The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHATEC HLDGS INC COM NEW 02081G201 443 67,757 SH   SOLE   0 0 67,757
ATMOS ENERGY CORP COM 049560105 3,332 29,720 SH   SOLE   0 0 29,720
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 553 20,905 SH   SOLE   0 0 20,905
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 999 46,422 SH   SOLE   0 0 46,422
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 677 16,616 SH   SOLE   0 0 16,616
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 806 16,799 SH   SOLE   0 0 16,799
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,671 91,285 SH   SOLE   0 0 91,285
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 9,643 413,849 SH   SOLE   0 0 413,849
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 4,022 139,217 SH   SOLE   0 0 139,217
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 3,137 139,038 SH   SOLE   0 0 139,038
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 771 33,372 SH   SOLE   0 0 33,372
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 1,808 37,607 SH   SOLE   0 0 37,607
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 11,449 244,222 SH   SOLE   0 0 244,222
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 3,744 85,829 SH   SOLE   0 0 85,829
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,732 174,077 SH   SOLE   0 0 174,077
ISHARES GOLD TR ISHARES NEW 464285204 674 19,654 SH   SOLE   0 0 19,654
ISHARES INC CORE MSCI EMKT 46434G103 948 19,320 SH   SOLE   0 0 19,320
ISHARES INC MSCI EMERG MKT 46434G889 9,244 215,374 SH   SOLE   0 0 215,374
ISHARES SILVER TR ISHARES 46428Q109 335 17,987 SH   SOLE   0 0 17,987
ISHARES TR CORE S&P TTL STK 464287150 2,805 33,475 SH   SOLE   0 0 33,475
ISHARES TR TIPS BD ETF 464287176 11,203 98,348 SH   SOLE   0 0 98,348
ISHARES TR CORE S&P500 ETF 464287200 80,777 213,047 SH   SOLE   0 0 213,047
ISHARES TR CORE US AGGBD ET 464287226 43,708 429,854 SH   SOLE   0 0 429,854
ISHARES TR NORTH AMERN NAT 464287374 755 20,995 SH   SOLE   0 0 20,995
ISHARES TR S&P 500 VAL ETF 464287408 50,082 364,335 SH   SOLE   0 0 364,335
ISHARES TR MSCI EAFE ETF 464287465 6,225 99,612 SH   SOLE   0 0 99,612
ISHARES TR RUS MID CAP ETF 464287499 2,898 44,821 SH   SOLE   0 0 44,821
ISHARES TR CORE S&P MCP ETF 464287507 58,526 258,702 SH   SOLE   0 0 258,702
ISHARES TR RUS 1000 VAL ETF 464287598 1,779 12,269 SH   SOLE   0 0 12,269
ISHARES TR RUS 1000 ETF 464287622 2,595 12,488 SH   SOLE   0 0 12,488
ISHARES TR CORE S&P US VLU 464287663 1,044 15,616 SH   SOLE   0 0 15,616
ISHARES TR S&P MC 400VL ETF 464287705 4,175 44,221 SH   SOLE   0 0 44,221
ISHARES TR CORE S&P SCP ETF 464287804 12,607 136,428 SH   SOLE   0 0 136,428
ISHARES TR SP SMCP600VL ETF 464287879 19,548 219,567 SH   SOLE   0 0 219,567
ISHARES TR SHRT NAT MUN ETF 464288158 5,255 50,209 SH   SOLE   0 0 50,209
ISHARES TR NATIONAL MUN ETF 464288414 4,503 42,340 SH   SOLE   0 0 42,340
ISHARES TR CRE U S REIT ETF 464288521 8,456 158,346 SH   SOLE   0 0 158,346
ISHARES TR ISHS 5-10YR INVT 464288638 3,776 73,958 SH   SOLE   0 0 73,958
ISHARES TR ISHS 1-5YR INVS 464288646 553 10,942 SH   SOLE   0 0 10,942
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,528 44,644 SH   SOLE   0 0 44,644
ISHARES TR CORE MSCI TOTAL 46432F834 48,125 843,851 SH   SOLE   0 0 843,851
ISHARES TR CORE MSCI EAFE 46432F842 5,199 88,337 SH   SOLE   0 0 88,337
ISHARES TR CORE 1 5 YR USD 46432F859 24,147 509,440 SH   SOLE   0 0 509,440
ISHARES TR INTL EQTY FACTOR 46434V274 21,258 903,451 SH   SOLE   0 0 903,451
ISHARES TR U S EQUITY FACTR 46434V282 46,879 1,236,914 SH   SOLE   0 0 1,236,914
ISHARES TR MSCI USA SML CP 46434V290 9,029 192,547 SH   SOLE   0 0 192,547
ISHARES TR CORE TOTAL USD 46434V613 3,785 80,845 SH   SOLE   0 0 80,845
ISHARES TR BLACKROCK ULTRA 46434V878 12,412 248,042 SH   SOLE   0 0 248,042
ISHARES TR IBONDS DEC2023 46435G318 1,750 68,627 SH   SOLE   0 0 68,627
ISHARES TR CR 5 10 YR ETF 46435G417 2,913 65,085 SH   SOLE   0 0 65,085
ISHARES TR CORE INTL AGGR 46435G672 23,522 472,227 SH   SOLE   0 0 472,227
ISHARES TR IBONDS DEC2022 46435G755 1,941 74,921 SH   SOLE   0 0 74,921
ISHARES TR IBONDS DEC 26 46435U259 589 23,228 SH   SOLE   0 0 23,228
ISHARES TR IBONDS DEC 27 46435U283 412 16,365 SH   SOLE   0 0 16,365
ISHARES TR IBONDS DEC 28 46435U325 406 16,222 SH   SOLE   0 0 16,222
ISHARES TR IBONDS DEC 25 46435U432 1,116 41,906 SH   SOLE   0 0 41,906
ISHARES TR IBONDS DEC 46435U697 1,319 50,714 SH   SOLE   0 0 50,714
ISHARES TR BROAD USD HIGH 46435U853 11,708 338,172 SH   SOLE   0 0 338,172
JPMORGAN CHASE & CO COM 46625H100 1,640 14,563 SH   SOLE   0 0 14,563
KNOWBE4 INC CL A 49926T104 205 13,123 SH   SOLE   0 0 13,123
LINCOLN NATL CORP IND COM 534187109 897 19,175 SH   SOLE   0 0 19,175
OLD NATL BANCORP IND COM 680033107 348 23,545 SH   SOLE   0 0 23,545
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,421 76,608 SH   SOLE   0 0 76,608
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 923 14,707 SH   SOLE   0 0 14,707
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,786 45,804 SH   SOLE   0 0 45,804
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,476 72,611 SH   SOLE   0 0 72,611
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 3,281 62,993 SH   SOLE   0 0 62,993
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 783 27,141 SH   SOLE   0 0 27,141
SPDR SER TR PORTFOLIO INTRMD 78464A375 389 11,918 SH   SOLE   0 0 11,918
SPDR SER TR PORTFOLIO SHORT 78464A474 396 13,320 SH   SOLE   0 0 13,320
SPDR SER TR DJ REIT ETF 78464A607 3,301 34,715 SH   SOLE   0 0 34,715
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,136 77,629 SH   SOLE   0 0 77,629
SPDR SER TR BLOOMBERG HIGH Y 78468R622 1,116 12,304 SH   SOLE   0 0 12,304
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 15,420 116,060 SH   SOLE   0 0 116,060
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 6,425 37,787 SH   SOLE   0 0 37,787
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 3,955 25,827 SH   SOLE   0 0 25,827
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,666 98,726 SH   SOLE   0 0 98,726
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,197 41,633 SH   SOLE   0 0 41,633
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 29,559 392,760 SH   SOLE   0 0 392,760
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 29,161 588,632 SH   SOLE   0 0 588,632
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 24,850 71,638 SH   SOLE   0 0 71,638
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,708 13,187 SH   SOLE   0 0 13,187
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 19,179 210,505 SH   SOLE   0 0 210,505
VANGUARD INDEX FDS SM CP VAL ETF 922908611 10,556 70,456 SH   SOLE   0 0 70,456
VANGUARD INDEX FDS MID CAP ETF 922908629 22,833 115,920 SH   SOLE   0 0 115,920
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,853 22,357 SH   SOLE   0 0 22,357
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,463 11,161 SH   SOLE   0 0 11,161
VANGUARD INDEX FDS VALUE ETF 922908744 5,227 39,634 SH   SOLE   0 0 39,634
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,572 14,606 SH   SOLE   0 0 14,606
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,676 30,094 SH   SOLE   0 0 30,094
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 715 16,148 SH   SOLE   0 0 16,148
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10,062 201,409 SH   SOLE   0 0 201,409
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,104 50,511 SH   SOLE   0 0 50,511
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,217 124,045 SH   SOLE   0 0 124,045
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,268 65,458 SH   SOLE   0 0 65,458
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 11,992 157,253 SH   SOLE   0 0 157,253
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 4,242 88,732 SH   SOLE   0 0 88,732
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 15,285 191,010 SH   SOLE   0 0 191,010
VANGUARD STAR FDS VG TL INTL STK F 921909768 33,440 647,943 SH   SOLE   0 0 647,943
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 808 19,793 SH   SOLE   0 0 19,793
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 6,000 62,386 SH   SOLE   0 0 62,386
VANGUARD WORLD FD MEGA CAP INDEX 921910873 7,334 55,637 SH   SOLE   0 0 55,637
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,123 11,293 SH   SOLE   0 0 11,293
WILLIAMS COS INC COM 969457100 321 10,291 SH   SOLE   0 0 10,291