The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   386,960 2,596 SH   SOLE   0 0 2,596
ALPHABET INC CAP STK CL C 02079K107   432,468 3,280 SH   SOLE   0 0 3,280
ALPHABET INC CAP STK CL A 02079K305   748,912 5,723 SH   SOLE   0 0 5,723
ALPHATEC HLDGS INC COM NEW 02081G201   854,347 65,871 SH   SOLE   0 0 65,871
AMAZON COM INC COM 023135106   769,966 6,057 SH   SOLE   0 0 6,057
APOLLO COML REAL ESTATE FIN NOTE 5.375%10/1 03762UAC9   39,800 40,000 PRN   SOLE   0 0 40,000
APPLE INC COM 037833100   3,450,909 20,156 SH   SOLE   0 0 20,156
ATMOS ENERGY CORP COM 049560105   2,653,864 25,053 SH   SOLE   0 0 25,053
AUDDIA INC COM 05072K107   13,768 37,824 SH   SOLE   0 0 37,824
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778   237,579 7,392 SH   SOLE   0 0 7,392
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   749,642 2,140 SH   SOLE   0 0 2,140
BNY MELLON STRATEGIC MUNS IN COM 05588W108   87,945 16,500 SH   SOLE   0 0 16,500
COMMUNITY HEALTH SYS INC NEW COM 203668108   191,908 66,175 SH   SOLE   0 0 66,175
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   193,154 6,449 SH   SOLE   0 0 6,449
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   86,258 3,304 SH   SOLE   0 0 3,304
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   15,664 694 SH   SOLE   0 0 694
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   705,242 15,150 SH   SOLE   0 0 15,150
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   5,474,683 104,300 SH   SOLE   0 0 104,300
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   15,029 300 SH   SOLE   0 0 300
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   15,474,841 338,692 SH   SOLE   0 0 338,692
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   49,794 1,004 SH   SOLE   0 0 1,004
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   10,595,115 427,050 SH   SOLE   0 0 427,050
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   28,454,544 1,086,051 SH   SOLE   0 0 1,086,051
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   793,647 23,329 SH   SOLE   0 0 23,329
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   9,023,998 387,130 SH   SOLE   0 0 387,130
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   54,325 2,295 SH   SOLE   0 0 2,295
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   76,620 3,304 SH   SOLE   0 0 3,304
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   98,203 4,476 SH   SOLE   0 0 4,476
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   281,568 11,841 SH   SOLE   0 0 11,841
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   19,345,103 828,484 SH   SOLE   0 0 828,484
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,387,895 134,515 SH   SOLE   0 0 134,515
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   4,133,612 163,126 SH   SOLE   0 0 163,126
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   6,703,777 343,431 SH   SOLE   0 0 343,431
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   5,183,959 201,789 SH   SOLE   0 0 201,789
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,376,058 51,131 SH   SOLE   0 0 51,131
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   309,649 7,786 SH   SOLE   0 0 7,786
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   20,087,232 433,101 SH   SOLE   0 0 433,101
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   15,730,937 389,669 SH   SOLE   0 0 389,669
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   7,600,563 337,503 SH   SOLE   0 0 337,503
ELI LILLY & CO COM 532457108   538,525 1,003 SH   SOLE   0 0 1,003
FRANKLIN ELEC INC COM 353514102   582,493 6,528 SH   SOLE   0 0 6,528
HOME DEPOT INC COM 437076102   362,408 1,199 SH   SOLE   0 0 1,199
HP INC COM 40434L105   241,426 9,394 SH   SOLE   0 0 9,394
INNOVATOR ETFS TR US SML CP PWR B 45782C474   42,764 1,392 SH   SOLE   0 0 1,392
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   144,404 4,150 SH   SOLE   0 0 4,150
INNOVATOR ETFS TR INTRNL DEV JAN 45782C524   49,196 1,766 SH   SOLE   0 0 1,766
INVESCO QQQ TR UNIT SER 1 46090E103   266,553 744 SH   SOLE   0 0 744
ISHARES GOLD TR ISHARES NEW 464285204   622,227 17,783 SH   SOLE   0 0 17,783
ISHARES INC MSCI AUST ETF 464286103   16,670 775 SH   SOLE   0 0 775
ISHARES INC MSCI CDA ETF 464286509   21,749 650 SH   SOLE   0 0 650
ISHARES INC MSCI PAC JP ETF 464286665   174,316 4,382 SH   SOLE   0 0 4,382
ISHARES INC MSCI STH KOR ETF 464286772   23,871 405 SH   SOLE   0 0 405
ISHARES INC CORE MSCI EMKT 46434G103   541,521 11,379 SH   SOLE   0 0 11,379
ISHARES INC MSCI TAIWAN ETF 46434G772   40,095 900 SH   SOLE   0 0 900
ISHARES INC MSCI JPN ETF NEW 46434G822   3,015 50 SH   SOLE   0 0 50
ISHARES INC EMNG MKTS EQT 46434G889   4,667,523 114,120 SH   SOLE   0 0 114,120
ISHARES SILVER TR ISHARES 46428Q109   342,546 16,841 SH   SOLE   0 0 16,841
ISHARES TR CORE S&P TTL STK 464287150   2,282,035 24,228 SH   SOLE   0 0 24,228
ISHARES TR SELECT DIVID ETF 464287168   559,507 5,198 SH   SOLE   0 0 5,198
ISHARES TR TIPS BD ETF 464287176   8,360,774 80,609 SH   SOLE   0 0 80,609
ISHARES TR CORE S&P500 ETF 464287200   96,760,162 225,322 SH   SOLE   0 0 225,322
ISHARES TR CORE US AGGBD ET 464287226   43,011,385 457,373 SH   SOLE   0 0 457,373
ISHARES TR MSCI EMG MKT ETF 464287234   34,535 910 SH   SOLE   0 0 910
ISHARES TR IBOXX INV CP ETF 464287242   393,578 3,858 SH   SOLE   0 0 3,858
ISHARES TR S&P 500 GRWT ETF 464287309   354,142 5,176 SH   SOLE   0 0 5,176
ISHARES TR GLOBAL ENERG ETF 464287341   4,115 100 SH   SOLE   0 0 100
ISHARES TR NORTH AMERN NAT 464287374   812,731 19,541 SH   SOLE   0 0 19,541
ISHARES TR S&P 500 VAL ETF 464287408   44,649,273 290,232 SH   SOLE   0 0 290,232
ISHARES TR 1 3 YR TREAS BD 464287457   2,225,460 27,485 SH   SOLE   0 0 27,485
ISHARES TR MSCI EAFE ETF 464287465   6,122,394 88,833 SH   SOLE   0 0 88,833
ISHARES TR RUS MDCP VAL ETF 464287473   516,796 4,953 SH   SOLE   0 0 4,953
ISHARES TR RUS MID CAP ETF 464287499   2,550,478 36,830 SH   SOLE   0 0 36,830
ISHARES TR CORE S&P MCP ETF 464287507   59,702,595 239,433 SH   SOLE   0 0 239,433
ISHARES TR ISHARES BIOTECH 464287556   23,969 196 SH   SOLE   0 0 196
ISHARES TR GLOBAL 100 ETF 464287572   97,849 1,336 SH   SOLE   0 0 1,336
ISHARES TR RUS 1000 VAL ETF 464287598   1,814,338 11,951 SH   SOLE   0 0 11,951
ISHARES TR RUS 1000 GRW ETF 464287614   251,568 946 SH   SOLE   0 0 946
ISHARES TR RUS 1000 ETF 464287622   2,758,313 11,742 SH   SOLE   0 0 11,742
ISHARES TR RUS 2000 VAL ETF 464287630   670,837 4,949 SH   SOLE   0 0 4,949
ISHARES TR RUSSELL 2000 ETF 464287655   12,549 71 SH   SOLE   0 0 71
ISHARES TR CORE S&P US VLU 464287663   1,077,587 14,441 SH   SOLE   0 0 14,441
ISHARES TR RUSSELL 3000 ETF 464287689   119,834 489 SH   SOLE   0 0 489
ISHARES TR S&P MC 400VL ETF 464287705   2,282,921 22,619 SH   SOLE   0 0 22,619
ISHARES TR U.S. REAL ES ETF 464287739   5,235 67 SH   SOLE   0 0 67
ISHARES TR U.S. ENERGY ETF 464287796   21,676 457 SH   SOLE   0 0 457
ISHARES TR CORE S&P SCP ETF 464287804   9,903,328 104,986 SH   SOLE   0 0 104,986
ISHARES TR U.S. BAS MTL ETF 464287838   13,155 104 SH   SOLE   0 0 104
ISHARES TR EUROPE ETF 464287861   121,950 2,555 SH   SOLE   0 0 2,555
ISHARES TR SP SMCP600VL ETF 464287879   18,771,229 210,393 SH   SOLE   0 0 210,393
ISHARES TR S&P SML 600 GWT 464287887   82,041 748 SH   SOLE   0 0 748
ISHARES TR SHRT NAT MUN ETF 464288158   6,278,574 61,040 SH   SOLE   0 0 61,040
ISHARES TR MSCI ACWI EX US 464288240   386,798 8,228 SH   SOLE   0 0 8,228
ISHARES TR EAFE SML CP ETF 464288273   120,846 2,140 SH   SOLE   0 0 2,140
ISHARES TR NATIONAL MUN ETF 464288414   5,170,885 50,428 SH   SOLE   0 0 50,428
ISHARES TR INTL DEVPPTY ETF 464288422   37,443 1,495 SH   SOLE   0 0 1,495
ISHARES TR IBOXX HI YD ETF 464288513   264,996 3,595 SH   SOLE   0 0 3,595
ISHARES TR CRE U S REIT ETF 464288521   10,419,123 220,838 SH   SOLE   0 0 220,838
ISHARES TR MBS ETF 464288588   151,759 1,709 SH   SOLE   0 0 1,709
ISHARES TR INTRM GOV CR ETF 464288612   172,990 1,707 SH   SOLE   0 0 1,707
ISHARES TR USD INV GRDE ETF 464288620   13,460 280 SH   SOLE   0 0 280
ISHARES TR ISHS 5-10YR INVT 464288638   2,960,431 60,852 SH   SOLE   0 0 60,852
ISHARES TR ISHS 1-5YR INVS 464288646   595,376 11,948 SH   SOLE   0 0 11,948
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,692,881 38,102 SH   SOLE   0 0 38,102
ISHARES TR CORE MSCI TOTAL 46432F834   51,743,270 862,532 SH   SOLE   0 0 862,532
ISHARES TR CORE MSCI EAFE 46432F842   2,918,059 45,347 SH   SOLE   0 0 45,347
ISHARES TR CORE 1 5 YR USD 46432F859   15,361,002 331,199 SH   SOLE   0 0 331,199
ISHARES TR INTL EQTY FACTOR 46434V274   17,753,732 686,798 SH   SOLE   0 0 686,798
ISHARES TR U S EQUITY FACTR 46434V282   36,929,642 852,485 SH   SOLE   0 0 852,485
ISHARES TR US SML CAP EQT 46434V290   5,643,414 109,094 SH   SOLE   0 0 109,094
ISHARES TR EXPONENTIAL TECH 46434V381   5,795 111 SH   SOLE   0 0 111
ISHARES TR CORE TOTAL USD 46434V613   2,852,749 65,258 SH   SOLE   0 0 65,258
ISHARES TR CORE DIV GRWTH 46434V621   37,197 751 SH   SOLE   0 0 751
ISHARES TR GLOBAL REIT ETF 46434V647   105,321 4,975 SH   SOLE   0 0 4,975
ISHARES TR BLACKROCK ULTRA 46434V878   9,163,633 181,890 SH   SOLE   0 0 181,890
ISHARES TR IBONDS DEC23 ETF 46434VAX8   1,125,946 44,398 SH   SOLE   0 0 44,398
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,067,277 43,795 SH   SOLE   0 0 43,795
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,085,189 43,881 SH   SOLE   0 0 43,881
ISHARES TR INVESTMENT GRADE 46435G219   130,623 3,080 SH   SOLE   0 0 3,080
ISHARES TR IBONDS DEC2023 46435G318   2,436,285 95,447 SH   SOLE   0 0 95,447
ISHARES TR CR 5 10 YR ETF 46435G417   2,245,314 54,531 SH   SOLE   0 0 54,531
ISHARES TR CORE INTL AGGR 46435G672   21,866,982 448,278 SH   SOLE   0 0 448,278
ISHARES TR IBONDS DEC2026 46435GAA0   850,978 36,468 SH   SOLE   0 0 36,468
ISHARES TR CYBERSECURITY 46435U135   8,318 216 SH   SOLE   0 0 216
ISHARES TR IBONDS 23 TRM HG 46435U150   736,459 31,153 SH   SOLE   0 0 31,153
ISHARES TR IBONDS 25 TRM HG 46435U168   601,190 26,219 SH   SOLE   0 0 26,219
ISHARES TR IBONDS 24 TRM HG 46435U184   723,969 31,206 SH   SOLE   0 0 31,206
ISHARES TR GENOMICS IMMUN 46435U192   855 42 SH   SOLE   0 0 42
ISHARES TR IBONDS DEC 26 46435U259   1,269,131 51,154 SH   SOLE   0 0 51,154
ISHARES TR IBONDS DEC 27 46435U283   688,892 28,141 SH   SOLE   0 0 28,141
ISHARES TR IBONDS DEC 28 46435U325   379,771 15,558 SH   SOLE   0 0 15,558
ISHARES TR IBONDS DEC 25 46435U432   1,249,571 47,913 SH   SOLE   0 0 47,913
ISHARES TR IBDS DEC28 ETF 46435U515   55,557 2,312 SH   SOLE   0 0 2,312
ISHARES TR IBONDS DEC 46435U697   1,833,675 71,377 SH   SOLE   0 0 71,377
ISHARES TR US INFRASTRUC 46435U713   6,989 191 SH   SOLE   0 0 191
ISHARES TR BROAD USD HIGH 46435U853   14,746,200 424,840 SH   SOLE   0 0 424,840
ISHARES TR IBONDS 27 ETF 46435UAA9   83,555 3,611 SH   SOLE   0 0 3,611
ISHARES TR IBONDS DEC 29 46436E205   54,443 2,486 SH   SOLE   0 0 2,486
ISHARES TR IBONDS 2027 TERM 46436E478   27,611 1,283 SH   SOLE   0 0 1,283
ISHARES TR US TECH BRKTHR 46436E502   2,047 56 SH   SOLE   0 0 56
ISHARES TR IBONDS 2026 TERM 46436E528   365,698 16,232 SH   SOLE   0 0 16,232
ISHARES TR IBONDS 27 TRM TS 46436E841   26,024 1,191 SH   SOLE   0 0 1,191
ISHARES TR IBONDS 26 TRM TS 46436E858   700,347 31,168 SH   SOLE   0 0 31,168
ISHARES TR IBONDS 25 TRM TS 46436E866   1,198,789 51,941 SH   SOLE   0 0 51,941
ISHARES TR IBONDS 24 TRM TS 46436E874   1,343,084 56,337 SH   SOLE   0 0 56,337
ISHARES TR IBONDS 23 TRM TS 46436E882   1,279,862 51,566 SH   SOLE   0 0 51,566
JPMORGAN CHASE & CO COM 46625H100   2,235,609 15,416 SH   SOLE   0 0 15,416
LINCOLN NATL CORP IND COM 534187109   424,150 17,179 SH   SOLE   0 0 17,179
LOWES COS INC COM 548661107   212,205 1,021 SH   SOLE   0 0 1,021
MASTERCARD INCORPORATED CL A 57636Q104   242,693 613 SH   SOLE   0 0 613
MICROSOFT CORP COM 594918104   1,053,342 3,336 SH   SOLE   0 0 3,336
NVIDIA CORPORATION COM 67066G104   387,141 890 SH   SOLE   0 0 890
OLD NATL BANCORP IND COM 680033107   405,957 27,920 SH   SOLE   0 0 27,920
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   99,157 100,000 PRN   SOLE   0 0 100,000
REDWOOD TRUST INC NOTE 5.625% 7/1 758075AD7   49,000 50,000 PRN   SOLE   0 0 50,000
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,151,426 82,044 SH   SOLE   0 0 82,044
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   18,471 254 SH   SOLE   0 0 254
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   43,833 680 SH   SOLE   0 0 680
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,088,294 16,080 SH   SOLE   0 0 16,080
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,147,586 51,849 SH   SOLE   0 0 51,849
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   37,299 1,558 SH   SOLE   0 0 1,558
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   19,105 270 SH   SOLE   0 0 270
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   62,962 1,854 SH   SOLE   0 0 1,854
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,725,027 84,219 SH   SOLE   0 0 84,219
SCHWAB STRATEGIC TR US TIPS ETF 808524870   679,306 13,454 SH   SOLE   0 0 13,454
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   47,634 370 SH   SOLE   0 0 370
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   22,707 330 SH   SOLE   0 0 330
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   62,782 390 SH   SOLE   0 0 390
SELECT SECTOR SPDR TR ENERGY 81369Y506   128,896 1,426 SH   SOLE   0 0 1,426
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   140,816 859 SH   SOLE   0 0 859
SPDR GOLD TR GOLD SHS 78463V107   1,125,398 6,564 SH   SOLE   0 0 6,564
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   3,489,907 62,633 SH   SOLE   0 0 62,633
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   182,474 4,777 SH   SOLE   0 0 4,777
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   7,729 325 SH   SOLE   0 0 325
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   7,025 241 SH   SOLE   0 0 241
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   841,642 27,141 SH   SOLE   0 0 27,141
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,049,539 7,134 SH   SOLE   0 0 7,134
SPDR SER TR NYSE TECH ETF 78464A102   9,425 69 SH   SOLE   0 0 69
SPDR SER TR S&P 600 SMCP GRW 78464A201   7,034 96 SH   SOLE   0 0 96
SPDR SER TR S&P 600 SMCP VAL 78464A300   4,053 56 SH   SOLE   0 0 56
SPDR SER TR PORTFOLIO INTRMD 78464A375   331,750 10,548 SH   SOLE   0 0 10,548
SPDR SER TR PORTFOLIO SHORT 78464A474   373,300 12,732 SH   SOLE   0 0 12,732
SPDR SER TR PRTFLO S&P500 VL 78464A508   348,647 8,450 SH   SOLE   0 0 8,450
SPDR SER TR DJ REIT ETF 78464A607   2,198,586 26,508 SH   SOLE   0 0 26,508
SPDR SER TR PORTFOLIO AGRGTE 78464A649   11,146 458 SH   SOLE   0 0 458
SPDR SER TR PORTFLI TIPS ETF 78464A656   4,438,104 178,668 SH   SOLE   0 0 178,668
SPDR SER TR S&P DIVID ETF 78464A763   633,360 5,507 SH   SOLE   0 0 5,507
SPDR SER TR OILGAS EQUIP 78468R549   4,789 50 SH   SOLE   0 0 50
SPDR SER TR PORTFLI HIGH YLD 78468R606   388,247 17,317 SH   SOLE   0 0 17,317
SPDR SER TR BLOOMBERG HIGH Y 78468R622   2,541,843 28,118 SH   SOLE   0 0 28,118
SPDR SER TR S&P KENSHO NEW 78468R648   2,733 69 SH   SOLE   0 0 69
SPDR SER TR S&P KENSHO CLEAN 78468R655   8,904 132 SH   SOLE   0 0 132
SPDR SER TR PORTFOLIO S&P600 78468R853   3,591 97 SH   SOLE   0 0 97
TESLA INC COM 88160R101   623,736 2,493 SH   SOLE   0 0 2,493
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   20,385,691 137,102 SH   SOLE   0 0 137,102
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   1,185,800 15,390 SH   SOLE   0 0 15,390
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   4,748,092 54,326 SH   SOLE   0 0 54,326
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   1,056,361 13,558 SH   SOLE   0 0 13,558
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   3,231,920 38,234 SH   SOLE   0 0 38,234
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   38,627 576 SH   SOLE   0 0 576
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,974,012 151,763 SH   SOLE   0 0 151,763
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,932,828 118,835 SH   SOLE   0 0 118,835
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   22,578,751 323,571 SH   SOLE   0 0 323,571
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   29,811,698 623,285 SH   SOLE   0 0 623,285
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   29,833,206 75,969 SH   SOLE   0 0 75,969
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,797,950 13,729 SH   SOLE   0 0 13,729
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   14,647,736 193,599 SH   SOLE   0 0 193,599
VANGUARD INDEX FDS SML CP GRW ETF 922908595   23,131 108 SH   SOLE   0 0 108
VANGUARD INDEX FDS SM CP VAL ETF 922908611   12,047,375 75,537 SH   SOLE   0 0 75,537
VANGUARD INDEX FDS MID CAP ETF 922908629   23,949,549 115,009 SH   SOLE   0 0 115,009
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,655,098 18,678 SH   SOLE   0 0 18,678
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,477,651 10,309 SH   SOLE   0 0 10,309
VANGUARD INDEX FDS GROWTH ETF 922908736   175,095 643 SH   SOLE   0 0 643
VANGUARD INDEX FDS VALUE ETF 922908744   5,035,671 36,509 SH   SOLE   0 0 36,509
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,446,377 12,939 SH   SOLE   0 0 12,939
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,100,132 28,719 SH   SOLE   0 0 28,719
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   546,889 14,048 SH   SOLE   0 0 14,048
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   75,655 812 SH   SOLE   0 0 812
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   8,484,904 163,580 SH   SOLE   0 0 163,580
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,437,769 36,668 SH   SOLE   0 0 36,668
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   245,650 3,673 SH   SOLE   0 0 3,673
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   304,480 5,256 SH   SOLE   0 0 5,256
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,742,022 121,447 SH   SOLE   0 0 121,447
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,461,324 71,961 SH   SOLE   0 0 71,961
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   49,363 857 SH   SOLE   0 0 857
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   8,511,870 113,265 SH   SOLE   0 0 113,265
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   54,204 792 SH   SOLE   0 0 792
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   2,870,348 65,563 SH   SOLE   0 0 65,563
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   14,631,994 192,577 SH   SOLE   0 0 192,577
VANGUARD STAR FDS VG TL INTL STK F 921909768   34,770,744 649,678 SH   SOLE   0 0 649,678
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   855,703 19,572 SH   SOLE   0 0 19,572
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   6,116,347 60,319 SH   SOLE   0 0 60,319
VANGUARD WORLD FD MEGA CAP INDEX 921910873   7,487,051 49,299 SH   SOLE   0 0 49,299
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,037,747 8,188 SH   SOLE   0 0 8,188
VANGUARD WORLD FDS INF TECH ETF 92204A702   14,936 36 SH   SOLE   0 0 36
VANGUARD WORLD FDS MATERIALS ETF 92204A801   704,917 4,086 SH   SOLE   0 0 4,086
VISA INC COM CL A 92826C839   273,942 1,191 SH   SOLE   0 0 1,191
WALMART INC COM 931142103   315,732 1,974 SH   SOLE   0 0 1,974
WILLIAMS COS INC COM 969457100   359,304 10,665 SH   SOLE   0 0 10,665