6
           1547                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1548                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.3
           1549                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
           1550                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1551                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.593                         6                          6                          2                        1.5                         6                          0                       7.35
           1552                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5737                         6                          6                          2                        1.5                         6                          0                       7.35
           1553                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6737                         6                          6                          2                        1.5                         6                          0                       8.45
           1554                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1555                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1556                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1557                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5431                         6                          6                          2                        1.5                         6                          0                        8.3
           1558                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1559                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.35
           1560                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.674                         6                          6                          2                        1.5                         6                          0                       8.45
           1561                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2737                         6                          6                          2                        1.5                         6                          0                       7.05
           1562                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9237                         6                          6                          2                        1.5                         6                          0                        8.2
           1563                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1564                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0737                         6                          6                          2                        1.5                         6                          0                       6.85
           1565                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
           1566                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.25
           1567                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.2
           1568                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
           1569                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                        7.5
           1570                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.45
           1571                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.15
           1572                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6137                         6                          6                          2                        1.5                         6                          0                       7.39
           1573                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3737                         6                          6                          2                        1.5                         6                          0                       7.15
           1574                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.8
           1575                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5237                         6                          6                          2                        1.5                         6                          0                        7.3
           1576                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
           1577                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1578                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1579                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1580                         0             2/ 6 MONTH LIBOR                             0                                                     0                       5.27                         6                          6                          2                        1.5                         6                          0                       6.35
           1581                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
           1582                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8737                         6                          6                          2                        1.5                         6                          0                       7.65
           1583                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1237                         6                          6                          2                        1.5                         6                          0                        7.9
           1584                         0              BALLOON OTHER                               0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1585                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.3
           1586                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                          8
           1587                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1588                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1589                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.6
           1590                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8737                         6                          6                          2                        1.5                         6                          0                       6.65
           1591                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
           1592                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.743                         6                          6                          2                        1.5                         6                          0                        7.5
           1593                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.35
           1594                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1595                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
           1596                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.25
           1597                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.5
           1598                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8431                         6                          6                          2                        1.5                         6                          0                        6.6
           1599                         0              BALLOON OTHER                               0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1600                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.193                         6                          6                          2                        1.5                         6                          0                       6.95
           1601                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1602                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
           1603                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
           1604                         0             2/ 6 MONTH LIBOR                             0                                                    60                      4.593                         6                          6                          2                        1.5                         6                          0                       6.35
           1605                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4181                         6                          6                          2                        1.5                         6                          0                      7.175
           1606                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.233                         6                          6                          2                        1.5                         6                          0                       7.99
           1607                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.493                         6                          6                          2                        1.5                         6                          0                       7.25
           1608                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.793                         6                          6                          2                        1.5                         6                          0                       8.55
           1609                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.493                         6                          6                          2                        1.5                         6                          0                       8.25
           1610                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.443                         6                          6                          2                        1.5                         6                          0                        8.2
           1611                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.043                         6                          6                          2                        1.5                         6                          0                        7.8
           1612                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
           1613                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
           1614                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8237                         6                          6                          2                        1.5                         6                          0                        8.1
           1615                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4237                         6                          6                          2                        1.5                         6                          0                        7.7
           1616                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.572                         6                          6                          2                        1.5                         6                          0                       6.45
           1617                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.25
           1618                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.15
           1619                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1620                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.3
           1621                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.8
           1622                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1623                         0                20 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1624                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4737                         6                          6                          2                        1.5                         6                          0                       8.25
           1625                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1626                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0637                         6                          6                          2                        1.5                         6                          0                       7.84
           1627                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
           1628                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
           1629                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
           1630                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
           1631                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.3737                         6                          6                          2                        1.5                         6                          0                       7.15
           1632                         0             3/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        8.9
           1633                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.3
           1634                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6237                         6                          6                          2                        1.5                         6                          0                        8.4
           1635                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1636                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1137                         6                          6                          2                        1.5                         6                          0                       7.89
           1637                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1237                         6                          6                          2                        1.5                         6                          0                        7.9
           1638                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1639                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
           1640                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.19                         6                          6                          2                        1.5                         6                          0                        8.3
           1641                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1642                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.0237                         6                          6                          2                        1.5                         6                          0                        7.8
           1643                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8737                         6                          6                          2                        1.5                         6                          0                       7.65
           1644                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1645                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.2
           1646                         0             2/ 6 MONTH LIBOR                             0                                                     0                        6.4                         6                          6                          2                        1.5                         6                          0                       8.32
           1647                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1648                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
           1649                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2137                         6                          6                          2                        1.5                         6                          0                       7.99
           1650                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5931                         6                          6                          2                        1.5                         6                          0                       8.35
           1651                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1652                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
           1653                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.95
           1654                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.474                         6                          6                          2                        1.5                         6                          0                       7.25
           1655                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1656                         0             3/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1657                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1658                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1659                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1660                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1661                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1662                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.8737                         6                          6                          2                        1.5                         6                          0                       6.65
           1663                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
           1664                         0             5/ 6 MONTH LIBOR                             0                                                     0                     5.1237                         6                          6                          2                        1.5                         6                          0                        6.9
           1665                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1666                         0              BALLOON OTHER                               0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1667                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1668                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4431                         6                          6                          2                        1.5                         6                          0                        8.2
           1669                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
           1670                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1671                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1672                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7137                         6                          6                          2                        1.5                         6                          0                       8.49
           1673                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
           1674                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.9237                         6                          6                          2                        1.5                         6                          0                        8.7
           1675                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1676                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2931                         6                          6                          2                        1.5                         6                          0                       7.05
           1677                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1678                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8737                         6                          6                          2                        1.5                         6                          0                       7.65
           1679                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
           1680                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2137                         6                          6                          2                        1.5                         6                          0                       7.99
           1681                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1682                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1683                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7237                         6                          6                          2                        1.5                         6                          0                        7.5
           1684                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2137                         6                          6                          2                        1.5                         6                          0                       7.99
           1685                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6137                         6                          6                          2                        1.5                         6                          0                       7.39
           1686                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1931                         6                          6                          2                        1.5                         6                          0                       7.95
           1687                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8637                         6                          6                          2                        1.5                         6                          0                       7.64
           1688                         0             3/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                          8
           1689                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.75
           1690                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
           1691                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1692                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9737                         6                          6                          2                        1.5                         6                          0                       6.75
           1693                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1694                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1695                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.95
           1696                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
           1697                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.5
           1698                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       7.25
           1699                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1700                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8737                         6                          6                          2                        1.5                         6                          0                       7.65
           1701                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
           1702                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4737                         6                          6                          2                        1.5                         6                          0                       8.25
           1703                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0737                         6                          6                          2                        1.5                         6                          0                       7.85
           1704                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8737                         6                          6                          2                        1.5                         6                          0                       8.65
           1705                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8931                         6                          6                          2                        1.5                         6                          0                       8.65
           1706                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
           1707                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1708                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1237                         6                          6                          2                        1.5                         6                          0                        7.9
           1709                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1710                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1711                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5237                         6                          6                          2                        1.5                         6                          0                        8.3
           1712                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3237                         6                          6                          2                        1.5                         6                          0                        8.1
           1713                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8237                         6                          6                          2                        1.5                         6                          0                        7.6
           1714                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
           1715                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.15
           1716                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.8431                         6                          6                          2                        1.5                         6                          0                        8.6
           1717                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      10.09
           1718                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1719                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0831                         6                          6                          2                        1.5                         6                          0                       7.84
           1720                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1721                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1737                         6                          6                          2                        1.5                         6                          0                       7.95
           1722                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2737                         6                          6                          2                        1.5                         6                          0                       7.05
           1723                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6431                         6                          6                          2                        1.5                         6                          0                        8.4
           1724                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2931                         6                          6                          2                        1.5                         6                          0                       7.05
           1725                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1726                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7137                         6                          6                          2                        1.5                         6                          0                       7.49
           1727                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.5
           1728                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.6431                         6                          6                          2                        1.5                         6                          0                        6.4
           1729                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7137                         6                          6                          2                        1.5                         6                          0                       7.49
           1730                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.65
           1731                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1732                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
           1733                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1734                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5737                         6                          6                          2                        1.5                         6                          0                       8.35
           1735                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2431                         6                          6                          2                        1.5                         6                          0                          7
           1736                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.8737                         6                          6                          2                        1.5                         6                          0                       6.65
           1737                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1431                         6                          6                          2                        1.5                         6                          0                        6.9
           1738                         0                15 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1739                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1740                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1741                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1742                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
           1743                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.6431                         6                          6                          2                        1.5                         6                          0                        6.4
           1744                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
           1745                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
           1746                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1747                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
           1748                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0431                         6                          6                          2                        1.5                         6                          0                        7.8
           1749                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7331                         6                          6                          2                        1.5                         6                          0                       7.49
           1750                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7931                         6                          6                          2                        1.5                         6                          0                       7.55
           1751                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1752                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1753                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7931                         6                          6                          2                        1.5                         6                          0                       8.55
           1754                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9431                         6                          6                          2                        1.5                         6                          0                        8.7
           1755                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6931                         6                          6                          2                        1.5                         6                          0                       8.45
           1756                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1757                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7031                         6                          6                          2                        1.5                         6                          0                       7.46
           1758                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
           1759                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
           1760                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1761                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
           1762                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
           1763                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
           1764                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
           1765                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.9
           1766                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1767                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
           1768                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.4931                         6                          6                          2                        1.5                         6                          0                       8.25
           1769                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1770                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1771                         0             5/ 6 MONTH LIBOR                             0                                                     0                     5.9931                         6                          6                          2                        1.5                         6                          0                       7.75
           1772                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1773                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5931                         6                          6                          2                        1.5                         6                          0                       7.35
           1774                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
           1775                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.49                         6                          6                          2                        1.5                         6                          0                        8.5
           1776                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
           1777                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1778                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.4931                         6                          6                          2                        1.5                         6                          0                       6.25
           1779                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                          9
           1780                         0             3/ 6 MONTH LIBOR                             0                                                    60                     5.1931                         6                          6                          2                        1.5                         6                          0                       6.95
           1781                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
           1782                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1783                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.3931                         6                          6                          2                        1.5                         6                          0                       8.15
           1784                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.0931                         6                          6                          2                        1.5                         6                          0                       7.85
           1785                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1786                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1787                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1788                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3831                         6                          6                          2                        1.5                         6                          0                       7.14
           1789                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1790                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
           1791                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6181                         6                          6                          2                        1.5                         6                          0                      8.375
           1792                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1793                         0             3/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.3
           1794                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1795                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1796                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
           1797                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7431                         6                          6                          2                        1.5                         6                          0                        6.5
           1798                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.543                         6                          6                          2                        1.5                         6                          0                        8.3
           1799                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.5
           1800                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1801                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.793                         6                          6                          2                        1.5                         6                          0                       8.55
           1802                         0             2/ 6 MONTH LIBOR                             0                                                    60                     3.7737                         6                          6                          2                        1.5                         6                          0                       5.55
           1803                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                        9.1
           1804                         0             2/ 6 MONTH LIBOR                             0                                                    60                      6.443                         6                          6                          2                        1.5                         6                          0                        8.2
           1805                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8931                         6                          6                          2                        1.5                         6                          0                       7.65
           1806                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
           1807                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
           1808                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
           1809                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.233                         6                          6                          2                        1.5                         6                          0                       6.99
           1810                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1811                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.943                         6                          6                          2                        1.5                         6                          0                        7.7
           1812                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.99
           1813                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7737                         6                          6                          2                        1.5                         6                          0                       7.55
           1814                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
           1815                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2737                         6                          6                          2                        1.5                         6                          0                       8.05
           1816                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.3931                         6                          6                          2                        1.5                         6                          0                       6.15
           1817                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.4931                         6                          6                          2                        1.5                         6                          0                       6.25
           1818                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2431                         6                          6                          2                        1.5                         6                          0                          8
           1819                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.393                         6                          6                          2                        1.5                         6                          0                       7.15
           1820                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1821                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.193                         6                          6                          2                        1.5                         6                          0                       7.95
           1822                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1823                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1824                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.543                         6                          6                          2                        1.5                         6                          0                        7.3
           1825                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.343                         6                          6                          2                        1.5                         6                          0                        8.1
           1826                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       9.15
           1827                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1828                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3931                         6                          6                          2                        1.5                         6                          0                       7.15
           1829                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.943                         6                          6                          2                        1.5                         6                          0                        8.7
           1830                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.7431                         6                          6                          2                        1.5                         6                          0                        7.5
           1831                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.993                         6                          6                          2                        1.5                         6                          0                       7.75
           1832                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.493                         6                          6                          2                        1.5                         6                          0                       8.25
           1833                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
           1834                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1835                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6431                         6                          6                          2                        1.5                         6                          0                        7.4
           1836                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.5431                         6                          6                          2                        1.5                         6                          0                        7.3
           1837                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.843                         6                          6                          2                        1.5                         6                          0                        7.6
           1838                         0             2/ 6 MONTH LIBOR                             0                                                    60                      4.743                         6                          6                          2                        1.5                         6                          0                        6.5
           1839                         0             3/ 6 MONTH LIBOR                             0                                                    60                     4.6431                         6                          6                          2                        1.5                         6                          0                        6.4
           1840                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.493                         6                          6                          2                        1.5                         6                          0                       7.25
           1841                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.043                         6                          6                          2                        1.5                         6                          0                        6.8
           1842                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.343                         6                          6                          2                        1.5                         6                          0                        7.1
           1843                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
           1844                         0             2/ 6 MONTH LIBOR                             0                                                     0                     3.8931                         6                          6                          2                        1.5                         6                          0                       5.65
           1845                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.2331                         6                          6                          2                        1.5                         6                          0                       5.99
           1846                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5737                         6                          6                          2                        1.5                         6                          0                       8.35
           1847                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3237                         6                          6                          2                        1.5                         6                          0                        7.1
           1848                         0             2/ 6 MONTH LIBOR                             0                                                    60                     4.2737                         6                          6                          2                        1.5                         6                          0                       6.05
           1849                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1850                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.1431                         6                          6                          2                        1.5                         6                          0                        6.9
           1851                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2931                         6                          6                          2                        1.5                         6                          0                       8.05
           1852                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6931                         6                          6                          2                        1.5                         6                          0                       7.45
           1853                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.793                         6                          6                          2                        1.5                         6                          0                       7.55
           1854                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.843                         6                          6                          2                        1.5                         6                          0                        8.6
           1855                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1856                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.043                         6                          6                          2                        1.5                         6                          0                        7.8
           1857                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1858                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1859                         0             2/ 6 MONTH LIBOR                             0                                                     0                       5.16                         6                          6                          2                        1.5                         6                          0                        5.9
           1860                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       10.8
           1861                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9737                         6                          6                          2                        1.5                         6                          0                       8.75
           1862                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1863                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1864                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9737                         6                          6                          2                        1.5                         6                          0                       8.75
           1865                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3737                         6                          6                          2                        1.5                         6                          0                       7.15
           1866                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9737                         6                          6                          2                        1.5                         6                          0                       8.75
           1867                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1868                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
           1869                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1870                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.343                         6                          6                          2                        1.5                         6                          0                        8.1
           1871                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1872                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.693                         6                          6                          2                        1.5                         6                          0                       7.45
           1873                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       7.25
           1874                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.9237                         6                          6                          2                        1.5                         6                          0                        8.7
           1875                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.5331                         6                          6                          2                        1.5                         6                          0                       6.29
           1876                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.424                         6                          6                          2                        1.5                         6                          0                        7.2
           1877                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1878                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.1237                         6                          6                          2                        1.5                         6                          0                        6.9
           1879                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.6237                         6                          6                          2                        1.5                         6                          0                        7.4
           1880                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.943                         6                          6                          2                        1.5                         6                          0                        7.7
           1881                         0             2/ 6 MONTH LIBOR                             0                                                    60                      5.624                         6                          6                          2                        1.5                         6                          0                        7.4
           1882                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.85
           1883                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1884                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2137                         6                          6                          2                        1.5                         6                          0                       6.99
           1885                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.993                         6                          6                          2                        1.5                         6                          0                       7.75
           1886                         0             2/ 6 MONTH LIBOR                             0                                                    60                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1887                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2137                         6                          6                          2                        1.5                         6                          0                       7.99
           1888                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1889                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.9931                         6                          6                          2                        1.5                         6                          0                       6.75
           1890                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.7431                         6                          6                          2                        1.5                         6                          0                        8.5
           1891                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.693                         6                          6                          2                        1.5                         6                          0                       8.45
           1892                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.743                         6                          6                          2                        1.5                         6                          0                        8.5
           1893                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1894                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9431                         6                          6                          2                        1.5                         6                          0                        7.7
           1895                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1896                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                      11.65
           1897                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.4931                         6                          6                          2                        1.5                         6                          0                       7.25
           1898                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.97                         6                          6                          2                        1.5                         6                          0                       8.05
           1899                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.7137                         6                          6                          2                        1.5                         6                          0                       6.49
           1900                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.124                         6                          6                          2                        1.5                         6                          0                        6.9
           1901                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.4737                         6                          6                          2                        1.5                         6                          0                       7.25
           1902                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.9737                         6                          6                          2                        1.5                         6                          0                       7.75
           1903                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.4931                         6                          6                          2                        1.5                         6                          0                       6.25
           1904                         0             2/ 6 MONTH LIBOR                             0                                                     0                     4.6237                         6                          6                          2                        1.5                         6                          0                        6.4
           1905                         0             3/ 6 MONTH LIBOR                             0                                                    60                     4.4737                         6                          6                          2                        1.5                         6                          0                       6.25
           1906                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.2331                         6                          6                          2                        1.5                         6                          0                       6.99
           1907                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.0931                         6                          6                          2                        1.5                         6                          0                       6.85
           1908                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.2931                         6                          6                          2                        1.5                         6                          0                       7.05
           1909                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.6431                         6                          6                          2                        1.5                         6                          0                        8.4
           1910                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2331                         6                          6                          2                        1.5                         6                          0                       7.99
           1911                         0             2/ 6 MONTH LIBOR                             0                                                     0                      6.593                         6                          6                          2                        1.5                         6                          0                       8.35
           1912                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.85                         6                          6                          2                        1.5                         6                          0                       7.49
           1913                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.443                         6                          6                          2                        1.5                         6                          0                        7.2
           1914                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0
           1915                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1916                         0             2/ 6 MONTH LIBOR                             0                                                    60                     5.6737                         6                          6                          2                        1.5                         6                          0                       7.45
           1917                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.35
           1918                         0             2/ 6 MONTH LIBOR                             0                                                     0                       6.99                         6                          6                          2                        1.5                         6                          0                       8.95
           1919                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.8431                         6                          6                          2                        1.5                         6                          0                        7.6
           1920                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.5931                         6                          6                          2                        1.5                         6                          0                       8.35
           1921                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.2237                         6                          6                          2                        1.5                         6                          0                        7.5
           1922                         0             2/ 6 MONTH LIBOR                             0                                                     0                      5.943                         6                          6                          2                        1.5                         6                          0                        7.7
           1923                         0             2/ 6 MONTH LIBOR                             0                                                     0                     6.1431                         6                          6                          2                        1.5                         6                          0                        7.9
           1924                         0             2/ 6 MONTH LIBOR                             0                                                     0                     5.3431                         6                          6                          2                        1.5                         6                          0                        7.1
           1925                         0                30 YR FXD                                 0                                                     0                          0                         0                          0                          0                          0                         0                          0                          0


    LoanNbr               Maximum Rate              First Rate Adjustment      First Rate Change Date       Rate Change Date           Lookback                   Rounding                First Pay Change Date       Payment Change Date      Months to Roll               Neg Amort               Neg Amort Limit                Loan Purpose                  Documentation
    -------               ------------              ---------------------      ----------------------       ----------------           --------                   --------                ---------------------       -------------------      --------------               ---------               ---------------                ------------                  -------------
              1                     14.95                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
              2                      14.7                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
              3                      13.7                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
              4                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
              5                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
              6                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
              7                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
              8                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
              9                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             10                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             11                      8.65                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
             12                       7.7                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                     Stated Doc
             13                     12.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             14                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             15                       7.7                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
             16                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             17                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             18                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             19                       6.9                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
             20                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
             21                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             22                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             23                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
             24                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             25                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             26                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             27                     15.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
             28                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             29                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             30                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             31                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             32                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             33                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             34                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             35                      11.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
             36                        12                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             37                     12.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             38                       7.1                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
             39                     15.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
             40                     15.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             41                       6.3                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
             42                      7.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
             43                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             44                       7.8                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
             45                        14                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
             46                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
             47                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             48                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
             49                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             50                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
             51                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             52                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             53                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             54                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
             55                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             56                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             57                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             58                      12.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             59                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             60                      7.65                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
             61                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
             62                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
             63                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
             64                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             65                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             66                     12.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             67                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
             68                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             69                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             70                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             71                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             72                      12.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             73                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             74                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
             75                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             76                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             77                      8.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
             78                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             79                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             80                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             81                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             82                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
             83                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
             84                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             85                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             86                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             87                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
             88                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
             89                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             90                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             91                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
             92                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             93                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             94                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
             95                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
             96                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             97                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
             98                     11.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                 Easy Doc
             99                     12.89                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            100                      6.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            101                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            102                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            103                       9.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            104                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            105                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            106                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            107                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            108                     12.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            109                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            110                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            111                       6.9                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            112                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            113                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            114                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            115                      15.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            116                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            117                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            118                      15.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            119                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            120                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            121                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            122                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            123                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            124                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            125                     13.24                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            126                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            127                      12.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            128                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            129                     12.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            130                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            131                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            132                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            133                     13.19                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            134                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            135                     11.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            136                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            137                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            138                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            139                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            140                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            141                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            142                       8.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            143                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            144                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
            145                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            146                      15.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            147                     15.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            148                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            149                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            150                     14.09                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            151                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            152                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            153                       9.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            154                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            155                     14.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            156                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            157                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            158                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            159                      15.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            160                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            161                     13.65                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                   Stated Doc
            162                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            163                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            164                      6.95                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            165                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            166                     13.87                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            167                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            168                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            169                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            170                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            171                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            172                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            173                      15.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            174                      16.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            175                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
            176                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            177                       7.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            178                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            179                     15.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            180                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            181                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            182                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            183                     14.29                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
            184                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            185                     14.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            186                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            187                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            188                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            189                     15.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            190                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            191                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            192                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            193                     13.03                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            194                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            195                       6.6                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            196                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            197                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            198                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            199                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            200                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            201                     13.14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            202                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            203                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            204                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            205                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            206                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            207                     15.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            208                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
            209                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                    Easy Doc
            210                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            211                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            212                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            213                      8.25                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            214                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            215                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            216                    13.356                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            217                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            218                     15.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            219                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            220                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            221                     13.55                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
            222                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            223                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            224                      8.65                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                Stated Doc
            225                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            226                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            227                    14.475                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            228                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            229                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            230                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            231                       7.8                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            232                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            233                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            234                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            235                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            236                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            237                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            238                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            239                       8.8                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            240                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            241                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            242                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            243                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            244                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            245                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
            246                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            247                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            248                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            249                     14.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            250                      6.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            251                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            252                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            253                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            254                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            255                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            256                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            257                      7.55                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            258                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            259                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            260                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            261                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
            262                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            263                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            264                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            265                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            266                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            267                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            268                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            269                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            270                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            271                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            272                     15.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            273                       9.1                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            274                     12.69                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
            275                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            276                     15.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            277                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            278                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            279                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            280                     14.45                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
            281                     16.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            282                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            283                     14.99                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0           Debt Consolidation                   Full
            284                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            285                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            286                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            287                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            288                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            289                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            290                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            291                     12.75                         60                  11/1/2010                  11/1/2010                         0                          0                  12/1/2010                  12/1/2010                        57                                                     0                Purchase                     Stated Doc
            292                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            293                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            294                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            295                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            296                       7.9                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            297                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            298                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            299                     14.24                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            300                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            301                     13.84                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            302                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            303                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            304                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            305                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            306                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            307                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            308                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            309                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            310                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            311                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            312                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            313                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            314                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            315                     15.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            316                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            317                     14.39                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            318                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            319                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            320                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            321                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            322                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            323                      6.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            324                     16.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                      Easy Doc
            325                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            326                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            327                     15.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            328                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            329                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            330                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            331                      7.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            332                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            333                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            334                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            335                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            336                     14.55                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
            337                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            338                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            339                      14.7                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
            340                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            341                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            342                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            343                      6.95                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            344                     13.34                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
            345                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            346                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            347                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            348                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            349                       7.1                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            350                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            351                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            352                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            353                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
            354                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            355                      7.74                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                Stated Doc
            356                       7.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            357                      6.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            358                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            359                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            360                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            361                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            362                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            363                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                 Easy Doc
            364                     15.65                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
            365                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            366                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            367                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            368                      15.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
            369                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            370                      12.3                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                      Easy Doc
            371                      13.7                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
            372                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            373                      15.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            374                     17.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            375                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            376                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            377                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            378                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            379                     15.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
            380                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            381                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            382                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            383                      7.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            384                       7.9                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            385                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            386                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            387                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            388                      15.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            389                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            390                      14.9                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
            391                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            392                     15.05                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
            393                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            394                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            395                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            396                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            397                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            398                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            399                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            400                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            401                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            402                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            403                     13.85                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0            Rate & Term Refi                    Full
            404                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            405                      12.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            406                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
            407                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            408                     13.85                         36                   9/1/2008                   9/1/2008                         0                          0                  10/1/2008                  10/1/2008                        31                                                     0                Purchase                     Stated Doc
            409                      16.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            410                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            411                       7.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            412                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            413                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            414                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            415                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            416                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            417                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            418                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            419                      7.25                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            420                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            421                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            422                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            423                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                      Easy Doc
            424                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            425                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            426                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            427                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            428                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            429                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            430                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            431                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            432                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            433                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            434                       9.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            435                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            436                     14.05                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                   Stated Doc
            437                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            438                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            439                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            440                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
            441                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            442                       6.1                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            443                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            444                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            445                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            446                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            447                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            448                      15.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            449                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            450                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            451                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            452                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            453                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            454                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            455                      6.45                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            456                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            457                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            458                      15.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            459                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            460                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            461                      15.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            462                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            463                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            464                        13                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
            465                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            466                     15.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            467                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            468                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            469                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            470                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            471                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            472                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            473                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            474                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            475                     13.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
            476                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            477                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            478                       9.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            479                       8.1                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            480                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            481                     15.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            482                      9.25                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            483                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            484                      8.15                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            485                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            486                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            487                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            488                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                 Stated Doc
            489                     14.25                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
            490                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            491                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            492                      15.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            493                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            494                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            495                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            496                        16                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            497                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            498                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            499                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            500                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            501                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            502                      8.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            503                     13.75                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                     Stated Doc
            504                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            505                       8.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                Stated Doc
            506                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            507                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            508                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            509                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            510                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            511                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            512                     13.35                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
            513                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            514                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                    Easy Doc
            515                      8.35                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0            Home Improvement                 Stated Doc
            516                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            517                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            518                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            519                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            520                      8.15                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            521                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            522                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            523                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            524                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            525                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            526                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            527                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            528                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            529                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            530                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
            531                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            532                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            533                       7.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            534                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            535                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            536                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            537                      12.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            538                    13.275                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            539                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            540                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            541                     12.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            542                      8.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            543                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            544                     15.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            545                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                    Easy Doc
            546                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            547                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            548                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            549                       9.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            550                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            551                      7.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            552                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            553                      8.45                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            554                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            555                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            556                     15.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            557                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            558                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            559                     15.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            560                       8.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            561                     13.24                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            562                      7.55                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            563                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            564                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            565                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            566                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            567                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            568                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            569                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            570                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            571                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            572                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            573                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            574                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            575                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            576                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            577                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            578                     16.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            579                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            580                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            581                     12.75                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
            582                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            583                      12.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            584                      7.05                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            585                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            586                     15.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            587                     14.17                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            588                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            589                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            590                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                      Easy Doc
            591                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            592                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            593                      7.65                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            594                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            595                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            596                    12.875                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            597                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            598                     15.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            599                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            600                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            601                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            602                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            603                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            604                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            605                      15.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            606                      7.65                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            607                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            608                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            609                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            610                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            611                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            612                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            613                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            614                     15.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            615                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            616                      8.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                Stated Doc
            617                       7.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            618                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            619                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            620                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            621                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            622                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            623                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            624                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            625                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            626                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                 Stated Doc
            627                    13.925                         60                  11/1/2010                  11/1/2010                         0                          0                  12/1/2010                  12/1/2010                        57                                                     0                Purchase                     Stated Doc
            628                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            629                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            630                      7.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            631                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            632                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            633                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            634                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            635                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            636                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            637                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            638                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            639                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            640                     13.75                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
            641                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            642                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            643                       8.7                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            644                       6.9                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                    Easy Doc
            645                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            646                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            647                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            648                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            649                     15.75                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                     Stated Doc
            650                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            651                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            652                     14.25                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
            653                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            654                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            655                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            656                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            657                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            658                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            659                      15.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            660                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            661                        10                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            662                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            663                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            664                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            665                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            666                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            667                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            668                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            669                     15.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            670                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            671                     14.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
            672                      14.8                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0                Purchase                     Stated Doc
            673                     12.95                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0                Purchase                     Stated Doc
            674                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            675                      15.1                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0                Purchase                     Stated Doc
            676                    13.675                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            677                      17.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            678                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            679                      7.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            680                     13.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
            681                      14.7                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
            682                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            683                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            684                      12.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
            685                      13.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
            686                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            687                      14.5                         60                  11/1/2010                  11/1/2010                         0                          0                  12/1/2010                  12/1/2010                        57                                                     0           Debt Consolidation                   Full
            688                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            689                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            690                        14                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
            691                       9.1                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            692                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            693                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            694                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            695                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            696                     13.24                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            697                     14.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            698                     13.69                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            699                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            700                      15.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            701                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            702                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            703                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            704                     12.35                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0            Home Improvement                 Stated Doc
            705                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            706                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            707                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            708                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            709                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            710                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            711                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            712                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                    Easy Doc
            713                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            714                     13.03                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            715                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            716                      12.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            717                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            718                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            719                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            720                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            721                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            722                      15.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            723                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            724                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            725                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            726                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            727                     14.14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            728                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            729                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            730                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            731                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            732                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            733                     15.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            734                      12.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            735                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            736                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            737                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            738                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            739                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            740                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            741                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                  Easy Doc
            742                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            743                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            744                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            745                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            746                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            747                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            748                      9.05                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
            749                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            750                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            751                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            752                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            753                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            754                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            755                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            756                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            757                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            758                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            759                     15.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            760                    12.125                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            761                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            762                     11.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            763                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            764                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            765                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            766                       8.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            767                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            768                     15.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            769                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            770                    13.175                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            771                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            772                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            773                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            774                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            775                     12.19                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            776                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            777                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            778                     12.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            779                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            780                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            781                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            782                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            783                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            784                     13.09                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            785                     13.59                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            786                      7.25                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            787                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            788                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            789                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            790                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            791                      7.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            792                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            793                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            794                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            795                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                 Stated Doc
            796                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            797                     16.14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            798                       6.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            799                     13.29                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            800                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            801                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            802                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            803                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            804                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            805                     15.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            806                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            807                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            808                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            809                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            810                      12.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            811                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            812                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            813                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            814                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            815                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            816                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            817                      15.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            818                     13.59                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            819                     14.29                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            820                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            821                      15.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            822                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            823                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            824                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
            825                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            826                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            827                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            828                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            829                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            830                     18.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            831                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            832                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            833                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            834                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            835                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            836                      12.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            837                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            838                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            839                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            840                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            841                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            842                    12.995                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            843                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
            844                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            845                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            846                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            847                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            848                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            849                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            850                      15.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            851                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            852                     14.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            853                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            854                     13.85                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
            855                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            856                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            857                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            858                      7.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            859                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            860                       8.6                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            861                     13.05                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                   Stated Doc
            862                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            863                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            864                     12.75                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
            865                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            866                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            867                    13.375                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
            868                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            869                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            870                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            871                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            872                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            873                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            874                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
            875                    12.875                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            876                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            877                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            878                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            879                     7.225                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                     Stated Doc
            880                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            881                     13.85                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
            882                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            883                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            884                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            885                     15.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            886                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            887                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            888                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            889                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            890                     12.65                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                   Stated Doc
            891                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            892                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            893                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            894                     13.45                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                     Stated Doc
            895                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            896                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            897                       7.9                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            898                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            899                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            900                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            901                      15.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            902                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            903                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            904                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            905                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            906                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            907                      12.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            908                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            909                      12.8                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                     Stated Doc
            910                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            911                      11.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            912                       7.9                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            913                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            914                     11.75                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
            915                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            916                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            917                       8.7                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                Stated Doc
            918                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            919                       6.6                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            920                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                     Stated Doc
            921                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            922                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            923                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            924                      8.95                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                     Stated Doc
            925                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            926                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            927                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            928                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            929                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            930                      8.95                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                Stated Doc
            931                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            932                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            933                     12.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            934                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            935                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
            936                     15.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            937                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            938                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            939                      8.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            940                      7.65                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            941                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            942                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            943                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            944                    13.125                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            945                      7.15                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            946                      15.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            947                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                    Easy Doc
            948                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            949                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            950                      15.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            951                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            952                      7.05                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            953                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            954                      10.1                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0            Rate & Term Refi                    Full
            955                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            956                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            957                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
            958                       8.8                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            959                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            960                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            961                     11.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            962                       6.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            963                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            964                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            965                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            966                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            967                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            968                       8.7                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
            969                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            970                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            971                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            972                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            973                      7.45                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            974                       7.9                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
            975                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            976                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            977                      7.25                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
            978                       7.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                    Easy Doc
            979                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            980                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            981                     13.45                         60                  11/1/2010                  11/1/2010                         0                          0                  12/1/2010                  12/1/2010                        57                                                     0             Cash Out Refi                   Stated Doc
            982                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            983                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            984                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            985                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            986                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            987                     15.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            988                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            989                      8.95                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                     Stated Doc
            990                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
            991                     12.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            992                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            993                    13.625                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            994                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            995                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
            996                     16.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            997                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
            998                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
            999                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1000                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1001                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1002                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1003                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1004                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1005                     15.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1006                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1007                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1008                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1009                     15.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1010                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1011                     14.15                         60                  11/1/2010                  11/1/2010                         0                          0                  12/1/2010                  12/1/2010                        57                                                     0                Purchase                     Stated Doc
           1012                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1013                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1014                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1015                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1016                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1017                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1018                     15.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1019                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1020                      15.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1021                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1022                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                 Stated Doc
           1023                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1024                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1025                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1026                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1027                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1028                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1029                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1030                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1031                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1032                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1033                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1034                     14.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1035                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1036                      15.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1037                      12.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1038                      7.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                     Stated Doc
           1039                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1040                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1041                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1042                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1043                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1044                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1045                      16.5                         24                   8/1/2007                   8/1/2007                         0                          0                   9/1/2007                   9/1/2007                        18                                                     0                Purchase                     Stated Doc
           1046                      14.4                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1047                     12.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1048                     12.95                         24                   8/1/2007                   8/1/2007                         0                          0                   9/1/2007                   9/1/2007                        18                                                     0                Purchase                     Stated Doc
           1049                     14.59                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1050                      7.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1051                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1052                      12.9                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0           Debt Consolidation                   Full
           1053                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1054                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1055                      12.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1056                     15.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1057                      12.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1058                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1059                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1060                     15.35                         24                   8/1/2007                   8/1/2007                         0                          0                   9/1/2007                   9/1/2007                        18                                                     0                Purchase                     Stated Doc
           1061                       6.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1062                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1063                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1064                     12.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1065                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1066                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1067                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1068                     15.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1069                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1070                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1071                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1072                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1073                     13.75                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0             Cash Out Refi                   Stated Doc
           1074                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1075                     16.35                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0                Purchase                     Stated Doc
           1076                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1077                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1078                     14.99                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0                Purchase                     Stated Doc
           1079                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1080                      15.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1081                      15.3                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1082                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1083                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1084                      8.15                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1085                     13.59                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1086                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1087                      7.15                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1088                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1089                      13.2                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1090                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1091                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0            Home Improvement                    Full
           1092                     12.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1093                      13.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0           Debt Consolidation                   Full
           1094                      14.3                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1095                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1096                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1097                      13.1                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1098                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1099                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1100                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1101                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1102                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1103                      13.2                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1104                     13.15                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1105                     15.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1106                      13.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1107                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1108                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1109                     17.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                      Easy Doc
           1110                     14.35                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1111                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1112                      16.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1113                       8.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1114                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1115                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                 Easy Doc
           1116                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1117                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1118                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1119                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1120                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1121                     11.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1122                      13.3                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1123                      13.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1124                      8.65                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1125                      17.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1126                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1127                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1128                      6.59                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1129                       6.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1130                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1131                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1132                    12.625                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1133                     12.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1134                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1135                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1136                       6.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1137                      13.3                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1138                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1139                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1140                      12.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1141                     13.49                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1142                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1143                     14.45                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1144                     14.85                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
           1145                      12.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0           Debt Consolidation                   Full
           1146                     13.85                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1147                      13.4                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0           Debt Consolidation                   Full
           1148                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1149                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1150                     13.35                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1151                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1152                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1153                     15.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1154                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1155                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1156                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1157                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1158                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1159                       6.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1160                      15.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
           1161                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1162                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1163                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1164                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1165                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1166                    14.375                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1167                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1168                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1169                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1170                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1171                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
           1172                     12.99                         60                  11/1/2010                  11/1/2010                         0                          0                  12/1/2010                  12/1/2010                        57                                                     0             Cash Out Refi                      Full
           1173                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1174                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1175                    13.125                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1176                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1177                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1178                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1179                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1180                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1181                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1182                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1183                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1184                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1185                    12.875                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1186                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1187                      12.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1188                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1189                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1190                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1191                     15.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1192                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1193                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1194                     15.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1195                     12.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1196                      6.49                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1197                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1198                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1199                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1200                      12.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1201                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1202                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1203                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1204                      15.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1205                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1206                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1207                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1208                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1209                     12.35                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0           Debt Consolidation                   Full
           1210                      6.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1211                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1212                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1213                       7.1                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1214                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1215                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1216                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1217                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1218                     13.75                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0             Cash Out Refi                   Stated Doc
           1219                     11.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1220                     14.15                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
           1221                     15.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1222                     14.05                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1223                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1224                        13                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1225                     13.75                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                    Easy Doc
           1226                     13.35                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1227                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                      Easy Doc
           1228                     14.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1229                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1230                      13.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1231                     12.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0            Rate & Term Refi                    Full
           1232                       7.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1233                      14.2                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
           1234                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1235                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1236                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1237                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1238                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1239                     13.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1240                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1241                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1242                      12.7                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1243                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1244                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1245                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1246                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1247                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1248                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1249                     13.45                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1250                      13.4                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1251                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1252                     13.15                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
           1253                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1254                     14.05                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0           Debt Consolidation                   Full
           1255                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1256                      8.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1257                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1258                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1259                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1260                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1261                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1262                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1263                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1264                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1265                      7.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1266                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1267                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1268                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1269                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1270                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1271                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1272                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1273                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1274                       6.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1275                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1276                     12.75                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
           1277                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1278                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1279                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1280                     14.35                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1281                     12.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1282                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1283                     12.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1284                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1285                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1286                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1287                     15.05                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1288                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1289                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1290                       7.3                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1291                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1292                     14.65                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0           Debt Consolidation                Stated Doc
           1293                      13.8                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1294                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1295                      13.4                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1296                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1297                     13.45                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1298                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1299                      14.1                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1300                     16.05                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1301                      8.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1302                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1303                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1304                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1305                     15.05                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1306                      6.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1307                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1308                      12.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1309                      15.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                      Easy Doc
           1310                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1311                        14                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1312                      13.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1313                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1314                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1315                      7.35                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1316                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1317                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1318                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1319                      7.95                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1320                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1321                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1322                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1323                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1324                      12.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1325                        15                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1326                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1327                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1328                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1329                      6.65                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1330                      15.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1331                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1332                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1333                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1334                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1335                      6.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1336                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1337                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1338                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1339                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1340                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1341                      9.25                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1342                      13.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1343                      13.6                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0             Cash Out Refi                   Stated Doc
           1344                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1345                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1346                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1347                    14.475                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1348                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1349                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1350                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1351                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1352                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1353                      12.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0           Debt Consolidation                 Easy Doc
           1354                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1355                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1356                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1357                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1358                      15.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1359                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1360                     12.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1361                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1362                     12.85                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1363                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1364                       8.9                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                Stated Doc
           1365                     15.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1366                     13.45                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1367                      13.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1368                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1369                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1370                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1371                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1372                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1373                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1374                     15.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1375                      15.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1376                       8.7                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1377                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1378                     12.99                         60                  11/1/2010                  11/1/2010                         0                          0                  12/1/2010                  12/1/2010                        57                                                     0           Debt Consolidation                   Full
           1379                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1380                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1381                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1382                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1383                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1384                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1385                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1386                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1387                       7.5                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                     Stated Doc
           1388                     12.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1389                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1390                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1391                       7.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1392                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1393                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1394                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1395                     13.95                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
           1396                     12.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1397                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1398                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1399                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1400                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1401                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1402                      14.5                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0                Purchase                     Stated Doc
           1403                      6.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1404                      12.9                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0                Purchase                     Stated Doc
           1405                     13.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1406                     14.25                         60                  10/1/2010                  10/1/2010                         0                          0                  11/1/2010                  11/1/2010                        56                                                     0             Cash Out Refi                      Full
           1407                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1408                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
           1409                     12.95                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1410                       7.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1411                      13.1                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1412                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
           1413                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1414                      11.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1415                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1416                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1417                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1418                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1419                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1420                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1421                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1422                      13.4                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                   Stated Doc
           1423                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1424                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0            Home Improvement                    Full
           1425                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1426                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1427                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1428                       6.8                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1429                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1430                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1431                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1432                     13.99                         24                   8/1/2007                   8/1/2007                         0                          0                   9/1/2007                   9/1/2007                        18                                                     0                Purchase                     Stated Doc
           1433                     13.95                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1434                      13.7                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1435                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1436                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1437                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1438                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1439                      9.15                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                Stated Doc
           1440                      12.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1441                     15.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1442                      13.7                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1443                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1444                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1445                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1446                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                      Easy Doc
           1447                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1448                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1449                     14.65                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1450                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1451                      13.7                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1452                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1453                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1454                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1455                     13.75                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                    Easy Doc
           1456                        14                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1457                     16.49                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1458                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1459                     16.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1460                     13.45                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1461                     15.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1462                     14.54                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1463                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1464                     13.95                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1465                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1466                      14.9                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1467                     15.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1468                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1469                      13.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1470                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1471                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1472                    12.375                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1473                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1474                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1475                     13.65                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
           1476                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1477                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1478                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1479                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1480                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1481                      14.1                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1482                     11.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1483                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1484                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1485                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1486                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1487                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1488                      9.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1489                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1490                     12.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                 Easy Doc
           1491                      14.4                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1492                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1493                     18.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1494                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1495                    13.875                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
           1496                     15.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1497                      8.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1498                     16.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1499                      12.5                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1500                      14.9                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
           1501                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1502                      13.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1503                      15.1                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
           1504                     15.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1505                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1506                    13.875                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1507                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1508                      9.95                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1509                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1510                      6.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1511                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1512                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1513                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1514                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1515                      12.7                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0                Purchase                     Stated Doc
           1516                     13.05                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1517                        13                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1518                     12.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1519                      12.3                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
           1520                     13.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                      Full
           1521                     17.65                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1522                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1523                      13.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1524                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1525                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1526                      14.4                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1527                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1528                      13.9                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1529                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1530                      6.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1531                      14.1                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1532                      6.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1533                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1534                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1535                     12.65                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
           1536                     12.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1537                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1538                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1539                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1540                      15.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1541                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1542                     13.75                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1543                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1544                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1545                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1546                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1547                      8.55                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1548                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1549                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1550                     14.99                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1551                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1552                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1553                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1554                      9.55                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                Stated Doc
           1555                      13.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1556                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1557                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1558                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1559                     15.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1560                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1561                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1562                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1563                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1564                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1565                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1566                     14.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1567                      13.2                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                     Stated Doc
           1568                      15.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1569                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1570                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1571                     15.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1572                     13.39                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1573                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1574                      15.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1575                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
           1576                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1577                      7.65                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1578                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1579                       7.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1580                     12.35                         24                   9/1/2007                   9/1/2007                         0                          0                  10/1/2007                  10/1/2007                        19                                                     0                Purchase                     Stated Doc
           1581                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
           1582                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1583                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1584                      7.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1585                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1586                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1587                      8.25                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1588                      7.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1589                      15.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1590                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1591                      14.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1592                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1593                     14.35                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1594                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1595                      15.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1596                     15.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1597                      15.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1598                      12.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1599                      7.85                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1600                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1601                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1602                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1603                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1604                     12.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1605                    13.175                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1606                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1607                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1608                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1609                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1610                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1611                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1612                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1613                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1614                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1615                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1616                     12.45                         24                   8/1/2007                   8/1/2007                         0                          0                   9/1/2007                   9/1/2007                        18                                                     0                Purchase                     Stated Doc
           1617                     15.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1618                     15.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1619                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1620                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1621                      14.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1622                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1623                       6.2                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1624                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1625                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
           1626                     13.84                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1627                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1628                      13.6                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1629                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1630                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1631                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1632                      14.9                         36                  10/1/2008                  10/1/2008                         0                          0                  11/1/2008                  11/1/2008                        32                                                     0             Cash Out Refi                      Full
           1633                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1634                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1635                      7.54                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1636                     13.89                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1637                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1638                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1639                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1640                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1641                      8.05                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1642                      13.8                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                   Stated Doc
           1643                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1644                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1645                      15.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1646                     14.32                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1647                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1648                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1649                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1650                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1651                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1652                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1653                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1654                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1655                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1656                     13.25                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                   Stated Doc
           1657                       8.1                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1658                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1659                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1660                      6.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1661                      8.55                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1662                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1663                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1664                      12.9                         60                  11/1/2010                  11/1/2010                         0                          0                  12/1/2010                  12/1/2010                        57                                                     0             Cash Out Refi                   Stated Doc
           1665                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1666                       6.6                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1667                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1668                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1669                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1670                       9.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1671                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1672                     14.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1673                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1674                      14.7                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
           1675                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1676                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1677                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1678                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                  Easy Doc
           1679                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1680                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1681                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1682                       8.3                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1683                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1684                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1685                     13.39                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1686                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1687                     13.64                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1688                        14                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0             Cash Out Refi                      Full
           1689                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1690                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1691                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1692                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1693                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1694                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1695                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1696                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1697                      15.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1698                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1699                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1700                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1701                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1702                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1703                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1704                     14.65                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1705                     14.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1706                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1707                      7.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1708                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1709                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1710                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1711                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1712                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1713                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1714                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1715                     15.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1716                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1717                     16.09                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1718                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1719                     13.84                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1720                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1721                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1722                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1723                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1724                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1725                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1726                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1727                      15.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
           1728                      12.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1729                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1730                     15.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1731                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1732                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1733                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1734                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1735                        13                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1736                     12.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1737                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1738                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1739                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1740                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1741                      8.49                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                   Stated Doc
           1742                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1743                      12.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1744                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1745                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1746                      7.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1747                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1748                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1749                     13.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1750                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1751                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1752                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1753                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1754                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1755                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1756                      6.49                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0            Home Improvement                    Full
           1757                     13.46                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1758                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1759                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1760                       7.7                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                     Stated Doc
           1761                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1762                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1763                     12.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1764                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1765                      15.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1766                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1767                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1768                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1769                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1770                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1771                     13.75                         60                  11/1/2010                  11/1/2010                         0                          0                  12/1/2010                  12/1/2010                        57                                                     0                Purchase                     Stated Doc
           1772                      7.25                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1773                     13.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1774                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
           1775                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1776                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1777                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1778                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1779                        15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1780                     12.95                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
           1781                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1782                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1783                     14.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1784                     13.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1785                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1786                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1787                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1788                     13.14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1789                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1790                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1791                    14.375                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1792                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1793                      15.3                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0           Debt Consolidation                   Full
           1794                       9.4                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1795                      8.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1796                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1797                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1798                      14.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1799                      15.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1800                     13.75                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0            Home Improvement                 Stated Doc
           1801                     14.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1802                     11.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1803                      15.1                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0             Cash Out Refi                   Stated Doc
           1804                      14.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1805                     13.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1806                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1807                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1808                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1809                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1810                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1811                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1812                     14.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
           1813                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1814                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1815                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1816                     12.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1817                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                  Easy Doc
           1818                        14                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1819                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1820                      7.15                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                        Full
           1821                     13.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1822                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1823                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1824                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1825                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1826                     15.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1827                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1828                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1829                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1830                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1831                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1832                     14.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1833                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1834                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1835                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1836                      13.3                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1837                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1838                      12.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1839                      12.4                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0           Debt Consolidation                   Full
           1840                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1841                      12.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1842                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1843                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1844                     11.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
           1845                     11.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1846                     14.35                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                        Full
           1847                      13.1                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1848                     12.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1849                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1850                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1851                     14.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1852                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1853                     13.55                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1854                      14.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1855                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1856                      13.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1857                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1858                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1859                      11.9                         24                   8/1/2007                   8/1/2007                         0                          0                   9/1/2007                   9/1/2007                        18                                                     0                Purchase                     Stated Doc
           1860                      16.8                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1861                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1862                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1863                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                    Full
           1864                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1865                     13.15                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1866                     14.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1867                      7.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0            Rate & Term Refi                    Full
           1868                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                      Easy Doc
           1869                      6.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1870                      14.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1871                      6.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0           Debt Consolidation                   Full
           1872                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1873                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1874                      14.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1875                     12.29                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1876                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1877                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1878                      12.9                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1879                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1880                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1881                      13.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1882                     14.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1883                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1884                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1885                     13.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1886                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1887                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Home Improvement                 Stated Doc
           1888                      7.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0                Purchase                     Stated Doc
           1889                     12.75                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1890                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1891                     14.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1892                      14.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1893                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1894                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1895                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1896                     17.65                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1897                     13.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1898                     14.05                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1899                     12.49                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                   Full
           1900                      12.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1901                     13.25                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1902                     13.75                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1903                     12.25                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1904                      12.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1905                     12.25                         36                  11/1/2008                  11/1/2008                         0                          0                  12/1/2008                  12/1/2008                        33                                                     0                Purchase                        Full
           1906                     12.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
           1907                     12.85                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1908                     13.05                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1909                      14.4                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0           Debt Consolidation                Stated Doc
           1910                     13.99                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                   Stated Doc
           1911                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1912                     13.49                         24                   6/1/2007                   6/1/2007                         0                          0                   7/1/2007                   7/1/2007                        16                                                     0             Cash Out Refi                   Stated Doc
           1913                      13.2                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1914                      5.99                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full
           1915                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1916                     13.45                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1917                     14.35                         24                  10/1/2007                  10/1/2007                         0                          0                  11/1/2007                  11/1/2007                        20                                                     0                Purchase                     Stated Doc
           1918                     14.95                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0             Cash Out Refi                      Full
           1919                      13.6                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1920                     14.35                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1921                      13.5                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0            Rate & Term Refi                    Full
           1922                      13.7                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1923                      13.9                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                        Full
           1924                      13.1                         24                  11/1/2007                  11/1/2007                         0                          0                  12/1/2007                  12/1/2007                        21                                                     0                Purchase                     Stated Doc
           1925                      7.75                          0                 00/00/0000                 00/00/0000                         0                          0                 00/00/0000                 00/00/0000                         0                                                     0             Cash Out Refi                      Full


    LoanNbr                  Occupancy                       Lien                  Senior Lien Balance        Junior Lien Balance        Original LTV              Original Combined LTv    Appraisal Value               Current Appriasal        Purchase Price              Pledge Flag              Pledge Amount               PMI Company                 PMI Level
    -------                  ---------                       ----                  -------------------        -------------------        ------------              ---------------------    ---------------               -----------------        --------------              -----------              -------------               -----------                 ---------
              1            Owner Occupied                              1                         0                      29850                         80                         95                    199000                          0                     199000                 N                                  0               No MI                                 0
              2            Owner Occupied                              1                         0                          0                         80                         80                    183661                          0                     183661                 N                                  0               No MI                                 0
              3            Owner Occupied                              1                         0                     145000                         80                        100                    725000                          0                     750000                 N                                  0               No MI                                 0
              4            Owner Occupied                              1                         0                      27500                         80                        100                    137500                          0                     137500                 N                                  0               No MI                                 0
              5            Owner Occupied                              1                         0                      81000                         80                        100                    405000                          0                     405000                 N                                  0               No MI                                 0
              6            Owner Occupied                              1                         0                      72000                         80                        100                    360000                          0                          0                 N                                  0               No MI                                 0
              7            Owner Occupied                              1                         0                     109000                         80                        100                    545000                          0                     545000                 N                                  0               No MI                                 0
              8            Owner Occupied                              1                         0                          0                         75                         75                    429000                          0                          0                 N                                  0               No MI                                 0
              9            Owner Occupied                              1                         0                     107000                         80                        100                    535000                          0                     535000                 N                                  0               No MI                                 0
             10            Owner Occupied                              1                         0                          0                         90                         90                    273000                          0                          0                 N                                  0               No MI                                 0
             11            Owner Occupied                              1                         0                          0                      65.64                      65.64                    195000                          0                          0                 N                                  0               No MI                                 0
             12            Owner Occupied                              1                         0                      43000                         80                         90                    430000                          0                     430000                 N                                  0               No MI                                 0
             13            Owner Occupied                              1                         0                          0                       80.3                       80.3                    660000                          0                     660000                 N                                  0               No MI                                 0
             14            Owner Occupied                              1                         0                       5250                         90                         95                    105000                          0                     105000                 N                                  0               No MI                                 0
             15            Owner Occupied                              1                         0                          0                      87.37                      87.37                    190000                          0                          0                 N                                  0               No MI                                 0
             16            Owner Occupied                              1                         0                          0                         90                         90                    200000                          0                     200000                 N                                  0               No MI                                 0
             17            Owner Occupied                              1                         0                      65800                         80                        100                    329000                          0                     329000                 N                                  0               No MI                                 0
             18          Investor Occupied                             1                         0                      12350                         90                         95                    247000                          0                     247000                 N                                  0               No MI                                 0
             19            Owner Occupied                              1                         0                          0                         90                         90                    500000                          0                          0                 N                                  0               No MI                                 0
             20            Owner Occupied                              1                         0                          0                      84.79                      84.79                    493000                          0                          0                 N                                  0               No MI                                 0
             21            Owner Occupied                              1                         0                          0                         85                         85                    326000                          0                          0                 N                                  0               No MI                                 0
             22            Owner Occupied                              1                         0                     112000                         80                        100                    560000                          0                     560000                 N                                  0               No MI                                 0
             23            Owner Occupied                              1                         0                          0                         85                         85                    270000                          0                          0                 N                                  0               No MI                                 0
             24            Owner Occupied                              1                         0                      12050                         90                         95                    241000                          0                     241000                 N                                  0               No MI                                 0
             25            Owner Occupied                              1                         0                     145200                         80                        100                    726000                          0                     726000                 N                                  0               No MI                                 0
             26            Owner Occupied                              1                         0                      77000                         80                        100                    385000                          0                     385000                 N                                  0               No MI                                 0
             27            Owner Occupied                              1                         0                          0                         80                         80                    340000                          0                          0                 N                                  0               No MI                                 0
             28            Owner Occupied                              1                         0                          0                         90                         90                    280000                          0                     280000                 N                                  0               No MI                                 0
             29            Owner Occupied                              1                         0                          0                      84.71                      84.71                    425000                          0                          0                 N                                  0               No MI                                 0
             30            Owner Occupied                              1                         0                       5745                         90                         95                    117900                          0                     114900                 N                                  0               No MI                                 0
             31            Owner Occupied                              1                         0                      78195                         80                        100                    390975                          0                     390975                 N                                  0               No MI                                 0
             32            Owner Occupied                              1                         0                          0                         90                         90                    290000                          0                          0                 N                                  0               No MI                                 0
             33            Owner Occupied                              1                         0                          0                         95                         95                    255000                          0                          0                 N                                  0               No MI                                 0
             34            Owner Occupied                              1                         0                      10500                         90                         95                    210000                          0                          0                 N                                  0               No MI                                 0
             35            Owner Occupied                              1                         0                      69600                         80                        100                    348000                          0                          0                 N                                  0               No MI                                 0
             36            Owner Occupied                              1                         0                      56100                         85                        100                    374000                          0                     374000                 N                                  0               No MI                                 0
             37            Owner Occupied                              1                         0                          0                         85                         85                    435000                          0                          0                 N                                  0               No MI                                 0
             38          Investor Occupied                             1                         0                          0                         80                         80                    445000                          0                          0                 N                                  0               No MI                                 0
             39            Owner Occupied                              1                         0                          0                         70                         70                    295000                          0                          0                 N                                  0               No MI                                 0
             40            Owner Occupied                              1                         0                          0                         75                         75                    625000                          0                     625000                 N                                  0               No MI                                 0
             41            Owner Occupied                              1                         0                          0                         90                         90                    260000                          0                          0                 N                                  0               No MI                                 0
             42            Owner Occupied                              1                         0                          0                         85                         85                    250000                          0                          0                 N                                  0               No MI                                 0
             43            Owner Occupied                              1                         0                      59600                         80                        100                    298000                          0                     298000                 N                                  0               No MI                                 0
             44            Owner Occupied                              1                         0                          0                      77.76                      77.76                    173600                          0                          0                 N                                  0               No MI                                 0
             45            Owner Occupied                              1                         0                          0                         90                         90                    200200                          0                          0                 N                                  0               No MI                                 0
             46            Owner Occupied                              1                         0                          0                         80                         80                    353000                          0                          0                 N                                  0               No MI                                 0
             47            Owner Occupied                              1                         0                      62980                         80                        100                    314900                          0                     314900                 N                                  0               No MI                                 0
             48            Owner Occupied                              1                         0                      76000                         80                        100                    380000                          0                          0                 N                                  0               No MI                                 0
             49            Owner Occupied                              1                         0                      46000                         80                        100                    230000                          0                     230000                 N                                  0               No MI                                 0
             50            Owner Occupied                              1                         0                          0                      73.59                      73.59                    195000                          0                          0                 N                                  0               No MI                                 0
             51            Owner Occupied                              1                         0                      36000                         80                        100                    180000                          0                     180000                 N                                  0               No MI                                 0
             52          Investor Occupied                             1                         0                          0                         85                         85                    108000                          0                          0                 N                                  0               No MI                                 0
             53          Investor Occupied                             1                         0                      10710                         90                         95                    214200                          0                     214200                 N                                  0               No MI                                 0
             54            Owner Occupied                              1                         0                          0                         80                         80                    407000                          0                          0                 N                                  0               No MI                                 0
             55            Owner Occupied                              1                         0                      54200                         80                        100                    271000                          0                     279000                 N                                  0               No MI                                 0
             56            Owner Occupied                              1                         0                      70000                         80                        100                    350000                          0                     350000                 N                                  0               No MI                                 0
             57            Owner Occupied                              1                         0                      22000                         80                        100                    110000                          0                     110000                 N                                  0               No MI                                 0
             58            Owner Occupied                              1                         0                          0                         85                         85                    268000                          0                          0                 N                                  0               No MI                                 0
             59            Owner Occupied                              1                         0                      67590                         80                        100                    337950                          0                     337950                 N                                  0               No MI                                 0
             60            Owner Occupied                              1                         0                      80000                         80                         96                    500000                          0                          0                 N                                  0               No MI                                 0
             61            Owner Occupied                              1                         0                          0                         90                         90                    490000                          0                          0                 N                                  0               No MI                                 0
             62            Owner Occupied                              1                         0                          0                      89.41                      89.41                    170000                          0                          0                 N                                  0               No MI                                 0
             63            Owner Occupied                              1                         0                          0                         85                         85                    375000                          0                          0                 N                                  0               No MI                                 0
             64            Owner Occupied                              1                         0                      80000                         80                        100                    400000                          0                     400000                 N                                  0               No MI                                 0
             65          Investor Occupied                             1                         0                      11850                         90                         95                    237000                          0                     237000                 N                                  0               No MI                                 0
             66            Owner Occupied                              1                         0                      97400                         80                        100                    487000                          0                     487000                 N                                  0               No MI                                 0
             67            Owner Occupied                              1                         0                          0                         90                         90                    208000                          0                          0                 N                                  0               No MI                                 0
             68          Investor Occupied                             1                         0                          0                         90                         90                    175000                          0                     180000                 N                                  0               No MI                                 0
             69            Owner Occupied                              1                         0                          0                         90                         90                    284000                          0                          0                 N                                  0               No MI                                 0
             70          Investor Occupied                             1                         0                          0                         85                         85                    400000                          0                     400000                 N                                  0               No MI                                 0
             71            Owner Occupied                              1                         0                      64550                      79.99                      94.98                    430600                          0                     430600                 N                                  0               No MI                                 0
             72            Owner Occupied                              1                         0                      80000                         80                        100                    400000                          0                     400000                 N                                  0               No MI                                 0
             73            Owner Occupied                              1                         0                     105000                         80                        100                    525000                          0                     525000                 N                                  0               No MI                                 0
             74            Owner Occupied                              1                         0                          0                         80                         80                    265000                          0                          0                 N                                  0               No MI                                 0
             75            Owner Occupied                              1                         0                      98000                         80                        100                    490000                          0                     490000                 N                                  0               No MI                                 0
             76            Owner Occupied                              1                         0                          0                         80                         80                    390000                          0                          0                 N                                  0               No MI                                 0
             77          Investor Occupied                             1                         0                       9500                         80                         85                    190000                          0                          0                 N                                  0               No MI                                 0
             78            Owner Occupied                              1                         0                          0                         80                         80                    320000                          0                          0                 N                                  0               No MI                                 0
             79            Owner Occupied                              1                         0                       8900                         90                         95                    178000                          0                     178000                 N                                  0               No MI                                 0
             80          Investor Occupied                             1                         0                      10850                         90                         95                    217000                          0                     217000                 N                                  0               No MI                                 0
             81            Owner Occupied                              1                         0                     120400                         80                        100                    602000                          0                     615000                 N                                  0               No MI                                 0
             82            Owner Occupied                              1                         0                          0                      69.18                      69.18                    280000                          0                          0                 N                                  0               No MI                                 0
             83            Owner Occupied                              1                         0                          0                         85                         85                    365000                          0                          0                 N                                  0               No MI                                 0
             84            Owner Occupied                              1                         0                      43000                         80                        100                    215000                          0                     215000                 N                                  0               No MI                                 0
             85            Owner Occupied                              1                         0                      43400                         80                        100                    217000                          0                     217000                 N                                  0               No MI                                 0
             86            Owner Occupied                              1                         0                      26600                         80                        100                    133000                          0                     133000                 N                                  0               No MI                                 0
             87            Owner Occupied                              1                         0                       5500                         90                         95                    110000                          0                          0                 N                                  0               No MI                                 0
             88            Owner Occupied                              1                         0                     118400                         80                        100                    592000                          0                     592000                 N                                  0               No MI                                 0
             89            Owner Occupied                              1                         0                      78000                         80                        100                    390000                          0                     390000                 N                                  0               No MI                                 0
             90          Investor Occupied                             1                         0                      17750                         90                         95                    355000                          0                     355000                 N                                  0               No MI                                 0
             91            Owner Occupied                              1                         0                          0                         85                         85                    160000                          0                          0                 N                                  0               No MI                                 0
             92            Owner Occupied                              1                         0                      84300                         80                        100                    421500                          0                     421500                 N                                  0               No MI                                 0
             93            Owner Occupied                              1                         0                          0                         90                         90                    710000                          0                          0                 N                                  0               No MI                                 0
             94            Owner Occupied                              1                         0                          0                      84.88                      84.88                    210000                          0                     210000                 N                                  0               No MI                                 0
             95            Owner Occupied                              1                         0                          0                         80                         80                    459000                          0                          0                 N                                  0               No MI                                 0
             96            Owner Occupied                              1                         0                          0                         85                         85                    160000                          0                          0                 N                                  0               No MI                                 0
             97            Owner Occupied                              1                         0                          0                      84.99                      84.99                    781000                          0                          0                 N                                  0               No MI                                 0
             98            Owner Occupied                              1                         0                          0                      87.35                      87.35                    388000                          0                          0                 N                                  0               No MI                                 0
             99            Owner Occupied                              1                         0                          0                         75                         75                    475000                          0                          0                 N                                  0               No MI                                 0
            100            Owner Occupied                              1                         0                          0                         90                         90                    215000                          0                          0                 N                                  0               No MI                                 0
            101            Owner Occupied                              1                         0                      87500                         80                      95.91                    550000                          0                     550000                 N                                  0               No MI                                 0
            102            Owner Occupied                              1                         0                     153400                         80                        100                    767000                          0                     767000                 N                                  0               No MI                                 0
            103          Investor Occupied                             1                         0                          0                         90                         90                     70000                          0                          0                 N                                  0               No MI                                 0
            104            Owner Occupied                              1                         0                      89600                         80                        100                    448000                          0                     448000                 N                                  0               No MI                                 0
            105            Owner Occupied                              1                         0                      98000                         80                        100                    490000                          0                     490000                 N                                  0               No MI                                 0
            106            Owner Occupied                              1                         0                      55600                         80                        100                    278000                          0                     278000                 N                                  0               No MI                                 0
            107            Owner Occupied                              1                         0                     123000                         80                        100                    615000                          0                     615000                 N                                  0               No MI                                 0
            108            Owner Occupied                              1                         0                      78000                         80                         95                    520000                          0                     520000                 N                                  0               No MI                                 0
            109            Owner Occupied                              1                         0                     106000                         80                        100                    530000                          0                     530000                 N                                  0               No MI                                 0
            110            Owner Occupied                              1                         0                      52800                         80                        100                    264000                          0                     264000                 N                                  0               No MI                                 0
            111            Owner Occupied                              1                         0                     130000                         80                        100                    650000                          0                          0                 N                                  0               No MI                                 0
            112          Investor Occupied                             1                         0                          0                         80                         80                    394000                          0                          0                 N                                  0               No MI                                 0
            113            Owner Occupied                              1                         0                      88000                         80                        100                    440000                          0                     440000                 N                                  0               No MI                                 0
            114            Owner Occupied                              1                         0                      34000                         80                        100                    170000                          0                     170000                 N                                  0               No MI                                 0
            115            Owner Occupied                              1                         0                       8300                         90                        100                     83000                          0                      83000                 N                                  0               No MI                                 0
            116            Owner Occupied                              1                         0                      49980                         80                        100                    249900                          0                     249900                 N                                  0               No MI                                 0
            117            Owner Occupied                              1                         0                      49000                         80                        100                    245000                          0                     245000                 N                                  0               No MI                                 0
            118            Owner Occupied                              1                         0                      33000                         75                        100                    132000                          0                     132000                 N                                  0               No MI                                 0
            119            Owner Occupied                              1                         0                          0                         80                         80                    780000                          0                          0                 N                                  0               No MI                                 0
            120            Owner Occupied                              1                         0                      44000                         80                        100                    220000                          0                     220000                 N                                  0               No MI                                 0
            121            Owner Occupied                              1                         0                          0                         80                         80                    640000                          0                          0                 N                                  0               No MI                                 0
            122            Owner Occupied                              1                         0                     109180                         80                        100                    545900                          0                     545900                 N                                  0               No MI                                 0
            123            Owner Occupied                              1                         0                      57000                         80                        100                    285000                          0                     285000                 N                                  0               No MI                                 0
            124          Investor Occupied                             1                         0                          0                         90                         90                     55650                          0                      55650                 N                                  0               No MI                                 0
            125            Owner Occupied                              1                         0                     142000                         80                        100                    710000                          0                          0                 N                                  0               No MI                                 0
            126            Owner Occupied                              1                         0                     108400                         80                        100                    542000                          0                     542000                 N                                  0               No MI                                 0
            127            Owner Occupied                              1                         0                      54750                         85                        100                    365000                          0                          0                 N                                  0               No MI                                 0
            128            Owner Occupied                              1                         0                          0                         90                         90                    240000                          0                          0                 N                                  0               No MI                                 0
            129            Owner Occupied                              1                         0                          0                      89.64                      89.64                    233000                          0                          0                 N                                  0               No MI                                 0
            130            Owner Occupied                              1                         0                     117200                         80                        100                    586000                          0                     586000                 N                                  0               No MI                                 0
            131            Owner Occupied                              1                         0                      75500                         80                        100                    377500                          0                     377500                 N                                  0               No MI                                 0
            132            Owner Occupied                              1                         0                     124000                         80                        100                    620000                          0                     620000                 N                                  0               No MI                                 0
            133            Owner Occupied                              1                         0                      74800                         80                        100                    374000                          0                     374000                 N                                  0               No MI                                 0
            134            Owner Occupied                              1                         0                      72800                         80                        100                    364000                          0                     364000                 N                                  0               No MI                                 0
            135            Owner Occupied                              1                         0                          0                      83.37                      83.37                    475000                          0                          0                 N                                  0               No MI                                 0
            136            Owner Occupied                              1                         0                          0                         90                         90                    150000                          0                     150000                 N                                  0               No MI                                 0
            137            Owner Occupied                              1                         0                          0                         85                         85                    300000                          0                          0                 N                                  0               No MI                                 0
            138            Owner Occupied                              1                         0                          0                      89.95                      89.95                    189000                          0                          0                 N                                  0               No MI                                 0
            139            Owner Occupied                              1                         0                       5375                         90                         95                    107500                          0                     107500                 N                                  0               No MI                                 0
            140            Owner Occupied                              1                         0                       6525                         90                         95                    130500                          0                     130500                 N                                  0               No MI                                 0
            141          Investor Occupied                             1                         0                          0                         90                         90                    140000                          0                     135000                 N                                  0               No MI                                 0
            142            Owner Occupied                              1                         0                          0                      60.14                      60.14                    138000                          0                          0                 N                                  0               No MI                                 0
            143            Owner Occupied                              1                         0                      70000                         80                        100                    350000                          0                     350000                 N                                  0               No MI                                 0
            144            Owner Occupied                              1                         0                          0                         85                         85                    190000                          0                          0                 N                                  0               No MI                                 0
            145            Owner Occupied                              1                         0                       5400                         85                         90                    108000                          0                          0                 N                                  0               No MI                                 0
            146            Owner Occupied                              1                         0                          0                        100                        100                     80000                          0                      80000                 N                                  0               No MI                                 0
            147            Owner Occupied                              1                         0                          0                         80                         80                    130300                          0                          0                 N                                  0               No MI                                 0
            148            Owner Occupied                              1                         0                          0                         80                         80                    242000                          0                          0                 N                                  0               No MI                                 0
            149            Owner Occupied                              1                         0                          0                         90                         90                    350000                          0                          0                 N                                  0               No MI                                 0
            150          Investor Occupied                             1                         0                       6720                         90                         95                    134400                          0                     134400                 N                                  0               No MI                                 0
            151          Investor Occupied                             1                         0                       7000                         90                        100                     70000                          0                      70000                 N                                  0               No MI                                 0
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            157            Owner Occupied                              1                         0                          0                      72.73                      72.73                    440000                          0                          0                 N                                  0               No MI                                 0
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            164            Owner Occupied                              1                         0                      33500                      84.41                      92.18                    431000                          0                          0                 N                                  0               No MI                                 0
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            224            Owner Occupied                              1                         0                          0                         80                         80                    150000                          0                          0                 N                                  0               No MI                                 0
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            243            Owner Occupied                              1                         0                          0                         85                         85                    185000                          0                          0                 N                                  0               No MI                                 0
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            250            Owner Occupied                              1                         0                      63200                         80                        100                    316000                          0                          0                 N                                  0               No MI                                 0
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            337            Owner Occupied                              1                         0                          0                      85.71                      85.71                    175000                          0                          0                 N                                  0               No MI                                 0
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            344             Second Home                                1                         0                       6600                         90                         95                    132000                          0                     132000                 N                                  0               No MI                                 0
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            348            Owner Occupied                              1                         0                          0                         90                         90                    252000                          0                     249000                 N                                  0               No MI                                 0
            349            Owner Occupied                              1                         0                      98000                         80                        100                    490000                          0                          0                 N                                  0               No MI                                 0
            350            Owner Occupied                              1                         0                          0                         90                         90                    260000                          0                     260000                 N                                  0               No MI                                 0
            351            Owner Occupied                              1                         0                          0                         90                         90                    250000                          0                          0                 N                                  0               No MI                                 0
            352            Owner Occupied                              1                         0                       8875                         90                         95                    177500                          0                     177500                 N                                  0               No MI                                 0
            353          Investor Occupied                             1                         0                          0                         90                         90                     97000                          0                          0                 N                                  0               No MI                                 0
            354            Owner Occupied                              1                         0                          0                         90                         90                    265000                          0                     265000                 N                                  0               No MI                                 0
            355            Owner Occupied                              1                         0                          0                         75                         75                    260000                          0                          0                 N                                  0               No MI                                 0
            356            Owner Occupied                              1                         0                          0                         80                         80                    255000                          0                          0                 N                                  0               No MI                                 0
            357            Owner Occupied                              1                         0                          0                         80                         80                    550000                          0                          0                 N                                  0               No MI                                 0
            358            Owner Occupied                              1                         0                      23580                         80                        100                    117900                          0                     117900                 N                                  0               No MI                                 0
            359            Owner Occupied                              1                         0                      10250                         90                         95                    205000                          0                          0                 N                                  0               No MI                                 0
            360            Owner Occupied                              1                         0                      10000                         90                        100                    100000                          0                     100000                 N                                  0               No MI                                 0
            361            Owner Occupied                              1                         0                      11890                         90                        100                    120000                          0                     118900                 N                                  0               No MI                                 0
            362            Owner Occupied                              1                         0                      26000                         90                         95                    520000                          0                          0                 N                                  0               No MI                                 0
            363            Owner Occupied                              1                         0                          0                         80                         80                    156000                          0                          0                 N                                  0               No MI                                 0
            364            Owner Occupied                              1                         0                          0                         80                         80                    400000                          0                     400000                 N                                  0               No MI                                 0
            365            Owner Occupied                              1                         0                      13750                         90                         95                    275000                          0                     275000                 N                                  0               No MI                                 0
            366            Owner Occupied                              1                         0                          0                         90                         90                    130000                          0                          0                 N                                  0               No MI                                 0
            367            Owner Occupied                              1                         0                          0                         90                         90                     79000                          0                          0                 N                                  0               No MI                                 0
            368            Owner Occupied                              1                         0                          0                         90                         90                    125800                          0                          0                 N                                  0               No MI                                 0
            369          Investor Occupied                             1                         0                          0                         85                         85                     78000                          0                          0                 N                                  0               No MI                                 0
            370            Owner Occupied                              1                         0                          0                         80                         80                    250000                          0                     250000                 N                                  0               No MI                                 0
            371            Owner Occupied                              1                         0                      51000                         80                        100                    255000                          0                     255000                 N                                  0               No MI                                 0
            372            Owner Occupied                              1                         0                      15200                         90                        100                    152000                          0                     152000                 N                                  0               No MI                                 0
            373            Owner Occupied                              1                         0                          0                         90                         90                     94000                          0                          0                 N                                  0               No MI                                 0
            374            Owner Occupied                              1                         0                          0                         65                         65                    290000                          0                          0                 N                                  0               No MI                                 0
            375            Owner Occupied                              1                         0                          0                         90                         90                    112000                          0                          0                 N                                  0               No MI                                 0
            376            Owner Occupied                              1                         0                          0                      86.44                      86.44                    295000                          0                          0                 N                                  0               No MI                                 0
            377          Investor Occupied                             1                         0                      15750                         90                         95                    315000                          0                     315000                 N                                  0               No MI                                 0
            378            Owner Occupied                              1                         0                          0                         85                         85                    480000                          0                     480000                 N                                  0               No MI                                 0
            379            Owner Occupied                              1                         0                      12500                         85                         95                    125000                          0                     125000                 N                                  0               No MI                                 0
            380            Owner Occupied                              1                         0                      54200                         80                        100                    271000                          0                          0                 N                                  0               No MI                                 0
            381            Owner Occupied                              1                         0                          0                         90                         90                    366000                          0                     366000                 N                                  0               No MI                                 0
            382            Owner Occupied                              1                         0                      26200                         80                        100                    131000                          0                     131000                 N                                  0               No MI                                 0
            383            Owner Occupied                              1                         0                          0                         90                         90                    133500                          0                          0                 N                                  0               No MI                                 0
            384            Owner Occupied                              1                         0                          0                      61.48                      61.48                    244000                          0                          0                 N                                  0               No MI                                 0
            385            Owner Occupied                              1                         0                          0                         80                         80                    245000                          0                          0                 N                                  0               No MI                                 0
            386            Owner Occupied                              1                         0                      41700                         80                         95                    278000                          0                          0                 N                                  0               No MI                                 0
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            388            Owner Occupied                              1                         0                          0                         85                         85                    110000                          0                          0                 N                                  0               No MI                                 0
            389            Owner Occupied                              1                         0                          0                         90                         90                    160000                          0                          0                 N                                  0               No MI                                 0
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            391            Owner Occupied                              1                         0                          0                         80                         80                    125000                          0                          0                 N                                  0               No MI                                 0
            392            Owner Occupied                              1                         0                       6000                         90                         95                    120000                          0                     120000                 N                                  0               No MI                                 0
            393            Owner Occupied                              1                         0                      54800                         80                        100                    280000                          0                     274000                 N                                  0               No MI                                 0
            394            Owner Occupied                              1                         0                          0                         85                         85                    168900                          0                     168900                 N                                  0               No MI                                 0
            395            Owner Occupied                              1                         0                      16500                         90                         95                    330000                          0                          0                 N                                  0               No MI                                 0
            396            Owner Occupied                              1                         0                      75980                         80                        100                    379900                          0                     379900                 N                                  0               No MI                                 0
            397            Owner Occupied                              1                         0                      46600                         80                        100                    233000                          0                     233000                 N                                  0               No MI                                 0
            398            Owner Occupied                              1                         0                      37000                         80                        100                    185000                          0                     185000                 N                                  0               No MI                                 0
            399            Owner Occupied                              1                         0                      26100                         85                        100                    174000                          0                     174000                 N                                  0               No MI                                 0
            400            Owner Occupied                              1                         0                     115800                         80                        100                    579000                          0                     579000                 N                                  0               No MI                                 0
            401            Owner Occupied                              1                         0                          0                         80                         80                    440000                          0                          0                 N                                  0               No MI                                 0
            402            Owner Occupied                              1                         0                          0                         90                         90                    360000                          0                          0                 N                                  0               No MI                                 0
            403            Owner Occupied                              1                         0                          0                      88.28                      88.28                    465000                          0                          0                 N                                  0               No MI                                 0
            404            Owner Occupied                              1                         0                          0                         90                         90                    128000                          0                          0                 N                                  0               No MI                                 0
            405            Owner Occupied                              1                         0                          0                         85                         85                    500000                          0                          0                 N                                  0               No MI                                 0
            406            Owner Occupied                              1                         0                       5424                         90                         95                    108500                          0                          0                 N                                  0               No MI                                 0
            407          Investor Occupied                             1                         0                          0                         90                         90                    153000                          0                          0                 N                                  0               No MI                                 0
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            410            Owner Occupied                              1                         0                          0                         85                         85                    150000                          0                          0                 N                                  0               No MI                                 0
            411            Owner Occupied                              1                         0                      22380                         80                        100                    111900                          0                     111900                 N                                  0               No MI                                 0
            412            Owner Occupied                              1                         0                       9270                         90                         95                    195000                          0                     185400                 N                                  0               No MI                                 0
            413            Owner Occupied                              1                         0                          0                         90                         90                    175000                          0                          0                 N                                  0               No MI                                 0
            414            Owner Occupied                              1                         0                      14000                         90                         95                    280000                          0                     280000                 N                                  0               No MI                                 0
            415            Owner Occupied                              1                         0                          0                      87.95                      87.95                    365000                          0                          0                 N                                  0               No MI                                 0
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            417          Investor Occupied                             1                         0                      24500                         90                        100                    245000                          0                     245000                 N                                  0               No MI                                 0
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            419             Second Home                                1                         0                          0                         90                         90                    225000                          0                     225000                 N                                  0               No MI                                 0
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            422            Owner Occupied                              1                         0                       8950                         90                         95                    179000                          0                     179000                 N                                  0               No MI                                 0
            423            Owner Occupied                              1                         0                          0                      74.63                      74.63                    268000                          0                     268000                 N                                  0               No MI                                 0
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            425            Owner Occupied                              1                         0                          0                         85                         85                    163000                          0                     162500                 N                                  0               No MI                                 0
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            433            Owner Occupied                              1                         0                      85600                         80                        100                    428000                          0                     428000                 N                                  0               No MI                                 0
            434            Owner Occupied                              1                         0                          0                      78.69                      78.69                    305000                          0                          0                 N                                  0               No MI                                 0
            435            Owner Occupied                              1                         0                          0                      83.67                      83.67                    245000                          0                          0                 N                                  0               No MI                                 0
            436            Owner Occupied                              1                         0                          0                         80                         80                    368000                          0                          0                 N                                  0               No MI                                 0
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            439            Owner Occupied                              1                         0                       6500                         90                         95                    130000                          0                          0                 N                                  0               No MI                                 0
            440            Owner Occupied                              1                         0                          0                      74.78                      74.78                    341000                          0                          0                 N                                  0               No MI                                 0
            441            Owner Occupied                              1                         0                     152000                         80                        100                    760000                          0                     770000                 N                                  0               No MI                                 0
            442            Owner Occupied                              1                         0                      41100                         80                         95                    274000                          0                          0                 N                                  0               No MI                                 0
            443            Owner Occupied                              1                         0                      19050                         85                        100                    127000                          0                     127000                 N                                  0               No MI                                 0
            444            Owner Occupied                              1                         0                      97500                         80                         95                    650000                          0                     650000                 N                                  0               No MI                                 0
            445            Owner Occupied                              1                         0                          0                         80                         80                    350000                          0                          0                 N                                  0               No MI                                 0
            446            Owner Occupied                              1                         0                          0                         90                         90                    422000                          0                          0                 N                                  0               No MI                                 0
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            448            Owner Occupied                              1                         0                          0                         80                         80                    184000                          0                          0                 N                                  0               No MI                                 0
            449            Owner Occupied                              1                         0                          0                         85                         85                    430000                          0                          0                 N                                  0               No MI                                 0
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            451            Owner Occupied                              1                         0                          0                         90                         90                    194000                          0                          0                 N                                  0               No MI                                 0
            452            Owner Occupied                              1                         0                      64500                         80                         95                    430000                          0                     430000                 N                                  0               No MI                                 0
            453            Owner Occupied                              1                         0                      48000                         80                        100                    240000                          0                     240000                 N                                  0               No MI                                 0
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            459            Owner Occupied                              1                         0                      11150                         90                        100                    111500                          0                     111500                 N                                  0               No MI                                 0
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            461          Investor Occupied                             1                         0                          0                         90                         90                     77000                          0                      77000                 N                                  0               No MI                                 0
            462            Owner Occupied                              1                         0                          0                         85                         85                    145000                          0                          0                 N                                  0               No MI                                 0
            463            Owner Occupied                              1                         0                          0                         80                         80                    114000                          0                          0                 N                                  0               No MI                                 0
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            465            Owner Occupied                              1                         0                          0                         90                         90                    160000                          0                          0                 N                                  0               No MI                                 0
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            467            Owner Occupied                              1                         0                      12285                         90                        100                    125000                          0                     122850                 N                                  0               No MI                                 0
            468            Owner Occupied                              1                         0                          0                      80.89                      80.89                    450000                          0                          0                 N                                  0               No MI                                 0
            469            Owner Occupied                              1                         0                          0                         90                         90                    195000                          0                          0                 N                                  0               No MI                                 0
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            471            Owner Occupied                              1                         0                     116000                         80                        100                    580000                          0                     580000                 N                                  0               No MI                                 0
            472            Owner Occupied                              1                         0                          0                         85                         85                    200000                          0                          0                 N                                  0               No MI                                 0
            473            Owner Occupied                              1                         0                      40200                         80                        100                    201000                          0                          0                 N                                  0               No MI                                 0
            474            Owner Occupied                              1                         0                      12500                         90                         95                    250000                          0                     250000                 N                                  0               No MI                                 0
            475            Owner Occupied                              1                         0                          0                         80                         80                    503000                          0                          0                 N                                  0               No MI                                 0
            476            Owner Occupied                              1                         0                      27000                         80                         95                    180000                          0                          0                 N                                  0               No MI                                 0
            477            Owner Occupied                              1                         0                       8750                         90                         95                    175000                          0                     175000                 N                                  0               No MI                                 0
            478            Owner Occupied                              1                         0                          0                         75                         75                    110000                          0                          0                 N                                  0               No MI                                 0
            479            Owner Occupied                              1                         0                          0                      67.59                      67.59                    172000                          0                          0                 N                                  0               No MI                                 0
            480            Owner Occupied                              1                         0                       9000                         90                        100                     90000                          0                      90500                 N                                  0               No MI                                 0
            481          Investor Occupied                             1                         0                          0                         90                         90                     59900                          0                      59900                 N                                  0               No MI                                 0
            482            Owner Occupied                              1                         0                          0                      74.07                      74.07                    135000                          0                          0                 N                                  0               No MI                                 0
            483            Owner Occupied                              1                         0                          0                         80                         80                    360000                          0                          0                 N                                  0               No MI                                 0
            484            Owner Occupied                              1                         0                      23600                         80                        100                    118000                          0                     118000                 N                                  0               No MI                                 0
            485            Owner Occupied                              1                         0                          0                         90                         90                    230000                          0                          0                 N                                  0               No MI                                 0
            486            Owner Occupied                              1                         0                      92250                         80                         95                    615000                          0                          0                 N                                  0               No MI                                 0
            487            Owner Occupied                              1                         0                       7250                         90                         95                    148000                          0                     145000                 N                                  0               No MI                                 0
            488            Owner Occupied                              1                         0                          0                      76.03                      76.03                    292000                          0                          0                 N                                  0               No MI                                 0
            489            Owner Occupied                              1                         0                          0                         90                         90                     67500                          0                          0                 N                                  0               No MI                                 0
            490            Owner Occupied                              1                         0                       7750                         90                         95                    155000                          0                     155000                 N                                  0               No MI                                 0
            491            Owner Occupied                              1                         0                          0                      83.08                      83.08                    260000                          0                          0                 N                                  0               No MI                                 0
            492          Investor Occupied                             1                         0                          0                         85                         85                     62000                          0                      62000                 N                                  0               No MI                                 0
            493            Owner Occupied                              1                         0                          0                         85                         85                    235000                          0                          0                 N                                  0               No MI                                 0
            494          Investor Occupied                             1                         0                          0                         90                         90                    650000                          0                     650000                 N                                  0               No MI                                 0
            495            Owner Occupied                              1                         0                          0                         85                         85                    435000                          0                          0                 N                                  0               No MI                                 0
            496            Owner Occupied                              1                         0                          0                         80                         80                    115000                          0                          0                 N                                  0               No MI                                 0
            497            Owner Occupied                              1                         0                          0                         80                         80                    214000                          0                          0                 N                                  0               No MI                                 0
            498            Owner Occupied                              1                         0                       5000                         90                         95                    100000                          0                     100000                 N                                  0               No MI                                 0
            499            Owner Occupied                              1                         0                      42400                         80                        100                    212000                          0                     212000                 N                                  0               No MI                                 0
            500            Owner Occupied                              1                         0                      38000                         80                        100                    190000                          0                     190000                 N                                  0               No MI                                 0
            501            Owner Occupied                              1                         0                          0                         95                         95                    233000                          0                          0                 N                                  0               No MI                                 0
            502            Owner Occupied                              1                         0                      32500                         80                        100                    162500                          0                     162500                 N                                  0               No MI                                 0
            503            Owner Occupied                              1                         0                      33390                         80                        100                    166950                          0                     166950                 N                                  0               No MI                                 0
            504            Owner Occupied                              1                         0                      15000                         80                         95                    100000                          0                          0                 N                                  0               No MI                                 0
            505            Owner Occupied                              1                         0                          0                         90                         90                    375000                          0                          0                 N                                  0               No MI                                 0
            506            Owner Occupied                              1                         0                          0                         90                         90                    180000                          0                          0                 N                                  0               No MI                                 0
            507          Investor Occupied                             1                         0                       8250                         90                         95                    165000                          0                     165000                 N                                  0               No MI                                 0
            508            Owner Occupied                              1                         0                          0                         85                         85                    272000                          0                          0                 N                                  0               No MI                                 0
            509            Owner Occupied                              1                         0                          0                      84.58                      84.58                    201000                          0                          0                 N                                  0               No MI                                 0
            510            Owner Occupied                              1                         0                          0                         80                         80                    230000                          0                          0                 N                                  0               No MI                                 0
            511            Owner Occupied                              1                         0                     114800                         80                        100                    574000                          0                     574000                 N                                  0               No MI                                 0
            512             Second Home                                1                         0                       9495                         90                         95                    189900                          0                     189900                 N                                  0               No MI                                 0
            513            Owner Occupied                              1                         0                          0                      79.48                      79.48                    458000                          0                          0                 N                                  0               No MI                                 0
            514            Owner Occupied                              1                         0                          0                         85                         85                    260000                          0                          0                 N                                  0               No MI                                 0
            515            Owner Occupied                              1                         0                          0                      74.91                      74.91                    267000                          0                          0                 N                                  0               No MI                                 0
            516            Owner Occupied                              1                         0                      14750                         85                         90                    295000                          0                          0                 N                                  0               No MI                                 0
            517            Owner Occupied                              1                         0                      29400                         80                        100                    147000                          0                     147000                 N                                  0               No MI                                 0
            518            Owner Occupied                              1                         0                     105400                         80                        100                    527000                          0                     527000                 N                                  0               No MI                                 0
            519            Owner Occupied                              1                         0                      19200                         80                        100                     96000                          0                      96000                 N                                  0               No MI                                 0
            520          Investor Occupied                             1                         0                       7100                         90                         95                    142000                          0                          0                 N                                  0               No MI                                 0
            521            Owner Occupied                              1                         0                          0                         90                         90                    525000                          0                          0                 N                                  0               No MI                                 0
            522            Owner Occupied                              1                         0                          0                         80                         80                    182000                          0                          0                 N                                  0               No MI                                 0
            523             Second Home                                1                         0                          0                         90                         90                    248000                          0                          0                 N                                  0               No MI                                 0
            524            Owner Occupied                              1                         0                       7600                         90                         95                    152000                          0                     152000                 N                                  0               No MI                                 0
            525            Owner Occupied                              1                         0                      12650                         85                         90                    253000                          0                          0                 N                                  0               No MI                                 0
            526            Owner Occupied                              1                         0                      87800                         80                        100                    440000                          0                     439000                 N                                  0               No MI                                 0
            527            Owner Occupied                              1                         0                          0                         85                         85                    182000                          0                          0                 N                                  0               No MI                                 0
            528            Owner Occupied                              1                         0                          0                         90                         90                    199999                          0                     199999                 N                                  0               No MI                                 0
            529          Investor Occupied                             1                         0                          0                         90                         90                    150000                          0                          0                 N                                  0               No MI                                 0
            530            Owner Occupied                              1                         0                          0                         90                         90                     90000                          0                          0                 N                                  0               No MI                                 0
            531            Owner Occupied                              1                         0                          0                         80                         80                    158000                          0                          0                 N                                  0               No MI                                 0
            532            Owner Occupied                              1                         0                       6975                         90                         95                    139500                          0                          0                 N                                  0               No MI                                 0
            533            Owner Occupied                              1                         0                          0                         85                         85                    140000                          0                          0                 N                                  0               No MI                                 0
            534            Owner Occupied                              1                         0                          0                         85                         85                    525000                          0                          0                 N                                  0               No MI                                 0
            535            Owner Occupied                              1                         0                      88000                         80                        100                    440000                          0                     440000                 N                                  0               No MI                                 0
            536            Owner Occupied                              1                         0                          0                         80                         80                    330000                          0                          0                 N                                  0               No MI                                 0
            537            Owner Occupied                              1                         0                          0                      81.09                      81.09                    460000                          0                          0                 N                                  0               No MI                                 0
            538            Owner Occupied                              1                         0                      31980                         80                        100                    159900                          0                     159900                 N                                  0               No MI                                 0
            539            Owner Occupied                              1                         0                          0                         90                         90                    267400                          0                     267400                 N                                  0               No MI                                 0
            540            Owner Occupied                              1                         0                          0                         85                         85                    192500                          0                     192500                 N                                  0               No MI                                 0
            541            Owner Occupied                              1                         0                      55185                         85                        100                    367900                          0                     367900                 N                                  0               No MI                                 0
            542            Owner Occupied                              1                         0                          0                      64.68                      64.68                    252000                          0                          0                 N                                  0               No MI                                 0
            543          Investor Occupied                             1                         0                      16500                         90                         95                    330000                          0                     330000                 N                                  0               No MI                                 0
            544          Investor Occupied                             1                         0                          0                         80                         80                     79000                          0                          0                 N                                  0               No MI                                 0
            545            Owner Occupied                              1                         0                          0                         80                         80                    250000                          0                          0                 N                                  0               No MI                                 0
            546            Owner Occupied                              1                         0                          0                         90                         90                    267000                          0                     267000                 N                                  0               No MI                                 0
            547            Owner Occupied                              1                         0                          0                       82.7                       82.7                    370000                          0                          0                 N                                  0               No MI                                 0
            548          Investor Occupied                             1                         0                          0                         90                         90                    141000                          0                          0                 N                                  0               No MI                                 0
            549            Owner Occupied                              1                         0                      24000                      77.55                        100                    106900                          0                     106900                 N                                  0               No MI                                 0
            550            Owner Occupied                              1                         0                     112000                         80                        100                    560000                          0                     560000                 N                                  0               No MI                                 0
            551            Owner Occupied                              1                         0                          0                         85                         85                    245000                          0                          0                 N                                  0               No MI                                 0
            552            Owner Occupied                              1                         0                          0                         85                         85                    146000                          0                          0                 N                                  0               No MI                                 0
            553            Owner Occupied                              1                         0                          0                      93.25                      93.25                    163000                          0                          0                 N                                  0               No MI                                 0
            554            Owner Occupied                              1                         0                       6150                         90                         95                    123000                          0                     123000                 N                                  0               No MI                                 0
            555            Owner Occupied                              1                         0                      11950                         90                         95                    239000                          0                     239000                 N                                  0               No MI                                 0
            556            Owner Occupied                              1                         0                      23333                         80                        100                    116665                          0                     116665                 N                                  0               No MI                                 0
            557            Owner Occupied                              1                         0                      45600                         80                        100                    228000                          0                          0                 N                                  0               No MI                                 0
            558          Investor Occupied                             1                         0                          0                         90                         90                    149900                          0                     149900                 N                                  0               No MI                                 0
            559            Owner Occupied                              1                         0                          0                         80                         80                    116000                          0                     116000                 N                                  0               No MI                                 0
            560            Owner Occupied                              1                         0                          0                         90                         90                    170000                          0                          0                 N                                  0               No MI                                 0
            561            Owner Occupied                              1                         0                      26630                         80                        100                    133150                          0                     133150                 N                                  0               No MI                                 0
            562            Owner Occupied                              1                         0                      28000                         80                        100                    140000                          0                          0                 N                                  0               No MI                                 0
            563            Owner Occupied                              1                         0                          0                         90                         90                    174000                          0                          0                 N                                  0               No MI                                 0
            564            Owner Occupied                              1                         0                          0                      89.92                      89.92                    238000                          0                          0                 N                                  0               No MI                                 0
            565            Owner Occupied                              1                         0                      66000                         80                        100                    330000                          0                     330000                 N                                  0               No MI                                 0
            566            Owner Occupied                              1                         0                      57000                         80                        100                    285000                          0                     285000                 N                                  0               No MI                                 0
            567            Owner Occupied                              1                         0                      23800                         80                        100                    119000                          0                     119000                 N                                  0               No MI                                 0
            568            Owner Occupied                              1                         0                      13000                         90                        100                    130000                          0                     130000                 N                                  0               No MI                                 0
            569          Investor Occupied                             1                         0                          0                      86.73                      86.73                    245000                          0                          0                 N                                  0               No MI                                 0
            570            Owner Occupied                              1                         0                          0                         80                         80                    440000                          0                          0                 N                                  0               No MI                                 0
            571            Owner Occupied                              1                         0                      36000                         90                        100                    360000                          0                     360000                 N                                  0               No MI                                 0
            572            Owner Occupied                              1                         0                          0                      84.26                      84.26                    235000                          0                          0                 N                                  0               No MI                                 0
            573            Owner Occupied                              1                         0                          0                         90                         90                    220000                          0                          0                 N                                  0               No MI                                 0
            574            Owner Occupied                              1                         0                      10662                         90                         95                    213250                          0                     213250                 N                                  0               No MI                                 0
            575            Owner Occupied                              1                         0                          0                      84.42                      84.42                    199000                          0                     199000                 N                                  0               No MI                                 0
            576            Owner Occupied                              1                         0                      27375                         85                        100                    183000                          0                     182500                 N                                  0               No MI                                 0
            577            Owner Occupied                              1                         0                          0                         80                         80                    420000                          0                          0                 N                                  0               No MI                                 0
            578            Owner Occupied                              1                         0                          0                      73.17                      73.17                    205000                          0                          0                 N                                  0               No MI                                 0
            579            Owner Occupied                              1                         0                      25730                         80                        100                    128647                          0                     128647                 N                                  0               No MI                                 0
            580            Owner Occupied                              1                         0                          0                      82.82                      82.82                    156000                          0                          0                 N                                  0               No MI                                 0
            581            Owner Occupied                              1                         0                          0                         85                         85                    182000                          0                          0                 N                                  0               No MI                                 0
            582            Owner Occupied                              1                         0                          0                         85                         85                    286000                          0                          0                 N                                  0               No MI                                 0
            583            Owner Occupied                              1                         0                          0                         90                         90                    256005                          0                     256005                 N                                  0               No MI                                 0
            584            Owner Occupied                              1                         0                      52000                         80                        100                    260000                          0                          0                 N                                  0               No MI                                 0
            585            Owner Occupied                              1                         0                          0                      87.18                      87.18                    655000                          0                          0                 N                                  0               No MI                                 0
            586            Owner Occupied                              1                         0                          0                         85                         85                    165000                          0                          0                 N                                  0               No MI                                 0
            587            Owner Occupied                              1                         0                      42800                         80                        100                    214000                          0                     214000                 N                                  0               No MI                                 0
            588            Owner Occupied                              1                         0                      57815                      79.98                      99.98                    289075                          0                     289075                 N                                  0               No MI                                 0
            589            Owner Occupied                              1                         0                      33000                         80                        100                    165000                          0                     165000                 N                                  0               No MI                                 0
            590            Owner Occupied                              1                         0                      13990                         90                        100                    139900                          0                     139900                 N                                  0               No MI                                 0
            591          Investor Occupied                             1                         0                       8435                         90                        100                     84350                          0                      84350                 N                                  0               No MI                                 0
            592            Owner Occupied                              1                         0                          0                      83.72                      83.72                    215000                          0                          0                 N                                  0               No MI                                 0
            593            Owner Occupied                              1                         0                      28800                         80                        100                    144000                          0                          0                 N                                  0               No MI                                 0
            594            Owner Occupied                              1                         0                      29200                         80                        100                    146000                          0                     146000                 N                                  0               No MI                                 0
            595            Owner Occupied                              1                         0                          0                         75                         75                    230000                          0                          0                 N                                  0               No MI                                 0
            596            Owner Occupied                              1                         0                      30899                         85                        100                    205992                          0                     205992                 N                                  0               No MI                                 0
            597            Owner Occupied                              1                         0                          0                         80                         80                    410000                          0                          0                 N                                  0               No MI                                 0
            598            Owner Occupied                              1                         0                          0                         80                         80                    170000                          0                     170000                 N                                  0               No MI                                 0
            599            Owner Occupied                              1                         0                          0                         80                         80                    225000                          0                          0                 N                                  0               No MI                                 0
            600            Owner Occupied                              1                         0                      46000                         80                        100                    230000                          0                     230000                 N                                  0               No MI                                 0
            601          Investor Occupied                             1                         0                          0                         80                         80                    225215                          0                          0                 N                                  0               No MI                                 0
            602            Owner Occupied                              1                         0                      50000                         80                        100                    250000                          0                          0                 N                                  0               No MI                                 0
            603            Owner Occupied                              1                         0                      12150                         90                        100                    121500                          0                          0                 N                                  0               No MI                                 0
            604            Owner Occupied                              1                         0                       7150                         90                         95                    143000                          0                     143000                 N                                  0               No MI                                 0
            605            Owner Occupied                              1                         0                       7495                         90                         95                    149900                          0                     149900                 N                                  0               No MI                                 0
            606            Owner Occupied                              1                         0                          0                         90                         90                    140000                          0                          0                 N                                  0               No MI                                 0
            607            Owner Occupied                              1                         0                      34500                         80                         95                    230000                          0                     230000                 N                                  0               No MI                                 0
            608          Investor Occupied                             1                         0                       8650                         90                         95                    173000                          0                     173000                 N                                  0               No MI                                 0
            609            Owner Occupied                              1                         0                      74000                         80                        100                    370000                          0                     370000                 N                                  0               No MI                                 0
            610            Owner Occupied                              1                         0                      30000                         80                        100                    150000                          0                     150000                 N                                  0               No MI                                 0
            611            Owner Occupied                              1                         0                          0                         90                         90                    310000                          0                     310000                 N                                  0               No MI                                 0
            612            Owner Occupied                              1                         0                      32540                         80                        100                    162700                          0                     162700                 N                                  0               No MI                                 0
            613          Investor Occupied                             1                         0                          0                         90                         90                    125000                          0                     125000                 N                                  0               No MI                                 0
            614            Owner Occupied                              1                         0                       6400                         85                         90                    128000                          0                          0                 N                                  0               No MI                                 0
            615            Owner Occupied                              1                         0                      26580                         80                        100                    132900                          0                     132900                 N                                  0               No MI                                 0
            616            Owner Occupied                              1                         0                          0                         90                         90                    182000                          0                          0                 N                                  0               No MI                                 0
            617             Second Home                                1                         0                          0                         90                         90                    375000                          0                     375000                 N                                  0               No MI                                 0
            618            Owner Occupied                              1                         0                      57980                         80                        100                    289900                          0                     289900                 N                                  0               No MI                                 0
            619            Owner Occupied                              1                         0                          0                         90                         90                    136000                          0                          0                 N                                  0               No MI                                 0
            620            Owner Occupied                              1                         0                      30000                         80                        100                    150000                          0                     150000                 N                                  0               No MI                                 0
            621          Investor Occupied                             1                         0                          0                         90                         90                    140000                          0                     140000                 N                                  0               No MI                                 0
            622            Owner Occupied                              1                         0                      15400                         90                         95                    311000                          0                     308000                 N                                  0               No MI                                 0
            623            Owner Occupied                              1                         0                      62000                         80                        100                    310000                          0                     310000                 N                                  0               No MI                                 0
            624            Owner Occupied                              1                         0                      42000                         80                        100                    210000                          0                     210000                 N                                  0               No MI                                 0
            625            Owner Occupied                              1                         0                      38000                         80                        100                    190000                          0                     190000                 N                                  0               No MI                                 0
            626            Owner Occupied                              1                         0                          0                         90                         90                    160000                          0                          0                 N                                  0               No MI                                 0
            627            Owner Occupied                              1                         0                      69000                         80                        100                    345000                          0                     345000                 N                                  0               No MI                                 0
            628            Owner Occupied                              1                         0                      53680                         80                        100                    268400                          0                     268400                 N                                  0               No MI                                 0
            629          Investor Occupied                             1                         0                       6375                         90                         95                    127500                          0                     127500                 N                                  0               No MI                                 0
            630            Owner Occupied                              1                         0                          0                         80                         80                    485000                          0                          0                 N                                  0               No MI                                 0
            631            Owner Occupied                              1                         0                          0                      83.51                      83.51                    775000                          0                          0                 N                                  0               No MI                                 0
            632          Investor Occupied                             1                         0                       5000                         90                         95                    100000                          0                     100000                 N                                  0               No MI                                 0
            633            Owner Occupied                              1                         0                          0                         90                         90                    222000                          0                          0                 N                                  0               No MI                                 0
            634            Owner Occupied                              1                         0                      52600                         80                        100                    263000                          0                          0                 N                                  0               No MI                                 0
            635            Owner Occupied                              1                         0                      29088                         85                        100                    193920                          0                     193920                 N                                  0               No MI                                 0
            636          Investor Occupied                             1                         0                      13900                         85                         90                    278000                          0                          0                 N                                  0               No MI                                 0
            637            Owner Occupied                              1                         0                      36780                         80                        100                    183900                          0                     183900                 N                                  0               No MI                                 0
            638            Owner Occupied                              1                         0                          0                         80                         80                    173000                          0                          0                 N                                  0               No MI                                 0
            639            Owner Occupied                              1                         0                      40200                         80                        100                    201000                          0                     201000                 N                                  0               No MI                                 0
            640            Owner Occupied                              1                         0                      41980                         80                        100                    209900                          0                     209900                 N                                  0               No MI                                 0
            641          Investor Occupied                             1                         0                      45000                         80                        100                    225000                          0                     225000                 N                                  0               No MI                                 0
            642            Owner Occupied                              1                         0                      38800                         80                        100                    194000                          0                     195000                 N                                  0               No MI                                 0
            643            Owner Occupied                              1                         0                          0                         80                         80                    125000                          0                          0                 N                                  0               No MI                                 0
            644            Owner Occupied                              1                         0                          0                         80                         80                    210000                          0                          0                 N                                  0               No MI                                 0
            645          Investor Occupied                             1                         0                      21500                         90                         95                    430000                          0                          0                 N                                  0               No MI                                 0
            646            Owner Occupied                              1                         0                     108000                         80                        100                    540000                          0                     540000                 N                                  0               No MI                                 0
            647            Owner Occupied                              1                         0                       8605                         90                         95                    172101                          0                     172101                 N                                  0               No MI                                 0
            648            Owner Occupied                              1                         0                      37600                         80                        100                    188000                          0                     188000                 N                                  0               No MI                                 0
            649            Owner Occupied                              1                         0                          0                         80                         80                    102000                          0                     100000                 N                                  0               No MI                                 0
            650            Owner Occupied                              1                         0                          0                         90                         90                    168000                          0                          0                 N                                  0               No MI                                 0
            651            Owner Occupied                              1                         0                      59000                         80                        100                    295000                          0                     295000                 N                                  0               No MI                                 0
            652            Owner Occupied                              1                         0                          0                         85                         85                    172000                          0                          0                 N                                  0               No MI                                 0
            653            Owner Occupied                              1                         0                      13875                         85                        100                     92500                          0                      92500                 N                                  0               No MI                                 0
            654            Owner Occupied                              1                         0                      11237                         90                         95                    224750                          0                     224750                 N                                  0               No MI                                 0
            655          Investor Occupied                             1                         0                       8240                         90                         95                    164800                          0                     164800                 N                                  0               No MI                                 0
            656            Owner Occupied                              1                         0                      12500                         90                        100                    125000                          0                     125000                 N                                  0               No MI                                 0
            657            Owner Occupied                              1                         0                      13350                         90                         95                    267000                          0                     267000                 N                                  0               No MI                                 0
            658            Owner Occupied                              1                         0                          0                         90                         90                    250000                          0                     250000                 N                                  0               No MI                                 0
            659            Owner Occupied                              1                         0                      12750                         85                        100                     85000                          0                      85000                 N                                  0               No MI                                 0
            660            Owner Occupied                              1                         0                          0                         90                         90                    107000                          0                     107000                 N                                  0               No MI                                 0
            661            Owner Occupied                              1                         0                          0                         75                         75                     97000                          0                          0                 N                                  0               No MI                                 0
            662            Owner Occupied                              1                         0                      64800                         80                        100                    324000                          0                     324000                 N                                  0               No MI                                 0
            663            Owner Occupied                              1                         0                     126550                         80                        100                    632750                          0                     632750                 N                                  0               No MI                                 0
            664            Owner Occupied                              1                         0                      14200                         80                         90                    142000                          0                     142000                 N                                  0               No MI                                 0
            665            Owner Occupied                              1                         0                      62400                         80                        100                    312000                          0                     312000                 N                                  0               No MI                                 0
            666            Owner Occupied                              1                         0                     170000                         80                        100                    850000                          0                     850000                 N                                  0               No MI                                 0
            667          Investor Occupied                             1                         0                       5750                         90                         95                    115000                          0                     115000                 N                                  0               No MI                                 0
            668            Owner Occupied                              1                         0                      42900                         80                        100                    214500                          0                          0                 N                                  0               No MI                                 0
            669            Owner Occupied                              1                         0                          0                        100                        100                    179000                          0                     179000                 N                                  0               No MI                                 0
            670            Owner Occupied                              1                         0                      13800                         85                        100                     92000                          0                      92000                 N                                  0               No MI                                 0
            671            Owner Occupied                              1                         0                          0                         80                         80                    194900                          0                     194900                 N                                  0               No MI                                 0
            672            Owner Occupied                              1                         0                      24400                         80                        100                    122000                          0                     122000                 N                                  0               No MI                                 0
            673            Owner Occupied                              1                         0                     164000                         80                        100                    827000                          0                     820000                 N                                  0               No MI                                 0
            674          Investor Occupied                             1                         0                          0                      89.85                      89.85                    260000                          0                     260000                 N                                  0               No MI                                 0
            675            Owner Occupied                              1                         0                      32000                         80                        100                    160000                          0                     160000                 N                                  0               No MI                                 0
            676            Owner Occupied                              1                         0                          0                         90                         90                    198783                          0                     198783                 N                                  0               No MI                                 0
            677            Owner Occupied                              1                         0                          0                         70                         70                    124000                          0                          0                 N                                  0               No MI                                 0
            678            Owner Occupied                              1                         0                          0                      74.42                      74.42                    430000                          0                          0                 N                                  0               No MI                                 0
            679            Owner Occupied                              1                         0                     167400                         80                        100                    837000                          0                          0                 N                                  0               No MI                                 0
            680            Owner Occupied                              1                         0                      56400                         80                        100                    282000                          0                          0                 N                                  0               No MI                                 0
            681            Owner Occupied                              1                         0                          0                         80                         80                    180000                          0                          0                 N                                  0               No MI                                 0
            682            Owner Occupied                              1                         0                      79000                         80                        100                    395000                          0                     395000                 N                                  0               No MI                                 0
            683            Owner Occupied                              1                         0                          0                         90                         90                     70000                          0                      70000                 N                                  0               No MI                                 0
            684            Owner Occupied                              1                         0                      27000                         80                         95                    180000                          0                     180000                 N                                  0               No MI                                 0
            685            Owner Occupied                              1                         0                      39000                         80                        100                    195000                          0                     195000                 N                                  0               No MI                                 0
            686            Owner Occupied                              1                         0                      90474                         80                        100                    452370                          0                     452370                 N                                  0               No MI                                 0
            687            Owner Occupied                              1                         0                          0                         80                         80                    250000                          0                          0                 N                                  0               No MI                                 0
            688            Owner Occupied                              1                         0                          0                         82                         82                    500000                          0                          0                 N                                  0               No MI                                 0
            689            Owner Occupied                              1                         0                          0                         80                         80                    580000                          0                          0                 N                                  0               No MI                                 0
            690            Owner Occupied                              1                         0                      13750                         90                         95                    275000                          0                          0                 N                                  0               No MI                                 0
            691          Investor Occupied                             1                         0                          0                         90                         90                     56500                          0                      56500                 N                                  0               No MI                                 0
            692            Owner Occupied                              1                         0                      59600                         80                        100                    298000                          0                     298000                 N                                  0               No MI                                 0
            693          Investor Occupied                             1                         0                          0                         90                         90                    358000                          0                          0                 N                                  0               No MI                                 0
            694            Owner Occupied                              1                         0                      67500                         80                         95                    450000                          0                     450000                 N                                  0               No MI                                 0
            695            Owner Occupied                              1                         0                      32800                         80                        100                    164000                          0                     164000                 N                                  0               No MI                                 0
            696            Owner Occupied                              1                         0                      49200                         80                        100                    246000                          0                     246000                 N                                  0               No MI                                 0
            697            Owner Occupied                              1                         0                          0                         90                         90                    215000                          0                     202000                 N                                  0               No MI                                 0
            698            Owner Occupied                              1                         0                          0                         90                         90                    270000                          0                     270000                 N                                  0               No MI                                 0
            699            Owner Occupied                              1                         0                      52580                         80                        100                    262900                          0                     262900                 N                                  0               No MI                                 0
            700            Owner Occupied                              1                         0                      13200                         80                        100                     66000                          0                      66000                 N                                  0               No MI                                 0
            701            Owner Occupied                              1                         0                          0                      89.95                      89.95                     85941                          0                      85941                 N                                  0               No MI                                 0
            702            Owner Occupied                              1                         0                      43960                         80                        100                    219800                          0                     219800                 N                                  0               No MI                                 0
            703          Investor Occupied                             1                         0                          0                         90                         90                    154000                          0                     154000                 N                                  0               No MI                                 0
            704            Owner Occupied                              1                         0                      64400                         80                        100                    322000                          0                          0                 N                                  0               No MI                                 0
            705            Owner Occupied                              1                         0                     138000                         80                        100                    690000                          0                     690000                 N                                  0               No MI                                 0
            706             Second Home                                1                         0                          0                         90                         90                    430000                          0                          0                 N                                  0               No MI                                 0
            707            Owner Occupied                              1                         0                          0                         90                         90                    381000                          0                     381000                 N                                  0               No MI                                 0
            708            Owner Occupied                              1                         0                      85000                         80                        100                    425000                          0                     425000                 N                                  0               No MI                                 0
            709            Owner Occupied                              1                         0                      58300                         90                        100                    583000                          0                     583000                 N                                  0               No MI                                 0
            710            Owner Occupied                              1                         0                          0                      87.06                      87.06                    387397                          0                     387397                 N                                  0               No MI                                 0
            711            Owner Occupied                              1                         0                      57800                         80                        100                    289000                          0                     289000                 N                                  0               No MI                                 0
            712            Owner Occupied                              1                         0                      21000                         90                         95                    420000                          0                          0                 N                                  0               No MI                                 0
            713            Owner Occupied                              1                         0                     124400                         80                        100                    622000                          0                     622000                 N                                  0               No MI                                 0
            714            Owner Occupied                              1                         0                      26000                         80                        100                    130000                          0                     130000                 N                                  0               No MI                                 0
            715            Owner Occupied                              1                         0                     104000                         80                        100                    520000                          0                     520000                 N                                  0               No MI                                 0
            716            Owner Occupied                              1                         0                      42600                         80                        100                    213000                          0                     213000                 N                                  0               No MI                                 0
            717            Owner Occupied                              1                         0                      49500                         85                        100                    330000                          0                     330000                 N                                  0               No MI                                 0
            718            Owner Occupied                              1                         0                          0                       84.1                       84.1                    327000                          0                          0                 N                                  0               No MI                                 0
            719            Owner Occupied                              1                         0                      17750                         90                         95                    360000                          0                     355000                 N                                  0               No MI                                 0
            720            Owner Occupied                              1                         0                          0                         90                         90                    400000                          0                          0                 N                                  0               No MI                                 0
            721            Owner Occupied                              1                         0                          0                        100                        100                    304000                          0                     304000                 N                                  0               No MI                                 0
            722            Owner Occupied                              1                         0                          0                         80                         80                    140000                          0                     140000                 N                                  0               No MI                                 0
            723            Owner Occupied                              1                         0                          0                         80                         80                    430000                          0                          0                 N                                  0               No MI                                 0
            724            Owner Occupied                              1                         0                          0                         85                         85                    500000                          0                          0                 N                                  0               No MI                                 0
            725          Investor Occupied                             1                         0                       8450                         90                         95                    169000                          0                          0                 N                                  0               No MI                                 0
            726          Investor Occupied                             1                         0                      17500                         90                         95                    350000                          0                     350000                 N                                  0               No MI                                 0
            727            Owner Occupied                              1                         0                          0                         90                         90                    162000                          0                          0                 N                                  0               No MI                                 0
            728            Owner Occupied                              1                         0                     106000                         80                        100                    530000                          0                     530000                 N                                  0               No MI                                 0
            729            Owner Occupied                              1                         0                     126000                         80                        100                    630000                          0                          0                 N                                  0               No MI                                 0
            730            Owner Occupied                              1                         0                          0                         85                         85                    212000                          0                          0                 N                                  0               No MI                                 0
            731            Owner Occupied                              1                         0                          0                      78.92                      78.92                    465000                          0                          0                 N                                  0               No MI                                 0
            732            Owner Occupied                              1                         0                          0                         90                         90                    256045                          0                     256045                 N                                  0               No MI                                 0
            733            Owner Occupied                              1                         0                      15000                         80                         95                    100000                          0                     100000                 N                                  0               No MI                                 0
            734            Owner Occupied                              1                         0                      21600                         90                         95                    432000                          0                          0                 N                                  0               No MI                                 0
            735            Owner Occupied                              1                         0                          0                         90                         90                    505000                          0                          0                 N                                  0               No MI                                 0
            736            Owner Occupied                              1                         0                          0                         85                         85                    349000                          0                          0                 N                                  0               No MI                                 0
            737            Owner Occupied                              1                         0                          0                         80                         80                    232990                          0                     238990                 N                                  0               No MI                                 0
            738            Owner Occupied                              1                         0                          0                         90                         90                     56000                          0                      56000                 N                                  0               No MI                                 0
            739            Owner Occupied                              1                         0                     117600                         80                        100                    588000                          0                     588000                 N                                  0               No MI                                 0
            740          Investor Occupied                             1                         0                          0                         90                         90                    200000                          0                     200000                 N                                  0               No MI                                 0
            741            Owner Occupied                              1                         0                          0                         70                         70                    390000                          0                          0                 N                                  0               No MI                                 0
            742            Owner Occupied                              1                         0                      79000                         80                        100                    395000                          0                          0                 N                                  0               No MI                                 0
            743            Owner Occupied                              1                         0                      38200                         80                        100                    191000                          0                          0                 N                                  0               No MI                                 0
            744            Owner Occupied                              1                         0                       5600                         90                         95                    112000                          0                     112000                 N                                  0               No MI                                 0
            745            Owner Occupied                              1                         0                          0                       82.2                       82.2                    191000                          0                          0                 N                                  0               No MI                                 0
            746            Owner Occupied                              1                         0                          0                         90                         90                    146500                          0                     146500                 N                                  0               No MI                                 0
            747            Owner Occupied                              1                         0                          0                         90                         90                    435000                          0                          0                 N                                  0               No MI                                 0
            748            Owner Occupied                              1                         0                          0                      79.32                      79.32                    118000                          0                          0                 N                                  0               No MI                                 0
            749            Owner Occupied                              1                         0                          0                      89.01                      89.01                    382000                          0                          0                 N                                  0               No MI                                 0
            750            Owner Occupied                              1                         0                      10800                         90                        100                    108000                          0                     108000                 N                                  0               No MI                                 0
            751            Owner Occupied                              1                         0                      16600                         80                        100                     83000                          0                      83000                 N                                  0               No MI                                 0
            752            Owner Occupied                              1                         0                      70000                         80                        100                    350000                          0                     350000                 N                                  0               No MI                                 0
            753            Owner Occupied                              1                         0                      67000                         80                        100                    335000                          0                     335000                 N                                  0               No MI                                 0
            754            Owner Occupied                              1                         0                     155000                         80                        100                    775000                          0                     775000                 N                                  0               No MI                                 0
            755            Owner Occupied                              1                         0                      18100                         90                         95                    362000                          0                     362000                 N                                  0               No MI                                 0
            756            Owner Occupied                              1                         0                          0                         90                         90                    390000                          0                          0                 N                                  0               No MI                                 0
            757            Owner Occupied                              1                         0                       8750                         90                         95                    175000                          0                     175000                 N                                  0               No MI                                 0
            758            Owner Occupied                              1                         0                          0                         90                         90                    351000                          0                          0                 N                                  0               No MI                                 0
            759            Owner Occupied                              1                         0                          0                      73.18                      73.18                    110000                          0                          0                 N                                  0               No MI                                 0
            760            Owner Occupied                              1                         0                      50000                         80                        100                    250000                          0                     250000                 N                                  0               No MI                                 0
            761            Owner Occupied                              1                         0                          0                         75                         75                    346000                          0                          0                 N                                  0               No MI                                 0
            762            Owner Occupied                              1                         0                          0                      87.72                      87.72                    570000                          0                          0                 N                                  0               No MI                                 0
            763            Owner Occupied                              1                         0                     108000                         80                        100                    540000                          0                     540000                 N                                  0               No MI                                 0
            764            Owner Occupied                              1                         0                      33740                         80                        100                    168700                          0                     168700                 N                                  0               No MI                                 0
            765            Owner Occupied                              1                         0                      27500                         80                         90                    275000                          0                          0                 N                                  0               No MI                                 0
            766            Owner Occupied                              1                         0                          0                      79.04                      79.04                    285000                          0                          0                 N                                  0               No MI                                 0
            767            Owner Occupied                              1                         0                     109000                         80                        100                    545000                          0                     545000                 N                                  0               No MI                                 0
            768            Owner Occupied                              1                         0                      27500                       72.5                        100                    100000                          0                     100000                 N                                  0               No MI                                 0
            769          Investor Occupied                             1                         0                       5700                         90                        100                     57000                          0                      57000                 N                                  0               No MI                                 0
            770            Owner Occupied                              1                         0                      57698                         80                        100                    288490                          0                     288490                 N                                  0               No MI                                 0
            771            Owner Occupied                              1                         0                          0                      83.97                      83.97                    368000                          0                          0                 N                                  0               No MI                                 0
            772            Owner Occupied                              1                         0                          0                      79.46                      79.46                    420000                          0                          0                 N                                  0               No MI                                 0
            773             Second Home                                1                         0                      72000                         80                        100                    360000                          0                     362500                 N                                  0               No MI                                 0
            774            Owner Occupied                              1                         0                          0                         80                         80                    700000                          0                          0                 N                                  0               No MI                                 0
            775            Owner Occupied                              1                         0                      86826                         80                        100                    434134                          0                     434134                 N                                  0               No MI                                 0
            776          Investor Occupied                             1                         0                          0                      89.17                      89.17                    217000                          0                     217000                 N                                  0               No MI                                 0
            777            Owner Occupied                              1                         0                      93000                         80                        100                    465000                          0                     465000                 N                                  0               No MI                                 0
            778            Owner Occupied                              1                         0                          0                         85                         85                    507000                          0                          0                 N                                  0               No MI                                 0
            779            Owner Occupied                              1                         0                          0                         90                         90                    555000                          0                          0                 N                                  0               No MI                                 0
            780            Owner Occupied                              1                         0                          0                         90                         90                    512000                          0                          0                 N                                  0               No MI                                 0
            781            Owner Occupied                              1                         0                      90000                       62.5                        100                    240000                          0                     240000                 N                                  0               No MI                                 0
            782            Owner Occupied                              1                         0                     102554                         80                        100                    512772                          0                     512772                 N                                  0               No MI                                 0
            783            Owner Occupied                              1                         0                          0                         85                         85                    177000                          0                          0                 N                                  0               No MI                                 0
            784            Owner Occupied                              1                         0                      71600                         80                        100                    358000                          0                     358000                 N                                  0               No MI                                 0
            785            Owner Occupied                              1                         0                      21200                         80                        100                    106000                          0                     106000                 N                                  0               No MI                                 0
            786            Owner Occupied                              1                         0                      27000                         80                        100                    135000                          0                          0                 N                                  0               No MI                                 0
            787            Owner Occupied                              1                         0                      90000                         80                        100                    450000                          0                     450000                 N                                  0               No MI                                 0
            788            Owner Occupied                              1                         0                          0                      89.21                      89.21                    114000                          0                          0                 N                                  0               No MI                                 0
            789            Owner Occupied                              1                         0                      53830                         80                        100                    269150                          0                     269150                 N                                  0               No MI                                 0
            790          Investor Occupied                             1                         0                       9650                         85                         90                    193000                          0                     193000                 N                                  0               No MI                                 0
            791            Owner Occupied                              1                         0                          0                         95                         95                    110000                          0                          0                 N                                  0               No MI                                 0
            792            Owner Occupied                              1                         0                      16950                         85                         90                    339000                          0                     339000                 N                                  0               No MI                                 0
            793            Owner Occupied                              1                         0                      22800                         80                        100                    114000                          0                     114000                 N                                  0               No MI                                 0
            794            Owner Occupied                              1                         0                          0                         90                         90                    330000                          0                     330000                 N                                  0               No MI                                 0
            795            Owner Occupied                              1                         0                      65000                         80                      98.31                    355000                          0                          0                 N                                  0               No MI                                 0
            796            Owner Occupied                              1                         0                          0                         90                         90                    600000                          0                          0                 N                                  0               No MI                                 0
            797            Owner Occupied                              1                         0                          0                         80                         80                     80000                          0                          0                 N                                  0               No MI                                 0
            798            Owner Occupied                              1                         0                      44000                         80                        100                    220000                          0                     220000                 N                                  0               No MI                                 0
            799            Owner Occupied                              1                         0                     114000                         80                        100                    570000                          0                     570000                 N                                  0               No MI                                 0
            800            Owner Occupied                              1                         0                          0                         90                         90                    132000                          0                          0                 N                                  0               No MI                                 0
            801            Owner Occupied                              1                         0                      75000                         80                        100                    375000                          0                     375000                 N                                  0               No MI                                 0
            802            Owner Occupied                              1                         0                          0                         90                         90                    404000                          0                          0                 N                                  0               No MI                                 0
            803          Investor Occupied                             1                         0                      24500                         90                        100                    245000                          0                     245000                 N                                  0               No MI                                 0
            804            Owner Occupied                              1                         0                     100500                         80                         95                    670000                          0                     670000                 N                                  0               No MI                                 0
            805            Owner Occupied                              1                         0                          0                         80                         80                    257800                          0                     257800                 N                                  0               No MI                                 0
            806            Owner Occupied                              1                         0                     160000                         80                        100                    800000                          0                     800000                 N                                  0               No MI                                 0
            807            Owner Occupied                              1                         0                          0                      79.37                      79.37                    126000                          0                          0                 N                                  0               No MI                                 0
            808            Owner Occupied                              1                         0                          0                         90                         90                    190000                          0                          0                 N                                  0               No MI                                 0
            809            Owner Occupied                              1                         0                      78000                         80                        100                    390000                          0                     390000                 N                                  0               No MI                                 0
            810            Owner Occupied                              1                         0                          0                         90                         90                    340000                          0                          0                 N                                  0               No MI                                 0
            811            Owner Occupied                              1                         0                      18500                      87.16                      92.16                    370000                          0                          0                 N                                  0               No MI                                 0
            812            Owner Occupied                              1                         0                      38380                         80                        100                    191900                          0                     191900                 N                                  0               No MI                                 0
            813            Owner Occupied                              1                         0                          0                         90                         90                    255000                          0                          0                 N                                  0               No MI                                 0
            814            Owner Occupied                              1                         0                     103000                         80                        100                    515000                          0                     515000                 N                                  0               No MI                                 0
            815            Owner Occupied                              1                         0                          0                         95                         95                    134000                          0                     134000                 N                                  0               No MI                                 0
            816            Owner Occupied                              1                         0                      45000                         80                        100                    225000                          0                     225000                 N                                  0               No MI                                 0
            817            Owner Occupied                              1                         0                      19000                         80                        100                     95000                          0                      95000                 N                                  0               No MI                                 0
            818            Owner Occupied                              1                         0                          0                         80                         80                    277500                          0                          0                 N                                  0               No MI                                 0
            819            Owner Occupied                              1                         0                          0                      57.95                      57.95                    302000                          0                          0                 N                                  0               No MI                                 0
            820            Owner Occupied                              1                         0                          0                         90                         90                    650000                          0                     650000                 N                                  0               No MI                                 0
            821          Investor Occupied                             1                         0                          0                         90                         90                     57000                          0                      57000                 N                                  0               No MI                                 0
            822            Owner Occupied                              1                         0                       6675                         90                         95                    133500                          0                     133500                 N                                  0               No MI                                 0
            823            Owner Occupied                              1                         0                          0                         90                         90                    430000                          0                          0                 N                                  0               No MI                                 0
            824            Owner Occupied                              1                         0                          0                         85                         85                    410000                          0                          0                 N                                  0               No MI                                 0
            825            Owner Occupied                              1                         0                     104000                      79.23                      99.23                    520000                          0                     520000                 N                                  0               No MI                                 0
            826            Owner Occupied                              1                         0                          0                         80                         80                    694000                          0                          0                 N                                  0               No MI                                 0
            827            Owner Occupied                              1                         0                      69000                         80                        100                    345000                          0                     345000                 N                                  0               No MI                                 0
            828            Owner Occupied                              1                         0                      87980                         80                        100                    439900                          0                     439900                 N                                  0               No MI                                 0
            829            Owner Occupied                              1                         0                          0                         80                         80                    450000                          0                          0                 N                                  0               No MI                                 0
            830            Owner Occupied                              1                         0                          0                      62.67                      62.67                    375000                          0                          0                 N                                  0               No MI                                 0
            831            Owner Occupied                              1                         0                      63000                         80                        100                    315000                          0                     315000                 N                                  0               No MI                                 0
            832            Owner Occupied                              1                         0                          0                         85                         85                    695000                          0                          0                 N                                  0               No MI                                 0
            833            Owner Occupied                              1                         0                      48000                         80                        100                    240000                          0                     240000                 N                                  0               No MI                                 0
            834          Investor Occupied                             1                         0                          0                         90                         90                    167300                          0                     167300                 N                                  0               No MI                                 0
            835            Owner Occupied                              1                         0                          0                         85                         85                    705000                          0                          0                 N                                  0               No MI                                 0
            836            Owner Occupied                              1                         0                      80000                         80                        100                    400000                          0                          0                 N                                  0               No MI                                 0
            837            Owner Occupied                              1                         0                          0                         85                         85                    125000                          0                          0                 N                                  0               No MI                                 0
            838             Second Home                                1                         0                       6595                         90                         95                    131900                          0                     131900                 N                                  0               No MI                                 0
            839            Owner Occupied                              1                         0                     147000                         80                        100                    735000                          0                          0                 N                                  0               No MI                                 0
            840            Owner Occupied                              1                         0                          0                         75                         75                    200000                          0                          0                 N                                  0               No MI                                 0
            841            Owner Occupied                              1                         0                      85000                         80                        100                    425000                          0                     425000                 N                                  0               No MI                                 0
            842            Owner Occupied                              1                         0                          0                         90                         90                    498994                          0                     498994                 N                                  0               No MI                                 0
            843          Investor Occupied                             1                         0                          0                         85                         85                    100000                          0                          0                 N                                  0               No MI                                 0
            844            Owner Occupied                              1                         0                     104000                         80                        100                    520000                          0                     520000                 N                                  0               No MI                                 0
            845          Investor Occupied                             1                         0                      15000                         90                         95                    300000                          0                     300000                 N                                  0               No MI                                 0
            846            Owner Occupied                              1                         0                      73500                         80                         90                    735000                          0                     735000                 N                                  0               No MI                                 0
            847            Owner Occupied                              1                         0                     108000                         80                        100                    540000                          0                     540000                 N                                  0               No MI                                 0
            848            Owner Occupied                              1                         0                      42000                         80                        100                    210000                          0                     210000                 N                                  0               No MI                                 0
            849            Owner Occupied                              1                         0                      20000                         90                         95                    400000                          0                     400000                 N                                  0               No MI                                 0
            850            Owner Occupied                              1                         0                          0                        100                        100                    127250                          0                     127250                 N                                  0               No MI                                 0
            851            Owner Occupied                              1                         0                       9250                         90                         95                    202500                          0                     185000                 N                                  0               No MI                                 0
            852            Owner Occupied                              1                         0                      29000                         80                        100                    145000                          0                     145000                 N                                  0               No MI                                 0
            853            Owner Occupied                              1                         0                          0                         90                         90                    737500                          0                     737500                 N                                  0               No MI                                 0
            854            Owner Occupied                              1                         0                      42450                         85                        100                    283000                          0                     283000                 N                                  0               No MI                                 0
            855            Owner Occupied                              1                         0                     105000                         80                        100                    525000                          0                     525000                 N                                  0               No MI                                 0
            856            Owner Occupied                              1                         0                          0                         90                         90                    604000                          0                          0                 N                                  0               No MI                                 0
            857            Owner Occupied                              1                         0                      96000                         85                        100                    640000                          0                     640000                 N                                  0               No MI                                 0
            858            Owner Occupied                              1                         0                          0                         90                         90                    330000                          0                          0                 N                                  0               No MI                                 0
            859            Owner Occupied                              1                         0                      78000                         80                        100                    390000                          0                     390000                 N                                  0               No MI                                 0
            860            Owner Occupied                              1                         0                          0                         80                         80                    240000                          0                          0                 N                                  0               No MI                                 0
            861            Owner Occupied                              1                         0                          0                         90                         90                    381000                          0                          0                 N                                  0               No MI                                 0
            862            Owner Occupied                              1                         0                          0                      82.86                      82.86                    350000                          0                          0                 N                                  0               No MI                                 0
            863            Owner Occupied                              1                         0                          0                      88.81                      88.81                    134000                          0                          0                 N                                  0               No MI                                 0
            864            Owner Occupied                              1                         0                      73000                         80                        100                    365000                          0                     365000                 N                                  0               No MI                                 0
            865          Investor Occupied                             1                         0                      14000                         90                         95                    280000                          0                     280000                 N                                  0               No MI                                 0
            866            Owner Occupied                              1                         0                      46980                         80                        100                    234900                          0                     234900                 N                                  0               No MI                                 0
            867            Owner Occupied                              1                         0                          0                         90                         90                    620000                          0                          0                 N                                  0               No MI                                 0
            868            Owner Occupied                              1                         0                      57200                         80                        100                    286000                          0                     286000                 N                                  0               No MI                                 0
            869            Owner Occupied                              1                         0                          0                         90                         90                    535000                          0                          0                 N                                  0               No MI                                 0
            870            Owner Occupied                              1                         0                      53000                         80                        100                    265000                          0                     265000                 N                                  0               No MI                                 0
            871            Owner Occupied                              1                         0                      93840                         80                        100                    469200                          0                     469200                 N                                  0               No MI                                 0
            872            Owner Occupied                              1                         0                          0                         85                         85                    220000                          0                          0                 N                                  0               No MI                                 0
            873            Owner Occupied                              1                         0                          0                         80                         80                    360000                          0                          0                 N                                  0               No MI                                 0
            874            Owner Occupied                              1                         0                          0                         85                         85                    755000                          0                          0                 N                                  0               No MI                                 0
            875            Owner Occupied                              1                         0                          0                         90                         90                    330000                          0                          0                 N                                  0               No MI                                 0
            876            Owner Occupied                              1                         0                     147000                         80                        100                    735000                          0                     735000                 N                                  0               No MI                                 0
            877            Owner Occupied                              1                         0                          0                         85                         85                    335000                          0                          0                 N                                  0               No MI                                 0
            878            Owner Occupied                              1                         0                          0                      84.42                      84.42                    385000                          0                          0                 N                                  0               No MI                                 0
            879            Owner Occupied                              1                         0                     108150                         80                         95                    721000                          0                     721000                 N                                  0               No MI                                 0
            880            Owner Occupied                              1                         0                     100000                         80                        100                    500000                          0                     500000                 N                                  0               No MI                                 0
            881            Owner Occupied                              1                         0                          0                         85                         85                    430000                          0                          0                 N                                  0               No MI                                 0
            882            Owner Occupied                              1                         0                          0                         90                         90                    425000                          0                          0                 N                                  0               No MI                                 0
            883            Owner Occupied                              1                         0                      60000                         80                        100                    300000                          0                     300000                 N                                  0               No MI                                 0
            884            Owner Occupied                              1                         0                      16450                         90                         95                    332500                          0                     329000                 N                                  0               No MI                                 0
            885            Owner Occupied                              1                         0                          0                         85                         85                     78500                          0                      78500                 N                                  0               No MI                                 0
            886            Owner Occupied                              1                         0                      79200                       79.8                      99.75                    397000                          0                     397000                 N                                  0               No MI                                 0
            887            Owner Occupied                              1                         0                      34275                         85                        100                    228500                          0                     228500                 N                                  0               No MI                                 0
            888            Owner Occupied                              1                         0                      45450                         80                        100                    227250                          0                     227250                 N                                  0               No MI                                 0
            889            Owner Occupied                              1                         0                          0                         90                         90                    440000                          0                     440000                 N                                  0               No MI                                 0
            890            Owner Occupied                              1                         0                          0                         85                         85                    625000                          0                          0                 N                                  0               No MI                                 0
            891            Owner Occupied                              1                         0                      75000                         80                        100                    375000                          0                     375000                 N                                  0               No MI                                 0
            892            Owner Occupied                              1                         0                          0                         85                         85                    460000                          0                          0                 N                                  0               No MI                                 0
            893            Owner Occupied                              1                         0                      76800                         80                        100                    384000                          0                     384000                 N                                  0               No MI                                 0
            894            Owner Occupied                              1                         0                      69600                         80                        100                    348000                          0                     348000                 N                                  0               No MI                                 0
            895            Owner Occupied                              1                         0                          0                         80                         80                    120000                          0                     120000                 N                                  0               No MI                                 0
            896            Owner Occupied                              1                         0                      11400                         90                         95                    228000                          0                          0                 N                                  0               No MI                                 0
            897            Owner Occupied                              1                         0                          0                      71.28                      71.28                    282000                          0                          0                 N                                  0               No MI                                 0
            898            Owner Occupied                              1                         0                      78600                         80                        100                    393000                          0                     393000                 N                                  0               No MI                                 0
            899          Investor Occupied                             1                         0                       6750                         90                         95                    135000                          0                     135000                 N                                  0               No MI                                 0
            900          Investor Occupied                             1                         0                          0                         80                         80                    100000                          0                          0                 N                                  0               No MI                                 0
            901            Owner Occupied                              1                         0                          0                         80                         80                    170000                          0                     170000                 N                                  0               No MI                                 0
            902            Owner Occupied                              1                         0                     118000                         80                        100                    590000                          0                     590000                 N                                  0               No MI                                 0
            903            Owner Occupied                              1                         0                     108000                         80                        100                    540000                          0                     540000                 N                                  0               No MI                                 0
            904            Owner Occupied                              1                         0                      79000                         80                        100                    395000                          0                     395000                 N                                  0               No MI                                 0
            905            Owner Occupied                              1                         0                      76000                         80                        100                    380000                          0                     380000                 N                                  0               No MI                                 0
            906            Owner Occupied                              1                         0                      83000                         80                        100                    415000                          0                     415000                 N                                  0               No MI                                 0
            907            Owner Occupied                              1                         0                      80560                         80                        100                    402800                          0                     402800                 N                                  0               No MI                                 0
            908            Owner Occupied                              1                         0                          0                      77.33                      77.33                    150000                          0                          0                 N                                  0               No MI                                 0
            909            Owner Occupied                              1                         0                     136000                         80                        100                    680000                          0                     680000                 N                                  0               No MI                                 0
            910            Owner Occupied                              1                         0                          0                         90                         90                    135000                          0                     135000                 N                                  0               No MI                                 0
            911            Owner Occupied                              1                         0                          0                         75                         75                    210000                          0                          0                 N                                  0               No MI                                 0
            912            Owner Occupied                              1                         0                      61000                         80                        100                    305000                          0                     305000                 N                                  0               No MI                                 0
            913            Owner Occupied                              1                         0                      19000                         90                        100                    190000                          0                     190000                 N                                  0               No MI                                 0
            914            Owner Occupied                              1                         0                      90000                         80                        100                    450000                          0                          0                 N                                  0               No MI                                 0
            915          Investor Occupied                             1                         0                          0                         90                         90                     92000                          0                      92000                 N                                  0               No MI                                 0
            916            Owner Occupied                              1                         0                     130000                         80                        100                    650000                          0                     650000                 N                                  0               No MI                                 0
            917            Owner Occupied                              1                         0                      51400                         80                        100                    257000                          0                          0                 N                                  0               No MI                                 0
            918            Owner Occupied                              1                         0                          0                         90                         90                    183000                          0                          0                 N                                  0               No MI                                 0
            919            Owner Occupied                              1                         0                          0                         80                         80                    490000                          0                     490000                 N                                  0               No MI                                 0
            920            Owner Occupied                              1                         0                      96200                      79.83                      99.83                    481000                          0                     481000                 N                                  0               No MI                                 0
            921            Owner Occupied                              1                         0                      79000                         80                        100                    395000                          0                     395000                 N                                  0               No MI                                 0
            922            Owner Occupied                              1                         0                          0                         90                         90                    380000                          0                          0                 N                                  0               No MI                                 0
            923            Owner Occupied                              1                         0                      99000                         80                        100                    495000                          0                     495000                 N                                  0               No MI                                 0
            924            Owner Occupied                              1                         0                      77000                         80                        100                    385000                          0                     385000                 N                                  0               No MI                                 0
            925            Owner Occupied                              1                         0                     103800                         80                        100                    530000                          0                     519000                 N                                  0               No MI                                 0
            926            Owner Occupied                              1                         0                     104500                         80                        100                    522500                          0                     522500                 N                                  0               No MI                                 0
            927            Owner Occupied                              1                         0                          0                         90                         90                    265000                          0                     265000                 N                                  0               No MI                                 0
            928            Owner Occupied                              1                         0                      48000                         80                        100                    240000                          0                     240000                 N                                  0               No MI                                 0
            929            Owner Occupied                              1                         0                          0                         80                         80                    393000                          0                          0                 N                                  0               No MI                                 0
            930            Owner Occupied                              1                         0                      79900                         80                      93.32                    600000                          0                          0                 N                                  0               No MI                                 0
            931            Owner Occupied                              1                         0                          0                         80                         80                    270000                          0                          0                 N                                  0               No MI                                 0
            932            Owner Occupied                              1                         0                          0                         90                         90                    250000                          0                     250000                 N                                  0               No MI                                 0
            933            Owner Occupied                              1                         0                          0                         90                         90                    598000                          0                     598000                 N                                  0               No MI                                 0
            934            Owner Occupied                              1                         0                          0                      84.52                      84.52                    420000                          0                          0                 N                                  0               No MI                                 0
            935            Owner Occupied                              1                         0                          0                      84.93                      84.93                    365000                          0                          0                 N                                  0               No MI                                 0
            936            Owner Occupied                              1                         0                          0                         85                         85                    170000                          0                          0                 N                                  0               No MI                                 0
            937            Owner Occupied                              1                         0                      80400                         80                        100                    402000                          0                     402000                 N                                  0               No MI                                 0
            938            Owner Occupied                              1                         0                     143948                         80                        100                    719740                          0                     719740                 N                                  0               No MI                                 0
            939            Owner Occupied                              1                         0                          0                      44.73                      44.73                    389000                          0                          0                 N                                  0               No MI                                 0
            940            Owner Occupied                              1                         0                          0                         85                         85                    170000                          0                          0                 N                                  0               No MI                                 0
            941            Owner Occupied                              1                         0                          0                      78.18                      78.18                    440000                          0                          0                 N                                  0               No MI                                 0
            942            Owner Occupied                              1                         0                       6550                         90                         95                    132000                          0                     131000                 N                                  0               No MI                                 0
            943            Owner Occupied                              1                         0                          0                         80                         80                    135000                          0                          0                 N                                  0               No MI                                 0
            944            Owner Occupied                              1                         0                          0                      82.16                      82.16                    185000                          0                          0                 N                                  0               No MI                                 0
            945            Owner Occupied                              1                         0                          0                         80                         80                    125000                          0                          0                 N                                  0               No MI                                 0
            946            Owner Occupied                              1                         0                          0                      79.99                      79.99                    219900                          0                     219900                 N                                  0               No MI                                 0
            947            Owner Occupied                              1                         0                          0                         85                         85                    340000                          0                          0                 N                                  0               No MI                                 0
            948            Owner Occupied                              1                         0                          0                         80                         80                    148000                          0                          0                 N                                  0               No MI                                 0
            949            Owner Occupied                              1                         0                      94000                         80                        100                    470000                          0                          0                 N                                  0               No MI                                 0
            950            Owner Occupied                              1                         0                          0                         85                         85                    157000                          0                          0                 N                                  0               No MI                                 0
            951            Owner Occupied                              1                         0                          0                         90                         90                    156000                          0                     156000                 N                                  0               No MI                                 0
            952            Owner Occupied                              1                         0                          0                      74.46                      74.46                    873000                          0                          0                 N                                  0               No MI                                 0
            953            Owner Occupied                              1                         0                          0                         90                         90                    155000                          0                     155000                 N                                  0               No MI                                 0
            954            Owner Occupied                              1                         0                          0                         90                         90                     95000                          0                          0                 N                                  0               No MI                                 0
            955            Owner Occupied                              1                         0                          0                         85                         85                    370000                          0                          0                 N                                  0               No MI                                 0
            956            Owner Occupied                              1                         0                          0                      76.83                      76.83                    410000                          0                          0                 N                                  0               No MI                                 0
            957          Investor Occupied                             1                         0                      18750                         90                         95                    375000                          0                          0                 N                                  0               No MI                                 0
            958            Owner Occupied                              1                         0                          0                      82.46                      82.46                    162500                          0                          0                 N                                  0               No MI                                 0
            959            Owner Occupied                              1                         0                      84150                         80                         97                    495000                          0                     495000                 N                                  0               No MI                                 0
            960            Owner Occupied                              1                         0                      26300                         90                        100                    263000                          0                     263000                 N                                  0               No MI                                 0
            961            Owner Occupied                              1                         0                          0                         90                         90                    240000                          0                          0                 N                                  0               No MI                                 0
            962            Owner Occupied                              1                         0                          0                         85                         85                    285000                          0                          0                 N                                  0               No MI                                 0
            963            Owner Occupied                              1                         0                          0                         90                         90                    495000                          0                     495000                 N                                  0               No MI                                 0
            964            Owner Occupied                              1                         0                     125200                         80                        100                    626000                          0                     626000                 N                                  0               No MI                                 0
            965            Owner Occupied                              1                         0                          0                         80                         80                    570000                          0                     560000                 N                                  0               No MI                                 0
            966            Owner Occupied                              1                         0                          0                      89.89                      89.89                    475000                          0                          0                 N                                  0               No MI                                 0
            967            Owner Occupied                              1                         0                      21000                         80                        100                    105000                          0                     105000                 N                                  0               No MI                                 0
            968            Owner Occupied                              1                         0                          0                         80                         80                    540000                          0                          0                 N                                  0               No MI                                 0
            969            Owner Occupied                              1                         0                     105000                         80                        100                    525000                          0                     525000                 N                                  0               No MI                                 0
            970            Owner Occupied                              1                         0                      91000                         80                        100                    455000                          0                     455000                 N                                  0               No MI                                 0
            971            Owner Occupied                              1                         0                      44000                         80                        100                    220000                          0                     220000                 N                                  0               No MI                                 0
            972            Owner Occupied                              1                         0                      73000                         80                        100                    367000                          0                     365000                 N                                  0               No MI                                 0
            973            Owner Occupied                              1                         0                          0                         80                         80                    500000                          0                          0                 N                                  0               No MI                                 0
            974            Owner Occupied                              1                         0                      18150                         90                         95                    363000                          0                          0                 N                                  0               No MI                                 0
            975            Owner Occupied                              1                         0                      77800                         80                        100                    389000                          0                     389000                 N                                  0               No MI                                 0
            976            Owner Occupied                              1                         0                          0                      84.78                      84.78                    230000                          0                          0                 N                                  0               No MI                                 0
            977            Owner Occupied                              1                         0                      19504                         80                        100                     97520                          0                      97520                 N                                  0               No MI                                 0
            978            Owner Occupied                              1                         0                          0                         80                         80                    125000                          0                          0                 N                                  0               No MI                                 0
            979            Owner Occupied                              1                         0                      54000                         80                        100                    270000                          0                     270000                 N                                  0               No MI                                 0
            980            Owner Occupied                              1                         0                      80000                         80                        100                    400000                          0                     400000                 N                                  0               No MI                                 0
            981            Owner Occupied                              1                         0                     101600                         80                        100                    508000                          0                          0                 N                                  0               No MI                                 0
            982          Investor Occupied                             1                         0                       5000                      87.06                         95                     63000                          0                      63000                 N                                  0               No MI                                 0
            983            Owner Occupied                              1                         0                          0                         90                         90                    251000                          0                          0                 N                                  0               No MI                                 0
            984            Owner Occupied                              1                         0                      80000                         80                        100                    400000                          0                     400000                 N                                  0               No MI                                 0
            985            Owner Occupied                              1                         0                          0                         80                         80                    430000                          0                          0                 N                                  0               No MI                                 0
            986            Owner Occupied                              1                         0                      78000                         80                        100                    390000                          0                     390000                 N                                  0               No MI                                 0
            987            Owner Occupied                              1                         0                          0                         80                         80                    201500                          0                     201500                 N                                  0               No MI                                 0
            988            Owner Occupied                              1                         0                          0                        100                        100                    103191                          0                     103191                 N                                  0               No MI                                 0
            989            Owner Occupied                              1                         0                          0                         90                         90                    410000                          0                     410000                 N                                  0               No MI                                 0
            990            Owner Occupied                              1                         0                          0                         85                         85                    307000                          0                          0                 N                                  0               No MI                                 0
            991            Owner Occupied                              1                         0                      74000                         80                      99.47                    380000                          0                     380000                 N                                  0               No MI                                 0
            992            Owner Occupied                              1                         0                          0                         80                         80                    290000                          0                          0                 N                                  0               No MI                                 0
            993            Owner Occupied                              1                         0                      24600                         80                        100                    123000                          0                     123000                 N                                  0               No MI                                 0
            994            Owner Occupied                              1                         0                      96800                         80                        100                    484000                          0                     484000                 N                                  0               No MI                                 0
            995            Owner Occupied                              1                         0                      77800                         80                        100                    389000                          0                     389000                 N                                  0               No MI                                 0
            996            Owner Occupied                              1                         0                          0                         75                         75                    314000                          0                          0                 N                                  0               No MI                                 0
            997             Second Home                                1                         0                          0                         90                         90                    290000                          0                     290000                 N                                  0               No MI                                 0
            998            Owner Occupied                              1                         0                      47000                         80                        100                    235000                          0                          0                 N                                  0               No MI                                 0
            999            Owner Occupied                              1                         0                          0                         90                         90                    450000                          0                     450000                 N                                  0               No MI                                 0
           1000          Investor Occupied                             1                         0                       8000                         90                         95                    160000                          0                     160000                 N                                  0               No MI                                 0
           1001            Owner Occupied                              1                         0                          0                         80                         80                    404000                          0                          0                 N                                  0               No MI                                 0
           1002            Owner Occupied                              1                         0                          0                      74.32                      74.32                    370000                          0                          0                 N                                  0               No MI                                 0
           1003            Owner Occupied                              1                         0                          0                         90                         90                    520000                          0                     520000                 N                                  0               No MI                                 0
           1004          Investor Occupied                             1                         0                          0                         90                         90                    291900                          0                     291900                 N                                  0               No MI                                 0
           1005            Owner Occupied                              1                         0                          0                         75                         75                    186000                          0                          0                 N                                  0               No MI                                 0
           1006          Investor Occupied                             1                         0                       8400                         90                        100                     84000                          0                      84000                 N                                  0               No MI                                 0
           1007            Owner Occupied                              1                         0                          0                         80                         80                    320000                          0                          0                 N                                  0               No MI                                 0
           1008            Owner Occupied                              1                         0                          0                         90                         90                    366000                          0                          0                 N                                  0               No MI                                 0
           1009            Owner Occupied                              1                         0                          0                         80                         80                    250000                          0                          0                 N                                  0               No MI                                 0
           1010            Owner Occupied                              1                         0                          0                         80                         80                    230000                          0                          0                 N                                  0               No MI                                 0
           1011            Owner Occupied                              1                         0                      69800                         80                        100                    350000                          0                     349000                 N                                  0               No MI                                 0
           1012            Owner Occupied                              1                         0                      15250                         90                         95                    305000                          0                     305000                 N                                  0               No MI                                 0
           1013            Owner Occupied                              1                         0                      47000                         80                        100                    235000                          0                     235000                 N                                  0               No MI                                 0
           1014            Owner Occupied                              1                         0                          0                         80                         80                    195000                          0                          0                 N                                  0               No MI                                 0
           1015            Owner Occupied                              1                         0                     129000                         80                        100                    645000                          0                     645000                 N                                  0               No MI                                 0
           1016            Owner Occupied                              1                         0                          0                         90                         90                    272000                          0                          0                 N                                  0               No MI                                 0
           1017            Owner Occupied                              1                         0                          0                         85                         85                    375000                          0                          0                 N                                  0               No MI                                 0
           1018            Owner Occupied                              1                         0                          0                      63.53                      63.53                    425000                          0                          0                 N                                  0               No MI                                 0
           1019            Owner Occupied                              1                         0                          0                      84.69                      84.69                    196000                          0                          0                 N                                  0               No MI                                 0
           1020            Owner Occupied                              1                         0                          0                        100                        100                     80000                          0                      80000                 N                                  0               No MI                                 0
           1021            Owner Occupied                              1                         0                      26000                         80                        100                    130000                          0                     130000                 N                                  0               No MI                                 0
           1022            Owner Occupied                              1                         0                      89000                         80                        100                    445000                          0                          0                 N                                  0               No MI                                 0
           1023            Owner Occupied                              1                         0                          0                         80                         80                    340000                          0                          0                 N                                  0               No MI                                 0
           1024            Owner Occupied                              1                         0                          0                      87.59                      87.59                    685000                          0                          0                 N                                  0               No MI                                 0
           1025            Owner Occupied                              1                         0                          0                      77.65                      77.65                    425000                          0                          0                 N                                  0               No MI                                 0
           1026            Owner Occupied                              1                         0                      22400                         80                        100                    112000                          0                     112000                 N                                  0               No MI                                 0
           1027            Owner Occupied                              1                         0                      83800                         80                        100                    419000                          0                          0                 N                                  0               No MI                                 0
           1028            Owner Occupied                              1                         0                          0                      72.98                      72.98                    445000                          0                          0                 N                                  0               No MI                                 0
           1029            Owner Occupied                              1                         0                          0                      80.86                      80.86                    371000                          0                          0                 N                                  0               No MI                                 0
           1030            Owner Occupied                              1                         0                          0                         85                         85                    290000                          0                     290000                 N                                  0               No MI                                 0
           1031          Investor Occupied                             1                         0                          0                      88.16                      88.16                    245000                          0                          0                 N                                  0               No MI                                 0
           1032            Owner Occupied                              1                         0                      59000                         80                      97.51                    337000                          0                          0                 N                                  0               No MI                                 0
           1033            Owner Occupied                              1                         0                      77800                         80                        100                    389000                          0                     389000                 N                                  0               No MI                                 0
           1034          Investor Occupied                             1                         0                          0                         90                         90                    344465                          0                     344465                 N                                  0               No MI                                 0
           1035            Owner Occupied                              1                         0                      76000                         80                        100                    380000                          0                     380000                 N                                  0               No MI                                 0
           1036            Owner Occupied                              1                         0                          0                         75                         75                    240000                          0                          0                 N                                  0               No MI                                 0
           1037            Owner Occupied                              1                         0                      75000                         80                        100                    375000                          0                     375000                 N                                  0               No MI                                 0
           1038            Owner Occupied                              1                         0                     115000                         80                        100                    575000                          0                     575000                 N                                  0               No MI                                 0
           1039            Owner Occupied                              1                         0                      29000                         90                      99.43                    307500                          0                     307500                 N                                  0               No MI                                 0
           1040            Owner Occupied                              1                         0                      57000                         80                        100                    285000                          0                          0                 N                                  0               No MI                                 0
           1041            Owner Occupied                              1                         0                      35780                         80                        100                    178900                          0                     178900                 N                                  0               No MI                                 0
           1042            Owner Occupied                              1                         0                      94500                         80                        100                    472500                          0                     472500                 N                                  0               No MI                                 0
           1043            Owner Occupied                              1                         0                      18100                         90                        100                    181000                          0                     181000                 N                                  0               No MI                                 0
           1044            Owner Occupied                              1                         0                       8480                         90                         95                    169600                          0                     169600                 N                                  0               No MI                                 0
           1045            Owner Occupied                              1                         0                      12600                         80                         95                     84000                          0                      84000                 N                                  0               No MI                                 0
           1046            Owner Occupied                              1                         0                          0                         80                         80                    395000                          0                          0                 N                                  0               No MI                                 0
           1047            Owner Occupied                              1                         0                     100000                         80                      91.43                    910000                          0                     875000                 N                                  0               No MI                                 0
           1048            Owner Occupied                              1                         0                     127000                         80                        100                    635000                          0                     635000                 N                                  0               No MI                                 0
           1049            Owner Occupied                              1                         0                       5450                         90                         95                    111000                          0                     109000                 N                                  0               No MI                                 0
           1050            Owner Occupied                              1                         0                          0                         90                         90                    168000                          0                          0                 N                                  0               No MI                                 0
           1051            Owner Occupied                              1                         0                          0                         90                         90                    299000                          0                     299000                 N                                  0               No MI                                 0
           1052            Owner Occupied                              1                         0                          0                      82.27                      82.27                    238000                          0                          0                 N                                  0               No MI                                 0
           1053            Owner Occupied                              1                         0                          0                         90                         90                    160000                          0                     160000                 N                                  0               No MI                                 0
           1054            Owner Occupied                              1                         0                          0                         90                         90                    260000                          0                     260000                 N                                  0               No MI                                 0
           1055            Owner Occupied                              1                         0                     111598                         80                        100                    557990                          0                     557990                 N                                  0               No MI                                 0
           1056            Owner Occupied                              1                         0                          0                         80                         80                    155000                          0                          0                 N                                  0               No MI                                 0
           1057            Owner Occupied                              1                         0                     125000                         80                        100                    625000                          0                     625000                 N                                  0               No MI                                 0
           1058          Investor Occupied                             1                         0                       5900                         90                         95                    118000                          0                     118000                 N                                  0               No MI                                 0
           1059            Owner Occupied                              1                         0                          0                         80                         80                    505000                          0                          0                 N                                  0               No MI                                 0
           1060            Owner Occupied                              1                         0                      36000                      75.79                      94.74                    192000                          0                     190000                 N                                  0               No MI                                 0
           1061            Owner Occupied                              1                         0                      98000                         80                        100                    490000                          0                          0                 N                                  0               No MI                                 0
           1062          Investor Occupied                             1                         0                      22790                         90                         95                    455800                          0                     455800                 N                                  0               No MI                                 0
           1063            Owner Occupied                              1                         0                          0                         85                         85                    110000                          0                     110000                 N                                  0               No MI                                 0
           1064            Owner Occupied                              1                         0                      52000                         80                        100                    260000                          0                     260000                 N                                  0               No MI                                 0
           1065          Investor Occupied                             1                         0                       6000                         90                        100                     60000                          0                      60000                 N                                  0               No MI                                 0
           1066            Owner Occupied                              1                         0                          0                         90                         90                    390000                          0                          0                 N                                  0               No MI                                 0
           1067            Owner Occupied                              1                         0                      70000                         80                        100                    350000                          0                     350000                 N                                  0               No MI                                 0
           1068          Investor Occupied                             1                         0                      11600                         85                         95                    116000                          0                     116000                 N                                  0               No MI                                 0
           1069            Owner Occupied                              1                         0                     102929                         80                        100                    514645                          0                     514645                 N                                  0               No MI                                 0
           1070            Owner Occupied                              1                         0                          0                         85                         85                    210000                          0                          0                 N                                  0               No MI                                 0
           1071            Owner Occupied                              1                         0                      95000                         80                        100                    475000                          0                     475000                 N                                  0               No MI                                 0
           1072          Investor Occupied                             1                         0                      16000                         80                        100                     80000                          0                      80000                 N                                  0               No MI                                 0
           1073            Owner Occupied                              1                         0                     170000                      72.34                      90.43                    940000                          0                          0                 N                                  0               No MI                                 0
           1074          Investor Occupied                             1                         0                      21500                         90                         95                    430000                          0                     430000                 N                                  0               No MI                                 0
           1075            Owner Occupied                              1                         0                          0                      64.18                      64.18                    335000                          0                     335000                 N                                  0               No MI                                 0
           1076            Owner Occupied                              1                         0                      42860                         80                        100                    214300                          0                     214300                 N                                  0               No MI                                 0
           1077          Investor Occupied                             1                         0                          0                         85                         85                    260000                          0                          0                 N                                  0               No MI                                 0
           1078            Owner Occupied                              1                         0                      41000                         80                        100                    205000                          0                     205000                 N                                  0               No MI                                 0
           1079            Owner Occupied                              1                         0                      12300                         90                        100                    123000                          0                     123000                 N                                  0               No MI                                 0
           1080            Owner Occupied                              1                         0                          0                         80                         80                     75000                          0                      75000                 N                                  0               No MI                                 0
           1081            Owner Occupied                              1                         0                          0                         80                         80                    565000                          0                          0                 N                                  0               No MI                                 0
           1082            Owner Occupied                              1                         0                          0                         90                         90                    418000                          0                          0                 N                                  0               No MI                                 0
           1083            Owner Occupied                              1                         0                      25200                         80                        100                    126000                          0                     126000                 N                                  0               No MI                                 0
           1084            Owner Occupied                              1                         0                          0                       62.5                       62.5                    200000                          0                          0                 N                                  0               No MI                                 0
           1085            Owner Occupied                              1                         0                      39400                         80                        100                    197000                          0                     197000                 N                                  0               No MI                                 0
           1086            Owner Occupied                              1                         0                     137000                         80                        100                    685000                          0                     685000                 N                                  0               No MI                                 0
           1087            Owner Occupied                              1                         0                          0                         83                         83                    200000                          0                          0                 N                                  0               No MI                                 0
           1088            Owner Occupied                              1                         0                          0                      88.33                      88.33                     90000                          0                          0                 N                                  0               No MI                                 0
           1089            Owner Occupied                              1                         0                      43600                         80                        100                    218000                          0                     218000                 N                                  0               No MI                                 0
           1090            Owner Occupied                              1                         0                      72165                         80                        100                    360825                          0                     360825                 N                                  0               No MI                                 0
           1091            Owner Occupied                              1                         0                          0                         80                         80                    370000                          0                          0                 N                                  0               No MI                                 0
           1092            Owner Occupied                              1                         0                      43000                         80                        100                    215000                          0                     215000                 N                                  0               No MI                                 0
           1093            Owner Occupied                              1                         0                      18650                         90                         95                    373000                          0                          0                 N                                  0               No MI                                 0
           1094            Owner Occupied                              1                         0                          0                         80                         80                    125000                          0                     125000                 N                                  0               No MI                                 0
           1095            Owner Occupied                              1                         0                      68400                         80                        100                    350000                          0                     342000                 N                                  0               No MI                                 0
           1096            Owner Occupied                              1                         0                          0                         85                         85                    157000                          0                     157000                 N                                  0               No MI                                 0
           1097            Owner Occupied                              1                         0                     126400                         80                        100                    632000                          0                     632000                 N                                  0               No MI                                 0
           1098            Owner Occupied                              1                         0                      15300                      89.99                      94.97                    307150                          0                     307150                 N                                  0               No MI                                 0
           1099            Owner Occupied                              1                         0                          0                         90                         90                    500000                          0                          0                 N                                  0               No MI                                 0
           1100            Owner Occupied                              1                         0                      36000                         85                        100                    240000                          0                     240000                 N                                  0               No MI                                 0
           1101            Owner Occupied                              1                         0                          0                         90                         90                    221500                          0                          0                 N                                  0               No MI                                 0
           1102            Owner Occupied                              1                         0                      45000                         80                        100                    225000                          0                     225000                 N                                  0               No MI                                 0
           1103            Owner Occupied                              1                         0                      68000                         80                        100                    340000                          0                     340000                 N                                  0               No MI                                 0
           1104            Owner Occupied                              1                         0                     108000                         80                        100                    540000                          0                     540000                 N                                  0               No MI                                 0
           1105            Owner Occupied                              1                         0                          0                         70                         70                    150000                          0                          0                 N                                  0               No MI                                 0
           1106            Owner Occupied                              1                         0                      90000                         80                        100                    450000                          0                     450000                 N                                  0               No MI                                 0
           1107            Owner Occupied                              1                         0                      42948                         80                        100                    214740                          0                     214740                 N                                  0               No MI                                 0
           1108          Investor Occupied                             1                         0                          0                         85                         85                    286248                          0                     286248                 N                                  0               No MI                                 0
           1109            Owner Occupied                              1                         0                      35000                         65                      85.23                    173000                          0                     173000                 N                                  0               No MI                                 0
           1110            Owner Occupied                              1                         0                       8700                         90                         95                    174000                          0                     174000                 N                                  0               No MI                                 0
           1111            Owner Occupied                              1                         0                          0                      80.66                      80.66                    373000                          0                          0                 N                                  0               No MI                                 0
           1112            Owner Occupied                              1                         0                          0                        100                        100                     55000                          0                      55000                 N                                  0               No MI                                 0
           1113            Owner Occupied                              1                         0                          0                      82.14                      82.14                    280000                          0                          0                 N                                  0               No MI                                 0
           1114            Owner Occupied                              1                         0                      56398                         80                        100                    308000                          0                     281990                 N                                  0               No MI                                 0
           1115            Owner Occupied                              1                         0                          0                         85                         85                    410000                          0                          0                 N                                  0               No MI                                 0
           1116            Owner Occupied                              1                         0                     102000                         80                        100                    510000                          0                     510000                 N                                  0               No MI                                 0
           1117            Owner Occupied                              1                         0                      57000                         80                        100                    285000                          0                     285000                 N                                  0               No MI                                 0
           1118            Owner Occupied                              1                         0                      22000                         85                         90                    440000                          0                          0                 N                                  0               No MI                                 0
           1119            Owner Occupied                              1                         0                       9250                         90                         95                    185000                          0                          0                 N                                  0               No MI                                 0
           1120            Owner Occupied                              1                         0                     102000                         80                        100                    510000                          0                     510000                 N                                  0               No MI                                 0
           1121            Owner Occupied                              1                         0                          0                         90                         90                    180000                          0                          0                 N                                  0               No MI                                 0
           1122            Owner Occupied                              1                         0                      79400                         80                        100                    397000                          0                     397000                 N                                  0               No MI                                 0
           1123            Owner Occupied                              1                         0                          0                         90                         90                    294900                          0                     294900                 N                                  0               No MI                                 0
           1124            Owner Occupied                              1                         0                          0                         70                         70                    103000                          0                          0                 N                                  0               No MI                                 0
           1125          Investor Occupied                             1                         0                          0                         75                         75                     79000                          0                          0                 N                                  0               No MI                                 0
           1126            Owner Occupied                              1                         0                          0                      84.94                      84.94                    130999                          0                     130999                 N                                  0               No MI                                 0
           1127            Owner Occupied                              1                         0                     110625                         80                         95                    737500                          0                     737500                 N                                  0               No MI                                 0
           1128            Owner Occupied                              1                         0                          0                         80                         80                    370000                          0                          0                 N                                  0               No MI                                 0
           1129            Owner Occupied                              1                         0                          0                         90                         90                    554000                          0                          0                 N                                  0               No MI                                 0
           1130            Owner Occupied                              1                         0                     111300                      79.36                       99.2                    561000                          0                     556500                 N                                  0               No MI                                 0
           1131            Owner Occupied                              1                         0                          0                         90                         90                    100000                          0                          0                 N                                  0               No MI                                 0
           1132            Owner Occupied                              1                         0                          0                         80                         80                    348000                          0                          0                 N                                  0               No MI                                 0
           1133            Owner Occupied                              1                         0                      44400                         80                        100                    222000                          0                     222000                 N                                  0               No MI                                 0
           1134          Investor Occupied                             1                         0                       7500                         90                        100                     75000                          0                      75000                 N                                  0               No MI                                 0
           1135          Investor Occupied                             1                         0                       9400                         85                         95                     94000                          0                      94000                 N                                  0               No MI                                 0
           1136            Owner Occupied                              1                         0                      90000                         80                        100                    450000                          0                          0                 N                                  0               No MI                                 0
           1137            Owner Occupied                              1                         0                      14750                         90                         95                    295000                          0                     295000                 N                                  0               No MI                                 0
           1138            Owner Occupied                              1                         0                      95800                         80                        100                    479000                          0                     479000                 N                                  0               No MI                                 0
           1139          Investor Occupied                             1                         0                      11800                      85.36                      90.38                    235000                          0                     235000                 N                                  0               No MI                                 0
           1140            Owner Occupied                              1                         0                      34500                         90                        100                    345000                          0                     345000                 N                                  0               No MI                                 0
           1141            Owner Occupied                              1                         0                      71800                         80                        100                    359000                          0                     359000                 N                                  0               No MI                                 0
           1142             Second Home                                1                         0                          0                         80                         80                    234250                          0                     234250                 N                                  0               No MI                                 0
           1143            Owner Occupied                              1                         0                      11300                         90                        100                    113000                          0                     113000                 N                                  0               No MI                                 0
           1144            Owner Occupied                              1                         0                          0                      77.78                      77.78                    180000                          0                          0                 N                                  0               No MI                                 0
           1145            Owner Occupied                              1                         0                          0                         85                         85                    180000                          0                          0                 N                                  0               No MI                                 0
           1146            Owner Occupied                              1                         0                      60000                         80                        100                    300000                          0                     300000                 N                                  0               No MI                                 0
           1147            Owner Occupied                              1                         0                          0                         80                         80                    406000                          0                          0                 N                                  0               No MI                                 0
           1148            Owner Occupied                              1                         0                     125200                         80                        100                    626000                          0                     626000                 N                                  0               No MI                                 0
           1149          Investor Occupied                             1                         0                       9450                         90                         95                    189000                          0                     189000                 N                                  0               No MI                                 0
           1150            Owner Occupied                              1                         0                      65600                         80                        100                    328000                          0                     328000                 N                                  0               No MI                                 0
           1151            Owner Occupied                              1                         0                      10500                         90                        100                    105000                          0                     105000                 N                                  0               No MI                                 0
           1152            Owner Occupied                              1                         0                      35000                         80                        100                    175000                          0                     175000                 N                                  0               No MI                                 0
           1153            Owner Occupied                              1                         0                      35000                         80                      86.36                    555000                          0                     550000                 N                                  0               No MI                                 0
           1154            Owner Occupied                              1                         0                          0                         90                         90                    217000                          0                          0                 N                                  0               No MI                                 0
           1155            Owner Occupied                              1                         0                          0                         90                         90                    180000                          0                          0                 N                                  0               No MI                                 0
           1156            Owner Occupied                              1                         0                     115000                         80                        100                    575000                          0                     575000                 N                                  0               No MI                                 0
           1157            Owner Occupied                              1                         0                      36200                         80                        100                    181000                          0                     181750                 N                                  0               No MI                                 0
           1158          Investor Occupied                             1                         0                          0                         90                         90                     78000                          0                      78000                 N                                  0               No MI                                 0
           1159            Owner Occupied                              1                         0                      41000                         80                        100                    205000                          0                          0                 N                                  0               No MI                                 0
           1160            Owner Occupied                              1                         0                          0                         85                         85                    185000                          0                          0                 N                                  0               No MI                                 0
           1161            Owner Occupied                              1                         0                          0                         90                         90                    330000                          0                          0                 N                                  0               No MI                                 0
           1162          Investor Occupied                             1                         0                       8500                      92.73                      97.88                    165000                          0                     170000                 N                                  0               No MI                                 0
           1163            Owner Occupied                              1                         0                      96820                         80                        100                    484100                          0                     484100                 N                                  0               No MI                                 0
           1164            Owner Occupied                              1                         0                          0                      69.84                      69.84                    264900                          0                     264900                 N                                  0               No MI                                 0
           1165            Owner Occupied                              1                         0                          0                         90                         90                    226000                          0                          0                 N                                  0               No MI                                 0
           1166          Investor Occupied                             1                         0                      19250                         90                         95                    385000                          0                     395000                 N                                  0               No MI                                 0
           1167            Owner Occupied                              1                         0                          0                         90                         90                    350000                          0                          0                 N                                  0               No MI                                 0
           1168            Owner Occupied                              1                         0                          0                      87.44                      87.44                    129000                          0                          0                 N                                  0               No MI                                 0
           1169            Owner Occupied                              1                         0                          0                      79.74                      79.74                    153000                          0                          0                 N                                  0               No MI                                 0
           1170            Owner Occupied                              1                         0                          0                         90                         90                    484000                          0                          0                 N                                  0               No MI                                 0
           1171            Owner Occupied                              1                         0                      14000                         90                         95                    280000                          0                          0                 N                                  0               No MI                                 0
           1172            Owner Occupied                              1                         0                      15250                         90                         95                    305000                          0                          0                 N                                  0               No MI                                 0
           1173            Owner Occupied                              1                         0                          0                         90                         90                    285000                          0                          0                 N                                  0               No MI                                 0
           1174            Owner Occupied                              1                         0                      66000                         80                         90                    660000                          0                     660000                 N                                  0               No MI                                 0
           1175            Owner Occupied                              1                         0                      79000                         80                        100                    395000                          0                     395000                 N                                  0               No MI                                 0
           1176            Owner Occupied                              1                         0                          0                         90                         90                    495000                          0                     495000                 N                                  0               No MI                                 0
           1177            Owner Occupied                              1                         0                     130000                         80                        100                    650000                          0                     650000                 N                                  0               No MI                                 0
           1178            Owner Occupied                              1                         0                      99389                         80                        100                    496990                          0                     496990                 N                                  0               No MI                                 0
           1179          Investor Occupied                             1                         0                      20000                         90                         95                    400000                          0                          0                 N                                  0               No MI                                 0
           1180            Owner Occupied                              1                         0                          0                      84.05                      84.05                    342654                          0                          0                 N                                  0               No MI                                 0
           1181            Owner Occupied                              1                         0                      23250                         85                        100                    155000                          0                     155000                 N                                  0               No MI                                 0
           1182            Owner Occupied                              1                         0                          0                      81.75                      81.75                    114000                          0                          0                 N                                  0               No MI                                 0
           1183            Owner Occupied                              1                         0                      71000                         80                        100                    355000                          0                     355000                 N                                  0               No MI                                 0
           1184            Owner Occupied                              1                         0                          0                      59.76                      59.76                    753000                          0                          0                 N                                  0               No MI                                 0
           1185            Owner Occupied                              1                         0                     136000                         80                        100                    680000                          0                     680000                 N                                  0               No MI                                 0
           1186            Owner Occupied                              1                         0                          0                         89                         89                    400000                          0                          0                 N                                  0               No MI                                 0
           1187            Owner Occupied                              1                         0                      53730                         80                        100                    268650                          0                     268650                 N                                  0               No MI                                 0
           1188            Owner Occupied                              1                         0                      11940                         90                        100                    119400                          0                     119400                 N                                  0               No MI                                 0
           1189            Owner Occupied                              1                         0                      60750                         85                        100                    405000                          0                     405000                 N                                  0               No MI                                 0
           1190            Owner Occupied                              1                         0                          0                      76.43                      76.43                    140000                          0                          0                 N                                  0               No MI                                 0
           1191            Owner Occupied                              1                         0                          0                         80                         80                     73000                          0                          0                 N                                  0               No MI                                 0
           1192            Owner Occupied                              1                         0                     134000                         80                        100                    670000                          0                     673000                 N                                  0               No MI                                 0
           1193            Owner Occupied                              1                         0                          0                         90                         90                    600000                          0                     560000                 N                                  0               No MI                                 0
           1194          Investor Occupied                             1                         0                      12000                         85                        100                     80000                          0                      80000                 N                                  0               No MI                                 0
           1195            Owner Occupied                              1                         0                      97400                         80                        100                    487000                          0                     487000                 N                                  0               No MI                                 0
           1196            Owner Occupied                              1                         0                          0                      88.69                      88.69                    192500                          0                          0                 N                                  0               No MI                                 0
           1197            Owner Occupied                              1                         0                      81400                         80                        100                    407000                          0                     407000                 N                                  0               No MI                                 0
           1198            Owner Occupied                              1                         0                      56000                         80                        100                    280000                          0                     280000                 N                                  0               No MI                                 0
           1199            Owner Occupied                              1                         0                          0                         80                         80                    245000                          0                          0                 N                                  0               No MI                                 0
           1200            Owner Occupied                              1                         0                      90000                         80                      95.38                    585000                          0                          0                 N                                  0               No MI                                 0
           1201            Owner Occupied                              1                         0                      55800                         80                        100                    279000                          0                     279000                 N                                  0               No MI                                 0
           1202            Owner Occupied                              1                         0                          0                         90                         90                    300000                          0                          0                 N                                  0               No MI                                 0
           1203          Investor Occupied                             1                         0                      21100                         90                         95                    422000                          0                          0                 N                                  0               No MI                                 0
           1204            Owner Occupied                              1                         0                      12750                         80                         95                     85000                          0                      85000                 N                                  0               No MI                                 0
           1205            Owner Occupied                              1                         0                      57000                         80                        100                    285000                          0                     285000                 N                                  0               No MI                                 0
           1206            Owner Occupied                              1                         0                      75980                         80                        100                    379900                          0                     379900                 N                                  0               No MI                                 0
           1207          Investor Occupied                             1                         0                          0                         90                         90                    147000                          0                          0                 N                                  0               No MI                                 0
           1208            Owner Occupied                              1                         0                      97000                         80                        100                    485000                          0                     485000                 N                                  0               No MI                                 0
           1209            Owner Occupied                              1                         0                          0                         85                         85                    481000                          0                          0                 N                                  0               No MI                                 0
           1210            Owner Occupied                              1                         0                          0                      79.75                      79.75                    237000                          0                          0                 N                                  0               No MI                                 0
           1211            Owner Occupied                              1                         0                          0                         90                         90                    320000                          0                          0                 N                                  0               No MI                                 0
           1212          Investor Occupied                             1                         0                          0                         90                         90                    299900                          0                     299900                 N                                  0               No MI                                 0
           1213            Owner Occupied                              1                         0                          0                      89.24                      89.24                    595000                          0                          0                 N                                  0               No MI                                 0
           1214            Owner Occupied                              1                         0                     118000                         80                        100                    590000                          0                     590000                 N                                  0               No MI                                 0
           1215            Owner Occupied                              1                         0                      60326                         80                         95                    402168                          0                     402168                 N                                  0               No MI                                 0
           1216            Owner Occupied                              1                         0                      84000                         80                        100                    420000                          0                     460000                 N                                  0               No MI                                 0
           1217            Owner Occupied                              1                         0                     125000                         80                        100                    625000                          0                     625000                 N                                  0               No MI                                 0
           1218            Owner Occupied                              1                         0                     101250                         80                         95                    675000                          0                          0                 N                                  0               No MI                                 0
           1219            Owner Occupied                              1                         0                     112990                         80                        100                    564950                          0                     564950                 N                                  0               No MI                                 0
           1220            Owner Occupied                              1                         0                          0                      88.37                      88.37                    430000                          0                          0                 N                                  0               No MI                                 0
           1221            Owner Occupied                              1                         0                          0                         80                         80                  218026.9                          0                  218026.96                 N                                  0               No MI                                 0
           1222            Owner Occupied                              1                         0                      99000                         80                        100                    495000                          0                     495000                 N                                  0               No MI                                 0
           1223            Owner Occupied                              1                         0                          0                         85                         85                    360000                          0                     382925                 N                                  0               No MI                                 0
           1224            Owner Occupied                              1                         0                          0                         90                         90                    297000                          0                     297000                 N                                  0               No MI                                 0
           1225            Owner Occupied                              1                         0                          0                      58.95                      58.95                    475000                          0                          0                 N                                  0               No MI                                 0
           1226            Owner Occupied                              1                         0                     116000                         80                        100                    580000                          0                     580000                 N                                  0               No MI                                 0
           1227            Owner Occupied                              1                         0                      29715                         90                         95                    594310                          0                     594310                 N                                  0               No MI                                 0
           1228             Second Home                                1                         0                          0                      70.42                      70.42                    142000                          0                     142000                 N                                  0               No MI                                 0
           1229            Owner Occupied                              1                         0                     108000                         80                        100                    540000                          0                     540000                 N                                  0               No MI                                 0
           1230            Owner Occupied                              1                         0                      78000                         80                        100                    390000                          0                     390000                 N                                  0               No MI                                 0
           1231            Owner Occupied                              1                         0                          0                      87.96                      87.96                    216000                          0                          0                 N                                  0               No MI                                 0
           1232            Owner Occupied                              1                         0                          0                         85                         85                    275000                          0                          0                 N                                  0               No MI                                 0
           1233             Second Home                                1                         0                          0                         90                         90                    240000                          0                     240000                 N                                  0               No MI                                 0
           1234            Owner Occupied                              1                         0                     123000                         80                        100                    615000                          0                     615000                 N                                  0               No MI                                 0
           1235            Owner Occupied                              1                         0                      39000                      87.93                        100                    335000                          0                     323000                 N                                  0               No MI                                 0
           1236            Owner Occupied                              1                         0                      18150                         85                        100                    121000                          0                     121000                 N                                  0               No MI                                 0
           1237            Owner Occupied                              1                         0                          0                      88.73                      88.73                    408000                          0                          0                 N                                  0               No MI                                 0
           1238            Owner Occupied                              1                         0                      65600                         80                        100                    328000                          0                     328000                 N                                  0               No MI                                 0
           1239            Owner Occupied                              1                         0                          0                         80                         80                    400000                          0                          0                 N                                  0               No MI                                 0
           1240            Owner Occupied                              1                         0                          0                         90                         90                    305000                          0                          0                 N                                  0               No MI                                 0
           1241            Owner Occupied                              1                         0                          0                         90                         90                    580000                          0                          0                 N                                  0               No MI                                 0
           1242            Owner Occupied                              1                         0                      78308                         80                        100                    391540                          0                     391540                 N                                  0               No MI                                 0
           1243            Owner Occupied                              1                         0                          0                         85                         85                    380000                          0                          0                 N                                  0               No MI                                 0
           1244            Owner Occupied                              1                         0                     175000                         80                        100                    925000                          0                     875000                 N                                  0               No MI                                 0
           1245            Owner Occupied                              1                         0                      72000                         80                        100                    360000                          0                     360000                 N                                  0               No MI                                 0
           1246            Owner Occupied                              1                         0                      34000                         80                        100                    170000                          0                     170000                 N                                  0               No MI                                 0
           1247            Owner Occupied                              1                         0                      45200                         80                        100                    226000                          0                     226000                 N                                  0               No MI                                 0
           1248            Owner Occupied                              1                         0                     105000                         80                        100                    525000                          0                     525000                 N                                  0               No MI                                 0
           1249            Owner Occupied                              1                         0                     119400                         80                        100                    597000                          0                     597000                 N                                  0               No MI                                 0
           1250            Owner Occupied                              1                         0                      62000                         80                         90                    620000                          0                     620000                 N                                  0               No MI                                 0
           1251            Owner Occupied                              1                         0                          0                      84.98                      84.98                    602500                          0                          0                 N                                  0               No MI                                 0
           1252            Owner Occupied                              1                         0                          0                      83.54                      83.54                    210000                          0                          0                 N                                  0               No MI                                 0
           1253            Owner Occupied                              1                         0                      66351                         80                        100                    331752                          0                     331752                 N                                  0               No MI                                 0
           1254            Owner Occupied                              1                         0                          0                         90                         90                    205000                          0                          0                 N                                  0               No MI                                 0
           1255            Owner Occupied                              1                         0                     169576                         80                        100                    847880                          0                     847880                 N                                  0               No MI                                 0
           1256          Investor Occupied                             1                         0                          0                         80                         80                    206000                          0                          0                 N                                  0               No MI                                 0
           1257            Owner Occupied                              1                         0                     104000                         80                        100                    520000                          0                     520000                 N                                  0               No MI                                 0
           1258            Owner Occupied                              1                         0                     113000                         80                        100                    565000                          0                     565000                 N                                  0               No MI                                 0
           1259            Owner Occupied                              1                         0                     109000                         80                        100                    545000                          0                     545000                 N                                  0               No MI                                 0
           1260            Owner Occupied                              1                         0                      10200                         85                         90                    204000                          0                     204000                 N                                  0               No MI                                 0
           1261            Owner Occupied                              1                         0                     134000                         80                        100                    670000                          0                     670000                 N                                  0               No MI                                 0
           1262            Owner Occupied                              1                         0                          0                      72.26                      72.26                    620000                          0                          0                 N                                  0               No MI                                 0
           1263            Owner Occupied                              1                         0                     113421                         80                        100                    567105                          0                          0                 N                                  0               No MI                                 0
           1264            Owner Occupied                              1                         0                          0                         80                         80                    295000                          0                          0                 N                                  0               No MI                                 0
           1265            Owner Occupied                              1                         0                          0                      73.58                      73.58                    193000                          0                          0                 N                                  0               No MI                                 0
           1266            Owner Occupied                              1                         0                          0                         90                         90                    510000                          0                          0                 N                                  0               No MI                                 0
           1267            Owner Occupied                              1                         0                          0                         95                         95                    165000                          0                          0                 N                                  0               No MI                                 0
           1268            Owner Occupied                              1                         0                      83000                         80                        100                    415000                          0                     415000                 N                                  0               No MI                                 0
           1269          Investor Occupied                             1                         0                          0                         90                         90                    470000                          0                          0                 N                                  0               No MI                                 0
           1270            Owner Occupied                              1                         0                     170000                         80                        100                    850000                          0                     850000                 N                                  0               No MI                                 0
           1271            Owner Occupied                              1                         0                      70400                         80                        100                    352000                          0                     352000                 N                                  0               No MI                                 0
           1272            Owner Occupied                              1                         0                      39000                         90                        100                    390000                          0                     390000                 N                                  0               No MI                                 0
           1273            Owner Occupied                              1                         0                     118000                         80                        100                    590000                          0                     590000                 N                                  0               No MI                                 0
           1274            Owner Occupied                              1                         0                          0                      84.91                      84.91                    212000                          0                          0                 N                                  0               No MI                                 0
           1275            Owner Occupied                              1                         0                          0                         90                         90                    645000                          0                          0                 N                                  0               No MI                                 0
           1276            Owner Occupied                              1                         0                          0                      89.82                      89.82                    285000                          0                          0                 N                                  0               No MI                                 0
           1277          Investor Occupied                             1                         0                       7500                         90                         95                    150000                          0                     150000                 N                                  0               No MI                                 0
           1278            Owner Occupied                              1                         0                      58000                         80                        100                    290000                          0                     290000                 N                                  0               No MI                                 0
           1279          Investor Occupied                             1                         0                       6650                         90                         95                    133000                          0                     133000                 N                                  0               No MI                                 0
           1280          Investor Occupied                             1                         0                          0                         90                         90                    300000                          0                     300000                 N                                  0               No MI                                 0
           1281            Owner Occupied                              1                         0                      55000                         80                      88.38                    656000                          0                     656000                 N                                  0               No MI                                 0
           1282            Owner Occupied                              1                         0                          0                        100                        100                    357000                          0                     357000                 N                                  0               No MI                                 0
           1283            Owner Occupied                              1                         0                          0                         86                         86                    392000                          0                          0                 N                                  0               No MI                                 0
           1284          Investor Occupied                             1                         0                          0                         90                         90                    200000                          0                     200000                 N                                  0               No MI                                 0
           1285            Owner Occupied                              1                         0                          0                         90                         90                    372000                          0                          0                 N                                  0               No MI                                 0
           1286          Investor Occupied                             1                         0                          0                         90                         90                    180000                          0                     180000                 N                                  0               No MI                                 0
           1287            Owner Occupied                              1                         0                          0                         75                         75                    135000                          0                     135000                 N                                  0               No MI                                 0
           1288            Owner Occupied                              1                         0                     100000                         80                        100                    499999                          0                     499999                 N                                  0               No MI                                 0
           1289            Owner Occupied                              1                         0                          0                         85                         85                    405000                          0                          0                 N                                  0               No MI                                 0
           1290            Owner Occupied                              1                         0                          0                      82.93                      82.93                    410000                          0                          0                 N                                  0               No MI                                 0
           1291            Owner Occupied                              1                         0                      83000                         80                        100                    415000                          0                     415000                 N                                  0               No MI                                 0
           1292            Owner Occupied                              1                         0                          0                         70                         70                    600000                          0                          0                 N                                  0               No MI                                 0
           1293            Owner Occupied                              1                         0                      31500                         90                         95                    630000                          0                     630000                 N                                  0               No MI                                 0
           1294            Owner Occupied                              1                         0                      16473                         90                         95                    329500                          0                     329479                 N                                  0               No MI                                 0
           1295            Owner Occupied                              1                         0                      63000                         80                        100                    315000                          0                     315000                 N                                  0               No MI                                 0
           1296            Owner Occupied                              1                         0                      45000                         80                      99.15                    235000                          0                     235000                 N                                  0               No MI                                 0
           1297            Owner Occupied                              1                         0                      35400                         80                        100                    177000                          0                     177000                 N                                  0               No MI                                 0
           1298            Owner Occupied                              1                         0                          0                      74.05                      74.05                    370000                          0                          0                 N                                  0               No MI                                 0
           1299            Owner Occupied                              1                         0                      32800                         80                        100                    164000                          0                     164480                 N                                  0               No MI                                 0
           1300            Owner Occupied                              1                         0                          0                      76.51                      76.51                    175000                          0                     175000                 N                                  0               No MI                                 0
           1301            Owner Occupied                              1                         0                          0                      76.82                      76.82                    151000                          0                          0                 N                                  0               No MI                                 0
           1302            Owner Occupied                              1                         0                      70000                         80                        100                    350000                          0                     350000                 N                                  0               No MI                                 0
           1303          Investor Occupied                             1                         0                          0                         90                         90                    215000                          0                          0                 N                                  0               No MI                                 0
           1304            Owner Occupied                              1                         0                          0                         90                         90                    228000                          0                          0                 N                                  0               No MI                                 0
           1305            Owner Occupied                              1                         0                          0                         80                         80                    132900                          0                     132900                 N                                  0               No MI                                 0
           1306            Owner Occupied                              1                         0                      22000                         80                        100                    110000                          0                          0                 N                                  0               No MI                                 0
           1307            Owner Occupied                              1                         0                          0                         70                         70                    800000                          0                          0                 N                                  0               No MI                                 0
           1308            Owner Occupied                              1                         0                          0                         90                         90                    205000                          0                          0                 N                                  0               No MI                                 0
           1309            Owner Occupied                              1                         0                       8245                         90                         95                    164900                          0                     164900                 N                                  0               No MI                                 0
           1310            Owner Occupied                              1                         0                      67000                         80                        100                    335000                          0                     335000                 N                                  0               No MI                                 0
           1311            Owner Occupied                              1                         0                     134980                         80                        100                    674900                          0                     674900                 N                                  0               No MI                                 0
           1312            Owner Occupied                              1                         0                      50000                         80                        100                    250000                          0                     250000                 N                                  0               No MI                                 0
           1313            Owner Occupied                              1                         0                      15000                         90                         95                    300000                          0                     300000                 N                                  0               No MI                                 0
           1314            Owner Occupied                              1                         0                       7645                         90                         95                    160000                          0                     152900                 N                                  0               No MI                                 0
           1315            Owner Occupied                              1                         0                          0                         85                         85                    185000                          0                          0                 N                                  0               No MI                                 0
           1316            Owner Occupied                              1                         0                          0                         90                         90                    450000                          0                          0                 N                                  0               No MI                                 0
           1317            Owner Occupied                              1                         0                      72750                         80                         95                    485000                          0                     485000                 N                                  0               No MI                                 0
           1318            Owner Occupied                              1                         0                     101400                         80                        100                    507000                          0                     507000                 N                                  0               No MI                                 0
           1319            Owner Occupied                              1                         0                          0                       67.5                       67.5                    160000                          0                          0                 N                                  0               No MI                                 0
           1320            Owner Occupied                              1                         0                          0                         85                         85                     80000                          0                          0                 N                                  0               No MI                                 0
           1321            Owner Occupied                              1                         0                          0                         90                         90                    400000                          0                          0                 N                                  0               No MI                                 0
           1322            Owner Occupied                              1                         0                      58000                         80                        100                    290000                          0                     290000                 N                                  0               No MI                                 0
           1323            Owner Occupied                              1                         0                      43000                         80                        100                    215000                          0                     215000                 N                                  0               No MI                                 0
           1324            Owner Occupied                              1                         0                          0                         90                         90                    215000                          0                          0                 N                                  0               No MI                                 0
           1325            Owner Occupied                              1                         0                       5300                         90                         95                    106000                          0                     106000                 N                                  0               No MI                                 0
           1326            Owner Occupied                              1                         0                      42750                         85                        100                    285000                          0                     285000                 N                                  0               No MI                                 0
           1327            Owner Occupied                              1                         0                          0                         85                         85                    288000                          0                          0                 N                                  0               No MI                                 0
           1328            Owner Occupied                              1                         0                      11200                         90                         95                    224000                          0                     224000                 N                                  0               No MI                                 0
           1329            Owner Occupied                              1                         0                          0                         90                         90                    485000                          0                          0                 N                                  0               No MI                                 0
           1330            Owner Occupied                              1                         0                          0                         75                         75                    100000                          0                          0                 N                                  0               No MI                                 0
           1331          Investor Occupied                             1                         0                      10300                         90                         95                    206000                          0                     206000                 N                                  0               No MI                                 0
           1332            Owner Occupied                              1                         0                      11100                         90                         95                    222000                          0                     222000                 N                                  0               No MI                                 0
           1333            Owner Occupied                              1                         0                          0                         90                         90                     89000                          0                      89000                 N                                  0               No MI                                 0
           1334            Owner Occupied                              1                         0                          0                      84.49                      84.49                    136000                          0                          0                 N                                  0               No MI                                 0
           1335            Owner Occupied                              1                         0                          0                         80                         80                    279000                          0                          0                 N                                  0               No MI                                 0
           1336            Owner Occupied                              1                         0                      32000                         80                        100                    160000                          0                     160000                 N                                  0               No MI                                 0
           1337            Owner Occupied                              1                         0                      97065                         80                         95                    650000                          0                     647100                 N                                  0               No MI                                 0
           1338            Owner Occupied                              1                         0                          0                         85                         85                    205000                          0                          0                 N                                  0               No MI                                 0
           1339          Investor Occupied                             1                         0                      15000                         90                         95                    300000                          0                     300000                 N                                  0               No MI                                 0
           1340            Owner Occupied                              1                         0                          0                      82.46                      82.46                    268000                          0                          0                 N                                  0               No MI                                 0
           1341            Owner Occupied                              1                         0                          0                         80                         80                    190000                          0                          0                 N                                  0               No MI                                 0
           1342            Owner Occupied                              1                         0                      99000                         80                        100                    495000                          0                     495000                 N                                  0               No MI                                 0
           1343            Owner Occupied                              1                         0                      90800                         80                        100                    454000                          0                          0                 N                                  0               No MI                                 0
           1344            Owner Occupied                              1                         0                      14000                         90                         95                    280000                          0                     280000                 N                                  0               No MI                                 0
           1345            Owner Occupied                              1                         0                          0                         90                         90                    255000                          0                          0                 N                                  0               No MI                                 0
           1346            Owner Occupied                              1                         0                          0                         70                         70                    500000                          0                          0                 N                                  0               No MI                                 0
           1347            Owner Occupied                              1                         0                          0                         85                         85                    365000                          0                     297500                 N                                  0               No MI                                 0
           1348          Investor Occupied                             1                         0                          0                         90                         90                    111000                          0                     105000                 N                                  0               No MI                                 0
           1349            Owner Occupied                              1                         0                      74000                         80                        100                    370000                          0                     370000                 N                                  0               No MI                                 0
           1350            Owner Occupied                              1                         0                      88800                         80                        100                    444000                          0                     444000                 N                                  0               No MI                                 0
           1351            Owner Occupied                              1                         0                      50880                         80                        100                    254400                          0                     254400                 N                                  0               No MI                                 0
           1352            Owner Occupied                              1                         0                      82500                         80                         95                    550000                          0                     550000                 N                                  0               No MI                                 0
           1353            Owner Occupied                              1                         0                          0                         80                         80                    185000                          0                          0                 N                                  0               No MI                                 0
           1354            Owner Occupied                              1                         0                      80000                         80                        100                    400000                          0                     400000                 N                                  0               No MI                                 0
           1355            Owner Occupied                              1                         0                          0                         85                         85                    430000                          0                          0                 N                                  0               No MI                                 0
           1356            Owner Occupied                              1                         0                      95800                         80                        100                    479000                          0                     479000                 N                                  0               No MI                                 0
           1357            Owner Occupied                              1                         0                      90000                         80                        100                    450000                          0                     450000                 N                                  0               No MI                                 0
           1358            Owner Occupied                              1                         0                          0                         90                         90                     70490                          0                      70490                 N                                  0               No MI                                 0
           1359            Owner Occupied                              1                         0                          0                         79                         79                    283000                          0                          0                 N                                  0               No MI                                 0
           1360            Owner Occupied                              1                         0                      86000                         80                        100                    430000                          0                     430000                 N                                  0               No MI                                 0
           1361          Investor Occupied                             1                         0                          0                         90                         90                    180000                          0                          0                 N                                  0               No MI                                 0
           1362            Owner Occupied                              1                         0                     115485                         80                         95                    769900                          0                     769900                 N                                  0               No MI                                 0
           1363            Owner Occupied                              1                         0                      67050                         80                        100                    335250                          0                     335250                 N                                  0               No MI                                 0
           1364            Owner Occupied                              1                         0                          0                      60.53                      60.53                    152000                          0                          0                 N                                  0               No MI                                 0
           1365            Owner Occupied                              1                         0                          0                         85                         85                     78000                          0                          0                 N                                  0               No MI                                 0
           1366            Owner Occupied                              1                         0                      99000                         80                        100                    495000                          0                     495000                 N                                  0               No MI                                 0
           1367            Owner Occupied                              1                         0                      96000                         80                        100                    480000                          0                          0                 N                                  0               No MI                                 0
           1368            Owner Occupied                              1                         0                       8000                         90                         95                    160000                          0                     160000                 N                                  0               No MI                                 0
           1369            Owner Occupied                              1                         0                      72900                         80                         90                    729000                          0                     729000                 N                                  0               No MI                                 0
           1370            Owner Occupied                              1                         0                      75190                         80                        100                    375950                          0                     375950                 N                                  0               No MI                                 0
           1371          Investor Occupied                             1                         0                          0                         90                         90                    168000                          0                     168000                 N                                  0               No MI                                 0
           1372            Owner Occupied                              1                         0                          0                         90                         90                    245000                          0                          0                 N                                  0               No MI                                 0
           1373            Owner Occupied                              1                         0                          0                         90                         90                    290000                          0                          0                 N                                  0               No MI                                 0
           1374          Investor Occupied                             1                         0                          0                         80                         80                     75000                          0                          0                 N                                  0               No MI                                 0
           1375            Owner Occupied                              1                         0                          0                         80                         80                    239900                          0                     239900                 N                                  0               No MI                                 0
           1376            Owner Occupied                              1                         0                          0                      66.67                      66.67                    165000                          0                          0                 N                                  0               No MI                                 0
           1377            Owner Occupied                              1                         0                          0                         90                         90                    689000                          0                     689000                 N                                  0               No MI                                 0
           1378            Owner Occupied                              1                         0                          0                         95                         95                    365000                          0                          0                 N                                  0               No MI                                 0
           1379            Owner Occupied                              1                         0                      13950                         85                        100                     93000                          0                      95000                 N                                  0               No MI                                 0
           1380            Owner Occupied                              1                         0                          0                      77.39                      77.39                    130500                          0                          0                 N                                  0               No MI                                 0
           1381            Owner Occupied                              1                         0                     102000                         80                        100                    510000                          0                     510000                 N                                  0               No MI                                 0
           1382            Owner Occupied                              1                         0                      20500                         90                         95                    410000                          0                     410000                 N                                  0               No MI                                 0
           1383            Owner Occupied                              1                         0                      99800                         80                        100                    499000                          0                     499000                 N                                  0               No MI                                 0
           1384            Owner Occupied                              1                         0                      61000                         80                        100                    305000                          0                     305000                 N                                  0               No MI                                 0
           1385            Owner Occupied                              1                         0                     103000                      79.85                      99.32                    529000                          0                     529000                 N                                  0               No MI                                 0
           1386            Owner Occupied                              1                         0                          0                      84.67                      84.67                    750000                          0                          0                 N                                  0               No MI                                 0
           1387            Owner Occupied                              1                         0                          0                         80                         80                    400000                          0                     400000                 N                                  0               No MI                                 0
           1388            Owner Occupied                              1                         0                     100000                         80                        100                    500000                          0                     500000                 N                                  0               No MI                                 0
           1389            Owner Occupied                              1                         0                      96460                         80                        100                    482300                          0                     482300                 N                                  0               No MI                                 0
           1390            Owner Occupied                              1                         0                     148000                         80                        100                    740000                          0                     740000                 N                                  0               No MI                                 0
           1391            Owner Occupied                              1                         0                          0                         90                         90                    346000                          0                          0                 N                                  0               No MI                                 0
           1392            Owner Occupied                              1                         0                          0                         85                         85                    285000                          0                          0                 N                                  0               No MI                                 0
           1393            Owner Occupied                              1                         0                          0                         90                         90                    760000                          0                     745000                 N                                  0               No MI                                 0
           1394            Owner Occupied                              1                         0                     115000                         80                        100                    575000                          0                     575000                 N                                  0               No MI                                 0
           1395            Owner Occupied                              1                         0                          0                       88.2                       88.2                    322000                          0                          0                 N                                  0               No MI                                 0
           1396            Owner Occupied                              1                         0                      94500                         80                        100                    472500                          0                     472500                 N                                  0               No MI                                 0
           1397            Owner Occupied                              1                         0                          0                      89.17                      89.17                    545000                          0                          0                 N                                  0               No MI                                 0
           1398            Owner Occupied                              1                         0                       5700                         90                         95                    114000                          0                     114000                 N                                  0               No MI                                 0
           1399          Investor Occupied                             1                         0                      19650                         80                         85                    393000                          0                          0                 N                                  0               No MI                                 0
           1400            Owner Occupied                              1                         0                      75750                         80                         95                    505000                          0                     536500                 N                                  0               No MI                                 0
           1401            Owner Occupied                              1                         0                      70800                         80                        100                    354000                          0                          0                 N                                  0               No MI                                 0
           1402            Owner Occupied                              1                         0                          0                      73.26                      73.26                    430000                          0                     430000                 N                                  0               No MI                                 0
           1403            Owner Occupied                              1                         0                      61000                         80                        100                    305000                          0                          0                 N                                  0               No MI                                 0
           1404            Owner Occupied                              1                         0                      82000                         80                        100                    410000                          0                     410000                 N                                  0               No MI                                 0
           1405            Owner Occupied                              1                         0                      61800                         80                        100                    309000                          0                     309000                 N                                  0               No MI                                 0
           1406            Owner Occupied                              1                         0                          0                         90                         90                    120000                          0                          0                 N                                  0               No MI                                 0
           1407            Owner Occupied                              1                         0                      46200                         80                        100                    231000                          0                          0                 N                                  0               No MI                                 0
           1408            Owner Occupied                              1                         0                          0                      67.61                      67.61                    670000                          0                          0                 N                                  0               No MI                                 0
           1409            Owner Occupied                              1                         0                     169818                         80                        100                    849090                          0                     849090                 N                                  0               No MI                                 0
           1410            Owner Occupied                              1                         0                          0                      84.99                      84.99                    265000                          0                          0                 N                                  0               No MI                                 0
           1411            Owner Occupied                              1                         0                      85000                         80                        100                    425000                          0                     425000                 N                                  0               No MI                                 0
           1412            Owner Occupied                              1                         0                          0                         90                         90                    147000                          0                          0                 N                                  0               No MI                                 0
           1413            Owner Occupied                              1                         0                     143800                         80                        100                    719000                          0                     753000                 N                                  0               No MI                                 0
           1414            Owner Occupied                              1                         0                          0                         90                         90                    625000                          0                          0                 N                                  0               No MI                                 0
           1415            Owner Occupied                              1                         0                          0                         90                         90                    140000                          0                          0                 N                                  0               No MI                                 0
           1416            Owner Occupied                              1                         0                      22999                         90                         95                    459990                          0                     459990                 N                                  0               No MI                                 0
           1417            Owner Occupied                              1                         0                          0                         90                         90                    315000                          0                     315000                 N                                  0               No MI                                 0
           1418            Owner Occupied                              1                         0                      70000                         80                        100                    350000                          0                     350000                 N                                  0               No MI                                 0
           1419          Investor Occupied                             1                         0                       6500                         90                        100                     65000                          0                      65000                 N                                  0               No MI                                 0
           1420            Owner Occupied                              1                         0                      63000                         80                        100                    315000                          0                     315000                 N                                  0               No MI                                 0
           1421            Owner Occupied                              1                         0                     121000                         80                        100                    605000                          0                     605000                 N                                  0               No MI                                 0
           1422            Owner Occupied                              1                         0                     108000                         80                        100                    540000                          0                          0                 N                                  0               No MI                                 0
           1423            Owner Occupied                              1                         0                     127000                         80                        100                    635000                          0                     635000                 N                                  0               No MI                                 0
           1424            Owner Occupied                              1                         0                          0                         61                         61                    246000                          0                          0                 N                                  0               No MI                                 0
           1425            Owner Occupied                              1                         0                     111000                         80                        100                    555000                          0                     555000                 N                                  0               No MI                                 0
           1426          Investor Occupied                             1                         0                          0                         90                         90                    149000                          0                     149000                 N                                  0               No MI                                 0
           1427            Owner Occupied                              1                         0                          0                         80                         80                    160000                          0                          0                 N                                  0               No MI                                 0
           1428            Owner Occupied                              1                         0                          0                         80                         80                    315000                          0                          0                 N                                  0               No MI                                 0
           1429            Owner Occupied                              1                         0                      32600                         80                        100                    163000                          0                     163000                 N                                  0               No MI                                 0
           1430            Owner Occupied                              1                         0                          0                         80                         80                    545000                          0                          0                 N                                  0               No MI                                 0
           1431          Investor Occupied                             1                         0                       6150                         85                         90                    123000                          0                     123000                 N                                  0               No MI                                 0
           1432            Owner Occupied                              1                         0                          0                         75                         75                    393000                          0                     393000                 N                                  0               No MI                                 0
           1433            Owner Occupied                              1                         0                      21980                         80                        100                    109900                          0                     109900                 N                                  0               No MI                                 0
           1434            Owner Occupied                              1                         0                      38000                         80                        100                    190000                          0                     190000                 N                                  0               No MI                                 0
           1435            Owner Occupied                              1                         0                      58000                         80                        100                    290000                          0                     290000                 N                                  0               No MI                                 0
           1436            Owner Occupied                              1                         0                     104998                         80                        100                    524990                          0                     524990                 N                                  0               No MI                                 0
           1437            Owner Occupied                              1                         0                      90000                         80                        100                    450000                          0                     450000                 N                                  0               No MI                                 0
           1438            Owner Occupied                              1                         0                      58000                         80                        100                    290000                          0                          0                 N                                  0               No MI                                 0
           1439            Owner Occupied                              1                         0                          0                      81.88                      81.88                    160000                          0                          0                 N                                  0               No MI                                 0
           1440            Owner Occupied                              1                         0                      56000                         80                        100                    280000                          0                     280000                 N                                  0               No MI                                 0
           1441            Owner Occupied                              1                         0                          0                      71.21                      71.21                    330000                          0                          0                 N                                  0               No MI                                 0
           1442            Owner Occupied                              1                         0                      53000                         80                        100                    265000                          0                     265000                 N                                  0               No MI                                 0
           1443            Owner Occupied                              1                         0                          0                         85                         85                    400000                          0                     400000                 N                                  0               No MI                                 0
           1444            Owner Occupied                              1                         0                      22250                         90                         95                    445000                          0                          0                 N                                  0               No MI                                 0
           1445            Owner Occupied                              1                         0                          0                         80                         80                    560000                          0                     560000                 N                                  0               No MI                                 0
           1446            Owner Occupied                              1                         0                      18495                         90                         95                    369900                          0                     369900                 N                                  0               No MI                                 0
           1447          Investor Occupied                             1                         0                       8750                         90                         95                    175000                          0                     175000                 N                                  0               No MI                                 0
           1448            Owner Occupied                              1                         0                      84648                         80                        100                    423240                          0                     423240                 N                                  0               No MI                                 0
           1449            Owner Occupied                              1                         0                          0                         80                         80                    255000                          0                          0                 N                                  0               No MI                                 0
           1450            Owner Occupied                              1                         0                       9450                         90                      99.46                     99900                          0                      99900                 N                                  0               No MI                                 0
           1451            Owner Occupied                              1                         0                      45000                         80                        100                    225000                          0                     225000                 N                                  0               No MI                                 0
           1452            Owner Occupied                              1                         0                      23500                         90                         95                    470000                          0                          0                 N                                  0               No MI                                 0
           1453            Owner Occupied                              1                         0                      26250                         90                         95                    525000                          0                          0                 N                                  0               No MI                                 0
           1454            Owner Occupied                              1                         0                          0                         90                         90                    202000                          0                          0                 N                                  0               No MI                                 0
           1455            Owner Occupied                              1                         0                          0                      73.73                      73.73                    158000                          0                          0                 N                                  0               No MI                                 0
           1456            Owner Occupied                              1                         0                      87000                         80                        100                    435000                          0                          0                 N                                  0               No MI                                 0
           1457            Owner Occupied                              1                         0                          0                         75                         75                    115000                          0                     115000                 N                                  0               No MI                                 0
           1458            Owner Occupied                              1                         0                      95000                         80                        100                    475000                          0                     475000                 N                                  0               No MI                                 0
           1459            Owner Occupied                              1                         0                          0                         75                         75                    114000                          0                     114000                 N                                  0               No MI                                 0
           1460            Owner Occupied                              1                         0                      27500                         80                        100                    137500                          0                     137500                 N                                  0               No MI                                 0
           1461            Owner Occupied                              1                         0                       5800                         90                        100                     58000                          0                      58000                 N                                  0               No MI                                 0
           1462            Owner Occupied                              1                         0                          0                         85                         85                    100000                          0                          0                 N                                  0               No MI                                 0
           1463            Owner Occupied                              1                         0                          0                         85                         85                    255000                          0                          0                 N                                  0               No MI                                 0
           1464          Investor Occupied                             1                         0                      12838                      89.56                      99.52                    129000                          0                     128375                 N                                  0               No MI                                 0
           1465          Investor Occupied                             1                         0                          0                      77.72                      77.72                    202000                          0                          0                 N                                  0               No MI                                 0
           1466          Investor Occupied                             1                         0                       7900                         90                         95                    158000                          0                     158000                 N                                  0               No MI                                 0
           1467          Investor Occupied                             1                         0                          0                         90                         90                     75000                          0                          0                 N                                  0               No MI                                 0
           1468            Owner Occupied                              1                         0                      20600                         90                         95                    425000                          0                     412000                 N                                  0               No MI                                 0
           1469            Owner Occupied                              1                         0                      47600                         80                        100                    238000                          0                     238000                 N                                  0               No MI                                 0
           1470            Owner Occupied                              1                         0                          0                      88.82                      88.82                     85000                          0                          0                 N                                  0               No MI                                 0
           1471            Owner Occupied                              1                         0                      14000                         90                        100                    164000                          0                     140000                 N                                  0               No MI                                 0
           1472            Owner Occupied                              1                         0                      93000                         80                        100                    465000                          0                     465000                 N                                  0               No MI                                 0
           1473            Owner Occupied                              1                         0                          0                         80                         80                    420000                          0                     420000                 N                                  0               No MI                                 0
           1474            Owner Occupied                              1                         0                      25200                         85                        100                    168000                          0                     168000                 N                                  0               No MI                                 0
           1475            Owner Occupied                              1                         0                      39600                         80                        100                    198000                          0                     198000                 N                                  0               No MI                                 0
           1476            Owner Occupied                              1                         0                      78400                         80                        100                    392000                          0                     392000                 N                                  0               No MI                                 0
           1477            Owner Occupied                              1                         0                          0                      76.37                      76.37                    390000                          0                          0                 N                                  0               No MI                                 0
           1478            Owner Occupied                              1                         0                       7200                         90                        100                     72000                          0                      72000                 N                                  0               No MI                                 0
           1479            Owner Occupied                              1                         0                          0                         85                         85                    290000                          0                          0                 N                                  0               No MI                                 0
           1480            Owner Occupied                              1                         0                          0                         90                         90                    650000                          0                          0                 N                                  0               No MI                                 0
           1481          Investor Occupied                             1                         0                       7650                         90                         95                    153000                          0                     153000                 N                                  0               No MI                                 0
           1482            Owner Occupied                              1                         0                      93600                         80                        100                    468000                          0                     468000                 N                                  0               No MI                                 0
           1483            Owner Occupied                              1                         0                      58000                         80                        100                    290000                          0                     290000                 N                                  0               No MI                                 0
           1484            Owner Occupied                              1                         0                       6200                         90                         95                    124000                          0                     124000                 N                                  0               No MI                                 0
           1485            Owner Occupied                              1                         0                          0                         85                         85                     78000                          0                          0                 N                                  0               No MI                                 0
           1486            Owner Occupied                              1                         0                       6850                         90                         95                    137000                          0                     137000                 N                                  0               No MI                                 0
           1487          Investor Occupied                             1                         0                          0                         90                         90                     90000                          0                      90000                 N                                  0               No MI                                 0
           1488            Owner Occupied                              1                         0                          0                      84.48                      84.48                     82500                          0                          0                 N                                  0               No MI                                 0
           1489          Investor Occupied                             1                         0                      10270                         85                         90                    205410                          0                     205410                 N                                  0               No MI                                 0
           1490            Owner Occupied                              1                         0                          0                         85                         85                    204000                          0                          0                 N                                  0               No MI                                 0
           1491            Owner Occupied                              1                         0                          0                         90                         90                    130000                          0                     130000                 N                                  0               No MI                                 0
           1492            Owner Occupied                              1                         0                      15900                         90                        100                    159000                          0                     159000                 N                                  0               No MI                                 0
           1493            Owner Occupied                              1                         0                      10000                         85                         95                    100000                          0                     100000                 N                                  0               No MI                                 0
           1494            Owner Occupied                              1                         0                      20400                         80                        100                    102000                          0                     102000                 N                                  0               No MI                                 0
           1495            Owner Occupied                              1                         0                          0                      89.29                      89.29                    252000                          0                          0                 N                                  0               No MI                                 0
           1496          Investor Occupied                             1                         0                       7000                         85                         95                     70000                          0                      70000                 N                                  0               No MI                                 0
           1497            Owner Occupied                              1                         0                      10500                         90                         95                    210000                          0                     210000                 N                                  0               No MI                                 0
           1498            Owner Occupied                              1                         0                          0                         75                         75                     96500                          0                          0                 N                                  0               No MI                                 0
           1499            Owner Occupied                              1                         0                     112360                         80                        100                    561800                          0                     561800                 N                                  0               No MI                                 0
           1500            Owner Occupied                              1                         0                          0                         80                         80                    140000                          0                          0                 N                                  0               No MI                                 0
           1501            Owner Occupied                              1                         0                          0                         90                         90                    169000                          0                          0                 N                                  0               No MI                                 0
           1502            Owner Occupied                              1                         0                      40000                         80                        100                    200000                          0                     200000                 N                                  0               No MI                                 0
           1503          Investor Occupied                             1                         0                          0                         85                         85                     92000                          0                          0                 N                                  0               No MI                                 0
           1504            Owner Occupied                              1                         0                          0                         80                         80                    225000                          0                          0                 N                                  0               No MI                                 0
           1505            Owner Occupied                              1                         0                          0                         85                         85                    216000                          0                     216000                 N                                  0               No MI                                 0
           1506            Owner Occupied                              1                         0                          0                       80.9                       80.9                    221000                          0                          0                 N                                  0               No MI                                 0
           1507            Owner Occupied                              1                         0                          0                         90                         90                    190000                          0                          0                 N                                  0               No MI                                 0
           1508            Owner Occupied                              1                         0                          0                      68.32                      68.32                     80500                          0                          0                 N                                  0               No MI                                 0
           1509            Owner Occupied                              1                         0                      83400                         80                        100                    417000                          0                     439000                 N                                  0               No MI                                 0
           1510          Investor Occupied                             1                         0                          0                         80                         80                    430000                          0                          0                 N                                  0               No MI                                 0
           1511            Owner Occupied                              1                         0                          0                         80                         80                    347000                          0                          0                 N                                  0               No MI                                 0
           1512            Owner Occupied                              1                         0                      36400                         80                      94.98                    242990                          0                     242990                 N                                  0               No MI                                 0
           1513            Owner Occupied                              1                         0                      27700                         80                        100                    138500                          0                     138500                 N                                  0               No MI                                 0
           1514            Owner Occupied                              1                         0                          0                         85                         85                    245000                          0                          0                 N                                  0               No MI                                 0
           1515            Owner Occupied                              1                         0                     128000                         80                        100                    640000                          0                     670000                 N                                  0               No MI                                 0
           1516            Owner Occupied                              1                         0                          0                         90                         90                    388000                          0                          0                 N                                  0               No MI                                 0
           1517            Owner Occupied                              1                         0                      22700                         80                        100                    113500                          0                     113500                 N                                  0               No MI                                 0
           1518            Owner Occupied                              1                         0                      77000                         80                        100                    385000                          0                     385000                 N                                  0               No MI                                 0
           1519             Second Home                                1                         0                          0                         90                         90                    398000                          0                     398000                 N                                  0               No MI                                 0
           1520            Owner Occupied                              1                         0                          0                      84.44                      84.44                    450000                          0                          0                 N                                  0               No MI                                 0
           1521            Owner Occupied                              1                         0                      66000                         65                         80                    440000                          0                     448000                 N                                  0               No MI                                 0
           1522            Owner Occupied                              1                         0                      90000                         80                        100                    450000                          0                     455000                 N                                  0               No MI                                 0
           1523            Owner Occupied                              1                         0                      91846                         80                        100                    459230                          0                     459230                 N                                  0               No MI                                 0
           1524            Owner Occupied                              1                         0                      25750                         90                         95                    515000                          0                          0                 N                                  0               No MI                                 0
           1525            Owner Occupied                              1                         0                      82400                         80                        100                    412000                          0                     412000                 N                                  0               No MI                                 0
           1526            Owner Occupied                              1                         0                      68482                         80                      94.27                    480000                          0                          0                 N                                  0               No MI                                 0
           1527            Owner Occupied                              1                         0                       7750                         90                         95                    155000                          0                     155000                 N                                  0               No MI                                 0
           1528            Owner Occupied                              1                         0                          0                         90                         90                    700000                          0                          0                 N                                  0               No MI                                 0
           1529            Owner Occupied                              1                         0                          0                         85                         85                    290000                          0                     290000                 N                                  0               No MI                                 0
           1530            Owner Occupied                              1                         0                      52000                         80                        100                    260000                          0                     260000                 N                                  0               No MI                                 0
           1531            Owner Occupied                              1                         0                     130000                         80                        100                    650000                          0                     650000                 N                                  0               No MI                                 0
           1532            Owner Occupied                              1                         0                      35800                         80                        100                    179000                          0                          0                 N                                  0               No MI                                 0
           1533            Owner Occupied                              1                         0                      50880                         80                        100                    254400                          0                     254400                 N                                  0               No MI                                 0
           1534            Owner Occupied                              1                         0                          0                         85                         85                     80000                          0                          0                 N                                  0               No MI                                 0
           1535            Owner Occupied                              1                         0                          0                       87.8                       87.8                    205000                          0                          0                 N                                  0               No MI                                 0
           1536            Owner Occupied                              1                         0                      34198                         85                        100                    227990                          0                     227990                 N                                  0               No MI                                 0
           1537            Owner Occupied                              1                         0                      30653                         85                        100                    204350                          0                     204350                 N                                  0               No MI                                 0
           1538            Owner Occupied                              1                         0                      13100                         80                      90.31                    127000                          0                     127000                 N                                  0               No MI                                 0
           1539            Owner Occupied                              1                         0                          0                       88.2                       88.2                    192000                          0                          0                 N                                  0               No MI                                 0
           1540            Owner Occupied                              1                         0                          0                         75                         75                    640000                          0                          0                 N                                  0               No MI                                 0
           1541            Owner Occupied                              1                         0                       9745                         90                         95                    194900                          0                     194900                 N                                  0               No MI                                 0
           1542            Owner Occupied                              1                         0                          0                         90                         90                    135000                          0                          0                 N                                  0               No MI                                 0
           1543            Owner Occupied                              1                         0                          0                         90                         90                    500000                          0                     500000                 N                                  0               No MI                                 0
           1544            Owner Occupied                              1                         0                      48750                         85                        100                    325000                          0                     325000                 N                                  0               No MI                                 0
           1545            Owner Occupied                              1                         0                      59000                         80                        100                    295000                          0                     295000                 N                                  0               No MI                                 0
           1546            Owner Occupied                              1                         0                      27300                         85                        100                    182000                          0                     195000                 N                                  0               No MI                                 0
           1547            Owner Occupied                              1                         0                      29540                         80                        100                    147700                          0                     147700                 N                                  0               No MI                                 0
           1548            Owner Occupied                              1                         0                          0                      83.33                      83.33                     60000                          0                          0                 N                                  0               No MI                                 0
           1549            Owner Occupied                              1                         0                      24000                         90                        100                    240000                          0                     240000                 N                                  0               No MI                                 0
           1550            Owner Occupied                              1                         0                          0                         80                         80                    145000                          0                     145000                 N                                  0               No MI                                 0
           1551            Owner Occupied                              1                         0                      22590                         90                        100                    225900                          0                     225900                 N                                  0               No MI                                 0
           1552            Owner Occupied                              1                         0                     154000                         80                        100                    770000                          0                     770000                 N                                  0               No MI                                 0
           1553            Owner Occupied                              1                         0                      22500                         90                         95                    450000                          0                     450000                 N                                  0               No MI                                 0
           1554            Owner Occupied                              1                         0                          0                       67.5                       67.5                    120000                          0                          0                 N                                  0               No MI                                 0
           1555            Owner Occupied                              1                         0                      41400                         80                        100                    207000                          0                     207000                 N                                  0               No MI                                 0
           1556            Owner Occupied                              1                         0                          0                      81.13                      81.13                    265000                          0                          0                 N                                  0               No MI                                 0
           1557            Owner Occupied                              1                         0                      54000                         80                        100                    270000                          0                     270000                 N                                  0               No MI                                 0
           1558            Owner Occupied                              1                         0                          0                         85                         85                     80000                          0                          0                 N                                  0               No MI                                 0
           1559            Owner Occupied                              1                         0                       7500                         90                         95                    150000                          0                     150000                 N                                  0               No MI                                 0
           1560            Owner Occupied                              1                         0                          0                         87                         87                    370000                          0                          0                 N                                  0               No MI                                 0
           1561            Owner Occupied                              1                         0                          0                         90                         90                    325000                          0                          0                 N                                  0               No MI                                 0
           1562          Investor Occupied                             1                         0                          0                         90                         90                    685000                          0                     685000                 N                                  0               No MI                                 0
           1563            Owner Occupied                              1                         0                      16500                         85                         90                    330000                          0                          0                 N                                  0               No MI                                 0
           1564            Owner Occupied                              1                         0                     144000                         80                        100                    720000                          0                     720000                 N                                  0               No MI                                 0
           1565            Owner Occupied                              1                         0                     102820                         80                        100                    514100                          0                     514100                 N                                  0               No MI                                 0
           1566            Owner Occupied                              1                         0                      58000                         80                        100                    290000                          0                     290000                 N                                  0               No MI                                 0
           1567            Owner Occupied                              1                         0                      86600                         80                        100                    440000                          0                     433000                 N                                  0               No MI                                 0
           1568            Owner Occupied                              1                         0                          0                         75                         75                    280000                          0                          0                 N                                  0               No MI                                 0
           1569          Investor Occupied                             1                         0                          0                         90                         90                    125000                          0                     125000                 N                                  0               No MI                                 0
           1570            Owner Occupied                              1                         0                      78000                         80                        100                    390000                          0                     390000                 N                                  0               No MI                                 0
           1571            Owner Occupied                              1                         0                          0                      79.07                      79.07                    215000                          0                          0                 N                                  0               No MI                                 0
           1572            Owner Occupied                              1                         0                      45250                         80                         90                    452500                          0                          0                 N                                  0               No MI                                 0
           1573            Owner Occupied                              1                         0                          0                         85                         85                    500000                          0                          0                 N                                  0               No MI                                 0
           1574            Owner Occupied                              1                         0                          0                         75                         75                    470000                          0                          0                 N                                  0               No MI                                 0
           1575            Owner Occupied                              1                         0                          0                         85                         85                    425000                          0                          0                 N                                  0               No MI                                 0
           1576            Owner Occupied                              1                         0                      20250                         90                         95                    405000                          0                     405000                 N                                  0               No MI                                 0
           1577            Owner Occupied                              1                         0                      27400                         80                        100                    137000                          0                          0                 N                                  0               No MI                                 0
           1578            Owner Occupied                              1                         0                          0                         90                         90                    418000                          0                          0                 N                                  0               No MI                                 0
           1579            Owner Occupied                              1                         0                      88400                         80                        100                    442000                          0                          0                 N                                  0               No MI                                 0
           1580            Owner Occupied                              1                         0                      68790                         80                         90                    687900                          0                     687900                 N                                  0               No MI                                 0
           1581            Owner Occupied                              1                         0                          0                      79.69                      79.69                    130500                          0                          0                 N                                  0               No MI                                 0
           1582            Owner Occupied                              1                         0                      92000                         80                        100                    460000                          0                     460000                 N                                  0               No MI                                 0
           1583            Owner Occupied                              1                         0                          0                      89.74                      89.74                    341000                          0                          0                 N                                  0               No MI                                 0
           1584            Owner Occupied                              1                         0                      13875                         85                        100                     92500                          0                      92500                 N                                  0               No MI                                 0
           1585            Owner Occupied                              1                         0                          0                         90                         90                    310000                          0                          0                 N                                  0               No MI                                 0
           1586          Investor Occupied                             1                         0                      12267                         90                         95                    245350                          0                     246000                 N                                  0               No MI                                 0
           1587            Owner Occupied                              1                         0                          0                      78.95                      78.95                    171000                          0                          0                 N                                  0               No MI                                 0
           1588            Owner Occupied                              1                         0                          0                         85                         85                    480000                          0                          0                 N                                  0               No MI                                 0
           1589            Owner Occupied                              1                         0                      28350                         80                         95                    189000                          0                     189000                 N                                  0               No MI                                 0
           1590            Owner Occupied                              1                         0                      70000                         90                      99.72                    720000                          0                          0                 N                                  0               No MI                                 0
           1591            Owner Occupied                              1                         0                          0                        100                        100                     93000                          0                      93000                 N                                  0               No MI                                 0
           1592            Owner Occupied                              1                         0                      30000                         80                        100                    150000                          0                     150000                 N                                  0               No MI                                 0
           1593            Owner Occupied                              1                         0                      24800                         80                        100                    124000                          0                     124000                 N                                  0               No MI                                 0
           1594            Owner Occupied                              1                         0                     139000                         80                        100                    695000                          0                     695000                 N                                  0               No MI                                 0
           1595            Owner Occupied                              1                         0                          0                         85                         85                    237000                          0                     237000                 N                                  0               No MI                                 0
           1596            Owner Occupied                              1                         0                       5050                         90                         95                    101000                          0                          0                 N                                  0               No MI                                 0
           1597            Owner Occupied                              1                         0                          0                         90                         90                    425000                          0                     425000                 N                                  0               No MI                                 0
           1598            Owner Occupied                              1                         0                     130000                         80                        100                    650000                          0                     650000                 N                                  0               No MI                                 0
           1599            Owner Occupied                              1                         0                          0                      47.66                      47.66                    235000                          0                          0                 N                                  0               No MI                                 0
           1600            Owner Occupied                              1                         0                      54000                         80                        100                    270000                          0                     270000                 N                                  0               No MI                                 0
           1601            Owner Occupied                              1                         0                      10000                         90                         95                    200000                          0                          0                 N                                  0               No MI                                 0
           1602          Investor Occupied                             1                         0                      10350                         90                         95                    207000                          0                     207000                 N                                  0               No MI                                 0
           1603            Owner Occupied                              1                         0                      66000                         80                         95                    440000                          0                     440000                 N                                  0               No MI                                 0
           1604            Owner Occupied                              1                         0                          0                         80                         80                    165000                          0                     165000                 N                                  0               No MI                                 0
           1605            Owner Occupied                              1                         0                      95000                         80                        100                    475000                          0                     475000                 N                                  0               No MI                                 0
           1606            Owner Occupied                              1                         0                      27500                         90                         95                    550000                          0                          0                 N                                  0               No MI                                 0
           1607            Owner Occupied                              1                         0                      38900                         80                        100                    194500                          0                     194500                 N                                  0               No MI                                 0
           1608            Owner Occupied                              1                         0                          0                      87.85                      87.85                    107000                          0                          0                 N                                  0               No MI                                 0
           1609            Owner Occupied                              1                         0                       5000                      89.79                         95                     96000                          0                      96000                 N                                  0               No MI                                 0
           1610            Owner Occupied                              1                         0                     123800                         80                        100                    619000                          0                     619000                 N                                  0               No MI                                 0
           1611            Owner Occupied                              1                         0                      61700                         80                        100                    308500                          0                     308500                 N                                  0               No MI                                 0
           1612            Owner Occupied                              1                         0                      30000                         80                        100                    150000                          0                     150000                 N                                  0               No MI                                 0
           1613            Owner Occupied                              1                         0                      12250                         90                         95                    245000                          0                     245000                 N                                  0               No MI                                 0
           1614            Owner Occupied                              1                         0                          0                         85                         85                    156500                          0                     140000                 N                                  0               No MI                                 0
           1615            Owner Occupied                              1                         0                     114750                         80                         95                    765000                          0                     765000                 N                                  0               No MI                                 0
           1616            Owner Occupied                              1                         0                      53739                         80                        100                    268697                          0                     268697                 N                                  0               No MI                                 0
           1617            Owner Occupied                              1                         0                       6200                         90                         95                    124000                          0                     124000                 N                                  0               No MI                                 0
           1618            Owner Occupied                              1                         0                      10500                         80                         95                     80000                          0                      70000                 N                                  0               No MI                                 0
           1619            Owner Occupied                              1                         0                          0                         70                         70                    230000                          0                          0                 N                                  0               No MI                                 0
           1620            Owner Occupied                              1                         0                       6910                         90                         95                    138150                          0                     138150                 N                                  0               No MI                                 0
           1621          Investor Occupied                             1                         0                       5650                         90                         95                    114000                          0                     113000                 N                                  0               No MI                                 0
           1622            Owner Occupied                              1                         0                       7500                         90                         95                    150000                          0                     150000                 N                                  0               No MI                                 0
           1623            Owner Occupied                              1                         0                          0                         80                         80                    248000                          0                          0                 N                                  0               No MI                                 0
           1624            Owner Occupied                              1                         0                      25500                         85                        100                    170000                          0                     170000                 N                                  0               No MI                                 0
           1625            Owner Occupied                              1                         0                          0                         90                         90                    174000                          0                          0                 N                                  0               No MI                                 0
           1626            Owner Occupied                              1                         0                      12600                         85                         90                    252000                          0                          0                 N                                  0               No MI                                 0
           1627            Owner Occupied                              1                         0                      18000                         90                         95                    360000                          0                          0                 N                                  0               No MI                                 0
           1628          Investor Occupied                             1                         0                       9800                         90                        100                     98000                          0                      98000                 N                                  0               No MI                                 0
           1629            Owner Occupied                              1                         0                      48500                         80                        100                    242500                          0                     242500                 N                                  0               No MI                                 0
           1630            Owner Occupied                              1                         0                          0                         90                         90                    696440                          0                          0                 N                                  0               No MI                                 0
           1631            Owner Occupied                              1                         0                      42800                         80                        100                    214000                          0                     214000                 N                                  0               No MI                                 0
           1632            Owner Occupied                              1                         0                          0                         85                         85                     76000                          0                          0                 N                                  0               No MI                                 0
           1633            Owner Occupied                              1                         0                          0                         85                         85                    241000                          0                          0                 N                                  0               No MI                                 0
           1634            Owner Occupied                              1                         0                      39000                         80                        100                    195000                          0                     195000                 N                                  0               No MI                                 0
           1635          Investor Occupied                             1                         0                       7325                         90                         95                    146500                          0                     146500                 N                                  0               No MI                                 0
           1636            Owner Occupied                              1                         0                          0                         85                         85                    215000                          0                          0                 N                                  0               No MI                                 0
           1637            Owner Occupied                              1                         0                      10200                         90                         95                    204000                          0                          0                 N                                  0               No MI                                 0
           1638          Investor Occupied                             1                         0                      12250                         90                         95                    245000                          0                     245000                 N                                  0               No MI                                 0
           1639            Owner Occupied                              1                         0                          0                         90                         90                    425000                          0                          0                 N                                  0               No MI                                 0
           1640            Owner Occupied                              1                         0                          0                         80                         80                    190000                          0                          0                 N                                  0               No MI                                 0
           1641            Owner Occupied                              1                         0                      15500                         80                        100                     77500                          0                      77500                 N                                  0               No MI                                 0
           1642            Owner Occupied                              1                         0                          0                         85                         85                    800000                          0                          0                 N                                  0               No MI                                 0
           1643            Owner Occupied                              1                         0                          0                         84                         84                    125000                          0                     125000                 N                                  0               No MI                                 0
           1644            Owner Occupied                              1                         0                          0                         80                         80                    178500                          0                          0                 N                                  0               No MI                                 0
           1645            Owner Occupied                              1                         0                      12800                         90                         95                    256000                          0                          0                 N                                  0               No MI                                 0
           1646            Owner Occupied                              1                         0                          0                         85                         85                     90000                          0                          0                 N                                  0               No MI                                 0
           1647            Owner Occupied                              1                         0                      26700                         85                        100                    178000                          0                     178000                 N                                  0               No MI                                 0
           1648            Owner Occupied                              1                         0                      85000                         80                        100                    425000                          0                     425000                 N                                  0               No MI                                 0
           1649            Owner Occupied                              1                         0                      47800                         80                        100                    239000                          0                     239000                 N                                  0               No MI                                 0
           1650            Owner Occupied                              1                         0                      25600                         80                        100                    128000                          0                     128000                 N                                  0               No MI                                 0
           1651            Owner Occupied                              1                         0                          0                         85                         85                    205000                          0                          0                 N                                  0               No MI                                 0
           1652            Owner Occupied                              1                         0                       9750                         90                         95                    195000                          0                     195000                 N                                  0               No MI                                 0
           1653            Owner Occupied                              1                         0                      11120                         90                        100                    111200                          0                     111200                 N                                  0               No MI                                 0
           1654            Owner Occupied                              1                         0                          0                         90                         90                    358000                          0                          0                 N                                  0               No MI                                 0
           1655            Owner Occupied                              1                         0                          0                         90                         90                    150000                          0                          0                 N                                  0               No MI                                 0
           1656            Owner Occupied                              1                         0                          0                      82.55                      82.55                    275000                          0                          0                 N                                  0               No MI                                 0
           1657            Owner Occupied                              1                         0                          0                         90                         90                     78000                          0                          0                 N                                  0               No MI                                 0
           1658            Owner Occupied                              1                         0                      82675                         80                        100                    413375                          0                     413375                 N                                  0               No MI                                 0
           1659            Owner Occupied                              1                         0                      10800                         90                         95                    216000                          0                          0                 N                                  0               No MI                                 0
           1660            Owner Occupied                              1                         0                      75000                         80                        100                    375000                          0                          0                 N                                  0               No MI                                 0
           1661            Owner Occupied                              1                         0                          0                         85                         85                    240000                          0                          0                 N                                  0               No MI                                 0
           1662             Second Home                                1                         0                          0                      89.08                      89.08                    238000                          0                          0                 N                                  0               No MI                                 0
           1663            Owner Occupied                              1                         0                     119000                         80                        100                    595000                          0                     595000                 N                                  0               No MI                                 0
           1664            Owner Occupied                              1                         0                      89000                         80                        100                    445000                          0                          0                 N                                  0               No MI                                 0
           1665            Owner Occupied                              1                         0                          0                      86.71                      86.71                    173000                          0                          0                 N                                  0               No MI                                 0
           1666            Owner Occupied                              1                         0                          0                         90                         90                    301000                          0                     300000                 N                                  0               No MI                                 0
           1667            Owner Occupied                              1                         0                      27825                         85                        100                    186000                          0                     185500                 N                                  0               No MI                                 0
           1668            Owner Occupied                              1                         0                          0                         80                         80                    237000                          0                          0                 N                                  0               No MI                                 0
           1669            Owner Occupied                              1                         0                          0                         85                         85                    540000                          0                          0                 N                                  0               No MI                                 0
           1670          Investor Occupied                             1                         0                       6887                         90                         95                    140000                          0                     137740                 N                                  0               No MI                                 0
           1671            Owner Occupied                              1                         0                       9950                         90                        100                    100000                          0                      99500                 N                                  0               No MI                                 0
           1672            Owner Occupied                              1                         0                      21800                         80                        100                    109000                          0                     109000                 N                                  0               No MI                                 0
           1673            Owner Occupied                              1                         0                          0                      73.73                      73.73                    373000                          0                          0                 N                                  0               No MI                                 0
           1674            Owner Occupied                              1                         0                          0                         90                         90                     77000                          0                      77000                 N                                  0               No MI                                 0
           1675            Owner Occupied                              1                         0                      46000                         80                        100                    230000                          0                     230000                 N                                  0               No MI                                 0
           1676            Owner Occupied                              1                         0                          0                      84.73                      84.73                    131000                          0                          0                 N                                  0               No MI                                 0
           1677             Second Home                                1                         0                          0                         85                         85                    223990                          0                     223990                 N                                  0               No MI                                 0
           1678            Owner Occupied                              1                         0                          0                         90                         90                    296000                          0                          0                 N                                  0               No MI                                 0
           1679          Investor Occupied                             1                         0                          0                         90                         90                    115000                          0                     115000                 N                                  0               No MI                                 0
           1680            Owner Occupied                              1                         0                      30000                         80                        100                    150000                          0                     150000                 N                                  0               No MI                                 0
           1681            Owner Occupied                              1                         0                       9000                         90                         95                    180000                          0                          0                 N                                  0               No MI                                 0
           1682            Owner Occupied                              1                         0                      31256                         80                        100                    156281                          0                          0                 N                                  0               No MI                                 0
           1683            Owner Occupied                              1                         0                          0                      89.61                      89.61                    231000                          0                          0                 N                                  0               No MI                                 0
           1684          Investor Occupied                             1                         0                       8900                         90                        100                     89000                          0                      89000                 N                                  0               No MI                                 0
           1685          Investor Occupied                             1                         0                          0                         90                         90                    235000                          0                     235000                 N                                  0               No MI                                 0
           1686            Owner Occupied                              1                         0                      11543                         90                        100                    115431                          0                     115431                 N                                  0               No MI                                 0
           1687          Investor Occupied                             1                         0                          0                         90                         90                    125000                          0                          0                 N                                  0               No MI                                 0
           1688          Investor Occupied                             1                         0                       8550                         90                         95                    171000                          0                          0                 N                                  0               No MI                                 0
           1689          Investor Occupied                             1                         0                          0                         90                         90                     60000                          0                          0                 N                                  0               No MI                                 0
           1690            Owner Occupied                              1                         0                      74880                         80                        100                    374400                          0                     374400                 N                                  0               No MI                                 0
           1691            Owner Occupied                              1                         0                      59600                         80                        100                    298000                          0                     298000                 N                                  0               No MI                                 0
           1692            Owner Occupied                              1                         0                      85000                         80                        100                    425000                          0                     425000                 N                                  0               No MI                                 0
           1693            Owner Occupied                              1                         0                      37200                         80                        100                    186000                          0                     186000                 N                                  0               No MI                                 0
           1694            Owner Occupied                              1                         0                          0                         90                         90                    562000                          0                          0                 N                                  0               No MI                                 0
           1695            Owner Occupied                              1                         0                      11150                         90                        100                    116000                          0                     111500                 N                                  0               No MI                                 0
           1696            Owner Occupied                              1                         0                      11250                         90                        100                    112500                          0                     112500                 N                                  0               No MI                                 0
           1697            Owner Occupied                              1                         0                       9500                         90                         95                    190000                          0                     190000                 N                                  0               No MI                                 0
           1698            Owner Occupied                              1                         0                          0                      84.48                      84.48                    375000                          0                          0                 N                                  0               No MI                                 0
           1699            Owner Occupied                              1                         0                      15844                         90                        100                    158444                          0                     158444                 N                                  0               No MI                                 0
           1700            Owner Occupied                              1                         0                          0                         90                         90                    400000                          0                          0                 N                                  0               No MI                                 0
           1701            Owner Occupied                              1                         0                          0                       85.2                       85.2                    250000                          0                          0                 N                                  0               No MI                                 0
           1702            Owner Occupied                              1                         0                          0                         85                         85                    280000                          0                          0                 N                                  0               No MI                                 0
           1703            Owner Occupied                              1                         0                          0                         80                         80                    230000                          0                          0                 N                                  0               No MI                                 0
           1704            Owner Occupied                              1                         0                      11700                         90                        100                    117000                          0                     117000                 N                                  0               No MI                                 0
           1705            Owner Occupied                              1                         0                      37000                         80                        100                    185000                          0                     185000                 N                                  0               No MI                                 0
           1706          Investor Occupied                             1                         0                      11750                         90                         95                    240000                          0                     235000                 N                                  0               No MI                                 0
           1707            Owner Occupied                              1                         0                          0                      66.67                      66.67                    135000                          0                          0                 N                                  0               No MI                                 0
           1708            Owner Occupied                              1                         0                          0                         85                         85                    250000                          0                          0                 N                                  0               No MI                                 0
           1709            Owner Occupied                              1                         0                      25000                         80                        100                    128000                          0                     125000                 N                                  0               No MI                                 0
           1710            Owner Occupied                              1                         0                          0                         75                         75                    120000                          0                          0                 N                                  0               No MI                                 0
           1711            Owner Occupied                              1                         0                          0                         80                         80                    340000                          0                          0                 N                                  0               No MI                                 0
           1712            Owner Occupied                              1                         0                          0                         90                         90                    245000                          0                          0                 N                                  0               No MI                                 0
           1713            Owner Occupied                              1                         0                          0                         90                         90                    124900                          0                     124900                 N                                  0               No MI                                 0
           1714            Owner Occupied                              1                         0                      40000                         80                        100                    200000                          0                     200000                 N                                  0               No MI                                 0
           1715          Investor Occupied                             1                         0                       6900                         85                         90                    138000                          0                          0                 N                                  0               No MI                                 0
           1716            Owner Occupied                              1                         0                       5650                         90                         95                    113000                          0                     113000                 N                                  0               No MI                                 0
           1717            Owner Occupied                              1                         0                          0                         90                         90                     60000                          0                      60000                 N                                  0               No MI                                 0
           1718            Owner Occupied                              1                         0                      47500                         90                        100                    475000                          0                     475000                 N                                  0               No MI                                 0
           1719          Investor Occupied                             1                         0                      15250                         90                         95                    305000                          0                     305000                 N                                  0               No MI                                 0
           1720            Owner Occupied                              1                         0                      48010                         80                         95                    320068                          0                     320068                 N                                  0               No MI                                 0
           1721            Owner Occupied                              1                         0                      56000                         80                        100                    280000                          0                     280000                 N                                  0               No MI                                 0
           1722            Owner Occupied                              1                         0                      35100                         85                        100                    234000                          0                     234000                 N                                  0               No MI                                 0
           1723            Owner Occupied                              1                         0                      18300                         80                         95                    122000                          0                     122000                 N                                  0               No MI                                 0
           1724            Owner Occupied                              1                         0                      35580                         80                        100                    177900                          0                     177900                 N                                  0               No MI                                 0
           1725            Owner Occupied                              1                         0                          0                         86                         86                    400000                          0                          0                 N                                  0               No MI                                 0
           1726          Investor Occupied                             1                         0                       7600                         90                         95                    152000                          0                     156350                 N                                  0               No MI                                 0
           1727            Owner Occupied                              1                         0                          0                         85                         85                    100000                          0                          0                 N                                  0               No MI                                 0
           1728            Owner Occupied                              1                         0                      39500                         80                        100                    197500                          0                     197500                 N                                  0               No MI                                 0
           1729            Owner Occupied                              1                         0                      37500                         90                        100                    375000                          0                     375000                 N                                  0               No MI                                 0
           1730            Owner Occupied                              1                         0                          0                         75                         75                    110000                          0                          0                 N                                  0               No MI                                 0
           1731            Owner Occupied                              1                         0                      36800                         80                        100                    184000                          0                     184000                 N                                  0               No MI                                 0
           1732            Owner Occupied                              1                         0                          0                         90                         90                    125000                          0                          0                 N                                  0               No MI                                 0
           1733            Owner Occupied                              1                         0                          0                      87.63                      87.63                    190000                          0                          0                 N                                  0               No MI                                 0
           1734            Owner Occupied                              1                         0                      44400                         80                        100                    222000                          0                     222000                 N                                  0               No MI                                 0
           1735            Owner Occupied                              1                         0                      10150                         90                         95                    203000                          0                     203000                 N                                  0               No MI                                 0
           1736            Owner Occupied                              1                         0                      29000                         80                        100                    145000                          0                          0                 N                                  0               No MI                                 0
           1737            Owner Occupied                              1                         0                          0                         90                         90                    462000                          0                     462000                 N                                  0               No MI                                 0
           1738            Owner Occupied                              1                         0                          0                         80                         80                    550000                          0                          0                 N                                  0               No MI                                 0
           1739            Owner Occupied                              1                         0                          0                         90                         90                    415000                          0                          0                 N                                  0               No MI                                 0
           1740            Owner Occupied                              1                         0                      28900                         80                        100                    144500                          0                     144500                 N                                  0               No MI                                 0
           1741            Owner Occupied                              1                         0                          0                      68.97                      68.97                     87000                          0                          0                 N                                  0               No MI                                 0
           1742            Owner Occupied                              1                         0                      14976                         80                      91.09                    135000                          0                          0                 N                                  0               No MI                                 0
           1743            Owner Occupied                              1                         0                          0                         90                         90                    244000                          0                          0                 N                                  0               No MI                                 0
           1744            Owner Occupied                              1                         0                      35380                         80                        100                    176900                          0                     176900                 N                                  0               No MI                                 0
           1745            Owner Occupied                              1                         0                      15800                         90                        100                    158000                          0                     158000                 N                                  0               No MI                                 0
           1746          Investor Occupied                             1                         0                          0                       73.1                       73.1                    145000                          0                          0                 N                                  0               No MI                                 0
           1747            Owner Occupied                              1                         0                          0                         85                         85                    185000                          0                     185000                 N                                  0               No MI                                 0
           1748            Owner Occupied                              1                         0                      40800                         80                        100                    204000                          0                          0                 N                                  0               No MI                                 0
           1749            Owner Occupied                              1                         0                      67200                         80                        100                    336000                          0                     336000                 N                                  0               No MI                                 0
           1750            Owner Occupied                              1                         0                          0                         90                         90                    134000                          0                          0                 N                                  0               No MI                                 0
           1751            Owner Occupied                              1                         0                          0                         90                         90                    341000                          0                          0                 N                                  0               No MI                                 0
           1752          Investor Occupied                             1                         0                      10750                         90                         95                    215000                          0                     215000                 N                                  0               No MI                                 0
           1753            Owner Occupied                              1                         0                      30300                         80                        100                    151500                          0                     151500                 N                                  0               No MI                                 0
           1754            Owner Occupied                              1                         0                      28000                         90                         95                    560000                          0                     625000                 N                                  0               No MI                                 0
           1755            Owner Occupied                              1                         0                      20600                         90                        100                    206000                          0                     206000                 N                                  0               No MI                                 0
           1756            Owner Occupied                              1                         0                          0                      83.04                      83.04                    560000                          0                          0                 N                                  0               No MI                                 0
           1757            Owner Occupied                              1                         0                      78000                         80                        100                    390000                          0                     390000                 N                                  0               No MI                                 0
           1758            Owner Occupied                              1                         0                      77000                         80                        100                    385000                          0                     385000                 N                                  0               No MI                                 0
           1759            Owner Occupied                              1                         0                          0                         85                         85                    117000                          0                     117000                 N                                  0               No MI                                 0
           1760            Owner Occupied                              1                         0                      70700                         80                        100                    353500                          0                     353500                 N                                  0               No MI                                 0
           1761            Owner Occupied                              1                         0                          0                         80                         80                    215000                          0                          0                 N                                  0               No MI                                 0
           1762          Investor Occupied                             1                         0                          0                         90                         90                    235000                          0                     235000                 N                                  0               No MI                                 0
           1763            Owner Occupied                              1                         0                      45000                         80                        100                    225000                          0                     225000                 N                                  0               No MI                                 0
           1764            Owner Occupied                              1                         0                      30800                         80                        100                    154000                          0                     154000                 N                                  0               No MI                                 0
           1765            Owner Occupied                              1                         0                          0                      66.23                      66.23                    151000                          0                          0                 N                                  0               No MI                                 0
           1766          Investor Occupied                             1                         0                      14200                         90                        100                    142000                          0                     142000                 N                                  0               No MI                                 0
           1767            Owner Occupied                              1                         0                       5550                         90                         95                    111000                          0                     111000                 N                                  0               No MI                                 0
           1768          Investor Occupied                             1                         0                       7000                         85                         90                    140000                          0                     140000                 N                                  0               No MI                                 0
           1769          Investor Occupied                             1                         0                          0                         85                         85                    110000                          0                          0                 N                                  0               No MI                                 0
           1770            Owner Occupied                              1                         0                      91000                         80                        100                    455000                          0                     455000                 N                                  0               No MI                                 0
           1771            Owner Occupied                              1                         0                      22460                         80                        100                    112300                          0                     112300                 N                                  0               No MI                                 0
           1772            Owner Occupied                              1                         0                          0                         90                         90                    174000                          0                          0                 N                                  0               No MI                                 0
           1773            Owner Occupied                              1                         0                      78000                         80                        100                    390000                          0                     390000                 N                                  0               No MI                                 0
           1774            Owner Occupied                              1                         0                          0                         85                         85                    141000                          0                          0                 N                                  0               No MI                                 0
           1775            Owner Occupied                              1                         0                          0                      80.49                      80.49                    246000                          0                          0                 N                                  0               No MI                                 0
           1776            Owner Occupied                              1                         0                      13000                         90                        100                    130000                          0                     130000                 N                                  0               No MI                                 0
           1777            Owner Occupied                              1                         0                          0                         90                         90                    283000                          0                     283000                 N                                  0               No MI                                 0
           1778            Owner Occupied                              1                         0                          0                         85                         85                     98000                          0                          0                 N                                  0               No MI                                 0
           1779            Owner Occupied                              1                         0                      14500                         90                        100                    145000                          0                     145000                 N                                  0               No MI                                 0
           1780            Owner Occupied                              1                         0                      27350                         80                        100                    136750                          0                     136750                 N                                  0               No MI                                 0
           1781            Owner Occupied                              1                         0                      28200                         80                        100                    141000                          0                     141000                 N                                  0               No MI                                 0
           1782            Owner Occupied                              1                         0                          0                         85                         85                    100000                          0                          0                 N                                  0               No MI                                 0
           1783            Owner Occupied                              1                         0                       6807                         90                         95                    136159                          0                     136159                 N                                  0               No MI                                 0
           1784            Owner Occupied                              1                         0                          0                         85                         85                    137000                          0                          0                 N                                  0               No MI                                 0
           1785            Owner Occupied                              1                         0                          0                         90                         90                    295000                          0                          0                 N                                  0               No MI                                 0
           1786            Owner Occupied                              1                         0                      10500                         85                         95                    106000                          0                     105000                 N                                  0               No MI                                 0
           1787            Owner Occupied                              1                         0                          0                         80                         80                     91000                          0                          0                 N                                  0               No MI                                 0
           1788            Owner Occupied                              1                         0                          0                      84.49                      84.49                    166000                          0                          0                 N                                  0               No MI                                 0
           1789            Owner Occupied                              1                         0                          0                         85                         85                    215000                          0                          0                 N                                  0               No MI                                 0
           1790          Investor Occupied                             1                         0                       7625                         90                         95                    152500                          0                     152500                 N                                  0               No MI                                 0
           1791            Owner Occupied                              1                         0                      62000                         80                        100                    315000                          0                     310000                 N                                  0               No MI                                 0
           1792            Owner Occupied                              1                         0                       7500                         90                         95                    150000                          0                          0                 N                                  0               No MI                                 0
           1793            Owner Occupied                              1                         0                          0                         90                         90                    140000                          0                          0                 N                                  0               No MI                                 0
           1794            Owner Occupied                              1                         0                      14000                         90                        100                    140000                          0                     140000                 N                                  0               No MI                                 0
           1795            Owner Occupied                              1                         0                          0                         85                         85                    299000                          0                     299000                 N                                  0               No MI                                 0
           1796            Owner Occupied                              1                         0                      43000                         80                        100                    215000                          0                     215000                 N                                  0               No MI                                 0
           1797            Owner Occupied                              1                         0                      31785                         85                        100                    211900                          0                     211900                 N                                  0               No MI                                 0
           1798            Owner Occupied                              1                         0                      48000                         80                        100                    240000                          0                     240000                 N                                  0               No MI                                 0
           1799            Owner Occupied                              1                         0                      11500                         90                        100                    115000                          0                     115000                 N                                  0               No MI                                 0
           1800            Owner Occupied                              1                         0                          0                         75                         75                    350000                          0                          0                 N                                  0               No MI                                 0
           1801            Owner Occupied                              1                         0                          0                         80                         80                    350000                          0                          0                 N                                  0               No MI                                 0
           1802            Owner Occupied                              1                         0                          0                      82.42                      82.42                    495000                          0                          0                 N                                  0               No MI                                 0
           1803            Owner Occupied                              1                         0                          0                         85                         85                    470000                          0                          0                 N                                  0               No MI                                 0
           1804            Owner Occupied                              1                         0                      11200                         90                        100                    112000                          0                     112000                 N                                  0               No MI                                 0
           1805            Owner Occupied                              1                         0                      53400                         80                        100                    267000                          0                     267000                 N                                  0               No MI                                 0
           1806            Owner Occupied                              1                         0                      74000                         80                        100                    370000                          0                     370000                 N                                  0               No MI                                 0
           1807            Owner Occupied                              1                         0                     114000                         80                        100                    570000                          0                          0                 N                                  0               No MI                                 0
           1808            Owner Occupied                              1                         0                      31000                         90                        100                    310000                          0                          0                 N                                  0               No MI                                 0
           1809            Owner Occupied                              1                         0                      39400                         80                        100                    197000                          0                     197000                 N                                  0               No MI                                 0
           1810            Owner Occupied                              1                         0                          0                         85                         85                    385000                          0                          0                 N                                  0               No MI                                 0
           1811            Owner Occupied                              1                         0                      16837                         90                        100                    168375                          0                     168375                 N                                  0               No MI                                 0
           1812          Investor Occupied                             1                         0                          0                         80                         80                    116500                          0                          0                 N                                  0               No MI                                 0
           1813            Owner Occupied                              1                         0                          0                         80                         80                    281000                          0                          0                 N                                  0               No MI                                 0
           1814            Owner Occupied                              1                         0                      85000                         80                        100                    425000                          0                     425000                 N                                  0               No MI                                 0
           1815            Owner Occupied                              1                         0                          0                         90                         90                    330000                          0                          0                 N                                  0               No MI                                 0
           1816            Owner Occupied                              1                         0                          0                         85                         85                    177000                          0                          0                 N                                  0               No MI                                 0
           1817            Owner Occupied                              1                         0                          0                      74.52                      74.52                    310000                          0                          0                 N                                  0               No MI                                 0
           1818            Owner Occupied                              1                         0                     117000                         80                        100                    585000                          0                     585000                 N                                  0               No MI                                 0
           1819            Owner Occupied                              1                         0                      56000                         80                        100                    280000                          0                     280000                 N                                  0               No MI                                 0
           1820            Owner Occupied                              1                         0                      76000                         80                        100                    380000                          0                     380000                 N                                  0               No MI                                 0
           1821          Investor Occupied                             1                         0                          0                         90                         90                    265000                          0                     265000                 N                                  0               No MI                                 0
           1822            Owner Occupied                              1                         0                      81000                         80                        100                    405000                          0                     405000                 N                                  0               No MI                                 0
           1823            Owner Occupied                              1                         0                      54600                         80                        100                    273000                          0                     273000                 N                                  0               No MI                                 0
           1824            Owner Occupied                              1                         0                      74400                         80                        100                    372000                          0                     372000                 N                                  0               No MI                                 0
           1825            Owner Occupied                              1                         0                          0                         80                         80                    320000                          0                          0                 N                                  0               No MI                                 0
           1826            Owner Occupied                              1                         0                          0                         85                         85                    625000                          0                          0                 N                                  0               No MI                                 0
           1827            Owner Occupied                              1                         0                      48000                         80                        100                    256000                          0                     240000                 N                                  0               No MI                                 0
           1828          Investor Occupied                             1                         0                          0                         80                         80                    620000                          0                          0                 N                                  0               No MI                                 0
           1829            Owner Occupied                              1                         0                          0                         90                         90                    250000                          0                          0                 N                                  0               No MI                                 0
           1830            Owner Occupied                              1                         0                     104000                         80                        100                    520000                          0                     520000                 N                                  0               No MI                                 0
           1831            Owner Occupied                              1                         0                     108000                         80                        100                    540000                          0                     540000                 N                                  0               No MI                                 0
           1832            Owner Occupied                              1                         0                      79000                         80                        100                    395000                          0                     395000                 N                                  0               No MI                                 0
           1833            Owner Occupied                              1                         0                      10350                         90                         95                    207000                          0                     207000                 N                                  0               No MI                                 0
           1834            Owner Occupied                              1                         0                          0                         90                         90                    192000                          0                          0                 N                                  0               No MI                                 0
           1835            Owner Occupied                              1                         0                     102000                         80                        100                    510000                          0                     510000                 N                                  0               No MI                                 0
           1836            Owner Occupied                              1                         0                          0                         90                         90                    217000                          0                     217000                 N                                  0               No MI                                 0
           1837            Owner Occupied                              1                         0                     108000                         80                        100                    540000                          0                     540000                 N                                  0               No MI                                 0
           1838            Owner Occupied                              1                         0                      75600                         80                        100                    378000                          0                     378000                 N                                  0               No MI                                 0
           1839            Owner Occupied                              1                         0                          0                      88.17                      88.17                    567000                          0                          0                 N                                  0               No MI                                 0
           1840          Investor Occupied                             1                         0                          0                         80                         80                    670000                          0                     670000                 N                                  0               No MI                                 0
           1841            Owner Occupied                              1                         0                          0                         90                         90                    400000                          0                     400000                 N                                  0               No MI                                 0
           1842            Owner Occupied                              1                         0                      38990                         85                         95                    389900                          0                     389900                 N                                  0               No MI                                 0
           1843            Owner Occupied                              1                         0                          0                         85                         85                    130000                          0                          0                 N                                  0               No MI                                 0
           1844            Owner Occupied                              1                         0                      23250                         90                         95                    465000                          0                          0                 N                                  0               No MI                                 0
           1845            Owner Occupied                              1                         0                          0                         90                         90                    498000                          0                     498000                 N                                  0               No MI                                 0
           1846            Owner Occupied                              1                         0                      10200                         90                         95                    204000                          0                     204000                 N                                  0               No MI                                 0
           1847            Owner Occupied                              1                         0                      28800                         80                        100                    144000                          0                     144000                 N                                  0               No MI                                 0
           1848            Owner Occupied                              1                         0                      85000                         80                      94.53                    585000                          0                     585000                 N                                  0               No MI                                 0
           1849            Owner Occupied                              1                         0                      41400                         80                        100                    207000                          0                          0                 N                                  0               No MI                                 0
           1850            Owner Occupied                              1                         0                      11600                         90                        100                    116000                          0                     116000                 N                                  0               No MI                                 0
           1851            Owner Occupied                              1                         0                      49000                         80                        100                    245000                          0                          0                 N                                  0               No MI                                 0
           1852            Owner Occupied                              1                         0                          0                         85                         85                    390000                          0                     390000                 N                                  0               No MI                                 0
           1853            Owner Occupied                              1                         0                      91400                         80                        100                    457000                          0                     457000                 N                                  0               No MI                                 0
           1854            Owner Occupied                              1                         0                       8200                         90                        100                     82000                          0                      82000                 N                                  0               No MI                                 0
           1855            Owner Occupied                              1                         0                      97000                         80                        100                    485000                          0                     485000                 N                                  0               No MI                                 0
           1856            Owner Occupied                              1                         0                     112000                         80                        100                    560000                          0                          0                 N                                  0               No MI                                 0
           1857            Owner Occupied                              1                         0                          0                      83.66                      83.66                    344000                          0                          0                 N                                  0               No MI                                 0
           1858            Owner Occupied                              1                         0                          0                         80                         80                    398000                          0                          0                 N                                  0               No MI                                 0
           1859            Owner Occupied                              1                         0                     123000                         80                        100                    615000                          0                     615000                 N                                  0               No MI                                 0
           1860          Investor Occupied                             1                         0                          0                         80                         80                     85000                          0                      85000                 N                                  0               No MI                                 0
           1861          Investor Occupied                             1                         0                       8150                         90                         95                    163000                          0                     163000                 N                                  0               No MI                                 0
           1862          Investor Occupied                             1                         0                          0                         90                         90                    460000                          0                          0                 N                                  0               No MI                                 0
           1863            Owner Occupied                              1                         0                       6375                         90                         95                    127500                          0                          0                 N                                  0               No MI                                 0
           1864            Owner Occupied                              1                         0                          0                         80                         80                    290000                          0                          0                 N                                  0               No MI                                 0
           1865            Owner Occupied                              1                         0                          0                         85                         85                    285000                          0                          0                 N                                  0               No MI                                 0
           1866            Owner Occupied                              1                         0                          0                         80                         80                    505000                          0                          0                 N                                  0               No MI                                 0
           1867            Owner Occupied                              1                         0                      49980                         75                      93.51                    270000                          0                          0                 N                                  0               No MI                                 0
           1868            Owner Occupied                              1                         0                          0                         90                         90                    450000                          0                     450000                 N                                  0               No MI                                 0
           1869            Owner Occupied                              1                         0                          0                         90                         90                    325000                          0                          0                 N                                  0               No MI                                 0
           1870            Owner Occupied                              1                         0                          0                      83.57                      83.57                    700000                          0                          0                 N                                  0               No MI                                 0
           1871            Owner Occupied                              1                         0                          0                      92.57                      92.57                    404000                          0                          0                 N                                  0               No MI                                 0
           1872            Owner Occupied                              1                         0                     161000                         80                        100                    805000                          0                     805000                 N                                  0               No MI                                 0
           1873            Owner Occupied                              1                         0                      53800                         80                        100                    269000                          0                     269000                 N                                  0               No MI                                 0
           1874          Investor Occupied                             1                         0                      11700                         90                         95                    234000                          0                     234000                 N                                  0               No MI                                 0
           1875            Owner Occupied                              1                         0                          0                         84                         84                    625000                          0                          0                 N                                  0               No MI                                 0
           1876            Owner Occupied                              1                         0                          0                         90                         90                    416000                          0                          0                 N                                  0               No MI                                 0
           1877            Owner Occupied                              1                         0                      25500                         80                      92.44                    205000                          0                          0                 N                                  0               No MI                                 0
           1878            Owner Occupied                              1                         0                     116000                         80                        100                    580000                          0                     580000                 N                                  0               No MI                                 0
           1879            Owner Occupied                              1                         0                      55000                         80                        100                    275000                          0                     275000                 N                                  0               No MI                                 0
           1880            Owner Occupied                              1                         0                          0                      83.33                      83.33                    420000                          0                          0                 N                                  0               No MI                                 0
           1881            Owner Occupied                              1                         0                      68000                         80                        100                    340000                          0                     340000                 N                                  0               No MI                                 0
           1882            Owner Occupied                              1                         0                          0                         75                         75                    294000                          0                     294000                 N                                  0               No MI                                 0
           1883            Owner Occupied                              1                         0                          0                         75                         75                    200000                          0                          0                 N                                  0               No MI                                 0
           1884            Owner Occupied                              1                         0                          0                         85                         85                    275000                          0                          0                 N                                  0               No MI                                 0
           1885          Investor Occupied                             1                         0                          0                         90                         90                     94000                          0                      94000                 N                                  0               No MI                                 0
           1886            Owner Occupied                              1                         0                      54000                         80                        100                    270000                          0                     270000                 N                                  0               No MI                                 0
           1887            Owner Occupied                              1                         0                          0                         80                         80                    293000                          0                          0                 N                                  0               No MI                                 0
           1888            Owner Occupied                              1                         0                      28800                         80                         90                    288110                          0                     288110                 N                                  0               No MI                                 0
           1889            Owner Occupied                              1                         0                          0                       83.7                       83.7                    227000                          0                          0                 N                                  0               No MI                                 0
           1890            Owner Occupied                              1                         0                          0                         90                         90                    270000                          0                     263895                 N                                  0               No MI                                 0
           1891            Owner Occupied                              1                         0                          0                         90                         90                    611000                          0                     611000                 N                                  0               No MI                                 0
           1892            Owner Occupied                              1                         0                          0                         90                         90                     90000                          0                      90000                 N                                  0               No MI                                 0
           1893          Investor Occupied                             1                         0                          0                         90                         90                     75800                          0                      75800                 N                                  0               No MI                                 0
           1894            Owner Occupied                              1                         0                          0                      84.21                      84.21                    760000                          0                     760000                 N                                  0               No MI                                 0
           1895          Investor Occupied                             1                         0                          0                         90                         90                     72300                          0                      72300                 N                                  0               No MI                                 0
           1896            Owner Occupied                              1                         0                          0                         56                         56                    420000                          0                          0                 N                                  0               No MI                                 0
           1897            Owner Occupied                              1                         0                      40350                         85                        100                    280000                          0                     269000                 N                                  0               No MI                                 0
           1898            Owner Occupied                              1                         0                      42000                         80                        100                    210000                          0                     210000                 N                                  0               No MI                                 0
           1899            Owner Occupied                              1                         0                          0                      83.14                      83.14                    255000                          0                          0                 N                                  0               No MI                                 0
           1900            Owner Occupied                              1                         0                          0                         90                         90                    490000                          0                     490000                 N                                  0               No MI                                 0
           1901            Owner Occupied                              1                         0                     111400                         80                        100                    557000                          0                     557000                 N                                  0               No MI                                 0
           1902            Owner Occupied                              1                         0                      26400                         80                        100                    132000                          0                     132000                 N                                  0               No MI                                 0
           1903            Owner Occupied                              1                         0                          0                         90                         90                    445000                          0                     445000                 N                                  0               No MI                                 0
           1904            Owner Occupied                              1                         0                          0                       81.3                       81.3                    115000                          0                          0                 N                                  0               No MI                                 0
           1905            Owner Occupied                              1                         0                      99980                         80                        100                    499900                          0                     499900                 N                                  0               No MI                                 0
           1906          Investor Occupied                             1                         0                      22500                         90                         95                    450000                          0                          0                 N                                  0               No MI                                 0
           1907            Owner Occupied                              1                         0                      73000                         80                        100                    365000                          0                     365000                 N                                  0               No MI                                 0
           1908            Owner Occupied                              1                         0                      76000                         80                        100                    380000                          0                     389000                 N                                  0               No MI                                 0
           1909            Owner Occupied                              1                         0                          0                         75                         75                    378000                          0                          0                 N                                  0               No MI                                 0
           1910            Owner Occupied                              1                         0                          0                      46.15                      46.15                    325000                          0                          0                 N                                  0               No MI                                 0
           1911          Investor Occupied                             1                         0                          0                         90                         90                     55650                          0                      55650                 N                                  0               No MI                                 0
           1912            Owner Occupied                              1                         0                          0                         80                         80                    317000                          0                          0                 N                                  0               No MI                                 0
           1913            Owner Occupied                              1                         0                     157000                         80                        100                    785000                          0                     785000                 N                                  0               No MI                                 0
           1914            Owner Occupied                              1                         0                          0                         80                         80                    440000                          0                          0                 N                                  0               No MI                                 0
           1915            Owner Occupied                              1                         0                      26000                         80                        100                    130000                          0                     130000                 N                                  0               No MI                                 0
           1916            Owner Occupied                              1                         0                      70500                         80                        100                    352500                          0                     352500                 N                                  0               No MI                                 0
           1917            Owner Occupied                              1                         0                      45000                         80                        100                    225000                          0                     225000                 N                                  0               No MI                                 0
           1918            Owner Occupied                              1                         0                          0                         75                         75                    280000                          0                          0                 N                                  0               No MI                                 0
           1919            Owner Occupied                              1                         0                      55000                         80                        100                    275000                          0                     275000                 N                                  0               No MI                                 0
           1920            Owner Occupied                              1                         0                      13750                         90                         95                    275000                          0                     275000                 N                                  0               No MI                                 0
           1921            Owner Occupied                              1                         0                      16250                         90                         95                    325000                          0                          0                 N                                  0               No MI                                 0
           1922            Owner Occupied                              1                         0                      74000                         80                        100                    370000                          0                     370000                 N                                  0               No MI                                 0
           1923            Owner Occupied                              1                         0                          0                         90                         90                    445000                          0                     455000                 N                                  0               No MI                                 0
           1924            Owner Occupied                              1                         0                      55000                         80                        100                    275000                          0                     275000                 N                                  0               No MI                                 0
           1925            Owner Occupied                              1                         0                          0                         75                         75                    800000                          0                          0                 N                                  0               No MI                                 0


    LoanNbr                 PMI Cert Number            Pool PMI Company        Pool PMI Level             Pool PMI Cert Number      Property Type                  Units                    Prop State                  Prop Zip                 FICO Score                Front Ratio                 Back Ratio                  Channel                   Buydown
    -------                 ---------------            ----------------        --------------             --------------------      -------------                  -----                    ----------                  --------                 ----------                -----------                 ----------                  -------                   -------
              1                                                                                                                     Single Family                             1                 TN                              37385                       503                          0                      38.91
              2                                                                                                                     Single Family                             1                 FL                              33912                       569                          0                      28.64
              3                                                                                                                     Single Family                             1                 FL                              33314                       682                          0                      36.57
              4                                                                                                                     Single Family                             1                 DE                              19952                       599                          0                      39.05
              5                                                                                                                     Single Family                             1                 NY                              11717                       716                          0                      47.84
              6                                                                                                                     Single Family                             1                 NJ                               8861                       656                          0                      34.89
              7                                                                                                                     Single Family                             1                 NY                              11542                       631                          0                      51.98
              8                                                                                                                       Two Family                              2                 NJ                               7621                       517                          0                      49.14
              9                                                                                                                       Two Family                              2                 MA                               2149                       719                          0                      49.03
             10                                                                                                                       Two Family                              2                 NJ                               7501                       631                          0                       54.8
             11                                                                                                                     Single Family                             1                 MD                              20743                       634                          0                      49.45
             12                                                                                                                     Single Family                             1                 NY                              11550                       648                          0                      46.36
             13                                                                                                                     Single Family                             1                 CA                              92653                       736                          0                       46.1
             14                                                                                                                     Single Family                             1                 MI                              48235                       710                          0                      17.04
             15                                                                                                                     Single Family                             1                 AZ                              85029                       618                          0                      48.19
             16                                                                                                                     Single Family                             1                 CA                              92314                       615                          0                      39.55
             17                                                                                                                     Single Family                             1                 FL                              33032                       750                          0                      42.25
             18                                                                                                                     Single Family                             1                 NV                              89119                       601                          0                      36.01
             19                                                                                                                     Single Family                             1                 CA                              91792                       689                          0                      51.36
             20                                                                                                                     Single Family                             1                 MD                              21702                       585                          0                      54.35
             21                                                                                                                     Single Family                             1                 MD                              21113                       607                          0                      54.65
             22                                                                                                                     Single Family                             1                 CA                              92703                       688                          0                      49.29
             23                                                                                                                     Single Family                             1                 NV                              89122                       568                          0                      43.33
             24                                                                                                                      Condomimium                              1                 MA                               1863                       701                          0                      29.29
             25                                                                                                                      Condomimium                              1                 CA                              90024                       677                          0                      36.32
             26                                                                                                                     Single Family                             1                 CA                              92376                       562                          0                      54.64
             27                                                                                                                      Condomimium                              1                 NY                              11727                       501                          0                      51.03
             28                                                                                                                     Single Family                             1                 AZ                              85353                       665                          0                      43.93
             29                                                                                                                     Single Family                             1                 CA                              91355                       609                          0                      28.57
             30                                                                                                                     Single Family                             1                 GA                              31088                       583                          0                      32.44
             31                                                                                                                     Single Family                             1                 CA                              93536                       596                          0                      21.42
             32                                                                                                                     Single Family                             1                 CA                              92405                       657                          0                      49.55
             33                                                                                                                     Single Family                             1                 CA                              92405                       629                          0                      41.41
             34                                                                                                                     Single Family                             1                 AZ                              85210                       601                          0                      47.06
             35                                                                                                                     Single Family                             1                 CA                              92553                       623                          0                       49.7
             36                                                                                                                     Single Family                             1                 NY                              11716                       648                          0                      49.87
             37                                                                                                                     Single Family                             1                 NV                              89031                       583                          0                      46.97
             38                                                                                                                       Two Family                              2                 CA                              90011                       710                          0                      53.98
             39                                                                                                                      Condomimium                              1                 MD                              21144                       511                          0                      49.25
             40                                                                                                                     Single Family                             1                 CA                              94558                       516                          0                      42.84
             41                                                                                                                     Single Family                             1                 DC                              20018                       703                          0                      47.43
             42                                                                                                                     Single Family                             1                 OR                              97233                       600                          0                       54.7
             43                                                                                                                     Single Family                             1                 MD                              21117                       647                          0                      44.18
             44                                                                                                                     Single Family                             1                 MD                              21207                       552                          0                      50.47
             45                                                                                                                     Single Family                             1                 GA                              30233                       573                          0                      41.91
             46                                                                                                                     Single Family                             1                 GA                              30519                       528                          0                      30.44
             47                                                                                                                     Single Family                             1                 CA                              92276                       635                          0                      45.46
             48                                                                                                                     Single Family                             1                 CA                              90059                       672                          0                      49.91
             49                                                                                                                     Single Family                             1                 NV                              89128                       632                          0                      44.72
             50                                                                                                                      Condomimium                              1                 MD                              20774                       574                          0                      42.55
             51                                                                                                                     Single Family                             1                 MD                              21214                       596                          0                      48.37
             52                                                                                                                     Single Family                             1                 FL                              32811                       587                          0                      45.28
             53                                                                                                                     Single Family                             1                 GA                              30318                       650                          0                      33.21
             54                                                                                                                     Single Family                             1                 MD                              20901                       545                          0                      49.55
             55                                                                                                                     Single Family                             1                 FL                              33189                       633                          0                      39.88
             56                                                                                                                     Single Family                             1                 VA                              22701                       696                          0                       46.9
             57                                                                                                                     Single Family                             1                 ME                               4965                       638                          0                      30.46
             58                                                                                                                     Single Family                             1                 MD                              20746                       772                          0                      32.17
             59                                                                                                                     Single Family                             1                 CA                              95207                       723                          0                      39.85
             60                                                                                                                     Single Family                             1                 NJ                               8816                       599                          0                      45.66
             61                                                                                                                     Single Family                             1                 FL                              33193                       617                          0                       40.5
             62                                                                                                                     Single Family                             1                 OR                              97020                       661                          0                      45.59
             63                                                                                                                     Single Family                             1                 CA                              92064                       538                          0                      53.42
             64                                                                                                                     Single Family                             1                 VA                              22193                       702                          0                      48.36
             65                                                                                                                     Single Family                             1                 CA                              92236                       609                          0                      41.37
             66                                                                                                                     Single Family                             1                 CA                              92508                       682                          0                      44.64
             67                                                                                                                     Single Family                             1                 CA                              93274                       668                          0                      47.31
             68                                                                                                                       Two Family                              2                 CA                              93555                       686                          0                      23.98
             69                                                                                                                     Single Family                             1                 MD                              21046                       568                          0                      45.35
             70                                                                                                                     Single Family                             1                 CA                              91752                       631                          0                      35.35
             71                                                                                                                     Single Family                             1                 AZ                              86301                       603                          0                      49.87
             72                                                                                                                     Single Family                             1                 CA                              90043                       663                          0                      48.46
             73                                                                                                                     Single Family                             1                 CA                              91354                       687                          0                      39.57
             74                                                                                                                     Single Family                             1                 AZ                              85226                       529                          0                      49.28
             75                                                                                                                     Single Family                             1                 CA                              92555                       692                          0                      46.54
             76                                                                                                                     Single Family                             1                 PA                              19335                       513                          0                      45.96
             77                                                                                                                     Single Family                             1                 OR                              97051                       614                          0                      45.15
             78                                                                                                                     Single Family                             1                 AZ                              85338                       528                          0                       53.7
             79                                                                                                                     Single Family                             1                 CA                              92325                       609                          0                      47.39
             80                                                                                                                       Two Family                              2                 IL                              60619                       666                          0                      28.88
             81                                                                                                                       Two Family                              2                 NY                              11368                       636                          0                      43.52
             82                                                                                                                     Single Family                             1                 AZ                              85210                       603                          0                       35.6
             83                                                                                                                      Condomimium                              1                 CA                              90703                       585                          0                      50.84
             84                                                                                                                     Single Family                             1                 AZ                              85219                       606                          0                      49.14
             85                                                                                                                     Single Family                             1                 VA                              23324                       617                          0                      39.46
             86                                                                                                                     Single Family                             1                 UT                              84660                       597                          0                      46.99
             87                                                                                                                     Single Family                             1                 FL                              33712                       572                          0                      47.61
             88                                                                                                                     Single Family                             1                 CA                              91335                       666                          0                      40.59
             89                                                                                                                      Condomimium                              1                 CA                              92804                       621                          0                       43.6
             90                                                                                                                     Single Family                             1                 CA                              92392                       739                          0                      22.64
             91                                                                                                                     Single Family                             1                 AZ                              85213                       642                          0                      15.89
             92                                                                                                                      Condomimium                              1                 CA                              92110                       613                          0                      49.85
             93                                                                                                                     Single Family                             1                 MD                              20720                       593                          0                      32.94
             94                                                                                                                     Single Family                             1                 CO                              80221                       539                          0                      32.18
             95                                                                                                                       Two Family                              2                 CA                              90023                       552                          0                      47.78
             96                                                                                                                       Two Family                              2                 WI                              53218                       547                          0                      29.44
             97                                                                                                                     Single Family                             1                 CA                              94401                       612                          0                      47.91
             98                                                                                                                     Single Family                             1                 CA                              92582                       676                          0                      44.13
             99                                                                                                                      Condomimium                              1                 CA                              92881                       573                          0                      52.57
            100                                                                                                                     Single Family                             1                 AZ                              85741                       706                          0                      33.13
            101                                                                                                                     Single Family                             1                 MD                              21784                       621                          0                      43.78
            102                                                                                                                       Two Family                              2                 CA                              92706                       781                          0                      40.99
            103                                                                                                                     Single Family                             1                 PA                              19013                       754                          0                      20.63
            104                                                                                                                     Single Family                             1                 CA                              90602                       622                          0                      42.84
            105                                                                                                                     Single Family                             1                 MD                              20879                       643                          0                      35.65
            106                                                                                                                     Single Family                             1                 AZ                              85716                       786                          0                      37.53
            107                                                                                                                     Single Family                             1                 CA                              92802                       751                          0                      40.73
            108                                                                                                                     Single Family                             1                 CA                              92021                       674                          0                      46.06
            109                                                                                                                     Single Family                             1                 CA                              92883                       600                          0                      21.33
            110                                                                                                                      Condomimium                              1                 MA                               2150                       626                          0                      41.47
            111                                                                                                                     Single Family                             1                 CA                              91750                       680                          0                      16.43
            112                                                                                                                     Single Family                             1                 CA                              91709                       617                          0                      52.93
            113                                                                                                                     Single Family                             1                 CA                              91342                       622                          0                      40.05
            114                                                                                                                     Single Family                             1                 WV                              25428                       627                          0                      49.93
            115                                                                                                                     Single Family                             1                 SC                              29483                       559                          0                      39.39
            116                                                                                                                     Single Family                             1                 MD                              21244                       622                          0                      36.67
            117                                                                                                                     Single Family                             1                 AZ                              85335                       626                          0                      40.93
            118                                                                                                                     Single Family                             1                 MI                              48091                       606                          0                      40.71
            119                                                                                                                     Single Family                             1                 CA                              91709                       533                          0                      51.38
            120                                                                                                                     Single Family                             1                 AZ                              85029                       625                          0                      41.09
            121                                                                                                                     Single Family                             1                 CA                              92704                       564                          0                      53.61
            122                                                                                                                     Single Family                             1                 GA                              30294                       659                          0                      49.86
            123                                                                                                                     Single Family                             1                 AZ                              85224                       632                          0                      49.39
            124                                                                                                                     Single Family                             1                 MD                              21211                       679                          0                      38.28
            125                                                                                                                     Single Family                             1                 CA                              92122                       715                          0                      45.54
            126                                                                                                                     Single Family                             1                 CA                              92336                       609                          0                      47.85
            127                                                                                                                     Single Family                             1                 CA                              92345                       640                          0                      41.86
            128                                                                                                                     Single Family                             1                 MD                              21220                       623                          0                      28.79
            129                                                                                                                     Single Family                             1                 CA                              92220                       630                          0                      49.92
            130                                                                                                                     Single Family                             1                 CA                              92592                       693                          0                      45.31
            131                                                                                                                     Single Family                             1                 CA                              92555                       745                          0                       37.7
            132                                                                                                                       Two Family                              2                 NY                              11234                       697                          0                       46.1
            133                                                                                                                     Single Family                             1                 AZ                              85236                       712                          0                      34.63
            134                                                                                                                     Single Family                             1                 CA                              92583                       618                          0                      49.46
            135                                                                                                                     Single Family                             1                 CA                              94520                       659                          0                      49.92
            136                                                                                                                      Condomimium                              1                 IL                              60462                       620                          0                      38.61
            137                                                                                                                     Single Family                             1                 IL                              60560                       587                          0                      51.72
            138                                                                                                                     Single Family                             1                 NC                              27511                       631                          0                      52.77
            139                                                                                                                     Single Family                             1                 TN                              37115                       559                          0                      29.78
            140                                                                                                                     Single Family                             1                 IL                              61052                       580                          0                      39.14
            141                                                                                                                     Single Family                             1                 TX                              75050                       615                          0                      49.96
            142                                                                                                                     Single Family                             1                 TX                              77546                       574                          0                      52.32
            143                                                                                                                       Two Family                              2                 IL                              60623                       650                          0                      36.45
            144                                                                                                                     Single Family                             1                 MI                              48185                       582                          0                         45
            145                                                                                                                     Single Family                             1                 IL                              60471                       599                          0                       36.7
            146                                                                                                                     Single Family                             1                 IN                              46825                       671                          0                      33.53
            147                                                                                                                     Single Family                             1                 TX                              77014                       517                          0                      53.94
            148                                                                                                                     Single Family                             1                 IL                              60101                       540                          0                      52.36
            149                                                                                                                     Single Family                             1                 MA                               1835                       609                          0                      46.06
            150                                                                                                                     Single Family                             1                 MN                              55104                       659                          0                      26.71
            151                                                                                                                       Two Family                              2                 MI                              48203                       608                          0                      35.14
            152                                                                                                                       Two Family                              2                 NY                              11206                       632                          0                      48.57
            153                                                                                                                     Single Family                             1                 OH                              45205                       531                          0                      49.19
            154                                                                                                                       Two Family                              2                 MO                              63118                       575                          0                       48.1
            155                                                                                                                     Single Family                             1                 OH                              45223                       565                          0                      48.75
            156                                                                                                                      Condomimium                              1                 IL                              60195                       569                          0                       47.7
            157                                                                                                                       Two Family                              2                 IL                              60625                       501                          0                      36.16
            158                                                                                                                     Single Family                             1                 MD                              21222                       614                          0                      49.99
            159                                                                                                                     Single Family                             1                 MI                              48221                       511                          0                      45.87
            160                                                                                                                     Single Family                             1                 NY                              11429                       652                          0                      44.64
            161                                                                                                                       Two Family                              2                 NY                              11234                       609                          0                      47.13
            162                                                                                                                     Single Family                             1                 MI                              48035                       721                          0                      26.96
            163                                                                                                                     Single Family                             1                 OH                              44070                       592                          0                      44.18
            164                                                                                                                     Single Family                             1                 NJ                               7621                       584                          0                      39.06
            165                                                                                                                     Single Family                             1                 IL                              61353                       595                          0                      45.27
            166                                                                                                                     Single Family                             1                 IL                              60505                       638                          0                      42.28
            167                                                                                                                     Single Family                             1                 MI                              48075                       573                          0                      28.66
            168                                                                                                                     Single Family                             1                 AZ                              85233                       641                          0                       47.6
            169                                                                                                                     Single Family                             1                 MI                              48304                       562                          0                      43.64
            170                                                                                                                     Single Family                             1                 FL                              33618                       625                          0                      49.96
            171                                                                                                                     Single Family                             1                 IL                              60142                       701                          0                      44.92
            172                                                                                                                     Single Family                             1                 IL                              62206                       611                          0                      48.08
            173                                                                                                                       Two Family                              2                 OH                              43206                       606                          0                      54.99
            174                                                                                                                       Two Family                              2                 MI                              48238                       516                          0                      17.46
            175                                                                                                                     Single Family                             1                 NY                              10573                       589                          0                      51.81
            176                                                                                                                     Single Family                             1                 TX                              75009                       656                          0                      48.79
            177                                                                                                                     Single Family                             1                 GA                              30291                       612                          0                      42.63
            178                                                                                                                     Single Family                             1                 KS                              66212                       635                          0                      49.33
            179                                                                                                                     Single Family                             1                 MN                              55362                       524                          0                      45.62
            180                                                                                                                     Single Family                             1                 CO                              80003                       599                          0                      45.68
            181                                                                                                                       Two Family                              2                 OH                              43207                       611                          0                      45.42
            182                                                                                                                       Two Family                              2                 IL                              60609                       646                          0                      44.05
            183                                                                                                                     Single Family                             1                 TX                              77493                       580                          0                      39.69
            184                                                                                                                     Single Family                             1                 NY                              10940                       651                          0                      45.99
            185                                                                                                                     Single Family                             1                 MN                              56554                       570                          0                      50.08
            186                                                                                                                     Single Family                             1                 MO                              64139                       579                          0                      45.89
            187                                                                                                                     Single Family                             1                 OH                              44087                       717                          0                         50
            188                                                                                                                     Single Family                             1                 CO                              81005                       602                          0                      43.99
            189                                                                                                                     Single Family                             1                 IL                              60014                       650                          0                       41.2
            190                                                                                                                     Single Family                             1                 MI                              48092                       640                          0                      45.94
            191                                                                                                                     Single Family                             1                 IL                              60565                       801                          0                      39.36
            192                                                                                                                     Single Family                             1                 OH                              45106                       559                          0                      51.08
            193                                                                                                                     Single Family                             1                 MO                              64068                       600                          0                       37.4
            194                                                                                                                     Single Family                             1                 WI                              53210                       610                          0                      37.52
            195                                                                                                                     Single Family                             1                 MI                              48380                       717                          0                      40.48
            196                                                                                                                     Single Family                             1                 MI                              48234                       585                          0                      36.95
            197                                                                                                                     Single Family                             1                 PA                              17579                       655                          0                      33.93
            198                                                                                                                     Single Family                             1                 CO                              80222                       624                          0                      49.07
            199                                                                                                                     Single Family                             1                 NY                              11226                       523                          0                      41.79
            200                                                                                                                       Two Family                              2                 IL                              60639                       558                          0                      36.98
            201                                                                                                                       Two Family                              2                 NY                              10550                       667                          0                      49.77
            202                                                                                                                     Single Family                             1                 FL                              33162                       648                          0                      41.25
            203                                                                                                                     Single Family                             1                 MN                              55301                       627                          0                      44.97
            204                                                                                                                     Single Family                             1                 MO                              64137                       614                          0                      48.96
            205                                                                                                                     Single Family                             1                 MO                              65459                       609                          0                      33.89
            206                                                                                                                      Condomimium                              1                 IL                              60638                       620                          0                      47.43
            207                                                                                                                     Single Family                             1                 MO                              63121                       556                          0                      41.71
            208                                                                                                                     Single Family                             1                 CO                              80128                       555                          0                      34.85
            209                                                                                                                     Single Family                             1                 MN                              55350                       558                          0                      37.56
            210                                                                                                                     Single Family                             1                 IA                              50315                       572                          0                      36.57
            211                                                                                                                     Single Family                             1                 NY                              11210                       596                          0                      45.43
            212                                                                                                                     Single Family                             1                 IN                              46235                       563                          0                      53.19
            213                                                                                                                     Single Family                             1                 TX                              78559                       568                          0                      36.98
            214                                                                                                                     Single Family                             1                 NY                              10925                       639                          0                      40.06
            215                                                                                                                     Single Family                             1                 NY                              11510                       621                          0                      49.08
            216                                                                                                                       Two Family                              2                 NY                              11208                       714                          0                      36.33
            217                                                                                                                     Single Family                             1                 IL                              60020                       556                          0                      50.13
            218                                                                                                                     Single Family                             1                 IN                              46131                       604                          0                      37.91
            219                                                                                                                     Single Family                             1                 MN                              55411                       601                          0                      45.23
            220                                                                                                                     Single Family                             1                 IL                              60619                       667                          0                      37.69
            221                                                                                                                     Single Family                             1                 GA                              30168                       625                          0                      49.85
            222                                                                                                                     Single Family                             1                 CO                              80723                       661                          0                      44.55
            223                                                                                                                     Single Family                             1                 MN                              55110                       583                          0                      44.84
            224                                                                                                                     Single Family                             1                 WV                              25414                       773                          0                      26.22
            225                                                                                                                     Single Family                             1                 GA                              30039                       578                          0                      38.17
            226                                                                                                                     Single Family                             1                 MN                              55369                       710                          0                      19.34
            227                                                                                                                     Single Family                             1                 MI                              48238                       598                          0                      46.66
            228                                                                                                                     Single Family                             1                 MD                              21040                       509                          0                      37.95
            229                                                                                                                     Single Family                             1                 MI                              48059                       587                          0                      48.23
            230                                                                                                                     Single Family                             1                 IL                              60120                       629                          0                       41.8
            231                                                                                                                     Single Family                             1                 MI                              48438                       659                          0                      32.94
            232                                                                                                                     Single Family                             1                 NC                              28269                       582                          0                      47.15
            233                                                                                                                     Single Family                             1                 IL                              60056                       606                          0                      40.79
            234                                                                                                                     Single Family                             1                 IL                              60707                       652                          0                      49.08
            235                                                                                                                     Single Family                             1                 WI                              54701                       554                          0                      50.96
            236                                                                                                                      Condomimium                              1                 MN                              55415                       570                          0                      48.04
            237                                                                                                                     Single Family                             1                 GA                              30013                       605                          0                      49.54
            238                                                                                                                     Single Family                             1                 TX                              75089                       540                          0                      43.69
            239                                                                                                                     Single Family                             1                 NJ                               8312                       597                          0                      52.16
            240                                                                                                                     Single Family                             1                 FL                              33150                       681                          0                      43.73
            241                                                                                                                     Single Family                             1                 TX                              77578                       513                          0                      52.94
            242                                                                                                                     Single Family                             1                 GA                              30047                       621                          0                      42.23
            243                                                                                                                       Two Family                              2                 OH                              44120                       535                          0                       35.6
            244                                                                                                                       Two Family                              2                 IL                              60628                       670                          0                      40.18
            245                                                                                                                     Single Family                             1                 IL                              60085                       564                          0                      50.16
            246                                                                                                                     Single Family                             1                 IL                              60013                       627                          0                       44.6
            247                                                                                                                     Single Family                             1                 IN                              46254                       555                          0                      44.06
            248                                                                                                                     Single Family                             1                 VA                              23435                       553                          0                      46.54
            249                                                                                                                     Single Family                             1                 TX                              75032                       551                          0                      44.62
            250                                                                                                                     Single Family                             1                 NY                              10921                       691                          0                      49.91
            251                                                                                                                     Single Family                             1                 IL                              60621                       568                          0                      47.25
            252                                                                                                                     Single Family                             1                 MN                              55117                       563                          0                      35.05
            253                                                                                                                     Single Family                             1                 ID                              83341                       563                          0                      45.73
            254                                                                                                                     Single Family                             1                 OH                              45211                       664                          0                      47.96
            255                                                                                                                     Single Family                             1                 IL                              60804                       641                          0                      31.91
            256                                                                                                                     Single Family                             1                 CT                               6708                       654                          0                      49.46
            257                                                                                                                     Single Family                             1                 MN                              55432                       679                          0                      49.46
            258                                                                                                                     Single Family                             1                 TX                              77573                       555                          0                      40.54
            259                                                                                                                     Single Family                             1                 WI                              53045                       580                          0                      49.86
            260                                                                                                                       Two Family                              2                 NY                              11230                       730                          0                      44.54
            261                                                                                                                     Single Family                             1                 PA                              19124                       527                          0                      23.13
            262                                                                                                                     Single Family                             1                 IL                              60402                       694                          0                      37.84
            263                                                                                                                     Single Family                             1                 KS                              66061                       589                          0                      40.85
            264                                                                                                                      Condomimium                              1                 NY                              10314                       621                          0                      40.71
            265                                                                                                                     Single Family                             1                 OH                              44094                       520                          0                      54.78
            266                                                                                                                     Single Family                             1                 NE                              68415                       569                          0                      49.57
            267                                                                                                                     Single Family                             1                 IL                              60619                       634                          0                      54.92
            268                                                                                                                     Single Family                             1                 MA                               1119                       611                          0                      39.88
            269                                                                                                                     Single Family                             1                 NY                              11755                       706                          0                      20.29
            270                                                                                                                     Single Family                             1                 NV                              89121                       615                          0                       48.7
            271                                                                                                                     Single Family                             1                 TX                              75034                       647                          0                      45.74
            272                                                                                                                     Single Family                             1                 IN                              47421                       600                          0                      16.42
            273                                                                                                                     Single Family                             1                 TX                              77530                       569                          0                      49.81
            274                                                                                                                     Single Family                             1                 OH                              43213                       594                          0                      46.58
            275                                                                                                                     Single Family                             1                 IL                              60630                       605                          0                      42.93
            276                                                                                                                     Single Family                             1                 WI                              53511                       568                          0                      26.09
            277                                                                                                                       Two Family                              2                 NY                              11208                       789                          0                      40.82
            278                                                                                                                     Single Family                             1                 WI                              54660                       628                          0                      27.08
            279                                                                                                                     Single Family                             1                 FL                              32818                       765                          0                       49.4
            280                                                                                                                     Single Family                             1                 MI                              49010                       659                          0                      47.18
            281                                                                                                                     Single Family                             1                 IL                              60609                       505                          0                      39.74
            282                                                                                                                     Single Family                             1                 MN                              55411                       584                          0                      50.49
            283                                                                                                                     Single Family                             1                 GA                              31404                       550                          0                      51.29
            284                                                                                                                     Single Family                             1                 TX                              77433                       622                          0                      43.15
            285                                                                                                                     Single Family                             1                 FL                              32962                       647                          0                      41.37
            286                                                                                                                     Single Family                             1                 GA                              30345                       688                          0                       33.9
            287                                                                                                                       Two Family                              2                 WI                              53204                       748                          0                      42.77
            288                                                                                                                     Single Family                             1                 WA                              98520                       600                          0                      11.43
            289                                                                                                                     Single Family                             1                 CO                              80022                       784                          0                       51.1
            290                                                                                                                     Single Family                             1                 OH                              44145                       649                          0                      38.99
            291                                                                                                                     Single Family                             1                 NY                              11772                       665                          0                      38.76
            292                                                                                                                     Single Family                             1                 VA                              22192                       744                          0                      42.39
            293                                                                                                                     Single Family                             1                 FL                              34744                       554                          0                      48.89
            294                                                                                                                     Single Family                             1                 TX                              75104                       645                          0                      29.16
            295                                                                                                                     Single Family                             1                 MN                              55429                       643                          0                      41.81
            296                                                                                                                     Single Family                             1                 PA                              18042                       629                          0                      34.04
            297                                                                                                                     Single Family                             1                 IL                              60174                       590                          0                      46.57
            298                                                                                                                     Single Family                             1                 CO                              80022                       604                          0                      49.35
            299                                                                                                                     Single Family                             1                 CO                              80910                       568                          0                      31.05
            300                                                                                                                     Single Family                             1                 IL                              62034                       705                          0                       42.3
            301                                                                                                                     Single Family                             1                 IL                              60087                       641                          0                      43.95
            302                                                                                                                      Condomimium                              1                 IL                              60148                       604                          0                      49.93
            303                                                                                                                      Condomimium                              1                 IL                              60504                       700                          0                      53.83
            304                                                                                                                     Single Family                             1                 TX                              77379                       503                          0                      49.84
            305                                                                                                                     Single Family                             1                 TX                              76112                       625                          0                      41.07
            306                                                                                                                     Single Family                             1                 MD                              21239                       560                          0                      44.14
            307                                                                                                                     Single Family                             1                 FL                              33803                       544                          0                      40.51
            308                                                                                                                     Single Family                             1                 FL                              32712                       547                          0                      52.31
            309                                                                                                                     Single Family                             1                 FL                              33884                       631                          0                      31.66
            310                                                                                                                     Single Family                             1                 IL                              60090                       611                          0                      49.03
            311                                                                                                                     Single Family                             1                 MI                              48532                       601                          0                       49.6
            312                                                                                                                     Single Family                             1                 MD                              21766                       656                          0                      47.59
            313                                                                                                                     Single Family                             1                 IL                              60185                       702                          0                      47.95
            314                                                                                                                     Single Family                             1                 WI                              53597                       593                          0                      43.45
            315                                                                                                                      Condomimium                              1                 VA                              22302                       550                          0                       52.7
            316                                                                                                                     Single Family                             1                 TX                              77044                       640                          0                      46.09
            317                                                                                                                     Single Family                             1                 MO                              63043                       721                          0                      37.35
            318                                                                                                                     Single Family                             1                 IN                              46222                       581                          0                      19.43
            319                                                                                                                     Single Family                             1                 TX                              77075                       633                          0                      49.08
            320                                                                                                                     Single Family                             1                 IL                              60490                       522                          0                      53.77
            321                                                                                                                     Single Family                             1                 MO                              65653                       642                          0                      48.86
            322                                                                                                                       Two Family                              2                 IL                              60625                       572                          0                      35.23
            323                                                                                                                     Single Family                             1                 OH                              43240                       644                          0                      30.58
            324                                                                                                                     Single Family                             1                 TX                              77303                       511                          0                      21.47
            325                                                                                                                     Single Family                             1                 IN                              46040                       567                          0                      34.36
            326                                                                                                                     Single Family                             1                 MN                              55040                       611                          0                      46.14
            327                                                                                                                     Single Family                             1                 TX                              77388                       628                          0                      47.64
            328                                                                                                                     Single Family                             1                 MN                              55443                       682                          0                      40.35
            329                                                                                                                     Single Family                             1                 MN                              55056                       617                          0                      49.82
            330                                                                                                                     Single Family                             1                 MN                              55432                       682                          0                      29.89
            331                                                                                                                      Three Family                             3                 IL                              60621                       691                          0                      40.86
            332                                                                                                                     Single Family                             1                 TX                              75034                       667                          0                      36.16
            333                                                                                                                     Single Family                             1                 FL                              33428                       639                          0                      39.03
            334                                                                                                                     Single Family                             1                 VA                              23847                       586                          0                      47.27
            335                                                                                                                     Single Family                             1                 MD                              21206                       686                          0                      32.48
            336                                                                                                                     Single Family                             1                 VA                              22191                       510                          0                      51.68
            337                                                                                                                     Single Family                             1                 MI                              48442                       618                          0                       49.8
            338                                                                                                                     Single Family                             1                 IL                              61615                       572                          0                      21.91
            339                                                                                                                     Single Family                             1                 NC                              28304                       583                          0                      29.85
            340                                                                                                                     Single Family                             1                 GA                              30268                       600                          0                      36.46
            341                                                                                                                     Single Family                             1                 FL                              34758                       733                          0                       38.1
            342                                                                                                                       Two Family                              2                 NY                              10466                       591                          0                      51.38
            343                                                                                                                     Single Family                             1                 CT                               6335                       566                          0                      38.09
            344                                                                                                                     Single Family                             1                 GA                              30157                       720                          0                      48.16
            345                                                                                                                       Two Family                              2                 NY                              11432                       629                          0                      49.99
            346                                                                                                                     Single Family                             1                 MD                              20902                       784                          0                      48.17
            347                                                                                                                     Single Family                             1                 VA                              22485                       623                          0                      43.58
            348                                                                                                                     Single Family                             1                 GA                              30043                       573                          0                      52.75
            349                                                                                                                     Single Family                             1                 MD                              20735                       730                          0                      45.51
            350                                                                                                                     Single Family                             1                 MD                              21234                       608                          0                         40
            351                                                                                                                     Single Family                             1                 FL                              33012                       652                          0                      27.32
            352                                                                                                                     Single Family                             1                 FL                              33607                       624                          0                      46.13
            353                                                                                                                     Single Family                             1                 GA                              30824                       627                          0                      19.34
            354                                                                                                                     Single Family                             1                 FL                              33594                       642                          0                      50.98
            355                                                                                                                     Single Family                             1                 FL                              33177                       666                          0                      49.33
            356                                                                                                                      Condomimium                              1                 MD                              21227                       660                          0                      40.62
            357                                                                                                                      Four Family                              4                 MA                               2119                       744                          0                      41.84
            358                                                                                                                     Single Family                             1                 FL                              32908                       623                          0                      44.21
            359                                                                                                                     Single Family                             1                 NJ                               8318                       554                          0                       8.73
            360                                                                                                                     Single Family                             1                 FL                              32218                       572                          0                      54.97
            361                                                                                                                     Single Family                             1                 GA                              30666                       565                          0                      47.62
            362                                                                                                                     Single Family                             1                 FL                              32730                       558                          0                      23.44
            363                                                                                                                     Single Family                             1                 FL                              34606                       560                          0                      40.38
            364                                                                                                                     Single Family                             1                 FL                              33027                       517                          0                      49.59
            365                                                                                                                     Single Family                             1                 FL                              33704                       579                          0                      49.44
            366                                                                                                                     Single Family                             1                 TN                              37601                       587                          0                      49.42
            367                                                                                                                     Single Family                             1                 GA                              30906                       554                          0                      31.08
            368                                                                                                                     Single Family                             1                 TN                              37216                       605                          0                      51.28
            369                                                                                                                     Single Family                             1                 GA                              31404                       595                          0                      19.37
            370                                                                                                                     Single Family                             1                 MD                              20657                       610                          0                      54.07
            371                                                                                                                     Single Family                             1                 FL                              34221                       661                          0                      49.26
            372                                                                                                                     Single Family                             1                 FL                              32905                       632                          0                      45.99
            373                                                                                                                     Single Family                             1                 FL                              33810                       558                          0                      50.87
            374                                                                                                                     Single Family                             1                 NJ                               7018                       509                          0                      51.88
            375                                                                                                                     Single Family                             1                 FL                              34479                       615                          0                      53.81
            376                                                                                                                     Single Family                             1                 MD                              21133                       658                          0                      51.69
            377                                                                                                                     Single Family                             1                 NJ                               7017                       710                          0                      53.87
            378                                                                                                                     Single Family                             1                 MD                              20705                       623                          0                      50.28
            379                                                                                                                     Single Family                             1                 SC                              29645                       535                          0                       46.2
            380                                                                                                                     Single Family                             1                 MD                              20716                       682                          0                      46.02
            381                                                                                                                     Single Family                             1                 MA                               2072                       638                          0                      27.02
            382                                                                                                                     Single Family                             1                 FL                              34667                       622                          0                      49.71
            383                                                                                                                     Single Family                             1                 NC                              28472                       624                          0                      54.44
            384                                                                                                                     Single Family                             1                 DC                              20019                       531                          0                      43.83
            385                                                                                                                     Single Family                             1                 FL                              33569                       551                          0                      54.45
            386                                                                                                                     Single Family                             1                 MD                              21117                       638                          0                      45.89
            387                                                                                                                     Single Family                             1                 VA                              23222                       571                          0                      37.13
            388                                                                                                                     Single Family                             1                 VA                              23222                       619                          0                      41.22
            389                                                                                                                     Single Family                             1                 FL                              32807                       677                          0                      43.39
            390                                                                                                                     Single Family                             1                 GA                              30135                       586                          0                      51.59
            391                                                                                                                     Single Family                             1                 NC                              27610                       559                          0                         55
            392                                                                                                                     Single Family                             1                 NC                              27610                       573                          0                      36.85
            393                                                                                                                     Single Family                             1                 FL                              32159                       600                          0                      43.43
            394                                                                                                                     Single Family                             1                 NC                              28394                       606                          0                      36.56
            395                                                                                                                     Single Family                             1                 FL                              32746                       579                          0                      48.65
            396                                                                                                                     Single Family                             1                 NH                               3038                       732                          0                       42.6
            397                                                                                                                     Single Family                             1                 FL                              33983                       624                          0                      35.44
            398                                                                                                                     Single Family                             1                 MD                              20747                       650                          0                       40.4
            399                                                                                                                     Single Family                             1                 GA                              30281                       620                          0                      42.78
            400                                                                                                                     Single Family                             1                 FL                              34786                       648                          0                      48.79
            401                                                                                                                      Three Family                             3                 NJ                               7504                       614                          0                      52.62
            402                                                                                                                     Single Family                             1                 FL                              33145                       637                          0                      42.18
            403                                                                                                                     Single Family                             1                 MD                              21234                       548                          0                      54.93
            404                                                                                                                     Single Family                             1                 SC                              29730                       589                          0                      48.43
            405                                                                                                                     Single Family                             1                 FL                              33133                       628                          0                      44.83
            406                                                                                                                     Single Family                             1                 NC                              27012                       578                          0                      29.85
            407                                                                                                                     Single Family                             1                 GA                              30032                       728                          0                      37.02
            408                                                                                                                     Single Family                             1                 WA                              98030                       635                          0                      44.64
            409                                                                                                                     Single Family                             1                 OH                              43944                       513                          0                      47.97
            410                                                                                                                     Single Family                             1                 IN                              47203                       545                          0                      48.62
            411                                                                                                                       Two Family                              2                 GA                              30134                       608                          0                      35.58
            412                                                                                                                     Single Family                             1                 TX                              75032                       554                          0                      49.46
            413                                                                                                                     Single Family                             1                 FL                              33611                       623                          0                      41.88
            414                                                                                                                     Single Family                             1                 FL                              33428                       598                          0                       43.6
            415                                                                                                                     Single Family                             1                 MD                              20706                       661                          0                      39.83
            416                                                                                                                     Single Family                             1                 FL                              32776                       605                          0                      48.18
            417                                                                                                                     Single Family                             1                 FL                              33710                       617                          0                      52.58
            418                                                                                                                      Four Family                              4                 PA                              18360                       786                          0                       52.9
            419                                                                                                                     Single Family                             1                 SC                              29102                       678                          0                      27.95
            420                                                                                                                     Single Family                             1                 FL                              33145                       595                          0                      39.68
            421                                                                                                                     Single Family                             1                 FL                              33463                       682                          0                      31.95
            422                                                                                                                     Single Family                             1                 NC                              28110                       563                          0                      45.58
            423                                                                                                                      Condomimium                              1                 FL                              34104                       604                          0                      50.25
            424                                                                                                                     Single Family                             1                 FL                              33334                       666                          0                      39.48
            425                                                                                                                     Single Family                             1                 SC                              29406                       534                          0                      51.58
            426                                                                                                                     Single Family                             1                 DE                              19720                       600                          0                      49.82
            427                                                                                                                     Single Family                             1                 NC                              28574                       594                          0                       9.49
            428                                                                                                                     Single Family                             1                 GA                              30127                       538                          0                      33.58
            429                                                                                                                     Single Family                             1                 VA                              23112                       610                          0                      12.44
            430                                                                                                                     Single Family                             1                 FL                              33066                       551                          0                      54.74
            431                                                                                                                     Single Family                             1                 FL                              33584                       676                          0                      12.24
            432                                                                                                                     Single Family                             1                 FL                              33614                       604                          0                      40.06
            433                                                                                                                     Single Family                             1                 FL                              33304                       620                          0                      37.24
            434                                                                                                                     Single Family                             1                 FL                              34116                       546                          0                      54.74
            435                                                                                                                     Single Family                             1                 GA                              30022                       579                          0                       32.2
            436                                                                                                                     Single Family                             1                 NY                              11550                       537                          0                      32.68
            437                                                                                                                      Condomimium                              1                 FL                              34668                       568                          0                      32.71
            438                                                                                                                     Single Family                             1                 MD                              20735                       546                          0                       45.8
            439                                                                                                                     Single Family                             1                 GA                              30728                       565                          0                      46.31
            440                                                                                                                     Single Family                             1                 MD                              20906                       516                          0                      52.87
            441                                                                                                                     Single Family                             1                 FL                              33031                       692                          0                      43.34
            442                                                                                                                     Single Family                             1                 DC                              20019                       705                          0                      49.96
            443                                                                                                                     Single Family                             1                 GA                              30045                       594                          0                      35.83
            444                                                                                                                     Single Family                             1                 NY                              11746                       622                          0                      48.18
            445                                                                                                                     Single Family                             1                 MD                              21146                       522                          0                      53.25
            446                                                                                                                     Single Family                             1                 MD                              21117                       614                          0                      53.78
            447                                                                                                                     Single Family                             1                 GA                              30033                       726                          0                      34.71
            448                                                                                                                      Condomimium                              1                 MD                              21401                       544                          0                      40.24
            449                                                                                                                     Single Family                             1                 NC                              28117                       539                          0                      36.19
            450                                                                                                                     Single Family                             1                 FL                              32725                       621                          0                      43.24
            451                                                                                                                     Single Family                             1                 SC                              29229                       613                          0                      28.21
            452                                                                                                                       Two Family                              2                 NY                              10550                       748                          0                      47.75
            453                                                                                                                      Condomimium                              1                 MA                               2122                       635                          0                      47.57
            454                                                                                                                     Single Family                             1                 FL                              33435                       649                          0                      41.53
            455                                                                                                                     Single Family                             1                 IL                              60504                       674                          0                      28.07
            456                                                                                                                     Single Family                             1                 NJ                               8901                       653                          0                      31.75
            457                                                                                                                     Single Family                             1                 NC                              27409                       563                          0                      41.51
            458                                                                                                                     Single Family                             1                 FL                              33880                       574                          0                      25.54
            459                                                                                                                     Single Family                             1                 GA                              30238                       608                          0                      31.74
            460                                                                                                                     Single Family                             1                 FL                              33607                       629                          0                      51.95
            461                                                                                                                     Single Family                             1                 NC                              28208                       612                          0                      49.58
            462                                                                                                                     Single Family                             1                 FL                              34758                       536                          0                      52.86
            463                                                                                                                     Single Family                             1                 MD                              21218                       510                          0                      49.56
            464                                                                                                                     Single Family                             1                 MD                              20782                       604                          0                      49.69
            465                                                                                                                     Single Family                             1                 NJ                               7524                       610                          0                       35.5
            466                                                                                                                     Single Family                             1                 VA                              23222                       525                          0                      51.29
            467                                                                                                                     Single Family                             1                 NC                              28677                       560                          0                       53.2
            468                                                                                                                     Single Family                             1                 NJ                               7843                       660                          0                      54.33
            469                                                                                                                     Single Family                             1                 NJ                               8021                       574                          0                       50.8
            470                                                                                                                     Single Family                             1                 FL                              34746                       545                          0                      44.65
            471                                                                                                                     Single Family                             1                 NY                              10309                       756                          0                      42.36
            472                                                                                                                     Single Family                             1                 IL                              60441                       597                          0                      21.47
            473                                                                                                                     Single Family                             1                 NC                              27244                       709                          0                      25.13
            474                                                                                                                       Two Family                              2                 NJ                               7050                       565                          0                       35.5
            475                                                                                                                     Single Family                             1                 NJ                               8753                       504                          0                      32.97
            476                                                                                                                     Single Family                             1                 CO                              80013                       621                          0                      40.08
            477                                                                                                                     Single Family                             1                 TX                              76015                       563                          0                      36.98
            478                                                                                                                     Single Family                             1                 FL                              32179                       512                          0                      48.37
            479                                                                                                                     Single Family                             1                 FL                              32217                       627                          0                      42.99
            480                                                                                                                     Single Family                             1                 FL                              32208                       576                          0                      48.85
            481                                                                                                                      Condomimium                              1                 GA                              30291                       619                          0                      53.63
            482                                                                                                                     Single Family                             1                 GA                              30666                       573                          0                      17.35
            483                                                                                                                      Condomimium                              1                 FL                              34119                       614                          0                      40.44
            484                                                                                                                     Single Family                             1                 GA                              30236                       599                          0                      43.17
            485                                                                                                                     Single Family                             1                 MN                              55016                       555                          0                      49.05
            486                                                                                                                     Single Family                             1                 NY                              11230                       639                          0                      48.71
            487                                                                                                                     Single Family                             1                 NC                              28214                       571                          0                      41.14
            488                                                                                                                      Condomimium                              1                 MD                              20707                       553                          0                      32.56
            489                                                                                                                     Single Family                             1                 IN                              46208                       646                          0                      46.39
            490                                                                                                                     Single Family                             1                 FL                              33023                       567                          0                      43.02
            491                                                                                                                     Single Family                             1                 MD                              20745                       587                          0                      39.15
            492                                                                                                                     Single Family                             1                 GA                              31207                       564                          0                      40.67
            493                                                                                                                     Single Family                             1                 NJ                               7062                       574                          0                      51.97
            494                                                                                                                     Single Family                             1                 FL                              33603                       631                          0                      35.89
            495                                                                                                                     Single Family                             1                 FL                              33185                       593                          0                      54.36
            496                                                                                                                      Condomimium                              1                 NY                              10462                       530                          0                      50.12
            497                                                                                                                     Single Family                             1                 RI                               2915                       525                          0                       32.1
            498                                                                                                                     Single Family                             1                 OH                              45011                       554                          0                      43.21
            499                                                                                                                      Condomimium                              1                 FL                              33558                       611                          0                      48.51
            500                                                                                                                     Single Family                             1                 FL                              32927                       753                          0                      46.23
            501                                                                                                                     Single Family                             1                 FL                              34758                       671                          0                      25.76
            502                                                                                                                     Single Family                             1                 GA                              30728                       600                          0                      40.38
            503                                                                                                                     Single Family                             1                 TN                              37601                       663                          0                      40.78
            504                                                                                                                     Single Family                             1                 FL                              33605                       645                          0                      31.44
            505                                                                                                                     Single Family                             1                 FL                              33035                       614                          0                      35.14
            506                                                                                                                     Single Family                             1                 MD                              20748                       562                          0                      33.06
            507                                                                                                                      Condomimium                              1                 FL                              33016                       602                          0                      49.94
            508                                                                                                                     Single Family                             1                 NJ                               8520                       649                          0                      45.77
            509                                                                                                                     Single Family                             1                 FL                              33810                       635                          0                      54.78
            510                                                                                                                      Condomimium                              1                 MD                              20746                       573                          0                      33.42
            511                                                                                                                     Single Family                             1                 VA                              20148                       613                          0                       6.51
            512                                                                                                                     Single Family                             1                 TN                              37801                       656                          0                      38.35
            513                                                                                                                     Single Family                             1                 FL                              33138                       552                          0                      54.89
            514                                                                                                                     Single Family                             1                 FL                              33168                       647                          0                      49.75
            515                                                                                                                     Single Family                             1                 MD                              20783                       615                          0                      43.45
            516                                                                                                                     Single Family                             1                 GA                              30096                       632                          0                      36.99
            517                                                                                                                     Single Family                             1                 FL                              32826                       761                          0                      46.03
            518                                                                                                                      Condomimium                              1                 FL                              33131                       703                          0                      42.57
            519                                                                                                                      Condomimium                              1                 FL                              32839                       613                          0                      49.21
            520                                                                                                                     Single Family                             1                 GA                              30035                       699                          0                      42.92
            521                                                                                                                     Single Family                             1                 NY                              11715                       644                          0                      37.61
            522                                                                                                                      Condomimium                              1                 MD                              20774                       568                          0                      34.08
            523                                                                                                                     Single Family                             1                 NH                               3818                       661                          0                      20.21
            524                                                                                                                     Single Family                             1                 GA                              30062                       567                          0                       4.81
            525                                                                                                                     Single Family                             1                 WI                              54904                       550                          0                      48.71
            526                                                                                                                     Single Family                             1                 FL                              32837                       706                          0                      50.03
            527                                                                                                                     Single Family                             1                 FL                              32810                       535                          0                      30.78
            528                                                                                                                     Single Family                             1                 FL                              32244                       648                          0                      36.25
            529                                                                                                                     Single Family                             1                 NJ                               7503                       680                          0                      43.24
            530                                                                                                                     Single Family                             1                 FL                              32254                       639                          0                      15.67
            531                                                                                                                     Single Family                             1                 FL                              33614                       559                          0                      51.27
            532                                                                                                                     Single Family                             1                 WI                              54106                       573                          0                      49.85
            533                                                                                                                     Single Family                             1                 NC                              28791                       648                          0                      42.56
            534                                                                                                                       Two Family                              2                 NY                              10462                       643                          0                       7.79
            535                                                                                                                     Single Family                             1                 NY                              11413                       748                          0                      39.79
            536                                                                                                                     Single Family                             1                 FL                              32825                       533                          0                      49.82
            537                                                                                                                     Single Family                             1                 MD                              21045                       632                          0                      49.96
            538                                                                                                                     Single Family                             1                 GA                              30223                       602                          0                      49.86
            539                                                                                                                     Single Family                             1                 FL                              33993                       557                          0                       49.8
            540                                                                                                                     Single Family                             1                 MD                              21244                       598                          0                      52.47
            541                                                                                                                     Single Family                             1                 GA                              30094                       675                          0                      47.65
            542                                                                                                                     Single Family                             1                 NJ                               8618                       554                          0                      32.74
            543                                                                                                                     Single Family                             1                 MD                              20782                       619                          0                       43.3
            544                                                                                                                      Condomimium                              1                 FL                              34689                       619                          0                      32.29
            545                                                                                                                     Single Family                             1                 FL                              32825                       625                          0                      40.24
            546                                                                                                                     Single Family                             1                 MD                              20722                       746                          0                      36.73
            547                                                                                                                     Single Family                             1                 MD                              20603                       567                          0                      48.57
            548                                                                                                                     Single Family                             1                 GA                              30310                       649                          0                      48.27
            549                                                                                                                     Single Family                             1                 FL                              34654                       553                          0                       45.4
            550                                                                                                                       Two Family                              2                 MA                               2150                       709                          0                      45.65
            551                                                                                                                     Single Family                             1                 IN                              47712                       632                          0                      52.05
            552                                                                                                                     Single Family                             1                 GA                              30135                       532                          0                       15.8
            553                                                                                                                     Single Family                             1                 GA                              30114                       641                          0                         30
            554                                                                                                                     Single Family                             1                 SC                              29445                       563                          0                      31.83
            555                                                                                                                     Single Family                             1                 MD                              21234                       581                          0                      49.16
            556                                                                                                                     Single Family                             1                 SC                              29445                       638                          0                      48.66
            557                                                                                                                     Single Family                             1                 FL                              33569                       623                          0                      44.32
            558                                                                                                                     Single Family                             1                 PA                              17013                       624                          0                      52.94
            559                                                                                                                     Single Family                             1                 FL                              33810                       509                          0                      46.91
            560                                                                                                                     Single Family                             1                 FL                              32738                       613                          0                      26.53
            561                                                                                                                     Single Family                             1                 GA                              30127                       602                          0                      23.84
            562                                                                                                                     Single Family                             1                 NC                              28173                       641                          0                      48.06
            563                                                                                                                     Single Family                             1                 FL                              33707                       602                          0                      36.26
            564                                                                                                                     Single Family                             1                 FL                              32726                       630                          0                      44.16
            565                                                                                                                     Single Family                             1                 NJ                               8873                       620                          0                      34.02
            566                                                                                                                     Single Family                             1                 FL                              32958                       695                          0                       38.2
            567                                                                                                                     Single Family                             1                 GA                              30135                       654                          0                      38.45
            568                                                                                                                     Single Family                             1                 FL                              33613                       637                          0                      48.53
            569                                                                                                                     Single Family                             1                 GA                              30315                       734                          0                      39.17
            570                                                                                                                     Single Family                             1                 VA                              22407                       511                          0                      44.79
            571                                                                                                                     Single Family                             1                 MD                              20716                       683                          0                      40.49
            572                                                                                                                     Single Family                             1                 FL                              34715                       537                          0                      36.12
            573                                                                                                                     Single Family                             1                 FL                              34744                       623                          0                      31.69
            574                                                                                                                     Single Family                             1                 FL                              32219                       594                          0                      49.66
            575                                                                                                                     Single Family                             1                 FL                              33909                       554                          0                       40.8
            576                                                                                                                     Single Family                             1                 WI                              54904                       632                          0                      42.68
            577                                                                                                                     Single Family                             1                 NY                              11003                       523                          0                      44.69
            578                                                                                                                     Single Family                             1                 MD                              20743                       512                          0                      49.33
            579                                                                                                                     Single Family                             1                 FL                              34668                       608                          0                      48.01
            580                                                                                                                     Single Family                             1                 GA                              30038                       539                          0                      42.17
            581                                                                                                                     Single Family                             1                 FL                              33594                       646                          0                      46.18
            582                                                                                                                     Single Family                             1                 MA                               1757                       672                          0                      43.24
            583                                                                                                                     Single Family                             1                 FL                              33850                       603                          0                      36.02
            584                                                                                                                     Single Family                             1                 NC                              27613                       600                          0                      49.81
            585                                                                                                                     Single Family                             1                 MD                              20744                       656                          0                      42.94
            586                                                                                                                     Single Family                             1                 MO                              63106                       561                          0                      40.29
            587                                                                                                                     Single Family                             1                 VA                              23601                       624                          0                         45
            588                                                                                                                     Single Family                             1                 MD                              21133                       626                          0                       48.6
            589                                                                                                                     Single Family                             1                 FL                              32225                       619                          0                      30.76
            590                                                                                                                     Single Family                             1                 TN                              37803                       562                          0                      46.42
            591                                                                                                                      Condomimium                              1                 NC                              28269                       629                          0                      46.39
            592                                                                                                                     Single Family                             1                 VA                              23228                       655                          0                      46.55
            593                                                                                                                     Single Family                             1                 NC                              28083                       613                          0                      35.14
            594                                                                                                                     Single Family                             1                 GA                              30071                       625                          0                      43.43
            595                                                                                                                     Single Family                             1                 FL                              33068                       528                          0                      43.07
            596                                                                                                                     Single Family                             1                 GA                              30168                       656                          0                      46.95
            597                                                                                                                     Single Family                             1                 FL                              33993                       557                          0                      54.98
            598                                                                                                                     Single Family                             1                 FL                              32757                       520                          0                      24.01
            599                                                                                                                     Single Family                             1                 FL                              33993                       551                          0                      45.44
            600                                                                                                                     Single Family                             1                 FL                              33613                       633                          0                      49.24
            601                                                                                                                     Single Family                             1                 FL                              33572                       596                          0                      18.21
            602                                                                                                                     Single Family                             1                 DE                              19966                       660                          0                      49.78
            603                                                                                                                     Single Family                             1                 GA                              30274                       651                          0                      34.07
            604                                                                                                                     Single Family                             1                 VA                              23234                       564                          0                      46.04
            605                                                                                                                      Condomimium                              1                 FL                              34209                       579                          0                      46.68
            606                                                                                                                     Single Family                             1                 NJ                               8021                       617                          0                      33.39
            607                                                                                                                     Single Family                             1                 IL                              60031                       645                          0                       47.8
            608                                                                                                                     Single Family                             1                 FL                              33710                       603                          0                      10.44
            609                                                                                                                     Single Family                             1                 MD                              20772                       596                          0                      43.86
            610                                                                                                                     Single Family                             1                 GA                              30507                       731                          0                       42.9
            611                                                                                                                       Two Family                              2                 FL                              33161                       635                          0                      47.43
            612                                                                                                                     Single Family                             1                 MI                              48329                       593                          0                      47.62
            613                                                                                                                     Single Family                             1                 VA                              23324                       623                          0                      49.76
            614                                                                                                                     Single Family                             1                 GA                              30016                       551                          0                      39.85
            615                                                                                                                     Single Family                             1                 GA                              30268                       618                          0                      49.92
            616                                                                                                                     Single Family                             1                 FL                              33774                       677                          0                      28.02
            617                                                                                                                     Single Family                             1                 FL                              33922                       670                          0                       19.3
            618                                                                                                                     Single Family                             1                 MD                              20602                       613                          0                      49.34
            619                                                                                                                     Single Family                             1                 GA                              30620                       580                          0                      45.67
            620                                                                                                                      Condomimium                              1                 FL                              33157                       702                          0                      27.86
            621                                                                                                                     Single Family                             1                 GA                              30296                       648                          0                      53.06
            622                                                                                                                     Single Family                             1                 VA                              22553                       567                          0                      49.93
            623                                                                                                                     Single Family                             1                 FL                              32703                       624                          0                       45.5
            624                                                                                                                     Single Family                             1                 MN                              55421                       643                          0                      46.58
            625                                                                                                                     Single Family                             1                 DC                              20019                       621                          0                      24.91
            626                                                                                                                     Single Family                             1                 GA                              30223                       625                          0                      49.24
            627                                                                                                                     Single Family                             1                 NJ                               8886                       635                          0                      45.73
            628                                                                                                                     Single Family                             1                 IL                              60643                       682                          0                      45.64
            629                                                                                                                     Single Family                             1                 GA                              30310                       645                          0                      48.74
            630                                                                                                                     Single Family                             1                 NJ                               7604                       727                          0                      43.85
            631                                                                                                                     Single Family                             1                 PA                              18917                       600                          0                       9.23
            632                                                                                                                     Single Family                             1                 GA                              30318                       768                          0                       4.13
            633                                                                                                                     Single Family                             1                 FL                              32907                       565                          0                      44.05
            634                                                                                                                      Condomimium                              1                 MD                              21842                       644                          0                      49.86
            635                                                                                                                     Single Family                             1                 FL                              33534                       607                          0                      20.05
            636                                                                                                                     Single Family                             1                 GA                              30340                       613                          0                      49.21
            637                                                                                                                     Single Family                             1                 GA                              30135                       603                          0                      42.05
            638                                                                                                                     Single Family                             1                 FL                              32824                       555                          0                      52.33
            639                                                                                                                     Single Family                             1                 GA                              30519                       638                          0                      49.98
            640                                                                                                                     Single Family                             1                 CO                              80401                       598                          0                      49.83
            641                                                                                                                     Single Family                             1                 DC                              20020                       557                          0                      48.11
            642                                                                                                                     Single Family                             1                 FL                              32738                       621                          0                      41.43
            643                                                                                                                     Single Family                             1                 VA                              23805                       628                          0                      40.92
            644                                                                                                                     Single Family                             1                 TN                              37876                       654                          0                      54.93
            645                                                                                                                     Single Family                             1                 NY                              10306                       651                          0                       48.5
            646                                                                                                                     Single Family                             1                 VA                              20120                       657                          0                      49.69
            647                                                                                                                     Single Family                             1                 NC                              28025                       552                          0                      52.94
            648                                                                                                                     Single Family                             1                 FL                              32907                       757                          0                      41.82
            649                                                                                                                     Single Family                             1                 TN                              37801                       521                          0                      39.87
            650                                                                                                                     Single Family                             1                 VA                              23704                       605                          0                      52.38
            651                                                                                                                     Single Family                             1                 MD                              20774                       639                          0                       46.2
            652                                                                                                                     Single Family                             1                 TN                              37620                       558                          0                      33.51
            653                                                                                                                     Single Family                             1                 NC                              27262                       619                          0                      49.68
            654                                                                                                                     Single Family                             1                 TN                              37801                       568                          0                      29.73
            655                                                                                                                       Two Family                              2                 GA                              30093                       632                          0                      48.05
            656                                                                                                                     Single Family                             1                 FL                              33810                       611                          0                      42.55
            657                                                                                                                      Condomimium                              1                 VA                              23464                       573                          0                      51.12
            658                                                                                                                     Single Family                             1                 FL                              33594                       567                          0                      30.98
            659                                                                                                                     Single Family                             1                 FL                              32608                       598                          0                      27.21
            660                                                                                                                     Single Family                             1                 NC                              27520                       628                          0                      23.67
            661                                                                                                                     Single Family                             1                 NM                              87106                       593                          0                      29.83
            662                                                                                                                     Single Family                             1                 FL                              33626                       629                          0                       45.2
            663                                                                                                                     Single Family                             1                 GA                              30005                       672                          0                      34.44
            664                                                                                                                     Single Family                             1                 FL                              32257                       712                          0                      31.75
            665                                                                                                                     Single Family                             1                 MD                              21117                       703                          0                      42.62
            666                                                                                                                     Single Family                             1                 FL                              32082                       682                          0                      38.83
            667                                                                                                                     Single Family                             1                 VA                              22553                       690                          0                      19.67
            668                                                                                                                     Single Family                             1                 VA                              23464                       668                          0                      46.67
            669                                                                                                                     Single Family                             1                 FL                              32907                       600                          0                      44.65
            670                                                                                                                     Single Family                             1                 TN                              37779                       605                          0                      37.01
            671                                                                                                                       Two Family                              2                 CT                               6608                       552                          0                      34.63
            672                                                                                                                     Single Family                             1                 MI                              48227                       568                          0                      35.34
            673                                                                                                                     Single Family                             1                 GA                              30213                       650                          0                      50.05
            674                                                                                                                     Single Family                             1                 NY                              11778                       786                          0                      51.33
            675                                                                                                                     Single Family                             1                 VA                              23803                       553                          0                      30.12
            676                                                                                                                     Single Family                             1                 TX                              77064                       642                          0                      40.71
            677                                                                                                                     Single Family                             1                 TX                              77053                       515                          0                      41.86
            678                                                                                                                       Two Family                              2                 NJ                               7026                       548                          0                      36.53
            679                                                                                                                     Single Family                             1                 MD                              21401                       631                          0                       45.2
            680                                                                                                                     Single Family                             1                 OH                              44011                       622                          0                      38.64
            681                                                                                                                     Single Family                             1                 FL                              32713                       516                          0                       8.23
            682                                                                                                                     Single Family                             1                 MA                               1501                       656                          0                      42.06
            683                                                                                                                     Single Family                             1                 IN                              46408                       669                          0                      43.64
            684                                                                                                                     Single Family                             1                 MA                               1040                       682                          0                      32.03
            685                                                                                                                     Single Family                             1                 TX                              77095                       699                          0                      49.39
            686                                                                                                                     Single Family                             1                 CA                              95361                       697                          0                      41.01
            687                                                                                                                     Single Family                             1                 PA                              15668                       506                          0                      46.26
            688                                                                                                                     Single Family                             1                 NY                              10566                       615                          0                      54.05
            689                                                                                                                       Two Family                              2                 NY                              11691                       532                          0                      47.51
            690                                                                                                                     Single Family                             1                 IL                              60417                       578                          0                      50.18
            691                                                                                                                     Single Family                             1                 PA                              19143                       662                          0                      49.12
            692                                                                                                                     Single Family                             1                 MA                               2360                       743                          0                      32.31
            693                                                                                                                      Condomimium                              1                 IL                              60615                       633                          0                      54.92
            694                                                                                                                       Two Family                              2                 NY                              11207                       632                          0                      31.59
            695                                                                                                                     Single Family                             1                 IL                              60446                       646                          0                      45.51
            696                                                                                                                      Condomimium                              1                 CO                              80134                       595                          0                       30.9
            697                                                                                                                     Single Family                             1                 TX                              77433                       540                          0                      49.56
            698                                                                                                                     Single Family                             1                 IL                              60181                       728                          0                      53.15
            699                                                                                                                     Single Family                             1                 WA                              98270                       576                          0                      49.06
            700                                                                                                                     Single Family                             1                 IL                              60901                       634                          0                      48.92
            701                                                                                                                      Condomimium                              1                 NJ                               8810                       640                          0                      45.14
            702                                                                                                                     Single Family                             1                 MN                              55373                       737                          0                      44.57
            703                                                                                                                     Single Family                             1                 IL                              60445                       677                          0                      49.19
            704                                                                                                                       Two Family                              2                 IL                              60160                       673                          0                      25.52
            705                                                                                                                     Single Family                             1                 CA                              93711                       684                          0                      49.38
            706                                                                                                                      Condomimium                              1                 HI                              96753                       720                          0                      52.69
            707                                                                                                                     Single Family                             1                 WA                              98058                       593                          0                      45.55
            708                                                                                                                     Single Family                             1                 MA                               2126                       664                          0                      49.65
            709                                                                                                                     Single Family                             1                 CA                              96001                       643                          0                      44.52
            710                                                                                                                     Single Family                             1                 CA                              93274                       585                          0                      39.53
            711                                                                                                                     Single Family                             1                 OR                              97504                       654                          0                      42.66
            712                                                                                                                     Single Family                             1                 CA                              95366                       622                          0                      45.21
            713                                                                                                                     Single Family                             1                 CA                              95377                       642                          0                      48.18
            714                                                                                                                     Single Family                             1                 OR                              97064                       595                          0                      49.95
            715                                                                                                                     Single Family                             1                 CA                              95206                       632                          0                      43.61
            716                                                                                                                     Single Family                             1                 MD                              21244                       593                          0                       48.7
            717                                                                                                                     Single Family                             1                 CA                              95632                       531                          0                      49.59
            718                                                                                                                       Two Family                              2                 NH                               3053                       558                          0                      51.04
            719                                                                                                                     Single Family                             1                 MA                               2368                       577                          0                      49.48
            720                                                                                                                     Single Family                             1                 HI                              96743                       639                          0                      40.16
            721                                                                                                                     Single Family                             1                 NJ                               8527                       661                          0                       12.1
            722                                                                                                                     Single Family                             1                 FL                              33781                       501                          0                      54.88
            723                                                                                                                     Single Family                             1                 NJ                               7104                       595                          0                      28.16
            724                                                                                                                     Single Family                             1                 CA                              95648                       551                          0                      50.94
            725                                                                                                                     Single Family                             1                 GA                              30083                       607                          0                      50.86
            726                                                                                                                     Single Family                             1                 CA                              93638                       667                          0                      26.38
            727                                                                                                                     Single Family                             1                 FL                              33541                       552                          0                      52.44
            728                                                                                                                     Single Family                             1                 NY                              11946                       734                          0                      28.48
            729                                                                                                                     Single Family                             1                 CA                              94551                       669                          0                      49.76
            730                                                                                                                      Condomimium                              1                 NJ                               8054                       527                          0                      39.44
            731                                                                                                                     Single Family                             1                 NJ                               7052                       584                          0                      35.46
            732                                                                                                                     Single Family                             1                 FL                              34761                       725                          0                      51.26
            733                                                                                                                     Single Family                             1                 FL                              32206                       540                          0                      39.85
            734                                                                                                                      Three Family                             3                 MA                               1844                       641                          0                      54.02
            735                                                                                                                     Single Family                             1                 HI                              96797                       674                          0                      37.83
            736                                                                                                                     Single Family                             1                 CA                              90660                       635                          0                      47.74
            737                                                                                                                      Condomimium                              1                 CA                              95356                       612                          0                      48.89
            738                                                                                                                      Condomimium                              1                 CT                               6450                       570                          0                      37.19
            739                                                                                                                     Single Family                             1                 NY                              10307                       699                          0                      44.14
            740                                                                                                                      Condomimium                              1                 HI                              96789                       691                          0                      52.68
            741                                                                                                                     Single Family                             1                 CA                              94621                       555                          0                      35.75
            742                                                                                                                     Single Family                             1                 CA                              95833                       641                          0                      43.17
            743                                                                                                                     Single Family                             1                 OR                              97478                       692                          0                      31.92
            744                                                                                                                     Single Family                             1                 GA                              30311                       560                          0                      28.45
            745                                                                                                                     Single Family                             1                 FL                              34759                       585                          0                      37.17
            746                                                                                                                     Single Family                             1                 MI                              48224                       659                          0                      47.56
            747                                                                                                                     Single Family                             1                 CA                              95959                       607                          0                      43.52
            748                                                                                                                     Single Family                             1                 GA                              30331                       531                          0                      36.81
            749                                                                                                                     Single Family                             1                 NJ                               8830                       598                          0                      38.06
            750                                                                                                                     Single Family                             1                 MI                              48509                       601                          0                      46.86
            751                                                                                                                     Single Family                             1                 ID                              83454                       728                          0                      44.16
            752                                                                                                                       Two Family                              2                 CT                               6604                       629                          0                      50.61
            753                                                                                                                     Single Family                             1                 CA                              95677                       711                          0                      44.69
            754                                                                                                                     Single Family                             1                 CA                              94610                       655                          0                      42.04
            755                                                                                                                     Single Family                             1                 MA                               2131                       577                          0                      33.99
            756                                                                                                                     Single Family                             1                 CA                              95453                       554                          0                      45.33
            757                                                                                                                     Single Family                             1                 FL                              34952                       579                          0                      47.79
            758                                                                                                                     Single Family                             1                 MD                              20770                       638                          0                      50.58
            759                                                                                                                     Single Family                             1                 MD                              21222                       518                          0                      47.67
            760                                                                                                                     Single Family                             1                 MD                              20743                       602                          0                      49.76
            761                                                                                                                     Single Family                             1                 MD                              20616                       506                          0                      49.65
            762                                                                                                                     Single Family                             1                 VA                              20120                       640                          0                      44.04
            763                                                                                                                     Single Family                             1                 CA                              94580                       601                          0                      47.61
            764                                                                                                                     Single Family                             1                 FL                              33952                       612                          0                      38.32
            765                                                                                                                      Condomimium                              1                 HI                              96797                       698                          0                      42.55
            766                                                                                                                     Single Family                             1                 CA                              95336                       585                          0                      54.51
            767                                                                                                                     Single Family                             1                 CA                              94553                       627                          0                      48.65
            768                                                                                                                     Single Family                             1                 MI                              48221                       567                          0                       44.8
            769                                                                                                                     Single Family                             1                 IL                              61554                       624                          0                      40.24
            770                                                                                                                      Condomimium                              1                 MD                              21061                       612                          0                      45.43
            771                                                                                                                       Two Family                              2                 FL                              33161                       552                          0                      52.05
            772                                                                                                                     Single Family                             1                 CA                              95621                       526                          0                       49.3
            773                                                                                                                      Condomimium                              1                 HI                              96701                       676                          0                      49.87
            774                                                                                                                     Single Family                             1                 CA                              94538                       537                          0                      51.41
            775                                                                                                                     Single Family                             1                 CA                              95961                       611                          0                      48.05
            776                                                                                                                     Single Family                             1                 CA                              93637                       654                          0                      50.83
            777                                                                                                                       Two Family                              2                 NJ                               7047                       694                          0                      45.72
            778                                                                                                                     Single Family                             1                 MD                              21075                       606                          0                      46.43
            779                                                                                                                     Single Family                             1                 HI                              96706                       614                          0                      45.46
            780                                                                                                                     Single Family                             1                 CO                              80027                       562                          0                       54.9
            781                                                                                                                     Single Family                             1                 CA                              93277                       584                          0                      45.52
            782                                                                                                                     Single Family                             1                 CA                              95209                       666                          0                      47.12
            783                                                                                                                     Single Family                             1                 CA                              93656                       585                          0                      53.55
            784                                                                                                                     Single Family                             1                 CA                              92570                       647                          0                      46.22
            785                                                                                                                     Single Family                             1                 KS                              66083                       625                          0                      47.29
            786                                                                                                                     Single Family                             1                 ID                              83402                       635                          0                       30.8
            787                                                                                                                     Single Family                             1                 CA                              91142                       776                          0                      39.11
            788                                                                                                                     Single Family                             1                 MN                              56362                       674                          0                      22.61
            789                                                                                                                     Single Family                             1                 VA                              20151                       644                          0                      32.91
            790                                                                                                                     Single Family                             1                 GA                              31788                       579                          0                      47.65
            791                                                                                                                     Single Family                             1                 DE                              19805                       679                          0                      48.69
            792                                                                                                                      Condomimium                              1                 HI                              96746                       637                          0                      49.17
            793                                                                                                                      Condomimium                              1                 PA                              17345                       585                          0                      28.91
            794                                                                                                                     Single Family                             1                 MI                              48221                       596                          0                      40.61
            795                                                                                                                     Single Family                             1                 MD                              21740                       625                          0                       43.3
            796                                                                                                                     Single Family                             1                 MD                              20744                       636                          0                      48.48
            797                                                                                                                     Single Family                             1                 ID                              83401                       507                          0                      37.75
            798                                                                                                                     Single Family                             1                 HI                              96749                       644                          0                      45.24
            799                                                                                                                     Single Family                             1                 CA                              93906                       672                          0                      48.37
            800                                                                                                                     Single Family                             1                 WA                              98944                       561                          0                      21.69
            801                                                                                                                     Single Family                             1                 CA                              94534                       767                          0                      40.72
            802                                                                                                                     Single Family                             1                 WA                              98373                       587                          0                      37.16
            803                                                                                                                     Single Family                             1                 MN                              55428                       609                          0                      23.42
            804                                                                                                                     Single Family                             1                 CA                              94132                       740                          0                      41.86
            805                                                                                                                      Condomimium                              1                 HI                              96814                       552                          0                      37.96
            806                                                                                                                     Single Family                             1                 CA                              95035                       671                          0                      47.61
            807                                                                                                                     Single Family                             1                 GA                              30238                       534                          0                      37.56
            808                                                                                                                     Single Family                             1                 WA                              98516                       573                          0                      23.72
            809                                                                                                                      Condomimium                              1                 CA                              90650                       607                          0                      45.74
            810                                                                                                                     Single Family                             1                 CA                              95670                       676                          0                      49.97
            811                                                                                                                     Single Family                             1                 NJ                               7631                       606                          0                      49.34
            812                                                                                                                     Single Family                             1                 CA                              93230                       647                          0                      42.06
            813                                                                                                                     Single Family                             1                 CA                              93726                       628                          0                      49.03
            814                                                                                                                     Single Family                             1                 CA                              94534                       704                          0                      49.92
            815                                                                                                                     Single Family                             1                 CA                              93247                       662                          0                      21.51
            816                                                                                                                     Single Family                             1                 MD                              20772                       673                          0                      47.88
            817                                                                                                                     Single Family                             1                 MI                              48141                       549                          0                      22.62
            818                                                                                                                     Single Family                             1                 CA                              95820                       524                          0                      50.68
            819                                                                                                                     Single Family                             1                 CA                              93311                       507                          0                      33.71
            820                                                                                                                     Single Family                             1                 MD                              21042                       576                          0                      48.12
            821                                                                                                                     Single Family                             1                 OH                              45408                       653                          0                      49.15
            822                                                                                                                     Single Family                             1                 UT                              84044                       569                          0                      49.21
            823                                                                                                                     Single Family                             1                 MD                              21704                       688                          0                      49.96
            824                                                                                                                     Single Family                             1                 CA                              95827                       580                          0                      51.18
            825                                                                                                                     Single Family                             1                 CA                              94804                       666                          0                      49.98
            826                                                                                                                     Single Family                             1                 NJ                               8831                       522                          0                       51.1
            827                                                                                                                      Condomimium                              1                 CA                              95133                       622                          0                      37.75
            828                                                                                                                     Single Family                             1                 NY                              11519                       648                          0                      44.85
            829                                                                                                                       Two Family                              2                 NJ                               7307                       551                          0                      47.41
            830                                                                                                                     Single Family                             1                 CA                              94801                       519                          0                      47.97
            831                                                                                                                     Single Family                             1                 NY                              11706                       675                          0                      45.32
            832                                                                                                                     Single Family                             1                 WA                              98292                       543                          0                      53.81
            833                                                                                                                       Two Family                              2                 UT                              84121                       657                          0                      47.41
            834                                                                                                                      Condomimium                              1                 NJ                               8003                       654                          0                      41.16
            835                                                                                                                     Single Family                             1                 NY                              11803                       582                          0                      43.37
            836                                                                                                                     Single Family                             1                 CA                              94533                       621                          0                      48.98
            837                                                                                                                      Condomimium                              1                 FL                              32822                       583                          0                      35.27
            838                                                                                                                     Single Family                             1                 ID                              83686                       705                          0                      33.67
            839                                                                                                                     Single Family                             1                 CA                              92345                       639                          0                      41.46
            840                                                                                                                     Single Family                             1                 NJ                               8865                       572                          0                      31.02
            841                                                                                                                     Single Family                             1                 CA                              95368                       624                          0                      38.32
            842                                                                                                                     Single Family                             1                 MD                              21043                       636                          0                       46.1
            843                                                                                                                      Condomimium                              1                 MD                              20746                       674                          0                      45.46
            844                                                                                                                     Single Family                             1                 CA                              94588                       607                          0                      11.87
            845                                                                                                                     Single Family                             1                 PA                              19438                       809                          0                      34.17
            846                                                                                                                     Single Family                             1                 CA                              94565                       640                          0                      33.78
            847                                                                                                                     Single Family                             1                 MD                              20906                       648                          0                      38.16
            848                                                                                                                     Single Family                             1                 FL                              34237                       658                          0                      35.07
            849                                                                                                                      Four Family                              4                 DC                              20032                       572                          0                      49.05
            850                                                                                                                     Single Family                             1                 MD                              21001                       623                          0                      44.16
            851                                                                                                                     Single Family                             1                 ID                              83404                       566                          0                      47.57
            852                                                                                                                      Condomimium                              1                 CO                              80013                       668                          0                      49.37
            853                                                                                                                     Single Family                             1                 CA                              95136                       615                          0                      48.89
            854                                                                                                                     Single Family                             1                 IL                              60461                       633                          0                      48.24
            855                                                                                                                       Two Family                              2                 NY                              10465                       738                          0                      36.63
            856                                                                                                                     Single Family                             1                 MA                               1940                       685                          0                      39.75
            857                                                                                                                     Single Family                             1                 MA                               2472                       620                          0                      14.72
            858                                                                                                                     Single Family                             1                 NY                              11413                       590                          0                      44.29
            859                                                                                                                     Single Family                             1                 NY                              11436                       668                          0                      49.33
            860                                                                                                                       Two Family                              2                 NJ                               7103                       624                          0                      43.07
            861                                                                                                                       Two Family                              2                 NJ                               7206                       705                          0                       33.6
            862                                                                                                                     Single Family                             1                 MD                              20735                       606                          0                      40.36
            863                                                                                                                     Single Family                             1                 NY                              12308                       590                          0                      39.98
            864                                                                                                                     Single Family                             1                 NY                              11575                       602                          0                      41.06
            865                                                                                                                       Two Family                              2                 NJ                               7108                       724                          0                      24.96
            866                                                                                                                     Single Family                             1                 NJ                               8232                       660                          0                      42.84
            867                                                                                                                     Single Family                             1                 NJ                               8691                       601                          0                      31.27
            868                                                                                                                     Single Family                             1                 MA                               2780                       628                          0                      48.32
            869                                                                                                                       Two Family                              2                 NY                              11436                       614                          0                      46.82
            870                                                                                                                      Three Family                             3                 RI                               2909                       571                          0                      35.53
            871                                                                                                                       Two Family                              2                 NY                              11416                       632                          0                      44.03
            872                                                                                                                     Single Family                             1                 FL                              34743                       620                          0                      45.36
            873                                                                                                                     Single Family                             1                 NJ                               7631                       547                          0                      53.71
            874                                                                                                                       Two Family                              2                 NY                              10552                       586                          0                      48.42
            875                                                                                                                     Single Family                             1                 MA                               2718                       667                          0                      24.64
            876                                                                                                                     Single Family                             1                 NJ                               7458                       647                          0                      39.39
            877                                                                                                                     Single Family                             1                 NJ                               8831                       563                          0                      44.96
            878                                                                                                                     Single Family                             1                 MA                               1801                       592                          0                      37.96
            879                                                                                                                       Two Family                              2                 NY                              11378                       801                          0                      48.24
            880                                                                                                                       Two Family                              2                 NJ                               7094                       686                          0                      49.07
            881                                                                                                                     Single Family                             1                 NJ                               8753                       549                          0                      34.83
            882                                                                                                                     Single Family                             1                 NJ                               8085                       605                          0                      53.01
            883                                                                                                                     Single Family                             1                 CT                               6511                       597                          0                      48.18
            884                                                                                                                     Single Family                             1                 NJ                               8812                       612                          0                      48.28
            885                                                                                                                       Two Family                              2                 NY                              14216                       547                          0                      44.03
            886                                                                                                                       Two Family                              2                 MA                               1902                       665                          0                      49.45
            887                                                                                                                       Two Family                              2                 CT                               6340                       593                          0                      41.85
            888                                                                                                                     Single Family                             1                 CT                               6360                       672                          0                      40.72
            889                                                                                                                     Single Family                             1                 NJ                               7104                       572                          0                       28.4
            890                                                                                                                       Two Family                              2                 NY                              11236                       651                          0                      35.65
            891                                                                                                                     Single Family                             1                 NJ                               8830                       665                          0                      43.38
            892                                                                                                                       Two Family                              2                 NJ                               7087                       531                          0                      50.13
            893                                                                                                                       Two Family                              2                 NJ                               8901                       662                          0                      51.81
            894                                                                                                                     Single Family                             1                 NY                              11741                       689                          0                      45.54
            895                                                                                                                       Two Family                              2                 NY                              12180                       553                          0                      51.06
            896                                                                                                                     Single Family                             1                 RI                               2816                       557                          0                      39.44
            897                                                                                                                     Single Family                             1                 NJ                               7205                       659                          0                      39.04
            898                                                                                                                       Two Family                              2                 MA                               2128                       699                          0                      33.64
            899                                                                                                                     Single Family                             1                 NY                              12309                       697                          0                         40
            900                                                                                                                      Condomimium                              1                 FL                              33319                       635                          0                      48.75
            901                                                                                                                     Single Family                             1                 NJ                               7305                       574                          0                      27.78
            902                                                                                                                       Two Family                              2                 NY                              11233                       807                          0                      49.14
            903                                                                                                                     Single Family                             1                 NY                              10562                       628                          0                      49.76
            904                                                                                                                       Two Family                              2                 NJ                               7305                       716                          0                      40.51
            905                                                                                                                     Single Family                             1                 NY                              11234                       672                          0                      40.79
            906                                                                                                                     Single Family                             1                 NY                              11717                       653                          0                       49.2
            907                                                                                                                     Single Family                             1                 NY                              11704                       651                          0                      49.72
            908                                                                                                                     Single Family                             1                 NJ                               8610                       557                          0                      17.13
            909                                                                                                                       Two Family                              2                 NY                              11369                       640                          0                      45.75
            910                                                                                                                     Single Family                             1                 NJ                               8046                       659                          0                      38.52
            911                                                                                                                     Single Family                             1                 NY                              12110                       519                          0                      32.55
            912                                                                                                                     Single Family                             1                 CT                               6810                       621                          0                      40.75
            913                                                                                                                     Single Family                             1                 FL                              34668                       588                          0                      42.58
            914                                                                                                                     Single Family                             1                 NY                              11580                       689                          0                      48.61
            915                                                                                                                       Two Family                              2                 NY                              12189                       670                          0                      43.87
            916                                                                                                                     Single Family                             1                 MA                               1983                       660                          0                      42.14
            917                                                                                                                     Single Family                             1                 MD                              21133                       638                          0                      48.49
            918                                                                                                                     Single Family                             1                 MD                              20785                       595                          0                      50.31
            919                                                                                                                       Two Family                              2                 NY                              10466                       765                          0                      36.15
            920                                                                                                                     Single Family                             1                 NY                              11428                       688                          0                      49.89
            921                                                                                                                     Single Family                             1                 NY                              11756                       810                          0                      44.04
            922                                                                                                                     Single Family                             1                 NY                              11203                       554                          0                      36.75
            923                                                                                                                       Two Family                              2                 NY                              11420                       705                          0                      40.61
            924                                                                                                                       Two Family                              2                 NY                              10457                       620                          0                      50.19
            925                                                                                                                       Two Family                              2                 NY                              11236                       654                          0                      46.78
            926                                                                                                                       Two Family                              2                 NY                              11213                       628                          0                      54.62
            927                                                                                                                     Single Family                             1                 NJ                               8075                       624                          0                      38.59
            928                                                                                                                       Two Family                              2                 MA                               2740                       627                          0                      21.53
            929                                                                                                                     Single Family                             1                 NJ                               7083                       589                          0                      47.99
            930                                                                                                                     Single Family                             1                 MD                              21220                       664                          0                      50.85
            931                                                                                                                     Single Family                             1                 NJ                               8620                       520                          0                      46.52
            932                                                                                                                     Single Family                             1                 NJ                               7111                       612                          0                      54.22
            933                                                                                                                       Two Family                              2                 NY                              11421                       691                          0                      52.79
            934                                                                                                                     Single Family                             1                 NY                              11432                       601                          0                      45.56
            935                                                                                                                     Single Family                             1                 MA                               2360                       575                          0                      49.72
            936                                                                                                                     Single Family                             1                 VA                              23228                       594                          0                      33.36
            937                                                                                                                     Single Family                             1                 NY                              11727                       631                          0                      49.67
            938                                                                                                                       Two Family                              2                 NY                              11415                       708                          0                      49.97
            939                                                                                                                     Single Family                             1                 FL                              33176                       597                          0                       28.6
            940                                                                                                                     Single Family                             1                 NJ                               8310                       661                          0                      37.63
            941                                                                                                                     Single Family                             1                 NJ                               8723                       573                          0                      35.38
            942                                                                                                                      Condomimium                              1                 MA                               1863                       555                          0                      41.69
            943                                                                                                                     Single Family                             1                 NY                              12771                       568                          0                      49.98
            944                                                                                                                     Single Family                             1                 VA                              23455                       707                          0                      37.87
            945                                                                                                                     Single Family                             1                 PA                              18346                       662                          0                      40.83
            946                                                                                                                     Single Family                             1                 RI                               2908                       525                          0                      53.47
            947                                                                                                                     Single Family                             1                 VA                              22556                       527                          0                      54.42
            948                                                                                                                     Single Family                             1                 GA                              30291                       508                          0                       42.4
            949                                                                                                                       Two Family                              2                 MA                               2664                       738                          0                       42.3
            950                                                                                                                     Single Family                             1                 GA                              30605                       541                          0                      22.88
            951                                                                                                                     Single Family                             1                 NJ                               8021                       611                          0                      45.15
            952                                                                                                                     Single Family                             1                 MD                              20854                       536                          0                      43.84
            953                                                                                                                     Single Family                             1                 NJ                               8096                       579                          0                      45.91
            954                                                                                                                     Single Family                             1                 PA                              19150                       550                          0                      54.95
            955                                                                                                                     Single Family                             1                 NY                              11717                       615                          0                      48.31
            956                                                                                                                     Single Family                             1                 NJ                               8701                       540                          0                      35.37
            957                                                                                                                     Single Family                             1                 MD                              20721                       608                          0                      47.18
            958                                                                                                                     Single Family                             1                 PA                              15534                       630                          0                      39.88
            959                                                                                                                       Two Family                              2                 NY                              10457                       744                          0                      43.05
            960                                                                                                                     Single Family                             1                 NJ                               7065                       630                          0                      41.18
            961                                                                                                                      Condomimium                              1                 NJ                               8536                       702                          0                      51.45
            962                                                                                                                     Single Family                             1                 NJ                               7305                       622                          0                      32.71
            963                                                                                                                     Single Family                             1                 NJ                               7033                       641                          0                      41.12
            964                                                                                                                     Single Family                             1                 NJ                               7722                       680                          0                      44.09
            965                                                                                                                     Single Family                             1                 NJ                               8824                       570                          0                      44.89
            966                                                                                                                     Single Family                             1                 NY                              11746                       669                          0                      48.52
            967                                                                                                                     Single Family                             1                 RI                               2905                       694                          0                      25.62
            968                                                                                                                     Single Family                             1                 NJ                               8723                       629                          0                      41.61
            969                                                                                                                       Two Family                              2                 NY                              11213                       635                          0                       50.2
            970                                                                                                                       Two Family                              2                 NJ                               7026                       624                          0                      44.38
            971                                                                                                                     Single Family                             1                 CT                               6010                       650                          0                       49.2
            972                                                                                                                     Single Family                             1                 NY                              11722                       639                          0                       49.9
            973                                                                                                                     Single Family                             1                 NJ                               7003                       629                          0                      54.32
            974                                                                                                                      Three Family                             3                 NJ                               7108                       732                          0                      33.98
            975                                                                                                                       Two Family                              2                 CT                               6615                       624                          0                      44.54
            976                                                                                                                     Single Family                             1                 NY                              12565                       597                          0                      39.36
            977                                                                                                                     Single Family                             1                 PA                              18517                       620                          0                      44.36
            978                                                                                                                     Single Family                             1                 PA                              19149                       644                          0                      41.28
            979                                                                                                                      Condomimium                              1                 NJ                               8844                       644                          0                      42.78
            980                                                                                                                     Single Family                             1                 NY                              11758                       647                          0                      47.07
            981                                                                                                                       Two Family                              2                 NJ                               7036                       661                          0                      31.56
            982                                                                                                                     Single Family                             1                 PA                              19464                       771                          0                      38.14
            983                                                                                                                     Single Family                             1                 FL                              33576                       607                          0                         50
            984                                                                                                                       Two Family                              2                 MA                               2149                       713                          0                      43.88
            985                                                                                                                     Single Family                             1                 NY                              11746                       545                          0                      38.76
            986                                                                                                                     Single Family                             1                 NJ                               7732                       628                          0                      43.66
            987                                                                                                                       Two Family                              2                 MA                               1108                       548                          0                      36.81
            988                                                                                                                     Single Family                             1                 PA                              18403                       619                          0                      47.01
            989                                                                                                                     Single Family                             1                 DC                              20002                       608                          0                      45.38
            990                                                                                                                     Single Family                             1                 CT                               6460                       658                          0                      26.46
            991                                                                                                                     Single Family                             1                 MA                               2131                       697                          0                      36.25
            992                                                                                                                     Single Family                             1                 NJ                               7462                       528                          0                      27.86
            993                                                                                                                     Single Family                             1                 OH                              44646                       660                          0                      47.69
            994                                                                                                                     Single Family                             1                 NY                              11801                       701                          0                      44.34
            995                                                                                                                     Single Family                             1                 NJ                               7755                       638                          0                      42.19
            996                                                                                                                       Two Family                              2                 NJ                               7111                       513                          0                       38.6
            997                                                                                                                     Single Family                             1                 ME                               4210                       568                          0                      40.72
            998                                                                                                                     Single Family                             1                 RI                               2888                       623                          0                       43.6
            999                                                                                                                     Single Family                             1                 NY                              11793                       647                          0                      54.63
           1000                                                                                                                       Two Family                              2                 DE                              19720                       698                          0                      30.37
           1001                                                                                                                     Single Family                             1                 NJ                               7094                       536                          0                      47.49
           1002                                                                                                                     Single Family                             1                 NY                              11412                       543                          0                      45.83
           1003                                                                                                                       Two Family                              2                 NY                              11561                       659                          0                      50.56
           1004                                                                                                                      Condomimium                              1                 FL                              32835                       677                          0                      24.07
           1005                                                                                                                     Single Family                             1                 MD                              20640                       519                          0                      40.34
           1006                                                                                                                     Single Family                             1                 MO                              64132                       681                          0                      25.82
           1007                                                                                                                     Single Family                             1                 NY                              11706                       515                          0                      53.06
           1008                                                                                                                     Single Family                             1                 NY                              10467                       581                          0                      44.12
           1009                                                                                                                     Single Family                             1                 NJ                               8722                       548                          0                      33.37
           1010                                                                                                                     Single Family                             1                 MD                              21122                       538                          0                      53.16
           1011                                                                                                                       Two Family                              2                 NY                              11221                       642                          0                      48.12
           1012                                                                                                                     Single Family                             1                 NJ                               8512                       550                          0                      48.64
           1013                                                                                                                     Single Family                             1                 PA                              19380                       630                          0                      45.73
           1014                                                                                                                     Single Family                             1                 PA                              19111                       559                          0                      41.48
           1015                                                                                                                       Two Family                              2                 NY                              11216                       682                          0                      49.96
           1016                                                                                                                       Two Family                              2                 NJ                               7734                       570                          0                      54.49
           1017                                                                                                                     Single Family                             1                 NJ                               8846                       537                          0                      31.42
           1018                                                                                                                      Condomimium                              1                 NJ                               7740                       519                          0                      48.15
           1019                                                                                                                     Single Family                             1                 NJ                               8360                       665                          0                      48.32
           1020                                                                                                                     Single Family                             1                 PA                              18346                       664                          0                      29.76
           1021                                                                                                                     Single Family                             1                 CT                               6053                       727                          0                      44.56
           1022                                                                                                                     Single Family                             1                 NJ                               7054                       675                          0                      46.12
           1023                                                                                                                      Three Family                             3                 NJ                               7112                       699                          0                      34.67
           1024                                                                                                                       Two Family                              2                 NY                              11432                       657                          0                      40.87
           1025                                                                                                                     Single Family                             1                 NY                              11428                       569                          0                      53.16
           1026                                                                                                                      Condomimium                              1                 MA                               1510                       619                          0                      40.62
           1027                                                                                                                     Single Family                             1                 NY                              11746                       633                          0                      51.84
           1028                                                                                                                       Two Family                              2                 NY                              10466                       562                          0                      49.64
           1029                                                                                                                     Single Family                             1                 MA                               2330                       587                          0                      29.83
           1030                                                                                                                     Single Family                             1                 NY                              11727                       542                          0                      50.32
           1031                                                                                                                       Two Family                              2                 NJ                               7734                       737                          0                      31.05
           1032                                                                                                                     Single Family                             1                 RI                               2816                       640                          0                      46.88
           1033                                                                                                                     Single Family                             1                 NJ                               7764                       619                          0                      46.62
           1034                                                                                                                     Single Family                             1                 VA                              22401                       594                          0                      39.44
           1035                                                                                                                     Single Family                             1                 NY                              11412                       653                          0                      44.17
           1036                                                                                                                     Single Family                             1                 MA                               1562                       520                          0                      31.53
           1037                                                                                                                     Single Family                             1                 MA                               1701                       623                          0                      40.29
           1038                                                                                                                     Single Family                             1                 NY                              11373                       728                          0                      48.07
           1039                                                                                                                     Single Family                             1                 FL                              32837                       584                          0                      41.23
           1040                                                                                                                     Single Family                             1                 RI                               2889                       651                          0                      35.62
           1041                                                                                                                     Single Family                             1                 NJ                               8345                       807                          0                      46.78
           1042                                                                                                                     Single Family                             1                 NY                              11710                       752                          0                      49.45
           1043                                                                                                                     Single Family                             1                 DE                              19804                       593                          0                      34.44
           1044                                                                                                                      Three Family                             3                 CT                               6708                       669                          0                      10.76
           1045                                                                                                                     Single Family                             1                 MI                              48205                       504                          0                      31.29
           1046                                                                                                                     Single Family                             1                 NY                              11429                       525                          0                      43.33
           1047                                                                                                                       Two Family                              2                 NY                              11357                       655                          0                      50.59
           1048                                                                                                                     Single Family                             1                 NY                              11010                       753                          0                      35.82
           1049                                                                                                                     Single Family                             1                 TN                              38115                       567                          0                      52.69
           1050                                                                                                                     Single Family                             1                 FL                              33624                       581                          0                      45.42
           1051                                                                                                                     Single Family                             1                 FL                              33186                       597                          0                      53.67
           1052                                                                                                                     Single Family                             1                 FL                              33584                       669                          0                      44.38
           1053                                                                                                                     Single Family                             1                 FL                              34741                       643                          0                      46.65
           1054                                                                                                                     Single Family                             1                 FL                              33064                       626                          0                      39.84
           1055                                                                                                                     Single Family                             1                 NJ                               8540                       666                          0                      41.07
           1056                                                                                                                     Single Family                             1                 GA                              30054                       507                          0                      54.82
           1057                                                                                                                     Single Family                             1                 CA                              90065                       598                          0                      49.87
           1058                                                                                                                     Single Family                             1                 GA                              30310                       626                          0                      23.43
           1059                                                                                                                     Single Family                             1                 NY                              11762                       566                          0                      47.46
           1060                                                                                                                     Single Family                             1                 FL                              33909                       525                          0                      39.49
           1061                                                                                                                     Single Family                             1                 MA                               1571                       620                          0                      22.21
           1062                                                                                                                      Condomimium                              1                 IL                              60610                       657                          0                      44.18
           1063                                                                                                                     Single Family                             1                 MI                              48225                       630                          0                      33.69
           1064                                                                                                                     Single Family                             1                 MN                              55444                       681                          0                      40.47
           1065                                                                                                                     Single Family                             1                 MI                              48223                       689                          0                      51.94
           1066                                                                                                                     Single Family                             1                 IL                              60490                       606                          0                      54.95
           1067                                                                                                                       Two Family                              2                 IL                              60618                       651                          0                      44.86
           1068                                                                                                                     Single Family                             1                 GA                              30236                       555                          0                      38.51
           1069                                                                                                                     Single Family                             1                 NV                              89113                       674                          0                      29.65
           1070                                                                                                                     Single Family                             1                 MN                              55109                       608                          0                      54.88
           1071                                                                                                                     Single Family                             1                 NY                              11731                       649                          0                      48.07
           1072                                                                                                                      Three Family                             3                 PA                              19138                       728                          0                      49.36
           1073                                                                                                                     Single Family                             1                 GA                              31216                       658                          0                      28.24
           1074                                                                                                                       Two Family                              2                 NY                              10466                       685                          0                      52.53
           1075                                                                                                                     Single Family                             1                 CA                              92220                       511                          0                      41.59
           1076                                                                                                                      Condomimium                              1                 FL                              33143                       704                          0                      33.12
           1077                                                                                                                     Single Family                             1                 CA                              92234                       550                          0                      42.46
           1078                                                                                                                     Single Family                             1                 CO                              80013                       529                          0                      36.45
           1079                                                                                                                     Single Family                             1                 IN                              46410                       646                          0                      34.51
           1080                                                                                                                     Single Family                             1                 IL                              62286                       520                          0                      24.04
           1081                                                                                                                     Single Family                             1                 CA                              91748                       521                          0                      50.46
           1082                                                                                                                       Two Family                              2                 MA                               1902                       588                          0                      48.91
           1083                                                                                                                     Single Family                             1                 WI                              53959                       657                          0                      35.32
           1084                                                                                                                     Single Family                             1                 FL                              34743                       554                          0                      45.67
           1085                                                                                                                     Single Family                             1                 AZ                              85364                       641                          0                      44.85
           1086                                                                                                                     Single Family                             1                 CA                              92592                       685                          0                       43.1
           1087                                                                                                                     Single Family                             1                 AZ                              85710                       623                          0                      42.66
           1088                                                                                                                     Single Family                             1                 MD                              21225                       641                          0                      53.53
           1089                                                                                                                     Single Family                             1                 NV                              89107                       647                          0                       49.3
           1090                                                                                                                     Single Family                             1                 MD                              20763                       599                          0                       48.8
           1091                                                                                                                     Single Family                             1                 CA                              90003                       716                          0                      50.77
           1092                                                                                                                     Single Family                             1                 NV                              89110                       676                          0                      46.05
           1093                                                                                                                     Single Family                             1                 CA                              93314                       558                          0                      53.57
           1094                                                                                                                     Single Family                             1                 NH                               3894                       532                          0                      24.49
           1095                                                                                                                     Single Family                             1                 CA                              92373                       632                          0                      48.99
           1096                                                                                                                     Single Family                             1                 AZ                              85305                       536                          0                      28.67
           1097                                                                                                                     Single Family                             1                 CA                              92057                       637                          0                      49.93
           1098                                                                                                                     Single Family                             1                 AZ                              85242                       575                          0                      49.88
           1099                                                                                                                     Single Family                             1                 CA                              92262                       763                          0                      44.15
           1100                                                                                                                     Single Family                             1                 NV                              89128                       636                          0                       43.7
           1101                                                                                                                     Single Family                             1                 AZ                              85345                       551                          0                      37.95
           1102                                                                                                                     Single Family                             1                 MD                              21207                       626                          0                      49.15
           1103                                                                                                                     Single Family                             1                 VA                              22553                       640                          0                      48.28
           1104                                                                                                                     Single Family                             1                 CA                              91706                       662                          0                      44.82
           1105                                                                                                                     Single Family                             1                 AZ                              85350                       514                          0                      39.06
           1106                                                                                                                     Single Family                             1                 CA                              93308                       714                          0                      51.19
           1107                                                                                                                     Single Family                             1                 GA                              30011                       628                          0                      32.54
           1108                                                                                                                     Single Family                             1                 GA                              31322                       555                          0                      53.08
           1109                                                                                                                     Single Family                             1                 OR                              97304                       526                          0                      38.34
           1110                                                                                                                     Single Family                             1                 AZ                              85020                       579                          0                      38.62
           1111                                                                                                                     Single Family                             1                 NJ                               8234                       568                          0                      49.47
           1112                                                                                                                     Single Family                             1                 MD                              21230                       625                          0                      36.46
           1113                                                                                                                       Two Family                              2                 FL                              33161                       570                          0                      48.22
           1114                                                                                                                     Single Family                             1                 CA                              92394                       634                          0                      45.91
           1115                                                                                                                     Single Family                             1                 CA                              93312                       555                          0                      48.87
           1116                                                                                                                       Two Family                              2                 NY                              11236                       669                          0                      43.04
           1117                                                                                                                      Condomimium                              1                 MD                              20906                       636                          0                      49.54
           1118                                                                                                                     Single Family                             1                 CA                              92377                       563                          0                      46.47
           1119                                                                                                                     Single Family                             1                 AZ                              85713                       556                          0                      27.76
           1120                                                                                                                     Single Family                             1                 CA                              92832                       690                          0                      45.74
           1121                                                                                                                     Single Family                             1                 MI                              48182                       625                          0                      28.56
           1122                                                                                                                      Condomimium                              1                 CA                              92154                       672                          0                      45.94
           1123                                                                                                                     Single Family                             1                 NV                              89031                       579                          0                      51.73
           1124                                                                                                                     Single Family                             1                 PA                              19120                       621                          0                      20.22
           1125                                                                                                                     Single Family                             1                 NC                              28562                       557                          0                      24.19
           1126                                                                                                                     Single Family                             1                 GA                              30013                       604                          0                      34.51
           1127                                                                                                                     Single Family                             1                 CA                              95035                       751                          0                      44.79
           1128                                                                                                                     Single Family                             1                 CA                              92392                       626                          0                       35.5
           1129                                                                                                                     Single Family                             1                 CA                              92508                       669                          0                      31.91
           1130                                                                                                                      Condomimium                              1                 WA                              98121                       675                          0                      24.66
           1131                                                                                                                     Single Family                             1                 VA                              23220                       624                          0                      35.85
           1132                                                                                                                     Single Family                             1                 CA                              92335                       687                          0                       49.9
           1133                                                                                                                     Single Family                             1                 FL                              33461                       692                          0                      42.79
           1134                                                                                                                     Single Family                             1                 MI                              48228                       683                          0                      43.79
           1135                                                                                                                     Single Family                             1                 MI                              48091                       568                          0                      44.04
           1136                                                                                                                     Single Family                             1                 UT                              84123                       609                          0                      49.75
           1137                                                                                                                     Single Family                             1                 AZ                              85027                       686                          0                      37.06
           1138                                                                                                                     Single Family                             1                 CA                              91402                       708                          0                      49.07
           1139                                                                                                                     Single Family                             1                 CA                              92345                       558                          0                      32.71
           1140                                                                                                                     Single Family                             1                 AZ                              85296                       685                          0                      48.51
           1141                                                                                                                     Single Family                             1                 FL                              33177                       661                          0                      45.37
           1142                                                                                                                     Single Family                             1                 VT                               5401                       556                          0                      54.97
           1143                                                                                                                     Single Family                             1                 NM                              87031                       612                          0                      27.08
           1144                                                                                                                     Single Family                             1                 AZ                              85051                       545                          0                      54.97
           1145                                                                                                                     Single Family                             1                 CA                              93268                       617                          0                      30.13
           1146                                                                                                                       Two Family                              2                 CA                              92220                       669                          0                       35.7
           1147                                                                                                                     Single Family                             1                 FL                              33470                       530                          0                      51.93
           1148                                                                                                                     Single Family                             1                 MA                               1810                       606                          0                      45.91
           1149                                                                                                                     Single Family                             1                 CO                              81505                       653                          0                      15.74
           1150                                                                                                                     Single Family                             1                 CA                              93550                       693                          0                      47.81
           1151                                                                                                                     Single Family                             1                 MI                              48161                       578                          0                      29.07
           1152                                                                                                                     Single Family                             1                 CA                              93212                       641                          0                      44.61
           1153                                                                                                                     Single Family                             1                 VA                              20121                       536                          0                      37.44
           1154                                                                                                                     Single Family                             1                 UT                              84065                       530                          0                      20.94
           1155                                                                                                                     Single Family                             1                 MD                              21234                       609                          0                      54.75
           1156                                                                                                                     Single Family                             1                 CA                              90660                       639                          0                      46.76
           1157                                                                                                                     Single Family                             1                 PA                              17313                       679                          0                      49.82
           1158                                                                                                                      Condomimium                              1                 GA                              30083                       631                          0                      54.44
           1159                                                                                                                     Single Family                             1                 FL                              33813                       634                          0                      20.51
           1160                                                                                                                     Single Family                             1                 MD                              20743                       606                          0                       46.2
           1161                                                                                                                     Single Family                             1                 CA                              95823                       641                          0                      45.35
           1162                                                                                                                     Single Family                             1                 IL                              60429                       617                          0                      47.51
           1163                                                                                                                       Two Family                              2                 NY                              11692                       748                          0                      39.28
           1164                                                                                                                     Single Family                             1                 CA                              92314                       605                          0                      43.52
           1165                                                                                                                     Single Family                             1                 MD                              20640                       582                          0                      54.43
           1166                                                                                                                     Single Family                             1                 NV                              89014                       657                          0                      49.19
           1167                                                                                                                     Single Family                             1                 NJ                               7093                       646                          0                      43.17
           1168                                                                                                                     Single Family                             1                 MD                              21239                       633                          0                      26.53
           1169                                                                                                                     Single Family                             1                 IL                              60419                       509                          0                      32.63
           1170                                                                                                                     Single Family                             1                 MA                               1701                       622                          0                      45.85
           1171                                                                                                                     Single Family                             1                 FL                              33321                       561                          0                      40.08
           1172                                                                                                                     Single Family                             1                 FL                              32765                       646                          0                      34.24
           1173                                                                                                                     Single Family                             1                 CA                              93309                       627                          0                      49.83
           1174                                                                                                                     Single Family                             1                 CA                              91915                       632                          0                      48.22
           1175                                                                                                                      Condomimium                              1                 CA                              92804                       635                          0                      46.53
           1176                                                                                                                     Single Family                             1                 MA                               2180                       671                          0                      31.92
           1177                                                                                                                     Single Family                             1                 NY                              11510                       688                          0                      41.81
           1178                                                                                                                     Single Family                             1                 CA                              92592                       643                          0                      42.71
           1179                                                                                                                     Single Family                             1                 CA                              93436                       609                          0                      52.43
           1180                                                                                                                     Single Family                             1                 CA                              92377                       650                          0                      34.35
           1181                                                                                                                      Condomimium                              1                 FL                              33065                       597                          0                      44.18
           1182                                                                                                                     Single Family                             1                 MD                              21229                       676                          0                      50.11
           1183                                                                                                                     Single Family                             1                 FL                              33134                       678                          0                      49.36
           1184                                                                                                                     Single Family                             1                 CA                              90043                       522                          0                      51.28
           1185                                                                                                                     Single Family                             1                 CA                              92707                       670                          0                      39.64
           1186                                                                                                                     Single Family                             1                 CA                              93312                       613                          0                      53.78
           1187                                                                                                                     Single Family                             1                 CT                               6418                       629                          0                      48.24
           1188                                                                                                                     Single Family                             1                 GA                              30260                       644                          0                      30.42
           1189                                                                                                                     Single Family                             1                 AZ                              85234                       639                          0                      37.62
           1190                                                                                                                     Single Family                             1                 VA                              23188                       519                          0                      50.34
           1191                                                                                                                     Single Family                             1                 WI                              53511                       514                          0                      28.55
           1192                                                                                                                     Single Family                             1                 MD                              20876                       750                          0                      47.03
           1193                                                                                                                     Single Family                             1                 FL                              33437                       546                          0                      53.63
           1194                                                                                                                     Single Family                             1                 MI                              48228                       587                          0                      38.72
           1195                                                                                                                     Single Family                             1                 MA                               2301                       654                          0                      44.53
           1196                                                                                                                     Single Family                             1                 CA                              93286                       692                          0                      37.44
           1197                                                                                                                     Single Family                             1                 CA                              92508                       637                          0                      49.96
           1198                                                                                                                     Single Family                             1                 GA                              30058                       737                          0                      46.13
           1199                                                                                                                     Single Family                             1                 CT                               6114                       581                          0                      38.93
           1200                                                                                                                      Condomimium                              1                 CA                              91206                       623                          0                         41
           1201                                                                                                                     Single Family                             1                 WA                              98304                       743                          0                       44.5
           1202                                                                                                                     Single Family                             1                 NV                              89145                       597                          0                      32.13
           1203                                                                                                                     Single Family                             1                 CA                              92563                       645                          0                      30.59
           1204                                                                                                                     Single Family                             1                 OH                              44052                       520                          0                      40.72
           1205                                                                                                                     Single Family                             1                 NV                              89015                       635                          0                      45.84
           1206                                                                                                                     Single Family                             1                 CA                              92571                       634                          0                       42.4
           1207                                                                                                                      Condomimium                              1                 MD                              21030                       632                          0                      40.11
           1208                                                                                                                     Single Family                             1                 CA                              92105                       715                          0                      41.07
           1209                                                                                                                     Single Family                             1                 CA                              92025                       668                          0                      34.97
           1210                                                                                                                     Single Family                             1                 AZ                              85335                       575                          0                      54.59
           1211                                                                                                                     Single Family                             1                 AZ                              85239                       673                          0                       49.5
           1212                                                                                                                      Condomimium                              1                 GA                              30313                       679                          0                      46.78
           1213                                                                                                                     Single Family                             1                 CA                              91740                       641                          0                      41.82
           1214                                                                                                                     Single Family                             1                 CA                              94947                       652                          0                      43.78
           1215                                                                                                                     Single Family                             1                 AZ                              85383                       793                          0                      49.19
           1216                                                                                                                     Single Family                             1                 CA                              90062                       692                          0                       30.6
           1217                                                                                                                     Single Family                             1                 AZ                              85310                       660                          0                      48.56
           1218                                                                                                                     Single Family                             1                 NY                              11566                       605                          0                       47.1
           1219                                                                                                                     Single Family                             1                 CA                              95361                       602                          0                      40.37
           1220                                                                                                                      Condomimium                              1                 CA                              95110                       563                          0                      33.09
           1221                                                                                                                     Single Family                             1                 WA                              99352                       530                          0                      37.23
           1222                                                                                                                     Single Family                             1                 CA                              92704                       617                          0                      49.85
           1223                                                                                                                     Single Family                             1                 MD                              20746                       538                          0                      52.05
           1224                                                                                                                     Single Family                             1                 WA                              98032                       567                          0                      54.24
           1225                                                                                                                     Single Family                             1                 FL                              33470                       559                          0                      47.12
           1226                                                                                                                     Single Family                             1                 CA                              94545                       642                          0                      48.53
           1227                                                                                                                       Two Family                              2                 NY                              11385                       598                          0                      36.72
           1228                                                                                                                     Single Family                             1                 ID                              83651                       518                          0                      49.02
           1229                                                                                                                      Condomimium                              1                 HI                              96726                       601                          0                      35.73
           1230                                                                                                                     Single Family                             1                 NJ                               8759                       636                          0                      49.98
           1231                                                                                                                     Single Family                             1                 CA                              93618                       635                          0                      50.16
           1232                                                                                                                      Condomimium                              1                 HI                              96817                       598                          0                      29.93
           1233                                                                                                                     Single Family                             1                 PA                              17268                       613                          0                      48.85
           1234                                                                                                                     Single Family                             1                 NY                              10312                       684                          0                      47.91
           1235                                                                                                                     Single Family                             1                 WA                              98366                       558                          0                      53.91
           1236                                                                                                                     Single Family                             1                 GA                              30045                       592                          0                      49.19
           1237                                                                                                                     Single Family                             1                 CA                              95350                       641                          0                      35.27
           1238                                                                                                                     Single Family                             1                 NY                              11717                       664                          0                      39.34
           1239                                                                                                                     Single Family                             1                 NY                              12550                       540                          0                      36.78
           1240                                                                                                                     Single Family                             1                 NY                              10475                       656                          0                      38.05
           1241                                                                                                                     Single Family                             1                 CA                              92126                       554                          0                      52.62
           1242                                                                                                                     Single Family                             1                 NV                              89031                       648                          0                      47.54
           1243                                                                                                                     Single Family                             1                 NY                              11213                       689                          0                      47.08
           1244                                                                                                                     Single Family                             1                 CA                              95136                       745                          0                      47.32
           1245                                                                                                                      Condomimium                              1                 HI                              96701                       632                          0                      42.76
           1246                                                                                                                     Single Family                             1                 GA                              30312                       659                          0                      46.89
           1247                                                                                                                      Condomimium                              1                 HI                              96789                       622                          0                      40.01
           1248                                                                                                                     Single Family                             1                 HI                              96717                       684                          0                      26.22
           1249                                                                                                                     Single Family                             1                 CA                              95828                       665                          0                      49.92
           1250                                                                                                                     Single Family                             1                 CA                              95127                       684                          0                         42
           1251                                                                                                                     Single Family                             1                 MD                              21015                       615                          0                      49.52
           1252                                                                                                                     Single Family                             1                 NJ                               7111                       554                          0                      50.52
           1253                                                                                                                     Single Family                             1                 CA                              95901                       630                          0                      25.67
           1254                                                                                                                     Single Family                             1                 WA                              98387                       537                          0                      53.93
           1255                                                                                                                     Single Family                             1                 VA                              20111                       628                          0                      48.02
           1256                                                                                                                     Single Family                             1                 CA                              93305                       581                          0                       43.6
           1257                                                                                                                     Single Family                             1                 CA                              93535                       642                          0                      51.33
           1258                                                                                                                     Single Family                             1                 CA                              94545                       667                          0                      39.68
           1259                                                                                                                     Single Family                             1                 CA                              93927                       683                          0                      49.98
           1260                                                                                                                      Condomimium                              1                 HI                              96815                       685                          0                      24.78
           1261                                                                                                                       Two Family                              2                 NY                              11368                       653                          0                      45.51
           1262                                                                                                                     Single Family                             1                 NY                              10573                       555                          0                      43.31
           1263                                                                                                                     Single Family                             1                 CA                              95320                       662                          0                       48.6
           1264                                                                                                                     Single Family                             1                 MD                              20866                       519                          0                      51.18
           1265                                                                                                                     Single Family                             1                 HI                              96757                       602                          0                      53.16
           1266                                                                                                                     Single Family                             1                 CA                              94601                       615                          0                      44.04
           1267                                                                                                                      Condomimium                              1                 HI                              96797                       585                          0                      48.12
           1268                                                                                                                     Single Family                             1                 CA                              93635                       720                          0                      49.56
           1269                                                                                                                     Single Family                             1                 CA                              94806                       620                          0                      54.89
           1270                                                                                                                     Single Family                             1                 HI                              96822                       735                          0                      47.95
           1271                                                                                                                     Single Family                             1                 CA                              92570                       622                          0                      40.77
           1272                                                                                                                      Condomimium                              1                 CA                              94806                       665                          0                      46.58
           1273                                                                                                                     Single Family                             1                 CA                              94547                       695                          0                      49.47
           1274                                                                                                                     Single Family                             1                 NJ                               8360                       615                          0                      47.97
           1275                                                                                                                     Single Family                             1                 CA                              95136                       636                          0                      47.59
           1276                                                                                                                      Condomimium                              1                 NY                              10314                       585                          0                      50.51
           1277                                                                                                                     Single Family                             1                 OR                              97030                       645                          0                      35.04
           1278                                                                                                                     Single Family                             1                 MD                              21901                       635                          0                      45.82
           1279                                                                                                                      Condomimium                              1                 MD                              20785                       761                          0                      48.48
           1280                                                                                                                     Single Family                             1                 CA                              93710                       596                          0                      47.83
           1281                                                                                                                     Single Family                             1                 CA                              95762                       616                          0                      45.97
           1282                                                                                                                     Single Family                             1                 MD                              20744                       604                          0                      37.51
           1283                                                                                                                     Single Family                             1                 CA                              93292                       619                          0                      29.95
           1284                                                                                                                     Single Family                             1                 GA                              31401                       610                          0                      29.18
           1285                                                                                                                     Single Family                             1                 HI                              96749                       650                          0                       23.8
           1286                                                                                                                     Single Family                             1                 NJ                               7849                       651                          0                      44.43
           1287                                                                                                                     Single Family                             1                 CT                               6706                       520                          0                      37.31
           1288                                                                                                                       Two Family                              2                 NY                              11420                       692                          0                      48.32
           1289                                                                                                                     Single Family                             1                 MI                              48322                       535                          0                      31.63
           1290                                                                                                                     Single Family                             1                 NJ                               7304                       651                          0                      32.14
           1291                                                                                                                     Single Family                             1                 NY                              10956                       653                          0                      39.76
           1292                                                                                                                     Single Family                             1                 NY                              11530                       511                          0                      54.17
           1293                                                                                                                     Single Family                             1                 CT                               6880                       565                          0                      43.55
           1294                                                                                                                     Single Family                             1                 NC                              28273                       554                          0                      47.39
           1295                                                                                                                       Two Family                              2                 RI                               2908                       635                          0                      49.99
           1296                                                                                                                       Two Family                              2                 NJ                               7111                       625                          0                       43.6
           1297                                                                                                                     Single Family                             1                 FL                              32221                       679                          0                       42.7
           1298                                                                                                                     Single Family                             1                 MD                              21244                       594                          0                      49.13
           1299                                                                                                                     Single Family                             1                 WA                              98610                       622                          0                      47.84
           1300                                                                                                                     Single Family                             1                 FL                              33544                       520                          0                      34.49
           1301                                                                                                                     Single Family                             1                 FL                              34287                       571                          0                      36.52
           1302                                                                                                                     Single Family                             1                 NY                              11520                       745                          0                      49.88
           1303                                                                                                                     Single Family                             1                 GA                              30005                       607                          0                      34.14
           1304                                                                                                                     Single Family                             1                 FL                              32824                       598                          0                      51.05
           1305                                                                                                                      Condomimium                              1                 FL                              32835                       534                          0                      26.02
           1306                                                                                                                     Single Family                             1                 NC                              27839                       672                          0                      46.56
           1307                                                                                                                       Two Family                              2                 NY                              11368                       525                          0                      45.45
           1308                                                                                                                     Single Family                             1                 MD                              20785                       609                          0                      51.53
           1309                                                                                                                     Single Family                             1                 GA                              30549                       583                          0                      37.81
           1310                                                                                                                     Single Family                             1                 MA                               2155                       657                          0                         38
           1311                                                                                                                     Single Family                             1                 FL                              33470                       724                          0                      40.16
           1312                                                                                                                       Two Family                              2                 FL                              33311                       677                          0                      45.23
           1313                                                                                                                      Condomimium                              1                 FL                              33139                       607                          0                      46.36
           1314                                                                                                                     Single Family                             1                 GA                              30047                       562                          0                      49.47
           1315                                                                                                                     Single Family                             1                 FL                              33523                       609                          0                      36.71
           1316                                                                                                                     Single Family                             1                 FL                              34208                       596                          0                      27.81
           1317                                                                                                                     Single Family                             1                 GA                              30040                       536                          0                      45.28
           1318                                                                                                                     Single Family                             1                 MD                              20906                       645                          0                      49.42
           1319                                                                                                                     Single Family                             1                 FL                              33311                       616                          0                      37.16
           1320                                                                                                                     Single Family                             1                 IN                              47126                       537                          0                      50.06
           1321                                                                                                                     Single Family                             1                 FL                              33912                       638                          0                      46.83
           1322                                                                                                                     Single Family                             1                 FL                              33177                       595                          0                      49.41
           1323                                                                                                                     Single Family                             1                 GA                              30605                       692                          0                      49.37
           1324                                                                                                                     Single Family                             1                 FL                              33572                       690                          0                      35.61
           1325                                                                                                                     Single Family                             1                 TN                              37066                       551                          0                      44.63
           1326                                                                                                                     Single Family                             1                 GA                              30519                       643                          0                      33.35
           1327                                                                                                                     Single Family                             1                 FL                              33196                       641                          0                      40.88
           1328                                                                                                                     Single Family                             1                 FL                              34759                       579                          0                      46.36
           1329                                                                                                                     Single Family                             1                 NJ                               7643                       683                          0                      54.23
           1330                                                                                                                     Single Family                             1                 MD                              21206                       512                          0                      35.43
           1331                                                                                                                      Condomimium                              1                 FL                              33139                       735                          0                      46.78
           1332                                                                                                                     Single Family                             1                 FL                              33510                       558                          0                      41.37
           1333                                                                                                                     Single Family                             1                 PA                              16511                       607                          0                      35.36
           1334                                                                                                                     Single Family                             1                 FL                              34668                       607                          0                      31.12
           1335                                                                                                                     Single Family                             1                 FL                              33312                       684                          0                      53.81
           1336                                                                                                                     Single Family                             1                 FL                              33810                       728                          0                      43.58
           1337                                                                                                                     Single Family                             1                 FL                              34117                       561                          0                      45.63
           1338                                                                                                                     Single Family                             1                 MO                              64722                       574                          0                       8.66
           1339                                                                                                                     Single Family                             1                 VA                              22407                       604                          0                      43.81
           1340                                                                                                                     Single Family                             1                 CA                              93245                       606                          0                      43.67
           1341                                                                                                                     Single Family                             1                 NY                              10940                       501                          0                      38.56
           1342                                                                                                                     Single Family                             1                 NY                              10566                       668                          0                      50.91
           1343                                                                                                                     Single Family                             1                 MA                               2644                       650                          0                      42.68
           1344                                                                                                                       Two Family                              2                 NJ                               7106                       579                          0                      50.47
           1345                                                                                                                     Single Family                             1                 MA                               1453                       584                          0                      48.63
           1346                                                                                                                     Single Family                             1                 NJ                               8043                       520                          0                      42.21
           1347                                                                                                                     Single Family                             1                 NY                              12885                       555                          0                      45.17
           1348                                                                                                                       Two Family                              2                 NJ                               8332                       654                          0                       8.89
           1349                                                                                                                     Single Family                             1                 NY                              11581                       631                          0                      44.58
           1350                                                                                                                     Single Family                             1                 NY                              11949                       683                          0                      44.42
           1351                                                                                                                     Single Family                             1                 NY                              11967                       762                          0                       36.2
           1352                                                                                                                     Single Family                             1                 NY                              11590                       579                          0                      47.33
           1353                                                                                                                     Single Family                             1                 GA                              30813                       741                          0                      38.38
           1354                                                                                                                     Single Family                             1                 NY                              10562                       679                          0                      39.49
           1355                                                                                                                     Single Family                             1                 NJ                               8648                       525                          0                      42.59
           1356                                                                                                                       Two Family                              2                 NJ                               7307                       663                          0                      48.56
           1357                                                                                                                     Single Family                             1                 NY                              11714                       725                          0                      48.55
           1358                                                                                                                      Three Family                             3                 PA                              18702                       551                          0                      17.49
           1359                                                                                                                     Single Family                             1                 CT                               6074                       537                          0                      44.75
           1360                                                                                                                     Single Family                             1                 NY                              11003                       677                          0                      45.46
           1361                                                                                                                       Two Family                              2                 CT                               6051                       707                          0                      47.02
           1362                                                                                                                     Single Family                             1                 CA                              92649                       668                          0                      40.95
           1363                                                                                                                     Single Family                             1                 NY                              11436                       729                          0                      46.59
           1364                                                                                                                     Single Family                             1                 FL                              33594                       519                          0                      27.72
           1365                                                                                                                     Single Family                             1                 MD                              21224                       551                          0                      41.56
           1366                                                                                                                     Single Family                             1                 FL                              34786                       639                          0                      40.77
           1367                                                                                                                     Single Family                             1                 NY                              11003                       609                          0                      49.32
           1368                                                                                                                     Single Family                             1                 NJ                               7721                       599                          0                      37.72
           1369                                                                                                                     Single Family                             1                 NY                              11357                       646                          0                       47.7
           1370                                                                                                                       Two Family                              2                 NJ                               7206                       620                          0                       49.3
           1371                                                                                                                     Single Family                             1                 NY                              12803                       763                          0                       33.4
           1372                                                                                                                     Single Family                             1                 NY                              12828                       609                          0                      52.59
           1373                                                                                                                     Single Family                             1                 NJ                               7060                       609                          0                      50.07
           1374                                                                                                                     Single Family                             1                 NJ                               8104                       569                          0                        3.5
           1375                                                                                                                     Single Family                             1                 FL                              32829                       511                          0                      30.71
           1376                                                                                                                     Single Family                             1                 MD                              20743                       546                          0                       45.5
           1377                                                                                                                       Two Family                              2                 NY                              11370                       654                          0                      53.86
           1378                                                                                                                     Single Family                             1                 MD                              20707                       631                          0                      45.25
           1379                                                                                                                      Condomimium                              1                 CT                               6605                       591                          0                      33.61
           1380                                                                                                                       Two Family                              2                 MA                               1201                       538                          0                      49.93
           1381                                                                                                                     Single Family                             1                 NY                              11554                       626                          0                      45.27
           1382                                                                                                                       Two Family                              2                 NJ                               7202                       555                          0                      49.71
           1383                                                                                                                       Two Family                              2                 NY                              11006                       712                          0                      44.93
           1384                                                                                                                       Two Family                              2                 NJ                               7501                       752                          0                      43.21
           1385                                                                                                                     Single Family                             1                 NJ                               8822                       652                          0                       43.7
           1386                                                                                                                     Single Family                             1                 NJ                               7931                       683                          0                      36.34
           1387                                                                                                                     Single Family                             1                 NY                              11411                       620                          0                      42.64
           1388                                                                                                                       Two Family                              2                 NY                              11423                       690                          0                       49.3
           1389                                                                                                                     Single Family                             1                 NY                              11901                       628                          0                       49.8
           1390                                                                                                                     Single Family                             1                 NJ                               7079                       704                          0                      42.28
           1391                                                                                                                       Two Family                              2                 NJ                               7107                       673                          0                      44.98
           1392                                                                                                                     Single Family                             1                 VT                               5478                       552                          0                      47.99
           1393                                                                                                                       Two Family                              2                 NY                              11418                       662                          0                      45.37
           1394                                                                                                                     Single Family                             1                 NY                              11554                       660                          0                      49.15
           1395                                                                                                                     Single Family                             1                 NJ                               8753                       616                          0                       54.2
           1396                                                                                                                     Single Family                             1                 NY                              11510                       662                          0                      46.03
           1397                                                                                                                     Single Family                             1                 NJ                               8816                       595                          0                      30.21
           1398                                                                                                                      Condomimium                              1                 CT                               6118                       550                          0                      49.16
           1399                                                                                                                       Two Family                              2                 NY                              10458                       620                          0                      54.96
           1400                                                                                                                     Single Family                             1                 NJ                               8830                       660                          0                      46.77
           1401                                                                                                                       Two Family                              2                 MA                               1841                       648                          0                      36.75
           1402                                                                                                                     Single Family                             1                 CA                              90650                       521                          0                      39.82
           1403                                                                                                                     Single Family                             1                 GA                              30022                       669                          0                      50.89
           1404                                                                                                                     Single Family                             1                 CA                              90222                       652                          0                      49.01
           1405                                                                                                                     Single Family                             1                 FL                              32206                       623                          0                       37.9
           1406                                                                                                                     Single Family                             1                 MI                              48223                       558                          0                      50.36
           1407                                                                                                                     Single Family                             1                 MD                              21122                       668                          0                      45.84
           1408                                                                                                                   Two-Four Family Units Unknown               1                 CA                              94533                       516                          0                      54.71
           1409                                                                                                                     Single Family                             1                 CA                              91739                       642                          0                      49.33
           1410                                                                                                                     Single Family                             1                 MI                              48446                       603                          0                      33.54
           1411                                                                                                                     Single Family                             1                 VA                              22191                       703                          0                      44.59
           1412                                                                                                                     Single Family                             1                 UT                              84118                       629                          0                      38.95
           1413                                                                                                                     Single Family                             1                 CA                              92880                       677                          0                      36.99
           1414                                                                                                                     Single Family                             1                 CA                              92562                       622                          0                      37.48
           1415                                                                                                                     Single Family                             1                 AZ                              85041                       746                          0                      47.46
           1416                                                                                                                     Single Family                             1                 CA                              95360                       566                          0                      49.79
           1417                                                                                                                     Single Family                             1                 CA                              92570                       611                          0                      39.59
           1418                                                                                                                     Single Family                             1                 CA                              92504                       649                          0                      28.55
           1419                                                                                                                     Single Family                             1                 NC                              27565                       653                          0                      52.35
           1420                                                                                                                     Single Family                             1                 FL                              33187                       725                          0                      29.32
           1421                                                                                                                     Single Family                             1                 CA                              94066                       647                          0                      48.85
           1422                                                                                                                      Condomimium                              1                 CA                              91356                       641                          0                      38.53
           1423                                                                                                                     Single Family                             1                 MD                              20832                       624                          0                      48.34
           1424                                                                                                                     Single Family                             1                 CA                              92345                       584                          0                      38.87
           1425                                                                                                                     Single Family                             1                 CA                              92882                       636                          0                      47.96
           1426                                                                                                                     Single Family                             1                 GA                              30032                       608                          0                      22.61
           1427                                                                                                                     Single Family                             1                 PA                              19146                       533                          0                      36.11
           1428                                                                                                                     Single Family                             1                 MD                              20744                       629                          0                       49.3
           1429                                                                                                                     Single Family                             1                 FL                              32824                       676                          0                      42.19
           1430                                                                                                                     Single Family                             1                 CA                              90638                       592                          0                      54.95
           1431                                                                                                                     Single Family                             1                 GA                              30281                       647                          0                      33.32
           1432                                                                                                                     Single Family                             1                 TX                              78572                       513                          0                      26.44
           1433                                                                                                                     Single Family                             1                 FL                              33777                       643                          0                      45.78
           1434                                                                                                                     Single Family                             1                 CA                              95215                       644                          0                      44.49
           1435                                                                                                                     Single Family                             1                 NY                              11953                       625                          0                      41.74
           1436                                                                                                                     Single Family                             1                 CA                              95330                       677                          0                      45.69
           1437                                                                                                                     Single Family                             1                 CA                              92407                       622                          0                      32.67
           1438                                                                                                                     Single Family                             1                 FL                              34224                       651                          0                      36.13
           1439                                                                                                                     Single Family                             1                 VA                              22835                       592                          0                      53.64
           1440                                                                                                                     Single Family                             1                 CA                              93291                       595                          0                      29.43
           1441                                                                                                                     Single Family                             1                 FL                              33168                       510                          0                      45.83
           1442                                                                                                                     Single Family                             1                 MD                              21716                       644                          0                      41.62
           1443                                                                                                                      Condomimium                              1                 FL                              33129                       532                          0                      19.37
           1444                                                                                                                     Single Family                             1                 CA                              95219                       556                          0                      47.42
           1445                                                                                                                     Single Family                             1                 VA                              22193                       602                          0                      48.98
           1446                                                                                                                     Single Family                             1                 VA                              22192                       711                          0                      41.48
           1447                                                                                                                      Condomimium                              1                 FL                              33193                       762                          0                      48.17
           1448                                                                                                                     Single Family                             1                 CA                              95348                       687                          0                      41.35
           1449                                                                                                                     Single Family                             1                 WI                              53097                       533                          0                      34.02
           1450                                                                                                                     Single Family                             1                 GA                              31093                       552                          0                      35.49
           1451                                                                                                                     Single Family                             1                 MO                              64016                       650                          0                      44.57
           1452                                                                                                                     Single Family                             1                 IN                              47201                       575                          0                      43.81
           1453                                                                                                                      Condomimium                              1                 MN                              55331                       569                          0                      32.24
           1454                                                                                                                     Single Family                             1                 IL                              60652                       695                          0                      45.27
           1455                                                                                                                     Single Family                             1                 FL                              32909                       538                          0                       37.6
           1456                                                                                                                     Single Family                             1                 IL                              60525                       692                          0                      48.08
           1457                                                                                                                     Single Family                             1                 MN                              55104                       513                          0                      45.39
           1458                                                                                                                       Two Family                              2                 NY                              11563                       714                          0                      47.36
           1459                                                                                                                     Single Family                             1                 OK                              74873                       501                          0                      48.95
           1460                                                                                                                     Single Family                             1                 OH                              44125                       637                          0                       46.9
           1461                                                                                                                     Single Family                             1                 MI                              48210                       604                          0                      50.04
           1462                                                                                                                     Single Family                             1                 VA                              22827                       533                          0                      44.24
           1463                                                                                                                     Single Family                             1                 CO                              80027                       542                          0                      45.79
           1464                                                                                                                       Two Family                              2                 OH                              43030                       642                          0                      30.21
           1465                                                                                                                       Two Family                              2                 WI                              53212                       528                          0                      46.96
           1466                                                                                                                       Two Family                              2                 IL                              60426                       623                          0                      49.82
           1467                                                                                                                     Single Family                             1                 MI                              48204                       604                          0                      37.03
           1468                                                                                                                     Single Family                             1                 TX                              76092                       571                          0                      34.18
           1469                                                                                                                     Single Family                             1                 FL                              33936                       746                          0                      48.72
           1470                                                                                                                     Single Family                             1                 WI                              53543                       569                          0                      48.13
           1471                                                                                                                     Single Family                             1                 IL                              60621                       555                          0                      34.82
           1472                                                                                                                     Single Family                             1                 NY                              11379                       702                          0                      49.69
           1473                                                                                                                     Single Family                             1                 NJ                               8825                       519                          0                      40.59
           1474                                                                                                                     Single Family                             1                 MN                              55429                       686                          0                      45.45
           1475                                                                                                                     Single Family                             1                 IL                              60409                       602                          0                      38.81
           1476                                                                                                                     Single Family                             1                 NY                              11731                       665                          0                      33.76
           1477                                                                                                                     Single Family                             1                 OH                              45068                       536                          0                      54.68
           1478                                                                                                                     Single Family                             1                 MI                              48238                       615                          0                      27.17
           1479                                                                                                                     Single Family                             1                 IL                              60194                       545                          0                      50.42
           1480                                                                                                                     Single Family                             1                 NJ                               7656                       641                          0                      49.88
           1481                                                                                                                     Single Family                             1                 VA                              23513                       654                          0                      37.73
           1482                                                                                                                     Single Family                             1                 MI                              48203                       643                          0                      43.31
           1483                                                                                                                       Two Family                              2                 IL                              60501                       639                          0                      46.99
           1484                                                                                                                     Single Family                             1                 TX                              77550                       598                          0                       43.2
           1485                                                                                                                     Single Family                             1                 PA                              19138                       534                          0                      44.16
           1486                                                                                                                     Single Family                             1                 TX                              77092                       562                          0                      32.65
           1487                                                                                                                       Two Family                              2                 WI                              53209                       563                          0                      48.15
           1488                                                                                                                     Single Family                             1                 IL                              61101                       543                          0                      14.15
           1489                                                                                                                     Single Family                             1                 TX                              77382                       565                          0                      29.73
           1490                                                                                                                       Two Family                              2                 IL                              60120                       656                          0                      35.17
           1491                                                                                                                     Single Family                             1                 NC                              28079                       554                          0                      45.67
           1492                                                                                                                       Two Family                              2                 MA                               1109                       596                          0                      28.81
           1493                                                                                                                     Single Family                             1                 MI                              48234                       546                          0                      52.61
           1494                                                                                                                     Single Family                             1                 IN                              46368                       617                          0                       49.6
           1495                                                                                                                     Single Family                             1                 CO                              81621                       616                          0                      34.63
           1496                                                                                                                     Single Family                             1                 IN                              46201                       571                          0                      48.63
           1497                                                                                                                     Single Family                             1                 IL                              60652                       572                          0                      49.57
           1498                                                                                                                     Single Family                             1                 FL                              33823                       510                          0                      47.97
           1499                                                                                                                       Two Family                              2                 NY                              11419                       699                          0                       45.1
           1500                                                                                                                     Single Family                             1                 FL                              33712                       511                          0                      28.75
           1501                                                                                                                      Condomimium                              1                 FL                              33176                       643                          0                      26.39
           1502                                                                                                                     Single Family                             1                 FL                              32822                       676                          0                      42.65
           1503                                                                                                                     Single Family                             1                 NC                              27828                       586                          0                      33.33
           1504                                                                                                                     Single Family                             1                 MD                              20743                       509                          0                      42.98
           1505                                                                                                                     Single Family                             1                 GA                              30043                       570                          0                      52.91
           1506                                                                                                                     Single Family                             1                 MD                              21237                       531                          0                      47.11
           1507                                                                                                                      Condomimium                              1                 MD                              20774                       570                          0                      27.29
           1508                                                                                                                     Single Family                             1                 MD                              21216                       510                          0                      41.84
           1509                                                                                                                       Two Family                              2                 NY                              10304                       639                          0                      46.98
           1510                                                                                                                       Two Family                              2                 NY                              11691                       628                          0                       50.5
           1511                                                                                                                     Single Family                             1                 FL                              32712                       534                          0                      38.97
           1512                                                                                                                     Single Family                             1                 FL                              34953                       613                          0                      46.36
           1513                                                                                                                     Single Family                             1                 ME                               4449                       634                          0                      49.56
           1514                                                                                                                     Single Family                             1                 FL                              33868                       549                          0                      50.78
           1515                                                                                                                     Single Family                             1                 HI                              96782                       643                          0                      45.98
           1516                                                                                                                     Single Family                             1                 MD                              21144                       653                          0                      52.58
           1517                                                                                                                     Single Family                             1                 IN                              46304                       692                          0                      49.34
           1518                                                                                                                     Single Family                             1                 NY                              11575                       620                          0                      40.96
           1519                                                                                                                      Condomimium                              1                 HI                              96740                       785                          0                      35.67
           1520                                                                                                                      Condomimium                              1                 CA                              94403                       559                          0                      36.26
           1521                                                                                                                     Single Family                             1                 CA                              92336                       515                          0                      54.51
           1522                                                                                                                     Single Family                             1                 NY                              11580                       655                          0                      39.75
           1523                                                                                                                     Single Family                             1                 CA                              93635                       668                          0                      44.61
           1524                                                                                                                     Single Family                             1                 CA                              95212                       560                          0                      39.99
           1525                                                                                                                     Single Family                             1                 CA                              95688                       601                          0                      45.23
           1526                                                                                                                      Condomimium                              1                 CA                              94542                       597                          0                      54.53
           1527                                                                                                                     Single Family                             1                 IN                              46383                       566                          0                      46.44
           1528                                                                                                                     Single Family                             1                 CA                              95638                       639                          0                      35.52
           1529                                                                                                                     Single Family                             1                 NY                              11520                       601                          0                      32.93
           1530                                                                                                                      Condomimium                              1                 HI                              96789                       640                          0                      49.21
           1531                                                                                                                     Single Family                             1                 CA                              94579                       726                          0                      28.17
           1532                                                                                                                      Condomimium                              1                 WA                              98445                       689                          0                      49.71
           1533                                                                                                                     Single Family                             1                 NY                              11967                       661                          0                      47.89
           1534                                                                                                                     Single Family                             1                 FL                              34491                       531                          0                      24.45
           1535                                                                                                                     Single Family                             1                 FL                              33023                       636                          0                      47.55
           1536                                                                                                                     Single Family                             1                 FL                              32219                       656                          0                      42.72
           1537                                                                                                                     Single Family                             1                 GA                              30236                       597                          0                      38.88
           1538                                                                                                                     Single Family                             1                 TN                              37013                       687                          0                      38.52
           1539                                                                                                                     Single Family                             1                 FL                              32541                       625                          0                      50.67
           1540                                                                                                                       Two Family                              2                 NY                              11236                       519                          0                      53.26
           1541                                                                                                                       Two Family                              2                 MA                               1108                       596                          0                      35.88
           1542                                                                                                                     Single Family                             1                 MD                              21214                       659                          0                      37.27
           1543                                                                                                                       Two Family                              2                 NJ                               7029                       643                          0                      54.73
           1544                                                                                                                     Single Family                             1                 GA                              30013                       573                          0                      49.15
           1545                                                                                                                     Single Family                             1                 FL                              32408                       607                          0                      46.94
           1546                                                                                                                      Condomimium                              1                 MD                              20602                       606                          0                      49.36
           1547                                                                                                                     Single Family                             1                 TN                              37172                       653                          0                      43.92
           1548                                                                                                                     Single Family                             1                 KS                              66701                       694                          0                      53.24
           1549                                                                                                                     Single Family                             1                 FL                              33334                       617                          0                      36.26
           1550                                                                                                                     Single Family                             1                 FL                              32068                       531                          0                       41.1
           1551                                                                                                                     Single Family                             1                 RI                               2893                       617                          0                      31.14
           1552                                                                                                                       Two Family                              2                 NY                              11432                       669                          0                       50.1
           1553                                                                                                                     Single Family                             1                 NY                              12550                       578                          0                      46.28
           1554                                                                                                                     Single Family                             1                 FL                              32712                       503                          0                      24.25
           1555                                                                                                                     Single Family                             1                 NC                              28216                       692                          0                      47.43
           1556                                                                                                                     Single Family                             1                 MD                              21009                       577                          0                      37.08
           1557                                                                                                                     Single Family                             1                 FL                              34758                       645                          0                      40.99
           1558                                                                                                                     Single Family                             1                 PA                              19601                       585                          0                      49.15
           1559                                                                                                                     Single Family                             1                 FL                              32244                       562                          0                       48.7
           1560                                                                                                                       Two Family                              2                 NJ                               7206                       606                          0                      42.88
           1561                                                                                                                     Single Family                             1                 FL                              34684                       707                          0                      34.96
           1562                                                                                                                      Condomimium                              1                 NY                              10033                       704                          0                      42.72
           1563                                                                                                                     Single Family                             1                 CT                               6614                       584                          0                      49.92
           1564                                                                                                                     Single Family                             1                 MD                              20841                       629                          0                       42.9
           1565                                                                                                                       Two Family                              2                 NY                              11378                       726                          0                      49.33
           1566                                                                                                                     Single Family                             1                 CT                               6515                       664                          0                      42.73
           1567                                                                                                                     Single Family                             1                 NY                              11423                       684                          0                         49
           1568                                                                                                                     Single Family                             1                 NY                              11967                       523                          0                      49.26
           1569                                                                                                                       Two Family                              2                 NY                              12203                       666                          0                       52.3
           1570                                                                                                                     Single Family                             1                 NY                              10472                       632                          0                       48.3
           1571                                                                                                                     Single Family                             1                 NY                              12110                       502                          0                      41.72
           1572                                                                                                                     Single Family                             1                 NJ                               7628                       710                          0                      40.59
           1573                                                                                                                     Single Family                             1                 MD                              20740                       564                          0                      33.15
           1574                                                                                                                     Single Family                             1                 NJ                               7738                       573                          0                      32.47
           1575                                                                                                                     Single Family                             1                 NJ                               7730                       549                          0                      54.84
           1576                                                                                                                     Single Family                             1                 NJ                               7740                       619                          0                      39.74
           1577                                                                                                                     Single Family                             1                 NY                              13156                       591                          0                      21.83
           1578                                                                                                                     Single Family                             1                 NY                              11422                       616                          0                      46.98
           1579                                                                                                                     Single Family                             1                 PA                              19317                       584                          0                      49.63
           1580                                                                                                                     Single Family                             1                 MD                              20769                       632                          0                      49.81
           1581                                                                                                                     Single Family                             1                 MD                              21222                       525                          0                      22.09
           1582                                                                                                                       Two Family                              2                 NJ                               7306                       643                          0                      49.01
           1583                                                                                                                     Single Family                             1                 MD                              20874                       638                          0                      51.76
           1584                                                                                                                     Single Family                             1                 FL                              34465                       582                          0                      34.58
           1585                                                                                                                     Single Family                             1                 FL                              34655                       691                          0                      40.15
           1586                                                                                                                     Single Family                             1                 GA                              30337                       638                          0                      33.03
           1587                                                                                                                     Single Family                             1                 PA                              17316                       623                          0                       51.7
           1588                                                                                                                     Single Family                             1                 GA                              30075                       594                          0                      16.18
           1589                                                                                                                     Single Family                             1                 FL                              33916                       547                          0                      26.39
           1590                                                                                                                     Single Family                             1                 FL                              33331                       672                          0                      46.73
           1591                                                                                                                     Single Family                             1                 FL                              34787                       607                          0                      47.58
           1592                                                                                                                     Single Family                             1                 VA                              23462                       607                          0                      35.82
           1593                                                                                                                     Single Family                             1                 MI                              48206                       552                          0                      50.81
           1594                                                                                                                      Condomimium                              1                 CA                              94114                       699                          0                      37.68
           1595                                                                                                                     Single Family                             1                 NV                              89128                       571                          0                      45.56
           1596                                                                                                                     Single Family                             1                 ID                              83687                       567                          0                      47.25
           1597                                                                                                                     Single Family                             1                 CA                              95823                       549                          0                       50.8
           1598                                                                                                                     Single Family                             1                 CA                              95122                       739                          0                       43.7
           1599                                                                                                                     Single Family                             1                 FL                              32818                       628                          0                      52.78
           1600                                                                                                                       Two Family                              2                 NJ                               7018                       527                          0                      43.49
           1601                                                                                                                     Single Family                             1                 WA                              98682                       550                          0                      53.58
           1602                                                                                                                     Single Family                             1                 CA                              95838                       651                          0                      39.01
           1603                                                                                                                     Single Family                             1                 NY                              11003                       767                          0                      42.76
           1604                                                                                                                     Single Family                             1                 FL                              32547                       604                          0                      16.35
           1605                                                                                                                     Single Family                             1                 VA                              20164                       603                          0                      43.73
           1606                                                                                                                     Single Family                             1                 CA                              91351                       576                          0                      46.96
           1607                                                                                                                     Single Family                             1                 FL                              34759                       650                          0                      42.23
           1608                                                                                                                     Single Family                             1                 GA                              30527                       634                          0                      41.06
           1609                                                                                                                     Single Family                             1                 OH                              45237                       557                          0                      37.79
           1610                                                                                                                     Single Family                             1                 CA                              95391                       622                          0                      39.22
           1611                                                                                                                     Single Family                             1                 GA                              30067                       636                          0                      43.49
           1612                                                                                                                     Single Family                             1                 FL                              34769                       642                          0                       48.1
           1613                                                                                                                     Single Family                             1                 NJ                               7050                       586                          0                      47.69
           1614                                                                                                                     Single Family                             1                 NC                              27610                       534                          0                      54.73
           1615                                                                                                                       Two Family                              2                 NY                              11420                       657                          0                      48.93
           1616                                                                                                                     Single Family                             1                 AZ                              85296                       738                          0                      48.49
           1617                                                                                                                      Condomimium                              1                 NV                              89110                       568                          0                      49.24
           1618                                                                                                                     Single Family                             1                 MI                              49444                       503                          0                      49.05
           1619                                                                                                                     Single Family                             1                 MD                              20743                       502                          0                      51.43
           1620                                                                                                                     Single Family                             1                 WI                              53533                       593                          0                      49.26
           1621                                                                                                                     Single Family                             1                 TX                              77573                       617                          0                      41.04
           1622                                                                                                                     Single Family                             1                 IL                              61068                       571                          0                      29.02
           1623                                                                                                                     Single Family                             1                 MA                               1056                       701                          0                      44.52
           1624                                                                                                                     Single Family                             1                 IN                              46140                       562                          0                      52.29
           1625                                                                                                                     Single Family                             1                 IL                              60619                       582                          0                      50.39
           1626                                                                                                                     Single Family                             1                 IL                              61012                       599                          0                      49.21
           1627                                                                                                                     Single Family                             1                 NY                              11784                       571                          0                       47.8
           1628                                                                                                                     Single Family                             1                 MI                              48214                       625                          0                      34.33
           1629                                                                                                                     Single Family                             1                 IL                              60804                       642                          0                      43.05
           1630                                                                                                                     Single Family                             1                 CT                               6798                       655                          0                      30.35
           1631                                                                                                                     Single Family                             1                 CO                              80228                       595                          0                      49.73
           1632                                                                                                                     Single Family                             1                 WI                              54902                       582                          0                       52.2
           1633                                                                                                                     Single Family                             1                 IL                              60639                       583                          0                      42.62
           1634                                                                                                                     Single Family                             1                 MI                              48206                       594                          0                       45.9
           1635                                                                                                                     Single Family                             1                 MI                              48327                       733                          0                      46.18
           1636                                                                                                                     Single Family                             1                 NV                              89107                       605                          0                      44.63
           1637                                                                                                                     Single Family                             1                 IL                              60430                       581                          0                      48.88
           1638                                                                                                                     Single Family                             1                 IL                              60446                       654                          0                       35.9
           1639                                                                                                                       Two Family                              2                 IL                              60637                       612                          0                      52.62
           1640                                                                                                                     Single Family                             1                 IL                              60107                       509                          0                      41.83
           1641                                                                                                                     Single Family                             1                 GA                              31211                       615                          0                       40.5
           1642                                                                                                                      Condomimium                              1                 FL                              32550                       655                          0                      50.45
           1643                                                                                                                     Single Family                             1                 MA                               1109                       627                          0                       44.3
           1644                                                                                                                     Single Family                             1                 NH                               3246                       512                          0                       54.3
           1645                                                                                                                       Two Family                              2                 MN                              55106                       551                          0                         44
           1646                                                                                                                     Single Family                             1                 IL                              60901                       598                          0                       41.4
           1647                                                                                                                     Single Family                             1                 CO                              80634                       588                          0                      39.18
           1648                                                                                                                     Single Family                             1                 NJ                               7666                       636                          0                      45.91
           1649                                                                                                                     Single Family                             1                 IL                              60544                       660                          0                      45.37
           1650                                                                                                                     Single Family                             1                 IL                              61016                       636                          0                      41.81
           1651                                                                                                                     Single Family                             1                 MN                              55407                       594                          0                      53.81
           1652                                                                                                                     Single Family                             1                 CO                              80239                       568                          0                      33.47
           1653                                                                                                                     Single Family                             1                 TN                              37148                       584                          0                      21.71
           1654                                                                                                                     Single Family                             1                 MD                              20695                       575                          0                      50.12
           1655                                                                                                                     Single Family                             1                 MI                              48235                       611                          0                      34.65
           1656                                                                                                                     Single Family                             1                 CO                              80016                       640                          0                         50
           1657                                                                                                                     Single Family                             1                 MI                              49507                       588                          0                      52.04
           1658                                                                                                                     Single Family                             1                 MD                              21009                       723                          0                      44.66
           1659                                                                                                                     Single Family                             1                 CO                              80020                       563                          0                      40.96
           1660                                                                                                                     Single Family                             1                 VA                              20120                       699                          0                      47.86
           1661                                                                                                                     Single Family                             1                 NJ                               8005                       546                          0                      40.82
           1662                                                                                                                     Single Family                             1                 MI                              48187                       708                          0                      41.22
           1663                                                                                                                       Two Family                              2                 NY                              11233                       699                          0                      47.08
           1664                                                                                                                       Two Family                              2                 IL                              60639                       676                          0                      42.98
           1665                                                                                                                     Single Family                             1                 IL                              60803                       611                          0                      30.71
           1666                                                                                                                     Single Family                             1                 FL                              32821                       595                          0                      51.52
           1667                                                                                                                     Single Family                             1                 MN                              55119                       596                          0                      39.64
           1668                                                                                                                       Two Family                              2                 IL                              60804                       558                          0                      42.86
           1669                                                                                                                       Two Family                              2                 NY                              11418                       624                          0                      52.78
           1670                                                                                                                     Single Family                             1                 TX                              78212                       627                          0                      40.48
           1671                                                                                                                     Single Family                             1                 WI                              54703                       608                          0                      54.93
           1672                                                                                                                     Single Family                             1                 IA                              52804                       664                          0                      42.18
           1673                                                                                                                     Single Family                             1                 NY                              12508                       557                          0                      31.42
           1674                                                                                                                       Two Family                              2                 IL                              60064                       612                          0                      34.39
           1675                                                                                                                      Condomimium                              1                 IL                              60605                       632                          0                       44.9
           1676                                                                                                                     Single Family                             1                 TN                              37153                       568                          0                      54.69
           1677                                                                                                                      Condomimium                              1                 FL                              33309                       624                          0                      52.18
           1678                                                                                                                     Single Family                             1                 MI                              48439                       615                          0                      48.17
           1679                                                                                                                       Two Family                              2                 MO                              63118                       645                          0                       8.25
           1680                                                                                                                      Condomimium                              1                 IL                              60637                       697                          0                      32.84
           1681                                                                                                                     Single Family                             1                 MN                              55011                       608                          0                      48.96
           1682                                                                                                                     Single Family                             1                 OH                              45356                       651                          0                      42.14
           1683                                                                                                                     Single Family                             1                 MN                              55964                       598                          0                      54.81
           1684                                                                                                                     Single Family                             1                 OH                              45231                       644                          0                      53.94
           1685                                                                                                                     Single Family                             1                 FL                              34953                       641                          0                      46.71
           1686                                                                                                                     Single Family                             1                 FL                              33823                       629                          0                      34.53
           1687                                                                                                                     Single Family                             1                 FL                              33415                       641                          0                      46.34
           1688                                                                                                                     Single Family                             1                 CO                              80204                       672                          0                      31.46
           1689                                                                                                                      Condomimium                              1                 WI                              53224                       761                          0                      49.11
           1690                                                                                                                     Single Family                             1                 NJ                               7666                       646                          0                       48.4
           1691                                                                                                                     Single Family                             1                 IL                              60477                       625                          0                      43.25
           1692                                                                                                                     Single Family                             1                 IL                              60612                       671                          0                      49.92
           1693                                                                                                                     Single Family                             1                 IL                              60473                       688                          0                       33.6
           1694                                                                                                                     Single Family                             1                 IL                              60645                       650                          0                      45.15
           1695                                                                                                                     Single Family                             1                 TX                              77083                       593                          0                       34.3
           1696                                                                                                                     Single Family                             1                 KY                              41071                       591                          0                      53.03
           1697                                                                                                                     Single Family                             1                 CO                              81425                       562                          0                      33.26
           1698                                                                                                                     Single Family                             1                 IL                              60190                       611                          0                       52.3
           1699                                                                                                                     Single Family                             1                 PA                              16428                       664                          0                      30.42
           1700                                                                                                                     Single Family                             1                 NY                              10310                       678                          0                      43.67
           1701                                                                                                                     Single Family                             1                 GA                              30141                       611                          0                      53.16
           1702                                                                                                                     Single Family                             1                 IL                              60629                       554                          0                      54.32
           1703                                                                                                                     Single Family                             1                 MN                              55308                       514                          0                      43.03
           1704                                                                                                                     Single Family                             1                 PA                              19135                       587                          0                      45.15
           1705                                                                                                                     Single Family                             1                 TX                              75022                       646                          0                      31.76
           1706                                                                                                                       Two Family                              2                 IL                              60629                       621                          0                      48.13
           1707                                                                                                                     Single Family                             1                 IL                              60620                       578                          0                      29.53
           1708                                                                                                                     Single Family                             1                 MA                               1550                       583                          0                      52.73
           1709                                                                                                                      Condomimium                              1                 IL                              60707                       697                          0                      41.06
           1710                                                                                                                     Single Family                             1                 FL                              34479                       505                          0                      33.35
           1711                                                                                                                      Condomimium                              1                 IL                              60657                       550                          0                      37.36
           1712                                                                                                                     Single Family                             1                 MD                              21742                       618                          0                      46.52
           1713                                                                                                                      Condomimium                              1                 GA                              30312                       614                          0                      40.99
           1714                                                                                                                       Two Family                              2                 MN                              55104                       709                          0                      42.71
           1715                                                                                                                     Single Family                             1                 IL                              60478                       614                          0                      48.29
           1716                                                                                                                     Single Family                             1                 WI                              53081                       551                          0                       30.2
           1717                                                                                                                     Single Family                             1                 OH                              45225                       560                          0                      32.99
           1718                                                                                                                       Two Family                              2                 NY                              10467                       611                          0                      32.55
           1719                                                                                                                     Single Family                             1                 IL                              60525                       691                          0                      47.72
           1720                                                                                                                     Single Family                             1                 NV                              89122                       689                          0                      42.91
           1721                                                                                                                       Two Family                              2                 IL                              60647                       640                          0                      44.17
           1722                                                                                                                     Single Family                             1                 MN                              55445                       675                          0                      45.24
           1723                                                                                                                     Single Family                             1                 MI                              48205                       531                          0                      46.08
           1724                                                                                                                     Single Family                             1                 MN                              55075                       594                          0                      49.82
           1725                                                                                                                     Single Family                             1                 NJ                               7801                       609                          0                      44.36
           1726                                                                                                                      Condomimium                              1                 FL                              32801                       710                          0                      27.19
           1727                                                                                                                     Single Family                             1                 OH                              45177                       544                          0                       20.1
           1728                                                                                                                     Single Family                             1                 CO                              80030                       600                          0                      49.49
           1729                                                                                                                     Single Family                             1                 FL                              33035                       616                          0                      50.29
           1730                                                                                                                     Single Family                             1                 WI                              53140                       524                          0                      39.18
           1731                                                                                                                     Single Family                             1                 CT                               6239                       634                          0                      47.15
           1732                                                                                                                      Condomimium                              1                 IL                              60453                       630                          0                       52.1
           1733                                                                                                                     Single Family                             1                 NJ                               8046                       681                          0                      48.02
           1734                                                                                                                       Two Family                              2                 IL                              60651                       689                          0                       48.5
           1735                                                                                                                      Condomimium                              1                 IL                              60020                       577                          0                      43.71
           1736                                                                                                                     Single Family                             1                 CT                               6489                       624                          0                      37.64
           1737                                                                                                                       Two Family                              2                 IL                              60639                       700                          0                      46.03
           1738                                                                                                                     Single Family                             1                 TX                              78704                       646                          0                      33.85
           1739                                                                                                                     Single Family                             1                 MI                              48315                       660                          0                      48.72
           1740                                                                                                                     Single Family                             1                 WA                              98611                       602                          0                      49.98
           1741                                                                                                                     Single Family                             1                 AR                              72015                       635                          0                      48.38
           1742                                                                                                                     Single Family                             1                 PA                              18334                       524                          0                      54.83
           1743                                                                                                                     Single Family                             1                 IL                              60629                       699                          0                      23.38
           1744                                                                                                                     Single Family                             1                 FL                              32506                       602                          0                      44.82
           1745                                                                                                                      Condomimium                              1                 IL                              60441                       582                          0                      46.37
           1746                                                                                                                       Two Family                              2                 IL                              60621                       691                          0                      24.56
           1747                                                                                                                     Single Family                             1                 TX                              77840                       543                          0                      45.92
           1748                                                                                                                     Single Family                             1                 CO                              80017                       625                          0                      40.99
           1749                                                                                                                       Two Family                              2                 IL                              60639                       688                          0                      44.71
           1750                                                                                                                     Single Family                             1                 IL                              60469                       610                          0                      44.27
           1751                                                                                                                     Single Family                             1                 NJ                               7083                       577                          0                      51.47
           1752                                                                                                                     Single Family                             1                 MN                              55303                       638                          0                      50.39
           1753                                                                                                                     Single Family                             1                 MI                              48603                       636                          0                      43.19
           1754                                                                                                                      Three Family                             3                 NY                              10701                       584                          0                      37.65
           1755                                                                                                                     Single Family                             1                 TX                              77379                       596                          0                      27.13
           1756                                                                                                                     Single Family                             1                 CA                              95666                       649                          0                      52.53
           1757                                                                                                                      Condomimium                              1                 FL                              33132                       646                          0                      36.84
           1758                                                                                                                       Two Family                              2                 IL                              60623                       723                          0                       49.6
           1759                                                                                                                     Single Family                             1                 KY                              41011                       606                          0                      43.95
           1760                                                                                                                     Single Family                             1                 NY                              10469                       620                          0                      47.81
           1761                                                                                                                     Single Family                             1                 IL                              60104                       528                          0                      43.99
           1762                                                                                                                     Single Family                             1                 NJ                               7111                       623                          0                      54.42
           1763                                                                                                                     Single Family                             1                 MI                              48174                       658                          0                      37.68
           1764                                                                                                                     Single Family                             1                 IL                              61065                       602                          0                      37.71
           1765                                                                                                                     Single Family                             1                 TX                              78664                       504                          0                      43.62
           1766                                                                                                                     Single Family                             1                 MI                              49519                       612                          0                      54.94
           1767                                                                                                                     Single Family                             1                 IN                              46324                       591                          0                      49.36
           1768                                                                                                                     Single Family                             1                 GA                              30314                       630                          0                       44.3
           1769                                                                                                                     Single Family                             1                 IL                              60466                       654                          0                      51.04
           1770                                                                                                                     Single Family                             1                 IL                              60653                       646                          0                      48.87
           1771                                                                                                                     Single Family                             1                 TX                              76082                       673                          0                      49.26
           1772                                                                                                                     Single Family                             1                 OH                              43465                       620                          0                      49.48
           1773                                                                                                                     Single Family                             1                 NY                              11420                       665                          0                      36.19
           1774                                                                                                                     Single Family                             1                 IA                              50310                       564                          0                      47.91
           1775                                                                                                                     Single Family                             1                 IL                              60544                       574                          0                       43.9
           1776                                                                                                                     Single Family                             1                 OH                              45013                       601                          0                      37.57
           1777                                                                                                                     Single Family                             1                 MI                              49301                       642                          0                      34.15
           1778                                                                                                                     Single Family                             1                 FL                              33835                       643                          0                      54.93
           1779                                                                                                                     Single Family                             1                 GA                              30013                       554                          0                      38.81
           1780                                                                                                                     Single Family                             1                 CO                              80012                       641                          0                      36.49
           1781                                                                                                                     Single Family                             1                 KS                              67601                       680                          0                      39.75
           1782                                                                                                                     Single Family                             1                 MO                              64063                       562                          0                      47.02
           1783                                                                                                                     Single Family                             1                 TN                              37086                       569                          0                      48.27
           1784                                                                                                                     Single Family                             1                 IL                              60466                       543                          0                      53.06
           1785                                                                                                                       Two Family                              2                 NJ                               7017                       659                          0                      54.42
           1786                                                                                                                     Single Family                             1                 MO                              64134                       542                          0                      50.28
           1787                                                                                                                     Single Family                             1                 WI                              53210                       578                          0                      30.67
           1788                                                                                                                      Condomimium                              1                 IL                              60502                       754                          0                      21.85
           1789                                                                                                                     Single Family                             1                 CT                               6704                       615                          0                      40.62
           1790                                                                                                                     Single Family                             1                 TX                              75009                       773                          0                      49.56
           1791                                                                                                                     Single Family                             1                 IL                              60629                       650                          0                      39.01
           1792                                                                                                                     Single Family                             1                 MN                              55008                       586                          0                      49.85
           1793                                                                                                                      Condomimium                              1                 OK                              73120                       555                          0                      34.78
           1794                                                                                                                      Condomimium                              1                 CA                              91344                       558                          0                      38.93
           1795                                                                                                                     Single Family                             1                 MD                              21601                       628                          0                      48.69
           1796                                                                                                                     Single Family                             1                 FL                              33584                       626                          0                      49.95
           1797                                                                                                                     Single Family                             1                 MN                              55303                       629                          0                      49.19
           1798                                                                                                                     Single Family                             1                 FL                              34758                       672                          0                      43.31
           1799                                                                                                                     Single Family                             1                 FL                              33604                       677                          0                      44.23
           1800                                                                                                                     Single Family                             1                 CA                              90270                       527                          0                      41.76
           1801                                                                                                                     Single Family                             1                 MD                              21061                       552                          0                      39.31
           1802                                                                                                                     Single Family                             1                 CA                              92346                       680                          0                      38.75
           1803                                                                                                                     Single Family                             1                 CA                              90650                       518                          0                      51.35
           1804                                                                                                                     Single Family                             1                 MA                               1201                       606                          0                      49.11
           1805                                                                                                                      Condomimium                              1                 CA                              91406                       677                          0                       35.6
           1806                                                                                                                     Single Family                             1                 MD                              20722                       678                          0                      39.79
           1807                                                                                                                     Single Family                             1                 CA                              94578                       652                          0                      47.63
           1808                                                                                                                      Condomimium                              1                 CA                              94602                       651                          0                      28.24
           1809                                                                                                                     Single Family                             1                 CT                               6375                       601                          0                      48.52
           1810                                                                                                                       Two Family                              2                 FL                              33125                       691                          0                      46.09
           1811                                                                                                                      Condomimium                              1                 AZ                              85251                       594                          0                      28.52
           1812                                                                                                                     Single Family                             1                 VA                              23188                       568                          0                      39.05
           1813                                                                                                                     Single Family                             1                 CA                              93725                       543                          0                       53.6
           1814                                                                                                                     Single Family                             1                 CA                              91767                       624                          0                      49.35
           1815                                                                                                                      Condomimium                              1                 CT                               6902                       765                          0                      49.13
           1816                                                                                                                     Single Family                             1                 AZ                              85204                       671                          0                      51.31
           1817                                                                                                                     Single Family                             1                 CA                              92324                       622                          0                      49.89
           1818                                                                                                                     Single Family                             1                 CA                              92707                       695                          0                      49.36
           1819                                                                                                                     Single Family                             1                 NV                              89156                       603                          0                      49.99
           1820                                                                                                                     Single Family                             1                 CA                              92345                       582                          0                      31.91
           1821                                                                                                                       Two Family                              2                 CA                              95240                       646                          0                      42.94
           1822                                                                                                                      Condomimium                              1                 CA                              90014                       684                          0                      47.47
           1823                                                                                                                     Single Family                             1                 CA                              93304                       621                          0                      48.76
           1824                                                                                                                     Single Family                             1                 CA                              95758                       643                          0                      49.77
           1825                                                                                                                     Single Family                             1                 MD                              21044                       574                          0                      22.83
           1826                                                                                                                     Single Family                             1                 CA                              92683                       559                          0                      51.54
           1827                                                                                                                     Single Family                             1                 CA                              93705                       593                          0                      44.31
           1828                                                                                                                     Single Family                             1                 CA                              91978                       585                          0                       50.8
           1829                                                                                                                     Single Family                             1                 FL                              33177                       527                          0                      54.39
           1830                                                                                                                     Single Family                             1                 CA                              92701                       640                          0                      44.67
           1831                                                                                                                     Single Family                             1                 CA                              92683                       641                          0                      43.92
           1832                                                                                                                     Single Family                             1                 DC                              20011                       711                          0                      35.43
           1833                                                                                                                     Single Family                             1                 AZ                              85281                       552                          0                      48.87
           1834                                                                                                                     Single Family                             1                 IL                              60018                       743                          0                      38.03
           1835                                                                                                                     Single Family                             1                 CA                              92592                       618                          0                      49.53
           1836                                                                                                                     Single Family                             1                 CA                              92405                       606                          0                      33.56
           1837                                                                                                                     Single Family                             1                 VA                              22150                       625                          0                         50
           1838                                                                                                                     Single Family                             1                 CA                              92223                       601                          0                      49.67
           1839                                                                                                                     Single Family                             1                 CA                              92630                       661                          0                      48.21
           1840                                                                                                                      Four Family                              4                 CA                              90723                       650                          0                      27.32
           1841                                                                                                                     Single Family                             1                 MD                              21201                       614                          0                      46.87
           1842                                                                                                                     Single Family                             1                 GA                              30189                       604                          0                      46.95
           1843                                                                                                                     Single Family                             1                 MD                              21229                       534                          0                      45.27
           1844                                                                                                                     Single Family                             1                 CA                              92505                       655                          0                      49.75
           1845                                                                                                                     Single Family                             1                 UT                              84109                       697                          0                      37.77
           1846                                                                                                                     Single Family                             1                 AZ                              85029                       555                          0                      36.98
           1847                                                                                                                     Single Family                             1                 FL                              33056                       755                          0                      38.81
           1848                                                                                                                     Single Family                             1                 CA                              92336                       601                          0                      48.04
           1849                                                                                                                     Single Family                             1                 OR                              97032                       756                          0                      42.21
           1850                                                                                                                     Single Family                             1                 CT                               6053                       630                          0                      42.38
           1851                                                                                                                     Single Family                             1                 AZ                              85741                       706                          0                      48.56
           1852                                                                                                                     Single Family                             1                 CA                              92201                       765                          0                      45.65
           1853                                                                                                                      Condomimium                              1                 CA                              92612                       649                          0                      43.78
           1854                                                                                                                     Single Family                             1                 FL                              32254                       605                          0                      36.07
           1855                                                                                                                     Single Family                             1                 CA                              94551                       612                          0                         47
           1856                                                                                                                     Single Family                             1                 CA                              92701                       639                          0                       37.2
           1857                                                                                                                     Single Family                             1                 CA                              93311                       664                          0                      52.79
           1858                                                                                                                     Single Family                             1                 CA                              90059                       543                          0                      54.06
           1859                                                                                                                     Single Family                             1                 CA                              92508                       656                          0                      52.75
           1860                                                                                                                     Single Family                             1                 MI                              48141                       519                          0                      54.74
           1861                                                                                                                     Single Family                             1                 CA                              92311                       652                          0                      29.93
           1862                                                                                                                     Single Family                             1                 CA                              92374                       738                          0                      50.06
           1863                                                                                                                     Single Family                             1                 MI                              48204                       578                          0                      49.48
           1864                                                                                                                     Single Family                             1                 CA                              95820                       546                          0                      51.66
           1865                                                                                                                     Single Family                             1                 CA                              93727                       592                          0                      54.51
           1866                                                                                                                       Two Family                              2                 NY                              11236                       541                          0                      54.63
           1867                                                                                                                     Single Family                             1                 CO                              80601                       550                          0                      47.99
           1868                                                                                                                     Single Family                             1                 CT                               6490                       633                          0                       49.3
           1869                                                                                                                     Single Family                             1                 NH                               3086                       754                          0                      42.76
           1870                                                                                                                     Single Family                             1                 MA                               2482                       634                          0                      45.55
           1871                                                                                                                     Single Family                             1                 CA                              92592                       647                          0                      37.87
           1872                                                                                                                     Single Family                             1                 MD                              20744                       679                          0                      40.49
           1873                                                                                                                     Single Family                             1                 AZ                              85206                       624                          0                      43.64
           1874                                                                                                                      Condomimium                              1                 MD                              21403                       648                          0                      47.33
           1875                                                                                                                     Single Family                             1                 CA                              91306                       560                          0                      54.92
           1876                                                                                                                     Single Family                             1                 CA                              90047                       700                          0                      51.45
           1877                                                                                                                     Single Family                             1                 CA                              92307                       575                          0                      41.95
           1878                                                                                                                     Single Family                             1                 CA                              92882                       686                          0                      48.46
           1879                                                                                                                       Two Family                              2                 FL                              33971                       741                          0                       40.1
           1880                                                                                                                      Condomimium                              1                 CA                              90680                       705                          0                      34.37
           1881                                                                                                                     Single Family                             1                 CA                              92410                       596                          0                         39
           1882                                                                                                                     Single Family                             1                 CA                              92262                       510                          0                      45.29
           1883                                                                                                                     Single Family                             1                 CA                              92325                       524                          0                      47.19
           1884                                                                                                                     Single Family                             1                 CA                              92392                       552                          0                      19.74
           1885                                                                                                                     Single Family                             1                 MD                              21206                       687                          0                      43.58
           1886                                                                                                                     Single Family                             1                 FL                              32720                       611                          0                      49.47
           1887                                                                                                                     Single Family                             1                 MD                              20745                       562                          0                      46.43
           1888                                                                                                                     Single Family                             1                 AZ                              85086                       691                          0                       44.9
           1889                                                                                                                     Single Family                             1                 AZ                              85208                       630                          0                      51.23
           1890                                                                                                                     Single Family                             1                 CA                              92251                       562                          0                      24.61
           1891                                                                                                                     Single Family                             1                 MD                              20905                       698                          0                      39.42
           1892                                                                                                                     Single Family                             1                 MD                              21215                       561                          0                      20.13
           1893                                                                                                                      Condomimium                              1                 AZ                              85033                       716                          0                      23.51
           1894                                                                                                                     Single Family                             1                 CA                              90815                       625                          0                      48.11
           1895                                                                                                                      Condomimium                              1                 AZ                              85033                       716                          0                      23.56
           1896                                                                                                                     Single Family                             1                 OR                              97524                       519                          0                      46.27
           1897                                                                                                                     Single Family                             1                 CA                              92240                       660                          0                      34.47
           1898                                                                                                                     Single Family                             1                 VA                              22963                       714                          0                      46.98
           1899                                                                                                                     Single Family                             1                 UT                              84121                       645                          0                      36.73
           1900                                                                                                                       Two Family                              2                 NY                              11203                       701                          0                      54.99
           1901                                                                                                                     Single Family                             1                 CA                              92707                       636                          0                      49.97
           1902                                                                                                                     Single Family                             1                 AR                              72762                       693                          0                      39.03
           1903                                                                                                                     Single Family                             1                 NY                              11580                       659                          0                      47.55
           1904                                                                                                                     Single Family                             1                 MI                              48205                       613                          0                      51.22
           1905                                                                                                                      Condomimium                              1                 CA                              92101                       684                          0                      47.85
           1906                                                                                                                       Two Family                              2                 CA                              90043                       713                          0                       46.2
           1907                                                                                                                      Condomimium                              1                 CA                              91343                       608                          0                      47.32
           1908                                                                                                                     Single Family                             1                 CA                              92335                       624                          0                      30.28
           1909                                                                                                                     Single Family                             1                 CA                              95670                       506                          0                       36.1
           1910                                                                                                                     Single Family                             1                 CA                              90220                       518                          0                      41.71
           1911                                                                                                                     Single Family                             1                 MD                              21211                       679                          0                      38.28
           1912                                                                                                                     Single Family                             1                 MA                               2119                       544                          0                      54.38
           1913                                                                                                                     Single Family                             1                 FL                              32779                       675                          0                      45.65
           1914                                                                                                                     Single Family                             1                 PA                              18914                       659                          0                      26.27
           1915                                                                                                                     Single Family                             1                 MO                              63116                       641                          0                      24.97
           1916                                                                                                                     Single Family                             1                 CA                              92701                       679                          0                      44.54
           1917                                                                                                                       Two Family                              2                 NH                               3264                       746                          0                      36.46
           1918                                                                                                                     Single Family                             1                 MD                              20707                       505                          0                      41.58
           1919                                                                                                                     Single Family                             1                 CA                              93550                       682                          0                      38.19
           1920                                                                                                                     Single Family                             1                 CA                              93312                       648                          0                         45
           1921                                                                                                                     Single Family                             1                 MD                              21102                       553                          0                      30.34
           1922                                                                                                                     Single Family                             1                 VA                              22191                       661                          0                      47.04
           1923                                                                                                                     Single Family                             1                 AZ                              85248                       670                          0                      39.62
           1924                                                                                                                     Single Family                             1                 WA                              98178                       680                          0                      48.06
           1925                                                                                                                     Single Family                             1                 CA                              91406                       598                          0                      46.83


    LoanNbr               Modification                Modification Date          Relocation                 Section 32                  Grade                  FNMA Eligible                    DELCODE                      ORIGPORT                   CURRPORT             Sch Interest Paid to Date     Settle Date               BComfirm Date            Act Interest Paid to Date
    -------               ------------                -----------------          ----------                 ----------                  -----                  -------------                    -------                      --------                   --------             -------------------------     -----------               -------------            -------------------------
              1                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
              2                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 10/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
              3                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
              4                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
              5                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
              6                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
              7                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
              8                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
              9                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             10                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             11                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             12                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             13                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             14                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             15                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             16                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             17                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             18                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             19                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             20                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             21                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             22                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             23                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             24                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
             25                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
             26                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             27                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             28                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             29                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             30                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             31                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             32                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             33                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             34                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
             35                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             36                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             37                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             38                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             39                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             40                                           00/00/0000                                                                     A-X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             41                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             42                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             43                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             44                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                  5/1/2006                  12/9/2005                  12/9/2005                   5/1/2006
             45                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             46                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             47                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             48                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             49                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             50                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             51                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
             52                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             53                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             54                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             55                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             56                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   2/1/2006
             57                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
             58                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             59                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             60                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52340                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
             61                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             62                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             63                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             64                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             65                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             66                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
             67                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             68                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
             69                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             70                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             71                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
             72                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             73                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             74                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             75                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             76                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             77                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
             78                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             79                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             80                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             81                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
             82                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             83                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             84                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             85                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             86                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             87                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             88                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             89                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             90                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             91                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             92                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             93                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
             94                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             95                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             96                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             97                                           00/00/0000                                                                     BXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             98                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
             99                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            100                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            101                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            102                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            103                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            104                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            105                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            106                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                  1/1/2006                 11/29/2005                 11/29/2005                   3/1/2006
            107                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            108                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            109                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            110                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            111                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            112                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            113                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            114                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            115                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            116                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            117                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            118                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            119                                           00/00/0000                                                                     CXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            120                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            121                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            122                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            123                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            124                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            125                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            126                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            127                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            128                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            129                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            130                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            131                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            132                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            133                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            134                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            135                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            136                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   2/1/2006
            137                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            138                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            139                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            140                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            141                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            142                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            143                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            144                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            145                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            146                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            147                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            148                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            149                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            150                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            151                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            152                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            153                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            154                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            155                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            156                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            157                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            158                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            159                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            160                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            161                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            162                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            163                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            164                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            165                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            166                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            167                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            168                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            169                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            170                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            171                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            172                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            173                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            174                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            175                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            176                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            177                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            178                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            179                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            180                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            181                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            182                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            183                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            184                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            185                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            186                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            187                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            188                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            189                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            190                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            191                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            192                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            193                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            194                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            195                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            196                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            197                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            198                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            199                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            200                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            201                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            202                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            203                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            204                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            205                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            206                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            207                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            208                                           00/00/0000                                                                     BXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            209                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            210                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            211                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            212                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            213                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            214                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            215                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            216                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            217                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                  12/1/2005
            218                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            219                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            220                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            221                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            222                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            223                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            224                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            225                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            226                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            227                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            228                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            229                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            230                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            231                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            232                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            233                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            234                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            235                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            236                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            237                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            238                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            239                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            240                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            241                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            242                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            243                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            244                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            245                                           00/00/0000                                                                     CXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            246                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            247                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            248                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            249                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            250                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            251                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            252                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            253                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            254                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            255                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            256                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            257                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            258                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            259                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            260                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            261                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 12/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            262                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            263                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            264                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            265                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            266                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            267                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            268                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            269                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            270                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            271                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            272                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            273                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            274                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            275                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            276                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            277                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            278                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            279                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            280                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            281                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            282                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            283                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            284                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            285                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            286                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            287                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            288                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            289                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            290                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            291                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            292                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            293                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            294                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            295                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            296                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            297                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            298                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            299                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            300                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            301                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            302                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            303                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            304                                           00/00/0000                                                                     BXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            305                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            306                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            307                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            308                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            309                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            310                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            311                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            312                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            313                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            314                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            315                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            316                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            317                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            318                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            319                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            320                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            321                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            322                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            323                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            324                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            325                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            326                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            327                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            328                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            329                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            330                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                                  0                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            331                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            332                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            333                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            334                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            335                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            336                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            337                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            338                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            339                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            340                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            341                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            342                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            343                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            344                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            345                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            346                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            347                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            348                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            349                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            350                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            351                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            352                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            353                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            354                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            355                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            356                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            357                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            358                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            359                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            360                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            361                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            362                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            363                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            364                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            365                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            366                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            367                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            368                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            369                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            370                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            371                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            372                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            373                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            374                                           00/00/0000                                                                     C-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            375                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            376                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            377                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            378                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            379                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            380                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            381                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            382                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            383                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            384                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            385                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            386                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            387                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            388                                           00/00/0000                                                                     CXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            389                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            390                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            391                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            392                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            393                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            394                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            395                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            396                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            397                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            398                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            399                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            400                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            401                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            402                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            403                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            404                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            405                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            406                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            407                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            408                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            409                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            410                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            411                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            412                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            413                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            414                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            415                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            416                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            417                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            418                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            419                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            420                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            421                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            422                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            423                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            424                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            425                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            426                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            427                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            428                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            429                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            430                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            431                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            432                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            433                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            434                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            435                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            436                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            437                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            438                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            439                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            440                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            441                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            442                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            443                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            444                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            445                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            446                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            447                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            448                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            449                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            450                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            451                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            452                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            453                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            454                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            455                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            456                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            457                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            458                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            459                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            460                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            461                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            462                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            463                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            464                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            465                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            466                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            467                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            468                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            469                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            470                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            471                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            472                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            473                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            474                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            475                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            476                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            477                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            478                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            479                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            480                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            481                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            482                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            483                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            484                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            485                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            486                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            487                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            488                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            489                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            490                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            491                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            492                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            493                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            494                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            495                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            496                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                  12/1/2005
            497                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            498                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            499                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            500                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            501                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            502                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            503                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   2/1/2006
            504                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            505                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            506                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            507                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            508                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            509                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            510                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            511                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            512                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            513                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            514                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            515                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            516                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            517                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            518                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            519                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            520                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            521                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            522                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            523                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            524                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            525                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            526                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            527                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            528                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            529                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            530                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            531                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            532                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            533                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                  1/1/2006                  12/9/2005                  12/9/2005                   2/1/2006
            534                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            535                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            536                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            537                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            538                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            539                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            540                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            541                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            542                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            543                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            544                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            545                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            546                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            547                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            548                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            549                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            550                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            551                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            552                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            553                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            554                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            555                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            556                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            557                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            558                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            559                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            560                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            561                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            562                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            563                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            564                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            565                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            566                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            567                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            568                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            569                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            570                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            571                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            572                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            573                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            574                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            575                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            576                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            577                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            578                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            579                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            580                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            581                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            582                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            583                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            584                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            585                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            586                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            587                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            588                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            589                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            590                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            591                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            592                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            593                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                  1/1/2006                  12/9/2005                  12/9/2005                   1/1/2006
            594                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            595                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            596                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            597                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            598                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            599                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            600                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            601                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            602                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            603                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            604                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            605                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            606                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            607                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            608                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            609                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            610                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            611                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            612                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            613                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            614                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            615                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            616                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            617                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            618                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            619                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            620                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            621                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            622                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            623                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            624                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            625                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            626                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            627                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            628                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            629                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            630                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            631                                           00/00/0000                                                                     A-X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            632                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            633                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            634                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            635                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            636                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            637                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            638                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            639                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            640                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            641                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            642                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            643                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            644                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            645                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            646                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            647                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            648                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            649                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            650                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            651                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            652                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            653                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   2/1/2006
            654                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            655                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            656                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            657                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            658                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            659                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            660                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            661                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            662                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            663                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            664                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            665                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            666                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            667                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            668                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            669                                           00/00/0000                                                                     C-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            670                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            671                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            672                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            673                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            674                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            675                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            676                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            677                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            678                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            679                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            680                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            681                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            682                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            683                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            684                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            685                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            686                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            687                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            688                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            689                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            690                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            691                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            692                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            693                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            694                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            695                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            696                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            697                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            698                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            699                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            700                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            701                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            702                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            703                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            704                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            705                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            706                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            707                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            708                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            709                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            710                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            711                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            712                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            713                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            714                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            715                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            716                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            717                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            718                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            719                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            720                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            721                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            722                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            723                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            724                                           00/00/0000                                                                     BXP                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            725                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            726                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            727                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            728                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            729                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            730                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            731                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            732                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            733                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            734                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            735                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            736                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            737                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            738                                           00/00/0000                                                                     C-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            739                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            740                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            741                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            742                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            743                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            744                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                  12/1/2005
            745                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            746                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            747                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            748                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            749                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            750                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            751                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            752                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            753                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            754                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            755                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            756                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            757                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            758                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            759                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            760                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            761                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            762                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            763                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            764                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            765                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            766                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            767                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            768                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            769                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            770                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            771                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            772                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            773                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            774                                           00/00/0000                                                                     BXP                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            775                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            776                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            777                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            778                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            779                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            780                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            781                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            782                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            783                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            784                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            785                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            786                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            787                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            788                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            789                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            790                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            791                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            792                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            793                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            794                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            795                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            796                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            797                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            798                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            799                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            800                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            801                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            802                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            803                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            804                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            805                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            806                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            807                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            808                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            809                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            810                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            811                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            812                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            813                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            814                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            815                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            816                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            817                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            818                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            819                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            820                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            821                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            822                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            823                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            824                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            825                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            826                                           00/00/0000                                                                     BXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            827                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            828                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            829                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            830                                           00/00/0000                                                                     C-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            831                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            832                                           00/00/0000                                                                     BXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            833                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            834                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            835                                           00/00/0000                                                                     AXP                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            836                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            837                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            838                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            839                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            840                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            841                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            842                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            843                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            844                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            845                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            846                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            847                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            848                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            849                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            850                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            851                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            852                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            853                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            854                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            855                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            856                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            857                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            858                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            859                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            860                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            861                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            862                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            863                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            864                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            865                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            866                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            867                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            868                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            869                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            870                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            871                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            872                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            873                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            874                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            875                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            876                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            877                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            878                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            879                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            880                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            881                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            882                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            883                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            884                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            885                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            886                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            887                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            888                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            889                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            890                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            891                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            892                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            893                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            894                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            895                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            896                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            897                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            898                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            899                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            900                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            901                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            902                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            903                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            904                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            905                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            906                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            907                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            908                                           00/00/0000                                                                     CXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            909                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            910                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            911                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            912                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            913                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            914                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            915                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            916                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            917                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            918                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            919                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            920                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            921                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            922                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            923                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            924                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            925                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            926                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            927                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            928                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            929                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            930                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            931                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            932                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            933                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            934                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            935                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            936                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            937                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            938                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            939                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            940                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            941                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            942                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            943                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            944                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            945                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            946                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            947                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            948                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            949                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            950                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            951                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            952                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            953                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            954                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            955                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            956                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            957                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
            958                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            959                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            960                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            961                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            962                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            963                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            964                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            965                                           00/00/0000                                                                     CXP                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            966                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            967                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            968                                           00/00/0000                                                                     AXP                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            969                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            970                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            971                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            972                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            973                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            974                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            975                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            976                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            977                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            978                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            979                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            980                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            981                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            982                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            983                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
            984                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            985                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            986                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            987                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            988                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
            989                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            990                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            991                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            992                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            993                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            994                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            995                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            996                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            997                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            998                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
            999                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1000                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1001                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1002                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1003                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1004                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1005                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1006                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1007                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1008                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1009                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1010                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1011                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1012                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1013                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1014                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1015                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1016                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1017                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1018                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1019                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1020                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1021                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1022                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1023                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1024                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1025                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1026                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1027                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1028                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1029                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1030                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1031                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1032                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1033                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1034                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1035                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1036                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1037                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1038                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1039                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1040                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1041                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1042                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1043                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1044                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1045                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                  1/1/2006                 11/29/2005                 11/29/2005                   1/1/2006
           1046                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1047                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1048                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1049                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1050                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1051                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1052                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1053                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1054                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   2/1/2006
           1055                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1056                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                  2/1/2006                 11/29/2005                 11/29/2005                   2/1/2006
           1057                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1058                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1059                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1060                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1061                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1062                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1063                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1064                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1065                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1066                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1067                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1068                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1069                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1070                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1071                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1072                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1073                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1074                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1075                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1076                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1077                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1078                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1079                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1080                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1081                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1082                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1083                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1084                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1085                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1086                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1087                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1088                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1089                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1090                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1091                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1092                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1093                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1094                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1095                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1096                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1097                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1098                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1099                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1100                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1101                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1102                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1103                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1104                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1105                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1106                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1107                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1108                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                  12/1/2005
           1109                                           00/00/0000                                                                     C-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1110                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1111                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1112                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1113                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1114                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1115                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1116                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1117                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1118                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1119                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1120                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1121                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1122                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1123                                           00/00/0000                                                                     C-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1124                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1125                                           00/00/0000                                                                     CXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1126                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1127                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1128                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1129                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1130                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1131                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1132                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1133                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1134                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1135                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1136                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1137                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1138                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1139                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1140                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1141                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1142                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1143                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1144                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1145                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1146                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1147                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1148                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                               0                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1149                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1150                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1151                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1152                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1153                                           00/00/0000                                                                     A-X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1154                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1155                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1156                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1157                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1158                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1159                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1160                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1161                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1162                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1163                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1164                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1165                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1166                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1167                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1168                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1169                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1170                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1171                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1172                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1173                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1174                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1175                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1176                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1177                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1178                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1179                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1180                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1181                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   2/1/2006
           1182                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1183                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1184                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1185                                           00/00/0000                                                                     A-X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1186                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1187                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1188                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1189                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1190                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1191                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1192                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1193                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1194                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1195                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1196                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1197                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1198                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1199                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1200                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1201                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1202                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1203                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1204                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1205                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1206                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1207                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1208                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1209                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1210                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1211                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1212                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1213                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1214                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1215                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1216                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1217                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1218                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1219                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1220                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1221                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1222                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1223                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1224                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1225                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1226                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1227                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1228                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1229                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1230                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1231                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1232                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1233                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1234                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1235                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1236                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1237                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1238                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1239                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1240                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1241                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1242                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1243                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1244                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1245                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1246                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1247                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1248                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1249                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1250                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1251                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1252                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1253                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1254                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1255                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1256                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1257                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1258                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1259                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1260                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1261                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1262                                           00/00/0000                                                                     A-X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1263                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1264                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1265                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1266                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   3/1/2006
           1267                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1268                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1269                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1270                                           00/00/0000                                                                     DXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1271                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1272                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1273                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1274                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1275                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1276                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1277                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1278                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1279                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1280                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1281                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1282                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1283                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1284                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1285                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1286                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1287                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1288                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1289                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1290                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1291                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1292                                           00/00/0000                                                                     BXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1293                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1294                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1295                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1296                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1297                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1298                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1299                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1300                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1301                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1302                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1303                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1304                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1305                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1306                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1307                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1308                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1309                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1310                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1311                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1312                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1313                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1314                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1315                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1316                                           00/00/0000                                                                     DXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1317                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1318                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1319                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1320                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1321                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1322                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1323                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1324                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1325                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1326                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1327                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1328                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1329                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1330                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1331                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1332                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1333                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1334                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1335                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1336                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1337                                           00/00/0000                                                                     AXP                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1338                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1339                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1340                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1341                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1342                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1343                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1344                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1345                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1346                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1347                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1348                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1349                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1350                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1351                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1352                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1353                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1354                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1355                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1356                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1357                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1358                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1359                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1360                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1361                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1362                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1363                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1364                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1365                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1366                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1367                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1368                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1369                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1370                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1371                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1372                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1373                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1374                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1375                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                  12/1/2005
           1376                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1377                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1378                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1379                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1380                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1381                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1382                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1383                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1384                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1385                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1386                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1387                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1388                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1389                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1390                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1391                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1392                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1393                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1394                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1395                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1396                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1397                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1398                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1399                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1400                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1401                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1402                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1403                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1404                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1405                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                  12/1/2005
           1406                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1407                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1408                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1409                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1410                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1411                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1412                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1413                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1414                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1415                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1416                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1417                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1418                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1419                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1420                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1421                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1422                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   3/1/2006
           1423                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1424                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1425                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1426                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1427                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1428                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1429                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1430                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1431                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1432                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1433                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1434                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1435                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1436                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1437                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1438                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1439                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1440                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1441                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1442                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1443                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1444                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1445                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1446                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1447                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1448                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1449                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1450                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1451                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1452                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1453                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1454                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1455                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1456                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1457                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1458                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1459                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1460                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1461                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1462                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1463                                           00/00/0000                                                                     A-X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1464                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1465                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1466                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1467                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1468                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1469                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1470                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1471                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1472                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1473                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1474                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1475                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   2/1/2006
           1476                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1477                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1478                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1479                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1480                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1481                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1482                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1483                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1484                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1485                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1486                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1487                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1488                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1489                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1490                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1491                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1492                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1493                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1494                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1495                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1496                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1497                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1498                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1499                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1500                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 10/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1501                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1502                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1503                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1504                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1505                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1506                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1507                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1508                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1509                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1510                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1511                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1512                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1513                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1514                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1515                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1516                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1517                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1518                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1519                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1520                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1521                                           00/00/0000                                                                     C-X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1522                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1523                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1524                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1525                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1526                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1527                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1528                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1529                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1530                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1531                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1532                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1533                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1534                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1535                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1536                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1537                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1538                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1539                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1540                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1541                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1542                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1543                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1544                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1545                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1546                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1547                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1548                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1549                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1550                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1551                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1552                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1553                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1554                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1555                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1556                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1557                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1558                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1559                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1560                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1561                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1562                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1563                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1564                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1565                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1566                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1567                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1568                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1569                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1570                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1571                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1572                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1573                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1574                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1575                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1576                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1577                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1578                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1579                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1580                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1581                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1582                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1583                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1584                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1585                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1586                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1587                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1588                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1589                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1590                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1591                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1592                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1593                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1594                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1595                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1596                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1597                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1598                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1599                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1600                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                  12/1/2005
           1601                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1602                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1603                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1604                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1605                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1606                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1607                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1608                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1609                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1610                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1611                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1612                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1613                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1614                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1615                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1616                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1617                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1618                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1619                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1620                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1621                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1622                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1623                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1624                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1625                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1626                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1627                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1628                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1629                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1630                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1631                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1632                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 10/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1633                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1634                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1635                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1636                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1637                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1638                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1639                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1640                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1641                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1642                                           00/00/0000                                                                     A-X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1643                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1644                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1645                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1646                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1647                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1648                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1649                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1650                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1651                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1652                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1653                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1654                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1655                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1656                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1657                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1658                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1659                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1660                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1661                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1662                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1663                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1664                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1665                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                  12/1/2005
           1666                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1667                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1668                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1669                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1670                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1671                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1672                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1673                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1674                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1675                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1676                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1677                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1678                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1679                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1680                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1681                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1682                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1683                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1684                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1685                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1686                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1687                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1688                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1689                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1690                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1691                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1692                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1693                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1694                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1695                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1696                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1697                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1698                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1699                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1700                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1701                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1702                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1703                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1704                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1705                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1706                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1707                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52340                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1708                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1709                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1710                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1711                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1712                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1713                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1714                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1715                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1716                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1717                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1718                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1719                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1720                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1721                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1722                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1723                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1724                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1725                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1726                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1727                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1728                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1729                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1730                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1731                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1732                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1733                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1734                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   2/1/2006
           1735                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1736                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1737                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1738                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1739                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1740                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1741                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1742                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1743                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1744                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1745                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1746                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52340                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1747                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1748                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1749                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1750                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1751                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1752                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1753                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1754                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1755                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1756                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1757                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1758                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1759                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1760                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1761                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1762                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1763                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1764                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1765                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1766                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1767                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1768                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1769                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1770                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1771                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1772                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1773                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1774                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1775                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1776                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1777                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1778                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1779                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1780                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1781                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1782                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1783                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1784                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1785                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1786                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1787                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1788                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1789                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1790                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1791                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1792                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1793                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1794                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1795                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1796                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1797                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1798                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1799                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1800                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1801                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1802                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1803                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1804                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1805                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1806                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1807                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1808                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1809                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1810                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1811                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1812                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1813                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1814                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1815                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1816                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1817                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1818                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1819                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1820                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1821                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1822                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1823                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1824                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1825                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1826                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1827                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1828                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1829                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1830                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1831                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1832                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1833                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1834                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1835                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1836                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1837                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                               0                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1838                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1839                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1840                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1841                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1842                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1843                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1844                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1845                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1846                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1847                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1848                                           00/00/0000                                                                     AXP                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1849                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1850                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1851                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1852                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1853                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1854                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1855                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1856                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1857                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1858                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1859                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1860                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1861                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1862                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1863                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1864                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1865                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1866                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1867                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1868                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1869                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1870                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1871                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1872                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1873                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1874                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1875                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1876                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1877                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1878                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1879                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1880                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1881                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1882                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1883                                           00/00/0000                                                                     AXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1884                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1885                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1886                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1887                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1888                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1889                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1890                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1891                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1892                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 12/1/2005                  12/9/2005                  12/9/2005                   2/1/2006
           1893                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1894                                           00/00/0000                                                                     A+X                         No                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1895                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1896                                           00/00/0000                                                                     C-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1897                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1898                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1899                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1900                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1901                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1902                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1903                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      52339                 11/1/2005                  12/9/2005                  12/9/2005                   1/1/2006
           1904                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1905                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1906                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1907                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1908                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1909                                           00/00/0000                                                                     BXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1910                                           00/00/0000                                                                     AXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1911                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1912                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1913                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1914                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1915                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1916                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1917                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1918                                           00/00/0000                                                                     CXP                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                  12/1/2005
           1919                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1920                                           00/00/0000                                                                     BXP                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1921                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1922                                           00/00/0000                                                                     A+X                        Yes                        SERVICED                              48231                      48231                 12/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1923                                           00/00/0000                                                                     A-X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   2/1/2006
           1924                                           00/00/0000                                                                     A+X                        Yes                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006
           1925                                           00/00/0000                                                                     A+X                         No                      OWNED/SETTLED                           48231                      48231                 11/1/2005                 11/29/2005                 11/29/2005                   1/1/2006


    LoanNbr                   Deal Name
    -------                   ---------
              1             MABS 2006-FRE1
              2             MABS 2006-FRE1
              3             MABS 2006-FRE1
              4             MABS 2006-FRE1
              5             MABS 2006-FRE1
              6             MABS 2006-FRE1
              7             MABS 2006-FRE1
              8             MABS 2006-FRE1
              9             MABS 2006-FRE1
             10             MABS 2006-FRE1
             11             MABS 2006-FRE1
             12             MABS 2006-FRE1
             13             MABS 2006-FRE1
             14             MABS 2006-FRE1
             15             MABS 2006-FRE1
             16             MABS 2006-FRE1
             17             MABS 2006-FRE1
             18             MABS 2006-FRE1
             19             MABS 2006-FRE1
             20             MABS 2006-FRE1
             21             MABS 2006-FRE1
             22             MABS 2006-FRE1
             23             MABS 2006-FRE1
             24             MABS 2006-FRE1
             25             MABS 2006-FRE1
             26             MABS 2006-FRE1
             27             MABS 2006-FRE1
             28             MABS 2006-FRE1
             29             MABS 2006-FRE1
             30             MABS 2006-FRE1
             31             MABS 2006-FRE1
             32             MABS 2006-FRE1
             33             MABS 2006-FRE1
             34             MABS 2006-FRE1
             35             MABS 2006-FRE1
             36             MABS 2006-FRE1
             37             MABS 2006-FRE1
             38             MABS 2006-FRE1
             39             MABS 2006-FRE1
             40             MABS 2006-FRE1
             41             MABS 2006-FRE1
             42             MABS 2006-FRE1
             43             MABS 2006-FRE1
             44             MABS 2006-FRE1
             45             MABS 2006-FRE1
             46             MABS 2006-FRE1
             47             MABS 2006-FRE1
             48             MABS 2006-FRE1
             49             MABS 2006-FRE1
             50             MABS 2006-FRE1
             51             MABS 2006-FRE1
             52             MABS 2006-FRE1
             53             MABS 2006-FRE1
             54             MABS 2006-FRE1
             55             MABS 2006-FRE1
             56             MABS 2006-FRE1
             57             MABS 2006-FRE1
             58             MABS 2006-FRE1
             59             MABS 2006-FRE1
             60             MABS 2006-FRE1
             61             MABS 2006-FRE1
             62             MABS 2006-FRE1
             63             MABS 2006-FRE1
             64             MABS 2006-FRE1
             65             MABS 2006-FRE1
             66             MABS 2006-FRE1
             67             MABS 2006-FRE1
             68             MABS 2006-FRE1
             69             MABS 2006-FRE1
             70             MABS 2006-FRE1
             71             MABS 2006-FRE1
             72             MABS 2006-FRE1
             73             MABS 2006-FRE1
             74             MABS 2006-FRE1
             75             MABS 2006-FRE1
             76             MABS 2006-FRE1
             77             MABS 2006-FRE1
             78             MABS 2006-FRE1
             79             MABS 2006-FRE1
             80             MABS 2006-FRE1
             81             MABS 2006-FRE1
             82             MABS 2006-FRE1
             83             MABS 2006-FRE1
             84             MABS 2006-FRE1
             85             MABS 2006-FRE1
             86             MABS 2006-FRE1
             87             MABS 2006-FRE1
             88             MABS 2006-FRE1
             89             MABS 2006-FRE1
             90             MABS 2006-FRE1
             91             MABS 2006-FRE1
             92             MABS 2006-FRE1
             93             MABS 2006-FRE1
             94             MABS 2006-FRE1
             95             MABS 2006-FRE1
             96             MABS 2006-FRE1
             97             MABS 2006-FRE1
             98             MABS 2006-FRE1
             99             MABS 2006-FRE1
            100             MABS 2006-FRE1
            101             MABS 2006-FRE1
            102             MABS 2006-FRE1
            103             MABS 2006-FRE1
            104             MABS 2006-FRE1
            105             MABS 2006-FRE1
            106             MABS 2006-FRE1
            107             MABS 2006-FRE1
            108             MABS 2006-FRE1
            109             MABS 2006-FRE1
            110             MABS 2006-FRE1
            111             MABS 2006-FRE1
            112             MABS 2006-FRE1
            113             MABS 2006-FRE1
            114             MABS 2006-FRE1
            115             MABS 2006-FRE1
            116             MABS 2006-FRE1
            117             MABS 2006-FRE1
            118             MABS 2006-FRE1
            119             MABS 2006-FRE1
            120             MABS 2006-FRE1
            121             MABS 2006-FRE1
            122             MABS 2006-FRE1
            123             MABS 2006-FRE1
            124             MABS 2006-FRE1
            125             MABS 2006-FRE1
            126             MABS 2006-FRE1
            127             MABS 2006-FRE1
            128             MABS 2006-FRE1
            129             MABS 2006-FRE1
            130             MABS 2006-FRE1
            131             MABS 2006-FRE1
            132             MABS 2006-FRE1
            133             MABS 2006-FRE1
            134             MABS 2006-FRE1
            135             MABS 2006-FRE1
            136             MABS 2006-FRE1
            137             MABS 2006-FRE1
            138             MABS 2006-FRE1
            139             MABS 2006-FRE1
            140             MABS 2006-FRE1
            141             MABS 2006-FRE1
            142             MABS 2006-FRE1
            143             MABS 2006-FRE1
            144             MABS 2006-FRE1
            145             MABS 2006-FRE1
            146             MABS 2006-FRE1
            147             MABS 2006-FRE1
            148             MABS 2006-FRE1
            149             MABS 2006-FRE1
            150             MABS 2006-FRE1
            151             MABS 2006-FRE1
            152             MABS 2006-FRE1
            153             MABS 2006-FRE1
            154             MABS 2006-FRE1
            155             MABS 2006-FRE1
            156             MABS 2006-FRE1
            157             MABS 2006-FRE1
            158             MABS 2006-FRE1
            159             MABS 2006-FRE1
            160             MABS 2006-FRE1
            161             MABS 2006-FRE1
            162             MABS 2006-FRE1
            163             MABS 2006-FRE1
            164             MABS 2006-FRE1
            165             MABS 2006-FRE1
            166             MABS 2006-FRE1
            167             MABS 2006-FRE1
            168             MABS 2006-FRE1
            169             MABS 2006-FRE1
            170             MABS 2006-FRE1
            171             MABS 2006-FRE1
            172             MABS 2006-FRE1
            173             MABS 2006-FRE1
            174             MABS 2006-FRE1
            175             MABS 2006-FRE1
            176             MABS 2006-FRE1
            177             MABS 2006-FRE1
            178             MABS 2006-FRE1
            179             MABS 2006-FRE1
            180             MABS 2006-FRE1
            181             MABS 2006-FRE1
            182             MABS 2006-FRE1
            183             MABS 2006-FRE1
            184             MABS 2006-FRE1
            185             MABS 2006-FRE1
            186             MABS 2006-FRE1
            187             MABS 2006-FRE1
            188             MABS 2006-FRE1
            189             MABS 2006-FRE1
            190             MABS 2006-FRE1
            191             MABS 2006-FRE1
            192             MABS 2006-FRE1
            193             MABS 2006-FRE1
            194             MABS 2006-FRE1
            195             MABS 2006-FRE1
            196             MABS 2006-FRE1
            197             MABS 2006-FRE1
            198             MABS 2006-FRE1
            199             MABS 2006-FRE1
            200             MABS 2006-FRE1
            201             MABS 2006-FRE1
            202             MABS 2006-FRE1
            203             MABS 2006-FRE1
            204             MABS 2006-FRE1
            205             MABS 2006-FRE1
            206             MABS 2006-FRE1
            207             MABS 2006-FRE1
            208             MABS 2006-FRE1
            209             MABS 2006-FRE1
            210             MABS 2006-FRE1
            211             MABS 2006-FRE1
            212             MABS 2006-FRE1
            213             MABS 2006-FRE1
            214             MABS 2006-FRE1
            215             MABS 2006-FRE1
            216             MABS 2006-FRE1
            217             MABS 2006-FRE1
            218             MABS 2006-FRE1
            219             MABS 2006-FRE1
            220             MABS 2006-FRE1
            221             MABS 2006-FRE1
            222             MABS 2006-FRE1
            223             MABS 2006-FRE1
            224             MABS 2006-FRE1
            225             MABS 2006-FRE1
            226             MABS 2006-FRE1
            227             MABS 2006-FRE1
            228             MABS 2006-FRE1
            229             MABS 2006-FRE1
            230             MABS 2006-FRE1
            231             MABS 2006-FRE1
            232             MABS 2006-FRE1
            233             MABS 2006-FRE1
            234             MABS 2006-FRE1
            235             MABS 2006-FRE1
            236             MABS 2006-FRE1
            237             MABS 2006-FRE1
            238             MABS 2006-FRE1
            239             MABS 2006-FRE1
            240             MABS 2006-FRE1
            241             MABS 2006-FRE1
            242             MABS 2006-FRE1
            243             MABS 2006-FRE1
            244             MABS 2006-FRE1
            245             MABS 2006-FRE1
            246             MABS 2006-FRE1
            247             MABS 2006-FRE1
            248             MABS 2006-FRE1
            249             MABS 2006-FRE1
            250             MABS 2006-FRE1
            251             MABS 2006-FRE1
            252             MABS 2006-FRE1
            253             MABS 2006-FRE1
            254             MABS 2006-FRE1
            255             MABS 2006-FRE1
            256             MABS 2006-FRE1
            257             MABS 2006-FRE1
            258             MABS 2006-FRE1
            259             MABS 2006-FRE1
            260             MABS 2006-FRE1
            261             MABS 2006-FRE1
            262             MABS 2006-FRE1
            263             MABS 2006-FRE1
            264             MABS 2006-FRE1
            265             MABS 2006-FRE1
            266             MABS 2006-FRE1
            267             MABS 2006-FRE1
            268             MABS 2006-FRE1
            269             MABS 2006-FRE1
            270             MABS 2006-FRE1
            271             MABS 2006-FRE1
            272             MABS 2006-FRE1
            273             MABS 2006-FRE1
            274             MABS 2006-FRE1
            275             MABS 2006-FRE1
            276             MABS 2006-FRE1
            277             MABS 2006-FRE1
            278             MABS 2006-FRE1
            279             MABS 2006-FRE1
            280             MABS 2006-FRE1
            281             MABS 2006-FRE1
            282             MABS 2006-FRE1
            283             MABS 2006-FRE1
            284             MABS 2006-FRE1
            285             MABS 2006-FRE1
            286             MABS 2006-FRE1
            287             MABS 2006-FRE1
            288             MABS 2006-FRE1
            289             MABS 2006-FRE1
            290             MABS 2006-FRE1
            291             MABS 2006-FRE1
            292             MABS 2006-FRE1
            293             MABS 2006-FRE1
            294             MABS 2006-FRE1
            295             MABS 2006-FRE1
            296             MABS 2006-FRE1
            297             MABS 2006-FRE1
            298             MABS 2006-FRE1
            299             MABS 2006-FRE1
            300             MABS 2006-FRE1
            301             MABS 2006-FRE1
            302             MABS 2006-FRE1
            303             MABS 2006-FRE1
            304             MABS 2006-FRE1
            305             MABS 2006-FRE1
            306             MABS 2006-FRE1
            307             MABS 2006-FRE1
            308             MABS 2006-FRE1
            309             MABS 2006-FRE1
            310             MABS 2006-FRE1
            311             MABS 2006-FRE1
            312             MABS 2006-FRE1
            313             MABS 2006-FRE1
            314             MABS 2006-FRE1
            315             MABS 2006-FRE1
            316             MABS 2006-FRE1
            317             MABS 2006-FRE1
            318             MABS 2006-FRE1
            319             MABS 2006-FRE1
            320             MABS 2006-FRE1
            321             MABS 2006-FRE1
            322             MABS 2006-FRE1
            323             MABS 2006-FRE1
            324             MABS 2006-FRE1
            325             MABS 2006-FRE1
            326             MABS 2006-FRE1
            327             MABS 2006-FRE1
            328             MABS 2006-FRE1
            329             MABS 2006-FRE1
            330             MABS 2006-FRE1
            331             MABS 2006-FRE1
            332             MABS 2006-FRE1
            333             MABS 2006-FRE1
            334             MABS 2006-FRE1
            335             MABS 2006-FRE1
            336             MABS 2006-FRE1
            337             MABS 2006-FRE1
            338             MABS 2006-FRE1
            339             MABS 2006-FRE1
            340             MABS 2006-FRE1
            341             MABS 2006-FRE1
            342             MABS 2006-FRE1
            343             MABS 2006-FRE1
            344             MABS 2006-FRE1
            345             MABS 2006-FRE1
            346             MABS 2006-FRE1
            347             MABS 2006-FRE1
            348             MABS 2006-FRE1
            349             MABS 2006-FRE1
            350             MABS 2006-FRE1
            351             MABS 2006-FRE1
            352             MABS 2006-FRE1
            353             MABS 2006-FRE1
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            355             MABS 2006-FRE1
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            361             MABS 2006-FRE1
            362             MABS 2006-FRE1
            363             MABS 2006-FRE1
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            384             MABS 2006-FRE1
            385             MABS 2006-FRE1
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            389             MABS 2006-FRE1
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            403             MABS 2006-FRE1
            404             MABS 2006-FRE1
            405             MABS 2006-FRE1
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            407             MABS 2006-FRE1
            408             MABS 2006-FRE1
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            410             MABS 2006-FRE1
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            423             MABS 2006-FRE1
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            429             MABS 2006-FRE1
            430             MABS 2006-FRE1
            431             MABS 2006-FRE1
            432             MABS 2006-FRE1
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            440             MABS 2006-FRE1
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            442             MABS 2006-FRE1
            443             MABS 2006-FRE1
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            445             MABS 2006-FRE1
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            449             MABS 2006-FRE1
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            470             MABS 2006-FRE1
            471             MABS 2006-FRE1
            472             MABS 2006-FRE1
            473             MABS 2006-FRE1
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            480             MABS 2006-FRE1
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            489             MABS 2006-FRE1
            490             MABS 2006-FRE1
            491             MABS 2006-FRE1
            492             MABS 2006-FRE1
            493             MABS 2006-FRE1
            494             MABS 2006-FRE1
            495             MABS 2006-FRE1
            496             MABS 2006-FRE1
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            498             MABS 2006-FRE1
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            500             MABS 2006-FRE1
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            502             MABS 2006-FRE1
            503             MABS 2006-FRE1
            504             MABS 2006-FRE1
            505             MABS 2006-FRE1
            506             MABS 2006-FRE1
            507             MABS 2006-FRE1
            508             MABS 2006-FRE1
            509             MABS 2006-FRE1
            510             MABS 2006-FRE1
            511             MABS 2006-FRE1
            512             MABS 2006-FRE1
            513             MABS 2006-FRE1
            514             MABS 2006-FRE1
            515             MABS 2006-FRE1
            516             MABS 2006-FRE1
            517             MABS 2006-FRE1
            518             MABS 2006-FRE1
            519             MABS 2006-FRE1
            520             MABS 2006-FRE1
            521             MABS 2006-FRE1
            522             MABS 2006-FRE1
            523             MABS 2006-FRE1
            524             MABS 2006-FRE1
            525             MABS 2006-FRE1
            526             MABS 2006-FRE1
            527             MABS 2006-FRE1
            528             MABS 2006-FRE1
            529             MABS 2006-FRE1
            530             MABS 2006-FRE1
            531             MABS 2006-FRE1
            532             MABS 2006-FRE1
            533             MABS 2006-FRE1
            534             MABS 2006-FRE1
            535             MABS 2006-FRE1
            536             MABS 2006-FRE1
            537             MABS 2006-FRE1
            538             MABS 2006-FRE1
            539             MABS 2006-FRE1
            540             MABS 2006-FRE1
            541             MABS 2006-FRE1
            542             MABS 2006-FRE1
            543             MABS 2006-FRE1
            544             MABS 2006-FRE1
            545             MABS 2006-FRE1
            546             MABS 2006-FRE1
            547             MABS 2006-FRE1
            548             MABS 2006-FRE1
            549             MABS 2006-FRE1
            550             MABS 2006-FRE1
            551             MABS 2006-FRE1
            552             MABS 2006-FRE1
            553             MABS 2006-FRE1
            554             MABS 2006-FRE1
            555             MABS 2006-FRE1
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            557             MABS 2006-FRE1
            558             MABS 2006-FRE1
            559             MABS 2006-FRE1
            560             MABS 2006-FRE1
            561             MABS 2006-FRE1
            562             MABS 2006-FRE1
            563             MABS 2006-FRE1
            564             MABS 2006-FRE1
            565             MABS 2006-FRE1
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            567             MABS 2006-FRE1
            568             MABS 2006-FRE1
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            570             MABS 2006-FRE1
            571             MABS 2006-FRE1
            572             MABS 2006-FRE1
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            574             MABS 2006-FRE1
            575             MABS 2006-FRE1
            576             MABS 2006-FRE1
            577             MABS 2006-FRE1
            578             MABS 2006-FRE1
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            580             MABS 2006-FRE1
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            583             MABS 2006-FRE1
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            585             MABS 2006-FRE1
            586             MABS 2006-FRE1
            587             MABS 2006-FRE1
            588             MABS 2006-FRE1
            589             MABS 2006-FRE1
            590             MABS 2006-FRE1
            591             MABS 2006-FRE1
            592             MABS 2006-FRE1
            593             MABS 2006-FRE1
            594             MABS 2006-FRE1
            595             MABS 2006-FRE1
            596             MABS 2006-FRE1
            597             MABS 2006-FRE1
            598             MABS 2006-FRE1
            599             MABS 2006-FRE1
            600             MABS 2006-FRE1
            601             MABS 2006-FRE1
            602             MABS 2006-FRE1
            603             MABS 2006-FRE1
            604             MABS 2006-FRE1
            605             MABS 2006-FRE1
            606             MABS 2006-FRE1
            607             MABS 2006-FRE1
            608             MABS 2006-FRE1
            609             MABS 2006-FRE1
            610             MABS 2006-FRE1
            611             MABS 2006-FRE1
            612             MABS 2006-FRE1
            613             MABS 2006-FRE1
            614             MABS 2006-FRE1
            615             MABS 2006-FRE1
            616             MABS 2006-FRE1
            617             MABS 2006-FRE1
            618             MABS 2006-FRE1
            619             MABS 2006-FRE1
            620             MABS 2006-FRE1
            621             MABS 2006-FRE1
            622             MABS 2006-FRE1
            623             MABS 2006-FRE1
            624             MABS 2006-FRE1
            625             MABS 2006-FRE1
            626             MABS 2006-FRE1
            627             MABS 2006-FRE1
            628             MABS 2006-FRE1
            629             MABS 2006-FRE1
            630             MABS 2006-FRE1
            631             MABS 2006-FRE1
            632             MABS 2006-FRE1
            633             MABS 2006-FRE1
            634             MABS 2006-FRE1
            635             MABS 2006-FRE1
            636             MABS 2006-FRE1
            637             MABS 2006-FRE1
            638             MABS 2006-FRE1
            639             MABS 2006-FRE1
            640             MABS 2006-FRE1
            641             MABS 2006-FRE1
            642             MABS 2006-FRE1
            643             MABS 2006-FRE1
            644             MABS 2006-FRE1
            645             MABS 2006-FRE1
            646             MABS 2006-FRE1
            647             MABS 2006-FRE1
            648             MABS 2006-FRE1
            649             MABS 2006-FRE1
            650             MABS 2006-FRE1
            651             MABS 2006-FRE1
            652             MABS 2006-FRE1
            653             MABS 2006-FRE1
            654             MABS 2006-FRE1
            655             MABS 2006-FRE1
            656             MABS 2006-FRE1
            657             MABS 2006-FRE1
            658             MABS 2006-FRE1
            659             MABS 2006-FRE1
            660             MABS 2006-FRE1
            661             MABS 2006-FRE1
            662             MABS 2006-FRE1
            663             MABS 2006-FRE1
            664             MABS 2006-FRE1
            665             MABS 2006-FRE1
            666             MABS 2006-FRE1
            667             MABS 2006-FRE1
            668             MABS 2006-FRE1
            669             MABS 2006-FRE1
            670             MABS 2006-FRE1
            671             MABS 2006-FRE1
            672             MABS 2006-FRE1
            673             MABS 2006-FRE1
            674             MABS 2006-FRE1
            675             MABS 2006-FRE1
            676             MABS 2006-FRE1
            677             MABS 2006-FRE1
            678             MABS 2006-FRE1
            679             MABS 2006-FRE1
            680             MABS 2006-FRE1
            681             MABS 2006-FRE1
            682             MABS 2006-FRE1
            683             MABS 2006-FRE1
            684             MABS 2006-FRE1
            685             MABS 2006-FRE1
            686             MABS 2006-FRE1
            687             MABS 2006-FRE1
            688             MABS 2006-FRE1
            689             MABS 2006-FRE1
            690             MABS 2006-FRE1
            691             MABS 2006-FRE1
            692             MABS 2006-FRE1
            693             MABS 2006-FRE1
            694             MABS 2006-FRE1
            695             MABS 2006-FRE1
            696             MABS 2006-FRE1
            697             MABS 2006-FRE1
            698             MABS 2006-FRE1
            699             MABS 2006-FRE1
            700             MABS 2006-FRE1
            701             MABS 2006-FRE1
            702             MABS 2006-FRE1
            703             MABS 2006-FRE1
            704             MABS 2006-FRE1
            705             MABS 2006-FRE1
            706             MABS 2006-FRE1
            707             MABS 2006-FRE1
            708             MABS 2006-FRE1
            709             MABS 2006-FRE1
            710             MABS 2006-FRE1
            711             MABS 2006-FRE1
            712             MABS 2006-FRE1
            713             MABS 2006-FRE1
            714             MABS 2006-FRE1
            715             MABS 2006-FRE1
            716             MABS 2006-FRE1
            717             MABS 2006-FRE1
            718             MABS 2006-FRE1
            719             MABS 2006-FRE1
            720             MABS 2006-FRE1
            721             MABS 2006-FRE1
            722             MABS 2006-FRE1
            723             MABS 2006-FRE1
            724             MABS 2006-FRE1
            725             MABS 2006-FRE1
            726             MABS 2006-FRE1
            727             MABS 2006-FRE1
            728             MABS 2006-FRE1
            729             MABS 2006-FRE1
            730             MABS 2006-FRE1
            731             MABS 2006-FRE1
            732             MABS 2006-FRE1
            733             MABS 2006-FRE1
            734             MABS 2006-FRE1
            735             MABS 2006-FRE1
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            737             MABS 2006-FRE1
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            740             MABS 2006-FRE1
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            744             MABS 2006-FRE1
            745             MABS 2006-FRE1
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            750             MABS 2006-FRE1
            751             MABS 2006-FRE1
            752             MABS 2006-FRE1
            753             MABS 2006-FRE1
            754             MABS 2006-FRE1
            755             MABS 2006-FRE1
            756             MABS 2006-FRE1
            757             MABS 2006-FRE1
            758             MABS 2006-FRE1
            759             MABS 2006-FRE1
            760             MABS 2006-FRE1
            761             MABS 2006-FRE1
            762             MABS 2006-FRE1
            763             MABS 2006-FRE1
            764             MABS 2006-FRE1
            765             MABS 2006-FRE1
            766             MABS 2006-FRE1
            767             MABS 2006-FRE1
            768             MABS 2006-FRE1
            769             MABS 2006-FRE1
            770             MABS 2006-FRE1
            771             MABS 2006-FRE1
            772             MABS 2006-FRE1
            773             MABS 2006-FRE1
            774             MABS 2006-FRE1
            775             MABS 2006-FRE1
            776             MABS 2006-FRE1
            777             MABS 2006-FRE1
            778             MABS 2006-FRE1
            779             MABS 2006-FRE1
            780             MABS 2006-FRE1
            781             MABS 2006-FRE1
            782             MABS 2006-FRE1
            783             MABS 2006-FRE1
            784             MABS 2006-FRE1
            785             MABS 2006-FRE1
            786             MABS 2006-FRE1
            787             MABS 2006-FRE1
            788             MABS 2006-FRE1
            789             MABS 2006-FRE1
            790             MABS 2006-FRE1
            791             MABS 2006-FRE1
            792             MABS 2006-FRE1
            793             MABS 2006-FRE1
            794             MABS 2006-FRE1
            795             MABS 2006-FRE1
            796             MABS 2006-FRE1
            797             MABS 2006-FRE1
            798             MABS 2006-FRE1
            799             MABS 2006-FRE1
            800             MABS 2006-FRE1
            801             MABS 2006-FRE1
            802             MABS 2006-FRE1
            803             MABS 2006-FRE1
            804             MABS 2006-FRE1
            805             MABS 2006-FRE1
            806             MABS 2006-FRE1
            807             MABS 2006-FRE1
            808             MABS 2006-FRE1
            809             MABS 2006-FRE1
            810             MABS 2006-FRE1
            811             MABS 2006-FRE1
            812             MABS 2006-FRE1
            813             MABS 2006-FRE1
            814             MABS 2006-FRE1
            815             MABS 2006-FRE1
            816             MABS 2006-FRE1
            817             MABS 2006-FRE1
            818             MABS 2006-FRE1
            819             MABS 2006-FRE1
            820             MABS 2006-FRE1
            821             MABS 2006-FRE1
            822             MABS 2006-FRE1
            823             MABS 2006-FRE1
            824             MABS 2006-FRE1
            825             MABS 2006-FRE1
            826             MABS 2006-FRE1
            827             MABS 2006-FRE1
            828             MABS 2006-FRE1
            829             MABS 2006-FRE1
            830             MABS 2006-FRE1
            831             MABS 2006-FRE1
            832             MABS 2006-FRE1
            833             MABS 2006-FRE1
            834             MABS 2006-FRE1
            835             MABS 2006-FRE1
            836             MABS 2006-FRE1
            837             MABS 2006-FRE1
            838             MABS 2006-FRE1
            839             MABS 2006-FRE1
            840             MABS 2006-FRE1
            841             MABS 2006-FRE1
            842             MABS 2006-FRE1
            843             MABS 2006-FRE1
            844             MABS 2006-FRE1
            845             MABS 2006-FRE1
            846             MABS 2006-FRE1
            847             MABS 2006-FRE1
            848             MABS 2006-FRE1
            849             MABS 2006-FRE1
            850             MABS 2006-FRE1
            851             MABS 2006-FRE1
            852             MABS 2006-FRE1
            853             MABS 2006-FRE1
            854             MABS 2006-FRE1
            855             MABS 2006-FRE1
            856             MABS 2006-FRE1
            857             MABS 2006-FRE1
            858             MABS 2006-FRE1
            859             MABS 2006-FRE1
            860             MABS 2006-FRE1
            861             MABS 2006-FRE1
            862             MABS 2006-FRE1
            863             MABS 2006-FRE1
            864             MABS 2006-FRE1
            865             MABS 2006-FRE1
            866             MABS 2006-FRE1
            867             MABS 2006-FRE1
            868             MABS 2006-FRE1
            869             MABS 2006-FRE1
            870             MABS 2006-FRE1
            871             MABS 2006-FRE1
            872             MABS 2006-FRE1
            873             MABS 2006-FRE1
            874             MABS 2006-FRE1
            875             MABS 2006-FRE1
            876             MABS 2006-FRE1
            877             MABS 2006-FRE1
            878             MABS 2006-FRE1
            879             MABS 2006-FRE1
            880             MABS 2006-FRE1
            881             MABS 2006-FRE1
            882             MABS 2006-FRE1
            883             MABS 2006-FRE1
            884             MABS 2006-FRE1
            885             MABS 2006-FRE1
            886             MABS 2006-FRE1
            887             MABS 2006-FRE1
            888             MABS 2006-FRE1
            889             MABS 2006-FRE1
            890             MABS 2006-FRE1
            891             MABS 2006-FRE1
            892             MABS 2006-FRE1
            893             MABS 2006-FRE1
            894             MABS 2006-FRE1
            895             MABS 2006-FRE1
            896             MABS 2006-FRE1
            897             MABS 2006-FRE1
            898             MABS 2006-FRE1
            899             MABS 2006-FRE1
            900             MABS 2006-FRE1
            901             MABS 2006-FRE1
            902             MABS 2006-FRE1
            903             MABS 2006-FRE1
            904             MABS 2006-FRE1
            905             MABS 2006-FRE1
            906             MABS 2006-FRE1
            907             MABS 2006-FRE1
            908             MABS 2006-FRE1
            909             MABS 2006-FRE1
            910             MABS 2006-FRE1
            911             MABS 2006-FRE1
            912             MABS 2006-FRE1
            913             MABS 2006-FRE1
            914             MABS 2006-FRE1
            915             MABS 2006-FRE1
            916             MABS 2006-FRE1
            917             MABS 2006-FRE1
            918             MABS 2006-FRE1
            919             MABS 2006-FRE1
            920             MABS 2006-FRE1
            921             MABS 2006-FRE1
            922             MABS 2006-FRE1
            923             MABS 2006-FRE1
            924             MABS 2006-FRE1
            925             MABS 2006-FRE1
            926             MABS 2006-FRE1
            927             MABS 2006-FRE1
            928             MABS 2006-FRE1
            929             MABS 2006-FRE1
            930             MABS 2006-FRE1
            931             MABS 2006-FRE1
            932             MABS 2006-FRE1
            933             MABS 2006-FRE1
            934             MABS 2006-FRE1
            935             MABS 2006-FRE1
            936             MABS 2006-FRE1
            937             MABS 2006-FRE1
            938             MABS 2006-FRE1
            939             MABS 2006-FRE1
            940             MABS 2006-FRE1
            941             MABS 2006-FRE1
            942             MABS 2006-FRE1
            943             MABS 2006-FRE1
            944             MABS 2006-FRE1
            945             MABS 2006-FRE1
            946             MABS 2006-FRE1
            947             MABS 2006-FRE1
            948             MABS 2006-FRE1
            949             MABS 2006-FRE1
            950             MABS 2006-FRE1
            951             MABS 2006-FRE1
            952             MABS 2006-FRE1
            953             MABS 2006-FRE1
            954             MABS 2006-FRE1
            955             MABS 2006-FRE1
            956             MABS 2006-FRE1
            957             MABS 2006-FRE1
            958             MABS 2006-FRE1
            959             MABS 2006-FRE1
            960             MABS 2006-FRE1
            961             MABS 2006-FRE1
            962             MABS 2006-FRE1
            963             MABS 2006-FRE1
            964             MABS 2006-FRE1
            965             MABS 2006-FRE1
            966             MABS 2006-FRE1
            967             MABS 2006-FRE1
            968             MABS 2006-FRE1
            969             MABS 2006-FRE1
            970             MABS 2006-FRE1
            971             MABS 2006-FRE1
            972             MABS 2006-FRE1
            973             MABS 2006-FRE1
            974             MABS 2006-FRE1
            975             MABS 2006-FRE1
            976             MABS 2006-FRE1
            977             MABS 2006-FRE1
            978             MABS 2006-FRE1
            979             MABS 2006-FRE1
            980             MABS 2006-FRE1
            981             MABS 2006-FRE1
            982             MABS 2006-FRE1
            983             MABS 2006-FRE1
            984             MABS 2006-FRE1
            985             MABS 2006-FRE1
            986             MABS 2006-FRE1
            987             MABS 2006-FRE1
            988             MABS 2006-FRE1
            989             MABS 2006-FRE1
            990             MABS 2006-FRE1
            991             MABS 2006-FRE1
            992             MABS 2006-FRE1
            993             MABS 2006-FRE1
            994             MABS 2006-FRE1
            995             MABS 2006-FRE1
            996             MABS 2006-FRE1
            997             MABS 2006-FRE1
            998             MABS 2006-FRE1
            999             MABS 2006-FRE1
           1000             MABS 2006-FRE1
           1001             MABS 2006-FRE1
           1002             MABS 2006-FRE1
           1003             MABS 2006-FRE1
           1004             MABS 2006-FRE1
           1005             MABS 2006-FRE1
           1006             MABS 2006-FRE1
           1007             MABS 2006-FRE1
           1008             MABS 2006-FRE1
           1009             MABS 2006-FRE1
           1010             MABS 2006-FRE1
           1011             MABS 2006-FRE1
           1012             MABS 2006-FRE1
           1013             MABS 2006-FRE1
           1014             MABS 2006-FRE1
           1015             MABS 2006-FRE1
           1016             MABS 2006-FRE1
           1017             MABS 2006-FRE1
           1018             MABS 2006-FRE1
           1019             MABS 2006-FRE1
           1020             MABS 2006-FRE1
           1021             MABS 2006-FRE1
           1022             MABS 2006-FRE1
           1023             MABS 2006-FRE1
           1024             MABS 2006-FRE1
           1025             MABS 2006-FRE1
           1026             MABS 2006-FRE1
           1027             MABS 2006-FRE1
           1028             MABS 2006-FRE1
           1029             MABS 2006-FRE1
           1030             MABS 2006-FRE1
           1031             MABS 2006-FRE1
           1032             MABS 2006-FRE1
           1033             MABS 2006-FRE1
           1034             MABS 2006-FRE1
           1035             MABS 2006-FRE1
           1036             MABS 2006-FRE1
           1037             MABS 2006-FRE1
           1038             MABS 2006-FRE1
           1039             MABS 2006-FRE1
           1040             MABS 2006-FRE1
           1041             MABS 2006-FRE1
           1042             MABS 2006-FRE1
           1043             MABS 2006-FRE1
           1044             MABS 2006-FRE1
           1045             MABS 2006-FRE1
           1046             MABS 2006-FRE1
           1047             MABS 2006-FRE1
           1048             MABS 2006-FRE1
           1049             MABS 2006-FRE1
           1050             MABS 2006-FRE1
           1051             MABS 2006-FRE1
           1052             MABS 2006-FRE1
           1053             MABS 2006-FRE1
           1054             MABS 2006-FRE1
           1055             MABS 2006-FRE1
           1056             MABS 2006-FRE1
           1057             MABS 2006-FRE1
           1058             MABS 2006-FRE1
           1059             MABS 2006-FRE1
           1060             MABS 2006-FRE1
           1061             MABS 2006-FRE1
           1062             MABS 2006-FRE1
           1063             MABS 2006-FRE1
           1064             MABS 2006-FRE1
           1065             MABS 2006-FRE1
           1066             MABS 2006-FRE1
           1067             MABS 2006-FRE1
           1068             MABS 2006-FRE1
           1069             MABS 2006-FRE1
           1070             MABS 2006-FRE1
           1071             MABS 2006-FRE1
           1072             MABS 2006-FRE1
           1073             MABS 2006-FRE1
           1074             MABS 2006-FRE1
           1075             MABS 2006-FRE1
           1076             MABS 2006-FRE1
           1077             MABS 2006-FRE1
           1078             MABS 2006-FRE1
           1079             MABS 2006-FRE1
           1080             MABS 2006-FRE1
           1081             MABS 2006-FRE1
           1082             MABS 2006-FRE1
           1083             MABS 2006-FRE1
           1084             MABS 2006-FRE1
           1085             MABS 2006-FRE1
           1086             MABS 2006-FRE1
           1087             MABS 2006-FRE1
           1088             MABS 2006-FRE1
           1089             MABS 2006-FRE1
           1090             MABS 2006-FRE1
           1091             MABS 2006-FRE1
           1092             MABS 2006-FRE1
           1093             MABS 2006-FRE1
           1094             MABS 2006-FRE1
           1095             MABS 2006-FRE1
           1096             MABS 2006-FRE1
           1097             MABS 2006-FRE1
           1098             MABS 2006-FRE1
           1099             MABS 2006-FRE1
           1100             MABS 2006-FRE1
           1101             MABS 2006-FRE1
           1102             MABS 2006-FRE1
           1103             MABS 2006-FRE1
           1104             MABS 2006-FRE1
           1105             MABS 2006-FRE1
           1106             MABS 2006-FRE1
           1107             MABS 2006-FRE1
           1108             MABS 2006-FRE1
           1109             MABS 2006-FRE1
           1110             MABS 2006-FRE1
           1111             MABS 2006-FRE1
           1112             MABS 2006-FRE1
           1113             MABS 2006-FRE1
           1114             MABS 2006-FRE1
           1115             MABS 2006-FRE1
           1116             MABS 2006-FRE1
           1117             MABS 2006-FRE1
           1118             MABS 2006-FRE1
           1119             MABS 2006-FRE1
           1120             MABS 2006-FRE1
           1121             MABS 2006-FRE1
           1122             MABS 2006-FRE1
           1123             MABS 2006-FRE1
           1124             MABS 2006-FRE1
           1125             MABS 2006-FRE1
           1126             MABS 2006-FRE1
           1127             MABS 2006-FRE1
           1128             MABS 2006-FRE1
           1129             MABS 2006-FRE1
           1130             MABS 2006-FRE1
           1131             MABS 2006-FRE1
           1132             MABS 2006-FRE1
           1133             MABS 2006-FRE1
           1134             MABS 2006-FRE1
           1135             MABS 2006-FRE1
           1136             MABS 2006-FRE1
           1137             MABS 2006-FRE1
           1138             MABS 2006-FRE1
           1139             MABS 2006-FRE1
           1140             MABS 2006-FRE1
           1141             MABS 2006-FRE1
           1142             MABS 2006-FRE1
           1143             MABS 2006-FRE1
           1144             MABS 2006-FRE1
           1145             MABS 2006-FRE1
           1146             MABS 2006-FRE1
           1147             MABS 2006-FRE1
           1148             MABS 2006-FRE1
           1149             MABS 2006-FRE1
           1150             MABS 2006-FRE1
           1151             MABS 2006-FRE1
           1152             MABS 2006-FRE1
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           1155             MABS 2006-FRE1
           1156             MABS 2006-FRE1
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           1160             MABS 2006-FRE1
           1161             MABS 2006-FRE1
           1162             MABS 2006-FRE1
           1163             MABS 2006-FRE1
           1164             MABS 2006-FRE1
           1165             MABS 2006-FRE1
           1166             MABS 2006-FRE1
           1167             MABS 2006-FRE1
           1168             MABS 2006-FRE1
           1169             MABS 2006-FRE1
           1170             MABS 2006-FRE1
           1171             MABS 2006-FRE1
           1172             MABS 2006-FRE1
           1173             MABS 2006-FRE1
           1174             MABS 2006-FRE1
           1175             MABS 2006-FRE1
           1176             MABS 2006-FRE1
           1177             MABS 2006-FRE1
           1178             MABS 2006-FRE1
           1179             MABS 2006-FRE1
           1180             MABS 2006-FRE1
           1181             MABS 2006-FRE1
           1182             MABS 2006-FRE1
           1183             MABS 2006-FRE1
           1184             MABS 2006-FRE1
           1185             MABS 2006-FRE1
           1186             MABS 2006-FRE1
           1187             MABS 2006-FRE1
           1188             MABS 2006-FRE1
           1189             MABS 2006-FRE1
           1190             MABS 2006-FRE1
           1191             MABS 2006-FRE1
           1192             MABS 2006-FRE1
           1193             MABS 2006-FRE1
           1194             MABS 2006-FRE1
           1195             MABS 2006-FRE1
           1196             MABS 2006-FRE1
           1197             MABS 2006-FRE1
           1198             MABS 2006-FRE1
           1199             MABS 2006-FRE1
           1200             MABS 2006-FRE1
           1201             MABS 2006-FRE1
           1202             MABS 2006-FRE1
           1203             MABS 2006-FRE1
           1204             MABS 2006-FRE1
           1205             MABS 2006-FRE1
           1206             MABS 2006-FRE1
           1207             MABS 2006-FRE1
           1208             MABS 2006-FRE1
           1209             MABS 2006-FRE1
           1210             MABS 2006-FRE1
           1211             MABS 2006-FRE1
           1212             MABS 2006-FRE1
           1213             MABS 2006-FRE1
           1214             MABS 2006-FRE1
           1215             MABS 2006-FRE1
           1216             MABS 2006-FRE1
           1217             MABS 2006-FRE1
           1218             MABS 2006-FRE1
           1219             MABS 2006-FRE1
           1220             MABS 2006-FRE1
           1221             MABS 2006-FRE1
           1222             MABS 2006-FRE1
           1223             MABS 2006-FRE1
           1224             MABS 2006-FRE1
           1225             MABS 2006-FRE1
           1226             MABS 2006-FRE1
           1227             MABS 2006-FRE1
           1228             MABS 2006-FRE1
           1229             MABS 2006-FRE1
           1230             MABS 2006-FRE1
           1231             MABS 2006-FRE1
           1232             MABS 2006-FRE1
           1233             MABS 2006-FRE1
           1234             MABS 2006-FRE1
           1235             MABS 2006-FRE1
           1236             MABS 2006-FRE1
           1237             MABS 2006-FRE1
           1238             MABS 2006-FRE1
           1239             MABS 2006-FRE1
           1240             MABS 2006-FRE1
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           1244             MABS 2006-FRE1
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           1247             MABS 2006-FRE1
           1248             MABS 2006-FRE1
           1249             MABS 2006-FRE1
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           1251             MABS 2006-FRE1
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           1253             MABS 2006-FRE1
           1254             MABS 2006-FRE1
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           1263             MABS 2006-FRE1
           1264             MABS 2006-FRE1
           1265             MABS 2006-FRE1
           1266             MABS 2006-FRE1
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           1268             MABS 2006-FRE1
           1269             MABS 2006-FRE1
           1270             MABS 2006-FRE1
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           1296             MABS 2006-FRE1
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           1298             MABS 2006-FRE1
           1299             MABS 2006-FRE1
           1300             MABS 2006-FRE1
           1301             MABS 2006-FRE1
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           1303             MABS 2006-FRE1
           1304             MABS 2006-FRE1
           1305             MABS 2006-FRE1
           1306             MABS 2006-FRE1
           1307             MABS 2006-FRE1
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           1310             MABS 2006-FRE1
           1311             MABS 2006-FRE1
           1312             MABS 2006-FRE1
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           1314             MABS 2006-FRE1
           1315             MABS 2006-FRE1
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           1318             MABS 2006-FRE1
           1319             MABS 2006-FRE1
           1320             MABS 2006-FRE1
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           1323             MABS 2006-FRE1
           1324             MABS 2006-FRE1
           1325             MABS 2006-FRE1
           1326             MABS 2006-FRE1
           1327             MABS 2006-FRE1
           1328             MABS 2006-FRE1
           1329             MABS 2006-FRE1
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           1331             MABS 2006-FRE1
           1332             MABS 2006-FRE1
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           1334             MABS 2006-FRE1
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           1336             MABS 2006-FRE1
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           1348             MABS 2006-FRE1
           1349             MABS 2006-FRE1
           1350             MABS 2006-FRE1
           1351             MABS 2006-FRE1
           1352             MABS 2006-FRE1
           1353             MABS 2006-FRE1
           1354             MABS 2006-FRE1
           1355             MABS 2006-FRE1
           1356             MABS 2006-FRE1
           1357             MABS 2006-FRE1
           1358             MABS 2006-FRE1
           1359             MABS 2006-FRE1
           1360             MABS 2006-FRE1
           1361             MABS 2006-FRE1
           1362             MABS 2006-FRE1
           1363             MABS 2006-FRE1
           1364             MABS 2006-FRE1
           1365             MABS 2006-FRE1
           1366             MABS 2006-FRE1
           1367             MABS 2006-FRE1
           1368             MABS 2006-FRE1
           1369             MABS 2006-FRE1
           1370             MABS 2006-FRE1
           1371             MABS 2006-FRE1
           1372             MABS 2006-FRE1
           1373             MABS 2006-FRE1
           1374             MABS 2006-FRE1
           1375             MABS 2006-FRE1
           1376             MABS 2006-FRE1
           1377             MABS 2006-FRE1
           1378             MABS 2006-FRE1
           1379             MABS 2006-FRE1
           1380             MABS 2006-FRE1
           1381             MABS 2006-FRE1
           1382             MABS 2006-FRE1
           1383             MABS 2006-FRE1
           1384             MABS 2006-FRE1
           1385             MABS 2006-FRE1
           1386             MABS 2006-FRE1
           1387             MABS 2006-FRE1
           1388             MABS 2006-FRE1
           1389             MABS 2006-FRE1
           1390             MABS 2006-FRE1
           1391             MABS 2006-FRE1
           1392             MABS 2006-FRE1
           1393             MABS 2006-FRE1
           1394             MABS 2006-FRE1
           1395             MABS 2006-FRE1
           1396             MABS 2006-FRE1
           1397             MABS 2006-FRE1
           1398             MABS 2006-FRE1
           1399             MABS 2006-FRE1
           1400             MABS 2006-FRE1
           1401             MABS 2006-FRE1
           1402             MABS 2006-FRE1
           1403             MABS 2006-FRE1
           1404             MABS 2006-FRE1
           1405             MABS 2006-FRE1
           1406             MABS 2006-FRE1
           1407             MABS 2006-FRE1
           1408             MABS 2006-FRE1
           1409             MABS 2006-FRE1
           1410             MABS 2006-FRE1
           1411             MABS 2006-FRE1
           1412             MABS 2006-FRE1
           1413             MABS 2006-FRE1
           1414             MABS 2006-FRE1
           1415             MABS 2006-FRE1
           1416             MABS 2006-FRE1
           1417             MABS 2006-FRE1
           1418             MABS 2006-FRE1
           1419             MABS 2006-FRE1
           1420             MABS 2006-FRE1
           1421             MABS 2006-FRE1
           1422             MABS 2006-FRE1
           1423             MABS 2006-FRE1
           1424             MABS 2006-FRE1
           1425             MABS 2006-FRE1
           1426             MABS 2006-FRE1
           1427             MABS 2006-FRE1
           1428             MABS 2006-FRE1
           1429             MABS 2006-FRE1
           1430             MABS 2006-FRE1
           1431             MABS 2006-FRE1
           1432             MABS 2006-FRE1
           1433             MABS 2006-FRE1
           1434             MABS 2006-FRE1
           1435             MABS 2006-FRE1
           1436             MABS 2006-FRE1
           1437             MABS 2006-FRE1
           1438             MABS 2006-FRE1
           1439             MABS 2006-FRE1
           1440             MABS 2006-FRE1
           1441             MABS 2006-FRE1
           1442             MABS 2006-FRE1
           1443             MABS 2006-FRE1
           1444             MABS 2006-FRE1
           1445             MABS 2006-FRE1
           1446             MABS 2006-FRE1
           1447             MABS 2006-FRE1
           1448             MABS 2006-FRE1
           1449             MABS 2006-FRE1
           1450             MABS 2006-FRE1
           1451             MABS 2006-FRE1
           1452             MABS 2006-FRE1
           1453             MABS 2006-FRE1
           1454             MABS 2006-FRE1
           1455             MABS 2006-FRE1
           1456             MABS 2006-FRE1
           1457             MABS 2006-FRE1
           1458             MABS 2006-FRE1
           1459             MABS 2006-FRE1
           1460             MABS 2006-FRE1
           1461             MABS 2006-FRE1
           1462             MABS 2006-FRE1
           1463             MABS 2006-FRE1
           1464             MABS 2006-FRE1
           1465             MABS 2006-FRE1
           1466             MABS 2006-FRE1
           1467             MABS 2006-FRE1
           1468             MABS 2006-FRE1
           1469             MABS 2006-FRE1
           1470             MABS 2006-FRE1
           1471             MABS 2006-FRE1
           1472             MABS 2006-FRE1
           1473             MABS 2006-FRE1
           1474             MABS 2006-FRE1
           1475             MABS 2006-FRE1
           1476             MABS 2006-FRE1
           1477             MABS 2006-FRE1
           1478             MABS 2006-FRE1
           1479             MABS 2006-FRE1
           1480             MABS 2006-FRE1
           1481             MABS 2006-FRE1
           1482             MABS 2006-FRE1
           1483             MABS 2006-FRE1
           1484             MABS 2006-FRE1
           1485             MABS 2006-FRE1
           1486             MABS 2006-FRE1
           1487             MABS 2006-FRE1
           1488             MABS 2006-FRE1
           1489             MABS 2006-FRE1
           1490             MABS 2006-FRE1
           1491             MABS 2006-FRE1
           1492             MABS 2006-FRE1
           1493             MABS 2006-FRE1
           1494             MABS 2006-FRE1
           1495             MABS 2006-FRE1
           1496             MABS 2006-FRE1
           1497             MABS 2006-FRE1
           1498             MABS 2006-FRE1
           1499             MABS 2006-FRE1
           1500             MABS 2006-FRE1
           1501             MABS 2006-FRE1
           1502             MABS 2006-FRE1
           1503             MABS 2006-FRE1
           1504             MABS 2006-FRE1
           1505             MABS 2006-FRE1
           1506             MABS 2006-FRE1
           1507             MABS 2006-FRE1
           1508             MABS 2006-FRE1
           1509             MABS 2006-FRE1
           1510             MABS 2006-FRE1
           1511             MABS 2006-FRE1
           1512             MABS 2006-FRE1
           1513             MABS 2006-FRE1
           1514             MABS 2006-FRE1
           1515             MABS 2006-FRE1
           1516             MABS 2006-FRE1
           1517             MABS 2006-FRE1
           1518             MABS 2006-FRE1
           1519             MABS 2006-FRE1
           1520             MABS 2006-FRE1
           1521             MABS 2006-FRE1
           1522             MABS 2006-FRE1
           1523             MABS 2006-FRE1
           1524             MABS 2006-FRE1
           1525             MABS 2006-FRE1
           1526             MABS 2006-FRE1
           1527             MABS 2006-FRE1
           1528             MABS 2006-FRE1
           1529             MABS 2006-FRE1
           1530             MABS 2006-FRE1
           1531             MABS 2006-FRE1
           1532             MABS 2006-FRE1
           1533             MABS 2006-FRE1
           1534             MABS 2006-FRE1
           1535             MABS 2006-FRE1
           1536             MABS 2006-FRE1
           1537             MABS 2006-FRE1
           1538             MABS 2006-FRE1
           1539             MABS 2006-FRE1
           1540             MABS 2006-FRE1
           1541             MABS 2006-FRE1
           1542             MABS 2006-FRE1
           1543             MABS 2006-FRE1
           1544             MABS 2006-FRE1
           1545             MABS 2006-FRE1
           1546             MABS 2006-FRE1
           1547             MABS 2006-FRE1
           1548             MABS 2006-FRE1
           1549             MABS 2006-FRE1
           1550             MABS 2006-FRE1
           1551             MABS 2006-FRE1
           1552             MABS 2006-FRE1
           1553             MABS 2006-FRE1
           1554             MABS 2006-FRE1
           1555             MABS 2006-FRE1
           1556             MABS 2006-FRE1
           1557             MABS 2006-FRE1
           1558             MABS 2006-FRE1
           1559             MABS 2006-FRE1
           1560             MABS 2006-FRE1
           1561             MABS 2006-FRE1
           1562             MABS 2006-FRE1
           1563             MABS 2006-FRE1
           1564             MABS 2006-FRE1
           1565             MABS 2006-FRE1
           1566             MABS 2006-FRE1
           1567             MABS 2006-FRE1
           1568             MABS 2006-FRE1
           1569             MABS 2006-FRE1
           1570             MABS 2006-FRE1
           1571             MABS 2006-FRE1
           1572             MABS 2006-FRE1
           1573             MABS 2006-FRE1
           1574             MABS 2006-FRE1
           1575             MABS 2006-FRE1
           1576             MABS 2006-FRE1
           1577             MABS 2006-FRE1
           1578             MABS 2006-FRE1
           1579             MABS 2006-FRE1
           1580             MABS 2006-FRE1
           1581             MABS 2006-FRE1
           1582             MABS 2006-FRE1
           1583             MABS 2006-FRE1
           1584             MABS 2006-FRE1
           1585             MABS 2006-FRE1
           1586             MABS 2006-FRE1
           1587             MABS 2006-FRE1
           1588             MABS 2006-FRE1
           1589             MABS 2006-FRE1
           1590             MABS 2006-FRE1
           1591             MABS 2006-FRE1
           1592             MABS 2006-FRE1
           1593             MABS 2006-FRE1
           1594             MABS 2006-FRE1
           1595             MABS 2006-FRE1
           1596             MABS 2006-FRE1
           1597             MABS 2006-FRE1
           1598             MABS 2006-FRE1
           1599             MABS 2006-FRE1
           1600             MABS 2006-FRE1
           1601             MABS 2006-FRE1
           1602             MABS 2006-FRE1
           1603             MABS 2006-FRE1
           1604             MABS 2006-FRE1
           1605             MABS 2006-FRE1
           1606             MABS 2006-FRE1
           1607             MABS 2006-FRE1
           1608             MABS 2006-FRE1
           1609             MABS 2006-FRE1
           1610             MABS 2006-FRE1
           1611             MABS 2006-FRE1
           1612             MABS 2006-FRE1
           1613             MABS 2006-FRE1
           1614             MABS 2006-FRE1
           1615             MABS 2006-FRE1
           1616             MABS 2006-FRE1
           1617             MABS 2006-FRE1
           1618             MABS 2006-FRE1
           1619             MABS 2006-FRE1
           1620             MABS 2006-FRE1
           1621             MABS 2006-FRE1
           1622             MABS 2006-FRE1
           1623             MABS 2006-FRE1
           1624             MABS 2006-FRE1
           1625             MABS 2006-FRE1
           1626             MABS 2006-FRE1
           1627             MABS 2006-FRE1
           1628             MABS 2006-FRE1
           1629             MABS 2006-FRE1
           1630             MABS 2006-FRE1
           1631             MABS 2006-FRE1
           1632             MABS 2006-FRE1
           1633             MABS 2006-FRE1
           1634             MABS 2006-FRE1
           1635             MABS 2006-FRE1
           1636             MABS 2006-FRE1
           1637             MABS 2006-FRE1
           1638             MABS 2006-FRE1
           1639             MABS 2006-FRE1
           1640             MABS 2006-FRE1
           1641             MABS 2006-FRE1
           1642             MABS 2006-FRE1
           1643             MABS 2006-FRE1
           1644             MABS 2006-FRE1
           1645             MABS 2006-FRE1
           1646             MABS 2006-FRE1
           1647             MABS 2006-FRE1
           1648             MABS 2006-FRE1
           1649             MABS 2006-FRE1
           1650             MABS 2006-FRE1
           1651             MABS 2006-FRE1
           1652             MABS 2006-FRE1
           1653             MABS 2006-FRE1
           1654             MABS 2006-FRE1
           1655             MABS 2006-FRE1
           1656             MABS 2006-FRE1
           1657             MABS 2006-FRE1
           1658             MABS 2006-FRE1
           1659             MABS 2006-FRE1
           1660             MABS 2006-FRE1
           1661             MABS 2006-FRE1
           1662             MABS 2006-FRE1
           1663             MABS 2006-FRE1
           1664             MABS 2006-FRE1
           1665             MABS 2006-FRE1
           1666             MABS 2006-FRE1
           1667             MABS 2006-FRE1
           1668             MABS 2006-FRE1
           1669             MABS 2006-FRE1
           1670             MABS 2006-FRE1
           1671             MABS 2006-FRE1
           1672             MABS 2006-FRE1
           1673             MABS 2006-FRE1
           1674             MABS 2006-FRE1
           1675             MABS 2006-FRE1
           1676             MABS 2006-FRE1
           1677             MABS 2006-FRE1
           1678             MABS 2006-FRE1
           1679             MABS 2006-FRE1
           1680             MABS 2006-FRE1
           1681             MABS 2006-FRE1
           1682             MABS 2006-FRE1
           1683             MABS 2006-FRE1
           1684             MABS 2006-FRE1
           1685             MABS 2006-FRE1
           1686             MABS 2006-FRE1
           1687             MABS 2006-FRE1
           1688             MABS 2006-FRE1
           1689             MABS 2006-FRE1
           1690             MABS 2006-FRE1
           1691             MABS 2006-FRE1
           1692             MABS 2006-FRE1
           1693             MABS 2006-FRE1
           1694             MABS 2006-FRE1
           1695             MABS 2006-FRE1
           1696             MABS 2006-FRE1
           1697             MABS 2006-FRE1
           1698             MABS 2006-FRE1
           1699             MABS 2006-FRE1
           1700             MABS 2006-FRE1
           1701             MABS 2006-FRE1
           1702             MABS 2006-FRE1
           1703             MABS 2006-FRE1
           1704             MABS 2006-FRE1
           1705             MABS 2006-FRE1
           1706             MABS 2006-FRE1
           1707             MABS 2006-FRE1
           1708             MABS 2006-FRE1
           1709             MABS 2006-FRE1
           1710             MABS 2006-FRE1
           1711             MABS 2006-FRE1
           1712             MABS 2006-FRE1
           1713             MABS 2006-FRE1
           1714             MABS 2006-FRE1
           1715             MABS 2006-FRE1
           1716             MABS 2006-FRE1
           1717             MABS 2006-FRE1
           1718             MABS 2006-FRE1
           1719             MABS 2006-FRE1
           1720             MABS 2006-FRE1
           1721             MABS 2006-FRE1
           1722             MABS 2006-FRE1
           1723             MABS 2006-FRE1
           1724             MABS 2006-FRE1
           1725             MABS 2006-FRE1
           1726             MABS 2006-FRE1
           1727             MABS 2006-FRE1
           1728             MABS 2006-FRE1
           1729             MABS 2006-FRE1
           1730             MABS 2006-FRE1
           1731             MABS 2006-FRE1
           1732             MABS 2006-FRE1
           1733             MABS 2006-FRE1
           1734             MABS 2006-FRE1
           1735             MABS 2006-FRE1
           1736             MABS 2006-FRE1
           1737             MABS 2006-FRE1
           1738             MABS 2006-FRE1
           1739             MABS 2006-FRE1
           1740             MABS 2006-FRE1
           1741             MABS 2006-FRE1
           1742             MABS 2006-FRE1
           1743             MABS 2006-FRE1
           1744             MABS 2006-FRE1
           1745             MABS 2006-FRE1
           1746             MABS 2006-FRE1
           1747             MABS 2006-FRE1
           1748             MABS 2006-FRE1
           1749             MABS 2006-FRE1
           1750             MABS 2006-FRE1
           1751             MABS 2006-FRE1
           1752             MABS 2006-FRE1
           1753             MABS 2006-FRE1
           1754             MABS 2006-FRE1
           1755             MABS 2006-FRE1
           1756             MABS 2006-FRE1
           1757             MABS 2006-FRE1
           1758             MABS 2006-FRE1
           1759             MABS 2006-FRE1
           1760             MABS 2006-FRE1
           1761             MABS 2006-FRE1
           1762             MABS 2006-FRE1
           1763             MABS 2006-FRE1
           1764             MABS 2006-FRE1
           1765             MABS 2006-FRE1
           1766             MABS 2006-FRE1
           1767             MABS 2006-FRE1
           1768             MABS 2006-FRE1
           1769             MABS 2006-FRE1
           1770             MABS 2006-FRE1
           1771             MABS 2006-FRE1
           1772             MABS 2006-FRE1
           1773             MABS 2006-FRE1
           1774             MABS 2006-FRE1
           1775             MABS 2006-FRE1
           1776             MABS 2006-FRE1
           1777             MABS 2006-FRE1
           1778             MABS 2006-FRE1
           1779             MABS 2006-FRE1
           1780             MABS 2006-FRE1
           1781             MABS 2006-FRE1
           1782             MABS 2006-FRE1
           1783             MABS 2006-FRE1
           1784             MABS 2006-FRE1
           1785             MABS 2006-FRE1
           1786             MABS 2006-FRE1
           1787             MABS 2006-FRE1
           1788             MABS 2006-FRE1
           1789             MABS 2006-FRE1
           1790             MABS 2006-FRE1
           1791             MABS 2006-FRE1
           1792             MABS 2006-FRE1
           1793             MABS 2006-FRE1
           1794             MABS 2006-FRE1
           1795             MABS 2006-FRE1
           1796             MABS 2006-FRE1
           1797             MABS 2006-FRE1
           1798             MABS 2006-FRE1
           1799             MABS 2006-FRE1
           1800             MABS 2006-FRE1
           1801             MABS 2006-FRE1
           1802             MABS 2006-FRE1
           1803             MABS 2006-FRE1
           1804             MABS 2006-FRE1
           1805             MABS 2006-FRE1
           1806             MABS 2006-FRE1
           1807             MABS 2006-FRE1
           1808             MABS 2006-FRE1
           1809             MABS 2006-FRE1
           1810             MABS 2006-FRE1
           1811             MABS 2006-FRE1
           1812             MABS 2006-FRE1
           1813             MABS 2006-FRE1
           1814             MABS 2006-FRE1
           1815             MABS 2006-FRE1
           1816             MABS 2006-FRE1
           1817             MABS 2006-FRE1
           1818             MABS 2006-FRE1
           1819             MABS 2006-FRE1
           1820             MABS 2006-FRE1
           1821             MABS 2006-FRE1
           1822             MABS 2006-FRE1
           1823             MABS 2006-FRE1
           1824             MABS 2006-FRE1
           1825             MABS 2006-FRE1
           1826             MABS 2006-FRE1
           1827             MABS 2006-FRE1
           1828             MABS 2006-FRE1
           1829             MABS 2006-FRE1
           1830             MABS 2006-FRE1
           1831             MABS 2006-FRE1
           1832             MABS 2006-FRE1
           1833             MABS 2006-FRE1
           1834             MABS 2006-FRE1
           1835             MABS 2006-FRE1
           1836             MABS 2006-FRE1
           1837             MABS 2006-FRE1
           1838             MABS 2006-FRE1
           1839             MABS 2006-FRE1
           1840             MABS 2006-FRE1
           1841             MABS 2006-FRE1
           1842             MABS 2006-FRE1
           1843             MABS 2006-FRE1
           1844             MABS 2006-FRE1
           1845             MABS 2006-FRE1
           1846             MABS 2006-FRE1
           1847             MABS 2006-FRE1
           1848             MABS 2006-FRE1
           1849             MABS 2006-FRE1
           1850             MABS 2006-FRE1
           1851             MABS 2006-FRE1
           1852             MABS 2006-FRE1
           1853             MABS 2006-FRE1
           1854             MABS 2006-FRE1
           1855             MABS 2006-FRE1
           1856             MABS 2006-FRE1
           1857             MABS 2006-FRE1
           1858             MABS 2006-FRE1
           1859             MABS 2006-FRE1
           1860             MABS 2006-FRE1
           1861             MABS 2006-FRE1
           1862             MABS 2006-FRE1
           1863             MABS 2006-FRE1
           1864             MABS 2006-FRE1
           1865             MABS 2006-FRE1
           1866             MABS 2006-FRE1
           1867             MABS 2006-FRE1
           1868             MABS 2006-FRE1
           1869             MABS 2006-FRE1
           1870             MABS 2006-FRE1
           1871             MABS 2006-FRE1
           1872             MABS 2006-FRE1
           1873             MABS 2006-FRE1
           1874             MABS 2006-FRE1
           1875             MABS 2006-FRE1
           1876             MABS 2006-FRE1
           1877             MABS 2006-FRE1
           1878             MABS 2006-FRE1
           1879             MABS 2006-FRE1
           1880             MABS 2006-FRE1
           1881             MABS 2006-FRE1
           1882             MABS 2006-FRE1
           1883             MABS 2006-FRE1
           1884             MABS 2006-FRE1
           1885             MABS 2006-FRE1
           1886             MABS 2006-FRE1
           1887             MABS 2006-FRE1
           1888             MABS 2006-FRE1
           1889             MABS 2006-FRE1
           1890             MABS 2006-FRE1
           1891             MABS 2006-FRE1
           1892             MABS 2006-FRE1
           1893             MABS 2006-FRE1
           1894             MABS 2006-FRE1
           1895             MABS 2006-FRE1
           1896             MABS 2006-FRE1
           1897             MABS 2006-FRE1
           1898             MABS 2006-FRE1
           1899             MABS 2006-FRE1
           1900             MABS 2006-FRE1
           1901             MABS 2006-FRE1
           1902             MABS 2006-FRE1
           1903             MABS 2006-FRE1
           1904             MABS 2006-FRE1
           1905             MABS 2006-FRE1
           1906             MABS 2006-FRE1
           1907             MABS 2006-FRE1
           1908             MABS 2006-FRE1
           1909             MABS 2006-FRE1
           1910             MABS 2006-FRE1
           1911             MABS 2006-FRE1
           1912             MABS 2006-FRE1
           1913             MABS 2006-FRE1
           1914             MABS 2006-FRE1
           1915             MABS 2006-FRE1
           1916             MABS 2006-FRE1
           1917             MABS 2006-FRE1
           1918             MABS 2006-FRE1
           1919             MABS 2006-FRE1
           1920             MABS 2006-FRE1
           1921             MABS 2006-FRE1
           1922             MABS 2006-FRE1
           1923             MABS 2006-FRE1
           1924             MABS 2006-FRE1
           1925             MABS 2006-FRE1




This free writing prospectus is not required to contain all information that is
required to be included in the base prospectus and the prospectus supplement.

The information in this free writing prospectus is preliminary and is subject to
completion or change.

The information in this free writing prospectus, if conveyed prior to the time
of your commitment to purchase, supersedes information contained in any prior
similar free writing prospectus relating to these securities.

This free writing prospectus is not an offer to sell or a solicitation of an
offer to buy these securities in any state where such offer, solicitation or
sale is not permitted.

This free writing prospectus is being delivered to you solely to provide you
with information about the offering of the securities referred to in this free
writing prospectus and to solicit an indication of interest in purchasing such
securities, when, as and if issued. Any such indication will not constitute a
contractual commitment by you to purchase any of the securities until the
offering has been priced and we have advised you of and confirmed the allocation
of securities to be made to you. You may withdraw you indication of interest at
any time prior to the notice of allocation. The issuer is not obligated to issue
such security or any similar security and the underwriter's obligation to
deliver such security is subject to the terms and conditions of the underwriting
agreement with the issuer and the availability of such security when, as and if
issued by the issuer. You are advised that the terms of the securities, and the
characteristics of the mortgage loan pool backing them, may change (due, among
other things, to the possibility that mortgage loans that comprise the pool may
become delinquent or defaulted or may be removed or replaced and that similar or
different mortgage loans may be added to the pool, and that one or more classes
of certificates may be split, combined or eliminated), at any time prior to
issuance or availability of a final prospectus. You are advised that securities
may not be issued that have the characteristics described in these materials.
The underwriter's obligation to sell such securities to you is conditioned on
the mortgage loans and certificates having the characteristics described in
these materials. If for any reason the issuer does not deliver such
certificates, the underwriter will notify you, and neither the issuer nor any
underwriter will have any obligation to you to deliver all or any portion of the
securities which you have committed to purchase, and none of the issuer nor any
underwriter will be liable for any costs or damages whatsoever arising from or
related to such non-delivery.


 



 

SCHEDULE 2

PREPAYMENT CHARGE SCHEDULE

Available Upon Request