The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,261 24,728 SH   SOLE 0 0 24,728
ABBVIE INC COM 00287Y109   643 6,550 SH   SOLE 0 0 6,550
ACORDA THERAPEUTICS INC COM 00484M106   9 11,714 SH   SOLE 0 0 11,714
AIR PRODS & CHEMS INC COM 009158106   334 1,383 SH   SOLE 0 0 1,383
ALLSTATE CORP COM 020002101   5,049 52,058 SH   SOLE 0 0 52,058
ALPHABET INC CAP STK CL C 02079K107   284 201 SH   SOLE 0 0 201
ALPHABET INC CAP STK CL A 02079K305   349 246 SH   SOLE 0 0 246
AMAZON COM INC COM 023135106   3,258 1,181 SH   SOLE 0 0 1,181
AMERICAN EXPRESS CO COM 025816109   367 3,857 SH   SOLE 0 0 3,857
AMGEN INC COM 031162100   452 1,915 SH   SOLE 0 0 1,915
APPLE INC COM 037833100   12,583 34,494 SH   SOLE 0 0 34,494
AT&T INC COM 00206R102   790 26,120 SH   SOLE 0 0 26,120
BANK NEW YORK MELLON CORP COM 064058100   223 5,769 SH   SOLE 0 0 5,769
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   851 4,765 SH   SOLE 0 0 4,765
BK OF AMERICA CORP COM 060505104   363 15,292 SH   SOLE 0 0 15,292
BRISTOL-MYERS SQUIBB CO COM 110122108   602 10,233 SH   SOLE 0 0 10,233
CATERPILLAR INC DEL COM 149123101   349 2,756 SH   SOLE 0 0 2,756
CHEVRON CORP NEW COM 166764100   833 9,337 SH   SOLE 0 0 9,337
CISCO SYS INC COM 17275R102   1,864 39,963 SH   SOLE 0 0 39,963
CLOROX CO DEL COM 189054109   241 1,100 SH   SOLE 0 0 1,100
COCA COLA CO COM 191216100   316 7,072 SH   SOLE 0 0 7,072
COLUMBIA FINL INC COM 197641103   607 43,500 SH   SOLE 0 0 43,500
COMCAST CORP NEW CL A 20030N101   450 11,531 SH   SOLE 0 0 11,531
COSTCO WHSL CORP NEW COM 22160K105   1,726 5,692 SH   SOLE 0 0 5,692
CSX CORP COM 126408103   628 9,000 SH   SOLE 0 0 9,000
CVS HEALTH CORP COM 126650100   878 13,515 SH   SOLE 0 0 13,515
DISNEY WALT CO COM DISNEY 254687106   2,173 19,484 SH   SOLE 0 0 19,484
DUNKIN BRANDS GROUP INC COM 265504100   789 12,101 SH   SOLE 0 0 12,101
EXXON MOBIL CORP COM 30231G102   3,669 82,054 SH   SOLE 0 0 82,054
FACEBOOK INC CL A 30303M102   1,456 6,410 SH   SOLE 0 0 6,410
FEDEX CORP COM 31428X106   2,562 18,270 SH   SOLE 0 0 18,270
FIFTH THIRD BANCORP COM 316773100   1,102 57,150 SH   SOLE 0 0 57,150
FORD MTR CO DEL COM 345370860   150 24,700 SH   SOLE 0 0 24,700
GENERAL ELECTRIC CO COM 369604103   424 62,021 SH   SOLE 0 0 62,021
HALLIBURTON CO COM 406216101   344 26,482 SH   SOLE 0 0 26,482
HARTFORD FINL SVCS GROUP INC COM 416515104   3,176 82,374 SH   SOLE 0 0 82,374
HOME DEPOT INC COM 437076102   351 1,400 SH   SOLE 0 0 1,400
INTEL CORP COM 458140100   930 15,545 SH   SOLE 0 0 15,545
INTERNATIONAL BUSINESS MACHS COM 459200101   581 4,807 SH   SOLE 0 0 4,807
INVESCO QQQ TR UNIT SER 1 46090E103   7,363 29,739 SH   SOLE 0 0 29,739
ISHARES SILVER TR ISHARES 46428Q109   356 20,900 SH   SOLE 0 0 20,900
ISHARES TR CORE S&P500 ETF 464287200   296 955 SH   SOLE 0 0 955
JOHNSON & JOHNSON COM 478160104   1,149 8,173 SH   SOLE 0 0 8,173
JPMORGAN CHASE & CO COM 46625H100   1,501 15,957 SH   SOLE 0 0 15,957
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303   2,718 58,000 SH   SOLE 0 0 58,000
LINDE PLC SHS G5494J103   398 1,875 SH   SOLE 0 0 1,875
LOWES COS INC COM 548661107   997 7,375 SH   SOLE 0 0 7,375
MASTERCARD INCORPORATED CL A 57636Q104   229 775 SH   SOLE 0 0 775
MCDONALDS CORP COM 580135101   582 3,157 SH   SOLE 0 0 3,157
MEDTRONIC PLC SHS G5960L103   1,176 12,825 SH   SOLE 0 0 12,825
MERCK & CO. INC COM 58933Y105   269 3,473 SH   SOLE 0 0 3,473
MICROSOFT CORP COM 594918104   12,059 59,255 SH   SOLE 0 0 59,255
NETFLIX INC COM 64110L106   328 720 SH   SOLE 0 0 720
NEXTERA ENERGY INC COM 65339F101   612 2,550 SH   SOLE 0 0 2,550
NORTHERN TR CORP COM 665859104   954 12,025 SH   SOLE 0 0 12,025
ORACLE CORP COM 68389X105   760 13,755 SH   SOLE 0 0 13,755
PARKER HANNIFIN CORP COM 701094104   226 1,235 SH   SOLE 0 0 1,235
PARSONS CORPORATION COM 70202L102   706 19,470 SH   SOLE 0 0 19,470
PAYPAL HLDGS INC COM 70450Y103   297 1,707 SH   SOLE 0 0 1,707
PEPSICO INC COM 713448108   10,684 80,777 SH   SOLE 0 0 80,777
PFIZER INC COM 717081103   439 13,409 SH   SOLE 0 0 13,409
PHILIP MORRIS INTL INC COM 718172109   254 3,622 SH   SOLE 0 0 3,622
PNC FINL SVCS GROUP INC COM 693475105   3,942 37,470 SH   SOLE 0 0 37,470
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   760 18,300 SH   SOLE 0 0 18,300
PROCTER AND GAMBLE CO COM 742718109   1,798 15,035 SH   SOLE 0 0 15,035
PROSHARES TR S&P 500 DV ARIST 74348A467   377 5,600 SH   SOLE 0 0 5,600
PRUDENTIAL FINL INC COM 744320102   8,657 142,153 SH   SOLE 0 0 142,153
RAYTHEON TECHNOLOGIES CORP COM 75513E101   642 10,413 SH   SOLE 0 0 10,413
REPLIGEN CORP COM 759916109   618 5,000 SH   SOLE 0 0 5,000
SCHLUMBERGER LTD COM 806857108   1,086 59,041 SH   SOLE 0 0 59,041
SOUTHERN CO COM 842587107   470 9,068 SH   SOLE 0 0 9,068
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   5,339 20,706 SH   SOLE 0 0 20,706
SPDR GOLD TR GOLD SHS 78463V107   694 4,145 SH   SOLE 0 0 4,145
SPDR S&P 500 ETF TR TR UNIT 78462F103   71,450 231,708 SH   SOLE 0 0 231,708
STARBUCKS CORP COM 855244109   1,193 16,215 SH   SOLE 0 0 16,215
STATE STR CORP COM 857477103   3,151 49,580 SH   SOLE 0 0 49,580
STERLING BANCORP DEL COM 85917A100   164 14,000 SH   SOLE 0 0 14,000
SYSCO CORP COM 871829107   1,753 32,075 SH   SOLE 0 0 32,075
TEXAS INSTRS INC COM 882508104   565 4,450 SH   SOLE 0 0 4,450
TRAVELERS COMPANIES INC COM 89417E109   3,362 29,475 SH   SOLE 0 0 29,475
TRUIST FINL CORP COM 89832Q109   350 9,327 SH   SOLE 0 0 9,327
UNITED PARCEL SERVICE INC CL B 911312106   6,153 55,341 SH   SOLE 0 0 55,341
UNITEDHEALTH GROUP INC COM 91324P102   475 1,609 SH   SOLE 0 0 1,609
VERIZON COMMUNICATIONS INC COM 92343V104   325 5,894 SH   SOLE 0 0 5,894
VISA INC COM CL A 92826C839   10,122 52,399 SH   SOLE 0 0 52,399
WALGREENS BOOTS ALLIANCE INC COM 931427108   361 8,510 SH   SOLE 0 0 8,510