The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 739 5,251 SH   SOLE   5,251 0 0
ABBOTT LABS COMMON STOCK 002824100 129 916 SH   OTR   916 0 0
ABBVIE INC COMMON STOCK 00287Y109 2,021 14,925 SH   SOLE   14,925 0 0
ABBVIE INC COMMON STOCK 00287Y109 217 1,599 SH   OTR   1,599 0 0
ADOBE INC COMMON STOCK 00724F101 2,517 4,438 SH   SOLE   4,438 0 0
ALBEMARLE CORP COMMON STOCK 012653101 2,305 9,861 SH   SOLE   9,861 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 4,722 1,630 SH   SOLE   1,628 0 2
ALPHABET INC CL A COMMON STOCK 02079K305 72 25 SH   OTR   25 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 3,030 1,047 SH   SOLE   1,036 0 11
ALTRIA GROUP INC COMMON STOCK 02209S103 183 3,853 SH   SOLE   3,853 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 496 10,475 SH   OTR   10,475 0 0
AMAZON.COM INC COMMON STOCK 023135106 3,738 1,121 SH   SOLE   1,112 0 9
AMERICAN EXPRESS CO COMMON STOCK 025816109 305 1,867 SH   SOLE   1,867 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 98 600 SH   OTR   600 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 2,638 13,969 SH   SOLE   13,969 0 0
AMGEN INC COMMON STOCK 031162100 1,254 5,573 SH   SOLE   5,573 0 0
AMGEN INC COMMON STOCK 031162100 109 485 SH   OTR   485 0 0
ANTHEM INC COMMON STOCK 036752103 2,793 6,026 SH   SOLE   6,026 0 0
APPLE INC COMMON STOCK 037833100 13,877 78,148 SH   SOLE   77,908 0 240
APPLE INC COMMON STOCK 037833100 206 1,162 SH   OTR   1,162 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 3,621 23,013 SH   SOLE   23,013 0 0
ARCHER-DANIELS-MIDLAND CO COMMON STOCK 039483102 1,084 16,033 SH   SOLE   16,033 0 0
ARCHER-DANIELS-MIDLAND CO COMMON STOCK 039483102 77 1,145 SH   OTR   1,145 0 0
AT&T INC COMMON STOCK 00206R102 1,310 53,267 SH   SOLE   53,267 0 0
AT&T INC COMMON STOCK 00206R102 487 19,808 SH   OTR   19,808 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,053 4,271 SH   SOLE   4,271 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 291 1,179 SH   OTR   1,179 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 344 7,736 SH   SOLE   7,736 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 237 5,316 SH   OTR   5,316 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 2,149 7,188 SH   SOLE   7,188 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 1,719 1,878 SH   SOLE   1,878 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 129 141 SH   OTR   141 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3,423 54,897 SH   SOLE   54,897 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 173 2,770 SH   OTR   2,770 0 0
BROADCOM INC COMMON STOCK 11135F101 255 383 SH   SOLE   383 0 0
BROADCOM INC COMMON STOCK 11135F101 27 40 SH   OTR   40 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 606 11,767 SH   SOLE   11,767 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 60 1,164 SH   OTR   1,164 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,417 20,598 SH   SOLE   20,598 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 446 3,798 SH   OTR   3,798 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 2,614 41,254 SH   SOLE   41,063 0 191
CISCO SYSTEMS INC COMMON STOCK 17275R102 166 2,614 SH   OTR   2,614 0 0
CLOROX COMPANY COMMON STOCK 189054109 389 2,230 SH   SOLE   2,230 0 0
CLOROX COMPANY COMMON STOCK 189054109 28 160 SH   OTR   160 0 0
COCA COLA CO COMMON STOCK 191216100 664 11,210 SH   SOLE   11,210 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 1,170 23,246 SH   SOLE   23,246 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 84 1,669 SH   OTR   1,669 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 216 2,988 SH   SOLE   2,988 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 73 1,010 SH   OTR   1,010 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,401 9,567 SH   SOLE   9,567 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 678 1,194 SH   SOLE   1,194 0 0
CSX CORP COMMON STOCK 126408103 516 13,716 SH   SOLE   13,716 0 0
CSX CORP COMMON STOCK 126408103 41 1,080 SH   OTR   1,080 0 0
CVS HEALTH CORP COMMON STOCK 126650100 266 2,580 SH   SOLE   2,580 0 0
DANAHER CORP COMMON STOCK 235851102 686 2,084 SH   SOLE   2,084 0 0
DEERE & CO COMMON STOCK 244199105 524 1,528 SH   SOLE   1,528 0 0
DEERE & CO COMMON STOCK 244199105 206 600 SH   OTR   600 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 2,210 14,265 SH   SOLE   14,243 0 22
DISNEY WALT CO NEW COMMON STOCK 254687106 15 95 SH   OTR   95 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 164 1,564 SH   SOLE   1,564 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 86 822 SH   OTR   822 0 0
EMERSON ELEC CO COMMON STOCK 291011104 1,205 12,963 SH   SOLE   12,963 0 0
EMERSON ELEC CO COMMON STOCK 291011104 144 1,550 SH   OTR   1,550 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,350 22,059 SH   SOLE   22,059 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 524 8,559 SH   OTR   8,559 0 0
FASTENAL CO COMMON STOCK 311900104 1,611 25,148 SH   SOLE   25,148 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 2,577 9,962 SH   SOLE   9,962 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 219 2,314 SH   SOLE   2,314 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 22 230 SH   OTR   230 0 0
GENUINE PARTS CO COMMON STOCK 372460105 1,131 8,069 SH   SOLE   8,069 0 0
GENUINE PARTS CO COMMON STOCK 372460105 182 1,301 SH   OTR   1,301 0 0
GLOBAL PAYMENTS INC COMMON STOCK 37940X102 1,054 7,794 SH   SOLE   7,794 0 0
HANESBRANDS INC COMMON STOCK 410345102 905 54,150 SH   SOLE   54,150 0 0
HANESBRANDS INC COMMON STOCK 410345102 71 4,254 SH   OTR   4,254 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,243 2,994 SH   SOLE   2,994 0 0
HOME DEPOT INC COMMON STOCK 437076102 246 593 SH   OTR   593 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 237 1,139 SH   SOLE   1,139 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 397 1,906 SH   OTR   1,906 0 0
HUNTINGTON INGALLS INDUSTRIES COMMON STOCK 446413106 819 4,387 SH   SOLE   4,387 0 0
HUNTINGTON INGALLS INDUSTRIES COMMON STOCK 446413106 72 386 SH   OTR   386 0 0
IDEXX LABS INC COMMON STOCK 45168D104 934 1,418 SH   SOLE   1,418 0 0
II-VI INC COMMON STOCK 902104108 1,710 25,028 SH   SOLE   25,028 0 0
ILLUMINA INC COMMON STOCK 452327109 853 2,241 SH   SOLE   2,241 0 0
INTEL CORP COMMON STOCK 458140100 2,848 55,300 SH   SOLE   55,142 0 158
INTEL CORP COMMON STOCK 458140100 267 5,191 SH   OTR   5,191 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104 2,089 15,275 SH   SOLE   15,275 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,450 10,851 SH   SOLE   10,851 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 178 1,329 SH   OTR   1,329 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,371 25,552 SH   SOLE   25,475 0 77
JOHNSON & JOHNSON COMMON STOCK 478160104 320 1,870 SH   OTR   1,870 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 5,906 37,299 SH   SOLE   37,267 0 32
JP MORGAN CHASE & CO COMMON STOCK 46625H100 291 1,840 SH   OTR   1,840 0 0
LILLY ELI & CO COMMON STOCK 532457108 744 2,692 SH   SOLE   2,692 0 0
LILLY ELI & CO COMMON STOCK 532457108 107 389 SH   OTR   389 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 1,474 4,147 SH   SOLE   4,147 0 0
LOWES COS INC COMMON STOCK 548661107 3,122 12,079 SH   SOLE   12,079 0 0
LOWES COS INC COMMON STOCK 548661107 26 100 SH   OTR   100 0 0
MASTEC INC COMMON STOCK 576323109 1,642 17,790 SH   SOLE   17,790 0 0
MCDONALDS CORP COMMON STOCK 580135101 2,227 8,309 SH   SOLE   8,309 0 0
MCDONALDS CORP COMMON STOCK 580135101 611 2,281 SH   OTR   2,281 0 0
MDU RESOURCES GROUP INC COMMON STOCK 552690109 2,629 85,242 SH   SOLE   85,242 0 0
MDU RESOURCES GROUP INC COMMON STOCK 552690109 99 3,221 SH   OTR   3,221 0 0
MERCK & CO INC COMMON STOCK 58933Y105 417 5,435 SH   SOLE   5,435 0 0
MERCK & CO INC COMMON STOCK 58933Y105 50 650 SH   OTR   650 0 0
META PLATFORMS INC CL A COMMON STOCK 30303M102 2,018 6,001 SH   SOLE   5,989 0 12
MICROSOFT CORP COMMON STOCK 594918104 7,206 21,425 SH   SOLE   21,306 0 119
MICROSOFT CORP COMMON STOCK 594918104 513 1,526 SH   OTR   1,526 0 0
NETAPP INC COMMON STOCK 64110D104 1,406 15,288 SH   SOLE   15,288 0 0
NETAPP INC COMMON STOCK 64110D104 93 1,009 SH   OTR   1,009 0 0
NEWELL BRANDS INC COMMON STOCK 651229106 1,288 58,981 SH   SOLE   58,981 0 0
NEWELL BRANDS INC COMMON STOCK 651229106 104 4,748 SH   OTR   4,748 0 0
NEWMONT CORP COMMON STOCK 651639106 1,500 24,191 SH   SOLE   24,191 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 996 10,667 SH   SOLE   10,667 0 0
NUCOR CORP COMMON STOCK 670346105 942 8,256 SH   SOLE   8,256 0 0
NUCOR CORP COMMON STOCK 670346105 56 493 SH   OTR   493 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 229 2,623 SH   SOLE   2,623 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109 669 4,914 SH   SOLE   4,914 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109 54 394 SH   OTR   394 0 0
PALO ALTO NETWORKS COMMON STOCK 697435105 680 1,221 SH   SOLE   1,221 0 0
PAYCHEX INC COMMON STOCK 704326107 1,365 9,997 SH   SOLE   9,997 0 0
PAYCHEX INC COMMON STOCK 704326107 99 722 SH   OTR   722 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 1,936 10,268 SH   SOLE   10,268 0 0
PEOPLES UNITED FINANCIAL, INC COMMON STOCK 712704105 429 24,088 SH   SOLE   24,088 0 0
PEOPLES UNITED FINANCIAL, INC COMMON STOCK 712704105 134 7,500 SH   OTR   7,500 0 0
PEPSICO INC COMMON STOCK 713448108 3,841 22,110 SH   SOLE   22,063 0 47
PEPSICO INC COMMON STOCK 713448108 379 2,180 SH   OTR   2,180 0 0
PFIZER INC COMMON STOCK 717081103 2,462 41,698 SH   SOLE   41,362 0 336
PFIZER INC COMMON STOCK 717081103 537 9,089 SH   OTR   9,089 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 109 1,145 SH   SOLE   1,145 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 504 5,300 SH   OTR   5,300 0 0
PHILLIPS 66 COMMON STOCK 718546104 895 12,354 SH   SOLE   12,354 0 0
PHILLIPS 66 COMMON STOCK 718546104 24 327 SH   OTR   327 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 1,106 5,518 SH   SOLE   5,518 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 90 449 SH   OTR   449 0 0
PPL CORPORATION COMMON STOCK 69351T106 679 22,600 SH   SOLE   22,600 0 0
PPL CORPORATION COMMON STOCK 69351T106 56 1,870 SH   OTR   1,870 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,080 6,604 SH   SOLE   6,604 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 59 360 SH   OTR   360 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,235 11,411 SH   SOLE   11,411 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 96 889 SH   OTR   889 0 0
PUBLIC STORAGE INC REIT COMMON STOCK 74460D109 2,297 6,132 SH   SOLE   6,132 0 0
QUALCOMM INC COMMON STOCK 747525103 1,567 8,569 SH   SOLE   8,569 0 0
QUALCOMM INC COMMON STOCK 747525103 104 566 SH   OTR   566 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,952 22,682 SH   SOLE   22,682 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 107 1,248 SH   OTR   1,248 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 1,164 53,372 SH   SOLE   53,372 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 1,698 6,680 SH   SOLE   6,680 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 197 2,878 SH   SOLE   2,878 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 50 722 SH   OTR   722 0 0
SQZ BIOTECHNOLOGIES CO COMMON STOCK 78472W104 99 11,054 SH   SOLE   11,054 0 0
STRYKER CORPORATION COMMON STOCK 863667101 2,022 7,563 SH   SOLE   7,563 0 0
TARGET CORP COMMON STOCK 87612E106 268 1,160 SH   SOLE   1,160 0 0
TESLA INC COMMON STOCK 88160R101 334 316 SH   SOLE   316 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 203 304 SH   SOLE   304 0 0
TRADEWEB MARKETS INC CL A COMMON STOCK 892672106 2,692 26,883 SH   SOLE   26,883 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,056 4,925 SH   SOLE   4,925 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 160 748 SH   OTR   748 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 564 1,124 SH   SOLE   1,124 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 464 6,179 SH   SOLE   6,179 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 42 553 SH   OTR   553 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 3,619 69,642 SH   SOLE   69,642 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 591 11,367 SH   OTR   11,367 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 1,855 8,445 SH   SOLE   8,445 0 0
VIACOMCBS INC CL B COMMON STOCK 92556H206 737 24,429 SH   SOLE   24,429 0 0
VIRTU FINANCIAL INC CL A COMMON STOCK 928254101 2,347 81,416 SH   SOLE   81,416 0 0
VIRTU FINANCIAL INC CL A COMMON STOCK 928254101 73 2,522 SH   OTR   2,522 0 0
VISA INC CL A COMMON STOCK 92826C839 2,585 11,929 SH   SOLE   11,802 0 127
VISA INC CL A COMMON STOCK 92826C839 87 400 SH   OTR   400 0 0
VMWARE INC. COMMON STOCK 928563402 1,357 11,707 SH   SOLE   11,707 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 1,628 31,213 SH   SOLE   31,213 0 0
WALMART INC COMMON STOCK 931142103 2,115 14,620 SH   SOLE   14,557 0 63
WALMART INC COMMON STOCK 931142103 22 150 SH   OTR   150 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 1,180 7,069 SH   SOLE   7,069 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 72 432 SH   OTR   432 0 0
WELLS FARGO & CO COMMON STOCK 949746101 171 3,561 SH   SOLE   3,561 0 0
WELLS FARGO & CO COMMON STOCK 949746101 35 725 SH   OTR   725 0 0
WILLIAMS-SONOMA INC COMMON STOCK 969904101 914 5,402 SH   SOLE   5,402 0 0
3M CO COMMON STOCK 88579Y101 396 2,230 SH   SOLE   2,230 0 0
3M CO COMMON STOCK 88579Y101 159 895 SH   OTR   895 0 0
ABB LTD SPONS ADR COMMON STOCK 000375204 1,082 28,338 SH   SOLE   28,338 0 0
ABB LTD SPONS ADR COMMON STOCK 000375204 80 2,099 SH   OTR   2,099 0 0
BANCO SANTANDER SA SPONS ADR COMMON STOCK 05964H105 145 43,936 SH   SOLE   43,936 0 0
DIAGEO PLC SPONS ADR COMMON STOCK 25243Q205 1,167 5,300 SH   SOLE   5,300 0 0
DIAGEO PLC SPONS ADR COMMON STOCK 25243Q205 100 452 SH   OTR   452 0 0
NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 1,148 10,252 SH   SOLE   10,252 0 0
NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 92 820 SH   OTR   820 0 0
ACCENTURE PLC CL A COMMON STOCK G1151C101 398 961 SH   SOLE   961 0 0
ACCENTURE PLC CL A COMMON STOCK G1151C101 41 100 SH   OTR   100 0 0
AON PLC COMMON STOCK G0403H108 862 2,868 SH   SOLE   2,868 0 0
CYBERARK SOFTWARE LTD COMMON STOCK M2682V108 3,100 17,893 SH   SOLE   17,893 0 0
EATON CORP PLC COMMON STOCK G29183103 2,375 13,740 SH   SOLE   13,740 0 0
ENBRIDGE INCORPORATED COMMON STOCK 29250N105 2,446 62,584 SH   SOLE   62,584 0 0
ENBRIDGE INCORPORATED COMMON STOCK 29250N105 132 3,384 SH   OTR   3,384 0 0
ICON PLC COMMON STOCK G4705A100 2,555 8,250 SH   SOLE   8,250 0 0
LYONDELLBASELL INDUSTRIES NV C COMMON STOCK N53745100 446 4,832 SH   SOLE   4,832 0 0
LYONDELLBASELL INDUSTRIES NV C COMMON STOCK N53745100 38 415 SH   OTR   415 0 0
CONSUMER DISCRETIONARY SELT OTHER 81369Y407 2,206 10,792 SH   SOLE   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 508 13,009 SH   SOLE   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 302 758 SH   SOLE   0 0 0
IPATH BLOOMBERG COMMODITY IN OTHER 06738C778 235 8,181 SH   SOLE   0 0 0
IPATH BLOOMBERG COMMODITY IN OTHER 06738C778 62 2,155 SH   OTR   0 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 439 2,876 SH   SOLE   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 51,098 684,589 SH   SOLE   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 621 8,321 SH   OTR   0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 642 10,722 SH   SOLE   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 49,016 173,153 SH   SOLE   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 693 2,449 SH   OTR   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 41,554 362,888 SH   SOLE   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 1,129 9,861 SH   OTR   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 116,735 244,732 SH   SOLE   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 1,659 3,479 SH   OTR   0 0 0
ISHARES DJ INTL EPAC SELECT DI OTHER 464288448 6,505 208,624 SH   SOLE   0 0 0
ISHARES DJ INTL EPAC SELECT DI OTHER 464288448 679 21,761 SH   OTR   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 359 2,925 SH   SOLE   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 104 850 SH   OTR   0 0 0
ISHARES ESG AWARE MSCI EAFE OTHER 46435G516 341 4,297 SH   SOLE   0 0 0
ISHARES ESG AWARE MSCI USA OTHER 46435G425 2,243 20,787 SH   SOLE   0 0 0
ISHARES ESG AWARE MSCI USA SM- OTHER 46435U663 365 9,058 SH   SOLE   0 0 0
ISHARES GLOBAL CLEAN ENERGY ET OTHER 464288224 232 10,939 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 338 4,300 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 160 2,032 SH   OTR   0 0 0
ISHARES MSCI EAFE MIN VOL FACT OTHER 46429B689 342 4,450 SH   SOLE   0 0 0
ISHARES MSCI KLD 400 SOCIAL ET OTHER 464288570 2,396 25,790 SH   SOLE   0 0 0
ISHARES MSCI KLD 400 SOCIAL ET OTHER 464288570 284 3,060 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 520 6,270 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 270 1,212 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 GROWTH ET OTHER 464287648 378 1,291 SH   SOLE   0 0 0
ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 957 11,223 SH   SOLE   0 0 0
ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 63 740 SH   OTR   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 1,421 12,839 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP 600/VAL E OTHER 464287879 1,138 10,891 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP/600 GROWT OTHER 464287887 451 3,250 SH   SOLE   0 0 0
SCHWAB EMERGING MARKETS ETF OTHER 808524706 11,927 402,667 SH   SOLE   0 0 0
SCHWAB EMERGING MARKETS ETF OTHER 808524706 9 292 SH   OTR   0 0 0
SCHWAB FUNDAMENTAL EM L/C OTHER 808524730 2,041 65,871 SH   SOLE   0 0 0
SCHWAB FUNDAMENTAL EM L/C OTHER 808524730 165 5,335 SH   OTR   0 0 0
SCHWAB INTL EQUITY ETF OTHER 808524805 20,933 538,540 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR OTHER 808524201 75,863 666,521 SH   SOLE   0 0 0
SCHWAB US DVD EQUITY ETF OTHER 808524797 2,697 33,372 SH   SOLE   0 0 0
SCHWAB US DVD EQUITY ETF OTHER 808524797 1,243 15,376 SH   OTR   0 0 0
SCHWAB US MID CAP ETF OTHER 808524508 17,500 217,579 SH   SOLE   0 0 0
SCHWAB US REIT ETF OTHER 808524847 12,061 228,907 SH   SOLE   0 0 0
SCHWAB US REIT ETF OTHER 808524847 134 2,552 SH   OTR   0 0 0
SCHWAB US SMALL CAP ETF OTHER 808524607 14,075 137,448 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 237 457 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,273 2,681 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 360 759 SH   OTR   0 0 0
SPDR S&P 600 SMALL CAP VALUE E OTHER 78464A300 387 4,568 SH   SOLE   0 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1,542 8,866 SH   SOLE   0 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 172 992 SH   OTR   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 688 9,609 SH   SOLE   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 14 200 SH   OTR   0 0 0
VANGUARD DIVIDEND APPREC ETF OTHER 921908844 276 1,606 SH   SOLE   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 2,293 44,901 SH   SOLE   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 439 8,592 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 27,919 564,467 SH   SOLE   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 521 10,539 SH   OTR   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 1,667 6,543 SH   SOLE   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 715 2,808 SH   OTR   0 0 0
VANGUARD INDUSTRIALS ETF OTHER 92204A603 248 1,223 SH   SOLE   0 0 0
VANGUARD MID-CAP VALUE INDEX OTHER 922908512 7,274 48,389 SH   SOLE   0 0 0
VANGUARD MID-CAP VALUE INDEX OTHER 922908512 675 4,487 SH   OTR   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 2,816 24,278 SH   SOLE   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 342 2,949 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 10,131 23,206 SH   SOLE   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 672 1,539 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 5,791 32,381 SH   SOLE   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 501 2,803 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 966 4,276 SH   SOLE   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 265 1,171 SH   OTR   0 0 0
VANGUARD TOT WORLD STK INDEX OTHER 922042742 3,987 37,109 SH   SOLE   0 0 0
INVESCO SENIOR LOAN ETF OTHER 46138G508 26,493 1,198,773 SH   SOLE   0 0 0
INVESCO SENIOR LOAN ETF OTHER 46138G508 466 21,088 SH   OTR   0 0 0
INVESCO TAXABLE MUNICIPAL BOND OTHER 46138G805 14,387 436,502 SH   SOLE   0 0 0
INVESCO TAXABLE MUNICIPAL BOND OTHER 46138G805 339 10,291 SH   OTR   0 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 302 3,534 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226 3,265 28,620 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226 63 555 SH   OTR   0 0 0
ISHARES ESG AWARE US AGGREGATE OTHER 46435U549 340 6,151 SH   SOLE   0 0 0
ISHARES ESG AWARE 1-5 YEAR USD OTHER 46435G243 603 23,510 SH   SOLE   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 341 2,574 SH   SOLE   0 0 0
ISHARES IBOXX USD HIGH YIELD OTHER 464288513 58 662 SH   SOLE   0 0 0
ISHARES IBOXX USD HIGH YIELD OTHER 464288513 194 2,225 SH   OTR   0 0 0
ISHARES INTERMEDIATE GOV/CR ET OTHER 464288612 820 7,209 SH   SOLE   0 0 0
ISHARES INTERMEDIATE GOV/CR ET OTHER 464288612 154 1,357 SH   OTR   0 0 0
ISHARES 1-5Y INV GRADE CORP ET OTHER 464288646 91,298 1,694,472 SH   SOLE   0 0 0
ISHARES 1-5Y INV GRADE CORP ET OTHER 464288646 2,914 54,088 SH   OTR   0 0 0
ISHARES 3-7 YEAR TREASURY BOND OTHER 464288661 72,853 566,199 SH   SOLE   0 0 0
ISHARES 3-7 YEAR TREASURY BOND OTHER 464288661 862 6,696 SH   OTR   0 0 0
ISHARES 5-10Y INV GRADE CORP E OTHER 464288638 47,632 803,641 SH   SOLE   0 0 0
ISHARES 5-10Y INV GRADE CORP E OTHER 464288638 1,258 21,218 SH   OTR   0 0 0
ISHARES 7-10 YEAR TREASURY B OTHER 464287440 4,199 36,516 SH   SOLE   0 0 0
ISHARES 7-10 YEAR TREASURY B OTHER 464287440 52 455 SH   OTR   0 0 0
PIMCO INV GRADE CORP BD ETF OTHER 72201R817 508 4,505 SH   SOLE   0 0 0
SCHWAB INTERMEDIATE TERM-US OTHER 808524854 6,550 116,667 SH   SOLE   0 0 0
SCHWAB SHORT TERM US TREASURY OTHER 808524862 2,652 52,144 SH   SOLE   0 0 0
SCHWAB SHORT TERM US TREASURY OTHER 808524862 1,195 23,491 SH   OTR   0 0 0
SCHWAB US AGGREGATE BOND ETF OTHER 808524839 13,589 252,115 SH   SOLE   0 0 0
SCHWAB US TIPS ETF OTHER 808524870 2,707 43,040 SH   SOLE   0 0 0
SCHWAB 5-10 YEAR CORPORATE B OTHER 808524698 448 8,669 SH   SOLE   0 0 0
SPDR BLOOMBERG ST YIELD BOND E OTHER 78468R408 2,651 97,647 SH   SOLE   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 400 4,308 SH   SOLE   0 0 0
VANGUARD INTM-TERM GOVT BOND F OTHER 92206C706 17,485 263,054 SH   SOLE   0 0 0
VANGUARD INTM-TERM GOVT BOND F OTHER 92206C706 956 14,379 SH   OTR   0 0 0
VANGUARD MORTGAGE-BACKED SEC OTHER 92206C771 189 3,585 SH   SOLE   0 0 0
VANGUARD MORTGAGE-BACKED SEC OTHER 92206C771 25 482 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 484 5,962 SH   SOLE   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 279 5,434 SH   SOLE   0 0 0
ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 1,370 11,785 SH   SOLE   0 0 0
ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 156 1,340 SH   OTR   0 0 0
ISHARES SHORT-TERM NATIONAL MU OTHER 464288158 217 2,025 SH   SOLE   0 0 0
ISHARES SHORT-TERM NATIONAL MU OTHER 464288158 50 470 SH   OTR   0 0 0
SPDR NUVEEN BBG SH TRM MUNI BO OTHER 78468R739 204 4,143 SH   SOLE   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746 507 9,231 SH   SOLE   0 0 0