The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC. COM 037833100   3,558 20,781 SH   SOLE 0 20,781 0 0
ISHARES BARCLAYS US AGGREGATE BOND ETF COM 464287226   325 3,460 SH   SOLE 0 3,460 0 0
AMARIN CORP ADR COM 023111206   322 350,000 SH   SOLE 0 350,000 0 0
PIMCO TOTAL RETURN ETF COM 72201r775   1,875 21,329 SH   SOLE 0 21,329 0 0
BERKSHIRE HATHAWAY (CLASS A) COM 084670108   2,126 4 SH   SOLE 0 4 0 0
BERKSHIRE HATHAWAY (CLASS B) COM 084670702   11,549 32,969 SH   SOLE 0 32,969 0 0
COMCAST CORPORATION (CLASS A) COM 20030n101   717 16,170 SH   SOLE 0 16,170 0 0
DURECT CORP COM COM 266605104   33 13,425 SH   SOLE 0 13,425 0 0
ISHARES MSCI EMERGING MKT INDEX ETF COM 464287234   934 24,604 SH   SOLE 0 24,604 0 0
ISHARES MSCI EAFE INDEX ETF COM 464287465   15,671 227,382 SH   SOLE 0 227,382 0 0
ISHARES MSCI EAFE GROWTH ETF COM 464288885   213 2,465 SH   SOLE 0 2,465 0 0
EXLSERVICE HOLDINGS, INC. COM 302081104   4,674 166,705 SH   SOLE 0 166,705 0 0
FUBOTV INC. COM 35953D104   57 21,263 SH   SOLE 0 21,263 0 0
GENPACT LIMITED COM g3922b107   543 15,004 SH   SOLE 0 15,004 0 0
SPDR S&P GLOBAL NATURAL RESOURCES ETF COM 78463X541   883 15,850 SH   SOLE 0 15,850 0 0
ISHARES COHEN AND STEERS REIT ETF COM 464287564   1,885 37,572 SH   SOLE 0 37,572 0 0
ISHARES CORE MSCI EAFE ETF COM 46432f842   11,822 183,715 SH   SOLE 0 183,715 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF COM 46434g103   7,824 164,403 SH   SOLE 0 164,403 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND COM 464287598   863 5,685 SH   SOLE 0 5,685 0 0
ISHARES RUSSELL 1000 GROWTH COM 464287614   944 3,549 SH   SOLE 0 3,549 0 0
ISHARES RUSSELL 3000 INDEX ETF COM 464287689   8,657 35,325 SH   SOLE 0 35,325 0 0
ISHARES DOW JONES U.S. REAL ESTATE ETF COM 464287739   9,654 123,541 SH   SOLE 0 123,541 0 0
ISHARES IBOXX INVESTMENT GRADE CORP BOND ETF COM 464287242   217 2,124 SH   SOLE 0 2,124 0 0
ISHARES NATIONAL AMT-FREE MUNI BOND ETF COM 464288414   564 5,496 SH   SOLE 0 5,496 0 0
ONEOK INC COM 682680103   205 3,235 SH   SOLE 0 3,235 0 0
R1 RCM INC. COM 749397105   1,234 81,886 SH   SOLE 0 81,886 0 0
SCHWAB US BROAD MARKET ETF COM 808524102   8,045 161,387 SH   SOLE 0 161,387 0 0
SCHWAB INTERNATIONAL EQUITY ETF COM 808524805   536 15,788 SH   SOLE 0 15,788 0 0
CHARLES SCHWAB US REIT ETF COM 808524847   289 16,288 SH   SOLE 0 16,288 0 0
SNOWFLAKE, INC. CLASS A COM 833445109   214 1,401 SH   SOLE 0 1,401 0 0
VANGUARD INTERM-TM CORP BD IDX ETF COM 92206c870   2,201 28,965 SH   SOLE 0 28,965 0 0
VANGUARD ENERGY ETF COM 92204A306   2,350 18,539 SH   SOLE 0 18,539 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858   46,731 1,068,869 SH   SOLE 0 1,068,869 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF COM 92204A702   239 575 SH   SOLE 0 575 0 0
VANGUARD HEALTH CARE INDEX ETF COM 92204A504   711 3,025 SH   SOLE 0 3,025 0 0
VANGUARD REIT ETF COM 922908553   5,106 67,483 SH   SOLE 0 67,483 0 0
VANGUARD MUNI BND TAX EXEMPT ETF COM 922907746   7,193 149,543 SH   SOLE 0 149,543 0 0
VANGUARD TOTAL STOCK MARKET ETF COM 922908769   102,069 480,529 SH   SOLE 0 480,529 0 0
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858   24,137 615,584 SH   SOLE 0 615,584 0 0
ENERGY SELECT SECTOR SPDR FUND COM 81369Y506   4,502 49,806 SH   SOLE 0 49,806 0 0
UTILITIES SELECT SECTOR SPDR FUND COM 81369y886   938 15,923 SH   SOLE 0 15,923 0 0