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EMPLOYEE LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total employee loans $ 6,556,000   $ 6,390,000
Less: Allowance for loan losses 0   0
Total loans, net of allowance for loan losses 6,556,000   6,390,000
Loans issued to principal officers, directors and affiliates 0 0  
Loans Under Employee Housing Program
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Minimum service period for employee housing program 3 years    
Loans authorized for issuance, amount 10,000,000    
Loan term 5 years    
Interest rate on loan 7.50%    
Total employee loans 5,910,000   5,896,000
Loans, recorded investment, past due 0   0
Loans, recorded investment, nonaccrual status 0   0
Provision for loan losses 0 0  
Relocation and Other Loans
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total employee loans $ 646,000   $ 494,000